Generated by All in One SEO v4.9.1, this is an llms.txt file, used by LLMs to index the site. # Alliance for Financial Inclusion Bringing smart policies to life ## Sitemaps - [XML Sitemap](https://afi-global.org/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Applying behavioral insight to policymaking: AFI members study the Dominican Republic’s experience](https://afi-global.org/news/applying-behavioral-insight-to-policymaking-afi-members-study-the-dominican-republics-experience/) - From 23 to 25 June, AFI members from Armenia, Kazakhstan and Honduras were in Santo Domingo, to learn about the Dominican Republic’s experience in applying behavioral economics in financial regulation, supervision, and financial inclusion initiatives. The event, hosted by the Superintendency of Banks of the Dominican Republic (SB), explored practical applications of behavioral economics in - [AFI/Frankfurt School training explores new frontiers in financial inclusion and financial capability  ](https://afi-global.org/news/afi-frankfurt-school-training-explores-new-frontiers-in-financial-inclusion-and-financial-capability-2/) - From 29 June to 3 July 2026, participants from 20 countries attended the Frankfurt School Summer Academy 2026. - [Central Bank of Bosnia and Herzegovina hosts major event to support youth financial literacy  ](https://afi-global.org/news/central-bank-of-bosnia-and-herzegovina-hosts-major-event-to-support-youth-financial-literacy/) - On 24 and 25 June, the Central Bank of Bosnia and Herzegovina (CBBH) hosted the national finals of the 6th Economic Olympiad. Over 800 high school students from 56 schools participated in the competition, which tests young people’s knowledge of economics and finance. The event was organized by the non-governmental organization, Liberalni forum, which distributed economics textbooks to 314 schools and 20 libraries, specifically targeting rural municipalities. Dr Jasmina - [Twenty years of financial sector innovation and progress in Mongolia](https://afi-global.org/opinion/twenty-years-of-financial-sector-innovation-and-progress-in-mongolia/) - Tundev Jambaajamts: Mongolia’s financial sector has transformed significantly, the result of institution building, legal reforms, market deepening, and rapid digitalization - [AFI consultation: Policy Model for Consumer Protection](https://afi-global.org/news/afi-consultation-policy-model-for-consumer-protection/) - The AFI Management Unit invites partners and stakeholders from the general public to review and provide comments on a proposed policy model on consumer protection. The policy model was developed through AFI’s member-driven bottom-up approach, starting with their recommendation by AFI’s working groups to elevate proven practical policy solutions from network-wide best practices. They will - [New insight into digital microfinance transactions and centralized credit scoring in South Asia](https://afi-global.org/news/new-insights-into-digital-microfinance-transactions-and-centralized-credit-scoring-in-south-asia/) - New research by AFI's South Asia Region Financial Inclusion Initiative (SARFII) has shed light on two important dimensions of financial inclusion — inclusive digital transactions and credit scoring mechanisms. Digital Transactions in the Microfinance Sector A SARFII member survey examined the status, challenges, and regulatory landscape of digital transactions in the microfinance sector. Findings indicate - [AFI’s Inclusive Green Finance Working Group meets in Malaysia](https://afi-global.org/news/afis-inclusive-green-finance-working-group-meets-in-malaysia/) - From 22 to 24 June, 38 experts from across the AFI network gathered in Kuala Lumpur, for a meeting of AFI's Inclusive Green Finance (IGF) Working Group. Discussions covered a wide range of topical issues, including measurement frameworks, climate risk supervision, sustainability disclosures, harmonization of green finance taxonomies, carbon market integrity, climate risk measurement, and sustainable housing finance. “In many countries, climate events are impacting - [Cambodia meeting explores AI’s role in supporting financial inclusion](https://afi-global.org/news/afi-phnom-penh-meeting-explores-ais-potential-to-support-financial-inclusion/) - Artificial intelligence’s potential to improve financial inclusion monitoring was highlighted during AFI Working Group meetings in Phnom Penh. On 22 to 25 June, AFI and the National Bank of Cambodia (NBC) co-hosted meetings of AFI’s Financial Inclusion Data and Impact Working Group, and Financial Inclusion Strategy Peer Learning Group. “Artificial intelligence is changing what is - [The Affordable Housing Finance Challenge](https://afi-global.org/podcast/the-affordable-housing-finance-challenge/) - Patrick McAllister from Habitat for Humanity International joins us to discuss how we can unlock affordable housing finance for families and communities worldwide. - [AFI obtains observer status with the Financial Action Task Force](https://afi-global.org/news/afi-obtains-observer-status-with-the-financial-action-task-force/) - The Financial Action Task Force (FATF), the standard-setting body which leads global action to tackle money laundering, terrorist and proliferation financing, has granted AFI official observer status. - [We can build refugees’ resilience through financial inclusion  ](https://afi-global.org/opinion/we-can-build-refugees-resilience-through-financial-inclusion-2/) - Mariam Zahari, Policy Specialist; Ezekiel Alex George, Membership Engagement Officer; Alliance for Financial Inclusion ‘World Refugee Day’ is our yearly reminder of the terrible impact of being forced to flee one’s home, and of the opportunities we have to assist. Currently, 118 million people worldwide are forcibly displaced, including 41 million refugees and 69 million internally displaced persons (IDPs). For refugee-hosting countries, this creates a massive financial burden, which humanitarian assistance alone cannot cover. That’s why, - [The Gambia’s financial inclusion rate jumps from 19% to 82% in just six years](https://afi-global.org/news/the-gambias-financial-inclusion-rate-jumps-from-19-to-82-in-just-six-years/) - On 11 June, the Governor of the Central Bank of The Gambia, Buah Saidy, revealed that between 2019 and 2025, the country’s financial inclusion rate increased by 332%, from 19% to 82%. Speaking at the launch of the FinScope Consumer Survey 2025, the Governor said the survey findings reflect a transformative shift in access to - [Building trust in the digital age: AFI Working Groups convene in Suriname](https://afi-global.org/news/building-trust-in-the-digital-age-afi-working-groups-convene-in-suriname/) - AFI's DFS and CEMC Working Groups met in Suriname to advance consumer trust, gender equity and inclusion in a rapidly evolving digital finance landscape. - [AFI’s Inclusive Fintech Showcase brings regulators and entrepreneurs together](https://afi-global.org/news/afis-inclusive-fintech-showcase-brings-regulators-and-entrepreneurs-together/) - On 10 June 2026, AFI’s annual Inclusive Fintech Showcase brought together entrepreneurs from around the world to explore their experience of partnering with regulators to develop solutions which advance inclusion. “The Inclusive Fintech Showcase was created to support dialogue between policymakers and innovators working on challenges such as building alternative credit scoring for people with - [Bank of Tanzania celebrates 60 years of service and achievement  ](https://afi-global.org/news/bank-of-tanzania-celebrates-60-years-of-service-and-achievement/) - On 12 June 2026, the Bank of Tanzania celebrated its 60th anniversary at a special ceremony in Dar Es Salaam which brought together government leaders, policymakers, financial sector stakeholders and development partners. Tanzania’s President, Dr Samia Suluhu Hassan, commended the central bank for its role in safeguarding the economy and supporting the nation’s development. “We should not only measure success by the number of people accessing financial services,” she said, calling for greater Bank of Tanzania celebrates 60 years of service and achievement - [AFI’s Latin America & Caribbean members are driving a transformative inclusion agenda](https://afi-global.org/news/afis-latin-america-caribbean-members-are-driving-a-transformative-inclusion-agenda/) - On 3 June 2026, the members of AFI’s Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) met to discuss opportunities to advance regional cooperation and alignment. FILAC’s Chair, Guadalupe Escobar of Banco Central de Reserva de El Salvador, highlighted “FILAC's role as a platform that connects our institutions, facilitates peer learning, and promotes - [What does good governance in Open Finance look like?](https://afi-global.org/opinion/what-does-good-governance-in-open-finance-look-like/) - Evelyne Kilonzo: Trust is the currency of open finance, and foundational to participation and inclusion. - [From access to agency: advancing women’s financial inclusion](https://afi-global.org/opinion/from-access-to-agency-advancing-womens-financial-inclusion/) - Pakistan's financial system has, for decades, worked perfectly well — just not for its women. The State Bank of Pakistan is on a mission to change that from the inside out. - [AFI/Central Bank of Lesotho workshop will advance progress on Inclusive Green Finance](https://afi-global.org/news/lesotho-workshop-inclusive-green-finance/) - On 9 and 10 June 2026, AFI and the Central Bank of Lesotho hosted an Inclusive Green Finance Workshop in Maseru. The event was attended by over 100 representatives from government agencies, the National Climate Change Committee, banks, insurance companies, fintechs, and international organizations. It sought to raise awareness of the state of climate change - [Closing the Gender Gap: Ten Years of the Denarau Action Plan](https://afi-global.org/opinion/closing-the-gender-gap-ten-years-of-the-denarau-action-plan/) - A decade ago, through the Denarau Action Plan (DAP), the AFI network made a bold commitment to advancing women’s financial inclusion and to closing the gender gap. As we mark the Plan’s ten-year anniversary, it leads me to reflect on what inclusive finance truly means. I have experienced the Denarau Action Plan from two distinct - [Turning Finance into Action: Fiji's Sustainable Finance Roadmap](https://afi-global.org/opinion/turning-finance-into-action-fijis-sustainable-finance-roadmap/) - Discover how Fiji is building climate resilience, mobilising green investment, and expanding financial inclusion across the Pacific. - [Financial education is helping Peru’s women entrepreneurs to thrive](https://afi-global.org/news/financial-education-is-helping-perus-women-entrepreneurs-to-thrive/) - How Peru is empowering women entrepreneurs through financial education — helping them manage their finances, access credit, and grow their businesses. - [AFI participates in WFE Sustainability Conference in Luxembourg](https://afi-global.org/news/afi-participates-in-wfe-sustainability-conference-in-luxembourg/) - On 4 June, AFI participated in the 2026 WFE Sustainability Conference, organized by the World Federation of Exchanges in Luxembourg. The conference brought together stakeholders from across the financial sector to exchange perspectives on sustainability, sustainable finance, and the role of financial institutions in supporting the transition to a more resilient future. During the event, - [AFI’s Pacific members endorse the Santo Statement to advance financial capability](https://afi-global.org/news/afis-pacific-members-endorse-the-santo-statement-to-advance-financial-capability/) - On 4 June 2026, the member institutions of AFI’s Pacific Islands Regional Initiative (PIRI) published the Santo Statement on Financial Capability in the Pacific, signalling their commitment to advancing more resilient, inclusive, and people-centred financial ecosystems. The Santo Statement was launched by the Governors of the central banks of Vanuatu, Fiji, Tonga, the Solomon Islands, - [Vanuatu hosts Pacific Leaders for 2026 PIRI Meetings](https://afi-global.org/news/vanuatu-hosts-pacific-leaders-for-2026-piri-meetings/) - From 2-4 June, financial inclusion leaders and regulators are gathering in Santo, Vanuatu, for the 2026 Pacific Islands Regional Initiative (PIRI) Meetings. Co-hosted by the Reserve Bank of Vanuatu (RBV), the meeting is bringing together nine leaders and 14 technical representatives from AFI member institutions. Participants are exploring opportunities to strengthen regional cooperation in areas - [Papua New Guinea's green finance journey keeps advancing](https://afi-global.org/news/papua-new-guineas-green-finance-journey-keeps-advancing/) - Papua New Guinea's green finance journey keeps advancing - [AFI members learn from China’s experience in Artificial Intelligence ](https://afi-global.org/news/afi-members-china-artificial-intelligence/) - From 12 to 16 May 2026, AFI, Tsinghua University PBC School of Finance (PBCSF), and the Finance Center for South-South Co-operation (FCSSC) are organizing a global training event in Beijing, exploring the role of Artificial Intelligence in Inclusive and Responsible Financial Ecosystems. The event, attended by 35 participants, including 16 staff from 11 AFI member institutions, marks the second year of AFI’s collaboration with PBCSF and FCSSC. Attendees are studying China's experience - [Crime, Cash and Financial Inclusion](https://afi-global.org/podcast/crime-cash-and-financial-inclusion/) - Inside Financial Inclusion explores how we can fight crime without excluding the vulnerable & whether inclusivity can strengthen rather than weaken financial systems. - [AFI training in Eswatini explores how movable collateral registries can support women](https://afi-global.org/news/movable-collateral-registries-can-support-women/) - AFI & the Central Bank of Eswatini are holding a training session for national stakeholders, looking at how movable collateral registries can support women-led small businesses. - [Creating Greener Futures: Savings and Credit Cooperatives in Mongolia](https://afi-global.org/news/creating-greener-futures-savings-and-credit-cooperatives-in-mongolia/) - For Mongolia’s rural populations, harsh winters, droughts, and unpredictable weather patterns are making traditional livelihoods increasingly difficult. AFI’s latest impact story video, produced in collaboration with the Financial Regulatory Commission (FRC) of Mongolia, highlights how Savings and Credit Cooperatives (SCCs) are helping herders build financial resilience, adopt environmentally-friendly practices, and build more secure futures for Discover how Savings and Credit Cooperatives in Mongolia are helping communities adopt more sustainable practices through inclusive green finance, supporting livelihoods while building a greener future. - [AFI/IKI event explores how gender insight can inform climate projects](https://afi-global.org/news/gender-considerations-climate-projects/) - On 20 and 21 May 2026, AFI and the International Climate Initiative (IKI, a German government body) co-hosted an online event on the theme of gender and climate financing. The meeting, organized by the IKI Gender Community of Practice, was designed to share insight with IKI implementing organizations on how to embed gender equality, women’s empowerment, - [From Bank Teller to Trailblazer:  A Story of Transformation in Egypt](https://afi-global.org/podcast/from-bank-teller-totrailblazer/) - When May Abulnaga's mother pushed her into banking, she could never have imagined her future role in transforming financial access for Egyptian women. Today, as Sub-Governor of the Central Bank of Egypt, May shares the personal costs, policy battles, and hard-won lessons behind her (and Egypt’s) financial inclusion journey. Bio: May Abulnaga is the First Sub-Governor of the Central Bank of Egypt (CBE), where she oversees key divisions including - [AFI/Mastercard event discusses cybersecurity information sharing](https://afi-global.org/news/afi-mastercard-cybersecurity/) - On 17 March, an AFI Public-Private Dialogue event brought 72 participants from 23 AFI member institutions together with experts from Mastercard, to discuss best practices in cybersecurity information sharing. The session explored the evolving threat landscape, looking at how digitization, geopolitical tensions, and AI are driving increased cyber threats. Mastercard speakers presented their current initiatives - [National Bank of Tajikistan hosts Financial Literacy Festival](https://afi-global.org/news/national-bank-of-tajikistan-hosts-financial-literacy-festival/) - On 1 May 2026, the National Bank of Tajikistan organized a Financial Literacy Festival in Dushanbe to increase public awareness of financial services and products, and to promote responsible financial behavior. More than 7,000 people participated, including school pupils, students, teachers, women entrepreneurs, artisans, and persons with disabilities. Speaking at the Festival, the Chairman of - [AFI-Habitat Task Force conducts mission to Zambia](https://afi-global.org/news/afi-habitat-housing-finance-zambia/) - From 4 to 8 May 2026, the AFI–Habitat Joint Task Force on Inclusive Capacity for Housing Finance conducted a mission to Lusaka. The mission was conducted under the AFI–Habitat for Humanity partnership, which works to create enabling policies for inclusive, affordable, sustainable housing finance. The Task Force included representatives from Central Bank of Egypt, State Bank AFI-Habitat Task Force conducts mission to Zambia - [Central Bank of Liberia organizes national financial inclusion workshop](https://afi-global.org/news/liberia-national-workshop-financial-inclusion-strategy/) - The NFIES aims to create an inclusive financial ecosystem capable of supporting economic growth, strengthening financial stability, and improving livelihoods across the country. - [From Reflection to Agency: Supervising AI in Finance](https://afi-global.org/opinion/supervising-ai-in-finance/) - Robin Newnham: new tools will help supervisors act at the tempo of the systems they oversee. - [A coordinated approach to digital finance and small business is paying dividends in Türkiye](https://afi-global.org/opinion/a-coordinated-approach-to-digital-finance-and-small-business-is-paying-dividends-in-turkey/) - Nik Kamarun, Senior Policy Manager, SME Finance, Alliance for Financial Inclusion What can we learn from other nations about how to create a digital finance ecosystem that supports small businesses? It turns out, quite a lot. I recently joined staff from the Central Bank of Egypt (CBE) on an AFI Peer Learning Exchange visit to - [Gender in the spotlight during AFI Working Group meetings in Tanzania](https://afi-global.org/news/afi-working-group-meetings-in-tanzania/) - This week, 88 participants from 44 countries are in Arusha, Tanzania, attending meetings of AFI’s SME Finance (SMEF) and Global Standards Proportionality (GSP) Working Groups. The event, co-hosted with Bank of Tanzania, has a strong focus on gender, explore how gender-responsive approaches and proportional regulatory frameworks can align to support women’s financial inclusion. “The mandates - [Closing Palestine's Gender Finance Gap, One Step at a Time](https://afi-global.org/opinion/closing-palestines-gender-gap/) - Maisa AbuBaker: the path forward requires financial services designed with women in mind. - [Financial health in focus at AFI/Frankfurt School webinar](https://afi-global.org/news/financial-health-afi-frankfurt-school-webinar/) - On 27 April, AFI and the Frankfurt School of Finance & Management (FSFM) organized a webinar on financial health, featuring insight from Central Bank of Kenya. FSFM Financial Inclusion Policy Tutor, Ricardo Estrada Villalta, presented the current global state of financial health. “While financial inclusion is rising, financial resilience remains stagnant for the majority of - [AFI Mongolia event explores how to build gender sensitivity into market supervision](https://afi-global.org/news/afi-mongolia-event-gender-sensitivity-market-supervision/) - From 5 to 8 May 2026, a training event in Ulaanbaatar organized by AFI and the Financial Regulatory Commission of Mongolia (FRC) examined how gender-sensitive consumer protection measures can be integrated into market conduct frameworks. “We often say that financial inclusion is about access to financial services, but access alone does not mean equality,” said - [AFI’s new podcast takes you inside the world of financial inclusion](https://afi-global.org/news/afis-new-podcast-takes-you-inside-the-world-of-financial-inclusion/) - Inside Financial Inclusion keeps listeners up to speed on the latest policies and innovations transforming financial systems around the world. - [Committed to inclusion: building stability, opportunity and resilience in Sudan](https://afi-global.org/opinion/financial-inclusion-in-sudan/) - Amna Mirghani Hassan El-Toum, Governor of the Central Bank of Sudan, explains why financial inclusion is a national priority. - [Advancing Inclusive Green Finance in Latin America and the Caribbean](https://afi-global.org/news/advancing-inclusive-green-finance-in-latin-america-and-the-caribbean/) - On 21 and 22 April, AFI’s Latin American and Caribbean members explored how to operationalize the Paramaribo Roadmap, a regional framework to advance Inclusive Green Finance as a means to strengthen climate resilience and financial inclusion. A virtual event organised by AFI’s Capacity Building Unit featured speakers from Banco Central de Reserva de El Salvador, SBS Peru, Comisión Nacional de Bancos y Seguros Honduras, Central American Council of Superintendents of Banks, Insurance - [Active and vulnerable – how to protect the first cashless generation?](https://afi-global.org/opinion/active-and-vulnerable-how-to-protect-the-first-cashless-generation/) - Roobini Givananadam: a digital world based on convenience and speed requires new thinking on consumer protection Active but vulnerable – how to protect the first cashless generation? - [Adapting to a complex landscape: Central Bank of Seychelles’ cybersecurity journey](https://afi-global.org/opinion/seychelles-cybersecurity-journey/) - Jude Woodcock, Chief Information Security Officer, Central Bank of Seychelles: Safeguarding critical information systems has become an imperative Central Bank of Seychelles’ cybersecurity journey - [Egypt shares its financial inclusion experience with peers from Sudan](https://afi-global.org/news/egypt-financial-inclusion-experience-sudan/) - On 14 April, an AFI Peer Learning Exchange between the Central Banks of Egypt and Sudan explored best practices in data-driven policies, and in promoting consumer protection, entrepreneurship, and digital financial services. - [AFI and V20 convene high-level Inclusive Green Finance meeting in Washington D.C.](https://afi-global.org/news/afi-v20-inclusive-green-finance/) - On 16 April, AFI and the V20 Climate Vulnerable Forum co-organized a Leaders Roundtable in Washington D.C., to discuss opportunities to build collaboration and momentum on Inclusive Green Finance (IGF). The meeting, hosted by Mastercard, explored how countries can be assisted in implementing IGF policies, and how IGF can be made financially viable without overburdening AFI and V20 convene high-level Inclusive Green Finance meeting - [AFI/GSMA webinar explores how certification can drive trust in mobile money  ](https://afi-global.org/news/afi-gsma-webinar/) - Certification offers regulators an additional, credible source of assurance, helping them to assess whether providers are meeting high standards. AFI/GSMA webinar explores how certification can drive trust in mobile money - [Exploring lessons from Arab countries’ financial inclusion journeys](https://afi-global.org/news/arab-countries-financial-inclusion/) - From 7 to 9 April, the financial inclusion journeys of AFI’s Arab Region members were explored during a special event held to mark Arab Financial Inclusion Day, organized by AFI’s Arab Region Financial Inclusion Policy Initiative (ARFIPI). Over three days, participants heard presentations from Ibtissam El Anzaoui and Hicham Akhmari (Bank Al-Maghrib), Azzelarab Rafik (Ministère de Arab countries' financial inclusion journeys explored during AFI event - [Unleashing inclusive innovation: Fiji’s inaugural Hackathon](https://afi-global.org/opinion/inclusive-innovation-fiji/) - Fiji's first innovation Hackathon sparked a wide range of financial inclusion solutions - [Inclusive financial stability: a design principle for resilient financial systems](https://afi-global.org/opinion/inclusive-financial-stability/) - Robin Newnham, Mariam Zahari, Shamim Diouman: Financial stability and financial inclusion reinforce each other, but only when policymakers actively align them. - [With the right frameworks and partners, Inclusive Green Finance can thrive](https://afi-global.org/opinion/with-the-right-frameworks-and-partners-inclusive-green-finance-can-thrive/) - Central Bank of Egypt Governor, Hassan Abdalla shares how Inclusive Green Finance can thrive with the right frameworks and partners - [Why financial supervisors can no longer treat biodiversity as someone else’s problem](https://afi-global.org/opinion/why-financial-supervisors-can-no-longer-treat-biodiversity-as-someone-elses-problem/) - Dr Peter Knaack, Research Associate, Centre for Sustainable Finance at SOAS, University of London; Adjunct Professor, School of International Service, American University; Associate, Council on Economic Policies - [2025 AFI Global Financial Inclusion Award winners announced](https://afi-global.org/news/2025-afi-global-financial-inclusion-award-winners-announced/) - Each year, the AFI Awards recognize member institutions and policymakers striving to advance inclusive finance globally. This year’s winners and finalists were celebrated during a special ceremony at AFI’s annual Global Policy Forum in Swakopmund, Namibia: Nestor Espenilla Jr. Financial Inclusion Innovation Award Winner: Bank of TanzaniaFinalists: Nepal Rastra Bank Bank of Ghana Banco Central del Paraguay Banco - [Bridging policy design and execution: Central Bank of Jordan shares insight with Sudan](https://afi-global.org/news/central-bank-of-jordan-shares-insight-with-sudan/) - On 1 April, an AFI Peer Learning Exchange brought together staff from the central banks of Jordan and Sudan, to discuss the institutional governance and coordination mechanisms required to bring financial inclusion policy objectives to life. The Central Bank of Sudan (CBS) is currently preparing the groundwork for a national financial inclusion strategy, and was Central Bank of Jordan shares financial inclusion insight with Sudan - [Regulatory sandboxes & financial inclusion: lessons from the Solomon Islands](https://afi-global.org/opinion/regulatory-sandbox-solomon-islands/) - As new technologies emerge, regulators must provide an enabling environment that cultivates innovation while ensuring financial stability and consumer protection. Regulatory sandboxes can drive financial inclusion, as the Solomon Islands' experience reveals - [Financial inclusion does not undermine stability, new AFI/UL research reveals ](https://afi-global.org/news/financial-inclusion-does-not-undermine-stability-new-afi-ul-research-reveals/) - Research into 162 countries found that inclusion strengthens rather than destabilizes financial systems. Research into 162 countries found that inclusion strengthens rather than destabilizes financial systems. - [Kenya/Rwanda agreement will boost payment system interoperability](https://afi-global.org/news/kenya-rwanda-interoperability/) - The 'passporting' framework will allow payment service providers licensed in one country to operate more easily in the other New 'passporting' framework will allow payment service providers to operate more easily in both countries - [Nepal Financial Inclusion Index takes centre stage at SARFII Learnovation Lounge](https://afi-global.org/news/nepal-financial-inclusion-index/) - The Index measures financial inclusion levels across access, usage, and quality of financial services. - [Uganda seeks to achieve 100% financial inclusion by 2040](https://afi-global.org/news/uganda-seeks-to-achieve-100-financial-inclusion-by-2040/) - Bank of Uganda’s annual Financial Inclusion Forum in Kampala brought together public and private stakeholders to strengthen collaboration. Uganda aims for 100% financial inclusion by 2040 - [Uzbekistan’s ‘edutainment’ approach to financial literacy is paying off](https://afi-global.org/news/uzbekistan-edutainment/) - The approach mixes education and entertainment formats to make learning about financial services fun and accessible Uzbekistan's approach mixes education and entertainment formats to make financial education fun and accessible - [Rwanda’s National Financial Inclusion Roadmap aims to leave no one behind](https://afi-global.org/news/rwandas-national-financial-inclusion-roadmap/) - The roadmap shifts Rwanda’s focus from financial access to financial health, aiming to build long-term economic resilience and shared prosperity - [Reserve Bank of Fiji promotes gender inclusive finance](https://afi-global.org/news/fiji-gender-inclusive-finance/) - The Reserve Bank of Fiji and its partners are mobilizing support for gender inclusive finance, and a more inclusive financial system. - [Semer les graines du succès: Autonomiser les femmes entrepreneures rurales du Maroc](https://afi-global.org/opinion/semer-les-graines-du-succes-autonomiser-les-femmes-entrepreneures-rurales-du-maroc/) - Ibtissam El Anzaoui, Adjointe à la Directrice, Inclusion financière et développement durable, Bank Al-Maghrib Les femmes rurales au Maroc, qui représentent près de 20 % de la population nationale, demeurent parmi les segments les plus vulnérables de la société. Leur accès limité à l’éducation et à des opportunités d’emploi décent continue de restreindre leur capacité - [Sowing the seeds for success: empowering Morocco’s rural women entrepreneurs](https://afi-global.org/opinion/sowing-the-seeds-for-success-empowering-moroccos-rural-women-entrepreneurs/) - How Bank Al-Maghrib and partners are empowering rural women in Morocco through research-driven initiatives, entrepreneurship training, and financial inclusion. - [Investing in women’s financial inclusion reaps big rewards](https://afi-global.org/opinion/investing-in-womens-financial-inclusion-reaps-big-rewards/) - Felicia Dlamini-Kunene, Deputy Governor, Central Bank of Eswatini: let's focus on identifying practical solutions that open doors for women to access and use finance - [Stability vs. Competition? AFI webinar explores how regulators can deliver both](https://afi-global.org/news/stability-vs-competition-afi-webinar-explores-how-regulators-can-deliver-both/) - AFI members and OECD experts discuss how regulators can balance competition, innovation, and financial stability in banking systems. - [Collaboration is the name of the game for AFI’s Working Groups](https://afi-global.org/news/collaboration-is-the-name-of-the-game-for-afis-working-groups/) - From 2 to 4 March, over 320 representatives from AFI member institutions participated in virtual meetings of AFI’s seven Working Groups. The sessions emphasized the need for collaboration among Groups, as they work to produce outputs which contribute to building inclusive and resilient financial systems. “Increasingly, financial inclusion policy challenges do not sit neatly within - [AFI Lesotho event explores how alternative finance can support women-led businesses](https://afi-global.org/news/afi-lesotho-event-explores-how-alternative-finance-can-support-women-led-businesses/) - AFI & the Central Bank of Lesotho co-hosted a program exploring how alternative finance instruments can expand access to finance for women-led MSMEs in Africa. - [Role of behavioral science in financial inclusion explored in AFI/CNBV webinar ](https://afi-global.org/news/role-of-behavioral-science-in-financial-inclusion-explored-in-afi-cnbv-webinar/) - On 24 February, a webinar organized by AFI and the National Banking and Securities Commission of Mexico (CNBV) revealed how behavioral insight can serve to advance youth financial inclusion. Findings from a research project designed by CNBV with support from AFI’s In-Country Implementation (ICI) program, reveal how behavioral economics and neuroscience can serve to promote financial inclusion and financial health for young people in rural - [AFI members study France and Germany’s experience in regulatory cyber supervision](https://afi-global.org/news/afi-members-study-france-and-germanys-experience-in-regulatory-cyber-supervision/) - Bundesbank and Banque de France experts discussed their experience in cyber information-sharing and supervisory coordination. - [Soutenir les femmes entrepreneures grâce à l'inclusion financière– l'expérience du Sénégal](https://afi-global.org/opinion/soutenir-les-femmes-entrepreneures-grace-a-linclusion-financiere-lexperience-du-senegal/) - Bamba Ka: L’élargissement de l’accès des femmes aux services financiers, à l’éducation financière et aux mécanismes de financement est essentiel. - [How financial inclusion can support women entrepreneurs - lessons from Senegal](https://afi-global.org/opinion/how-financial-inclusion-can-support-women-entrepreneurs-lessons-from-senegal/) - Bamba Ka: Expanding women’s access to financial services, financial education, and financing mechanisms is essential - [They opened doors for us, now let’s give back: digital financial inclusion of older adults](https://afi-global.org/opinion/they-opened-doors-for-us-now-lets-give-back-digital-financial-inclusion-of-older-adults/) - Zaira Badillo: Recently, I helped my elderly parents as they tried to access their bank accounts... - [AFI Working Groups set out to create greater value and impact](https://afi-global.org/news/afi-working-groups-set-out-to-create-greater-value-and-impact/) - On 16 February, the leaders of AFI's Working Groups met virtually to explore progress during 2025, and to discuss how to implement the 2026-2028 Working Group Strategy. Serving as communities of practice on major financial inclusion issues, the Working Groups are AFI’s primary mechanism for generating and hosting knowledge within the network. The 2026-2028 Strategy - [Gender-responsive MSME data systems are now within our reach](https://afi-global.org/opinion/gender-responsive-msme-data-systems-are-now-within-our-reach/) - Imagine a sector that drives employment and innovation, but which remains largely invisible to the broader financial system. This is the reality for millions of women-led micro, small and medium enterprises (W-MSMEs). - [Digital financial services should empower, not frustrate](https://afi-global.org/opinion/digital-financial-services-should-empower-not-frustrate/) - Mereseini Tuivuniwai, Regional Manager - Pacific, Alliance for Financial Inclusion - [AFI’s African members explore how to strengthen cybersecurity during Mozambique workshop](https://afi-global.org/news/afis-african-members-explore-how-to-strengthen-cybersecurity-during-mozambique-workshop/) - The three-day event, co-hosted with Banco de Moçambique, studied existing cybersecurity practices and gaps - [The Maldives launches frameworks for financial inclusion, sustainable finance, and digital payments](https://afi-global.org/news/the-maldives-launches-frameworks-for-financial-inclusion-sustainable-finance-and-digital-payments/) - The Maldives Monetary Authority (MMA) has unveiled national frameworks for financial inclusion and sustainable finance, as well as a new entity to manage payment infrastructure. The National Financial Inclusion Strategy (NFIS), which aims to foster a financially inclusive environment, contributing to socio-economic development, is built on five key pillars: Access to Finance, Islamic Finance, Digital Finance, Inclusive Green Finance, and Consumer Empowerment & Financial - [Dominican Republic boosts women-led businesses through inclusive finance](https://afi-global.org/news/dominican-republic-boosts-women-led-businesses-through-inclusive-finance/) - Women-led micro, small, and medium-sized enterprises (MSMEs) contribute 38 percent of the Dominican Republic’s GDP, yet receive only 19 percent of formal loans. To close this gap, the country’s Superintendency of Banks (SBDR) has made gender equality a core part of its financial inclusion mandate. “Reducing the inequalities between male and female access to finance - [State Bank of Pakistan launches national Financial Inclusion Index ](https://afi-global.org/news/state-bank-of-pakistan-launches-national-financial-inclusion-index/) - Pakistan’s Financial Inclusion Index (P-FII), launched on 31 December by State Bank of Pakistan (SBP), will serve as a core policy tool for monitoring progress of SBP’s financial inclusion initiatives. Developed through extensive stakeholder consultation and in line with international best practice, the P-FII provides a 360° analysis of financial inclusion under three main dimensions of Access, Usage and Quality. The tool tracks 69 indicators reflecting banking, non-banking and - [Jordan/Armenia exchange highlights the need for consumer trust in digital financial services ](https://afi-global.org/news/jordan-armenia-exchange-highlights-the-need-for-consumer-trust-in-digital-financial-services/) - On 14 January, experts from the Jordan Payments & Clearing Company (JoPACC) shared their experience in promoting the adoption of digital financial services with their counterparts from Central Bank of Armenia (CBA), during an AFI Peer Learning Exchange. At the heart of Jordan’s digital ecosystem lies the CliQ instant payment system. While the system’s speed and interoperability between banks and mobile wallets are important, - [How financial regulators include climate risks into risk management process?](https://afi-global.org/opinion/how-financial-regulators-include-climate-risks-into-risk-management-process/) - by AFI’s Laura Ramos (Policy Manager, Inclusive Green Finance) and Luis Trevino (Senior Policy Manager, Financial Inclusion Data) The lack of data is one of the main obstacles in defining and monitoring inclusive green finance (IGF) policies. Challenges in collecting IGF data include data availability, data reliability, methodological challenges, comparability of data and open issues - [Financial inclusion must be viewed in terms of people’s livelihoods, not just access to bank accounts](https://afi-global.org/opinion/financial-inclusion-must-be-viewed-in-terms-of-peoples-livelihoods-not-just-access-to-bank-accounts/) - During the 2024 AFI Global Policy Forum, Brendan Pearce, Chief Executive Officer of FinMark Trust, spoke to us about what the latest data reveals about the state of financial inclusion. Why is data so critical for financial inclusion? Data gives voice to consumers living in poverty and allows us to bring that voice into policymaking. - [Inclusive Green Finance: Optimizing demand-side data in policymaking](https://afi-global.org/opinion/inclusive-green-finance-optimizing-demand-side-data-in-policymaking/) - By Akata Taito, Senior Analyst at Reserve Bank of Fiji and AFI FIDWG First Co-Chair and Laura Ramos, Policy Manager AFI IGFWG The increasing frequency and severity of extreme weather events are making a significant impact on livelihoods, natural resources and ultimately on the financial system, with the world’s most vulnerable populations affected the - [Using customer-centric data for smarter financial inclusion policies](https://afi-global.org/opinion/using-customer-centric-data-for-smarter-financial-inclusion-policies/) - By Melanie Fairhurst and Isabelle Carboni, insight2impact, featuring AFI member Mynard Mojica, Bangko Sentral ng Pilipinas (BSP) How can we use financial inclusion data on customers more effectively to bring smart policies to life? insight2impact has been working with AFI’s financial inclusion data (FID) working group to develop a client-centred approach to measure the success - [Celebrating 10 years of working groups](https://afi-global.org/opinion/celebrating-10-years-of-working-groups/) - September 3rd, 2020 By Maya Taylor, Web Content Writer, AFI Communications Congratulations to AFI’s pioneering working groups on turning 10 this year! Digital Financial Services Working Group (DFSWG), Financial Inclusion Data Working Group (FIDWG) and Global Standards Proportionality Working Group (GSPWG) have worked tirelessly over the past decade to establish themselves as gamechangers in the exploration and promotion of innovative and successful - [FIDWG: 10 years of data to improve policy & regulation](https://afi-global.org/opinion/fidwg-10-years-of-data-to-improve-policy-regulation/) - September 4th, 2020 By Taty Azman, Policy Analyst and Luis Trevino, Senior Policy Manager, AFI AFI’s Financial Inclusion Data Working Group (FIDWG) has forged the network’s path to develop a common framework that harnesses data to accurately track and assess the access, usage and quality of financial inclusion policy interventions and regulations. At its core lies the AFI - [Sex-disaggregated data narrows the financial inclusion gender gap](https://afi-global.org/opinion/sex-disaggregated-data-narrows-the-financial-inclusion-gender-gap/) - By Dr. Settor Amediku (Co-Chair of FIDWG & Director of Payment Systems, Bank of Ghana) and Taty Azman (Policy Analyst, Policy Program and Regional Initiative, AFI) Sex-disaggregated data is shaping fiscal and regulatory policies to accelerate financial inclusion for women, build evidence-based financial inclusion policymaking and enable the effective chronicling of steps to address barriers - [How to implement a national financial inclusion strategy](https://afi-global.org/opinion/how-to-implement-a-national-financial-inclusion-strategy/) - By Peter Olayinka Adeyemi (Data Manager, Central Bank of Nigeria), Cesar Augusto E Villanueva Jr. (Bank Officer, Bangko Sentral ng Pilipinas), Valerie Anne Jill I. Valero (Bank Officer, Bangko Sentral ng Pilipinas) and Taty Azman (Policy Analyst, AFI). For over a decade, AFI members have propagated a holistic and collaborative mitigation approach to financial - [The intersection of technology and innovation can drive the inclusive growth agenda](https://afi-global.org/opinion/the-intersection-of-technology-and-innovation-can-drive-the-inclusive-growth-agenda/) - Ravi Aurora, Senior VP International Government Affairs at Mastercard, spoke with us during the AFI Global Policy Forum about the current state of financial inclusion. How does Mastercard think about financial inclusion in 2024? We want to bring everybody into the financial ecosystem. Initially in 2015, we set a target to bring 500 million excluded - [Weaving Gender Equality into the Fabric of Financial Inclusion](https://afi-global.org/opinion/weaving-gender-equality-into-the-fabric-of-financial-inclusion/) - Sesilia Nekwaya, Acting Principal Economist, Financial Sector Development, Bank of Namibia; Co-Chair and Gender Focal Point, AFI Financial Inclusion Data and Impact Working Group Imagine Maria, who sells vegetables at a local market in Windhoek, Namibia. For years, she works tirelessly to support her family. One day, Maria opens a bank account in - [AFI’s Arab Region members vote to create a unique financial inclusion data platform](https://afi-global.org/news/afis-arab-region-members-vote-to-create-a-unique-financial-inclusion-data-platform/) - At the recent Leaders’ Roundtable meeting of AFI’s Arab Region Financial Inclusion Policy Initiative (ARFIPI), held during the 2025 AFI Global Policy Forum in Namibia, members endorsed a project to create a first-of-its-kind regional data platform. Ever since a 2024 member survey flagged the need for common financial inclusion indicators and data, ARFIPI’s Expert Group - [Don’t despair about aid cuts: a sustainable development model is emerging](https://afi-global.org/ceo-reflections/dont-despair-about-aid-cuts-a-sustainable-development-model-is-emerging/) - Dr Alfred Hannig: Western donor cuts and U.S. disengagement from international organisations may herald more efficient aid models, based on national ownership and peer-to-peer cooperation. - [Systemic reforms are driving financial inclusion in Kazakhstan](https://afi-global.org/opinion/systemic-reforms-are-driving-financial-inclusion-in-kazakhstan/) - Olzhas Kizatov, Deputy Chairman, The Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market - [Financial inclusion of people with disabilities: AFI/ARDFM training in Kazakhstan](https://afi-global.org/news/financial-inclusion-of-people-with-disabilities-afi-ardfm-training-in-kazakhstan/) - Exploring practical policy initiatives that promote financial inclusion for people with disabilities - [ECAPI members discuss behavioral insight and overindebtedness](https://afi-global.org/news/ecapi-members-explore-lessons-from-behavioral-insight-and-tackling-overindebtedness/) - On 18 & 19 March, AFI’s Eastern Europe & Central Asia Policy Initiative (ECAPI) held a virtual meeting. Over 40 participants discussed results from a behavioural experiment conducted by the Central Bank of Armenia (CBA), and shared approaches to understanding and solving overindebtedness. CBA revealed that requiring customers to handwrite ‘I have read and gave my - [Bank Negara Malaysia learns how behavioral insight is driving financial inclusion in Armenia](https://afi-global.org/news/bank-negara-malaysia-learns-how-behavioral-insight-is-driving-financial-inclusion-in-armenia/) - Central Bank of Armenia hosted staff from Bank Negara to discuss how behavioral research can inform financial inclusion - [AFI ECAPI meeting in Uzbekistan explores how to support MSMEs and inclusive green finance](https://afi-global.org/news/afi-ecapi-meeting-in-uzbekistan-explores-how-to-support-msmes-and-inclusive-green-finance/) - AFI’s Eastern Europe & Central Asia Policy Initiative is meeting this week in Samarkand, Uzbekistan. The event, co-hosted with the Central Bank of the Republic of Uzbekistan (CBU), is being attended by AFI members from across the region, as well as representatives from Central Bank of Egypt, Reserve Bank of Fiji, and the National Bank of - [The Central Bank of Bosnia and Herzegovina joins the AFI network ](https://afi-global.org/news/the-central-bank-of-bosnia-and-herzegovina-joins-the-afi-network/) - AFI is delighted to welcome the Central Bank of Bosnia and Herzegovina (CBBH) as a new Principal Member. Established in 1997, and headquartered in Sarajevo, the Central Bank defines and controls the implementation of monetary policy, supports and maintains payment and settlement systems, and co-ordinates the activities of bank licensing and supervision agencies. “Membership of - [Kazakhstan is strengthening consumer protection for digital financial services ](https://afi-global.org/news/kazakhstan-is-strengthening-consumer-protection-for-digital-financial-services/) - In 2014, just 7% of financial transaction in Kazakhstan were digital – by 2024, that had reached 89%. The country’s digital infrastructure, which developed rapidly during COVID-19 restrictions, enables citizens to use digital and biometric identification to transact, open bank accounts, and apply for loans online. The surge in online financial activity brings increased risk, - [Bank of Namibia staff learn from Mongolia’s experience in Inclusive Green Finance](https://afi-global.org/news/bank-of-namibia-staff-learn-from-mongolias-experience-in-inclusive-green-finance/) - This week, the Financial Regulatory Commission of Mongolia is sharing its experience in developing and implementing Inclusive Green Finance policies and regulations with staff from Bank of Namibia via an AFI Peer Learning Exchange. The Namibian delegation was welcomed by FRC Chairman, Mr. T. Jambaajamts, who shared a strategic overview of the Commission’s approach to - [El Salvador reaches 46.9% financial inclusion ](https://afi-global.org/news/el-salvador-reaches-46-9-financial-inclusion/) - The results of El Salvador’s 2025 National Financial Inclusion & Financial Education Survey (ENIEF) indicate steady growth in account ownership and usage across the country. Key findings from the Survey were presented on 6 January by Banco Central de Reserva President Douglas Rodríguez, Vice President Hazel González, and Manager of Financial Stability and Public Policy, Ana Guadalupe Escobar. They reveal that: Financial inclusion has reached 46.9% of the adult population, - [New regulations pave the way for wider access to finance in Madagascar](https://afi-global.org/news/new-regulations-pave-the-way-for-wider-access-to-finance-in-madagascar/) - On 19 December, Madagascar reached an major milestone in its financial inclusion journey as AFI and the Central Bank of Madagascar validated draft regulations on agent networks and credit participation (crowdlending). The one-day stakeholders’ workshop marked a key step toward expanding access to formal financial services, particularly for MSMEs, rural, isolated and underserved populations. The - [Central Bank of Uzbekistan elected Vice Chair of AFI Board of Directors](https://afi-global.org/news/central-bank-of-uzbekistan-elected-vice-chair-of-afi-board-of-directors/) - On 5 December, AFI’s Board of Directors elected the Central Bank of Uzbekistan (CBU) as its new Vice Chair, and as Board representative for AFI’s Eastern Europe & Central Asia region. A principal AFI member since 2018, CBU has already served in a number of AFI governance bodies, including the Budget and Finance Committee and - [Angola’s National Financial Inclusion Strategy aims to boost economic and social development](https://afi-global.org/news/angolas-national-financial-inclusion-strategy-aims-to-boost-economic-and-social-development/) - Launched on 5 December in Luanda, Angola’s 2025-2027 National Financial Inclusion Strategy (NFIS), seeks to expand economic activity, reduce social inequalities and improve well-being, while strengthening trust in the financial system. Speaking at the launch of the Strategy, Angola’s Minister of State for Economic Coordination, José de Lima Massano, said that financial inclusion has the - [Eswatini’s National Fintech Strategy aims to build a trusted and competitive digital finance ecosystem](https://afi-global.org/news/eswatinis-national-fintech-strategy-aims-to-build-a-trusted-and-competitive-digital-finance-ecosystem/) - On 4 December, Eswatini launched its National Fintech Strategy (2025 -2030), a national blueprint to building a trusted, well-regulated, resilient and competitive digital finance ecosystem while encouraging responsible fintech innovation. Developed through AFI’s In-Country Implementation (ICI) programme, with funding support from the European Commission, and led through a multi-stakeholder process spearheaded by the Ministry of - [Kenya launches its first National Financial Inclusion Strategy](https://afi-global.org/news/kenya-launches-its-first-national-financial-inclusion-strategy/) - Between 2016 and 2024, Kenya’s financial inclusion rate rose from 27 percent to 85 percent, but financial health levels fell from 40 percent to 18 percent in the same period, exposing inclusion gaps and low financial literacy levels. Now, Kenya’s first National Financial Inclusion Strategy (NFIS 2025-2028) aims to improve financial health by deepening the - [AFI and Bank Negara Malaysia explore how to measure the impact of financial inclusion policy](https://afi-global.org/news/afi-and-bank-negara-malaysia-explore-how-to-measure-the-impact-of-financial-inclusion-policy/) - On 3 December, to celebrate ten years of Bank Negara Malaysia (BNM) hosting AFI’s headquarters, AFI and BNM organized a panel discussion on the ‘Socio-Economic Impact Measurement of Financial Inclusion Policies’. “The positive impacts of financial inclusion on poverty reduction, gender balance, and economic growth are well known,” said AFI Head of Monitoring & Evaluation, Charles Marwa. “While it’s - [Regulators can promote digital competition while safeguarding stability and inclusion: new AFI report](https://afi-global.org/news/regulators-can-promote-digital-competition-while-safeguarding-stability-and-inclusion-new-afi-report/) - Key findings from Advancing Fair Competition for Inclusive Digital Finance: Insights from Emerging Markets, a new publication from AFI’s Digital Financial Services Working Group, were shared at a webinar (available to watch below) on 27 November. “Digital technologies present complex new challenges for regulators, who must strike a balance between creating an enabling environment for competition, and ensuring financial stability, integrity, and consumer protection,” said AFI Chief Executive Officer, Dr Alfred Hannig. “Our report reveals that measures which lower - [Pakistan learns from Thailand’s experience in climate-smart agriculture financing ](https://afi-global.org/news/pakistan-learns-from-thailands-experience-in-climate-smart-agriculture-financing/) - From 23 to 28 November, staff from State Bank of Pakistan and representatives from 11 Pakistani banks visited Thailand, to learn from the country’s experience in developing the ecosystem for climate-smart agriculture (CSA) financing. The study visit, organised by AFI and the Asia-Pacific Rural and Agricultural Credit Association, explored the market landscape for CSA, climate risk management in agriculture finance, initiatives to expand CSA financing, the role of credit unions and - [Why Competition Matters for Financial Inclusion](https://afi-global.org/opinion/why-competition-matters-for-financial-inclusion/) - Anthea Paelo/Ali Ghiyazuddin Mohammad: digital market concentration has profound implications for financial inclusion, innovation, and consumer welfare - [Suriname reaffirms its commitment to financial education and inclusion](https://afi-global.org/news/suriname-reaffirms-its-commitment-to-financial-education-and-inclusion/) - On 5 and 6 November, AFI and the Central Bank of Suriname (CBvS) held a National Financial Inclusion and Education Strategy workshop in Paramaribo. Participants reviewed progress against Suriname’s National Financial Inclusion and Education Strategy (NFIES). Launched in June 2024, the NFIES aims to improve access to financial services, expand financial education, strengthen regulatory frameworks, and - [AFI and partners explore how to advance women’s leadership and gender-inclusive finance at Luxembourg event](https://afi-global.org/news/afi-and-partners-explore-how-to-advance-womens-leadership-and-gender-inclusive-finance-in-luxembourg/) - On 24 November, policy makers, private sector and development partners from around the world committed to work together to expand women’s access to finance and economic participation, and to support women leaders, at a high-level event in Luxembourg. The Global Dialogue on Women’s Leadership and Gender Inclusive Finance, organized by AFI and the Ministry of - [Central Bank of Sri Lanka’s next National Financial Inclusion Strategy takes shape](https://afi-global.org/news/central-bank-of-sri-lankas-next-national-financial-inclusion-strategy-takes-shape/) - Sri Lanka's NFIS 2.0 seeks to accelerate financial inclusion and inclusive economic growth. - [Applying behavioral science to financial inclusion: lessons from Mexico](https://afi-global.org/opinion/applying-behavioral-science-to-financial-inclusion-lessons-from-mexico/) - We always knew financial exclusion was high among youth in rural Mexico. But it wasn't until we heard the story of Eduardo, a 23-year-old engineering student, that the true complexity of inclusion in rural areas crystallized. - [Education is key to keeping new digital consumers safe](https://afi-global.org/opinion/education-is-key-to-keeping-new-digital-consumers-safe/) - Ashley Olson Onyango, Head of Financial Inclusion & AgriTech at GSMA, assesses what works to enhance digital financial literacy. - [Financial health means starting early: lessons from Egypt’s ‘School Bank’ initiative](https://afi-global.org/opinion/financial-health-means-starting-early-lessons-from-egypts-school-bank-initiative/) - Sally Abdel Kader from Central Bank of Egypt reveals how the country is embedding financial education into the school curriculum. - [Women’s financial inclusion: AFI Educate webinar turns theory into action](https://afi-global.org/news/womens-financial-inclusion-afi-educate-webinar-turns-theory-into-action/) - On 18 November, AFI’s Capacity Building unit hosted an AFI Educate webinar, Mainstreaming Gender: From National Strategy to Market Impact, giving participants practical tools to translate gender-inclusive finance strategies into real impact in women’s lives. The session opened with the Reserve Bank of Fiji’s Gender Inclusive Finance Report (2025), using it as a case study - [First SARFII Learnovation Lounge features Pakistan’s Asaan Mobile Account scheme](https://afi-global.org/news/first-sarfii-learnovation-lounge-features-pakistans-asaan-mobile-account-scheme/) - On 13 November, AFI’s South Asia Regional Financial Inclusion Initiative (SARFII) held its first ‘Learnovation Lounge’, an online series designed to showcase financial inclusion initiatives from the South Asia region. The first event explored Pakistan’s experience in developing the Asaan Mobile Account scheme, which extends financial services to people without smartphones or access to mobile - [AFI and partners put IGF front and center at COP30](https://afi-global.org/uncategorized/afi-and-partners-put-igf-front-and-center-at-cop30/) - AFI and its partners co-hosted three side events at COP30 in Belém, Brazil, spotlighting the crucial role financial policymakers play in driving an inclusive green transition. The sessions brought together regulators, central banks, funders and financial experts to share insights on making Inclusive Green Finance (IGF) more accessible and effective. "Today, more than 70 central - [Zambia develops a roadmap for small businesses to go green ](https://afi-global.org/news/zambia-develops-a-roadmap-for-small-businesses-to-go-green/) - In Zambia, climate change poses significant threats to Micro, Small, and Medium Enterprises (MSMEs), which represent 97% of businesses and 88% of jobs. With support from AFI, the Ministry of Finance and National Planning has worked with partners to develop a Roadmap for Greening MSMEs, to encourage and enable small businesses to adopt green practices. “The roadmap aims to empower MSMEs as drivers of climate adaptation, local innovation, - [Education plays a key role in financial inclusion, AFI survey reveals](https://afi-global.org/opinion/education-plays-a-key-role-in-financial-inclusion-afi-survey-reveals/) - Around the world, financial education is serving as a catalyst for economic and social development. - [New research illustrates financial inclusion’s complementarity to financial stability ](https://afi-global.org/news/new-research-illustrates-financial-inclusions-complementarity-to-financial-stability/) - Findings from the first phase of AFI’s Complementarity Research Initiative, conducted in partnership with the University of Luxembourg, were presented at the 17th annual G-24/AFI Policymakers’ Roundtable in Washington D.C. on 14 October. Professor Michael Halling, Chair in Sustainable Finance at the University of Luxembourg, shared findings which reveal significant positive effects of financial inclusion on - [AFI/BFFI event highlights the financial barriers faced by persons with disabilities](https://afi-global.org/news/afi-bffi-event-highlights-the-financial-barriers-faced-by-persons-with-disabilities/) - On 6 November, AFI and the Barrier-Free Finance Initiative (BFFI) held a virtual peer-to-peer session on “Practical Tools for Policymakers on Financial Inclusion for Persons with Disabilities”. The event brought AFI members together with organizations of persons with disabilities, enabling policymakers to hear firsthand about the real-world challenges which disabled people face, and fostering dialogue - [Genius or jeopardy: the rise of stablecoins in emerging markets](https://afi-global.org/opinion/genius-or-jeopardy-the-rise-of-stablecoins-in-emerging-markets/) - Robin Newnham: for emerging markets, the GENIUS Act could have transformative implications. - [Celebrating our 2025 Leadership Development Program for Regulators graduates](https://afi-global.org/news/celebrating-our-2025-leadership-development-program-for-regulators-graduates/) - Each year, the Leadership Development Program for Regulators (LDPR), offered by AFI and Women’s World Banking, fosters leadership and diversity among financial regulators, equipping them with the skills to create enabling environments for women’s financial inclusion. At the recent AFI Global Policy Forum in Namibia, a graduation ceremony took place for the nine AFI member institutions who - [Bank of Tanzania wins the 2025 Nestor Espenilla Jr. Financial Inclusion Innovation Award](https://afi-global.org/news/bank-of-tanzania-wins-the-2025-nestor-espenilla-jr-financial-inclusion-innovation-award/) - Bank of Tanzania is the winner of this year's Nestor Espenilla Jr. Financial Inclusion Innovation Award! The award, made at the 2025 AFI Global Policy Forum, recognizes the Bank's pioneering work to promote digital financial inclusion. Bank of Tanzania has established a dedicated Financial Services Technologies and Innovations Division to promote the uptake of innovative - [Peer review is building AFI members’ capacity to draft effective regulations](https://afi-global.org/news/peer-review-is-building-afi-members-capacity-to-draft-effective-regulations/) - AFI’s peer review mechanism is allowing members to critically review and provide constructive feedback on other countries’ draft financial inclusion regulations and policy documents, while also reflecting on and strengthening their own frameworks through insights gained from the review process. Conducted either online, or in-person during AFI Working Group meetings, “the peer review system lets - [To fight financial crimes, we must give people bank accounts](https://afi-global.org/opinion/to-fight-financial-crimes-we-must-give-people-bank-accounts/) - Financial inclusion helps shield people from fraud, theft and other forms of criminal exploitation like human trafficking. - [Building financial education into the school curriculum – lessons from Papua New Guinea](https://afi-global.org/opinion/building-financial-education-into-the-school-curriculum-lessons-from-papua-new-guinea/) - George Awap, Assistant Governor of Bank of Papua New Guinea, explains the country's ambitious project to embed financial literacy into school classes for all ages - [Rethinking Inclusion: Global Data Insights from this year’s Global Policy Forum](https://afi-global.org/opinion/rethinking-inclusion-global-data-insights-from-this-years-global-policy-forum/) - By Namuun Altangadas of FRC Mongolia At the 2025 Global Policy Forum, one of the most anticipated sessions was “Global Trends in Financial Inclusion: What does the new data tell us?”. Presented in a TED-style format, three distinguished speakers unveiled fresh evidence and ideas that are reshaping how policymakers and regulators think about inclusion, stability, and equitable - [Digital risks and gender inclusive finance spotlighted as AFI’s South Asia members meet in the Maldives](https://afi-global.org/news/digital-risks-and-gender-inclusive-finance-spotlighted-as-afis-south-asia-members-meet-in-the-maldives/) - SARFII members are meeting in the Maldives to exchange insight and explore opportunities to advance financial inclusion in the region. - [29th FIDWG & 22nd SMEFWG Meetings - Opening Remarks by Dr. Eliki Boletawa, AFI Director, Policy Programs & Implementation](https://afi-global.org/speeches/29th-fidwg-22nd-smefwg-meetings-opening-remarks-by-dr-eliki-boletawa-afi-director-policy-programs-implementation/) - Buenos dias It is my great pleasure to welcome you all to the 29th Financial Inclusion Data and 22nd SME Finance Working Group Meetings in the beautiful island of Roatán, Honduras. I want to express my deep appreciation to Presidente Sierra and the team from CNBS, the National Banking and Insurance Commission Honduras, for co-hosting - [Financial inclusion and gender equality go hand in hand](https://afi-global.org/opinion/financial-inclusion-and-gender-equality-go-hand-in-hand/) - Marcio Sierra Discua, President, National Commission of Banks and Insurance of Honduras Since November 2021, when Hondurans elected Xiomara Castro as their first female President, the principle of gender equality has come to the forefront of national efforts to achieve comprehensive, inclusive and sustainable economic development. Following the election, Honduras launched a major institutional - [Boosting smallholder farmers’ resilience with policy and technology](https://afi-global.org/news/boosting-smallholder-farmers-resilience-with-policy-and-technology/) - Agriculture is a vital sector in many low- to middle-income countries as a primary source of employment. It is also a significant contributor to GDP. Yet the agricultural sector is uniquely vulnerable. Mastercard's Senior Vice President of Humanitarian & Development, Stephanie Smith shares her insight on how public-private collaboration can help farmers thrive. - [AFI Joint Learning Program explores link between gender, digital financial services, and climate resilience](https://afi-global.org/uncategorized/afi-joint-learning-program-explores-link-between-gender-digital-financial-services-and-climate-resilience/) - Hosted by the Bank of Papua New Guinea (BPNG) from 28-31 Oct, the BPNG-AFI Joint Learning Program on Inclusive Green Finance Policy Implementation brought together policymakers and experts from across the AFI network to explore how digital financial services and gender-inclusive finance can strengthen climate resilience through inclusive green finance policies. “Climate change is not - [AFI webinar explores how Open Finance policies and use cases can be successfully implemented ](https://afi-global.org/news/afi-webinar-explores-how-open-finance-policies-and-use-cases-can-be-successfully-implemented/) - On 30 September, the challenges of implementing Open Finance policies were explored in a webinar organized by AFI’s Digital Financial Services Working Group, attended by over 100 participants. Experts from Nigeria, Brazil and India shared their countries’ experiences in developing inclusive and sustainable open finance ecosystems. Waiyeola Ajakaiye from Central Bank of Nigeria emphasized that - [Banco Central de Reserva de El Salvador wins 2025 AFI Institutional Leadership Award](https://afi-global.org/news/banco-central-de-reserva-de-el-salvador-wins-2025-afi-institutional-leadership-award/) - AFI’s Institutional Leadership Award celebrates member institutions that encapsulate our network’s mission through their active engagement with global peers, technical leadership on financial inclusion, and representing AFI in global fora. This year, the nominees were Central Bank of Egypt, Banco Central de Reserva de El Salvador (BCR), State Bank of Pakistan, Comisión Nacional de Bancos - [Bangladesh Bank wins 2025 AFI Maya Declaration Commitment Award](https://afi-global.org/news/bangladesh-bank-wins-2025-afi-maya-declaration-commitment-award/) - Each year, AFI recognizes a member institution that promotes the use of the Maya Declaration Commitment platform through making specific financial inclusion targets, updating implementation progress of these targets, and publicly sharing its implementation lessons. At the recent AFI Global Policy Forum, Bangladesh Bank received the 2025 Award – the other nominees were Palestine Monetary - [Maldives takes bold step towards sustainability with first Green Taxonomy ](https://afi-global.org/news/maldives-takes-bold-step-towards-sustainability-with-first-green-taxonomy/) - By 2050, up to 80% of the Maldives could become uninhabitable due to rising sea levels, according to scientists. The island nation is among the world’s most climate-vulnerable, facing severe threats such as coastal erosion, flooding, and water scarcity. In response, the Maldives Monetary Authority (MMA) has made inclusive green finance a top priority, embedding - [Nepal’s Financial Inclusion Index reveals progress on access, usage and quality](https://afi-global.org/news/nepals-financial-inclusion-index-reveals-progress-on-access-usage-and-quality/) - Nepal Rastra Bank’s Financial Inclusion Index (FII) is tracking progress across a broad range of financial services, including banking, digital payments, insurance, microfinance, securities market (investment) and social security. The Index features 55 different indicators across three dimensions of Access, Usage, and Quality. It captures insight not only regarding the number and types of - [German Ministry for Economic Cooperation and Development (BMZ) receives AFI award ](https://afi-global.org/news/german-ministry-for-economic-cooperation-and-development-bmz-receives-afi-award/) - The German Federal Ministry for Economic Cooperation and Development (BMZ) has received an AFI Honorary Recognition award. The award, made by the AFI Board of Directors, celebrates individuals and organizations for their outstanding contribution to the AFI network and to advancing financial inclusion globally. Announcing the award at the 2025 AFI Global Policy Forum, AFI - [Pakistan’s first National Financial Education Roadmap will boost financial literacy](https://afi-global.org/news/pakistans-first-national-financial-education-roadmap-will-boost-financial-literacy/) - The State Bank of Pakistan (SBP) has launched the country’s first National Financial Education Roadmap (2025–2029), aiming to bring financial education to 50 million beneficiaries across the country, with a specific focus on women, youth and children. The Roadmap seeks to deliver accessible, relevant, and effective financial education across all demographics, leveraging digital platforms and - [Sri Lanka’s first Financial Literacy Curriculum will empower citizens to make smart financial decisions](https://afi-global.org/news/sri-lankas-first-financial-literacy-curriculum-will-empower-citizens-to-make-smart-financial-decisions/) - The Central Bank of Sri Lanka (CBSL) has launched the country’s first comprehensive Financial Literacy Curriculum. Co-designed with academics, and available in all three national languages on the Central Bank’s website, the Curriculum covers a range of key areas, including Personal Financial Management, Digital Financial Literacy, Tax Literacy, and Financial Consumer Protection. Speaking at the - [State Bank of Pakistan wins AFI Global Youth Financial Inclusion Award](https://afi-global.org/news/state-bank-of-pakistan-wins-afi-global-youth-financial-inclusion-award/) - SBP's innovative entrepreneur loan scheme and online customer complaints portal were highlighted by judges. - [Bank Negara Malaysia awarded AFI Honorary Recognition](https://afi-global.org/news/bank-negara-malaysia-awarded-afi-honorary-recognition/) - Bank Negara’s support has allowed AFI to build a vibrant financial inclusion knowledge hub within the world-class facilities at Sasana Kijang. - [From Barriers to Breakthroughs: Empowering Africa’s Women Entrepreneurs](https://afi-global.org/opinion/from-barriers-to-breakthroughs-empowering-africas-women-entrepreneurs/) - Audrey Hove: an AFI/AfDB partnership on women's financial inclusion is creating the conditions for African entrepreneurs to thrive - [Pakistan learns from the Reserve Bank of New Zealand’s experience in climate-smart agriculture finance](https://afi-global.org/news/pakistan-learns-from-the-reserve-bank-of-new-zealands-experience-in-climate-smart-agriculture-finance/) - On 24 September, the State Bank of Pakistan (SBP) and the Reserve Bank of New Zealand (RBNZ) participated in an AFI-hosted Inclusive Green Finance (IGF) peer learning event on climate-smart agriculture (CSA) finance. Pakistan is one of the most climate-vulnerable nations in the world, and agriculture is the backbone of its economy. SBP sought to learn from - [Gates Foundation receives AFI Honorary Recognition award ](https://afi-global.org/news/gates-foundation-receives-afi-honorary-recognition-award/) - The Gates Foundation has received an AFI Honorary Recognition award for its outstanding contribution to the AFI network. Speaking at the 2025 AFI Global Policy Forum in Namibia, AFI CEO Dr Alfred Hannig said that “the Gates Foundation was critical to the birth of AFI, driven by the conviction that ‘policy matters’. Our early exchanges - [Building Trust in Open Banking: Lessons from the Dominican Republic’s Technical Sandbox](https://afi-global.org/opinion/building-trust-in-open-banking-lessons-from-the-dominican-republics-technical-sandbox/) - Ivan Santana Duval: In 2022, we set out to explore how open banking can strengthen supervision and innovation. - [AFI’s African members issue Communiqué on Strengthening Cybersecurity for Digital Financial Services  ](https://afi-global.org/news/afis-african-members-issue-communique-on-strengthening-cybersecurity-for-digital-financial-services/) - The members of AFI’s African Financial Inclusion Policy Initiative (AfPI) have committed themselves to strengthening cybersecurity in digital financial services across the continent. The Communiqué on Strengthening Cybersecurity for Inclusive and Secure Digital Financial Services sets out a number of commitments to building resilience at user and institutional levels, including: Sharing data and regional cybersecurity - [Professor Njuguna Ndung’u receives AFI Honorary Recognition award ](https://afi-global.org/news/professor-njuguna-ndungu-receives-afi-honorary-recognition-award/) - The first Chair of the AFI Steering Committee, Prof. Ndung’u was Kenya’s Central Bank Governor from 2007 to 2015. - [AFI-NBR training explores how to keep digital consumers safe](https://afi-global.org/news/afi-nbr-training-explores-how-to-keep-digital-consumers-safe/) - The rapid growth of Digital Financial Services has been a major driver of financial inclusion, yet it also introduces new challenges — including fraud, data breaches, and cyber risks. From 7 to 10 October, AFI’s Sub-Saharan Africa members gathered in Kigali, Rwanda for a Regional Training on Leveraging Digital Technology for Enhanced Consumer Protection. Hosted - [Digitalization is driving financial inclusion in the Solomon Islands](https://afi-global.org/news/digitalization-is-driving-financial-inclusion-in-the-solomon-islands/) - How do you reach remote and vulnerable populations with financial services? For the Central Bank of Solomon Islands (CBSI), digitalization provides the answer. In 2022, CBSI launched a Regulatory Sandbox for fintech companies to test innovative new products and services in a safe, controlled environment, before being granted regulatory approval and rolled out. “We are - [AFI leaders endorse competition workstream in drive for inclusive growth](https://afi-global.org/news/afi-leaders-highlight-competitions-vital-role-in-financial-inclusion/) - AFI’s Competition Enablers Knowledge Exchange is helping members to develop effective competition policies. - [Fiji expands climate insurance for vulnerable communities](https://afi-global.org/news/fiji-expands-climate-insurance-for-vulnerable-communities/) - The Reserve Bank of Fiji (RBF) is pioneering a parametric microinsurance initiative, designed to help vulnerable populations recover quickly from the impact of climate shocks. Launched as a pilot in 2019, the project has already exceeded expectations, enrolling more than 4,000 policyholders — double the initial target. “The first step is always to listen,” says - [2025 AFI Global Policy Forum: Opening Remarks by AFI CEO, Dr Alfred Hannig](https://afi-global.org/speeches/2025-afi-global-policy-forum-opening-remarks-by-afi-ceo-dr-alfred-hannig/) - Let me start my remarks by emphasizing that we meet today at a time when there is great momentum in financial inclusion, globally. Data from the most recent Global Findex and AFI’s own sources reveal many examples of outstanding progress in the usage of financial services - a declining gender gap, increasing savings, thanks in - [ShopOkoa: on a mission to transform African finance](https://afi-global.org/news/shopokoa-on-a-mission-to-transform-african-finance/) - The community banking platform already has over 10,000 merchants and 50,000 community members. - [Solé: a digital platform helping Fijians to budget, save, and spend wisely](https://afi-global.org/news/sole-a-digital-platform-helping-fijians-to-budget-save-and-spend-wisely/) - The social financial platform already has over 29,000 members in Fiji and abroad.. - [Affinity is bringing affordable financial services to all Ghanaians](https://afi-global.org/news/affinity-is-bringing-affordable-financial-services-to-all-ghanaians/) - Each year, the AFI Inclusive Fintech Showcase spotlights companies which are using digital innovation to boost access to quality financial services in low-income communities. In this article and video, we introduce you to the overall winner of the 2025 Showcase: Affinity. Affinity, based in Accra, is a digital banking platform dedicated to providing affordable, accessible and inclusive - [New cybersecurity intelligence platform for AFI’s African members ](https://afi-global.org/news/new-cybersecurity-intelligence-platform-for-afis-african-members/) - A new African cybersecurity information sharing initiative, launched on 3 September during the Leaders’ Roundtable meeting of AFI’s African Financial Inclusion Policy Initiative (AfPI), is set to build resilience across the continent’s digital financial services ecosystem. The initiative, which is initially being supported on a pilot basis by the German Development Ministry, BMZ, will allow - [Women’s financial inclusion in Zimbabwe - an economic game changer](https://afi-global.org/opinion/womens-financial-inclusion-in-zimbabwe-an-economic-game-changer/) - Dr. Jesimen T. Chipika, Deputy Governor, Reserve Bank of Zimbabwe, on how women are driving the nation forward., - [Digital government payments are driving financial inclusion in Jordan](https://afi-global.org/news/digital-government-payments-are-driving-financial-inclusion-in-jordan/) - Mobile Money for Resilience (MM4R) an initiative of the Central Bank of Jordan (CBJ), created with the support of the Gates Foundation, has significantly advanced the digitization of government and humanitarian cash assistance programs, boosted financial inclusion, and supported the development of Jordan's digital finance ecosystem. Jordan’s National Aid Fund, which provides social payments to - [AFI’s Latin American and Caribbean members launch the Paramaribo Roadmap to Inclusive Green Finance ](https://afi-global.org/news/afis-latin-american-and-caribbean-members-launch-the-paramaribo-roadmap-to-inclusive-green-finance/) - The Roadmap aims to strengthen regulators’ capacity to implement Inclusive Green Finance policy - [AFI’s Pacific Island members commit to implementing a regional SupTech platform ](https://afi-global.org/news/afis-pacific-island-members-commit-to-developing-a-regional-suptech-platform/) - The Bank Supervision Application will standardize practices and enhance regulatory oversight - [AFI’s South Asia regional initiative launches Strategic Action Plan 2026-2030 ](https://afi-global.org/news/afis-south-asia-regional-initiative-launches-strategic-action-plan-2026-2030/) - The plan includes activities focused on inclusive green finance, digital financial services. data sharing and financial literacy. - [Harnessing the potential of mobile for financial inclusion](https://afi-global.org/opinion/harnessing-the-potential-of-mobile-for-financial-inclusion/) - Vivek Badrinath, Director General, GSMA, explores how industry and regulators can work together to deliver financial services to all - [Innovation in the spotlight for AFI’s Eastern Europe & Central Asia members ](https://afi-global.org/news/innovation-in-the-spotlight-for-afis-eastern-europe-central-asia-members/) - The potential for innovative technologies to drive financial inclusion was highlighted when AFI’s Eastern Europe & Central Asia Policy Initiative (ECAPI) met in Swakopmund, Namibia, during the 2025 AFI Global Policy Forum. The ECAPI meeting, chaired by Trajko Slaveski, Governor of the National Bank of North Macedonia, and moderated by Dilbar Abduganieva, Director of Financial - [2025 AFI Global Policy Forum celebrates one billion financially included](https://afi-global.org/news/2025-afi-global-policy-forum-celebrates-one-billion-financially-included/) - The Opening Ceremony of the 2025 AFI Global Policy Forum (GPF), co-organized with Bank of Namibia in Swakopmund, highlighted financial inclusion’s contribution to empowerment and economic development. Reflecting on the 2025 GPF Theme of Empowering Society & Enabling Growth, Bank of Namibia Governor, Johannes ǃGawaxab said “empowerment is not just about opening a bank account - [Winners of AFIs Inclusive Fintech Showcase 2025 revealed](https://afi-global.org/news/winners-of-afis-inclusive-fintech-showcase-2025-revealed/) - The winners of the 2025 AFI Inclusive Fintech Showcase competition have been revealed at AFI’s annual Global Policy Forum in Swakopmund, Namibia. Each year, the Showcase celebrates innovative firms that are boosting access to quality financial services in low-income communities in developing countries. In Swakopmund, five finalists presented their solutions to a panel of judges, - [Swakopmund Call to Action: AFI network commits to driving empowerment and inclusive growth](https://afi-global.org/news/swakopmund-call-to-action-afi-network-commits-to-driving-empowerment-and-inclusive-growth/) - On 3 September, at the 2025 AFI Annual General Meeting in Swakopmund, Namibia, AFI members endorsed the Swakopmund Call to Action, a network-wide commitment to empowering societies and enabling growth through inclusive finance. “We must reframe financial systems as engines of empowerment and sustainable growth,” “The Swakopmund Call to Action represents our collective pledge to - [New AFI/ILO report reveals how central banks and financial regulators can drive job creation in Africa](https://afi-global.org/news/new-afi-ilo-report-reveals-how-central-banks-and-financial-regulators-can-drive-job-creation-in-africa/) - A new policy brief from AFI and the International Labour Organization (ILO) lays the foundations for African central banks and financial regulators to work together to support job creation at home and across the continent. The report highlights how financial inclusion can serve as a catalyst for employment, details current policy interventions and initiatives which are contributing - [Soraya M. Hakuziyaremye appointed as AFI’s first female chair](https://afi-global.org/news/soraya-m-hakuziyaremye-appointed-as-afis-first-female-chair/) - Soraya M. Hakuziyaremye, Governor of the National Bank of Rwanda, has been appointed as the new Chair of the Alliance of Financial Inclusion. Speaking during AFI’s Annual General Meeting in Swakopmund, Namibia, Gov. Hakuziyaremye said that “the National Bank of Rwanda, as Chair of the AFI Board, will promote innovation-friendly fintech policies and sustainable finance, - [AFI Engage program celebrates first cohort of graduates](https://afi-global.org/news/afi-engage-program-celebrates-first-cohort-of-graduates/) - Thirteen emerging young policymakers graduated today as the first cohort of the AFI Engage Program, marking the end of a year of leadership training. The Fellows celebrated their achievement during AFI’s annual Global Policy Forum, where they reflected on their journeys and committed to advancing financial inclusion as future leaders. "This session marks an important - [AFI Working Groups explore opportunities to build resilience and empowerment in Swakopmund](https://afi-global.org/news/afi-working-groups-explore-opportunities-to-build-resilience-and-empowerment-in-swakopmund/) - On 2 September, all seven of AFI’s Working Groups met in Swakopmund, Namibia, on the eve of the 2025 AFI Global Policy Forum, co-hosted with Bank of Namibia. “The Working Groups play a vital role in generating insight and providing guidance to the global network,” said Dr Eliki Boletawa, AFI’s Director of Policy Programs and - [Webinar: AFI members share their experience in designing Green Finance Taxonomies ](https://afi-global.org/news/webinar-afi-members-share-their-experience-in-designing-green-finance-taxonomies/) - Green finance taxonomies are aligning financial systems with national and global climate goals - [Examining the state of financial inclusion in Tajikistan](https://afi-global.org/opinion/examining-the-state-of-financial-inclusion-in-tajikistan/) - Firdavs Tolibzoda, Chairman, National Bank of Tajikistan. assesses the country's financial inclusion progress and remaining challenges - [Finalists revealed for 2025 AFI Inclusive Fintech Showcase](https://afi-global.org/news/finalists-revealed-for-2025-afi-inclusive-fintech-showcase/) - Innovators from Ghana, Malaysia, Fiji, Australia and Kenya will make their pitches at the upcoming AFI Global Policy Forum. - [AFI launching regional initiative to increase financial inclusion in Pacific Islands](https://afi-global.org/opinion/afi-launching-regional-initiative-to-increase-financial-inclusion-in-pacific-islands/) - Eliki Boletawa An East Timorese fish vendor hands USD bills to a customer at a sidewalk market in the capital city of Dili. Photo credit: ROMEO GACAD/AFP/Getty Images Successful, evidence-based financial inclusion policies implemented across the Pacific Islands are helping to extend basic financial services to people living in one of the most unbanked areas - [Burundi participates in mobile money study tour in Tanzania](https://afi-global.org/opinion/burundi-participates-in-mobile-money-study-tour-in-tanzania/) - Diane Jocelyn Bizimana BRB visits Tanzania on study tour. The Bank of the Republic of Burundi (BRB) participated in a structured study tour organized by the Mobile Money for the Poor (MM4P) from 10-13 November 2014 in Dar es Salaam, Tanzania. This tour was funded by UNCDF, Sida, AusAID and the Bill & Melinda Gates - [New mobile money schemes extend banking reach in Ethiopia after NBE issues new guidelines](https://afi-global.org/opinion/new-mobile-money-schemes-extend-banking-reach-in-ethiopia-after-nbe-issues-new-guidelines/) - Efoé Koudadjey and John Owens A store selling mobile phones sits beneath two advertisments for Samsung Electronics Co. smartphones in Addis Ababa, Ethiopia, on Tuesday, Feb. 24, 2015. Photographer: Simon Dawson/Bloomberg via Getty Images After AFI member institution National Bank of Ethiopia (NBE) finalized their guidelines on mobile and agent banking they continued to support the - [Consumer protection and financial inclusion: Who are we protecting and are we using the right term?](https://afi-global.org/opinion/consumer-protection-and-financial-inclusion-who-are-we-protecting-and-are-we-using-the-right-term/) - Alfred Hannig and Eliki Boletawa Promoting transparent, inclusive and equitable provision of financial products and services is an integral part of financial inclusion. Consequently, developing and emerging country policymakers committed to recognize “consumer protection and empowerment as key pillars of financial inclusion efforts to ensure that all people are included in their country’s financial sector” - [Public-private sector dialogue advancing financial inclusion through digital financial services in Russia](https://afi-global.org/opinion/public-private-sector-dialogue-advancing-financial-inclusion-through-digital-financial-services-in-russia/) - Mikhail Mamuta and John Owens AFI and the Central Bank of Russia workshop “Digital Financial Services: Promoting Financial Inclusion” panel is pictured in Moscow in October 2014. Learning from legislative and regulatory practices in countries which have successfully launched new digital financial service approaches, as well as maintaining an open dialogue with the private sector - [New Financial Inclusion Innovation in Colombia: Electronic Deposits](https://afi-global.org/opinion/new-financial-inclusion-innovation-in-colombia-electronic-deposits/) - María del Rosario Moreno Sánchez Colombia is a prominent example of a country that has included financial inclusion as a priority in its national agenda since a very early stage. Indeed, in 2006, the Colombian government created a unique national agency that works with the financial sector and deals exclusively with financial inclusion and education—Banca - [Eight trends that will impact financial inclusion in 2015](https://afi-global.org/opinion/eight-trends-that-will-impact-financial-inclusion-in-2015/) - John Owens A man displays his phone in Kenya. The use of digital financial services will continue to be one of the main drivers for financial inclusion in 2015. In the Alliance for Financial Inclusion (AFI) Network, we have noted quite a few interesting trends both on the technology side and the policy side that - [Assessing the key takeaways from Samoa’s financial services demand side survey](https://afi-global.org/opinion/assessing-the-key-takeaways-from-samoas-financial-services-demand-side-survey/) - Located in the South Pacific region with a population of less than 200,000, Samoa is a small, open economy with a narrow export base heavily dependent on remittances. It is one of the two Pacific Island economies in the list of top 10 remittance recipients as a percentage of GDP. This has huge economic and - [The next step in geospatial data for financial inclusion: Putting providers front and center](https://afi-global.org/opinion/the-next-step-in-geospatial-data-for-financial-inclusion-putting-providers-front-and-center/) - Precise geospatial data is available to, and used by, mainstream financial providers in developed economies. These institutions incorporate an understanding of where things are into the decisions they make every day: choosing new locations for branches and ATMs, designing and marketing products and services, engaging with clients, and complying with regulations. We think geographic information - [What’s the linkage between consumer protection and financial access?](https://afi-global.org/opinion/whats-the-linkage-between-consumer-protection-and-financial-access/) - Klaus Prochaska A vendor at a fruit stand makes change for a shopper at the Central de Abasto market in the Iztapalapa neighborhood of Mexico City, Mexico, on Tuesday, July 28, 2015. Photographer: Susana Gonzalez/Bloomberg via Getty Images In a recent World Bank Private Sector Development blog, Ros Grady, Senior Financial Sector Expert at the - [Striking the balance: De-risking and SME finance in light of Basel III](https://afi-global.org/opinion/striking-the-balance-de-risking-and-sme-finance-in-light-of-basel-iii/) - Martijn Friso Bos A vendor counts Indonesian rupiah banknotes near chili peppers sitting at a stall at the Pasar Induk Kramat Jati market in Jakarta, Indonesia, on Sunday, June 21, 2015. Dimas Ardian/Bloomberg via Getty Images Basel III, de-risking and SME finance all were hot topics at the recent Alliance for Financial Inclusion (AFI) SME - [Geo-spatial mapping for financial inclusion has proven its worth](https://afi-global.org/opinion/geo-spatial-mapping-for-financial-inclusion-has-proven-its-worth/) - Charles Marwa Map circles. Source: Dreamstime stock images. Geo-spatial mapping, also known as GIS mapping, provides a visual display of otherwise dull financial inclusion statistical data creating a potent and easy-to-understand overview of a country’s financial inclusion landscape. Essentially, it makes the invisible market visible. Connecting those dots is important and powerful, for many reasons. - [The complexities and simplicities of measuring national commitments to financial inclusion](https://afi-global.org/opinion/the-complexities-and-simplicities-of-measuring-national-commitments-to-financial-inclusion/) - Charles Marwa Fish market in Mozambique island. (Photo by Veronique DURRUTY/Gamma-Rapho via Getty Image) There are various methods to measure and demonstrate the impact of a global commitment platform such as the Alliance for Financial Inclusion’s (AFI) Maya Declaration—a platform where AFI member institutions make commitments to increase financial inclusion in their countries—from the simple - [What does the rise of comprehensive national financial inclusion data mean for global datasets?](https://afi-global.org/opinion/what-does-the-rise-of-comprehensive-national-financial-inclusion-data-mean-for-global-datasets/) - Charles Marwa A coffee farmer holds beans in Embu, Kenya, in this photo from January 2015. Photo credit: Getty images. In the next three to five years, every AFI member will have a comprehensive supply and demand-side data set that is country-led and owned. Will this development diminish the importance of global datasets, or shift - [The importance of money transfer operators and the issue of de-risking in the Pacific Islands](https://afi-global.org/opinion/the-importance-of-money-transfer-operators-and-the-issue-of-de-risking-in-the-pacific-islands/) - John Owens Dr. Sione Ngongo Kioa, Governor at the National Reserve Bank of Tonga (far right), and Ms. Maiava Atalina Emma Ainuu-Enari, Governor at the Central Bank of Samoa (second from right), discuss the issue of de-risking and MTOs with John Owens, senior policy advisor at AFI (middle), and Robert Bell, founder at KlickEx (far left), - [G-24/AFI policymakers discuss financial inclusion and global standards: Opportunities and risks](https://afi-global.org/opinion/g-24-afi-policymakers-discuss-financial-inclusion-and-global-standards-opportunities-and-risks/) - Robin Newnham and John Owens Members of AFI and the G24 participate in the seventh annual G24-AFI Policymakers’ Roundtable in Washington D.C. in April 2015. Members of the Alliance for Financial Inclusion (AFI) and the Intergovernmental Group of Twenty-Four (G24) participated in the seventh annual G24-AFI Policymakers’ Roundtable, held in April during the Spring Meetings - [The critical role of data in taking financial inclusion to the next level in the Pacific](https://afi-global.org/opinion/the-critical-role-of-data-in-taking-financial-inclusion-to-the-next-level-in-the-pacific/) - Sameer Chand Samuel Meapo sells conch shells at the fish markets in Honiara, Solomon Islands. Photo credit: TORSTEN BLACKWOOD/AFP/Getty Images) Central banks around the Pacific region have been at the forefront of driving financial inclusion related policies and initiatives in their respective jurisdictions. Like any other small open economy, the Pacific Island Countries (PICs) recognize - [Interoperability of Digital Financial Services in Tanzania](https://afi-global.org/opinion/interoperability-of-digital-financial-services-in-tanzania/) - In Tanzania, access to financial services for the unbanked expanded drastically when convenient and relatively cheaper options became available to receive and send money through simple feature mobile phones. Four mobile network providers were in stiff competition in a market of 39 million registered mobile wallets (this registered wallet number does not include multiple wallet - [Q&A with Banco de Moçambique Governor Ernesto Gove](https://afi-global.org/opinion/qa-with-banco-de-mocambique-governor-ernesto-gove/) - AMPI’s new Chair on his vision for AMPI and DFS opportunities for Africa The Governor of the Bank of Mozambique, Mr. Ernesto Gouveia Gove, was elected in February 2016, as the new Chair of the African Mobile phone Financial Services Policy Initiative (AMPI) for the period 2016 -2018. He provides some light on DFS opportunities for - [Promoting Financial Inclusion at Scale: A Canadian Perspective](https://afi-global.org/opinion/promoting-financial-inclusion-at-scale-a-canadian-perspective/) - Ninety-nine percent of Canadians have an account at a formal financial institution, and 98% of adults belonging to the poorest 40% have an account. Yet, in Canada too, some Canadians are underserved by the formal financial system and face barriers in accessing and using financial products. Canada has developed efforts to boost financial capabilities for all Canadians - [The top six trends in financial inclusion data and measurement](https://afi-global.org/opinion/the-top-six-trends-in-financial-inclusion-data-and-measurement/) - Good data illuminate our world. It can make invisible markets visible. This is why the application of data to promote evidence-based financial inclusion policy is vital. I believe everyone in attendance at the Alliance for Financial Inclusion’s (AFI) 13th meeting of the Financial Inclusion Data Working Group (FIDWG) in San Salvador on 5-7 April 2016 would agree with - [The Case for Financial Regulators to Take an Active Interest in National Identity Strategies](https://afi-global.org/opinion/the-case-for-financial-regulators-to-take-an-active-interest-in-national-identity-strategies/) - In his recent CGD Policy Paper on Balancing Financial Integrity with Financial Inclusion, Alan Gelb recommends that financial regulators should engage more with national identification efforts. We agree, and would go further. All too often, we see financial regulators play the role of passive ‘takers’ of the national identity strategy in their jurisdictions. As digital financial - [From Natural Disaster to Financial Inclusion: Haiti a DFS Front-Runner](https://afi-global.org/opinion/from-natural-disaster-to-financial-inclusion-haiti-a-dfs-front-runner/) - The Caribbean Context While Latin America has been experiencing fast economic growth over the last decade, progress in the Caribbean sub-region has been a bit slower. Natural disasters and low commodity prices have pushed Caribbean countries to seek financial reforms. In an attempt to overcome poverty, the largest countries in the region have been implementing - [Global Policy Forum Opening Doors for Policymakers](https://afi-global.org/opinion/global-policy-forum-opening-doors-for-policymakers/) - This week, the Alliance for Financial Inclusion (AFI) will kick off its eighth annual Global Policy Forum (GPF) in Nadi, Fiji. The 2016 GPF will be the largest GPF ever, bringing together over 500 high-level financial sector policymakers, regulators and other stakeholders to explore the theme, “Building the Pillars of Sustainable Financial Inclusion.” Having - [Cybersecurity for Financial Inclusion: Lessons from Ghana](https://afi-global.org/opinion/cybersecurity-for-inclusive-finance-lessons-from-ghana/) - For open finance to serve underserved groups, it must be built on strong safeguards around data privacy, informed consent, liability, and redress. - [Finance and innovation in the spotlight during Bank Negara Malaysia’s ‘MyFintech Week 2025’](https://afi-global.org/news/finance-and-innovation-in-the-spotlight-during-bank-negara-malaysias-myfintech-week-2025/) - From 4 to 7 August 2025, AFI was a strategic partner for MyFintech Week 2025, an event organized by Bank Negara Malaysia, Securities Commission Malaysia, Asian Institute of Chartered Bankers, Fintech Association of Malaysia, and the Malaysia Digital Economy Corporation. A number of AFI members spoke during the event, providing perspectives from their jurisdictions and - [Central Bank of Egypt hosts peers from Eswatini to share FinTech insight ](https://afi-global.org/news/central-bank-of-egypt-hosts-peers-from-eswatini-to-share-fintech-insight/) - Staff from Central Bank of Eswatini and the Ministry of Finance learned about CBE’s approach to FinTech, and technology’s role in advancing financial inclusion. - [Unlocking Leadership Potential: The AFI Engage Program  ](https://afi-global.org/opinion/unlocking-leadership-potential-the-afi-engage-program/) - Over the last year, I’ve participated in AFI Engage, a one-year program for aspiring policymakers in the AFI network.focusing on building leadership skills and policy influence. - [BRUTAL77 : New Member Get Iphone 16 Promax](https://afi-global.org/uncategorized/brutal77-new-member-get-iphone-16-promax/) - DAFTAR LOGIN BRUTAL77 adalah agen terpercaya slot dan togel dengan server 77 yang paling dicari ditahun 2025, server 77 hadir dengan list games terlengkap dan bonus paling besar. Deposit saldo mulai dari IDR.5000 rupiah hingga jutaan rupiah bisa dengan berbagai platform transaksi terpercaya seperti yaitu : QRIS DANA GOPAY LINKAJA All Bank CRYPTO SHOPEEPAY Transaksi - [AFI/Central Bank of Eswatini training explores how to help small businesses go green ](https://afi-global.org/news/afi-central-bank-of-eswatini-training-explores-how-to-help-small-businesses-go-green/) - “By implementing targeted interventions and promoting collaboration, we can facilitate the green transition of MSMEs" said CBE Governor, Dr. Phil Mnisi. - [Open finance creates impetus for financial inclusion, say AFI members ](https://afi-global.org/news/open-finance-creates-impetus-for-financial-inclusion-say-afi-members/) - When AFI’s Digital Financial Services (DFS) Working Group met in Tajikistan, inclusive open finance was high on the agenda. Open finance, which lets customers securely share their data with third parties, has clear potential to accelerate financial inclusion, and the discussions in Tajikistan built on the recent publication of AFI’s Policy Development and Implementation Guide for - [Financial inclusion has opened doors, but too few can afford to walk through them](https://afi-global.org/opinion/financial-inclusion-has-opened-doors-but-too-few-can-afford-to-walk-through-them/) - Dieter De Smet: for vulnerable populations, housing represents more than shelter - it serves as a critical entry point to inclusion. - [AFI promotes Inclusive Green Finance at 4th International Conference on Financing for Development  ](https://afi-global.org/news/afi-promotes-inclusive-green-finance-at-4th-international-conference-on-financing-for-development/) - On 3 July, the AFI network highlighted the critical role of Inclusive Green Finance (IGF) at the 4th International Conference on Financing for Development (FfD4) in Seville. A side-event organized by AFI, SOAS University of London, and the German Institute of Development and Sustainability (IDOS), featuring input from Bangladesh Bank and Central Bank of Egypt, - [Housing is a key entry point to inclusion, but access to affordable finance is critical](https://afi-global.org/opinion/housing-is-a-key-entry-point-to-inclusion-but-access-to-affordable-finance-is-critical/) - Dieter De Smet: for vulnerable populations, housing represents more than shelter - it serves as a critical entry point to inclusion. - [AFI/SBS Perú training session explores how to regulate for competitive digital financial services ](https://afi-global.org/news/afi-sbs-peru-training-session-explores-how-to-regulate-for-competitive-digital-financial-services/) - From 15 to 18 July 2025, AFI and SBS Perú co-hosted a member training session in Lima which explored the regulator’s role in ensuring competitive and inclusive digital financial services. “Digitalization is a powerful catalyst for financial inclusion, thanks to innovative technologies and business models with the potential to reach underserved populations,” said SBS Superintendent, - [Papua New Guinea’s green finance journey is helping to build climate resilience](https://afi-global.org/opinion/papua-new-guineas-green-finance-journey-is-helping-to-build-climate-resilience/) - George Awap: Inclusive Green Finance can facilitate the transition to a sustainable economy while building climate resilience among vulnerable groups - [Supporting the transition towards a climate-resilient, sustainable economy: Central Bank of Seychelles](https://afi-global.org/opinion/supporting-the-transition-towards-a-climate-resilient-sustainable-economy-central-bank-of-seychelles/) - Cyril Benoiton, Senior Financial Surveillance Analyst, Central Bank of Seychelles At the Central Bank of Seychelles, we are embedding climate and sustainability standards within our monetary and financial stability policies, which are in line with our vision to ensure inclusive economic growth and development. Working closely with financial sector players, government, and regulatory authorities, we - [AFI develops people, not just policies ](https://afi-global.org/opinion/afi-develops-people-not-just-policies/) - Dr. Eliki Boletawa, Director, Policy Programs & Implementation, AFI Do you know what the following leaders have in common? Dr. Chea Serey, Governor, National Bank of Cambodia Firdavs Tolibzoda, Governor, National Bank of Tajikistan Dr. Luke Forau, Governor, Central Bank of Solomon Islands Carla Louveira, Minister of Finance, Mozambique Hernan Colman, Secretary General, Association of - [Micro loans, big dreams: Tonga’s path to inclusive growth](https://afi-global.org/news/micro-loans-big-dreams-tongas-path-to-inclusive-growth/) - In Tonga, where many small businesses operate within the informal sector, enhancing their access to financial services has become a national priority. “A lot of MSMEs do not have the permanent income or collateral needed to access formal bank lending,” said Governor Tatafu Moeaki of the National Reserve Bank of Tonga (NRBT). “The Bank, in - [AFI members study how to devise smart policies for women’s financial inclusion](https://afi-global.org/news/afi-members-study-how-to-devise-smart-policies-for-womens-financial-inclusion/) - The participants of AFI and Women’s World Banking Leadership and Diversity for Regulators (LDR) Program recently attended Oxford University’s Saïd Business School for a week of intensive learning. The LDR Program, an annual blended learning activity taught by Women’s World Banking and Saïd Business School, aims to promote leadership and diversity among financial regulators by - [AFI webinar explores policy responses to ‘existential threat’ of digital fraud ](https://afi-global.org/news/afi-webinar-explores-policy-responses-to-existential-threat-of-digital-fraud/) - On 26 June, AFI’s Global Standards Proportionality (GSP) and Consumer Empowerment & Market Conduct (CEMC) Working Groups held a webinar on the Financial Sector’s Role in Combating Digital Fraud and Scams. The session, attended by over 100 AFI member representatives, assessed the growing sophistication of digital threats, including AI-driven fraud and social engineering scams, and explored how - [AFI and Frankfurt School of Finance and Management collaborate on central bank training](https://afi-global.org/news/afi-and-frankfurt-school-of-finance-and-management-collaborate-on-central-bank-training/) - From 30 June to 4 July, AFI and the Frankfurt School of Finance & Management (FSFM) joined forces to run the Frankfurt School Summer Academy. A newly created Central Banking track, co-hosted by AFI and the Frankfurt School Centre for Central Banking, covered monetary policy and financial stability, digital currencies and fintech, and financial inclusion. - [Central Bank of Uzbekistan is new Chair of AFI’s Eastern Europe & Central Asia Policy Initiative](https://afi-global.org/news/central-bank-of-uzbekistan-is-new-chair-of-afis-eastern-europe-central-asia-policy-initiative/) - The Central Bank of Uzbekistan (CBU) is the new Сhair of AFI’s Eastern Europe & Central Asia Policy Initiative (ECAPI). The regional platform, which met recently in Samarkand, works to support AFI members on key financial inclusion priorities, sharing regional knowledge, and translating global policy solutions into practical implementation at regional and national levels to advance - [AFI and Reserve Bank of Malawi host regional training on women entrepreneurs’ financial education ](https://afi-global.org/news/afi-and-reserve-bank-of-malawi-host-regional-training-on-women-entrepreneurs-financial-education/) - From 1-4 July in Lilongwe, AFI and the Reserve Bank of Malawi (RBM) are co-hosting a training event for AFI’s Africa-region members on the topic of Empowering Women-led MSMEs through Financial Education. “Women entrepreneurs are significant drivers of economic development in Africa, they continue to face barriers in accessing finance,” said Audrey Hove, AFI Head - [AFI Pacific Island members study Philippines’ experience in Inclusive Green Finance ](https://afi-global.org/news/afi-pacific-island-members-study-philippines-experience-in-inclusive-green-finance/) - The visit explored how to build financial systems that are inclusive, adaptive, and supportive of green transitions - [AFI welcomes the Financial Services Commission of Jamaica as a new member](https://afi-global.org/news/afi-welcomes-the-financial-services-of-commission-of-jamaica-as-a-new-member/) - “Financial inclusion is central to building a resilient and empowered society,” says FSC Executive Director, Lt. Col. Keron Burrell. - [We need financial systems that are economically sound, sustainable, and socially inclusive ](https://afi-global.org/opinion/we-need-financial-systems-that-are-economically-sound-sustainable-and-socially-inclusive/) - Brian Commettant: Building resilience and adaptability to climate challenges has become a core component of the Central Bank’s mandate. - [Cyber risks and global uncertainty dominate discussions at AfPI Leaders Roundtable](https://afi-global.org/news/cyber-risks-and-global-uncertainty-dominate-discussions-at-afpi-leaders-roundtable/) - Dr Alfred Hannig: “Our challenge is to continue building a more inclusive and resilient financial system." - [AFI’s African members explore how to protect systems and consumers from cyber risks](https://afi-global.org/news/afis-african-members-explore-how-to-protect-systems-and-consumers-from-cyber-risks/) - “Cybersecurity is no longer optional - it is foundational to financial inclusion,” said Dr Eliki Boletawa, AFI Director of Policy Programs and Implementation - [Consumer protection must be at the heart of open finance frameworks](https://afi-global.org/opinion/consumer-protection-must-be-at-the-heart-of-open-finance-frameworks/) - For open finance to serve underserved groups, it must be built on strong safeguards around data privacy, informed consent, liability, and redress. - [AFI’s Latin American & Caribbean members meet in Suriname](https://afi-global.org/news/afis-latin-american-caribbean-members-meet-in-suriname/) - Discussions covered women's financial inclusion, migrants, inclusive green finance and consumer protection. - [In turbulent times, the global commitment to green finance is worth celebrating ](https://afi-global.org/opinion/in-turbulent-times-the-global-commitment-to-green-finance-is-worth-celebrating/) - Johanna Nyman, Head of Inclusive Green Finance, AFI At the recent IMF and World Bank Spring Meetings in Washington D.C., AFI brought together central banks, financial regulators, and strategic partners for a candid dialogue around the state of Inclusive Green Finance. My main takeaway? Green is here to stay - no matter what. Because participants - [Iraq launches National Financial Inclusion Strategy 2025–2029 ](https://afi-global.org/news/iraq-launches-national-financial-inclusion-strategy-2025-2029/) - The Strategy lays a strong foundation for inclusive economic growth in Iraq - [Applications open for the 2025 AFI Inclusive FinTech Showcase!](https://afi-global.org/news/applications-open-for-the-2025-afi-inclusive-fintech-showcase/) - We are thrilled to announce that applications for the 2025 AFI Inclusive FinTech Showcase are now open! The Showcase features the world’s most innovative FinTech and RegTech solutions, providing a unique opportunity for innovators to present cutting-edge technologies that empower underserved communities and enhance financial inclusion. The FinTech Showcase allows participants to: Present their solutions - [AFI Arab Region members explore how to financially include women-led small businesses ](https://afi-global.org/news/afi-arab-region-members-explore-how-to-financially-include-women-led-small-businesses/) - AFI training session explored existing barriers, potential solutions, and policy frameworks to support access to finance. - [AFI’s Arab Region Financial Inclusion Policy Initiative looks towards 2026/2027](https://afi-global.org/news/afis-arab-region-financial-inclusion-policy-initiative-looks-towards-2026-2027/) - On 9 and 10 June, the Expert Group on Financial Inclusion Policy (EGFIP) of AFI’s Arab Region Financial Inclusion Policy Initiative (ARFIPI) gathered in Casablanca, for a meeting hosted with Bank Al-Maghrib, to assess progress on ARFIPI’s 2025 action plan, and identify potential 2026 & 2027 activities. In her opening remarks, Fatima-Zahra Echihabi, EGFIP Chair - [Honduras launches bold 2025-2030 National Financial Inclusion Strategy](https://afi-global.org/news/honduras-launches-bold-2025-2030-national-financial-inclusion-strategy/) - Honduras has crafted an ambitious, innovative, and people-centered strategy, focused on financial well-being. - [Tonga launches Regulatory Sandbox to boost financial innovation](https://afi-global.org/news/tonga-launches-regulatory-sandbox-to-boost-financial-innovation/) - The Sandbox has the potential to transform financial access and inclusion, especially for underserved populations. - [Register now: Frankfurt School Summer Academy, in collaboration with AFI](https://afi-global.org/news/register-now-frankfurt-school-summer-academy-in-collaboration-with-afi/) - AFI members receive 35% discount for Central Banking training in Frankfurt this July. - [Pacific central banks pledge action on inclusion, digital innovation, and climate resilience](https://afi-global.org/news/pacific-central-banks-pledge-action-on-inclusion-digital-innovation-and-climate-resilience/) - On 5 June, central bank governors from the Pacific officially endorsed the Nuku’alofa Pledge, an ambitious roadmap to embed innovation, equity, and sustainability into national and regional financial ecosystems. The Pledge, endorsed during AFI’s Pacific Islands Regional Initiative (PIRI) meeting co-hosted by the National Reserve Bank of Tonga, commits central banks to: Innovation and Cooperation: - [Building a digital future: Tanzania’s instant payment system journey](https://afi-global.org/opinion/building-a-digital-future-tanzanias-instant-payment-system-journey/) - Mutashobya Mushumbusi, Head, Retail Payments, Bank of Tanzania Tanzania has emerged as a frontrunner in digital financial inclusion through the development and deployment of the Tanzania Instant Payment System (TIPS). This national real-time payment switch, developed and operated by the Bank of Tanzania (BOT), is redefining how individuals, businesses, and governments transact - instantly, affordably, - [Pacific Central Banks Meet to Discuss the Next Chapter of Financial Inclusion ](https://afi-global.org/news/pacific-central-banks-meet-to-discuss-the-next-chapter-of-financial-inclusion/) - From 3-6 June 2025, AFI’s Pacific Islands Regional Initiative (PIRI) meeting, co-hosted by the National Reserve Bank of Tonga, will explore how financial inclusion can strengthen economic resilience and social equity across the region. The meeting is being attended by over 70 participants from six regional central banks, as well as representatives from the central - [AFI and partners commit to advancing disability-inclusive finance](https://afi-global.org/news/afi-and-partners-commit-to-advancing-disability-inclusive-finance/) - Concrete, time-bound actions signal a major step toward a more accessible and equitable financial ecosystem. - [Assessing progress in financial inclusion across the Arab region](https://afi-global.org/opinion/assessing-progress-in-financial-inclusion-across-the-arab-region/) - Q&A with Katia Mehanneche, Regional Manager, Arab Region, Alliance for Financial Inclusion Can you give us an overview of the current state of financial inclusion in AFI’s Arab region? AFI has 12 Arab region members in eight countries: central banks and financial regulators from Mauritania, Morocco, Tunisia, Egypt, Jordan, Palestine, Iraq, and Sudan. Across the - [Data is the catalyst which will drive progress on financial inclusion](https://afi-global.org/opinion/data-is-the-catalyst-which-will-drive-progress-on-financial-inclusion/) - Luis Trevino: data is transforming financial landscapes and can be a powerful force for good. - [Using digital innovation to drive inclusive growth: AFI members learn from China’s experience](https://afi-global.org/news/using-digital-innovation-to-drive-inclusive-growth-afi-members-learn-from-chinas-experience/) - On 20 May in Shenzhen, AFI, Tsinghua University PBC School of Finance (PBCSF), and the Finance Center for South-South Co-operation (FCSSC) organized a Global Finance Capacity Building Program for Developing Nations, exploring how digital finance can drive innovation, inclusivity and shared growth. “The theme of Emerging Digital Finance Trends was chosen in view of the - [Investing in a blue future: Central Bank of Seychelles moves to promote sustainable finance](https://afi-global.org/news/investing-in-a-blue-future-central-bank-of-seychelles-moves-to-promote-sustainable-finance/) - Marine ecosystems are central to Seychelles’ culture, food security, and economic resilience, making their protection not just an environmental imperative but a strategic investment in the nation’s long-term prosperity. In order to promote sustainable finance, the Central Bank of Seychelles (CBS) is integrating climate risk into regulatory frameworks, and encouraging the development of innovative ‘blue - [Digital public infrastructure and credit enablers can close the MSME finance gap](https://afi-global.org/opinion/digital-public-infrastructure-and-credit-enablers-can-close-the-msme-finance-gap/) - Nik Kamarun, Senior Policy Manager, SME Finance, Alliance for Financial Inclusion Micro, small, and medium enterprises (MSMEs) are the backbone of economies worldwide, playing a vital role in job creation, innovation, and economic growth. Yet they face persistent challenges in accessing vital financial services - the SME finance gap stands at $5.7 trillion – a - [Monetary Policy, Central Bank Credibility, and Financial Inclusion: AFI CEO Dr Alfred Hannig, Banco de Moçambique International Symposium](https://afi-global.org/speeches/monetary-policy-credibility-and-financial-inclusion-afi-ceo-dr-alfred-hannig-banco-de-mocambique-international-symposium/) - It is my pleasure and an honor to be here in Maputo to celebrate with you two significant milestones in Mozambique’s financial history: the 50th Anniversary of the founding of Banco de Moçambique, established in 1975 to regulate the banking sector and manage monetary policy, and the 45th Anniversary of the Metical, your national currency - [The Role of the Financial Industry in Reaching the Last Mile - Dr Alfred Hannig](https://afi-global.org/speeches/the-role-of-the-financial-industry-in-reaching-the-last-mile-dr-alfred-hannig/) - The heart of AFI's mission, and fundamental to achieving inclusive and sustainable development. - [Eswatini launches process of developing a first National Fintech Strategy ](https://afi-global.org/news/eswatini-launches-process-of-developing-a-first-national-fintech-strategy/) - On 28 April, AFI joined the Central Bank of Eswatini, the Ministry of Finance, the Financial Services Regulatory Authority, and other stakeholders for a National Fintech Strategy Workshop, initiating a consultation and engagement process that will serve to develop Eswatini’s first National FinTech Strategy. The two-day Stakeholder Workshop followed on from an AFI-supported national FinTech landscape assessment in 2023, - [Exploring opportunities for regulators to unlock more inclusive competition ](https://afi-global.org/news/exploring-opportunities-for-regulators-to-unlock-more-inclusive-competition/) - AFI’s Competition Enablers Knowledge Exchange held its third meeting of 2025 on 14 May in Dushanbe, Tajikistan. The hybrid event was attended by representatives from 13 AFI member institutions, as well as experts from Banco Central do Brasil, United Nations Capital Development Fund (UNCDF) and Acacia Economics. The group discussed the actions needed to unlock - [Alfred Hannig: “monetary policy, central bank credibility, and financial inclusion work in tandem”](https://afi-global.org/news/alfred-hannig-monetary-policy-central-bank-credibility-and-financial-inclusion-work-in-tandem/) - Speaking at Banco de Moçambique’s International Symposium on ‘Credibility of Central Banks and Monetary Policy’ in Maputo, AFI CEO Dr Alfred Hannig has highlighted how monetary policy and financial inclusion combine to support economic growth, stability, and financial wellbeing. “The worlds of monetary policy and financial inclusion are closely interconnected and reinforcing,” said Dr Hannig. “Price stability - [AFI calls for shared prosperity at 2025 Tsinghua PBCSF Global Finance Forum](https://afi-global.org/news/afi-calls-for-shared-prosperity-at-2025-tsinghua-pbcsf-global-finance-forum/) - An AFI-led session at the 2025 Tsinghua PBCSF Global Finance Forum in Shenzhen has highlighted the need to build financial systems that benefit all of society. Ali Ghiyazuddin Mohammad, AFI Head of Policy Management, moderated a conversation between Wang Zhongmin, Chairman of the Shenzhen Finance Institute for Financial Stability and Development, Soulysak Thamnuvong, Deputy Governor - [Imagining a future where financial systems are designed by women, for everyone](https://afi-global.org/opinion/imagining-a-future-where-financial-systems-are-designed-by-women-for-everyone/) - Bondi Bilala (Central Bank of Nigeria) and Claudia Castillo (Superintendency of Banks of the Dominican Republic) "If you are not at the table, you’re probably on the menu." This often-quoted adage reminds us how systems reflect the priorities of those who design them. And for too long, financial systems- policies, products, institutions- have been designed - [Innovation in instant payments: Tanzania and Lesotho hold Peer Learning Exchange](https://afi-global.org/news/innovation-in-instant-payments-tanzania-and-lesotho-hold-peer-learning-exchange/) - On 5th May, AFI coordinated a virtual Peer Learning Exchange between Central Bank of Lesotho (CBL) and Bank of Tanzania (BoT), exploring how Tanzania’s Instant Payment System (TIPS) has managed to integrate diverse financial services providers, reduce transaction costs, and foster financial inclusion. CBL officials involved in implementing Lesotho’s National Payments Switch ‘LeSwitch’ learnt about - [Aligning national strategies with digital innovation: AFI Working Groups meet in Dushanbe](https://afi-global.org/news/aligning-national-strategies-with-digital-innovation-afi-working-groups-meet-in-dushanbe/) - AFI’s Financial Inclusion Strategy (FIS) and Digital Financial Services (DFS) Working Groups are meeting this week in Dushanbe, Tajikistan. The event, co-hosted by AFI and National Bank of Tajikistan (NBT), brings together 80 representatives from 50 AFI institutions for four days of analysis of the global financial inclusion landscape. “These discussions are critically important – - [AFI’s Arab region members assess how to implement Inclusive Green Finance policies ](https://afi-global.org/news/afis-arab-region-members-explore-how-to-implement-inclusive-green-finance-policies/) - On 6th and 7th May, AFI’s Arab Region Financial Inclusion Policy Initiative (ARFIPI) held a virtual regional training on implementing Inclusive Green Finance (IGF) policies. The training, one of many events held to celebrate Arab Financial Inclusion Day, featured expert input from Bank Al-Maghrib, Palestine Monetary Authority, Central Bank of Egypt, the French Development Agency - [AFI Engage fellows explore the potential of Gender Inclusive Finance ](https://afi-global.org/news/afi-engage-fellows-explore-the-potential-of-gender-inclusive-finance/) - An AFI Masterclass shared insight into financial barriers and effective policy responses - [Financial inclusion will enable and accelerate the SDGs - Dr Alfred Hannig, AFD Conference, Paris](https://afi-global.org/speeches/financial-inclusion-will-enable-and-accelerate-the-sdgs-dr-alfred-hannig-afd-conference-paris/) - From "A Day for SDG Solutions", a conference held by Agence Française de Développement in Paris on 3 April 2025 At the risk of stating the obvious, our world currently faces significant challenges. Geopolitical tensions, attacks on multilateralism, climate change, increasing social inequality, structural issues like ageing populations, high debt levels, inflation, low productivity growth, - [Eswatini citizens discover the benefits of the country’s new Fast Payments system  ](https://afi-global.org/news/eswatini-citizens-discover-the-benefits-of-the-countrys-new-fast-payments-system/) - The Central Bank of Eswatin has held a national series of roadshows to introduce citizens to the country’s new Fast Payments system - [Using digital technologies to build refugees' financial resilience in Jordan](https://afi-global.org/news/using-digital-technologies-to-build-refugees-financial-resilience-in-jordan/) - In 2017, when the Central Bank of Jordan (CBJ) produced its first National Financial Inclusion Strategy, refugees were identified as a target population – the country is home to over 700,000 refugees, mostly from Syria. Today, CBJ and the UN Refugee Agency UNHCR are leveraging digital technologies in order to build refugees’ financial resilience and - [Planting seeds of financial inclusion: why children must be part of the conversation](https://afi-global.org/opinion/planting-seeds-of-financial-inclusion-why-children-must-be-part-of-the-conversation/) - Erisa Langari Zadeh, Officer, PMO & Membership Engagement, Alliance for Financial Inclusion "Mummy, what’s your job? What do you actually do at work?" My son’s question was hard to answer. How could I explain what AFI does? How to talk about financial inclusion in a way that makes sense to a young child? For those - [AFI members and partners double down on Inclusive Green Finance in Washington D.C. ](https://afi-global.org/news/afi-members-and-partners-double-down-on-inclusive-green-finance-in-washington-d-c/) - At last week’s International Monetary Fund/World Bank Spring Meetings in Washington D.C., the AFI network, and its public and private partners, reaffirmed their commitment to advancing Inclusive Green Finance (IGF), in order to effectively mitigate the impact of climate change on vulnerable economies and people. On 25 April, an AFI Public-Private Dialogue Roundtable, hosted by Mastercard, brought together - [Connections between data, SME finance, and inclusive green finance explored at AFI meetings in Seychelles](https://afi-global.org/news/connections-between-data-sme-finance-and-inclusive-green-finance-explored-at-afi-meetings-in-seychelles/) - This week, three AFI Working Groups (Financial Inclusion Data & Impact, Inclusive Green Finance, and SME Finance) held a joint meeting in Victoria, Seychelles, co-hosted by the Central Bank of Seychelles. The event brought together 131 participants from 59 member institutions. In addition to discussing developments within each Working Group area, participants explored the potential - [Beyond access: building financial capabilities is now a priority](https://afi-global.org/opinion/beyond-access-building-financial-capabilities-is-now-a-priority/) - Aban Haq, Head, Project Management Office & Member Engagement, Alliance for Financial Inclusion For years, those working to advance financial inclusion have focused on particular outcomes: to grow micro and small businesses, create jobs, enable access to education, help people build assets, and in doing so, improve lives. But recently, a new term has begun - [AFI, Habitat for Humanity, and Central Bank of Egypt hold successful Housing Finance workshop in Cairo](https://afi-global.org/news/afi-habitat-for-humanity-and-central-bank-of-egypt-hold-successful-housing-finance-workshop-in-cairo/) - From 7 to 10 April, AFI and Habitat for Humanity organized a Housing Finance Workshop in Cairo, hosted by Central Bank of Egypt, aimed at helping policymakers to develop inclusive policy frameworks conducive to private sector investment in green, sustainable, and affordable housing. The event, attended by members from ten AFI institutions, explored low-cost housing - [How to support the financial system while protecting consumers? AFI Working Groups meet in Armenia ](https://afi-global.org/news/how-to-support-the-financial-system-while-protecting-consumers-afi-working-groups-meet-in-armenia/) - This week, AFI’s Consumer Empowerment & Market Conduct (CEMC) and Global Standards Proportionality (GSP) Working Groups are meeting in Dilijan, Armenia. Representatives from 50 AFI member institutions are attending the event, co-hosted with Central Bank of Armenia (CBA). In his opening remarks, Hovhannes Khachatryan, Deputy Governor, Central Bank of Armenia, highlighted the vital role of - [AFI’s Competition Enablers Knowledge Exchange explores the importance of interoperability  ](https://afi-global.org/news/afis-competition-enablers-knowledge-exchange-explores-the-importance-of-interoperability/) - Members heard how instant payment systems can boost financial inclusion by reducing transaction costs and improving service efficiency. - [State Bank of Pakistan highlights need for financial literacy in the digital era](https://afi-global.org/news/state-bank-of-pakistan-highlights-need-for-financial-literacy-in-the-digital-era/) - The State Bank of Pakistan (SBP) organizes its first successful Pakistan Financial Literacy Week, raising awareness and educating citizens on the importance of financial literacy in the evolving digital era. - [AFI opens a Pacific Islands workspace, hosted by Reserve Bank of Fiji  ](https://afi-global.org/news/afi-opens-a-pacific-islands-bureau-hosted-by-reserve-bank-of-fiji/) - The move signifies AFI's commitment to fostering closer ties with members and strengthening regional cooperation. - [PNG Financial Inclusion Policy Forum, remarks by Dr. Eliki Boletawa, AFI](https://afi-global.org/speeches/png-financial-inclusion-policy-forum-remarks-by-dr-eliki-boletawa-afi/) - Distinguished guests, ladies and gentlemen, friends, colleagues, Morning Tru (Good morning) and thank you for the invitation. I am delighted to be part of this prestigious and important event. Seven months ago, in March, AFI’s Chief Executive Officer, Dr Alfred Hannig, was privileged to attend the opening of Papua New Guinea’s Green Finance Center, a significant - [Championing Green Finance in Papua New Guinea: Elizabeth Genia, Governor, Bank of Papua New Guinea, speaking at Green Finance Summit](https://afi-global.org/speeches/championing-green-finance-in-papua-new-guinea-elizabeth-genia-governor-bank-of-papua-new-guinea-speaking-at-green-finance-summit/) - Today marks an important milestone - it is the first anniversary of the Green Finance Centre - it was launched in March 2024 - and in just a short 12 months, we have made some significant strides forward: we have implemented the Inclusive Green Finance Policy (IGFP), creating a clear framework and a guide for Green Investments; we have - [Bank of Papua New Guinea moves to promote green investments](https://afi-global.org/news/bank-of-papua-new-guinea-launches-instruments-to-promote-green-investments/) - New solutions will enable banks, businesses and communities to direct capital towards climate-resilience and sustainable projects. - [De-risking’s impact on financial inclusion explored in AFI/ESAAMLG workshop ](https://afi-global.org/news/de-riskings-impact-on-financial-inclusion-explored-in-afi-esaamlg-workshop/) - Member jurisdictions in Southern & Eastern Africa were encouraged to develop harmonized policies and increase capacities together, with the aim of improving risk perceptions about the region. - [National Bank of Rwanda launches financial inclusion dashboard](https://afi-global.org/news/national-bank-of-rwanda-launches-financial-inclusion-dashboard/) - The dashboard will generate comprehensive insights into key financial inclusion indicators. - [To best serve financial inclusion, Open Finance must be country-led and flexible](https://afi-global.org/opinion/to-best-serve-financial-inclusion-open-finance-must-be-country-led-and-flexible/) - Dr Alfred Hannig explores open finance’s role in building an inclusive, sustainable, resilient financial landscape. - [Digital payments are driving financial inclusion in Nepal](https://afi-global.org/news/digital-payments-are-driving-financial-inclusion-in-nepal/) - AFI interviewed small business owners in Kathmandu who said QR code payments improved efficiency, removed counterfeit concerns, and simplified management. - [Women are best placed to drive progress on closing the financial inclusion gender gap](https://afi-global.org/opinion/women-are-best-placed-to-drive-progress-on-closing-the-financial-inclusion-gender-gap/) - This year’s International Women's Day called for "Accelerated Action" to achieve gender equality, enhance women's advancement, and foster their economic empowerment. The six member institutions of AFI’s Pacific Islands Regional Initiative (The Bank of Papua New Guinea, Central Bank of Samoa, Central Bank of Solomon Islands, National Reserve Bank of Tonga, Reserve Bank of Fiji, - [AFI Engage Accelerator Program builds young policymakers’ leadership skills](https://afi-global.org/news/afi-engage-accelerator-program-builds-young-policymakers-leadership-skills/) - 14 young policymakers from across the AFI network gathered in Kuala Lumpur from 24-26 February 2025 for the AFI Engage Accelerator Program, marking the halfway point of their year-long leadership journey. An intensive three-day program, featuring guest speakers from Bank Negara Malaysia, the SEACEN Centre, Asia School of Business, Toastmasters Club, and Leaderonomics, was designed - [In the Solomon Islands, voluntary saving schemes and microfinance are driving financial inclusion](https://afi-global.org/news/in-the-solomon-islands-voluntary-saving-schemes-and-microfinance-are-driving-financial-inclusion/) - In the Solomon Islands, underdeveloped infrastructure and a population spread across hundreds of islands makes the provision of financial services extremely challenging. The Central Bank of Solomon Islands (CBSI), in collaboration with national stakeholders, is tackling this through various initiatives. - [Advancing gender inclusive finance and digital financial services in Palestine](https://afi-global.org/news/advancing-gender-inclusive-finance-and-digital-financial-services-in-palestine/) - Palestine Monetary Authority and Luxembourg discuss progress on a project to advance gender inclusive finance and digital financial services - [One key policy initiative can make our world richer, healthier, more resilient ](https://afi-global.org/opinion/one-key-policy-initiative-can-make-our-world-richer-healthier-more-resilient/) - Alfred Hannig & May Abulnaga: Countries now have a sound framework on which to construct gender inclusive finance policy. - [In the Pacific, regional cooperation is driving a more gender-inclusive financial landscape ](https://afi-global.org/opinion/in-the-pacific-regional-cooperation-is-driving-a-more-gender-inclusive-financial-landscape/) - Dr Eliki Boletawa: inclusive financial systems will ensure that Pacific women are not just participants but leaders in their economies. - [A shift in mindset is letting regulators help start-ups to succeed](https://afi-global.org/ceo-reflections/a-shift-in-mindset-is-letting-regulators-help-start-ups-to-succeed/) - Alfred Hannig: Increasingly, I see regulators engaging with fintech ecosystems to develop and scale up novel digital initiatives. - [A shared SupTech platform for AFI’s Pacific Island members comes closer ](https://afi-global.org/news/a-shared-suptech-platform-for-afis-pacific-island-members-comes-closer/) - From 24 to 26 February in Apia, Samoa, AFI and Central Bank of Samoa co-hosted a regional workshop and training session which explored how shared inclusive digital infrastructure can advance financial inclusion across the Pacific Islands region. On 24 February, a workshop explored the current RegTech/SupTech landscape, needs and gaps, adoption challenges, and opportunities for SupTech - [Regional Workshop on RegTech and SupTech as a Shared Inclusive Digital Infrastructure for advancing Digital Financial Inclusion in the Pacific - Welcome Remarks by Governor Maiava Atalina Ainuu-Enari, Central Bank of Samoa](https://afi-global.org/speeches/regional-workshop-on-regtech-and-suptech-as-a-shared-inclusive-digital-infrastructure-for-advancing-digital-financial-inclusion-in-the-pacific-welcome-remarks-by-governor-maiava-atalina-ainuu-enari/) - Salutations Dr. Eliki Boletawa, Director, Policy Programs and Implementation, Alliance for Financial Inclusion PIRI Member Institutions and Distinguished Delegates Esteemed Delegates, Speakers, Partners and Stakeholders Ladies, Gentlemen, and dear Colleagues Talofa lava and a warm good morning to you all! On behalf of the Central Bank of Samoa, it is my pleasure to extend our - [Regional Workshop on RegTech and SupTech as a Shared Inclusive Digital Infrastructure for advancing Digital Financial Inclusion in the Pacific - Opening remarks by Dr. Eliki Boletawa, Director, Policy Programs and Implementation, AFI](https://afi-global.org/speeches/regional-workshop-on-regtech-and-suptech-as-a-shared-inclusive-digital-infrastructure-for-advancing-digital-financial-inclusion-in-the-pacific-opening-remarks-by-dr-eliki-boletawa-director-policy/) - Salutations Governor Maiava Atalina Emma Ainuu-Enari, Central Bank of Samoa PIRI Member Institutions and our distinguished delegates from Bank of Moçambique and the Bank of Ghana Colleagues from the Alliance for Financial Inclusion (AFI) Partners, Stakeholders, Ladies, and Gentlemen Talofa lava and a warm good morning to everyone! On behalf of the Alliance for Financial - [AFI’s South Asia Region Financial Inclusion Initiative (SARFII) is driving cooperation in enhancing financial wellbeing](https://afi-global.org/news/afis-south-asia-region-financial-inclusion-initiative-sarfii-is-driving-cooperation-in-enhancing-financial-wellbeing/) - On 20 February, AFI’s South Asia Region Financial Inclusion Initiative (SARFII) met in Kathmandu, Nepal, to provide updates on the state of financial inclusion from across the region, identify opportunities for collaboration, and develop an impactful Strategic Action Plan for 2026-2030. During the event, co-hosted by Nepal Rastra Bank, member institutions from Nepal, Bangladesh, Pakistan, - [AFI and Nepal Rastra Bank host regional training event on building cyber resilience](https://afi-global.org/news/afi-and-nepal-rastra-bank-host-regional-training-event-on-building-cyber-resilience/) - From 17 to 19 February in Kathmandu, AFI and Nepal Rastra Bank co-hosted a regional training event for AFI’s South Asia members on the topic of Enhancing Cyber Resilience for Digital Payments and Infrastructure. “Given the increasing role of digital payments across the South Asia region, central banks will play a pivotal role through ensuring cybersecurity - [Global progress on financial inclusion forces us to rethink international development models](https://afi-global.org/opinion/global-progress-on-financial-inclusion-forces-us-to-rethink-international-development-models/) - Developing countries’ innovative approaches have been critical to the number of people without a bank account halving in just a few years - by Dr Alfred Hannig, CEO of AFI, and Dr Christoph Beier, Lecturer at the University of Bonn. Over the past 15 years, and largely unnoticed in the West, developing countries have been - [Inclusive financial regulation requires a competition lens](https://afi-global.org/opinion/inclusive-financial-regulation-requires-a-competition-lens/) - An interview with Ariadne Plaitakis, Deputy Director, Regulation, Research and Policy, Inclusive Financial Systems, Gates Foundation AFI’s Competition Enablers Knowledge Exchange is a new initiative, supported by the Gates Foundation, which aims to foster innovation and capacity building in digital financial services, using the lens of competition. Can we start by setting out the - [Empowering women: the unfinished business of financial inclusion](https://afi-global.org/opinion/empowering-women-the-unfinished-business-of-financial-inclusion/) - Roobini Giva, Policy Analyst, Alliance for Financial Inclusion According to the World Bank, only 76% of women globally had access to a bank account in 2021, compared to 83% of men. Hundreds of millions of women remain excluded from financial systems, limiting their ability to save, invest, improve their lives, and lift families and - [Digital Payments in Fiji: Empowering Business and Consumers through QR Codes](https://afi-global.org/opinion/digital-payments-in-fiji-empowering-business-and-consumers-through-qr-codes/) - By Uraia Makulau, Analyst, Financial System Development Group, Reserve Bank of Fiji In recent years, digital technologies have transformed Fiji’s financial sector. Digital payments have rapidly gained traction, empowering merchants and consumers alike. QR code technology has been widely embraced for its accessibility, efficiency and versatility. In Fiji, the number of QR code transactions soared - [Bangladesh is transforming soft loan dependency to a model of sustainable financing](https://afi-global.org/opinion/bangladesh-is-transforming-soft-loan-dependency-to-a-model-of-sustainable-financing/) - Suman Chakma, Joint Director, Microcredit Regulatory Authority of Bangladesh Microfinance in Bangladesh started in 1970s, led by reputed NGOs like Grameen Bank (GB) and BRAC. The initial success of microcredit services encouraged other NGOs to enter the market, and by the early 2000s, more than 350 organizations were involved. Donor funds and low-interest loans from - [Championing digital inclusion, financial literacy, and consumer protection across South Asia](https://afi-global.org/opinion/championing-digital-inclusion-financial-literacy-and-consumer-protection-across-south-asia/) - In September 2024, Governor Mr. Maha Prasad Adhikari of Nepal Rastra Bank was elected as the new Chair of AFI’s South Asia Region Financial Inclusion Initiative (SARFII). We spoke to him about the current climate for financial inclusion in the region, and SARFII’s role in advancing progress. For those unfamiliar with SARFII, - [Digital transformation of Pakistan's cattle markets: a tactical move towards cashless transactions](https://afi-global.org/opinion/digital-transformation-of-pakistans-cattle-markets-a-tactical-move-towards-cashless-transactions/) - By Ahmed Sumair, Joint Director, Digital Financial Services Group, State Bank of Pakistan Pakistan’s economy has long relied heavily on cash transactions, with the significant volume of currency in circulation contributing to inefficiencies and logistical challenges. In response, the State Bank of Pakistan (SBP) has rolled out various initiatives aimed at digitizing payment - [Inclusive green finance is equipping Ecuador’s communities to cope with climate change](https://afi-global.org/opinion/inclusive-green-finance-is-equipping-ecuadors-communities-to-cope-with-climate-change/) - By Priscille de Coninck, Ecuador Country Director at Agence Française de Développement. Agence Française de Développement has been working in Ecuador for ten years - we were here in 2016 when an earthquake killed nearly 700 people and displaced 80,000. In recent years, natural disasters have become stronger and more frequent, and things will likely - [Tackling climate change and financial inclusion will require cross-cutting solutions](https://afi-global.org/opinion/tackling-climate-change-and-financial-inclusion-will-require-cross-cutting-solutions/) - Charlotte Fauquembergue, Deputy Manager, Financial Systems Division, Agence Française de Développement Agence Française de Développement (AFD) and the Alliance for Financial inclusion (AFI) have been working together to advance financial inclusion since 2019. Initially, AFD provided two grants of two million euros each as part of a multi-donor implementation policy with Luxembourg and - [Building financial literacy through ‘edutainment’ - Central Bank of Uzbekistan’s experience ](https://afi-global.org/opinion/building-financial-literacy-through-edutainment-central-bank-of-uzbekistans-experience/) - Dilbar Abduganieva, Director, Financial Literacy and Inclusion Department, Central Bank of Uzbekistan Since 2019, the Central Bank of Uzbekistan (CBU) has been working to equip citizens with the knowledge and skills needed to ensure their financial security and financial well-being, especially in the context of rapid digital transformation and increased accessibility of financial services. Our - [The story behind Rwanda’s financial inclusion transformation](https://afi-global.org/opinion/the-story-behind-rwandas-financial-inclusion-transformation/) - Soraya M. Hakuziyaremye, Deputy Governor, National Bank of Rwanda Rwanda has transformed remarkably over the past three decades, emerging as a global example of resilience and progress, particularly in the realm of financial inclusion. In the aftermath of the 1994 genocide against the Tutsi, the economy was shattered, and financial exclusion was a pressing - [Looking beyond access: why getting women to use financial products effectively is what really matters](https://afi-global.org/opinion/looking-beyond-access-why-getting-women-to-use-financial-products-effectively-is-what-really-matters/) - For the last four years, Bank of Ghana Deputy Governor, Elsie Addo Awadzi has chaired AFI’s Gender Inclusive Finance Committee. As her term comes to an end, she reflects on how the landscape for women’s financial inclusion is changing. How would you sum up the state of gender inclusive finance in 2024? The - [The real work begins after financial regulations are passed, says new FATF President](https://afi-global.org/opinion/the-real-work-begins-after-financial-regulations-are-passed-says-new-fatf-president/) - Elisa de Anda Madrazo recently took over the presidency of the Financial Action Task Force. Here, she shares why financial inclusion is pivotal to combating illicit finance. Why did you make financial inclusion one of your presidential term priorities, and what do you hope to achieve? Financial inclusion has always been both - [Financially inclusive societies drive opportunity and growth](https://afi-global.org/opinion/financially-inclusive-societies-drive-opportunity-and-growth/) - Dr. Iyabo Masha is the Director of the Intergovernmental Group of Twenty-Four on International Monetary Affairs and Development (G-24). She explains financial inclusion’s critical role in driving global economic growth. What are some of the most pressing issues facing the global economy right now? The topmost challenge is economic growth. Since the end - [Let’s build bridges, not barriers, for people with disabilities](https://afi-global.org/opinion/lets-build-bridges-not-barriers-for-people-with-disabilities/) - By Paul Surreaux, Co-Founder - Barrier-Free Finance Initiative People with disabilities (PWDs) make up 16% of the world’s population. Despite making up such a large group, most of us are unaware how PWDs struggle daily with barriers to accessing financial and other services, including physical accessibility, digital accessibility and stigma. Meanwhile, a lack of data - [Beating food insecurity will require people-centered financial inclusion policy](https://afi-global.org/opinion/beating-food-insecurity-will-require-people-centered-financial-inclusion-policy/) - Guadalupe Galambos, Economist, United Nations World Food Programme Last year, the World Food Programme, the world’s largest humanitarian organization, transferred three billion dollars to 57 million people in 76 countries. Why? Because we’ve learnt that a very efficient way to help people to meet their basic food and other essential needs is to transfer - [Financially including people with disabilities is possible - here’s how](https://afi-global.org/opinion/financially-including-people-with-disabilities-is-possible-heres-how/) - Efforts to financially include people with disabilities are bearing fruit around the world, says AFI Policy Specialist, Vidhya Raman. According to the World Health Organization, 1.3 billion people experience significant disability - one in six of us. The United Nations definition of disability encompasses a range of physical, mental, intellectual, and/or sensory impairments. - [Central bank responses to climate change must be bold and creative  ](https://afi-global.org/opinion/central-bank-responses-to-climate-change-must-be-bold-and-creative/) - An interview with Joseph Feyertag, Policy Fellow (Sustainable Finance), London School of Economics How do you see central banks and supervisors’ role in facilitating the transition to a sustainable future? We already know that climate change is affecting their core mandate of inflation and financial stability. The least central banks and supervisors can do - [Accelerating financial inclusion through digital payments: Jordan’s CliQ success story](https://afi-global.org/opinion/accelerating-financial-inclusion-through-digital-payments-jordans-cliq-success-story/) - Maha Bahou, CEO, Jordan Payments & Clearing Company In Jordan, the widespread adoption of CliQ, an innovative Instant Payment System, has transformed the landscape for digital financial services and boosted financial inclusion. Previously, most banking customers had been hesitant to embrace digital financial tools, due to a lack of trust. In June 2020, the - [How Eswatini’s Gender Inclusive Finance Roadmap is driving cross-sectoral change](https://afi-global.org/opinion/how-eswatinis-gender-inclusive-finance-roadmap-is-driving-cross-sectoral-change/) - Eswatini launched its first Gender Inclusive Finance Roadmap in August 2022. Two years on, Central Bank Deputy Governor, Felicia Dlamini-Kunene, explains how the Roadmap is paving the way for more women-centric policies. What are the main challenges to women’s financial inclusion in Eswatini? Women make up 49.5 percent of the country’s working - [Financial exclusion constrains human rights to paper promises: policy can be the remedy](https://afi-global.org/opinion/financial-exclusion-constrains-human-rights-to-paper-promises-policy-can-be-the-remedy/) - By Barry Cooper, Technical Director at The Centre for Financial Regulation and Inclusion (CENFRI) The Universal Declaration of Human Rights enshrines our right to education, employment, food, clothing, housing, medical care and more. With financial exclusion currently preventing large parts of society from exercising those rights, policymakers have it in their power to improve the situation. - [Empowering Financial Inclusion: Insights from a Deputy Governor’s Journey ](https://afi-global.org/opinion/empowering-financial-inclusion-insights-from-a-deputy-governors-journey/) - Nadia Gamha, Deputy Governor of the Central Bank of Tunisia In today’s fast-paced world, financial inclusion is a critical driver of economic growth and stability. As a Deputy Governor, I have had the privilege of witnessing and contributing to transformative changes that empower individuals, particularly youth and women, to fully participate in the financial system. - [Mobile money agents: The Key to Boosting Financial Inclusion in Rural Fiji](https://afi-global.org/opinion/mobile-money-agents-the-key-to-boosting-financial-inclusion-in-rural-fiji/) - By Uraia Makulau, Analyst, Financial System Development Group, Reserve Bank of Fiji Mobile money has helped transform the lives of many rural Fijians. In the past, paying bills or topping up their bus cards meant traveling up to 90km to the nearest bank branch. Back-and-forth transport costs added an additional financial burden to - [Digital financial services can help close the gender gap ](https://afi-global.org/opinion/digital-financial-services-can-help-close-the-gender-gap/) - Women’s limited access to finance is holding all of us back, says Mariyam Hussain Didi, Assistant Governor, Banking Operations, Maldives Monetary Authority. For too long, women have faced exclusion from the financial sector. In South Asia, fewer than half of women have formal banking arrangements; here in the Maldives, a 14 percent gender gap persists - [Women are leading Zambia’s MSME sector: here’s how it happened](https://afi-global.org/opinion/women-are-leading-zambias-msme-sector-heres-how-it-happened/) - By Freda Tamba, Director of Financial Conduct Supervision at Bank of Zambia Women's entrepreneurship spells good news for society. It breaks down deeply rooted perceptions of women as homemakers and brings fresh perspectives, ideas and products to the market. It creates employment in local communities and plays a major role in poverty alleviation. At - [Boosting refugee-led businesses will mean better lives](https://afi-global.org/opinion/boosting-refugee-led-businesses-will-mean-better-lives/) - By Mariam Jemila Zahari, AFI Policy Specialist Around the world, conflict and climate-induced disasters are uprooting more and more families and communities. The UNHCR Global Trends Report 2024 says the total number of forcibly displaced people (FDPs) worldwide stands at an eye-watering 117 million, 37.6 million of which are refugees. What can we do about - [Making up for lost time: How The Gambia is helping women get ahead through financial inclusion](https://afi-global.org/opinion/making-up-for-lost-time-how-the-gambia-is-helping-women-get-ahead-through-financial-inclusion/) - By Mariama Sillah, Gender and Youth Focal Person at the Central Bank of The Gambia I was the first girl in my family to finish school and go to university. Until 20 years ago the male child in The Gambia was sent to school, while the girls stayed home to help with house chores. - [Gender sensitive policies pave the way for Palestine’s financial inclusion journey](https://afi-global.org/opinion/gender-sensitive-policies-pave-the-way-for-palestines-financial-inclusion-journey/) - By Mohanad Salous, Chief of Financial Inclusion, Palestine Monetary Authority (PMA) Palestine’s first National Financial Inclusion Strategy committed to financially including 50 percent of the country’s adult population by 2025. We exceeded that target ahead of time. But something was preventing the country from moving beyond its target: women’s exclusion from the financial system. A - [Inclusive green finance policy must reflect the needs of women and small businesses](https://afi-global.org/opinion/inclusive-green-finance-policy-must-reflect-the-needs-of-women-and-small-businesses/) - For inclusive green finance policy to be effective, it must take into account the unique threats and challenges faced by women and small businesses, says Bhim Adhikari, Senior Program Specialist at Canada’s International Development Research Centre (IDRC). Until now, the linkages between gender, micro, small and medium-sized enterprises (MSMEs), and climate finance have gone largely - [Inclusive Green Finance works – now let’s take it mainstream ](https://afi-global.org/opinion/inclusive-green-finance-works-now-lets-take-it-mainstream/) - As countries seek to transition to a climate-neutral society, expanding access to finance to disadvantaged groups must be a top priority, says Christine Poursat, Head, Financial Systems Division, Agence Française de Développement. Dealing with the impact of climate change is hard enough. When you can’t access financial services, it becomes almost impossible. Around the - [Building resilience to climate change starts with financial inclusion ](https://afi-global.org/opinion/building-resilience-to-climate-change-starts-with-financial-inclusion/) - Kabinda Kawesha, Manager - Financial Sector Development, Bank of Zambia; Chair, AFI Inclusive Green Finance Working Group Around the world, many countries are suffering from the effects of climate change. My country, Zambia, is struggling to deal with a crippling drought which has devastated food production and electricity production. Our fear is that, rather than - [Helping disadvantaged groups to adopt digital financial services: lessons from Jordan](https://afi-global.org/opinion/helping-disadvantaged-groups-to-adopt-digital-financial-services-lessons-from-jordan/) - By Nour Khammash, Senior Knowledge and Business Analytics Specialist, and Dina Al Salhi, Communication Design and Knowledge Management Specialist, Jordan Payments & Clearing Company (JoPACC) In Jordan, the use of instant payment systems has grown steadily in recent years. That growth has been unevenly spread across society, however: women, rural communities, youth, and refugees are - [Helping Women-led MSMEs Access Finance: Lessons from Zimbabwe](https://afi-global.org/opinion/helping-women-led-msmes-access-finance-lessons-from-zimbabwe/) - An interview with Rachael Moshosho, Deputy Director, Financial Inclusion & Supervision of Microfinance Institutions, Reserve Bank of Zimbabwe What challenges do women-led small businesses face in Zimbabwe? They face multiple challenges, starting with a lack of funding. Women here typically don't possess assets or collateral. Our laws, religions, and politics are laid on patriarchal - [Without financial inclusion, we can forget about sustainable development](https://afi-global.org/opinion/without-financial-inclusion-we-can-forget-about-sustainable-development/) - An interview with Professor Dirk Zetzsche, ADA Chair in Financial Law (inclusive finance) at the University of Luxembourg How should we understand the link between financial inclusion and sustainability? On one hand, financial inclusion forms part of sustainability’s social dimension. Equally, financial inclusion and sustainability are self-reinforcing factors in regulatory policy: a sustainable regulatory approach - [Financial systems can play a key role in countering the effects of climate change](https://afi-global.org/opinion/financial-systems-can-play-a-key-role-in-countering-the-effects-of-climate-change/) - Elodie Vitalis, Group representative in Fiji, Agence Française de Développement The communities which struggle most to deal with the impact of climate change also tend to suffer from unequal access to financial services. Could both issues be tackled through one approach? The answer is yes, and it’s called Inclusive Green Finance. Inclusive Green Finance - [Leaving no one behind: Armenia's financial education journey](https://afi-global.org/opinion/leaving-no-one-behind-armenias-financial-education-journey/) - By Garegin Gevorgyan, Director of the Financial Stability Directorate at the Central Bank of Armenia. During the 70-year Soviet rule, Armenians were used to their finances being administered by the state. There simply was no value in financial planning and decision-making skills. When Armenia won independence from the USSR in 1991, a large portion - [Mobile money and the next phase of financial inclusion](https://afi-global.org/opinion/mobile-money-and-the-next-phase-of-financial-inclusion/) - By Aminata Kane, Head of Mobile Money for Africa and the Middle East, Orange The financial inclusion rate may be rising, but parts of Africa and the Middle East still lag substantially behind other regions. That said, nearly everyone has a phone which allows them to transfer and save money. Orange alone manages roughly - [Eswatini’s Fintech industry “a gateway to formal banking” says Central Bank Deputy Governor](https://afi-global.org/opinion/eswatinis-fintech-industry-a-gateway-to-formal-banking-says-central-bank-deputy-governor/) - From 20-23 May, AFI’s Working Groups will be meeting in Mbabane, Eswatini to discuss digital financial services, global standards and proportionality and financial inclusion strategies. Deputy Governor of the Central Bank of Eswatini, Felicia Dlamini-Kunene gives us her take on the country’s growing FinTech industry and its impact on financial inclusion. How - [Why farmer financial inclusion matters](https://afi-global.org/opinion/why-farmer-financial-inclusion-matters/) - By Ashley Olson Onyango, Head of Financial Inclusion and AgriTech, GSMA Smallholder farmers produce over 30 percent of the world’s food supply and support nearly 500 million livelihoods globally. Yet they still struggle to access basic financial services like credit, savings, insurance, and digital transfers – a worrying reality considering our dependence on them - [Remedying consumer redress: Lessons from the AFI network](https://afi-global.org/opinion/remedying-consumer-redress-lessons-from-the-afi-network/) - By CEMCWG Chairs, Wati Seeto from the Reserve Bank of Fiji, Natalia Sanchez from Superintendency of Banks of the Dominican Republic, Sevak Mikayelyan from the Central Bank of Armenia, and AFI Policy Manager, Sulita Levaux. Trust in the financial system is based on solid consumer protection policies. Key to this are help and redress mechanisms - [Bangladesh Bank launches Women’s Financial Inclusion Data Dashboard](https://afi-global.org/opinion/bangladesh-bank-launches-womens-financial-inclusion-data-dashboard/) - By Md Nazrul Islam, Director, National Financial Inclusion Strategy Admin. Unit, Bangladesh Bank Bangladesh Bank has launched a Women’s Financial Inclusion Data (WFID) dashboard, which will provide valuable insight into the state of women’s financial inclusion in the country, and identify opportunities to accelerate progress. Bangladesh Bank and ConsumerCentriX, with the support of the Bill - [How to close the economic gender gap? Lessons from Latin America](https://afi-global.org/opinion/how-to-close-the-economic-gender-gap-lessons-from-latin-america/) - Around the world, a gender gap continues to hinder women from achieving their full potential – what can be done about it? By Francesca Randazzo, Expert on sustainable and innovative finance, Luxembourg Development Cooperation Agency (LuxDev) The World Economic Forum’s 2023 Global Gender Gap Report reveals that Latin America and the Caribbean will - [Inclusion should be at the heart of our climate change commitments](https://afi-global.org/opinion/inclusion-should-be-at-the-heart-of-our-climate-change-commitments/) - By Johanna Nyman, Head of Inclusive Green Finance at AFI So it’s official: global warming has passed the 1.5C threshold. The 2015 Paris Agreement set the goal of limiting warming to 1.5C. Less than a decade later, there is no wriggle room left. While 1.5C is bad news, a two-degree rise would be even more - [Why El Salvador is banking on Environmental and Social Risk Management](https://afi-global.org/opinion/why-el-salvador-is-banking-on-environmental-and-social-risk-management/) - By Auda Maria Escobar, Financial Stability Specialist, Banco Central de Reserva de El Salvador El Salvador is rich in natural resources and marine life, but its long coastline and expanding agricultural sector leave it vulnerable to the impact of climate change. Rising sea levels, droughts, and tropical storms like Hurricane Ida have had devastating impacts - [Embedding sustainability across the banking sector: Egypt’s Inclusive Green Finance journey](https://afi-global.org/opinion/embedding-sustainability-across-the-banking-sector-egypts-inclusive-green-finance-journey/) - By Shaymaa El-Demery, Deputy General Manager, Sustainability and Sustainable Finance, Central Bank of Egypt While the Central Bank of Egypt (CBE) is considered in its early stages of implementing Inclusive Green Finance, the concept of sustainable finance is increasingly understood in our banking sector, and this awareness is being transferred to customers and investors. CBE’s - [In Bangladesh, financial inclusion is driving climate resilience](https://afi-global.org/opinion/in-bangladesh-financial-inclusion-is-driving-climate-resilience/) - By Mahbub Hassan, Deputy Director of Sustainable Finance at Bangladesh Bank (BB) Bangladesh, on the frontline of climate change, is transitioning to a greener and more inclusive financial system, with the country’s central Bangladesh Bank (BB) playing a leading role. Bangladeshi banks and financial institutions (FIs) are investing over USD 1.1 billion a year in - [Central bank digital currency: lessons from The Bahamas  ](https://afi-global.org/opinion/central-bank-digital-currency-lessons-from-the-bahamas/) - In October 2020, The Bahamas launched the world’s first central bank digital currency (CBDC), the SandDollar. Three years on, as CBDC testing and development takes off worldwide, Derek Sean Rolle, Deputy Governor, Central Bank of the Bahamas, shares SandDollar’s story so far. Can you tell us about the background to SandDollar’s introduction? It wasn’t innovation - [Gender Inclusive Finance has become a top priority for AFI members](https://afi-global.org/opinion/gender-inclusive-finance-has-become-a-top-priority-for-afi-members/) - By Elsie Addo Awadzi, Chair, AFI Gender Inclusive Finance Committee During 2023, the Gender Inclusive Finance Committee (GIFC) witnessed how substantial progress has been made in advancing women’s financial inclusion through gender responsive financial policy and regulation. AFI’s most recent policy change survey revealed that at least 60 policy and regulatory changes relating to Gender - [There can be no financial inclusion without sustainability](https://afi-global.org/opinion/there-can-be-no-financial-inclusion-without-sustainability/) - By Margarita Hernández Naranjo, Superintendente de Economía Popular y Solidaria By aligning a commitment to social and environmental responsibility in the financial system, with the goal to financially include women, countries can make real progress on both fronts. The 410 savings and credit cooperatives which Superintendencia de Economía Popular y Solidaria (SEPS) oversees, 50% of - [The global rush to crypto should set central bank alarm bells ringing](https://afi-global.org/opinion/the-global-rush-to-crypto-should-set-central-bank-alarm-bells-ringing/) - By Fernando Restoy, Chair of the Financial Stability Institute, Bank of International Settlements The majority of the 1.4 billion people around the world who remain unbanked live in just seven jurisdictions: China, India, Pakistan, Indonesia, Bangladesh, Egypt and Nigeria. According to a Statista survey, on average, 25% of respondents from these seven countries indicated that - [Digital financial services are breaking down access barriers, but with consumer risks attached](https://afi-global.org/opinion/digital-financial-services-are-breaking-down-access-barriers-but-with-consumer-risks-attached/) - By Saleem Ullah, Deputy Governor, State Bank of Pakistan The rise in digital financial services, fuelled by mobile technologies, represents a major opportunity to advance financial inclusion. But as digital wallets become widespread, how can we ensure consumers are protected from digital frauds? By making it possible to reach consumers everywhere at very low cost, - [How financial inclusion can help combat climate displacement](https://afi-global.org/opinion/how-financial-inclusion-can-help-combat-climate-displacement/) - By Johanna Nyman, Head of Inclusive Green Finance, Mariam Zahari, Policy Specialist, and Gift Mpoola, Consultant, AFI In 2022 alone, natural disasters displaced over 36 million people across the globe, forcing them to abandon their homes in search of new livelihoods. How can financial inclusion support environmental migrants, or even prevent them from having to - [How can we get refugees to adopt digital financial services? Lessons from Jordan.](https://afi-global.org/opinion/how-can-we-get-refugees-to-adopt-digital-financial-services-lessons-from-jordan/) - By Nad Al Sarabi, Head of Knowledge Management and Business Analytics at Jordan Payments & Clearing Company (JoPACC) Hosting refugees is part of Jordan’s DNA: we have the second-highest refugee population per capita in the world. Throughout our country’s history, we have experienced several mass influxes of refugees. In 1948 and 1967, thousands of Palestinians - [Supporting climate resilience and economic growth: Armenia’s Sustainable Finance Roadmap](https://afi-global.org/opinion/supporting-climate-resilience-and-economic-growth-armenias-sustainable-finance-roadmap/) - By Martin Galstyan, Governor, Central Bank of Armenia Armenia’s Sustainable Finance Roadmap provides a blueprint of Central Bank expectations and planned actions regarding the incorporation of environmental, climate, social and governance risks into financial market processes. - [Scaling up the use of electronic payments in Malawi](https://afi-global.org/opinion/scaling-up-the-use-of-electronic-payments-in-malawi/) - By Charles Marwa, Head, Monitoring & Evaluation, AFI In the recent past, advances in technology have given rise to innovative payment methods that are quickly replacing cash as a payment instrument. These electronic payment methods offer several advantages over cash, such as safety and security, low transaction costs, and fast transmission, among other benefits. Cash, - [Financial Literacy as a tool to enhance Rwandan MSMEs’ access to finance](https://afi-global.org/opinion/financial-literacy-as-a-tool-to-enhance-rwandan-msmes-access-to-finance/) - By Germaine Utembinema and Richard Tuyishime (National Bank Rwanda), and Aisyah Razihan (AFI). Contribution by Nik Kamarun (AFI). Micro, Small and Medium Enterprises (MSMEs) are vital to Rwanda’s economic growth, comprising 55% GDP and 70% of total employment. However, MSMEs are vulnerable to economic shocks and were hit the hardest during the COVID-19 pandemic. Youth-led - [Mitigating the impact of climate change: Papua New Guinea’s Inclusive Green Finance journey](https://afi-global.org/opinion/mitigating-the-impact-of-climate-change-papua-new-guineas-inclusive-green-finance-journey/) - Elizabeth Genia, Acting Governor, Bank of Papua New Guinea. Papua New Guinea is one of the ten most vulnerable countries in the world to the risk of climate change. The human suffering which climate disasters bring, the displacement of people and destruction of livelihoods, is therefore never far from our minds. Building resilience to climate - [Digitalization as a driver of territorial equity: women’s financial inclusion in Senegal](https://afi-global.org/opinion/digitalization-as-a-driver-of-territorial-equity-womens-financial-inclusion-in-senegal/) - Women in Africa are the bedrock of families – they take care of education, health and nutrition, and they support development. It’s therefore vitally important for African countries to prioritize women’s economic participation and financial inclusion. In 2017, Senegal created the General Delegation for Rapid Entrepreneurship of Women and Youth (DER/FJ) to support women by - [What drives Lesotho’s financial inclusion success?](https://afi-global.org/opinion/what-drives-lesothos-financial-inclusion-success/) - The Central Bank of Lesotho has been an AFI member for over a decade. Since then, the country has reached 90 percent financial inclusion. Central Bank Governor, Emmanuel Maluke Letete, explains why this success is primarily based on collaboration between various stakeholders and their determination to put the needed infrastructure in place to boost - [The regulator’s role in driving digital financial services: a Mozambique perspective](https://afi-global.org/opinion/the-regulators-role-in-driving-digital-financial-services-a-mozambique-perspective/) - Technology has been at the forefront of Africa's financial inclusion success. But, unless used responsibly, technology can also harm more than it helps, says Rogerio Lucas Zandamela, Governor of Banco de Moçambique. Technology is playing a key role in advancing and promoting financial inclusion. In Africa, the wide availability of affordable mobile - [‘Favara’ Instant Payment System: Propelling the Maldives towards a financially inclusive future](https://afi-global.org/opinion/favara-instant-payment-system-propelling-the-maldives-towards-a-financially-inclusive-future/) - As an archipelagic state, the Maldives has made significant strides in overcoming the infrastructural and logistical barriers to delivering basic financial services to its people. Mariyam Hussain Didi, Assistant Governor of the Maldives Monetary Authority, explains what's behind the country's success so far. Globally renowned for its sandy beaches, crystal clear waters, - [How can we improve access to finance for African women-led MSMEs?](https://afi-global.org/opinion/how-can-we-improve-access-to-finance-for-african-women-led-msmes/) - An interview with Malado Kaba, Director of the Gender, Women and Civil Society Department at the African Development Bank What obstacles do African women-led MSMEs currently face in accessing finance? African women face a range of challenges in accessing finance, which has led to a $42 billion finance gap for women entrepreneurs on - [Sowing the seeds for El Salvador first Inclusive Green Finance Roadmap](https://afi-global.org/opinion/sowing-the-seeds-for-el-salvador-first-inclusive-green-finance-roadmap/) - By Martha Recinos, Specialist of Public Policy and Financial Innovation, Banco Central de Reserva de El Salvador (BCR). Coordinated solutions and international cooperation are key to addressing the climate change emergency and the detrimental impact it has on vulnerable sectors of the population. Sustainable finance has proved pivotal in this regard, leading to the development - [It’s high time we embrace age-friendly banking](https://afi-global.org/opinion/its-high-time-we-embrace-age-friendly-banking/) - By Ricardo Herrera, Head of the Consumer Protection and Specialized Projects Division, Superintendency of Banks of the Dominican Republic. Altagracia Santana is 73 years old and lives in a small town in the Dominican Republic. She worked as a janitor for two decades but lost her job five years ago. After failing to qualify for - [Financial correspondents can play a key role in driving financial inclusion](https://afi-global.org/opinion/financial-correspondents-can-play-a-key-role-in-driving-financial-inclusion/) - By Carmen Elena Pineda, Banking and Financial Lawyer at the Central Reserve Bank of El Salvador Since 2015, El Salvador has enabled banks, cooperative banks and savings and credit societies to offer their operations and services through financial correspondents. This approach has expanded access to financial services, particularly in rural areas. Recent expansion to the - [El Salvador’s MSE sector: Boosting the country’s leading job creator through financial inclusion and education](https://afi-global.org/opinion/el-salvadors-mse-sector-boosting-the-countrys-leading-job-creator-through-financial-inclusion-and-education/) - By Ana Idalia Portillo Cueva, Public Policy and Financial Innovation Analyst at Banco Central de Reserva de El Salvador Micro and small enterprises (MSEs) form a significant part of El Salvador’s economy and provide the basis for a major part of the population’s household income. This article provides a general overview of the MSE - [Why AFI members are implementing ESRM guidelines](https://afi-global.org/opinion/why-afi-members-are-implementing-esrm-guidelines/) - By Ingrid Cyuzuzo, Subgroup Lead of AFI’s Inclusive Green Finance Working Group (IGFWG) from the National Bank of Rwanda, and AFI’s Laura Ramos, IGFWG Policy Manager Environmental and climate change risks can have profound impacts on financial institutions and the broader economy. For instance, ecologically unfriendly or polluting businesses can contribute to climate - [Inclusive green finance gains ground in El Salvador as financial sector gears up to combat climate change](https://afi-global.org/opinion/inclusive-green-finance-gains-ground-in-el-salvador-as-financial-sector-gears-up-to-combat-climate-change/) - By Auda Escobar, Specialist at the Financial Stability Department and Marisela Rivas, Specialist in Economic and Financial Research from the Central Reserve Bank of El Salvador. Inclusive green finance (IGF) is proving increasingly pivotal to the future stability of global markets. This has encouraged financial institutions in El Salvador to take a more prominent - [El Salvador paves the way for digital payment solutions with Transfer365](https://afi-global.org/opinion/el-salvador-paves-the-way-for-digital-payment-solutions-with-transfer365/) - This English version of the blog is a translation of the original text written in Spanish. Click here here to read the Spanish version. (Esta versión en inglés del blog es una traducción del texto original escrito en español. Haga clic aquí para leer la versión original en español.) By Carlos Herrera, Payment Systems Senior - [Mongolia's green initiatives offer "solid incentive" for environmentally friendly economic activity](https://afi-global.org/opinion/mongolias-green-initiatives-offer-solid-incentive-for-environmentally-friendly-economic-activity/) - Mongolia is one of the countries in the world most vulnerable to climate change. Increasingly inhospitable weather conditions have harmed traditional pastoral lifestyles, leading to rising urbanization and increased air pollution. In this regard, the Financial Regulatory Commission (FRC) of Mongolia has partnered with AFI to embrace the potential solutions presented by Inclusive Green Finance - [Financial literacy tools in Jordan: Towards a more resilient society](https://afi-global.org/opinion/financial-literacy-tools-in-jordan-towards-a-more-resilient-society/) - By Ola Khalil and Dina Madfai, Financial Consumer Protection Department, Central Bank of Jordan The global pandemic has exposed some of the prevailing financial vulnerabilities faced by people living in Jordan. Financial literacy – especially adequate planning, saving, and decision-making – is crucial to withstanding financial hardship during unforeseen crises. Even before the pandemic, the - [Advancing youth financial inclusion during the COVID-19 crisis](https://afi-global.org/opinion/advancing-youth-financial-inclusion-during-the-covid-19-crisis/) - By Diana Schvarztein, Policy Manager, Policy Analysis and Guidance, AFI Young people across the world have been significantly impacted by the COVID‑19 crisis. AFI members have been responding to this urgency by implementing policy actions to mitigate its consequences and facilitate recovery and resilience. In Africa in particular, some of these responses bore witness to - [The National Banking and Insurance Commission of Honduras promotes financial inclusion for overall economic growth](https://afi-global.org/opinion/the-national-banking-and-insurance-commission-of-honduras-promotes-financial-inclusion-for-overall-economic-growth/) - By CNBS Honduras Financial inclusion is part of the strategic vision of the National Banking and Insurance Commission (CNBS) of Honduras and consistent with the Government Plan (2022-2026) of President Xiomara Castro. As a crucial component of the Central American nation's economic growth, financial inclusion contributes to the reduction of poverty and inequality by providing - [Financial education takes center stage in El Salvador ](https://afi-global.org/opinion/financial-education-takes-center-stage-in-el-salvador/) - This English version of the blog is a translation of the original text written in Spanish. Click here to read the Spanish version. (Esta versión en inglés del blog es una traducción del texto original escrito en español. Haga clic aquí para leer la versión en español.) How a joint effort to promote the benefits of - [Financial education in Madagascar: A woman entrepreneur’s journey](https://afi-global.org/opinion/financial-education-in-madagascar-a-woman-entrepreneurs-journey/) - This English version of the blog is a translation of the original text written in French. Click here here to read the French version. (Cette version en anglais du blog est une traduction du texte original rédigé en français. Cliquez ici pour lire la version française.) By Hery Njaka Rakotoarimanana, Treasury Inspector and Solofo Rakotomavo, Head - [The Gambia: Bringing formal financial services to 70 percent of adults by 2025](https://afi-global.org/opinion/the-gambia-bringing-formal-financial-services-to-70-percent-of-adults-by-2025/) - Part two: The Central Bank of The Gambia, AFI member since 2017, launched its National Financial Inclusion Strategy this year, with special focus on women and youth. We talked to Governor Buah Saidy to learn about the central bank’s policies that are expected to bring up to 70 percent of adults into the formal financial - [Banking subagency: the Superintendency of Banks of the Dominican Republic’s new strategic focus](https://afi-global.org/opinion/banking-subagency-the-superintendency-of-banks-of-the-dominican-republics-new-strategic-focus/) - By Enmanuel Cedeño Brea, Regulation Deputy Manager, and Xiomy Ramírez Nin, Head of the Financial Inclusion Division, Dominican Republic’s Superintendency of Banks. Financial inclusion is one of the six strategic objectives of the Superintendency of Banks of the Dominican Republic (SB). The SB's special focus is on banking access points as part of drive to - [The Gambia: Financial inclusion of small-scale farmers as central bank’s mandate](https://afi-global.org/opinion/the-gambia-financial-inclusion-of-small-scale-farmers-as-central-banks-mandate/) - Part 1: The Central Bank of The Gambia, AFI member since 2017, launched its National Financial Inclusion Strategy (NFIS) this year, with special focus on women and youth. We talked to Governor Buah Saidy to learn about the central bank’s policies that are expected to bring up to 70 percent of adults into the formal - [DFS State of Practice Report: A Summary of Key Findings and Insights](https://afi-global.org/opinion/dfs-state-of-practice-report-a-summary-of-key-findings-and-insights/) - By Ali Ghiyazuddin Mohammad, Senior Policy Manager, Digital Financial Services, AFI and Oreoluwa Olaitan, MBA Candidate, Asia School of Business Digital financial services (DFS) have contributed significantly to advancing inclusion, as further evidenced during the COVID-19 pandemic. Given the role of regulations in promoting digital financial services, AFI - through its DFS working group - - [How central banks promote financial inclusion as a tool for climate resilience and mitigation](https://afi-global.org/opinion/how-central-banks-promote-financial-inclusion-as-a-tool-for-climate-resilience-and-mitigation/) - By Walid Ali, General Manager of the Sustainability Department, Central Bank of Egypt, and Eliki Boletawa, Director, Policy Programs & Implementation, AFI A historic decision was made five years ago in Sharm El Sheikh that ultimately proved to be momentous. A room full of central bankers, over 700 financial regulators from developing and emerging economies, - [“Only professional competence and capacity will prevail”, says Nadia Gamha, Deputy-Governor of the Central Bank of Tunisia (CBT)](https://afi-global.org/opinion/only-professional-competence-and-capacity-will-prevail-says-nadia-gamha-deputy-governor-of-the-central-bank-of-tunisia-cbt/) - AFI: Congratulations on starting your new role and acting as a member of the AFI Board of Directors. As women continue to hold more strategic positions in the AFI network, what does this position mean for you personally, for Tunisia, and for women leaders across the AFI network? First of all, I would like - [How Digital Financial Services can move the needle in advancing Inclusive Green Finance?](https://afi-global.org/opinion/how-digital-financial-services-can-move-the-needle-in-advancing-inclusive-green-finance/) - Special Report Explainer by Laura Ramos (Policy Manager, Inclusive Green Finance), Ghiyazuddin Mohammad (Senior Policy Manager, Digital Financial Services) Digital financial inclusion can help leverage finance for climate change adaptation and mitigation, which is why, a joint initiative by AFI’s Inclusive Green Finance Working Group (IGFWG) and the Digital Financial Services Working Group (DFSWG), focused - [Inclusive financial integrity in the global Findex 2021: what have we learnt?](https://afi-global.org/opinion/inclusive-financial-integrity-in-the-global-findex-2021-what-have-we-learnt/) - By Robin Newnham, Head of Policy Analysis & Guidance, AFI and Kolawole Adegoke, MBA candidate, Asia School of Business[1] The recently released 2021 Global Findex has provided a fillip for financial inclusion policymakers, with many countries recording substantial growth in bank and mobile money account ownership. The global gender gap in financial access has also - [How to successfully develop an MSME finance policy](https://afi-global.org/opinion/how-to-successfully-develop-an-msme-finance-policy/) - By Jason Barrantes – former Chair of AFI SME Finance Working Group and SUGEF Costa Rica Supervisor for cooperatives and non-banking institutions and Nik Kamarun, AFI Senior Policy Manager, SME Finance Micro, small and medium size enterprises (MSMEs) are the backbone of the world economy, consistently contributing to the gross domestic product (GDP) of many - [AFI’s Denarau Action Plan – Six years on](https://afi-global.org/opinion/afis-denarau-action-plan-six-years-on/) - By Elsie Addo Awadzi, Second Deputy Governor, Bank of Ghana and Chair of AFI’s Gender Inclusive Finance Committee (GIFC) & Dr. Alfred Hannig, Executive Director, AFI AFI members share a collective vision of making financial services more accessible to the world’s unbanked and applying a gender lens to ensure policy and regulation works for women. The - [AfPI Chair affirms AFI’s commitment to gender diversity, women empowerment and inclusion](https://afi-global.org/opinion/afpi-chair-affirms-afis-commitment-to-gender-diversity-women-empowerment-and-inclusion/) - Central Bank of Seychelles took over as the Chair of AFI’s African Financial Inclusion Policy Initiative (AfPI) from the Bank of Tanzania during AfPI Leaders’ Roundtable in Arusha, Tanzania, on 23 June 2022. Seychelles Governor Caroline Abel is the first woman to Chair an AFI regional initiative. We spoke to Governor Abel in Arusha, as - [Growth Platform empowers women and youth by granting access to finance](https://afi-global.org/opinion/growth-platform-empowers-women-and-youth-by-granting-access-to-finance/) - "We are buoyed by our vision which is to catalyze sustainable economic growth in emerging markets by empowering Micro, Small and Medium Enterprises (MSMEs) with capital, skills, and critical resources," said Uzoma Nwagba, CEO of Growth Platform. Growth Platform is a technology-led and human operation to reach MSMEs in Africa leveraging emerging technologies, agent networks and - [Towards an inclusive green future: An analysis of the intersection between inclusive green finance and gender inclusive finance ](https://afi-global.org/opinion/towards-an-inclusive-green-future-an-analysis-of-the-intersection-between-inclusive-green-finance-and-gender-inclusive-finance/) - By Johanna Nyman, Head IGF and Helen Walbey, Head GIF Women are disproportionately impacted by the impacts of climate change, but are also key to local adaptation. This report explores the role of financial regulation to advance the intersection between gender, financial inclusion and climate change, and seeks to answer how can access to financial - [AFI Global Standards Proportionality Working Group adopts new 4-pillar workplan](https://afi-global.org/opinion/afi-global-standards-proportionality-working-group-adopts-new-4-pillar-workplan/) - By Clarence Blay, GSPWG Chair, Bank of Ghana and Robin Newnham, Head of Policy Analysis & Guidance, AFI The AFI Global Standards Proportionality Working Group (GSPWG) supports central banks and financial regulators from across developing countries and emerging markets in the AFI network to implement international frameworks for financial integrity and stability with due attention - [Why green credit risk guarantee schemes are important for MSMEs](https://afi-global.org/opinion/why-green-credit-risk-guarantee-schemes-are-important-for-msmes/) - by Najwa Mouhaouri (Chair of the IGFWG), Laura Ramos (Policy Manager of the IGFWG), Nik Kamarun (Senior Policy Manager of the SMEFWG) In developing and emerging economies, green segments are still considered a new frontier for most financial institutions. There are many challenges to financing green projects - from the risk appetite of lenders to - [Advancing inclusive green finance for women in Ecuador](https://afi-global.org/opinion/advancing-inclusive-green-finance-for-women-in-ecuador/) - By Majidah Hashim, Communications Manager for Inclusive Green Finance & Gender Inclusive Finance, AFI “When my twin daughters were in school, they used to wake up at three every morning to clean the animal sheds. When it was time for them to further their education, we were able to sell the animals to pay for - [Transformative policies for a greener future](https://afi-global.org/opinion/transformative-policies-for-a-greener-future/) - In conjunction with World Environment Day 2022, we caught up with the leadership of the IGFWG to get their take on important trends in inclusive green finance and insights on the direction AFI members are taking in this work area. Interviews conducted with: Najwa Mouhaouri (Bank Al-Maghrib), Chair; Sonam Rinzin (Royal Monetary Authority of Bhutan), - [Four Types of Policies to Help Build Climate Resilience](https://afi-global.org/opinion/four-types-of-policies-to-help-build-climate-resilience/) - The 4 Ps of inclusive green finance provide a framework for policymakers to harness the potential of financial inclusion By Johanna Nyman is Head of Inclusive Green Finance at Alliance for Financial Inclusion. Devastating cyclones, torrential rain, desertification, melting glaciers and rising sea levels: the picture painted by climate change predictions can be frightening. But - [Explainer Maya Declaration: A-Decade Long Journey](https://afi-global.org/opinion/explainer-maya-declaration-a-decade-long-journey/) - What is the Maya Declaration? The Maya Declaration is the first global and measurable set of commitments made by developing countries to increase financial inclusion. The first set of Maya Declaration Commitments was signed at the 2011 AFI Global Policy Forum. A decade later, the platform has grown with institutional commitments by 73 countries represented - [Women central bankers get career boost with leadership program](https://afi-global.org/opinion/women-central-bankers-get-career-boost-with-leadership-program/) - Women as financial regulators in emerging and developing market economies are seeing their career opportunities grow thanks to a unique initiative that is promoting gender-inclusive policies and creating a pipeline of future leaders. Around 75 percent of women leaders who attended the Leadership and Diversity Program for Regulators in 2020 said that their scope of - [Zambia: Enabling women’s financial inclusion through data](https://afi-global.org/opinion/zambia-enabling-womens-financial-inclusion-through-data/) - By Helen Walbey, AFI; Luis Trevino, AFI; Miriam Kamuhuza, Bank of Zambia; Mayra Buvinic, Data2X Women’s financial inclusion is a top priority at the global level. It contributes to economic growth, empowers women economically and supports several Sustainable Development Goals, especially goal five on gender equality. The Global Findex in 2017 showed a gender gap - [Digital transformation of Armenia’s financial system ](https://afi-global.org/opinion/digital-transformation-of-armenias-financial-system/) - Central Bank of Armenia (CBA) is leading Armenia’s digital transformation in financial markets, which is a key priority under its strategy. In his first blog for AFI, Governor Martin Galstyan discusses how this milestone will create opportunities for digital financial services and act as a catalyst for financial inclusion. By Martin Galstyan, Governor, CBA - [Pacific sandbox unites regulators in supporting fintech innovation](https://afi-global.org/opinion/pacific-sandbox-unites-regulators-in-supporting-fintech-innovation/) - By Pavel Shust, Consultant, AFI Central banks in Fiji, Papua New Guinea, Samoa, Seychelles, Solomon Islands, Timor-Leste, Tonga and Vanuatu are set to launch the world’s first-of-its-kind regional regulatory sandbox with support from AFI. The Pacific Regional Regulatory Sandbox will allow financial service providers and financial technology firms (FinTechs) from across the world to test their products - [Best blogs and publications of 2021](https://afi-global.org/opinion/best-blogs-and-publications-of-2021/) - Welcome back readers! From innovative green solutions to groundbreaking achievements in youth financial inclusion, we have spent the last year taking you on an incredible journey that has celebrated how AFI members are harnessing the power of financial inclusion to better the lives of the most vulnerable. Thank you for sharing these remarkable achievements and - [Basic accounts foster financial inclusion in Dominican Republic](https://afi-global.org/opinion/basic-accounts-foster-financial-inclusion-in-dominican-republic/) - By Manuel Eugenio Rodríguez Troncoso, Senior Regulatory Specialist, and Xiomy Ramírez Nin, Head of the Financial Inclusion Division at the Dominican Republic’s Superintendencia de Bancos (SB) Globally, policies that promote financial inclusion are becoming increasingly present in supervisory and regulatory financial strategies. This trend is playing an important role in achieving the Sustainable Development Goals, - [Defining a policy agenda for digital financial literacy](https://afi-global.org/opinion/defining-a-policy-agenda-for-digital-financial-literacy/) - By Adadzewa Otoo, Policy Specialist E-Money, AFI The financial inclusion landscape has witnessed unprecedented deepening, driven by innovation in digital financial services (DFS). The COVID-19 pandemic has encapsulated the exceptional role of digital channels in facilitating the access to and usage of formal financial services within a short timeframe. Globally, it is estimated that - [Africa's financial regulators use digitalization to reach women](https://afi-global.org/opinion/africas-financial-regulators-use-digitalization-to-reach-women/) - Across the globe, almost a billion women remain financially excluded, while a nine percent gender gap persists in developing countries. Spurred by the COVID-19 pandemic and guided by AFI’s Denarau Action Plan, a digital revolution is paving the way for accelerating growth of African women entrepreneurs and ensuring that no woman is left behind. - [Climate change – Another reason for gender inclusive finance](https://afi-global.org/opinion/climate-change-another-reason-for-gender-inclusive-finance/) - Johanna Nyman, Head, of Inclusive Green Finance & Helen Walbey, Head of Gender Inclusive Finance Did you know that just by switching the types of seeds that are planted, women have been able to grow more climate-resilient crops? While this seems like such a simple act, it teaches us valuable lessons about climate change - [Africa's COVID-19 response policies get peer learning boost](https://afi-global.org/opinion/africas-covid-19-response-policies-get-peer-learning-boost/) - Peer learning encourages a sharing of rich experiences among AFI network members, particularly as countries look to one another for guidance on how to build a sustainable and resilient post-COVID-19 recovery. The value of such exchanges is greatest when knowledge is reciprocated, that is, both given and received, underscoring the mutually beneficial understanding that we, - [Iraq’s central bank key supporter of regional financial inclusion](https://afi-global.org/opinion/iraqs-central-bank-key-supporter-of-regional-financial-inclusion/) - Central Bank of Iraq (CBI) is among AFI’s newest members, having joined in January 2021 to harness the network’s unique peer learning and exchange model to drive the development and implementation of Iraq’s first-ever national financial inclusion strategy. In his first leaders' perspectives blog for the AFI network, Governor Mustafa Ghaleb outlines some of CBI’s - [FILAC Vice Chair: COVID-19 behaviors can guide green solutions](https://afi-global.org/opinion/filac-vice-chair-covid-19-behaviors-can-guide-green-solutions/) - Ecuador’s Superintendencia de Bancos (SB), which recently celebrated its 94th anniversary, is the new vice chair of AFI’s Financial Inclusion Initiative for Latin America and the Caribbean (FILAC), a regional initiative launched in 2016 as a driving force for advancing financial inclusion in Latin American and Caribbean countries. In part two of our interview with - [FILAC Vice Chair sees new “opportunities” in financial inclusion](https://afi-global.org/opinion/filac-vice-chair-sees-new-opportunities-in-financial-inclusion/) - Ecuador’s Superintendencia de Bancos (SB), which recently celebrated its 94th anniversary, is the new vice chair of AFI’s Financial Inclusion Initiative for Latin America and the Caribbean (FILAC), a regional initiative launched in 2016 as a driving force for advancing financial inclusion in Latin American and Caribbean countries. In part one of our interview with - [Congratulations to CEMCWG and happy 10th birthday!](https://afi-global.org/opinion/congratulations-to-cemcwg-and-happy-10th-birthday/) - By Sulita Levaux, CEMC Policy Specialist, AFI and Eliki Boletawa, CEMCWG Policy Manager, AFI Consumer empowerment embodies efforts that re-balance the focus of financial services regulation towards demand-side factors, such as consumer needs, behaviors and outcomes. This is a core principle of AFI’s Consumer Empowerment and Market Conduct Working Group (CEMCWG), which is marking 10 - [New FILAC Chair sees digital as financial inclusion priority](https://afi-global.org/opinion/new-filac-chair-sees-digital-as-financial-inclusion-priority/) - Banque de la République d'Haïti (BRH) is the new chair of AFI’s Financial Inclusion Initiative for Latin America and the Caribbean (FILAC), a regional initiative launched in 2016 as a driving force for advancing financial inclusion in Latin American and Caribbean (LAC) countries. Jean Baden Dubois, governor of the central bank, spoke to AFI about - [Fiji’s data-driven financial inclusion solutions](https://afi-global.org/opinion/fijis-data-driven-financial-inclusion-solutions/) - As one of the first member institutions in the AFI network to intersect gender and green finance through a demand side survey, the Reserve Bank of Fiji (RBF) is a front runner in modelling evidence-based and data-driven policies and strategies. RBF’s Governor Ariff Ali, also Chairman of Fiji’s National Financial Inclusion Taskforce, shares some of - [Overcoming the barriers of youth financial inclusion](https://afi-global.org/opinion/overcoming-the-barriers-of-youth-financial-inclusion/) - By Diana Schvarztein, Policy Manager, AFI This International Youth Day, it is timely to recognize the efforts of AFI members from 90 developing and emerging countries in promoting youth financial inclusion. Nearly half of young people (15-24 years old) in developing economies are excluded from the formal financial system. This important demographic has also been - [Disaster resilience in a changing environment](https://afi-global.org/opinion/disaster-resilience-in-a-changing-environment/) - By Jeanette Moling, Policy Specialist, AFI Tropical Cyclone Eloise made a landfall in central Mozambique at the end of January this year, leaving widespread flooding and heavy damages including in the neighboring countries of Eswatini, South Africa and Zimbabwe. It affected more than 250,000 people in Mozambique, most of whom were still recovering from the - [Sustainable solutions way forward for BSP](https://afi-global.org/opinion/sustainable-solutions-way-forward-for-bsp/) - Recognizing the critical role of the financial industry in developing resilient growth, Bangko Sentral ng Pilipinas responded to the global COVID-19 pandemic by facilitating environmentally and socially responsible business models through a Sustainable Finance Framework. Governor Benjamin E. Diokno shares important learnings about how this has changed the way the central bank implements policies for - [BSP: Building climate-resilience in the financial system](https://afi-global.org/opinion/bsp-building-climate-resilience-in-the-financial-system/) - The Philippines is one of the countries with high exposure to climate change and disaster risks. In the lead up to World Environment Day 2021, Governor Benjamin E. Diokno of Bangko Sentral ng Pilipinas shares insights on how the central bank played a vital role in rebuilding the local economy in the wake of Super - [Integrating Inclusive Green Finance into São Tomé and Príncipe's upcoming NFIS](https://afi-global.org/opinion/integrating-inclusive-green-finance-into-sao-tome-and-principes-upcoming-nfis/) - As part of our campaign for World Environment Day 2021, Governor Americo Barros of Banco Central de Sao Tome e Principe shares his perspective and insights on the important role financial regulators play in inclusive green finance and climate action. Climate change is a real and significant threat to every country in the world - [Financial knowledge, skills, attitude & behavior in a pandemic](https://afi-global.org/opinion/financial-knowledge-skills-attitude-behavior-in-a-pandemic/) - By Sulita Levaux, Senior Policy Analyst, AFI Shortly after Iya Bukki, a 51-year-old widow and mother of five from Nigeria, opened her first-ever bank account, she excitedly made a deposit of NGN3,500 (USD9) earned selling petrol and gari, a local food made from ground cassava. New tiered Know-Your-Customer (KYC) requirements had made it easier - [Financial inclusion key to women entrepreneurs’ success](https://afi-global.org/opinion/financial-inclusion-key-to-women-entrepreneurs-success/) - AFI reached out to women leaders in its network to share their insight on women’s empowerment and the important role women play in financial inclusion. This interview features Datuk Nor Shamsiah Mohd Yunus, Governor of Bank Negara Malaysia. AFI: Why is financial inclusion, and specifically women’s financial inclusion, important to you? The pandemic has underscored - [Four policies to promote inclusive financial integrity in 2021](https://afi-global.org/opinion/four-policies-to-promote-inclusive-financial-integrity-in-2021/) - By Robin Newnham, Head of Policy Analysis, AFI and Mariam Zahari, Policy Specialist, AFI Inclusive financial integrity is the successful alignment of complementary financial inclusion policy goals with effective anti-money laundering and countering the financing of terrorism (AML-CFT). Financial inclusion supports AML-CFT objectives by bringing financial flows and transactions into the formal sector where - [Financial literacy transforms refugee livelihoods](https://afi-global.org/opinion/financial-literacy-transforms-refugee-livelihoods/) - By Tilda Nabbanja, Team Leader Financial Literacy, Bank of Uganda, and Mariam Zahari, Policy Specialist, AFI Bank of Uganda (BOU) has long considered financial literacy a crucial component for enhancing financial inclusion, requiring attention both on a national scale and for targeted vulnerable groups, including Uganda’s sizeable refugee population. With 1.4 million refugees and - [Bringing the informal sector onboard](https://afi-global.org/opinion/bringing-the-informal-sector-onboard/) - By Sulita Levaux, Senior Policy Analyst, AFI and Dieter De Smet, Policy Manager, Financial Inclusion Strategy, AFI Informal workers and micro, small and medium-sized enterprises (MSMEs) continue to face many unique challenges in accessing and using financial services, stifling growth in a sector among the worst hit by COVID-19-related restrictions. AFI’s recently published guideline - [Protection of women’s rights achieves justice and inclusion](https://afi-global.org/opinion/protection-of-womens-rights-achieves-justice-and-inclusion/) - In conjunction with International Women’s Day 2021, AFI reached out to women leaders in its network to share their insight on women’s empowerment and the important role women play in financial inclusion. This interview features First Deputy Governor of the Bank of Russia Ksenia Yudaeva. AFI: Why is financial inclusion, and specifically women’s financial inclusion, - [Women are “ideal” change agents in financial inclusion policy](https://afi-global.org/opinion/women-are-ideal-change-agents-in-financial-inclusion-policy/) - In conjunction with International Women’s Day 2021, AFI reached out to women leaders in its network to share their insight on women’s empowerment and the important role women play in financial inclusion. This interview features Governor Maiava Atalina Emma Ainuu-Enari, Central Bank of Samoa. AFI: Why is financial inclusion, and specifically women’s financial inclusion, - [Sex-disaggregated data essential to women’s financial inclusion](https://afi-global.org/opinion/sex-disaggregated-data-essential-to-womens-financial-inclusion/) - In conjunction with International Women’s Day 2021, AFI reached out to women leaders in its network to share their insight on women’s empowerment and the important role women play in financial inclusion. This interview features Presidenta Ethel Deras Enamorado, Comisión Nacional de Bancos y Seguros (CNBS) de Honduras. AFI: Why is women’s financial inclusion - [Resilience, understanding and optimism needed to empower women](https://afi-global.org/opinion/resilience-understanding-and-optimism-needed-to-empower-women/) - In conjunction with International Women’s Day 2021, AFI reached out to women leaders in the network to share their insight on women’s empowerment and the important role women play in financial inclusion. This interview features Dr. Ruth Arregui Solano, Superintendent at Ecuador’s Superintendencia de Bancos. AFI: Why is financial inclusion, and specifically women’s financial inclusion, - [Women must be at the heart of public policy design](https://afi-global.org/opinion/women-must-be-at-the-heart-of-public-policy-design/) - In conjunction with International Women’s Day 2021, AFI reached out to women leaders in the network to share their insight on women’s empowerment and the important role women play in financial inclusion. This interview features Socorro Heysen Zegarra, Superintendent at Superintendencia de Banca, Seguros y AFP (SBS). AFI: Why is financial inclusion, especially women’s financial - [Investment in women’s empowerment critical to financial inclusion](https://afi-global.org/opinion/investment-in-womens-empowerment-critical-to-financial-inclusion/) - In conjunction with International Women’s Day 2021, AFI reached out to women leaders in the network to share their insights on women’s empowerment and the important role women play in financial inclusion. This interview features Superintendenta Rocio Aguilar, Superintendencia General de Entidades Financieras (SUGEF), Costa Rica. Why is women’s financial inclusion important to you? Financial - [COVID-19 brings opportunities for innovation in women's financial inclusion](https://afi-global.org/opinion/covid-19-brings-opportunities-for-innovation-in-womens-financial-inclusion/) - In conjunction with International Women’s Day 2021, AFI reached out to women leaders in the network to share their thoughts on women’s empowerment and insights on the important role women play in financial inclusion. This interview features Governor Retšelisitsoe A. Matlanyane (PhD) from the Central Bank of Lesotho. Why is financial inclusion, and specifically women’s - [Women’s financial inclusion benefits everyone: Dr. Hernandez](https://afi-global.org/opinion/womens-financial-inclusion-benefits-everyone-dr-hernandez/) - In conjunction with International Women’s Day 2021, AFI reached out to women leaders in its network to share their insight on women’s empowerment and the important role women play in financial inclusion. This interview features Dr. Margarita Hernández, Superintendenta of Superintendencia de la Economía Popular y Solidaria (SEPS) in Ecuador. AFI: Why is women’s - [Youth financial inclusion policy framework marks AFI milestone](https://afi-global.org/opinion/youth-financial-inclusion-policy-framework-marks-afi-milestone/) - By Diana Schvarztein, Policy Manager, AFI Today more than ever, young people are needed at the core of regulatory and policy interventions. These are the 1.2 billion people aged 15 to 24 years worldwide who are key to a demographic dividend, economic growth, political stability, innovation as well as social and sustainable development.[1] Despite - [Women’s financial inclusion high on AfPI agenda](https://afi-global.org/opinion/womens-financial-inclusion-high-on-afpi-agenda/) - International Women’s Day 2021: AFI reached out to women leaders in the network to share their thought on women’s empowerment and insights on the important role women play in financial inclusion. This interview features Governor and AfPI Vice-Chair Caroline Abel, Central Bank of Seychelles. Why is women’s financial inclusion important to you? Financial inclusion is - [Positive momentum for women’s financial inclusion](https://afi-global.org/opinion/positive-momentum-for-womens-financial-inclusion/) - By Dr. Alfred Hannig, Executive Director, AFI This year’s International Women’s Day (IWD) celebration is a very special one for AFI. It marks the five-year milestone of the endorsement of the Denarau Action Plan (DAP), a living document which guides members within the network in making progress on gender inclusive finance and institutional women - [Bridging the green gap – the role of central banks](https://afi-global.org/opinion/bridging-the-green-gap-the-role-of-central-banks/) - This article was published in IMPAKTER in February 2021. by Johanna Nyman - Head of Inclusive Green Finance, Alliance for Financial Inclusion In my professional life, I am privileged to work with central banks and other financial regulators who recognize the financial stability risks associated with climate change and environmental degradation. From broad strategies to - [Five exciting trends in gender inclusive finance in 2021](https://afi-global.org/opinion/five-exciting-trends-in-gender-inclusive-finance-in-2021/) - By Majidah Hashim, Communications Manager for Inclusive Green Finance & Gender Inclusive Finance, AFI The year 2020 was especially challenging, particularly for the world’s most vulnerable populations. The COVID-19 pandemic disproportionately impacted communities already financially excluded with women, youth, forcibly displaced persons, and micro-, small- and medium-sized enterprises (MSMEs) bearing the brunt of the economic - [Pezesha hopes FinTech Showcase win inspires young women in Africa](https://afi-global.org/opinion/pezesha-hopes-fintech-showcase-win-inspires-young-women-in-africa/) - Kenya-based financial technology (FinTech) firm Pezesha triumphed over 11 other finalists to take home the top prize at the 2020 AFI Inclusive FinTech Showcase. Since launching in 2016, Pezesha’s innovative platform has helped match thousands of micro, small and medium-sized enterprises (MSMEs) in Africa with much-needed funding from investors including banks, microfinance institutions and other - [Financial inclusion for women’s economic empowerment](https://afi-global.org/opinion/financial-inclusion-for-womens-economic-empowerment/) - By Dr. Alfred Hannig, AFI Executive Director As a member-based and owned network of financial regulators from close to 100 emerging and developing countries, one of AFI’s key priorities is gender inclusive finance and leadership diversity. By endorsing Denarau Action Plan (DAP) on gender inclusive finance in 2016, our members committed to narrowing down - [Opportunity in every crisis](https://afi-global.org/opinion/opportunity-in-every-crisis/) - By Dr. Alfred Hannig, AFI Executive Director The COVID-19 pandemic has deepened the financial and economic chasms between men and women, yet opportunities exist to strengthen the gender lens when developing emergency and recovery responses and aim towards a ‘better normal’ than that which came before. There is opportunity in every crisis As the world - [DFSWG: 10 years of paving our digital future](https://afi-global.org/opinion/dfswg-10-years-of-paving-our-digital-future/) - By Maya Taylor, Web Content Writer, AFI This blog emerged following a discussion with Yury Bozhor (Bank of Russia), Raymond Estioko (Bangko Sentral ng Pilipinas), Ricardo Estrada (formerly at Superintendencia de Bancos de Guatemala and AFI), Clarissa Kudowor (Bank of Ghana), Sulita Levaux (AFI), Mikhael Mamuta (Bank of Russia), Ghiyazuddin Mohammad (AFI), Elly Ohene-Adu (formerly - [New risks are emerging, so are opportunities](https://afi-global.org/opinion/new-risks-are-emerging-so-are-opportunities/) - An interview with Walid Ali, Central Bank of Egypt and Audrey Hove, Reserve Bank of Zimbabwe Since the formation of the Inclusive Green Finance Working Group (IGFWG) at the 2019 Global Policy Forum (GPF) in Kigali, Rwanda, Walid Ali from the Central Bank of Egypt and Audrey Hove from the Reserve Bank of Zimbabwe formed - [GSPWG: 10 years of progress achieved & challenges ahead](https://afi-global.org/opinion/gspwg-10-years-of-progress-achieved-challenges-ahead/) - By Robin Newnham, Head of Policy Analysis, AFI AFI’s Global Standards Proportionality Working Group (GSPWG) has made crucial contributions in advancing peer learning between members and global standard setting bodies (SSBs) on the practical application of global standards in alignment with financial inclusion goals, strategies and policies. Global standards are essential to the safety and - [NFIS Policy Model: codifying best practices](https://afi-global.org/opinion/nfis-policy-model-codifying-best-practices/) - By Dieter De Smet, Financial Inclusion Strategy Policy Manager, AFI Members unanimously ratified the National Financial Inclusion Strategy (NFIS) Policy Model at the AFI Annual General Meeting on 9 September 2020, providing key regulatory and policy guidance on NFIS development and implementation. Codifying over 10 years of developing and implementing NFIS to further members’ financial - [COVID-19: Burden or Boon for Financial Inclusion?](https://afi-global.org/opinion/covid-19-burden-or-boon-for-financial-inclusion/) - This article was published by NextBillion on 22 September 2020. COVID-19: Burden or Boon for Financial Inclusion? Editor’s note: This article is part of NextBillion’s series “Enterprise in the Time of Coronavirus,” which explores how the business and development sectors are responding to the pandemic. For news updates and analysis, virtual events, and links to - [Financial Inclusion – True and Equitable](https://afi-global.org/opinion/financial-inclusion-true-and-equitable/) - August 28th, 2020 By Ghiyazuddin Ali Mohammad, Senior Policy Manager, Digital Financial Services, AFI “We are caught in an inescapable network of mutuality, tied to a single garment of destiny. Whatever affects one directly, affects all indirectly” – Martin Luther King Jr, Letter from Birmingham Jail The deaths of George Floyd and Breonna Taylor that sparked - [Avoiding another crash: How global standards set after the 2008 crisis prepared the financial system to weather COVID-19](https://afi-global.org/opinion/avoiding-another-crash-how-global-standards-set-after-the-2008-crisis-prepared-the-financial-system-to-weather-covid-19/) - August 14th, 2020 This article was published by NextBillion on 13 August 2020. Editor’s note: This article is part of NextBillion’s series “Enterprise in the Time of Coronavirus,” which explores how the business and development sectors are responding to the pandemic. For news updates and analysis, virtual events, and links to useful resources related to the COVID-19 - [Financial inclusion helps youth mitigate COVID-19 impact](https://afi-global.org/opinion/financial-inclusion-helps-youth-mitigate-covid-19-impact/) - August 12th, 2020 By Mohanad Salous, Chief of Financial Inclusion Division, Palestine Monetary Authority, and Diana Schvarztein, Policy Manager, Financial Inclusion, AFI The coronavirus pandemic has further exacerbated youth’s vulnerabilities and is likely to have a greater negative impact on young people’s livelihoods, particularly for those in developing countries. Recognizing this, financial regulators and policymakers - [Social Commerce key to women empowerment in Bangladesh](https://afi-global.org/opinion/social-commerce-key-to-women-empowerment-in-bangladesh/) - July 29th, 2020 By Bidhan Chandra Shaha, Deputy Director, Bangladesh Bank “Social media deserves great appreciation not only because people are spending a lot of time on Facebook during COVID-19 pandemic, but also due to the fact that my business does not need to shut down for a single moment amidst the prolonged lockdown in the - [Rwanda’s agaseke baskets hold promise for financial inclusion](https://afi-global.org/opinion/rwandas-agaseke-baskets-hold-promise-for-financial-inclusion/) - AFI Communication Team Lining the entrance of the Kigali Convention Centre are three large baskets, known as agaseke in Rwanda’s official language of Kinyarwanda. Standing up to two meters tall and streaked in the national colors of green, yellow and blue, these symbols of the country’s rich cultural heritage tower over most of the delegates - [SME finance as seen by regulators: focus on Sub-Saharan Africa](https://afi-global.org/opinion/sme-finance-as-seen-by-regulators-focus-on-sub-saharan-africa/) - By Ahmad Haniff Jamaludin, Bank Negara Malaysia, with significant contributions from Jason Barrantes, SUGEF, Charles Kimaro, Bank of Tanzania, John Mwaka, SASRA - Kenya, David Mfanimpela Myeni, Ministry of Finance - Eswatini, and other AFI members. A sound, progressive micro, small and medium enterprise (MSME) sector is critical to balanced, inclusive economic growth. According to - [E-money policy model launch reveals rigorous policy shaping process](https://afi-global.org/opinion/e-money-policy-model-launch-reveals-rigorous-policy-shaping-process/) - By Adadzewa Otoo, E-Money Policy Specialist, AFI At the 2019 AFI Annual General Meeting (AGM), member institutions unanimously ratified the network’s first policy model on electronic money (e-money), designed to support the development of an enabling environment for e-money. The policy model is essentially a codification of various approaches, key lessons and best practices from - [It’s a match! Why FRC Mongolia wants to pair green finance with DFS](https://afi-global.org/opinion/its-a-match-why-frc-mongolia-wants-to-pair-green-finance-with-dfs/) - Mongolia is embarking on a quiet revolution. Despite the challenges of a tough and sparse terrain, the landlocked country has achieved near-universal financial inclusion and a rare negative gender gap in account ownership. Never resting on its laurels, it is onto the next big thing: green finance. Amid efforts to pursue a low-carbon economy, the - [Leaving no one behind: The value of Gender Inclusive Ambassadors](https://afi-global.org/opinion/leaving-no-one-behind-the-value-of-gender-inclusive-ambassadors/) - By Dr. Tukiya Kankasa-Mabula, Deputy Governor of Bank of Zambia & Chair of AFI's Gender Inclusive Finance Committee September 13, 2019 was a very special day for me. As the AFI family, we attained milestone recognition with the certification of the first-ever AFI Gender Inclusive Ambassadors. Eleven member institutions were inducted. This is a tool which, - [Financial inclusion: global convergence to address local challenges](https://afi-global.org/opinion/financial-inclusion-global-convergence-to-address-local-challenges/) - By Dr. Alfred Hannig Over the past decade, financial inclusion became an important part of public policymaking in many countries and moved to the core of mainstream economic thinking. This led to the understanding that greater financial inclusion not only provides opportunities for the unbanked and the poor, but equally, that it is a catalyst - [Five key financial inclusion policy trends for 2020](https://afi-global.org/opinion/five-key-financial-inclusion-policy-trends-for-2020/) - As the global population grows and becomes increasingly tech-savvy, it is giving rise to exciting new trends in financial inclusion policymaking that will drive debate for years to come. Amid these changes is a constant steam of new developments in digital financial services that are helping lead innovation while also challenging regulators by raising important questions - [Financial inclusion – on the agenda of the Central Bank of Uzbekistan](https://afi-global.org/opinion/financial-inclusion-on-the-agenda-of-the-central-bank-of-uzbekistan/) - ​ ​ By Governor Mamarizo Nurmuratov, Central Bank of Uzbekistan Financial inclusion in its broadest sense was put on the central bank’s agenda at the end of 2017, when its priority areas were revised as part of reforms and efforts to ensure the openness of the national economy. Before then, efforts had been focused - [Central banks: Creating opportunities for women entrepreneurs](https://afi-global.org/opinion/central-banks-creating-opportunities-for-women-entrepreneurs/) - By: Majidah Hashim & Maya Taylor, AFI Communications Central banks have been instrumental in paving the path towards a more inclusive future by empowering women entrepreneurs, helping overcome the obstacles that many face daily in accessing and using financial services. Women-owned micro, small and medium enterprises (MSMEs) make up 32 percent of the total MSME - [Women’s Financial Inclusion: A Reason to Celebrate](https://afi-global.org/opinion/womens-financial-inclusion-a-reason-to-celebrate/) - By Dr. Alfred Hannig, Executive Director, AFI It gives me great pleasure to wish everyone a very Happy International Women’s Day! Every day should be women’s day, but this day is an opportunity to take stock of how far we have come in the women’s financial inclusion space and, yes, there is certainly lots to - [Gender Inclusive Finance: Impetus for Egypt's economic growth](https://afi-global.org/opinion/gender-inclusive-finance-impetus-for-egypts-economic-growth/) - By Mai Abulnaga, Sub Governor of Governor's Office & Head of Financial Inclusion and Regulations Sector, Central Bank of Egypt Access to financial resources is widely recognized as key to women’s economic empowerment. In Egypt, women’s economic and financial empowerment is a governmental priority, as demonstrated in the country’s Sustainable Development Strategy: Egypt Vision 2030 - [Advocating women’s financial inclusion data](https://afi-global.org/opinion/advocating-womens-financial-inclusion-data/) - By Stephanie Oula, Women’s Financial Inclusion Data (WFID) Partnership Manager, Data2X 2020 is a milestone year for gender equality. It marks the twenty-fifth anniversary of the Beijing Platform for Action, where 189 countries agreed to a historic blueprint for achieving gender equality and advancing women’s empowerment during the 1995 UN World Conference on Women. Women’s - [Financial Regulators celebrate International Women’s Day 2020](https://afi-global.org/opinion/financial-regulators-celebrate-international-womens-day-2020/) - By AFI Communications In conjunction with International Women’s Day (IWD) this year, we decided to do something a little different. We reached out within our network for some words of wisdom and were pleasantly surprised by all the responses we received by AFI members. In fact, we were so overwhelmed by the enthusiasm shown by our - [Nigeria’s central bank advances women’s access to finance](https://afi-global.org/opinion/nigerias-central-bank-advances-womens-access-to-finance/) - By Paul I. Oluikpe, Head of Financial Inclusion Secretariat, Central Bank of Nigeria Nigeria’s National Financial Inclusion Strategy (NFIS), is targeting an increase in the number of adult Nigerians with access to formal financial services to 80 percent by 2020. This ambitious goal is led by the Central Bank of Nigeria (CBN) and aims to - [People first: how regulators are addressing the climate emergency](https://afi-global.org/opinion/people-first-how-regulators-are-addressing-the-climate-emergency/) - By Johanna Nyman, Head, Inclusive Green Finance, AF The global climate negotiations, or COP25, in Madrid are drawing to a close. Thousands of people from across the world and different backgrounds have come together to debate the most urgent challenge of our time. On Wednesday, 12 December, the High-Level Event on Climate Emergency witnessed a - [PIRI Regional Regulatory Sandbox Goes on Tour](https://afi-global.org/opinion/piri-regional-regulatory-sandbox-goes-on-tour/) - This article was originally featured in Central Bank Payments News. It is without a doubt that the world has gone digital and the fourth revolution is upon us – where technology is no longer a tool to improve how we do things but instead infused to all we do. New business models in financial technology (FinTech) - [RMA Bhutan Governor: Youth will drive DFS](https://afi-global.org/opinion/rma-bhutan-governor-youth-will-drive-dfs/) - The global population may be aging, but Bhutan is safely bucking the trend. With an estimated 60 percent aged below 25, this represents a key demographic that Royal Monetary Authority of Bhutan (RMA Bhutan) Governor Dasho Penjore hopes will help create a more level playing field against the country’s better-connected neighbors. Governor Dasho Penjore recently sat - [DFS: An effective response tool to COVID-19](https://afi-global.org/opinion/dfs-an-effective-response-tool-to-covid-19/) - By Ghiyazuddin Ali Mohammad, Senior Policy Manager, Digital Financial Services & Adeyemi Omotoso, Policy Specialist, FinTech, AFI More than 3 million people have tested positive for COVID-19 as of 28 April 2020, up from around 600,000 a month earlier. Despite reaching almost every corner of the globe, the crisis has exposed social inequalities with a disproportionate - [The world we want is green & inclusive](https://afi-global.org/opinion/the-world-we-want-is-green-inclusive/) - By Majidah Hashim, Communications, AFI One evening, not long ago, I received an unexpected group message from a friend that I have not heard from for a while. While the COVID-19 induced movement controls have indeed led to many reunions with long lost friends, this one was different. “Go outside and look at the sky NOW!” - [Mainstreaming Inclusive Green Finance policies for MSMEs](https://afi-global.org/opinion/mainstreaming-inclusive-green-finance-policies-for-msmes/) - By Sulita Levaux, Working Group Policy Analyst & Nik Kamarun, Policy Manager, SME Finance, AFI Making up 90 percent of businesses and more than 50 percent of employment in developing economies, micro, small and medium enterprises (MSMEs) can become active players in climate change strategy, adaptation and mitigation by adopting measures that adjust to its effects and help limit - [Policies for MSME survival, resilience and recovery](https://afi-global.org/opinion/policies-for-msme-survival-resilience-and-recovery/) - By Amina Tirana, Social Impact, Visa Inc. As the world faces the momentous impact of COVID-19, central banks, government ministries and private industry leaders are implementing solutions to address the immediate needs of their communities, in particular micro, small and medium enterprises (MSMEs). MSMEs play an outsized role in livelihoods, employment and national gross domestic - [Taking RMA Bhutan’s green ambitions to the next level](https://afi-global.org/opinion/taking-rma-bhutans-green-ambitions-to-the-next-level/) - By Governor Dasho Penjore, Royal Monetary Authority of Bhutan In 2009, the Royal Government of Bhutan delivered an announcement entitled, “Declaration of the Kingdom of Bhutan – The Land of Gross National Happiness to Save the Planet,” at COP15 in Copenhagen, Denmark. In this declaration, our country committed to remain carbon neutral where emissions do not - [When nature is part of financial inclusion](https://afi-global.org/opinion/when-nature-is-part-of-financial-inclusion/) - By Majidah Hashim, Communications Manager for Inclusive Green Finance and Gender inclusive Finance, AFI Every time a baby girl is born in the village of Piplantri, the villagers celebrate by coming together and planting 111 trees in her name. Since the initiative started in 2006, the village, located in the Rajsamand district of Rajasthan, India, which - [Locating FDPs in IGF policies](https://afi-global.org/opinion/locating-fdps-in-igf-policies/) - By Mariam Jemila Zahari, Policy Analyst & Majidah Hashim, IGF & GIF Communications Manager, AFI Financial regulators and policymakers are facing challenges of forced displacement while tackling underlying causes of poverty and underdevelopment. As of end-2018, approximately 70.8 million people in the world had been forcibly displaced as a result of persecution, conflict, violence or - [Central banks must unite over climate change & inclusive green finance](https://afi-global.org/opinion/central-banks-must-unite-over-climate-change-inclusive-green-finance/) - By Tarek Hassan Amer, Governor, Central Bank of Egypt & Board Chair, AFI & Dr. Alfred Hannig, Executive Director, AFI The planet is reeling from unprecedented climate change destruction. High temperatures and lengthy droughts are being blamed for the bush fires that have devastated large tracts of Australia and exacerbated deadly floods in the Indonesian capital of - [COVID-19 response: lessons from digital platforms, BigTechs](https://afi-global.org/opinion/covid-19-response-lessons-from-digital-platforms-bigtechs/) - By Ghiyazuddin Mohammad, Senior Policy Manager, Digital Financial Services and Adeyemi Omotoso, Policy Specialist, FinTech, AFI Buoyed by ongoing physical distancing and mobility restrictions, BigTech firms and digital platforms have become one-stop shops that are helping mitigate the negative effects of the COVID-19 crisis by meeting users’ financial and non-financial needs. By acting as virtual - [Inclusive green finance as a mechanism for social inclusion](https://afi-global.org/opinion/inclusive-green-finance-as-a-mechanism-for-social-inclusion/) - By Dr. Margarita Hernández Superintendenta de la Superintendencia de la Economía Popular y Solidaria de Ecuador In collaboration with: Carmen Merino, Analyst of Resolution Mechanisms; and Carmen Iriarte, Computer Analyst for Strengthening and Resolution Mechanisms The COVID-19 pandemic posed major social and economic challenges worldwide and more urgently, in developing countries. As a result, urgent - [Forced displacement and COVID-19: Why financial inclusion matters](https://afi-global.org/opinion/forced-displacement-and-covid-19-why-financial-inclusion-matters/) - By Dr. Alfred Hannig, Executive Director, AFI and Linnea Kreibohm, Senior Policy Officer, German Federal Ministry for Economic Cooperation and Development Today, on World Refugee Day, we are reminded that the number of those forcibly displaced remains at a record high. Nearly 80 million stateless people, refugees, internally displaced persons (IDPs) and other forcibly displaced - [Can NFIS reach forcibly displaced persons?](https://afi-global.org/opinion/can-nfis-reach-forcibly-displaced-persons/) - By Micol Pistelli, Senior Financial Inclusion Coordinator, UNHCR and Mariam Jemila Zahari, Policy Analyst, AFI Forcibly displaced persons (FDPs) must be incorporated into national financial inclusion strategies (NFISs), recognizing their special circumstances and legal status as an important deliberate step towards fully inclusive financial sectors. According to the United Nations High Commissioner for Refugees (UNHCR), - [Impacts of COVID-19 on women and MSMEs in Zimbabwe](https://afi-global.org/opinion/impacts-of-covid-19-on-women-and-msmes-in-zimbabwe/) - By Samuel Tarinda, Gender Researcher & Deputy Director in the Economic Policy & Research Division, Reserve Bank of Zimbabwe The COVID-19 pandemic has shaken all the countries of the world, almost instantaneously within the first quarter of 2020. In Zimbabwe, like in many other countries, we are beginning to observe some channels through which COVID-19 - [Financial literacy helps business stay open](https://afi-global.org/opinion/financial-literacy-helps-business-stay-open/) - By Saiyad Hussain, Acting Chief Executive Office, Fiji Development Bank Thanks to innovative thinking and financial literacy skills of entrepreneur Meena Gounden, award-winning Gopal’s Poultry Farm in Coqeloa, Labasa is weathering the COVID-19 pandemic crisis by staying open for business. Meena is already thinking of ways to improve her business resilience by making plans for - [Jordan quick to shield MSMEs amid COVID-19 downturn](https://afi-global.org/opinion/jordan-quick-to-shield-msmes-amid-covid-19-downturn/) - By Waleed Samarah, Central Bank of Jordan Since the early onset of the global pandemic, Central Bank of Jordan (CBJ) has adopted ongoing preventive and supportive measures aimed at containing the negative repercussions of COVID-19 on the local economy. Furthermore, the central bank has facilitated the use of digital channels in financial transactions to help - [OKO discusses FinTech showcase win & potential market expansion](https://afi-global.org/opinion/oko-discusses-fintech-showcase-win-potential-market-expansion/) - “Winning the FinTech showcase is especially rewarding because this award comes from regulators and it validates the idea that OKO is also supported by regulators and can have a real impact on financial inclusion” OKO Co-founder and CEO Simon Schwall. Crop insurer OKO beat out nine worthy competitors to take home the top prize at - [Empowering women via the G.R.I.D. Framework](https://afi-global.org/opinion/empowering-women-via-the-g-r-i-d-framework/) - By Helen Walbey, AFI Head Gender Inclusive Finance & Adeyemi Omotoso, Policy Specialist, FInTech, AFI The financial inclusion gender gap of nine percent stubbornly persists in developing countries and nearly a billion women, globally, remain financially excluded. Ongoing barriers that led to this range from socio-cultural factors, lack of gender sensitive policies, limited ownership of - [Mexico’s new accounting facility supports MSMEs](https://afi-global.org/opinion/mexicos-new-accounting-facility-supports-msmes/) - ​ Mexico’s new accounting facility supports MSMEs By Luis José Arredondo Heredia, General Director of Supervision of Savings and Loan Cooperatives, CNBV Responding to the growing economic uncertainties amid COVID-19 restrictions, Mexico’s Comisión Nacional Bancaria y de Valores (CNBV) recently launched a special accounting standard that allows financial intermediaries, such as banks, financial cooperatives, - [Inclusive green finance (IGF) resource database](https://afi-global.org/opinion/inclusive-green-finance-igf-resource-database/) - ​ IGF resources Inclusive Green Finance (IGF) resource database content is now seamlessly integrated into the AFI Resource Center for enhanced accessibility and convenience. Click here to access the IGF resources. - [Inclusive Green Finance – a piece of the SDG puzzle](https://afi-global.org/opinion/inclusive-green-finance-a-piece-of-the-sdg-puzzle/) - By Johanna Nyman, Head of Inclusive Green Finance, AFI AFI members are supporting efforts to achieve the Sustainable Development Goals (SGDs) by exploring and implementing policies under Inclusive Green Finance that advance financial inclusion among the most vulnerable to build resilience and enable mitigation to climate change. World leaders are in New York this week - [Youth crucial to Rwanda’s success and upcoming GPF](https://afi-global.org/opinion/youth-crucial-to-rwandas-success-and-upcoming-gpf/) - The National Bank of Rwanda (BNR) is hosting this year’s AFI Global Policy Forum (GPF). Deputy Governor Dr Monique Nsanzabaganwa recently sat down with the Alliance to discuss its key themes and her hopes for the flagship event. Deputy Governor Dr. Monique Nsanzabaganwa, National Bank of Rwanda In just two months’ time, the BNR will - [Rwanda’s gender trailblazers inspire future female leaders](https://afi-global.org/opinion/rwandas-gender-trailblazers-inspire-future-female-leaders/) - Women holding top management posts at central banks remains a rare occurrence, unless you are referring to the National Bank of Rwanda (BNR) where 50 percent of board positions belong to females. Most senior of these is Deputy Governor Dr. Monique Nsanzabaganwa, who recently sat down with the AFI to discuss her institution’s successes in - [The 4P Framework of Inclusive Green Finance - Policy responses to climate change](https://afi-global.org/opinion/the-4p-framework-of-inclusive-green-finance-policy-responses-to-climate-change/) - By Klaus Prochaska, Inclusive Green Finance, AFI In late 2018, hundreds of thousands of “yellow vests” took to the streets of France to protest a fuel tax hike aimed at cutting carbon emissions. While some argued the increase was a reasonable step taken by a country at the forefront of climate action, the protesters claimed - [How financial sector strategies are addressing inclusive green finance](https://afi-global.org/opinion/how-financial-sector-strategies-are-addressing-inclusive-green-finance/) - By Klaus Prochaska, Inclusive Green Finance, AFI Many central bank members of the Alliance Financial Inclusion (AFI) are increasingly considering inclusive green finance at the national strategic level, reflecting a recognition that addressing climate change falls within their mandates to ensure financial sector stability and promote economic development. In AFI’s latest report, “Inclusive Green Finance: - [PIRI drum embodies Pacific’s rich traditions and modern needs by calling members to Solomon Islands](https://afi-global.org/opinion/piri-drum-embodies-pacifics-rich-traditions-and-modern-needs-by-calling-members-to-solomon-islands/) - By Deputy Governor Luke Forau and Manager - Financial inclusion Linda Folia at the Central Bank of Solomon Islands Beating its rhythmic pulse, a wooden drum accompanies the members of the Pacific Islands Regional Initiative (PIRI) on their journey towards financial inclusion. Passed annually from host country to host country, the drum symbolizes not only - [An overview of Argentine debtors](https://afi-global.org/opinion/an-overview-of-argentine-debtors/) - By Senior Analyst M. Natalia Isi and Deputy Manager of the Financial Development Department Germán San Lorenzo at the Central Bank of Argentina Since its recent leadership of the Group of Twenty (G20), Argentina has stepped up efforts to foster financial inclusion with commitments to develop, among others, a national inclusion financial strategy (NFIS) and - [FinTech will open access to banking in remote communities: Bahamas Central Bank Governor](https://afi-global.org/opinion/fintech-will-open-access-to-banking-in-remote-communities-bahamas-central-bank-governor/) - Governor John Rolle, the Central Bank of The Bahamas Financial technology (FinTech) is helping bring formal financial services to marginalized groups in The Bahamas, particularly those living in remote communities, the head of the island nation’s central bank, John Rolle, said during an interview with the Alliance for Financial Inclusion (AFI). Speaking in Nassau, the governor - [DRC Central Bank Deputy Director addresses financial inclusion challenges for women & youth](https://afi-global.org/opinion/drc-central-bank-deputy-director-addresses-financial-inclusion-challenges-for-women-youth/) - Marie-José Ndaya Illunga: “One of the most pressing challenges is how financial inclusion can be improved through a sound financial literacy program for women.” Banque Centrale du Congo (BCC) has been an active member of the AFI network since it joined in October 2010. We sat down with Marie-José Ndaya Illunga, Deputy Director at BCC - [Financially empowering women multiplies development outcomes, according to Visa](https://afi-global.org/opinion/financially-empowering-women-multiplies-development-outcomes-according-to-visa/) - By Marianne Mwaniki, Senior Vice President, Social Impact, Visa Inc. In conjunction with International Women’s Day on March 8, 2019, AFI is publishing a series of blog posts throughout the week including contributions from our donors and private sector partners. Join us in embracing innovative ways to advance gender equality and women’s economic empowerment. Women are - [The AFD Group applies progressive approach in gender equality & women’s economic empowerment](https://afi-global.org/opinion/the-afd-group-applies-progressive-approach-in-gender-equality-womens-economic-empowerment/) - By Agence Française de Développement (AFD) Group In conjunction with International Women’s Day on March 8, 2019, AFI is publishing a series of blog posts throughout the week including contributions from our donors and private sector partners. Join us in embracing innovative ways to advance gender equality and women’s economic empowerment. Since 2013, the Agence Française de Développement (AFD) - [BMZ champions women’s financial inclusion](https://afi-global.org/opinion/bmz-champions-womens-financial-inclusion/) - By Natascha Beinker, Deputy Head of the Division “Cooperation with the private sector/sustainable economic policy” at the German Federal Ministry of Economic Cooperation and Development (BMZ) In conjunction with International Women’s Day on March 8, 2019, AFI is publishing a series of blog posts including contributions from our donors and private sector partners. Join us in - [Digitization, core focus in advancing women’s economic empowerment at the Bill & Melinda Gates Foundation](https://afi-global.org/opinion/digitization-core-focus-in-advancing-womens-economic-empowerment-at-the-bill-melinda-gates-foundation/) - By Liz Kellison, Gender Lead, Financial Services for the Poor, Bill & Melinda Gates Foundation In conjunction with International Women’s Day on March 8, 2019, AFI is publishing a series of blog posts throughout the week including contributions from our donors and private sector partners. Join us in embracing innovative ways to advance gender equality and - [How Rwanda narrowed its gender gap in financial inclusion, Governor John Rwangombwa talks about the importance of women’s economic empowerment](https://afi-global.org/opinion/how-rwanda-narrowed-its-gender-gap-in-financial-inclusion-governor-john-rwangombwa-talks-about-the-importance-of-womens-economic-empowerment/) - Rwanda is a success story for gender equality policies and women’s equal participation in all spheres of life. In conjunction with 2019 International Women’s Day, AFI had the opportunity to talk to the Governor of the National Bank of Rwanda, John Rwangombwa about the importance of women’s economic empowerment and how Rwanda narrowed its financial - [Empowering women through financial inclusion: Moving beyond access](https://afi-global.org/opinion/empowering-women-through-financial-inclusion-moving-beyond-access/) - By IDRC In conjunction with International Women’s Day on March 8, 2019, AFI is publishing a series of blog posts throughout the week including contributions from our donors and private sector partners. Join us in embracing innovative ways to advance gender equality and women’s economic empowerment. Financial inclusion can be a key enabler to women’s economic - [Driving women’s financial inclusion through mobile money](https://afi-global.org/opinion/driving-womens-financial-inclusion-through-mobile-money/) - By GSMA In conjunction with International Women’s Day on March 8, 2019, AFI is publishing a series of blog posts throughout the week including contributions from our donors and private sector partners. Join us in embracing innovative ways to advance gender equality and women’s economic empowerment. As financial services continue to go digital and smartphones get - [Achieving the ultimate goal of gender balance with DFS](https://afi-global.org/opinion/achieving-the-ultimate-goal-of-gender-balance-with-dfs/) - By Thunes In conjunction with International Women’s Day on March 8, 2019, AFI is publishing a series of blog posts throughout the week including contributions from our donors and private sector partners. Join us in embracing innovative ways to advance gender equality and women’s economic empowerment. For this year’s International Women’s Day, it’s all about #BalanceforBetter. - [Sex-disaggregated data is key in bridging the financial inclusion gender gap](https://afi-global.org/opinion/sex-disaggregated-data-is-key-in-bridging-the-financial-inclusion-gender-gap/) - By Data2X In conjunction with International Women’s Day on March 8, 2019, AFI is publishing a series of blog posts throughout the week including contributions from our donors and private sector partners. Join us in embracing innovative ways to advance gender equality and women’s economic empowerment. If we want to improve the lives of women and - [How the AFI network is mainstreaming gender & women’s financial inclusion in the global policy agenda](https://afi-global.org/opinion/how-the-afi-network-is-mainstreaming-gender-womens-financial-inclusion-in-the-global-policy-agenda/) - Did you know that almost one billion women are still excluded from the formal financial system despite progress towards financial inclusion? The gender gap in access to bank accounts remains at a stubborn 7 percent globally, and at 9 percent in developing countries and emerging economies. The gap is larger still when it comes to - [Digital finance & FinTech: Highlights from the AFI network (and 3 insights into 2019)](https://afi-global.org/opinion/digital-finance-fintech-highlights-from-the-afi-network-and-3-insights-into-2019/) - By Ghiyazuddin Mohammad (Senior Policy Manager, Digital Financial Services) “The secret of success of humankind is large-scale flexible cooperation.” - Prof Yuval Noah Harari As a global policy leadership alliance, the AFI network thrives on close cooperation between member institutions from around the world to advance financial inclusion for the world’s unserved and underserved populations. - [Nine key actions to balance women’s financial inclusion and financial integrity](https://afi-global.org/opinion/nine-key-actions-to-balance-womens-financial-inclusion-and-financial-integrity/) - This blog post was written and published by UNCDF SHIFT. Know your customer (KYC) or customer due diligence (CDD) requirements that ensure compliance with Anti Money Laundering and Countering the Financing of Terrorism (AML/CFT) regimes to guarantee the integrity of the financial system are often cited as barriers to financial inclusion, particularly for women.[1] The - [Financial inclusion: We need a forward-thinking and collaborative approach to succeed](https://afi-global.org/opinion/financial-inclusion-we-need-a-forward-thinking-and-collaborative-approach-to-succeed/) - Written by Governor Caroline Abel, Central Bank of Seychelles In recent years, there has been both national and global efforts to enhance financial inclusion, which is not only about people having access to financial services and products, but also about people having the right knowledge and capabilities, to use these products and services to better - [Making access to financial services a citizenry right](https://afi-global.org/opinion/making-access-to-financial-services-a-citizenry-right/) - Written by Prof. Florens D.A.M Luoga, Governor, Bank of Tanzania Without access to financial services, it is difficult for people to attain basic social and economic needs. Lack of access to financial services entraps the poor and vulnerable segments of the society in the vicious cycle of poverty, making it harder for them to fully participate - [Pondering progress: 3 market developments helping to accelerate women’s financial inclusion](https://afi-global.org/opinion/pondering-progress-3-market-developments-helping-to-accelerate-womens-financial-inclusion/) - This blog post was written and published by UNCDF SHIFT. Alliance for Financial Inclusion (AFI) celebrated its 10-year anniversary and achievements towards advancing financial inclusion at its annual Global Policy Forum. It’s been three years since the United Nations Capital Development Fund’s (UNCDF) Shaping Inclusive Finance Transformations (SHIFT) program began its partnership with AFI. This partnership - [Estimated 40 million people could stand to access formal financial services through Islamic Finance](https://afi-global.org/opinion/estimated-40-million-people-could-stand-to-access-formal-financial-services-through-islamic-finance/) - The 2017 Global Findex reveals that religious belief is one of the top 10 reasons for financial exclusion, attributing to 6 percent of the statistics — a small percentage. However, Islamic finance could potentially address one of the impediments of financial inclusion and bring approximately 40 million individuals or more into the formal financial system. - [Congratulations to Fletcher Fellow Graduates from the AFI network!](https://afi-global.org/opinion/congratulations-to-fletcher-fellow-graduates-from-the-afi-network/) - AFI is proud to recognize thirteen Fellows from AFI member institutions, who graduated from the Fletcher School Leadership Program for Financial Inclusion (FLPFI) on 5 September, 2018 at the Omega Sochi Hotel in Sochi, Russia. The graduation ceremony took place in the presence of alumni and other friends of the program. The year-long program is - [The missing link: Effective market conduct for financial inclusion technologies](https://afi-global.org/opinion/the-missing-link-effective-market-conduct-for-financial-inclusion-technologies/) - I recall a conversation in the wake of the global financial crisis, at the end of 2008. We had just begun to disseminate the idea to create a global financial inclusion peer learning network among potential partners and stakeholders. At the time, a representative from a multilateral organization bluntly asked me: How can you promote - [AML/CFT regulations for Mobile Financial Services (MFS): Policy options for Bangladesh](https://afi-global.org/opinion/aml-cft-regulations-for-mobile-financial-services-mfs-policy-options-for-bangladesh/) - Bangladesh is playing a flagship role in leveraging mobile financial services to provide access to formal financial services to vulnerable segments of the society such as the rural poor, women and Forcibly Displaced Persons (FDPs). As of June 2018, there are more than 800,000 agents, with 6.5 million daily transactions in volume and USD 131 - [Investing in financial literacy of youth today for sustainable financial inclusion tomorrow](https://afi-global.org/opinion/investing-in-financial-literacy-of-youth-today-for-sustainable-financial-inclusion-tomorrow/) - Ever wondered why more than 80 countries worldwide have dedicated national programs to enhance financial literacy for children and youth? And why National Strategies for Financial Education all around the world identify youth as one of the main target groups for their coordinated approach to enhance financial capability of the populations? Read on for possible - [Peer learning & knowledge exchange among AFI members: Transforming market conduct to enhance consumer protection](https://afi-global.org/opinion/peer-learning-knowledge-exchange-among-afi-members-transforming-market-conduct-to-enhance-consumer-protection/) - As part of a grant offered by AFI, the Ministry of Finance (MoF) of Swaziland conducted a Learning Exchange Program on consumer protection and financial literacy with the Bank of Ghana (BoG). The objective of the program was to learn from BoG on relevant legislative and regulatory frameworks, complaints and disputes resolution mechanisms, transparency and - [Financial inclusion of Forcibly Displaced Persons (FDPs): What is the role of FinTech?](https://afi-global.org/opinion/financial-inclusion-of-forcibly-displaced-persons-fdps-what-is-the-role-of-fintech/) - Community empowerment, blockchain and financial inclusion: The Rohingya Project approach By Muhammad Noor, Managing Director & Founder, The Rohingya Project The Rohingya are a stateless people. Being stateless means lacking the basic elements of identity. These include a passport to travel, or a national identity card to open a bank account. They also include a - [Advancing the financial inclusion of refugees through an inclusive market system approach](https://afi-global.org/opinion/advancing-the-financial-inclusion-of-refugees-through-an-inclusive-market-system-approach/) - Improving livelihoods through economic and financial inclusion is a key component of achieving protection and long-term solutions for the refugee situation. Economic inclusion contributes to the self-reliance and resilience of refugees and other forcibly displaced persons, empowering them to meet their needs in a safe, sustainable and dignified manner, avoid aid-dependency, contribute to their host - [AFI Member Stories - Country Snapshots from AFRICA: Zambia, Rwanda, Tanzania](https://afi-global.org/opinion/afi-member-stories-country-snapshots-from-africa-zambia-rwanda-tanzania/) - To mark World Refugee Day on 20 June, AFI members shed light on their efforts in innovating responsibility sharing, partnerships, and policy actions to advance the financial inclusion of FDPs. These proactive policy approaches being implemented by emerging economy financial regulators show what is possible even within the context of compliance with global standards and - [AFI member stories - Asia: Best practices in financial inclusion of FDPs](https://afi-global.org/opinion/afi-member-stories-asia-best-practices-in-financial-inclusion-of-fdps/) - To mark World Refugee Day on 20 June, AFI members shed light on their efforts in innovating responsibility sharing, partnerships, and policy actions to advance the financial inclusion of FDPs. These proactive policy approaches being implemented by emerging economy financial regulators show what is possible even within the context of compliance with global standards and - [Why financial regulators are vital in the global forced displacement crisis](https://afi-global.org/opinion/why-financial-regulators-are-vital-in-the-global-forced-displacement-crisis/) - Last year on World Refugee Day, we highlighted that an important aspect of forced displacement is the challenge of providing fast, efficient, and sustainable delivery of financial services and products to Forcibly Displaced Persons (FDPs) who include refugees, Internally Displaced Persons (IDPs), and asylum seekers. One year later, this still holds true as the scale - [#AFITurns10: Celebrating 10 years of financial inclusion](https://afi-global.org/opinion/afiturns10-celebrating-10-years-of-financial-inclusion/) - To mark AFI's 10-year celebration, we sat down with Executive Director, Dr. Alfred Hannig for a walk down memory lane to reflect on AFI's early years and its decade of impact on financial inclusion. Over 10 years ago, a team gathered for a retreat in Seattle, United States to map out a single shared dream - [Expert views: First Deputy Governor Dr. Seeku Jaabi shares perspective on joining AFI, role of digital finance & cutting the gender gap](https://afi-global.org/opinion/expert-views-first-deputy-governor-dr-seeku-jaabi-shares-perspective-on-joining-afi-role-of-digital-finance-cutting-the-gender-gap/) - AFI welcomed Central Bank of The Gambia (CBG) into its network in December 2017. We had the pleasure of meeting the First Deputy Governor Dr. Seeku Jaabi, who oversees financial sector stability in the country, during the two-day training on challenges and risks that come with large-scale changes in digital financial services (DFS). The training - [Expert views: Deputy Governor Elsie Addo Awadzi discusses sustainable SME finance in Ghana](https://afi-global.org/opinion/expert-views-deputy-governor-elsie-addo-awadzi-discusses-sustainable-sme-finance-in-ghana/) - During a one-week High-Level Joint Learning Programme, co-hosted by Bank Negara Malaysia (BNM) and AFI in Kuala Lumpur last month, we sat down with Elsie Addo Awadzi, Deputy Governor of Bank of Ghana (BoG) to gain her perspective on financial inclusion and the pillars of sustainable SME finance. AFI: In your opinion, what is the - [FinTech for Financial Inclusion: The time to act is now](https://afi-global.org/opinion/fintech-for-financial-inclusion-the-time-to-act-is-now/) - By Ghiyazuddin Mohammad (Senior Policy Manager, Digital Financial Services) We live in a hashtag generation! There is a constant urge to stay connected with pervasive access to digital technology. There are now more than 4 billion internet users around the world. A quarter of a billion users came online for the first time in 2017. - [Propelling financial inclusion in the Arab Region](https://afi-global.org/opinion/propelling-financial-inclusion-in-the-arab-region/) - Today we celebrate the Arab Day of Financial Inclusion! Adopted by Arab Monetary Fund (AMF) and the Council of Arab Central Banks on 27 April 2016, the overall purpose of Arab Day of Financial Inclusion Day to advocate financial inclusion, and its role in driving the development of policies, strategies and programs to promote access - [Bangladesh Bank steers the financial sector towards environmental sustainability & climate change resilience](https://afi-global.org/opinion/bangladesh-bank-steers-the-financial-sector-towards-environmental-sustainability-climate-change-resilience/) - In Bangladesh, climate change affects many sectors, including water resources, agriculture and food security, ecosystems and biodiversity, and human health and coastal zones. It is estimated that rising sea levels alone will displace 18 million Bangladeshis within the next 40 years; also predicted that climate change could have a devastating impact on agriculture — a - [Snapshots: Governors & Deputy Governors take the helm on SME finance at AFI high-level JLP](https://afi-global.org/opinion/snapshots-governors-deputy-governors-take-the-helm-on-sme-finance-at-afi-high-level-jlp/) - As part of the intensive, high-level Joint Learning Programme (JLP), “Building an Inclusive MSME Financing Ecosystem,” which is taking place from 9-13 April, 2018, participants were involved in field visits to various financial institutions including Laman Informasi Nasihat dan Khidmat (LINK), SME Corporation Malaysia, Credit Counselling and Debt Management Agency (AKPK), and Malaysia Digital Economy Corporation - [Bridging the financial inclusion gender gap: Insights from women at the heart of AFI](https://afi-global.org/opinion/bridging-the-financial-inclusion-gender-gap-insights-from-women-at-the-heart-of-afi/) - AFI members are committed to the Denarau Action Plan (DAP) with the aim to increase women’s access to quality and affordable financial services globally. The DAP targets to accelerate the progress of women's financial inclusion by halving the financial inclusion gender gap across AFI member countries by 2021. To help shape the conversation surrounding International - [Infographic: The AFI network commitment to gender & women's financial inclusion](https://afi-global.org/opinion/infographic-the-afi-network-commitment-to-gender-womens-financial-inclusion/) - Did you know that more than one billion women are still excluded from formal financial services? The Denarau Action Plan targets to accelerate the progress of women's financial inclusion by halving the financial inclusion gender gap across AFI member jurisdictions by 2021. View the infographic below to learn about the gender gap in financial inclusion - [Insights into advancing women’s economic empowerment by Women’s World Banking](https://afi-global.org/opinion/insights-into-advancing-womens-economic-empowerment-by-womens-world-banking/) - In conjunction with International Women’s Day, we asked one of our partners, Women’s World Banking (WWB), to share their perspective on advancing women’s economic empowerment. What’s holding women back from accessing mainstream finance, and how can we can advance the drive for greater inclusion? Read on for more insights. AFI: In your opinion, how have formal financial - [Data protection, analytics are key to empowering consumers & advancing financial inclusion](https://afi-global.org/opinion/data-protection-analytics-are-key-to-empowering-consumers-advancing-financial-inclusion/) - Following the productive Consumer Empowerment & Market Conduct (CEMC) and Financial Inclusion Data (FID) Working Group meetings, more than 80 AFI members attended a training on Consumer Empowerment & Data. Co-hosted by mastercard, the training discussed the role of data, and how the public and private sector can collaborate to enhance data privacy and protection - [Women’s Financial Inclusion – The Paradigm Shift](https://afi-global.org/opinion/womens-financial-inclusion-the-paradigm-shift/) - Greater access to financial services for women is considered a key enabler for Gender Equality and Women Empowerment, one of the 17 ambitious Sustainable Development Goals (SDGs). The momentum for financial inclusion of women is indeed increasing and this topic is receiving a growing amount of attention in global debate on economic, social and development - [Deepening connections between Bhutan and India through cross-border payments](https://afi-global.org/opinion/deepening-connections-between-bhutan-and-india-through-cross-border-payments/) - Did you know that India accounts for over 86 percent of Bhutan’s total trade? The 2016 record[1] reveals a total of Nu.32.05 Billion (approx. $482 Million) of exports and around Nu.55.28 Billion (approx. $859 Million) of imports, to and from India respectively. Besides the rise in trade, tourism between Bhutan and India have increased every - [Measuring progress and progress in measuring: Reflections from 10 years of bringing smart policies to life with Prof Thorsten Beck](https://afi-global.org/opinion/measuring-progress-and-progress-in-measuring-reflections-from-10-years-of-bringing-smart-policies-to-life-with-prof-thorsten-beck/) - “Champions for financial inclusion are extremely important, it is easier to push the agenda forward with them.” – Prof Thorsten Beck AFI had the honour of hosting Professor Thorsten Beck in its Kuala Lumpur headquarters to reflect about the 10-year journey of bringing smart policies to life, and evolution of the financial inclusion data framework. - [Top 5 financial inclusion publications to skyrocket policymaking](https://afi-global.org/opinion/top-5-financial-inclusion-publications-to-skyrocket-policymaking/) - As we gear up for a busy 2018, here’s a compilation of our five most popular publications that were added to the AFI publications library last year. Take a moment to get caught up on the major topics in financial inclusion and research produced in 2017. #1 Financial Inclusion of Forcibly Displaced Persons: Perspectives of - [Bank Al-Maghrib: Fulfilling our Maya Declaration Commitments](https://afi-global.org/opinion/bank-al-maghrib-fulfilling-our-maya-declaration-commitments/) - Did you know that Morocco’s banking rate went up by 70 percent in 2016 after staying dormant at 25 percent in the last 10 years? Financial inclusion is instituted as a strong commitment of Bank Al-Maghrib since 2007, making it a key objective and one of the main vehicles of a global strategy for the - [Five trailblazing DFS and FinTech regulatory trends not to miss in 2018](https://afi-global.org/opinion/five-trailblazing-dfs-and-fintech-regulatory-trends-not-to-miss-in-2018/) - By Ghiyazuddin Mohammad (Senior Policy Manager, Digital Financial Services) 2018 is set to be an innovative year for regulators and policymakers! Innovative, technology-based financial services hold untapped potential for financial inclusion. Due to rapid growth and ensuing complexity of digital ecosystems, regulators will focus on building their capacities because learning is key to better - [Gender and financial inclusion in the Philippines](https://afi-global.org/opinion/gender-and-financial-inclusion-in-the-philippines/) - In many developing countries, women are significantly less financially included than men. The Philippines presents an interesting case because not only that the country has more women with formal accounts than men, it is also the country with the largest gender gap in favor of women. What are the reasons for the reverse gender gap? - [FinTech: What’s in it for financial inclusion?](https://afi-global.org/opinion/fintech-whats-in-it-for-financial-inclusion/) - Emerging financial technology companies — FinTechs — are radically innovating the finance industry. Disruptive innovations such as artificial intelligence, machine learning, blockchain technology, biometric identification, cloud computing, and the use of big data are revolutionizing the collection and processing of financial information, the way we save and borrow, how we intermediate financial resources, the channels - [Economic transformation through financial inclusion: Building the pillars of Bhutan’s National Financial Inclusion Strategy](https://afi-global.org/opinion/economic-transformation-through-financial-inclusion-building-the-pillars-of-bhutans-national-financial-inclusion-strategy/) - Financial inclusion is now recognized as an important policy goal for sustainable poverty reduction and inclusive growth. In Bhutan, financial inclusion is regarded a fundamental and essential prerequisite for achieving economic transformation for equitable and harmonious development. In pursuing Bhutan’s financial inclusion agenda, the Royal Monetary Authority of Bhutan (RMA) made a commitment under the - [AFI network recognizes urgency to scale up climate finance, driving strong message from COP23](https://afi-global.org/opinion/afi-network-recognizes-urgency-to-scale-up-climate-finance-driving-strong-message-from-cop23/) - Continuing the momentum on climate finance, this year’s COP23 in Bonn concluded late last week with a comprehensive list of climate action pledges and initiatives. Some of the key positive outcomes include the following: The global value of Green Bonds reached US$100 billion for the first time Bloomberg pledged US$50 million to move away from - [Climate resilience takes spotlight in AFI, reflecting global discussion at UN Climate Change Conference](https://afi-global.org/opinion/climate-resilience-takes-spotlight-in-afi-reflecting-global-discussion-at-un-climate-change-conference/) - This year’s UNFCCC Conference of the Parties (COP23) in Bonn, Germany is progressing with strong calls for countries to hold to the path of the Paris Agreement — a global effort that the Alliance for Financial Inclusion (AFI) is contributing to, with focus on financial inclusion, climate change and green finance. Now ratified by 169 - [#AFIStories: Diamond Bank & LAPO Microfinance Bank Limited expands women’s financial inclusion](https://afi-global.org/opinion/afistories-diamond-bank-lapo-microfinance-bank-limited-expands-womens-financial-inclusion/) - Leading microfinance bank in West Africa and Nigeria’s fastest growing retail bank are both working towards closing the gender gap in financial inclusion with tailored products and services. Challenges, opportunities and lessons learned in expanding women’s financial inclusion are highlighted in the two case studies below. Diamond Bank empowers Nigeria’s low-income women to save Did - [#AFIStories: Advancing women’s financial inclusion in Bangladesh & Solomon Islands](https://afi-global.org/opinion/afistories-advancing-womens-financial-inclusion-in-bangladesh-solomon-islands/) - Significant progress has been made to improve access to finance for women, especially women entrepreneurs, by leveraging on MSME finance policies and other policy initiatives. Take a look at two case studies below that highlight challenges, opportunities and lessons learned in advancing women’s financial inclusion. Leverage on MSME finance policies in Bangladesh 15 percent of - [#AFIStories: Nigeria & Tanzania bridges the financial inclusion gender gap in Africa](https://afi-global.org/opinion/afistories-nigeria-tanzania-bridges-the-financial-inclusion-gender-gap-in-africa/) - Policymakers and central bankers have a leading role to play in creating a more enabling environment to expand women’s financial inclusion. How can they eliminate the persistent gender gap and expand access to financial services for both women and men? By integrating policies into national financial inclusion strategies and other policy initiatives. Take a look - [The Paraguayan experience with digital financial services](https://afi-global.org/opinion/the-paraguayan-experience-with-digital-financial-services/) - In April 2017, Alliance for Financial Inclusion (AFI) and the Central Bank of Paraguay organized a workshop to analyze ways of increasing interoperability of means of payment in the country. The workshop brought together financial regulators and market players to chart out a direction for addressing issues with lack of interoperability. Today, Paraguay is on - [2017 AFI GPF at Sharm El Sheikh, Egypt: Diversity and Inclusion, at the Forefront of the Pyramid](https://afi-global.org/opinion/2017-afi-gpf-at-sharm-el-sheikh-egypt-diversity-and-inclusion-at-the-forefront-of-the-pyramid/) - “In our world diversity is an asset”, Dr. Alfred Hannig emphasised in his interview during the 9th AFI Global Policy Forum held this September in Egypt. The 2017 GPF’s overarching theme was “Exploring Diversity, Promoting Inclusion.” The theme and the event itself made me reflect on a speech “Reflecting Diversity, Choosing Inclusion”, delivered by the - [Sun sets on groundbreaking #afiGPF](https://afi-global.org/opinion/sun-sets-on-groundbreaking-afigpf/) - It’s a wrap! The sun is setting on a groundbreaking week at the 2017 Global Policy Forum (GPF). Among the highlights of the day were the launch of the AFI Africa Regional Office and informative session discussing how financial inclusion can mitigate the risk of climate change. And during the closing ceremony, it was revealed - [Taking a step forward at the #afiGPF](https://afi-global.org/opinion/taking-a-step-forward-at-the-afigpf/) - It’s a day to remember at the 2017 Global Policy Forum in Sharm El Sheikh. Today marks a milestone with the launch of the Financial Inclusion in the Arab Region Initiative (FIARI). The regional initiative is using financial inclusion as a driving force for sustainable economic and social development, aligned with the United Nations Sustainable - [Setting milestones at the 2017 AFI Global Policy Forum](https://afi-global.org/opinion/setting-milestones-at-the-2017-afi-global-policy-forum/) - It’s warm days at Sharm El Sheikh! The 2017 AFI Global Policy Forum (GPF) takes a powerful turn during the commencement of the 2nd AFI Annual General Meeting (AGM) focusing on core financial inclusion topics including gender and climate change. As always, we’d leave you with a compilation of photos from the day’s events. Yalla! - [A look at the 2017 AFI Global Policy Forum so far](https://afi-global.org/opinion/a-look-at-the-2017-afi-global-policy-forum-so-far/) - Salaam from yet another day at Sharm El Sheikh! In addition to internal meetings with Working Group members, the 2017 AFI Global Policy Forum (GPF) picked up momentum with a news conference packed with over 80 journalists from international, regional and local media. Take a look at photos from the day’s events! Follow AFI on Facebook, - [Diversity is an asset at the 2017 Global Policy Forum (GPF)](https://afi-global.org/opinion/diversity-is-an-asset-at-the-2017-global-policy-forum-gpf/) - Salaam from Sharm El Sheikh! The 2017 AFI Global Policy Forum (GPF) is warming up with participants arriving from different parts of the world. Today and tomorrow are focused on invitation-only meetings for Regional Initiatives and Working Groups. Today’s invitation-only meetings include the African Financial Policy Initiative (AfPI), Pacific Islands Regional Initiative (PIRI), Financial Inclusion - [Closing the gender gap in mobile money. A regulatory and policy outlook](https://afi-global.org/opinion/closing-the-gender-gap-in-mobile-money-a-regulatory-and-policy-outlook/) - The following post was first published by Mobile Money and has been cross-posted here with permission. Mobile money is a key tool for women empowerment and can contribute to reduce the financial inclusion gender gap. As such, bridging the gender gap in mobile money [1] is a priority and will be critical to achieve the Sustainable Development - [Economic heroines: Empowering women in emerging markets using Digital Financial Services](https://afi-global.org/opinion/economic-heroines-empowering-women-in-emerging-markets-using-digital-financial-services/) - The following post was first published by TransferTo and has been cross-posted here with permission. In today’s society, it’s staggering that nearly 50% of women across the globe do not have access to formal financial services, lacking even the rudimentary tools to manage their money. Up until now, a large majority of women in emerging markets have - [National Reserve Bank of Tonga: Efforts to promote financial inclusion has been globally recognized](https://afi-global.org/opinion/national-reserve-bank-of-tonga-efforts-to-promote-financial-inclusion-has-been-globally-recognized/) - ​ If you are serious about the expansion of financial services to all sections of society, then it is about time to take on the Maya Declaration journey as the benefits of financial inclusion are not only significant for individuals, but for the nation as a whole to achieve inclusive development and growth - Dr. - [Why We Invested: Alliance for Financial Inclusion](https://afi-global.org/opinion/why-we-invested-alliance-for-financial-inclusion/) - The following post originally appeared on the Omidyar Network blog. It has been cross-posted here with permission. A big differentiator of Omidyar Network’s approach to investments is our hybrid model. We believe that big, systemic challenges can be solved by harnessing the power of markets and backing innovative entrepreneurs and their ideas with patient capital and - [Financial Regulators and the Global Forced Displacement Crisis: a Shared Responsibility](https://afi-global.org/opinion/financial-regulators-and-the-global-forced-displacement-crisis-a-shared-responsibility/) - The global forced displacement crisis is undoubtedly one of the most pressing challenges facing both global bodies and national policymakers today, manifest in developed and developing countries alike. According to data from the United Nations High Commission for Refugees (UNHCR) we are witnessing one of the highest levels of forced displacement on record, with - [Financial Stability and Financial Inclusion: Who Sets the “Standards”?](https://afi-global.org/opinion/financial-stability-and-financial-inclusion-who-sets-the-standards/) - Nearly a decade after the 2008 global financial crisis, the world has seen a fundamental overhaul and tightening of financial regulations. The enforcement of stricter rules on liquidity and capital for systemically important financial institutions, combined with comprehensive efforts to enhance the quality of bank supervision, are trends unlikely to be reversed, despite initial efforts - [8th SMEFWG Meeting Sharpens Focus on Knowledge Products and Agri-Finance](https://afi-global.org/opinion/8th-smefwg-meeting-sharpens-focus-on-knowledge-products-and-agri-finance/) - On 13-18 March 2017, the AFI SME Finance (SMEF) Working Group will meet in Mahe, Seychelles to discuss policy conerns with regards to empowering Micro, Small and Medium Enterprises (MSMEs) around the world. Showcasing SMEF knowledge products The 8th SMEF Working Group meeting will present three knowledge products developed in 2016. These reports represent a - [AFI, BNM Conduct Member Training on Access to Finance for MSMEs](https://afi-global.org/opinion/afi-bnm-conduct-member-training-on-access-to-finance-for-msmes/) - Spotlight on Access to Finance for MSMEs The Alliance for Financial Inclusion (AFI) and Bank Negara Malaysia (BNM) will be co-hosting four Member Trainings for AFI Members in 2017. The first of these trainings is being held in Sasana Kijang, Kuala Lumpur on 6-10 March 2017. The member training, themed Access to Finance for Micro, Small - [Could isolationism reverse the gains of inclusiveness?](https://afi-global.org/opinion/could-isolationism-reverse-the-gains-of-inclusiveness/) - As we begin 2017 it is worth taking a moment to reflect on some of the larger geopolitical transformations which are influencing our activities, processes and perceptions on a global scale. The importance of open financial systems in uncertain times cannot be understated and globally, financial, economic and social inclusion has made significant progress over - [The Supervisory Challenges of Financial Inclusion](https://afi-global.org/opinion/the-supervisory-challenges-of-financial-inclusion/) - In pursuit of their mission to ensure the integrity of financial systems, regulators have two distinct tasks. The first is developing the rules and regulations that govern the authorization and operations of financial institutions. The second is supervising those institutions to ensure that regulations are followed and risks are identified and addressed. Over the last - [Don’t Just Color It Pink and Call It Financial Inclusion for Women](https://afi-global.org/opinion/dont-just-color-it-pink-and-call-it-financial-inclusion-for-women/) - The following post originally appeared on the NextBillion website. It has been cross-posted here with permission. Policymakers often do not figure in stories of innovation, disruption and change. In fact, they are often seen as stewards of the status quo, enemies of progress. Not anymore. This past September in Fiji, policymakers proved they could be - [Five for Five: Five things we have learned in five years of the Maya Declaration](https://afi-global.org/opinion/five-for-five-five-things-we-have-learned-in-five-years-of-the-maya-declaration/) - In celebration of the Maya Declaration’s 5th year anniversary, here are five lessons we take away from the first global commitment platform for financial inclusion: 1. Ownership is the foundation of every strong commitment All commitments, big or small, are underpinned by ownership—without ownership, commitments are merely imposed obligations. AFI members are fully cognizant - [Denarau Action Plan and the rise of gender finance](https://afi-global.org/opinion/denarau-action-plan-and-the-rise-of-gender-finance/) - For generations, there has been a widespread prevalence of economic and social barriers that inhibit the empowerment and economic inclusion of women in the global economy. There is extensive literature that discusses different challenges women face in their quest for equality, particularly in terms of access to finance irrespective of their socio-economic, demographic, and geographical circumstances. - [Mobile money is driving a price revolution in international remittances](https://afi-global.org/opinion/mobile-money-is-driving-a-price-revolution-in-international-remittances/) - The following is a guest blog posting from one of AFI's PPD Partners, GSMA. The original version of this post can be found on the GSMA website. New GSMA research shows that mobile money is driving a price revolution in international remittances In just a few years, mobile money has evolved from operating as a purely domestic - [After Paris: How can financial regulators play a role in combating climate change?](https://afi-global.org/opinion/after-paris-how-can-financial-regulators-play-a-role-in-combating-climate-change/) - Climate change is a global threat that has a negative impact on efforts to sustainably eradicate poverty. Poor countries are particularly vulnerable to this threat as their assets and livelihoods can easily be destroyed as a result of heat waves, floods, reduced rainfalls or droughts. The soaring food prices which often follow extreme weather events - [Mexico’s national financial inclusion survey reveals progress and challenges](https://afi-global.org/opinion/mexicos-national-financial-inclusion-survey-reveals-progress-and-challenges/) - When it comes to crafting smart financial inclusion policies and effective regulation, evidence and data are key. In Mexico, financial regulators have taken the lead. Since 2012, the Comisión Nacional Bancaria y de Valores (CNBV) and the Instituto Nacional de Estadística y Geografía (INEGI) have conducted two national surveys on financial inclusion, which have not - [Exploring New Knowledge Bridges in the Western Balkans](https://afi-global.org/opinion/exploring-new-knowledge-bridges-in-the-western-balkans/) - The Alliance for Financial Inclusion (AFI) has always been recognized as a network made up of policymakers from ‘developing and emerging countries’, however we also recognize that financial inclusion is a global issue, one that can have an impact on people in every country. As our network has grown, there has been an increasing demand - [Innovation to Enhance Financial Inclusion and Protect Personal Data](https://afi-global.org/opinion/innovation-to-enhance-financial-inclusion-and-protect-personal-data/) - Data has permeated all facets of our lives. It is more available and accessible than ever before. In just a few hours one person can create a multitude of data points from just one mobile device. This is what Gabriel’s morning looks like: 6:10am: He logs in to Facebook and likes several friends’ photos 6:35am: He tops up - [Innovation and Collaboration to Stem the Tide of De-Risking](https://afi-global.org/opinion/innovation-and-collaboration-to-stem-the-tide-of-de-risking/) - The theme of last month’s Alliance for Financial Inclusion (AFI) Global Policy Forum (GPF) ‘Building the Pillars of Sustainable Inclusion’ was highly appropriate given discussions on the de-risking phenomenon. It is clear that the unintended consequences of changing AML/CFT risk management and regulatory frameworks have had a profound effect on certain AFI members and across numerous business lines. Unfortunately there - [The Status of Financial Education in El Salvador: Using Evidence to Build Financial Capacity](https://afi-global.org/opinion/the-status-of-financial-education-in-el-salvador-using-evidence-to-build-financial-capacity/) - In English and Spanish New and sophisticated financial products marketed through innovative channels are generating both opportunities and challenges. On the one hand, introducing more financial products can contribute to greater financial inclusion. However, these products must be accompanied by financial education that builds the capacity of individuals to avoid over-indebtedness and other adverse effects. - [Financial Inclusion is a Key Pillar to Green Finance in the Pacific](https://afi-global.org/opinion/financial-inclusion-is-a-key-pillar-to-green-finance-in-the-pacific/) - “Sustainable development is the pathway to the future we want for all. It offers a framework to generate economic growth, achieve social justice, exercise environmental stewardship and strengthen governance.” – Ban Ki-moon, United Nations Secretary-General In the recently concluded 2016 Alliance for Financial Inclusion (AFI) Global Policy Forum (GPF) held in Nadi, Fiji, on 7-9 - [Digital Finance is the New Source of Economic Development](https://afi-global.org/opinion/digital-finance-is-the-new-source-of-economic-development/) - The unbanked people of the world are so much more than a population in need of help. They’re a potential customer base waiting to enter the formal economy—and push it to new heights. A new report recently released by the McKinsey Global Institute demonstrates how digital financial services (DFS) can drive financial inclusion and economic - [Leaving Nadi: What Do We Take Away?](https://afi-global.org/opinion/leaving-nadi-what-do-we-take-away/) - The Alliance for Financial Inclusion (AFI) 2016 Global Policy Forum (GPF) is now in the history books, but the impressions are still fresh. Many of us left the Pacific thinking that the 2016 GPF was one of the best Forums we ever had, particularly in terms of organization, content and exposure to the local culture. - [Sharing Financial Inclusion Stories through Data](https://afi-global.org/opinion/sharing-financial-inclusion-stories-through-data/) - This article is adapted from a speech delivered on 8 September 2016 by Mr. Norbert Mumba, Deputy Executive Director, AFI, at the launch of the AFI Data Portal (ADP). Please sign up for your individual account to access the Portal via www.afi-dataportal.org. Anyone is eligible to access the ADP. At the Alliance for Financial Inclusion (AFI) Financial - [Hannig: About My Reflections](https://afi-global.org/opinion/hannig-about-my-reflections/) - When the Alliance for Financial Inclusion (AFI) began with a strong vision and a small but enthusiastic group of members, we knew that bringing financial services to the world’s unbanked would be an invaluable tool in the quest to reduce poverty—and we had real examples of great success. What we needed was to effectively communicate - [With the growing global emphasis on country-led initiatives, are we on the brink of a new alignment?](https://afi-global.org/opinion/with-the-growing-global-emphasis-on-country-led-initiatives-are-we-on-the-brink-of-a-new-alignment/) - When the United Nations launched the Millennium Development Goals (MDGs) in 2000 they were celebrated for including specific goals and targets to reach by 2015, including the eradication of poverty on earth. Now that we have reached the target dates, we can see that MDGs results have been encouraging, however we remain far from eliminating - [Financial Capability Assessment Project has significant impact on financial education landscape in Armenia](https://afi-global.org/opinion/financial-capability-assessment-project-has-significant-impact-on-financial-education-landscape-in-armenia/) - Financial inclusion in Armenia, measured by access of the adult population (15y+) holding an account at a formal financial institution, is around 17 percent (compared to 44.9 percent in Europe and Central Asia). According to a nationwide survey conducted in 2012, a large portion of the population was not aware of specific financial products. Thirty-two percent - [First Peruvian mobile wallet demonstrates interoperability is possible worldwide](https://afi-global.org/opinion/first-peruvian-mobile-wallet-demonstrates-interoperability-is-possible-worldwide/) - A new era in electronic payments is dawning in Peru with this week’s launch of Modelo Perú. The electronic and fully-interoperable platform is a shared mobile payments infrastructure between the nation’s financial institutions, telecommunications networks, government, and other stakeholders, designed with the aim to promote financial inclusion in a nation where harsh, mountainous geographical features - [Maya Declaration at heart of efforts to drive financial inclusion in Africa](https://afi-global.org/opinion/maya-declaration-at-heart-of-efforts-to-drive-financial-inclusion-in-africa/) - The Alliance for Financial Inclusion’s (AFI) Maya Declaration is a proven driver of successful evidence-based financial inclusion policy solutions, particularly relating to digital financial services. Nowhere has the impact of commitment to this initiative been more evident than in Africa. The importance of the Maya Declaration was apparent among policymakers at the recent African Mobile - [China’s G20 leadership comes at key moment for financial inclusion](https://afi-global.org/opinion/chinas-g20-leadership-comes-at-key-moment-for-financial-inclusion/) - The Alliance for Financial Inclusion (AFI), along with the leadership of the G20, spoke up for the cause of financial inclusion long before it became fashionable. In fact, since the 2010 Seoul Summit in the Republic of Korea, the G20 has worked with AFI in advocating for financial inclusion on a global stage, helping move - [Bridging the gap: Lessons to promote financial inclusion for women](https://afi-global.org/opinion/bridging-the-gap-lessons-to-promote-financial-inclusion-for-women/) - Expanding financial inclusion for women requires deliberate attention from policymakers, not too forceful, not too interventionist. You don’t need gender-specific policies, but rather polices that work for women. Despite overall progress in financial inclusion, data suggests the gender gap persists. In 2015, the Alliance for Financial Inclusion (AFI) commissioned a research study to identify successful - [An evidence-based journey to financial inclusion in Fiji](https://afi-global.org/opinion/an-evidence-based-journey-to-financial-inclusion-in-fiji/) - Over the last few decades, the process of evidence-based policymaking has been prominent in the agenda of international organisations, governments and researchers alike. Employing evidence or research based on data as the basis of policy formulation is certainly desirable; however, it does draw a number of challenges. Evidence-based policymaking is where credible or tested evidence - [Measuring financial inclusion in one number](https://afi-global.org/opinion/measuring-financial-inclusion-in-one-number/) - In an effort to track financial inclusion progress in the countries of Alliance for Financial Inclusion (AFI) member institutions, the network’s Financial Inclusion Data Working Group (FIDWG) created a “Financial Inclusion Index” to do just that. Essentially, it captures many different aspects of financial inclusion, and condenses it down to one number. The Index was - [Sharing your financial inclusion stories through data: AFI Data Portal](https://afi-global.org/opinion/sharing-your-financial-inclusion-stories-through-data-afi-data-portal/) - Last month marked an important milestone in the Alliance for Financial Inclusion’s (AFI) work stream to promote the collection and sharing of financial inclusion data. On 18 April 2016, AFI launched its brand new AFI Data Portal (ADP) that allows members to track and view progress made against their Maya Declaration Commitments as well as key financial - [Regulators innovating new approaches to SME finance](https://afi-global.org/opinion/regulators-innovating-new-approaches-to-sme-finance/) - From the 24th to the 26th May, 2016, financial policymakers representing 26 countries from five continents, and high-level representatives from the Mongolian private and public sector will converge in Ulaanbaatar, Mongolia, for the 6th Small and Medium Enterprises Finance Working Group (SMEFWG) meeting. The meeting is expected to generate discussions on policy solutions to advance financial inclusion of - [Tanzania Narrows the Financial Inclusion Gender Gap](https://afi-global.org/opinion/tanzania-narrows-the-financial-inclusion-gender-gap/) - Today, we are witnessing some promising approaches to gender-focused financial inclusion policies across the Alliance for Financial Inclusion (AFI). Tanzania, for example, has made progress in closing the financial inclusion gender gap. Although financial inclusion for women was not articulated as a clear and explicit policy goal in the country’s 2013 National Financial Inclusion Framework, - [Nigeria Confronts a Challenging Financial Inclusion Gender Gap](https://afi-global.org/opinion/nigeria-confronts-a-challenging-financial-inclusion-gender-gap/) - From 2011 to 2014, the number of women with access to bank accounts in Nigeria grew from 26.0 percent to 33.6 percent. However, the gender gap in terms of access to account widen from 7.3 percent to 20.7 percent. One reason for the persistent gender gap is that financial inclusion progress so far has been - [Mobile Financial Services and MSMEs: Part 1](https://afi-global.org/opinion/mobile-financial-services-and-msmes-part-1/) - What are the benefits of encouraging the use of mobile financial services among MSMEs? This article is the first of a series of two blog posts looking at the issue of driving the uptake of mobile financial services among MSMEs. It provides an overview of the benefits from increasing adoption of mobile money among MSMEs. - [Account Ownership in AFI Member Countries Reveals Some Surprises](https://afi-global.org/opinion/account-ownership-in-afi-member-countries-reveals-some-surprises/) - Account ownership is widely recognized as a first step toward financial inclusion. The Global Findex defines account ownership as “having an account either at a financial institution or through a mobile money provider.” Levels of account ownership vary across AFI member countries, and after digging into data on 70 of these countries, I uncovered some - [Mobile Financial Services and MSMEs: Part 2](https://afi-global.org/opinion/mobile-financial-services-and-msmes-part-2/) - How can financial regulators foster the use of mobile financial services among MSMEs? This article is the second of a series of two blog posts looking at the issue of driving the uptake of mobile financial services among MSMEs. It explores different ways in which financial regulators can encourage the adoption of mobile money among - [Building smart national strategies in Latin America: Data – the missing link](https://afi-global.org/opinion/building-smart-national-strategies-in-latin-america-data-the-missing-link/) - Collecting relevant data to develop smart policies, measuring actual progress of financial inclusion, or setting measurable targets to develop national strategies remain a global challenge to overcome. Aware of this scenario, many international organizations, governments, and stakeholders have increased efforts and allocated resources to create indicators that allow measuring financial inclusion progress, and conduct supply - [Filling the gap in financial inclusion data](https://afi-global.org/opinion/filling-the-gap-in-financial-inclusion-data/) - The importance of data in strategic decision-making cannot be understated – especially in the era of ‘big data’. Yet, as the inclusive finance community continues its efforts to shift more people from unbanked to banked, improving both data quality and data regularity is emerging as a priority issue. And, while there certainly has been progress - [An international call to action on financial inclusion](https://afi-global.org/opinion/an-international-call-to-action-on-financial-inclusion/) - Every year, the weeks before the Alliance for Financial Inclusion’s (AFI) annual Global Policy Forum (GPF) give us an impetus to reflect on our progress from the last Forum. Like the years before, 2015 has seen more encouraging progress, starting with the continued growth of the AFI network—rising to more than 120 members from over - [Why financial inclusion strategies matter—insights from the AFI Network](https://afi-global.org/opinion/why-financial-inclusion-strategies-matter-insights-from-the-afi-network/) - One of the most pronounced trends that we currently observe among the Alliance for Financial Inclusion’s (AFI) membership is the increasing focus on devising national financial inclusion strategies. The recent launches of financial inclusion strategies in the Philippines, Pakistan, and Peru are only a few (albeit highly publicized) examples of the increasing number of countries - [Takeaways from Fiji’s demand-side survey report on financial inclusion](https://afi-global.org/opinion/takeaways-from-fijis-demand-side-survey-report-on-financial-inclusion/) - Governor Barry Whiteside Reserve Bank of Fiji (RBF) Governor Barry Whiteside speaks at a financial inclusion exposition in August 2014 . Fiji conducted a demand-side survey in order to provide the National Financial Inclusion Taskforce, Reserve Bank of Fiji and other national stakeholders with a set of independent data to assess financial inclusion levels in - [Podcast: The critical need for financial inclusion](https://afi-global.org/opinion/podcast-the-critical-need-for-financial-inclusion/) - AFI Staff Alliance for Financial Inclusion (AFI) Executive Director Alfred Hannig. Alliance for Financial Inclusion (AFI) Executive Director Alfred Hannig participated in a radio interview this morning on BFM 89.9 The Business Station, on the Breakfast Grille program hosted by Julian Ng, in Kuala Lumpur, Malaysia. The 30-minute interview touched upon a wide range of topics, - [Pacific Islands Regional Initiative assumes a responsibility for non-member, small island nations](https://afi-global.org/opinion/pacific-islands-regional-initiative-assumes-a-responsibility-for-non-member-small-island-nations/) - Eliki Boletawa Members of the Pacific Islands Regional Initiative discuss financial inclusion progress in their nations on 6 May 2015 in Dili, Timor-Leste. Members of the Alliance for Financial Inclusion (AFI) from the Pacific Islands have made a positive impact in driving financial inclusion across the region recent years. However, not all the 14 islands represented - [Meeting of the minds: Why policymakers and the private sector should work together on financial inclusion](https://afi-global.org/opinion/meeting-of-the-minds-why-policymakers-and-the-private-sector-should-work-together-on-financial-inclusion/) - Ellen Richey and Alfred Hannig Working together, policy makers and the private sector can create sustainable financial inclusion policies for those still excluded from the global financial system. Pictured: Ellen Richey, Vice Chairman at Visa Inc., and Alfred Hannig, Executive Director at the Alliance for Financial Inclusion. One of the greatest challenges currently facing the - [The role of psychometric testing alongside financial inclusion in Peru](https://afi-global.org/opinion/the-role-of-psychometric-testing-alongside-financial-inclusion-in-peru/) - Chris Hughes A shepherd tends a herd of 200 alpacas close to the village of Imata, in Puno, 1,500 km southeast of Lima. Photo credit: CRIS BOURONCLE/AFP/Getty Images Financial independence is the next big step after we go as far as we can with financial inclusion, according to SBS Peru Superintendent Daniel Schydlowsky in a - [AFI Peer Advisory model reinventing how we view technical assistance](https://afi-global.org/opinion/afi-peer-advisory-model-reinventing-how-we-view-technical-assistance/) - Klaus Prochaska Tanzanian porters and guides stand on a rock half way up Kilimanjaro at sunset in September 2014 using their mobile phones. Photo credit: PETER MARTELL/AFP/Getty Images Last month I had the privilege of participating in the first AFI Peer Advisory engagement as one element of AFI’s broader support to Bank of Tanzania (BOT) - [Building financial inclusion bridges](https://afi-global.org/opinion/building-financial-inclusion-bridges/) - Alfred Hannig A view of the Bhosphorus Bridge in Istanbul, Turkey. We are in Turkey this week for meetings in Ankara with our member, the Undersecretary of the Turkish Treasury, and attending the international conference in Istanbul hosted by the G20 Turkish Presidency and the Institute of International Finance (IIF). It is exciting to see - [Tanzania’s mobile-fueled banking revolution](https://afi-global.org/opinion/tanzanias-mobile-fueled-banking-revolution/) - Benno Ndulu Bank of Tanzania (BOT) Governor Benno Ndulu, right, participates in the 2013 Global Policy Forum. The development of mobile financial services in Tanzania is bringing the high number of unbanked residents into the financial system. In just four years, mobile financial services have revolutionized the fiscal landscape in Tanzania. Tanzania identified mobile financial services - [AFI member CBK’s Ndung’u named Governor of Year in Sub-Saharan Africa](https://afi-global.org/opinion/afi-member-cbks-ndungu-named-governor-of-year-in-sub-saharan-africa/) - Emerging Markets Central Bank of Kenya Governor Njuguna Ndung’u. It has been a turbulent six years for the Kenyan economy, buffeted by political strife and external market currents. Njuguna Ndung’u took over as governor of the Central Bank of Kenya just before onset of the financial crisis and great recession in 2007. Four years later - [Digital Financial Services: Where Are We Headed?](https://afi-global.org/opinion/digital-financial-services-where-are-we-headed/) - John Owens Central Bank of Kenya Governor Njuguna Ndung’u, center, takes part in the “Digital Financial Services: Where are we Headed?” panel at the 2014 GPF in Trinidad and Tobago. The 2014 Global Policy Forum (GPF) and the Digital Financial Services Working Group meeting held in Trinidad and Tobago in September gave many policymakers - [AFI members take top spots in Economist Intelligence Unit’s Financial Inclusion Rankings](https://afi-global.org/opinion/afi-members-take-top-spots-in-economist-intelligence-units-financial-inclusion-rankings/) - Christopher Hughes Superintendent Daniel Schydlowsky has helped Peru become a leader in financial inclusion. The Economist Intelligence Unit’s recently-released Global Microscope 2014: The enabling environment for financial inclusion report saw Alliance for Financial Inclusion (AFI) member institutions making a difference and claiming the top spots when assessing the regulatory environment for financial inclusion across 12 - [Toward a market-driven economy in Belarus](https://afi-global.org/opinion/toward-a-market-driven-economy-in-belarus/) - Iskra Andreeva Aleksoska A hot-air balloon flies over buildings on the outskirts of Minsk. The Republic of Belarus’ banking system was owned and managed by the central government based in Moscow when it was a member of the Union of the Soviet Socialist Republics (USSR). Gosbank was the nation’s central bank and its only commercial - [Central Bank of Yemen issues new mobile banking regulations](https://afi-global.org/opinion/central-bank-of-yemen-issues-new-mobile-banking-regulations/) - John Owens A Yemeni money changer serves a customer at his small shop in Sanaa. On 11 December 2014, the Central Bank of Yemen (CBY) issued new mobile banking regulations following an almost two-year process of reviews and discussions with the private sector and support from USAID, the World Bank, the Consultative Group to Assist - [Financial literacy: An important tool for financial inclusion](https://afi-global.org/opinion/financial-literacy-an-important-tool-for-financial-inclusion/) - Eliki Boletawa 2014 GPF participants discuss financial literacy during the Financial literacy: Empowering consumers, improving lives session in Trinidad and Tobago last September. There is growing recognition that financial literacy has an important role to play in financial inclusion. Financial literacy is defined in different ways, but usually taken to mean the knowledge and understanding - [Greetings from Davos](https://afi-global.org/opinion/greetings-from-davos/) - Dr. Alfred Hannig Attendees pass beneath a World Economic Forum logo as they move between session halls on day two of the World Economic Forum in Davos, Switzerland. This week we are in Davos where world leaders are gathering for the World Economic Forum (WEF) to discuss and debate economic policy ideas, solutions and challenges. - [What’s in it for us?: Benefits of making public commitments to financial inclusion](https://afi-global.org/opinion/whats-in-it-for-us-benefits-of-making-public-commitments-to-financial-inclusion/) - Governor Amando Tetangco, Jr. A young girl plays with her mother’s mobile phone as thousands of Filipino Muslims attend prayers during the Eid al-Fitr festival marking the end of the fasting month of Ramadan at the Blue Mosque in Taguig City, suburban Manila. TED ALJIBE/AFP/Getty Images The Bangko Sentral ng Pilipinas (BSP) was presented with - [Tanzania hits financial inclusion target early due to mobile surge](https://afi-global.org/opinion/tanzania-hits-financial-inclusion-target-early-due-to-mobile-surge/) - Bank of Tanzania governor Benno Ndulu believes his country is "on the cusp of a phenomenal success" after seeing the number of adults with access to financial services double in the past five years. Under the terms of the Maya Declaration, the Bank of Tanzania committed to increase the share of the population with access - [National Bank of Rwanda spotlights financial inclusion](https://afi-global.org/opinion/national-bank-of-rwanda-spotlights-financial-inclusion/) - All eyes are on Rwanda this week as the National Bank of Rwanda (NBR) hosts an international conference in Kigali on “Financial Inclusion for Inclusive Growth and Sustainable Development”. This important event, organized in partnership with the World Bank, the African Development Bank (ADB) and the Alliance for Financial Inclusion (AFI) will take place on - [VIDEO: International Forum for Financial Inclusion session on National Financial Inclusion Strategies](https://afi-global.org/opinion/video-international-forum-for-financial-inclusion-session-on-national-financial-inclusion-strategies/) - Alliance for Financial Inclusion (AFI) Executive Director Alfred Hannig participated in the "National Financial Inclusion Strategies" session at the International Forum for Financial Inclusion at the National Palace in Mexico City on 26 June 2014. Watch it below (Spanish version only): - [Pakistan: Using data for digital financial inclusion policymaking](https://afi-global.org/opinion/pakistan-using-data-for-digital-financial-inclusion-policymaking/) - The dynamic development of branchless banking, most notably mobile financial services (MFS), has been a significant worldwide phenomenon. And no country in the world has made it simpler for the public to monitor developments than Pakistan by providing regular data and analysis, accomplished primarily through the State Bank of Pakistan’s (SBP) Quarterly Branchless Banking Newsletter - [How to manage all your financial affairs from a $20 mobile phone](https://afi-global.org/opinion/how-to-manage-all-your-financial-affairs-from-a-20-mobile-phone/) - Quartz, the digitally native business news outlet, published today an article by Leo Mirani about "how mobile money is taking over the world — and turning mobile phones into a platform for financial services." “I feel like a caveman who’s just been handed a Bic lighter,” reported Charles Graeber, a writer for Bloomberg Businessweek who - [Reserve Bank of Fiji regional leader in driving national financial inclusion strategy](https://afi-global.org/opinion/reserve-bank-of-fiji-regional-leader-in-driving-national-financial-inclusion-strategy/) - It is only through a collaborative and cooperative partnership nationally and internationally, were we able to achieve our target. Reaching the 2.5 billion unbanked individuals around the world has become an international agenda among policymakers and development partners in recent years. Financial inclusion has become a priority and an effective tool for opening up opportunities - [Pakistan: Mobile Money Uptake, Awareness and Trust](https://afi-global.org/opinion/pakistan-mobile-money-uptake-awareness-and-trust/) - The use of mobile money in Pakistan appears to be gaining ground, based on supply-side data. The most recent quarterly statistics gathered by the State Bank of Pakistan [1] showed a 4 percent increase by volume and a 5 percent rise in the value of transactions from the previous quarter, continuing a fairly steady upward - [Financial Inclusion: A New Common Ground for Central Banks](https://afi-global.org/opinion/financial-inclusion-a-new-common-ground-for-central-banks/) - Access to finance for low-income households can improve poor people’s income and overall well being, and in turn spur macroeconomic growth. As International Monetary Fund Chief Christine Lagarde recently said, “inequality is hurting growth.” Realizing this, many central banks in developing countries now aim to use financial inclusion to spur economic growth and address inequality. - [Sasana Accord: Pushing Maya Declaration commitments to new heights](https://afi-global.org/opinion/sasana-accord-pushing-maya-declaration-commitments-to-new-heights/) - A renewed resolve to lift the Maya Declaration to new heights has been evident within the Alliance for Financial Inclusion (AFI) Network in 2014, with efforts emboldened by the adoption of the Sasana Accord at the 2013 Global Policy Forum (GPF) in Kuala Lumpur, Malaysia. In full recognition of the wide-ranging impacts of the institutional - [Maya Declaration emboldens financial inclusion efforts in Tanzania](https://afi-global.org/opinion/maya-declaration-emboldens-financial-inclusion-efforts-in-tanzania/) - The Alliance for Financial Inclusion (AFI) conducted a Q&A session with Bank of Tanzania (BOT) Governor Benno Ndulu on financial inclusion progress in his nation. Below are the results, lightly edited. 1. How has making a commitment to the Maya Declaration helped align and achieve Bank of Tanzania's (BOT) national financial inclusion initiatives? The commitment to - [RBM takes action to fight financial literacy problems in Malawi](https://afi-global.org/opinion/rbm-takes-action-to-fight-financial-literacy-problems-in-malawi/) - The Reserve Bank of Malawi (RBM), a member of the Alliance for Financial Inclusion (AFI), has been increasingly proactive in the implementation of various initiatives to combat the financial literacy issues that plague the nation. One of those recent efforts includes the conduction of a National Financial Literacy Week, held last December in collaboration with - [Peru leads the way to new approach for digital financial services to promote financial inclusion in Latin America](https://afi-global.org/opinion/peru-leads-the-way-to-new-approach-for-digital-financial-services-to-promote-financial-inclusion-in-latin-america/) - “Not since the invention of paper money has anything as important happened as the invention of payments with cellular phones. It’s extraordinarily powerful particularly in places where the geography is difficult. Bad roads and bad communications but the cell phone gets through. That’s massive.” – Daniel Schydlowsky, Superintendent of SBS Peru Peru blazed new trails - [Highlights on the mobile financial services landscape in Tanzania and lessons for regulators](https://afi-global.org/opinion/highlights-on-the-mobile-financial-services-landscape-in-tanzania-and-lessons-for-regulators/) - The recent 2nd Leaders’ Roundtable meeting of the African Mobile Phone Financial Services Policy Initiative (AMPI) in Kenya was an incredible opportunity for central bankers in Africa to share their experiences and lessons learned. With the upcoming Mobile Financial Services Working Group (MFSWG) meeting in Arusha, Tanzania, central bankers and other regulators focused on e-money, - [Banking for All: Drive to ensure world's poor have access to accounts](https://afi-global.org/opinion/banking-for-all-drive-to-ensure-worlds-poor-have-access-to-accounts/) - Opening a bank account for the first time has become one of the traditional rites of passage for the average British child. Most are wielding a cash card at 16, much to the trepidation of their parents, while others might have an account in their name from birth. Just 1.5m Britons have no bank account. - [AMPI Meeting to provide unique insight into mobile financial services developments in Africa](https://afi-global.org/opinion/ampi-meeting-to-provide-unique-insight-into-mobile-financial-services-developments-in-africa/) - The 2014 African Mobile Phone Financial Services Policy Initiative (AMPI) Leaders Roundtable Meeting, which will be co-hosted by the Alliance for Financial Inclusion (AFI) and the Central Bank of Kenya (CBK) on 5-7 February in Kenya, should be an exciting event that will bring together key regulators from across Africa and be a unique opportunity - [The power of national targets in financial inclusion](https://afi-global.org/opinion/the-power-of-national-targets-in-financial-inclusion/) - “National Targets” are a familiar concept as a tool used in most developing and emerging market countries, and have been used extensively by countries that relied on central planning for socio-economic development. However, many countries have misused the concept of national targets. In most countries, national targets are set in a bureaucratic manner and can - [The Lion and the Toucan: BOT’s experiences in MFS offer valuable lessons to peers in Brazil](https://afi-global.org/opinion/the-lion-and-the-toucan-bots-experiences-in-mfs-offer-valuable-lessons-to-peers-in-brazil/) - Brazil, a nation with the world’s seventh wealthiest economy and a GDP of US$ 2.253 trillion in 2012, is the largest nation in Latin America in terms of population and area. Already a well-established regional and global leader in the field of financial inclusion, notably in areas such as agent banking and financial education, with - [A window into the new ‘financial inclusion paradigm’](https://afi-global.org/opinion/a-window-into-the-new-financial-inclusion-paradigm/) - On the first day of the Alliance for Financial Inclusion's (AFI) 2012 Global Policy Forum (GPF), held in Cape Town, South Africa, we heard two sets of remarks, which together for me provide insight into the current state of financial inclusion. First, in the panel on the real economy, South African economist Iraj Abedian warned - [New financial inclusion data from the Pacific Islands](https://afi-global.org/opinion/new-financial-inclusion-data-from-the-pacific-islands/) - Until now there have been few sources of publicly available data about financial access and usage in the Pacific Islands. Although individual central banks are measuring and tracking progress toward financial inclusion, the small island countries in the Pacific region have often been left out of international financial inclusion datasets, such as the Global Findex. - [Enhancing Financial Inclusion: The Role of Policymakers](https://afi-global.org/opinion/enhancing-financial-inclusion-the-role-of-policymakers/) - While progress has been made in increasing financial inclusion in some countries, meaningful scale has not yet been achieved. An estimated 2.5 billion adults worldwide still lack access to formal financial services, 90 per cent of whom live in developing and emerging countries. The need for greater financial inclusion – in terms of access, usage - [How to Bring Financial Services to the Poor: Go Digital](https://afi-global.org/opinion/how-to-bring-financial-services-to-the-poor-go-digital/) - Most of us in the developed world don’t think twice about how we conduct our financial lives. Our paychecks appear automatically in our checking accounts; bills are paid with the tap of a few keys; we swipe our debit card and a barista hands us a cup of coffee. Simple. Convenient. Low cost. Digital. For - [Financial Inclusion Now](https://afi-global.org/opinion/financial-inclusion-now/) - Making the financial system accessible to the world’s poorest people can unlock their economic potential, improve their lives, and benefit the wider economy. So it is no surprise that financial inclusion of the poor has become an important component of public policymaking. Central banks and regulators worldwide are taking the lead in making financial inclusion - [Financial Inclusion: A factor in economic growth and stability](https://afi-global.org/opinion/financial-inclusion-a-factor-in-economic-growth-and-stability/) - The potential of financial inclusion to combat poverty and support economic growth is widely recognized, but making progress on this front requires strong leadership and coordination Central banks and other policymaking bodies from across the globe are increasingly pursuing financial inclusion because of its contribution to financial stability, a strong financial sector, overall economic growth - [67% of Sri Lankan females have bank accounts compared to 25% in South Asia](https://afi-global.org/opinion/67-of-sri-lankan-females-have-bank-accounts-compared-to-25-in-south-asia/) - Most of us use, and talk a lot about, financial services daily. And often complain about their price, quality, and many other aspects. But we seldom talk about how a country’s population use financial services. This is because until recently little was known about this aspect of financial services. Neither central bankers nor academics paid - [Biometric Identification of Customers - Pathway to Greater Financial Inclusion?](https://afi-global.org/opinion/biometric-identification-of-customers-pathway-to-greater-financial-inclusion/) - In many developing countries, the identification of poor people is a challenge. The poor often do not hold formal identity documents such as birth certificates, ID cards, driver’s licenses or passports. Moreover, many do not have a birth certificate—which is a precondition for obtaining an ID card. Could biometric identification provide a solution to this - [Implementing Basel III: What will it mean for the future of financial inclusion?](https://afi-global.org/opinion/implementing-basel-iii-what-will-it-mean-for-the-future-of-financial-inclusion/) - 2013 marks the start of implementing the so-called Basel III package of measures in countries which are members of the Basel Committee on Banking Supervision (BCBS), including seven Alliance for Financial Inclusion (AFI) members. Other AFI members are likely to follow parts or all of the new accord in time. The initial emphasis of Basel - [Financial Inclusion Strategy Peer Learning: Proceeding with Caution](https://afi-global.org/opinion/financial-inclusion-strategy-peer-learning-proceeding-with-caution/) - The Alliance for Financial Inclusion's (AFI) Financial Inclusion Strategy Peer Learning Group (FISPLG) held its second meeting in Bangkok on 6-7 March 2013. There were 106 participants in attendance, including members of the FISPLG and invited guests. Among the participants were 74 policymakers representing 44 institutions from 35 developing and emerging countries. The meeting was - [Beyond financial inclusion](https://afi-global.org/opinion/beyond-financial-inclusion/) - The term 'financial inclusion' has rapidly entered the mainstream policy discourse in the past seven years. Outside of its natural home in the development community and the financial sector, it now features regularly even in tightly worded G20 Summit communiques. This recognition follows decades of loud activism by some and quiet fieldwork by others. Starting - [Banking on Financial Inclusion](https://afi-global.org/opinion/banking-on-financial-inclusion/) - The 2008 financial crisis highlighted the profound importance of finance for the globalized economy. But 2.5 billion people worldwide still lack access to formal banking services, credit facilities, or savings instruments. Bringing this largely ignored “missing market” into the formal financial system would enrich and strengthen the global economy. The unbanked, who live primarily in developing countries, comprise - [Consumer education remains a challenge](https://afi-global.org/opinion/consumer-education-remains-a-challenge/) - The 2012 Alliance for Financial Inclusion (AFI) Global Policy Forum (GPF) brought to the fore two main challenges in financial inclusion policies: consumer education and the impact of financial inclusion on poverty alleviation and the bigger picture of economic development. Consumer education remains a challenge both in terms of implementation and the identification of a - [Should NBFIs be a part of the financial inclusion agenda?](https://afi-global.org/opinion/should-nbfis-be-a-part-of-the-financial-inclusion-agenda/) - Deposit-taking non-bank financial institutions (NBFIs), such as microfinance institutions (MFIs), financial cooperatives and postal banks, together serve approximately 596 million people [1] in the global south. These institutions have many of the characteristics which research shows are key drivers for expanding access and reducing poverty: (i) proximity to customers; (ii) offering savings products; (iii) offering - [Developing countries focused on financial inclusion are reshaping central banking](https://afi-global.org/opinion/developing-countries-focused-on-financial-inclusion-are-reshaping-central-banking/) - Efforts in developing and emerging economies to promote financial inclusion for the world’s 2.5 billion unbanked population offer lessons to their developed world peers At a time when central bankers in developed countries have been focused on traditional areas such as financial stability, their colleagues from the developing and emerging world have been playing a - [Secured transactions are unlocking opportunities for Pacific entrepreneurs](https://afi-global.org/opinion/secured-transactions-are-unlocking-opportunities-for-pacific-entrepreneurs/) - Progressive reforms are transforming the lending landscape for small businesses in the Pacific region, says Dr. Eliki Boletawa, Director, Policy Programs & Implementation, Alliance for Financial Inclusion. Micro, small, and medium-sized enterprises (MSMEs) are the lifeblood of Pacific island communities. From Suva’s bustling markets to the artisanal workshops in Apia, small businesses not only sustain economies, - [Behavioral insight can accelerate progress on financial inclusion](https://afi-global.org/opinion/behavioral-insight-can-accelerate-progress-on-financial-inclusion/) - Despite progress in extending access to financial services to underserved populations, many still hesitate to use them. Through an understanding of human behavior and decision-making, regulators can design policies that close this gap, writes Veronica Presley, Senior Officer, Procurement, Alliance for Financial Inclusion. In recent years, expanded banking access through digital platforms and microfinance has - [Exploring Bangladesh’s experience in women’s financial inclusion, sex disaggregated data and digital financial services](https://afi-global.org/news/exploring-bangladeshs-experience-in-womens-financial-inclusion-sex-disaggregated-data-and-digital-financial-services/) - AFI and Bangladesh Bank organized a global Joint Learning Program in Dhaka, explored how to develop and implement policies on disaggregated data and innovative digital financial services in order to enhance women's financial inclusion. - [Banco Central de São Tomé e Príncipe joins AFI](https://afi-global.org/news/banco-central-de-sao-tome-e-principe-joins-afi/) - AFI officially welcomed Banco Central de São Tomé e Príncipe (BCSTP) as a principal member to the AFI network this week. - [Banco Central do Sao Tome e Principe (BCSTP) prepares to launch financial inclusion and financial literacy demand-side survey](https://afi-global.org/news/banco-central-do-sao-tome-e-principe-bcstp-prepares-to-launch-financial-inclusion-and-financial-literacy-demand-side-survey/) - The results from the survey will be correlated to the main policy objectives for designing the National Financial Inclusion Strategy (NFIS) during the first quarter of 2018 and are expected to enable initial discussions for NFIS design and implementation. - [BP-AFI Member Training on Financial Education - Opening Remarks from Dr. Luís Máximo dos Santos, Vice Governor of Banco de Portugal](https://afi-global.org/speeches/bp-afi-member-training-on-financial-education-opening-remarks-from-dr-luis-maximo-dos-santos-vice-governor-of-banco-de-portugal/) - Welcome to Lisbon. Welcome to the Bank of Portugal. Welcome to the Course on the design and implementation of financial education strategies, which the Bank of Portugal warmly welcomes and organizes with the Alliance for Financial Inclusion (AFI), which from now on, in the person of Dr Carlos Moya, thank you for the availability of - [AFI Steering Committee holds first meeting](https://afi-global.org/news/afi-steering-committee-holds-first-meeting/) - The AFI Steering Committee held its first meeting in Bangkok, Thailand, on July 10. At the meeting, members expressed strong support for AFI's long-term vision to become an independent organization run and owned by policymaking institutions in developing countries. They decided that the Committee should be called the "Steering Committee" and proposed a two-tier membership - [Home sweet home! AFI moves into permanent Bangkok office](https://afi-global.org/news/home-sweet-home-afi-moves-into-permanent-bangkok-office/) - The AFI team is delighted to announce the official opening of its permanent office in Bangkok, Thailand. Following many months of hot-desking and working out of temporary space, the team has finally settled in a unit fully dedicated to the AFI team and work, located within Bangkok's city centre. "We now have an official AFI - [AFI Policy Paper: Financial inclusion measurement for regulators](https://afi-global.org/news/afi-policy-paper-financial-inclusion-measurement-for-regulators/) - Having appropriate and up-to date information about levels and trends of financial inclusion is a critical first step towards devising relevant policy approaches to further deepen the reach of the financial sector. Interest in collecting such data is increasing across the globe, resulting in the development of a number of cross-country and country-specific data collection - [AFI response to G20](https://afi-global.org/news/afi-response-to-g20/) - AFI welcomes the commitment of the Group of 20 (G20) nations to financial inclusion shown by their development of ‘Principles for Innovative Financial Inclusion’, announced at the Leader’s Summit in Toronto, Canada. The Principles form the basis of a concrete action plan to ensure increased access to financial services for the world’s poor through innovative - [NBRB, BOT & AFI engage in Thailand knowledge exchange](https://afi-global.org/news/nbrb-bot-afi-engage-in-thailand-knowledge-exchange/) - In what marked the first AFI-sponsored knowledge exchange visit to Thailand, a delegation from National Bank of the Republic of Belarus (NBRB) visited Bank of Thailand (BOT) and AFI Management Unit, to engage in a knowledge exchange on data and measurement. The event, which took place in Bangkok from 24-26 January, was designed to inform - [High-level policymakers converge for FISPLG, SMEFWG meetings](https://afi-global.org/news/high-level-policymakers-converge-for-fisplg-smefwg-meetings/) - AFI will host the second meeting of the Financial Inclusion Strategy Peer Learning Group (FISPLG) and the Policymakers' Roundtable on SME Finance this week in Bangkok, Thailand. The FISPLG meeting will be held 6-7 March 2013, while the Policymakers' Roundtable on SME Finance will be conducted 8 March 2013. More than 100 participants from at - [FISPLG policymakers build peer learning agenda on NFIS, SME finance](https://afi-global.org/news/fisplg-policymakers-build-peer-learning-agenda-on-nfis-sme-finance/) - AFI hosted the Financial Inclusion Strategy Peer Learning Group’s (FISPLG) second meeting, along with the Policymakers’ Roundtable on SME Finance, on 6-8 March 2013 at the Okura Prestige Hotel in Bangkok, Thailand. Attendees used the three-day event to work toward building a peer learning program agenda beyond current working groups to serve as a focal - [G24, AFI seek stronger ties with SSBs through peer-to-peer approach](https://afi-global.org/news/g24-afi-seek-stronger-ties-with-ssbs-through-peer-to-peer-approach/) - More than 30 member institutions of AFI participated in the 5th Annual G24-AFI Policymakers’ Roundtable on Financial Inclusion on 17 April 2013 in Washington D.C., held as part of the Spring Meetings of the World Bank and International Monetary Fund (IMF). AFI Associate and former Bank of Thailand (BOT) Governor Dr. Tarisa Watanagase presented a - [AFI members take part in IFAD-World Bank remittances forum](https://afi-global.org/news/afi-members-take-part-in-ifad-world-bank-remittances-forum/) - Members of AFI will be well represented at the International Fund for Agricultural Development (IFAD) and the World Bank's Global Forum on Remittances 2013: Sending money home to Asia, scheduled to be held 20-23 May 2013 in Bangkok, Thailand. Bank Negara Malaysia Deputy Governor Dato’ Muhammad Bin Ibrahim and Central Bank of Sri Lanka Governor - [G20/IIF meet discusses gains of public-private partnerships for financial inclusion](https://afi-global.org/news/g20-iif-meet-discusses-gains-of-public-private-partnerships-for-financial-inclusion/) - The Institute of International Finance (IIF) and the G20 held an international conference on 20-21 February in Sydney, Australia, to explore and discuss effective collaboration between the private and public sectors for economic development. Five members represented the AFI: the central banks of Brazil, the Philippines, Russia, and Thailand, and the Turkish Treasury. AFI Executive Director Alfred - [Knowledge Exchange Programme between Bank Negara Malaysia, Bank of Thailand, Bangko Sentral ng Pilipinas and Central Bank of Russia in Kuala Lumpur](https://afi-global.org/speeches/knowledge-exchange-programme-between-bank-negara-malaysia-bank-of-thailand-bangko-sentral-ng-pilipinas-and-central-bank-of-russia-in-kuala-lumpur/) - Representatives from Bank Negara Malaysia, Bank of Thailand and Bangko Sentral ng Pilipinas Partners (Visa, Ant Financial Services Group) Local stakeholders (Touch ‘n Go, Ernst & Young, National Cyber Security Agency, Credit Guarantee Corporation, Malaysia Competition Commission) AFI team “Selamat Pagi” (Good morning) and on behalf of AFI MU I wish to welcome everyone to the - [AFI kicks off ASEAN digital financial literacy workshop](https://afi-global.org/news/afi-kicks-off-asean-digital-financial-literacy-workshop/) - Digital financial literacy is a critical enabler in the digital adoption of financial services, offering significant opportunities to accelerate financial inclusion among vulnerable groups, AFI said at a workshop it co-hosted with the Association of Southeast Asian Nations (ASEAN) Working Committee on Financial Inclusion (WC-FINC). - [Knowledge Exchange Program-2 – Harnessing the Potential of FinTech in Deepening Financial Inclusion: Practical Regulators Expositions – Opening remarks by Dr. Alfred Hannig, Executive Director, Alliance for Financial Inclusion](https://afi-global.org/speeches/knowledge-exchange-program-2-harnessing-the-potential-of-fintech-in-deepening-financial-inclusion-practical-regulators-expositions-opening-remarks-by-dr-alfred-hannig-executive/) - Good evening and warm welcome to the Knowledge Exchange Program-2 – Harnessing the Potential of FinTech in Deepening Financial Inclusion, co-hosted by Bank of Thailand (BOT) Allow me to express my gratitude to Deputy Governor Ronadol Numnonda in supporting as co-host for the second edition of the knowledge exchange program, which has become a strategic - [Developing-developed country peers share inclusive FinTech, COVID-19 lessons](https://afi-global.org/news/developing-developed-country-peers-share-inclusive-fintech-covid-19-lessons/) - Developing and developed country regulators shared practical experiences on harnessing the potential of financial technology (FinTech) to deepen financial inclusion at a virtual event jointly organized with Bank of Thailand (BOT) on 1-3 December. - [Work begins to develop an AFI Arab region data platform  ](https://afi-global.org/news/work-begins-to-develop-an-afi-arab-region-data-platform/) - On 5 February, AFI’s Arab Region Financial Inclusion Policy Initiative (ARFIPI) met virtually to discuss the development of a regional data platform. - [AFI’s Competition Enablers Knowledge Exchange holds first meeting of 2025](https://afi-global.org/news/afis-competition-enablers-knowledge-exchange-holds-first-meeting-of-2025/) - On 16th January, members of AFI’s Competition Enablers Knowledge Exchange (CKX) held their first virtual meeting of 2025. - [AFI’s Eastern Europe & Central Asia members hold virtual meeting](https://afi-global.org/news/afis-eastern-europe-central-asia-members-hold-virtual-meeting/) - On 19 & 20 December, AFI’s Eastern Europe & Central Asia Policy Initiative (ECAPI) held its final virtual meeting of 2024, bringing together 56 participants from nine financial regulators. The first day featured in-depth knowledge exchange sessions on Facilitating Financial Innovation (with speakers from the Financial Regulatory Commission of Mongolia, Central Bank of Uzbekistan and - [Solomon Islands and Samoa’s achievements in advancing financial inclusion highlighted during AFI visit ](https://afi-global.org/news/solomon-islands-and-samoas-achievements-in-advancing-financial-inclusion-highlighted-during-afi-visit/) - An AFI delegation led by CEO, Dr Alfred Hannig, has visited the Solomon Islands and Samoa, meeting Central Bank Governors and staff to thank them for their contribution to advancing financial inclusion, and to learn about ongoing projects. - [The AFI Global Financial Inclusion Awards are back!](https://afi-global.org/news/the-afi-global-financial-inclusion-awards-are-back/) - We are thrilled to announce that nominations for the 2024 AFI Global Financial Inclusion Awards are now open! - [AFI leaders & private sector share COVID recovery opportunities](https://afi-global.org/news/afi-leaders-private-sector-share-covid-recovery-opportunities/) - Sustainability, gender inclusion and efficient use of digital technologies are key lessons and opportunities for a post-COVID-19 recovery and advancing inclusive finance and growth in 2021 and beyond, leaders from across AFI’s global network shared at this year’s inaugural public-private dialogue (PPD) roundtable. - [Gender inclusivity has become an integral part of central bank policy](https://afi-global.org/ceo-reflections/gender-inclusivity-has-become-an-integral-part-of-central-bank-policy/) - Across the AFI network, central banks are leading by example in tackling the broad range of barriers which prevent true gender inclusivity. - [Time to stop cramming countries into the same box](https://afi-global.org/ceo-reflections/time-to-stop-cramming-countries-into-the-same-box/) - While reflecting on the fact that each of the 84 countries of the AFI network is unique, I realized what it is that they have in common. - [Global South Central Banks are showing us how climate change challenges can be addressed](https://afi-global.org/ceo-reflections/global-south-central-banks-are-showing-us-how-climate-change-challenges-can-be-addressed/) - Central Banks concerning themselves with climate change is not mission creep, or a shift in mandate. Rather, it involves them deepening their existing financial stability mandate. It is a necessary response to critical global developments. - [Inclusivity: the key to leaving no one behind  ](https://afi-global.org/ceo-reflections/inclusivity-the-key-to-leaving-no-one-behind/) - On the surface, financial inclusion is working. According to 2021 Findex data, 76% of adults hold accounts at banks or other regulated institutions, up from 51% just a decade previously. But that headline figure just tells part of the story. Indeed, it misses the heart of the issue. - [Reflections on COP28: Inclusive Green Finance is here to stay](https://afi-global.org/ceo-reflections/reflections-on-cop28-inclusive-green-finance-is-here-to-stay/) - Getting the world’s nations to agree to a common text is a thankless task. Painful compromise is always involved. - [Crypto and financial inclusion: too risky to embrace, too compelling to ignore? ](https://afi-global.org/ceo-reflections/crypto-and-financial-inclusion-too-risky-to-embrace-too-compelling-to-ignore/) - Digital assets are here to stay. The current market capitalization of cryptocurrencies is estimated at $US 1.6 trillion, while a Statista survey found that nearly one in three Nigerians either owned or used a digital coin. Until now, technological innovation, accompanied by enabling regulations, has been good for financial inclusion. Mobile banking, digital payments and - [A shift in mindset would speed up progress on the 2030 Agenda](https://afi-global.org/ceo-reflections/a-shift-in-mindset-would-speed-up-progress-on-the-2030-agenda/) - The 2030 Agenda for Sustainable Development represents an ambitious plan of action for people, planet and prosperity. As we mark the halfway point to 2030, most commentary is focusing on the slow progress to date: according to the United Nations, only 12% of targets are on track. - [The road to monetary and financial stability goes through financial inclusion](https://afi-global.org/ceo-reflections/the-road-to-monetary-and-financial-stability-goes-through-financial-inclusion/) - AFI members saw financial inclusion as an opportunity to strengthen central banks’ core objectives of delivering monetary and financial stability – as a complementary, rather than a competing, priority. - [Building better normal: inclusive and green economies](https://afi-global.org/ceo-reflections/building-better-normal-inclusive-and-green-economies/) - This crisis also offers opportunities to incorporate inclusive green finance into a recovery ushering in the dawn of a ‘new economy’ that is green, resilient and socially inclusive. - [About My Reflections](https://afi-global.org/ceo-reflections/about-my-reflections/) - Through these Reflections, I will share my thoughts on AFI’s internal development, our network, and highlight some of the impacts we are making on national levels in changing lives for the better. - [Developing financial education policies for women and youth: AFI member training in Paraguay](https://afi-global.org/news/developing-financial-education-policies-for-women-and-youth-afi-member-training-in-paraguay/) - From 5 to 8 November, AFI and the Central Bank of Paraguay (BCP) hosted a training course in Asunción for AFI’s Latin American & Caribbean members, exploring how to develop financial education policies for women and youth. - [Namibia to host the 2025 AFI Global Policy Forum!](https://afi-global.org/news/namibia-to-host-the-2025-afi-global-policy-forum/) - AFI is delighted to announce that the 2025 AFI Global Policy Forum will take place in Namibia! - [Speaking up for Inclusive Green Finance at COP29](https://afi-global.org/news/speaking-up-for-inclusive-green-finance-at-cop29/) - Inclusive green finance’s contribution to the global climate agenda was highlighted at a side-event co-hosted by AFI and the University of Luxembourg at the UNFCCC Conference of Parties (COP) 29 in Baku, Azerbaijan. - [Aiming to leave no one behind: Costa Rica’s National Financial Inclusion Strategy takes shape](https://afi-global.org/news/aiming-to-leave-no-one-behind-costa-ricas-national-financial-inclusion-strategy-takes-shape/) - Costa Rica’s National Financial Inclusion Strategy aims to expand access and usage of financial services to all parts of the population. - [Supporting MSMEs Go Green: Central Bank of Egypt Shares its Experience with Zambia and Eswatini  ](https://afi-global.org/news/supporting-msmes-go-green-central-bank-of-egypt-shares-its-experience-with-zambia-and-eswatini/) - The Central Bank of Egypt hosted an AFI Joint Learning Program event for peers from Zambia and Eswatini, from October 20th to 22nd, 2024. The event focused on sharing experiences and insights on developing a regulatory system for green finance and help MSMEs in transitioning to more sustainable practices. - [Building women entrepreneurs’ financial literacy in Cambodia](https://afi-global.org/news/building-women-entrepreneurs-financial-literacy-in-cambodia/) - In Cambodia, where women own 62 percent of microenterprises, the National Bank of Cambodia (NBC) and other stakeholders are collaborating to promote women’s financial inclusion and build their financial literacy. “Women play a very important role in our economy60% of bank borrowers, and 65% of microfinance borrowers are women,” explains NBC Deputy Governor, Yim Leat. - [Nepal Rastra Bank issues a comprehensive Green Finance Taxonomy](https://afi-global.org/news/nepal-rastra-bank-issues-a-comprehensive-green-finance-taxonomy/) - Inclusive Green Finance in Nepal has taken a major step forward, following Nepal Rastra Bank’s issuance of a comprehensive Green Finance Taxonomy. - [Bangladesh Bank’s achievements in boosting youth financial inclusion receive global recognition](https://afi-global.org/news/bangladesh-banks-achievements-in-boosting-youth-financial-inclusion-receive-global-recognition/) - Bangladesh Bank’s work to financially include young people was recognized at the recent 2024 AFI Global Policy Forum, when the bank received the AFI Global Youth Financial Inclusion Award. - [New Bank of Ghana directive will promote access and usage for persons with disabilities](https://afi-global.org/news/new-bank-of-ghana-directive-will-promote-access-and-usage-for-persons-with-disabilities/) - The Bank of Ghana’s new Financial Inclusion for Persons with Disabilities Directive will require financial service providers to provide disabled customers with equitable and non-discriminatory access to products, services and premises. - [AFI’s DFS Working Group explores how regulatory sandboxes are evolving](https://afi-global.org/news/afis-dfs-working-group-explores-how-regulatory-sandboxes-are-evolving/) - AFI's DFS Working Group has explored how regulatory sandbox operating models, management processes, and regulatory approaches are evolving in line with the market. - [AFI and Habitat for Humanity organize an inclusive housing finance masterclass in Zanzibar](https://afi-global.org/news/afi-and-habitat-for-humanity-organize-an-inclusive-housing-finance-masterclass-in-zanzibar/) - On 14 October, AFI and Habitat for Humanity International organized a masterclass on inclusive housing finance in Zanzibar, Tanzania. - [AFI/Bank of Zambia training explores how regulation and supervision can support the financial inclusion of women-led MSMEs](https://afi-global.org/news/afi-bank-of-zambia-training-explores-how-regulation-and-supervision-can-support-the-financial-inclusion-of-women-led-msmes/) - From 1-4 October, AFI and Bank of Zambia (BOZ) hosted an in-country training event for BOZ staff and other national stakeholders, to explore how market conduct regulation and supervision programs can support the financial inclusion of women-led small businesses. - [Celebrating Reserve Bank of Fiji’s innovative approach to tackling financial inclusion](https://afi-global.org/news/celebrating-reserve-bank-of-fijis-innovative-approach-to-tackling-financial-inclusion/) - Fiji’s achievements in advancing financial inclusion have been celebrated at an event in Suva, hosted by the UNDP and UNCDF to mark the Reserve Bank of Fiji (RBF) winning AFI’s Nestor Espenilla Jr. Financial Inclusion Innovation Award. - [Cyber threats on financial stability and financial inclusion demand a coordinated response](https://afi-global.org/news/cyber-threats-on-financial-stability-and-financial-inclusion-demand-a-coordinated-response/) - Cyber threats are evolving, becoming more frequent and more severe. Jean-Louis Perrier, Director at Africa Cybersecurity Resource Center, explains the repercussions for financial inclusion, policymakers and regulators. - [AFI members gear up to help small businesses go green](https://afi-global.org/news/afi-members-gear-up-to-help-small-businesses-go-green/) - Member Training on ‘Green Transition Measures for MSMEs’ explored how to support small businesses in their transition to sustainable practices. - [How can central banks and financial regulators expand access to sustainable housing finance?](https://afi-global.org/news/how-can-central-banks-and-financial-regulators-expand-access-to-sustainable-housing-finance/) - We talk to Habitat for Humanity's Patrick McAllister about the challenges facing sustainable, affordable housing and what policymakers and regulators can do to help. - [AFI’s Central Asian members are advancing financial inclusion at home and abroad](https://afi-global.org/news/afis-central-asian-members-are-advancing-financial-inclusion-at-home-and-abroad/) - AFI’s Central Asian members, pictured above at the 2024 AFI Global Policy Forum in San Salvador, are making impressive progress in advancing financial inclusion at home and across the region, said AFI Chief Executive Officer, Alfred Hannig, following a week-long visit to the region. - [How Ecuador’s Environmental and Social Risk Management guidelines are changing lives](https://afi-global.org/news/how-ecuadors-environmental-and-social-risk-management-guidelines-are-changing-lives/) - Learn how Ecuador's Social and Environmental Risk Management framework is changing lives and greening the country's financial sector. - [Gender inclusive finance comes under the spotlight in Skopje ](https://afi-global.org/news/gender-inclusive-finance-comes-under-the-spotlight-in-skopje/) - On 1 October, AFI Chief Executive Officer Dr Alfred Hannig explored how to advance gender inclusive finance in Southeast Europe with a panel of five female central bank governors from across the region. - [Advancing financial inclusion and financial literacy in Tajikistan ](https://afi-global.org/news/advancing-financial-inclusion-and-financial-literacy-in-tajikistan/) - Interview with Sharifzoda Firuz Homiddin, First Deputy Chairman, National Bank of Tajikistan - [Digital and gender challenges top the agenda for AFI’s Latin American & the Caribbean members](https://afi-global.org/news/digital-and-gender-challenges-top-the-agenda-for-afis-latin-american-the-caribbean-members/) - Promoting digital financial services and women’s financial inclusion will be priorities for AFI’s Latin American & the Caribbean members in the year ahead. - [AFI’s Eastern Europe and Central Asia Policy Initiative approves ambitious workplan, moves to advance financial inclusion and consumer protection](https://afi-global.org/news/afis-eastern-europe-and-central-asia-policy-initiative-approves-ambitious-workplan-moves-to-advance-financial-inclusion-and-consumer-protection/) - At last week’s meeting of AFI’s Eastern Europe and Central Asia Policy Initiative (ECAPI), an ambitious 2024-2028 workplan was approved. The plan aims to facilitate bridging financial inclusion gaps (men-vs-women, urban-vs-rural, etc.) in ECAPI member countries, enhance members’ capacity to implement financial inclusion policies and AFI knowledge products, and promote ECAPI globally. Over the next - [Financial inclusion’s contribution to financial stability reinforced through new AFI research](https://afi-global.org/news/financial-inclusions-contribution-to-financial-stability-reinforced-through-new-afi-research/) - Over the last year, AFI has partnered with five member institutions (National Bank of Rwanda, the BCEAO, the National Bank of Cambodia, Banco Central del Paraguay, and the Palestine Monetary Authority) and the University of Luxembourg on a research project to test the hypothesis that financial inclusion strengthens, rather than compromises, financial stability. At the - [2024 AFI Financial Inclusion Awards winners are revealed](https://afi-global.org/news/2024-afi-financial-inclusion-awards-winners-are-revealed/) - Each year, AFI Awards celebrate member institutions and policymakers’ success in advancing financial inclusion. At the 2024 Global Policy Forum in San Salvador, the 2024 winners and finalists were revealed: Nestor Espenilla Jr. Financial Inclusion Innovation Award Winner: Reserve Bank of Fiji Finalists: Banco Central de Reserva de El Salvador Bank of Ghana Nepal Rastra Bank - [AFI welcomes GSMA as Global Public-Private Dialogue Partner](https://afi-global.org/news/afi-welcomes-gsma-as-global-public-private-dialogue-partner/) - The GSMA, a global organization uniting over 1,000 mobile operators and businesses, has become a global partner for AFI’s Public-Private Dialogue (PPD) platform. - [AFI and Habitat for Humanity partnership will promote affordable, inclusive and sustainable housing finance](https://afi-global.org/news/afi-and-habitat-for-humanity-partnership-will-promote-affordable-inclusive-and-sustainable-housing-finance/) - A new collaboration between AFI and Habitat for Humanity's Terwilliger Center for Innovation in Shelter (TCIS) will significantly advance the cause of affordable, inclusive, and sustainable housing finance. “With nearly three billion people suffering from inadequate housing, and one billion living in slums and informal settlements, we face a pressing global challenge,” said AFI Executive - [AFI’s Gender Inclusive Finance Policy Model can be a springboard for women’s financial inclusion](https://afi-global.org/news/afis-gender-inclusive-finance-policy-model-can-be-a-springboard-for-womens-financial-inclusion/) - Today, at the 2024 AFI Global Policy Forum in San Salvador, the AFI network published an innovative Gender Inclusive Finance Policy Model. Countries now have a powerful tool to develop and implement effective policies to promote women’s financial inclusion. “Until recently, there was no hard evidence about the impact of gender inclusive policies, or guidelines - [Innovation and inclusivity key to advancing financial inclusion, say AFI leaders](https://afi-global.org/news/innovation-and-inclusivity-key-to-advancing-financial-inclusion-say-afi-leaders/) - Innovation and inclusivity will be essential if the 1.4 billion unbanked adults are to be brought into the financial system, said AFI leaders at the opening of the 2024 AFI Global Policy Forum (GPF) in San in Salvador. - [The San Salvador Consensus: the AFI network commits to responsible financial innovation ](https://afi-global.org/news/the-san-salvador-consensus-the-afi-network-commits-to-responsible-financial-innovation/) - Today at the 2024 AFI Global Policy Forum, the AFI network endorsed and published the San Salvador Consensus on Responsible Financial Innovation, a collective commitment to fostering an environment which broadens access to financial services, safeguards consumers from risks, establishes resilient digital frameworks, and supports inclusive and sustainable financial ecosystems. - [Innovating for an inclusive world: AFI Working Groups meet in San Salvador ](https://afi-global.org/news/innovating-for-an-inclusive-world-afi-working-groups-meet-in-san-salvador/) - All seven AFI Working Groups met today in San Salvador, El Salvador, exploring opportunities to advance progress in financial inclusion across a range of interlocking policy areas. - [Empowering young policymakers: first ‘AFI Engage’ cohort meets in San Salvador](https://afi-global.org/news/empowering-young-policymakers-first-afi-engage-cohort-meets-in-san-salvador/) - The 2024-2025 AFI Engage cohort, a group of 15 young policymakers from across the global AFI network, met for the first time today in San Salvador. - [Inclusive Green Finance is taking root in AFI’s Eastern Europe and Central Asia region](https://afi-global.org/news/inclusive-green-finance-is-taking-root-in-afis-eastern-europe-and-central-asia-region/) - In 2023, Inclusive Green Finance (IGF) was identified for the first time as the most common policy priority among AFI’s Eastern Europe and Central Asia region members. - [Call for participants: research study on the impacts of climate risks on MSME access to finance](https://afi-global.org/news/call-for-participants-research-study-on-the-impacts-of-climate-risks-on-msme-access-to-finance/) - AFI, in collaboration with the School of Oriental and African Studies (SOAS) University of London, is launching a study which will assess the impact of physical risks on bank lending to MSMEs in high-risk areas, using bank lending data to analyze the effects of natural disasters on financing conditions. - [iTEKAD: Empowering Malaysia's low-income microentrepreneurs](https://afi-global.org/news/itekad-empowering-malaysias-low-income-microentrepreneurs/) - Through its iTEKAD programme, Bank Negara Malaysia is setting low-income microentrepreneurs on the path towards sustainable financial futures. - [Closing the gender gap: Palestine Monetary Authority learns from State Bank of Pakistan’s experience](https://afi-global.org/news/closing-the-gender-gap-palestine-monetary-authority-learns-from-state-bank-of-pakistans-experience/) - In Palestine, where women still face constraints in accessing financial services, the Palestine Monetary Authority (PMA) has been working to develop a gender and digital awareness roadmap, to support the banking sector and public actors in their efforts to close the gender gap. - [Eswatini: How financial inclusion is helping women farmers thrive](https://afi-global.org/news/eswatini-how-financial-inclusion-is-helping-women-farmers-thrive/) - Women in Eswatini make up only 24 percent of the country’s employed population, while a mere 48 percent of women are banked. But initiatives like FINCLUDE – the Financial Inclusion and Cluster Development Project - are helping women get easier access to finance by sidestepping collateral. Working with local banks and microfinance institutions, the project facilitates loans for women who have savings or proof of an income. - [Advancing climate action and economic development: Palestine Monetary Authority finalizes its action plan](https://afi-global.org/news/advancing-climate-action-and-economic-development-palestine-monetary-authority-finalizes-its-action-plan/) - The Palestine Monetary Authority has finalized its AFI In-Country Implementation program, which aims to increase PMA’s contribution to climate action and lead to more sustainable economic development. - [Enhancing financial education for women-led MSMEs in Zimbabwe](https://afi-global.org/news/enhancing-financial-education-for-women-led-msmes-in-zimbabwe/) - AFI and the Reserve Bank of Zimbabwe (RBZ) hosts three-day training event in Harare, exploring how to boost financial literacy among women-led small and medium-sized enterprises (WMSMEs). - [AFI webinar explores how to harness behavioral insight for enlightened policymaking ](https://afi-global.org/news/afi-webinar-explores-how-to-harness-behavioral-insight-for-enlightened-policymaking/) - On 9 July, 144 attendees from 36 countries took part in an AFI Webinar on Behavioral Insights for Effective Financial Inclusion Policymaking. - [Central Bank of Suriname launches its National Financial Inclusion and Education Strategy](https://afi-global.org/news/central-bank-of-suriname-launches-its-national-financial-inclusion-and-education-strategy/) - On 28 June, the President of Suriname and the Governor of the Central Bank of Suriname officially launched the country’s National Financial Inclusion and Education Strategy (NFIES). - [Financial policymakers have major role to play in job creation, says BCEAO Governor](https://afi-global.org/news/financial-policymakers-have-major-role-to-play-in-job-creation-says-bceao-governor/) - Central bank mandates increasingly allow them to influence job creation, says Jean-Claude Kassi Brou, Governor of the Central Bank of West African States (BCEAO). Speaking at AFI’s 13th African Financial Inclusion Policy Initiative (AfPI) Leaders’ Roundtable in Abidjan, Governor Brou highlighted that with many more people entering the job market than jobs being created, there was an urgent need for a framework to reduce unemployment. - [AFI and European Commission launch partnership to advance women’s economic empowerment and financial inclusion in Africa](https://afi-global.org/news/afi-and-european-commission-launch-partnership-to-advance-womens-economic-empowerment-and-financial-inclusion-in-africa/) - The Alliance for Financial Inclusion and the European Commission launch major partnership to support Sub-Saharan African countries to enhance the regulatory environment for financial inclusion. - [Digital financial services in the spotlight as AfPI’s Expert Group on Financial Inclusion Policy meets in Abidjan](https://afi-global.org/news/digital-financial-services-in-the-spotlight-as-afpis-expert-group-on-financial-inclusion-policy-meets-in-abidjan/) - The Experts Group on Financial Inclusion Policy (EGFIP) for AFI’s African Financial Inclusion Policy Initiative (AfPI) meets in Abidjan, at an event co-hosted with the Ministry of Economy and Finance of Côte d'Ivoire. - [The Bahamas hosts AFI’s Financial Inclusion Initiative for Latin America and the Caribbean](https://afi-global.org/news/the-bahamas-hosts-afis-financial-inclusion-initiative-for-latin-america-and-the-caribbean/) - Members from AFI’s Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) are in The Bahamas, exploring opportunities to advance financial inclusion during five days of meetings co-hosted with the Central Bank of the Bahamas (CBB). - ['Formalizing the informal' – boosting low-income entrepreneurs’ financial health in Africa and beyond](https://afi-global.org/news/formalizing-the-informal-boosting-low-income-entrepreneurs-financial-health-in-africa-and-beyond/) - Each year, the AFI Inclusive Fintech Showcase spotlights digital solutions with the promise to improve access to financial services for low-income populations. In our third interview with the 2024 Showcase winners, we profile Mosabi, a Sierra Leone-based platform which blends fintech and edtech to help people manage their businesses and money. - [Communique issued during 2024 PIRI Meetings in Fiji](https://afi-global.org/news/communique-issued-during-2024-piri-meetings-in-fiji/) - In the 2024 PIRI Meetings in Fiji, AFI members endorsed the Natadola Roadmap to Inclusive Green Finance (IGF) in the Pacific, which sets ambitious targets in the region. - [Country Focus: Financial Inclusion and Financial Education in Suriname ](https://afi-global.org/news/country-focus-financial-inclusion-and-financial-education-in-suriname/) - The Central Bank of Suriname (CBvS) is promoting financial inclusion through various initiatives and policies. These include collaborations with banks and other stakeholders to develop the strategy and regulatory frameworks to enhance access to financial services for the citizens, the unbanked and the underserved. - [AFI’s Pacific Island members launch roadmap for Inclusive Green Finance](https://afi-global.org/news/afis-pacific-island-members-launch-roadmap-for-inclusive-green-finance/) - Learn how AFI members in the Pacific region are spearheading efforts to use financial inclusion as a mechanism to build resilience to the impact of climate change. - [AFI members join forces to foster inclusive global finance standards](https://afi-global.org/news/afi-members-join-forces-to-foster-inclusive-global-finance-standards/) - How can we make global financial standards proportionate, without compromising safety? This is just one of the themes members from AFI’s Global Standards and Proportionality Working Group explored in Eswatini this past week. - [AFI members spotlights growing need for inclusive digital financial services](https://afi-global.org/news/afi-members-spotlights-growing-need-for-inclusive-digital-financial-services/) - From digital infrastructure to ecosystem data, affordability and fairness… This week, members from AFI’s Digital Financial Services Working Group (DFSWG) dived into every existing opportunity to make DFS more conducive to financial inclusion. Hosted by the country’s Central Bank and Ministry of Finance from 20-23 May, the 29th DFSWG meeting provided a platform for policymakers to discuss the challenges and opportunities associated with more inclusive DFS, e-money, and FinTech. - [Peer learning in action: AFI members share financial inclusion strategy insight in Eswatini](https://afi-global.org/news/peer-learning-in-action-afi-members-share-financial-inclusion-strategy-insight-in-eswatini/) - AFI’s Financial Inclusion Strategy Peer Learning Group (FISPLG) wrapped up a successful meeting in Eswatini this past week. Co-hosted by the Central Bank of Eswatini and the Ministry of Finance from 20-23 May, the event was a chance for members to exchange insight on successful national financial inclusion strategy (NFIS) development and implementation. - [Financial inclusion can drive progress on food security](https://afi-global.org/news/financial-inclusion-can-drive-progress-on-food-security/) - One in ten people will go to bed tonight on an empty stomach. Over 300 million people around the world are facing acute food insecurity. The numbers are getting worse, thanks to conflict, the climate emergency, and residual economic aftershocks of COVID-19. Brenda Behan, Director of Gender, Protection and Inclusion at the World Food Programme explains how financial inclusion can help boost food security. - [Financial inclusion in the Philippines in the spotlight during UNSGSA Queen Máxima visit](https://afi-global.org/news/financial-inclusion-in-the-philippines-in-the-spotlight-during-unsgsa-queen-maxima-visit/) - H.M. Queen Máxima of the Netherlands met Bangko Sentral ng Pilipinas Governor to explore opportunities to advance financial inclusion in the country. - [AFI Working Groups gather in Eswatini to advance inclusive financial strategies, digital services, and global standards](https://afi-global.org/news/afi-working-groups-gather-in-eswatini-to-advance-inclusive-financial-strategies-digital-services-and-global-standards/) - From 20 to 23 May, AFI’s Financial Inclusion Strategy (FIS), Global Standards and Proportionality (GSP) and Digital Financial Services (DFS) Working Groups are meeting in Ezulwini, Eswatini. Co-hosted by the Central Bank of Eswatini and the Ministry of Finance, the event will be attended by over 160 participants from 47 countries. - [Mauritania launches its first National Financial Inclusion Strategy](https://afi-global.org/news/mauritania-launches-its-first-national-financial-inclusion-strategy/) - Mauritania has launched its first National Financial Inclusion Strategy, aiming to achieve a 63% financial inclusion rate by 2028. - [Artificial intelligence meets regulatory compliance: AFI and Vodacom hold knowledge exchange session](https://afi-global.org/news/artificial-intelligence-meets-regulatory-compliance-afi-and-vodacom-hold-knowledge-exchange-session/) - AFI and Vodacom held a capacity building event exploring how AI can assist regulatory compliance, and how to prepare for on-site regulatory examinations. - [Advancing financial inclusion in Eastern Europe & Central Asia: ECAPI’s Expert Group meets in Armenia](https://afi-global.org/news/advancing-financial-inclusion-in-eastern-europe-central-asia-ecapis-expert-group-meets-in-armenia/) - The Expert Group on Financial Inclusion Policy for AFI’s Eastern Europe and Central Asia Policy Initiative (ECAPI) meet in Dilijan, Armenia, at an event co-hosted with the Central Bank of Armenia. - [What we can measure, we can manage: AFI’s Financial Inclusion Data Working Group meets in Honduras](https://afi-global.org/news/what-we-can-measure-we-can-manage-afis-financial-inclusion-data-working-group-meets-in-honduras/) - AFI’s Financial Inclusion Data Working Group (FIDWG) holds a successful four-day meeting in Roatan, Honduras. - [Revfin: expanding access to financial services in India](https://afi-global.org/news/revfin-expanding-access-to-financial-services-in-india/) - Each year, the AFI Inclusive Fintech Showcase spotlights digital solutions with the promise to improve access to financial services for low-income populations. In our second interview with the 2024 Showcase winners, we profile Revfin, an Indian firm which helps independent drivers become electric vehicle operators. - [Country Focus: Advancing Financial Inclusion in North Macedonia](https://afi-global.org/news/country-focus-advancing-financial-inclusion-in-north-macedonia/) - In April 2024, the AFI network was delighted to welcome the National Bank of the Republic of North Macedonia (NBRNM) as a new Principal member. The Governor of the National Bank, Anita Angelovska Bezhoska, provides an overview of the state of financial inclusion in the country, and NBRNM’s work to support underserved and vulnerable groups. - [Advancing small businesses’ access to finance: AFI’s SME Finance Working Group meets in Honduras](https://afi-global.org/news/advancing-small-businesses-access-to-finance-afis-sme-finance-working-group-meets-in-honduras/) - From 22 to 25 April, members of AFI’s SME Finance Working Group (SMEFWG) gathered in Honduras for four days of peer exchange and collaboration. 39 Working Group members from 37 institutions participated in the meeting, which was co-hosted with the National Commission of Banks and Insurance of Honduras. - [Why action on climate finance must center on inclusion](https://afi-global.org/news/why-action-on-climate-finance-must-center-on-inclusion/) - We speak to Climate Works Fellow and former central bank governor, Jwala Rambarran about the importance of partnering with central banks and regulators to boost Inclusive Green Finance in the Global South. - [AFI’s Arab Region Financial Inclusion Policy Initiative explores the potential of instant and cross-border payments](https://afi-global.org/news/afis-arab-region-financial-inclusion-policy-initiative-explores-the-potential-of-instant-and-cross-border-payments/) - On 25 April, to mark Arab Financial Inclusion Day, AFI’s Arab Region Financial Inclusion Policy Initiative (ARFIPI) held its first regional webinar. - [Country Focus: Financial Inclusion in Somalia](https://afi-global.org/news/country-focus-financial-inclusion-in-somalia/) - In March 2024, AFI welcomed the Central Bank of Somalia (CBS) as a new Associate Member. We are pleased to publish an interview with CBS Governor Abdirahman Mohamed Abdullahi, on the state of financial inclusion in the country, the Central Bank’s projects and target groups, and how CBS is hoping to benefit from joining the AFI network. - [AFI Working Groups meet in Honduras to advance progress on Data and SME Finance](https://afi-global.org/news/afi-working-groups-meet-in-honduras-to-advance-progress-on-data-and-sme-finance/) - SME finance and data are both critical to sustainable and inclusive development, bringing AFI members together. - [AFI Engage program for aspiring policymakers](https://afi-global.org/news/afi-engage-program-for-aspiring-policymakers/) - Applications now open for the 2024-2025 cohort! - [Collaboration is key to advancing Inclusive Green Finance, say AFI leaders and private partners](https://afi-global.org/news/collaboration-is-key-to-advancing-inclusive-green-finance-say-afi-leaders-and-private-partners/) - AFI leaders from across the Global South, met with private sector partners this week to discuss practical ways of collaborating on advancing Inclusive Green Finance Globally (IGF). The AFI-hosted roundtable discussion took place on the sidelines of the IMF-World Bank Spring Meetings in Washington DC. - [Helping small businesses recover from disaster: lessons from Fiji](https://afi-global.org/news/helping-small-businesses-recover-from-disaster-lessons-from-fiji/) - Find out more about the Reserve Bank of Fiji's Disaster Rehabilitation and Containment Facility, and the businesses it has helped. - [Supporting smallholder farmers through technology: an innovative approach from Bangladesh](https://afi-global.org/news/supporting-smallholder-farmers-through-technology-an-innovative-approach-from-bangladesh/) - An interview with Mohammad Ikhtiar Sobhan, Head of New Business Opportunities at iFarmer. - [AFI/G-24 meeting spotlights need for inclusive approach to implementing global sustainable finance standards](https://afi-global.org/news/afi-g-24-meeting-spotlights-need-for-inclusive-approach-to-implementing-global-sustainable-finance-standards/) - This week at the IMF-World Bank Spring Meetings, central bank governors from AFI and the Intergovernmental Group of Twenty-Four (G-24) met with global standard-setting bodies (SSBs) and International Organizations to discuss the importance of a more inclusive and proportionate approach to the implementation of global green financing standards. - [Towards inclusive, sustainable and innovative finance: an interview with Laura Foschi, ADA](https://afi-global.org/news/towards-inclusive-sustainable-and-innovative-finance-an-interview-with-laura-foschi-ada/) - ADA (Appui au développement autonome) is a Luxembourg-based NGO that uses inclusive finance to support vulnerable people in Africa, Central America and South-East Asia. We spoke to ADA’s Executive Director, Laura Foschi, about the organization’s focus areas, current projects, and engagement with the AFI network. - [A look inside Luxembourg’s inclusive finance ecosystem](https://afi-global.org/news/a-look-inside-luxembourgs-inclusive-finance-ecosystem/) - Luxembourg is a leading cross-border financial centre, and a reference point for sustainable finance. Here's a look inside their inclusive finance ecosystem. - [Winners – AFI’s Inclusive Fintech Showcase 2024](https://afi-global.org/news/winners-afis-inclusive-fintech-showcase-2024/) - On April 2-3, the twelve finalists for the 2024 AFI Inclusive Fintech Showcase presented their innovations to an audience of AFI members, fintech experts, and expert guests. We can now reveal the three winners! - [Papua New Guinea’s Green Finance Center will drive sustainability, resilience and inclusion](https://afi-global.org/news/papua-new-guineas-green-finance-center-will-drive-sustainability-resilience-and-inclusion/) - Inclusive Green Finance in Papua New Guinea takes a major step forward with the opening of the country’s Green Finance Center. Chief Secretary to Government, Ivan Pomaleu, Governor of the Bank of Papua New Guinea, Elisabeth Genia, and AFI Executive Director, Dr Alfred Hannig, spoke at the launch for the Center, which will work to build sustainability, resilience, and inclusivity into the banking and financial sector. - [Empowering the underserved: interview with the Uganda Microfinance Regulatory Authority](https://afi-global.org/news/empowering-the-underserved-interview-with-the-uganda-microfinance-regulatory-authority/) - AFI is delighted to welcome the Uganda Microfinance Regulatory Authority (UMRA) as a new Associate Member. UMRA Executive Director, Edith Namugga Tusuubira, told us about the role of microfinance in expanding access to finance, and in raising people and communities out of poverty. - [Meet the AFI Inclusive FinTech Showcase finalists](https://afi-global.org/news/meet-the-afi-inclusive-fintech-showcase-finalists/) - We’re delighted to reveal the finalists of AFI’s Inclusive FinTech Showcase 202 - [Inclusive Green Finance in action: AFI’s Working Group meets in Fiji](https://afi-global.org/news/inclusive-green-finance-in-action-afis-working-group-meets-in-fiji/) - AFI’s Inclusive Green Finance Working Group (IGFWG) held productive meetings in Fiji on 4-7 March. The knowledge-sharing sessions, co-hosted with the Reserve Bank of Fiji, explored and assessed current IGF initiatives from AFI members from around the world. - [AFI’s CEMC Working Group shares insight on how to empower and protect consumers](https://afi-global.org/news/afis-cemc-working-group-shares-insight-on-how-to-empower-and-protect-consumers/) - AFI members share their experiences of protecting consumer while helping them make informed financial decisions during the Consumer Empowerment & Market Conduct (CEMC) Working Group meeting, held on 4-7 March in Fiji, and co-hosted with the Reserve Bank of Fiji. - [AFI and Agence Française de Développement to support Inclusive Green Finance policies](https://afi-global.org/news/afi-and-agence-francaise-de-developpement-to-support-inclusive-green-finance-policies/) - AFI and the Agence Française de Développement (AFD) have announced an innovative, two-year global project to support and promote the development of Inclusive Green Finance (IGF) policies. - [The Central Bank of Somalia joins AFI as a new member](https://afi-global.org/news/the-central-bank-of-somalia-joins-afi-as-a-new-member/) - AFI is delighted to welcome the Central Bank of Somalia (CBS) as a new Associate Member. - [Reserve Bank of Fiji hosts AFI Working Groups on Inclusive Green Finance, and Consumer Empowerment & Market Conduct](https://afi-global.org/news/reserve-bank-of-fiji-hosts-afi-working-groups-on-inclusive-green-finance-and-consumer-empowerment-market-conduct/) - From 4 to 7 March, AFI’s Inclusive Green Finance (IGF) and Consumer Empowerment & Market Conduct (CEMC) Working Groups are meeting in Nadi, Fiji. The sessions, co-hosted with the Reserve Bank of Fiji, are being attended by over 100 participants from 61 AFI member institutions. "The AFI Working Groups are critical in promoting financial inclusion - [Learning from Zimbabwe’s work to empower women-led MSMEs](https://afi-global.org/news/learning-from-zimbabwes-work-to-empower-women-led-msmes/) - This week AFI, the Reserve Bank of Zimbabwe (RBZ), and the Zimbabwe Ministry of Finance and Economic Development hosted a Joint Learning Program on Developing and Implementing Financial Policy and Regulations for Women-Led MSMEs (WMSMEs). The event, held in the resort town of Victoria Falls, provided an opportunity for AFI members from sub-Saharan Africa to learn from the progress made by Zimbabwean policymakers, regulators, and relevant stakeholders in creating an environment for WMSMEs to thrive. - [Advancing cooperation between Luxembourg, Latin America and the Caribbean](https://afi-global.org/news/advancing-cooperation-between-luxembourg-latin-america-and-the-caribbean/) - From 21 to 23 February, AFI members from Latin America and the Caribbean were in Luxembourg, exchanging insight with local financial inclusion stakeholders on inclusive green finance, regulating FinTech, and cybersecurity. - [Plans ongoing for AFI’s 2024-2025 Arab Region initiative](https://afi-global.org/news/plans-ongoing-for-afis-2024-2025-arab-region-initiative/) - AFI’s Arab Region Financial Inclusion Policy Initiative (ARFIPI) has defined its priorities for the next two years. Discussions focused on how to support target populations, especially women, youth, MSMEs, and forcibly displaced populations. - [AFI’s African Regional Office is working to boost financial literacy](https://afi-global.org/news/afis-african-regional-office-is-working-to-boost-financial-literacy/) - AFI’s African Regional Office holds training sessions in Abidjan, designed to build the general public’s awareness of how to manage their personal finances. - [Cooperation a priority for AFI’s Eastern European and Central Asian members](https://afi-global.org/news/cooperation-a-priority-for-afis-eastern-european-and-central-asian-members/) - AFI’s Eastern Europe & Central Asia Policy Initiative (ECAPI) holds its first virtual meeting of the year, to share insights and outline priorities for 2024 and beyond. Launched in 2018, ECAPI aims to resolve regional challenges and elevate the voice of Eastern European and Central Asian (EECA) nations on key financial inclusion policy issues. - [Inclusive green finance builds climate resilience, AFI’s experience shows  ](https://afi-global.org/news/inclusive-green-finance-builds-climate-resilience-afis-experience-shows/) - AFI Executive Director, Dr Alfred Hannig has called on countries to ensure that vulnerable populations have access to financial services to build climate resilience, and to empower them to be a part of a just transition to a sustainable future. - [AFI’s Arab Region policy initiative takes shape ](https://afi-global.org/news/afis-arab-region-policy-initiative-takes-shape/) - In coming weeks, Arab region cooperation on financial inclusion will take a step forward with the launch of AFI’s Arab Region Financial Inclusion Policy Initiative (ARFIPI). - [A Pacific Island mentality is sparking global progress on financial inclusion](https://afi-global.org/news/a-pacific-island-mentality-is-sparking-global-progress-on-financial-inclusion/) - Pacific Island nations are playing a key role in advancing the global agenda on financial inclusion, said AFI Executive Director, Alfred Hannig, as he concluded a week long visit to the region. - [Building financial resilience to climate impacts in Vanuatu ](https://afi-global.org/news/building-financial-resilience-to-climate-impacts-in-vanuatu/) - Inclusive green finance was top of the agenda when Noel Vari, Acting Governor of the Reserve Bank of Vanuatu, met AFI Executive Director, Dr Alfred Hannig, to assess Vanuatu’s financial inclusion progress. - [Fiji's financial inclusion progress highlighted during AFI visit ](https://afi-global.org/news/fijis-financial-inclusion-progress-highlighted-during-afi-visit/) - On 11 December, AFI Executive Director, Alfred Hannig and Fiji Reserve Bank Governor Ariff Ali, met to discuss the country’s growing financial inclusion ambitions. The two leaders evaluated Fiji’s current financial inclusion status, and discussed deeper collaboration on its future objectives. - [Building students’ awareness of financial inclusion in Abidjan](https://afi-global.org/news/building-students-awareness-of-financial-inclusion-in-abidjan/) - On 8 December, AFI’s held a financial inclusion awareness session for students from the Université Félix Houphouet Boigny in Abidjan, Côte d'Ivoire. - [Affordability and accessibility at the heart of Tonga’s financial inclusion strategy  ](https://afi-global.org/news/affordability-and-accessibility-at-the-heart-of-tongas-financial-inclusion-strategy/) - On 13 December in Nuku’alofa, AFI Executive Director Dr. Alfred Hannig and Tatafu Moeaki, Governor of the National Reserve Bank of Tonga, celebrated the soft launch of Tonga’s first national financial inclusion strategy (NFIS). - [How to implement Inclusive Green Finance policy? AFI members exchange insight in Kuala Lumpur](https://afi-global.org/news/how-to-implement-inclusive-green-finance-policy-afi-members-exchange-insight-in-kuala-lumpur/) - Over 30 AFI member institutions have attended a four-day Joint Learning Program in Kuala Lumpur, exploring how to implement Inclusive Green Finance (IGF) policy. - [Global standard-setting bodies and the AFI network discuss the potential and risks of digital assets](https://afi-global.org/news/global-standard-setting-bodies-and-the-afi-network-discuss-the-potential-and-risks-of-digital-assets/) - On 29 & 30 November, at the Bank of International Settlements (BIS) in Basel, AFI and the BIS’s Financial Stability Institute (FSI) co-organized a workshop which explored the implications of the growth in digital assets for financial inclusion. - [Solving the climate crisis: pushing for Inclusive Green Finance at COP28](https://afi-global.org/news/solving-the-climate-crisis-pushing-for-inclusive-green-finance-at-cop28/) - On 1 December, at the COP28 meeting in Dubai, AFI and the University of Luxembourg hosted a side event highlighting how inclusive green finance is contributing to financial stability and market efficiency, and calling for IGF to be adopted worldwide. - [Game changer? The role of instant payment systems in financial inclusion ](https://afi-global.org/news/game-changer-the-role-of-instant-payment-systems-in-financial-inclusion/) - On 23 November, AFI’s Digital Financial Services Working Group held a webinar exploring the potential of inclusive instant payment systems (IPS) to drive financial inclusion, drawing on the experience of countries around the globe. - [Financial inclusion for people with disabilities: new AFI insight](https://afi-global.org/news/financial-inclusion-for-people-with-disabilities-new-afi-insight/) - Recognizing financial inclusion’s vital role in helping people with disabilities (PWDs) to fulfil their potential, on 15 November, 123 attendees from 38 countries took part in an AFI Virtual Webinar on Financial Inclusion for PWDs. - [Uganda leading the way in bringing refugees into the financial system](https://afi-global.org/news/uganda-leading-the-way-in-bringing-refugees-into-the-financial-system/) - In many countries, forcibly displaced people struggle to access financial products and build a sustainable livelihood, but things are different in Uganda. The country, which hosts the largest number of refugees and asylum seekers in Africa, views forcibly displaced people as an important asset, and is prioritizing their financial inclusion. - [Inclusive Green Finance: AFI training explores how to turn theory into practice](https://afi-global.org/news/inclusive-green-finance-afi-training-explores-how-to-turn-theory-into-practice/) - AFI hosts virtual training event: Practical Considerations for Inclusive Green Finance Implementation, Leveraging Digital Financial Services in the Africa Region. The session explored how Inclusive Green Finance (IGF) can advance financial inclusion while building resilience to climate risks and promoting a just transition to a green economy. - [How are central bank mandates evolving?  ](https://afi-global.org/news/how-are-central-bank-mandates-evolving/) - On 10 October in Marrakech, AFI and the Intergovernmental Group of 24 (G-24), the Intergovernmental Group of 24 (G-24) body which coordinates developing countries’ positions on monetary and development issues, held a Central Bank Governors’ Roundtable on the topic of the evolving mandates of central banks. - [Financial inclusion for forcibly displaced persons: Bank of Uganda hosts AFI regional training](https://afi-global.org/news/financial-inclusion-for-forcibly-displaced-persons-bank-of-uganda-hosts-afi-regional-training/) - From 30 October to 2 November, AFI network members from 18 countries gathered in Kampala to explore how to advance the financial inclusion of forcibly displaced persons (FDPs), during a training session co-hosted with Bank of Uganda. - [Scan and pay: digital payment goes mainstream in the Philippines](https://afi-global.org/news/scan-and-pay-digital-payment-goes-mainstream-in-the-philippines/) - Until recently, most small businesses in the Philippines only accepted cash. Today, customers can scan a Quick Response (QR) code with their phones to pay for goods and services, generating benefits for vendors and consumers alike. - [Keeping financial inclusion high on the global agenda: AFI in action at the World Bank/IMF meetings ](https://afi-global.org/news/keeping-financial-inclusion-high-on-the-global-agenda-afi-in-action-at-the-world-bank-imf-meetings/) - At the World Bank/International Monetary Fund Annual Meetings in Morocco from 9 to 15 October, AFI network leaders and partners raised their voices to ensure that financial inclusion remains high on the policy agenda for governments and central banks, despite challenging global conditions. Speaking at a flagship IMF Seminar on 14 October, AFI Executive Director - [Celebrating the new generation of financial inclusion leaders](https://afi-global.org/news/celebrating-the-new-generation-of-financial-inclusion-leaders/) - At the recent AFI Global Policy Forum in Manila, the Fletcher School Leadership Program for Financial Inclusion celebrated its 2023 fellows, many of whom work at AFI member institutions. - [Boosting financial literacy among female entrepreneurs in Malaysia](https://afi-global.org/news/boosting-financial-literacy-among-female-entrepreneurs-in-malaysia/) - Every October, Bank Negara Malaysia celebrates Financial Literacy Month to enhance the awareness of consumers on key financial issues and improve financial literacy among Malaysians. They are working with social enterprise, SURI, which helps underprivileged mothers acquire life skills and generate new income. - [Arab region successes in financial inclusion highlighted in Marrakech](https://afi-global.org/news/arab-region-successes-in-financial-inclusion-highlighted-in-marrakech/) - Arab region successes in bringing people into the financial system have been highlighted by AFI Executive Director Alfred Hannig during the World Bank/IMF Annual Meetings in Marrakech, Morocco. - [Mongolia helps bring Nepal’s Inclusive Green Finance ambitions to life](https://afi-global.org/news/mongolia-helps-bring-nepals-inclusive-green-finance-ambitions-to-life/) - The Financial Regulatory Commission of Mongolia (FRC) and Nepal Rastra Bank (NRB) held an AFI-led inclusive green finance (IGF) peer learning exercise from 26-28 September in Ulaanbaatar, where Nepalese delegates learned from Mongolia’s experience in implementing IGF. The event was aimed at supporting NRB in developing and implementing a green taxonomy - a milestone Mongolia achieved in 2019. - [Empowering the vulnerable: Egypt boosts banking services for people living with disabilities](https://afi-global.org/news/empowering-the-vulnerable-egypt-boosts-banking-services-for-people-living-with-disabilities/) - In Egypt, a 2021 Central Bank of Egypt directive compelled the country’s banks to upgrade their infrastructure to accommodate persons living with disabilities. This includes providing wheelchair-friendly access; height-adjusted ATMs with built-in voice instruction; bank documentation in braille; and staff trained in sign language. Watch the video to discover the impact this initiative has had on the lives of persons living with disabilities in Egypt. - [2023 AFI Global Policy Forum calls for a stable, sustainable and inclusive ecosystem](https://afi-global.org/news/2023-afi-global-policy-forum-calls-for-a-stable-sustainable-and-inclusive-ecosystem/) - The AFI network renewed its commitment to achieving worldwide financial inclusion during the closing ceremony of the 2023 AFI Global Policy Forum in Manila. - [AFI and the African Development Bank launch new partnership to close the finance gap for women entrepreneurs](https://afi-global.org/news/afi-and-the-african-development-bank-launch-new-partnership-to-close-the-finance-gap-for-women-entrepreneurs/) - AFI has announced a four-year partnership with the African Development Bank, aimed at supporting financial policymakers and regulators to increase access to finance for women-led small and medium-sized enterprises (WSMEs) in Africa. The partnership was announced at AFI’s African Financial Inclusion Policy Initiative Leaders’ Roundtable, in the presence of high-level representatives of AFI members from - [Working together for financial inclusion: AFI, the Luxembourg Development Cooperation and Palestine Monetary Authority](https://afi-global.org/news/working-together-for-financial-inclusion-afi-the-luxembourg-development-cooperation-and-palestine-monetary-authority/) - The Alliance for Financial Inclusion and the Grand Duchy of Luxembourg have launched a two-year agreement to boost financial inclusion in Palestine. - [Meet the 2023 AFI Financial Inclusion Awards winners!](https://afi-global.org/news/meet-the-2023-afi-financial-inclusion-awards-winners/) - Since 2013, AFI has been honoring member institutions and policymakers for their achievements in advancing financial inclusion. Today at the Global Policy Forum in Manila, AFI was delighted to announce the winners of the 2023 AFI Global Financial Inclusion Awards. - [AFI welcomes the Bank of Central African States as a new member](https://afi-global.org/news/afi-welcomes-the-bank-of-central-african-states-as-a-new-member/) - The Bank of Central African States / Banque des États de l'Afrique Centrale (BEAC) has joined AFI as a Principal Member. - [GSMA joins AFI as an Africa Regional PPD Partner](https://afi-global.org/news/gsma-joins-afi-as-an-africa-regional-ppd-partner/) - At the 2023 Global Policy Forum, AFI was delighted to welcome the GSMA, which represents over 1,000 mobile operators and businesses, as an African regional partner to AFI’s Public-Private Dialogue (PPD) platform. - [Time to unlock the world’s potential: incoming AFI Chair calls on policy makers to embrace inclusivity](https://afi-global.org/news/time-to-unlock-the-worlds-potential-incoming-afi-chair-calls-on-policy-makers-to-embrace-inclusivity/) - Financial inclusion is the key to unlocking the potential of billions of people who have long been excluded from the formal financial system, says Ariff Ali, incoming AFI Board Chair and Governor of the Reserve Bank of Fiji. - [The Manila Manifesto: AFI commits to increased engagement with global standard-setting bodies](https://afi-global.org/news/the-manila-manifesto-afi-commits-to-increased-engagement-with-global-standard-setting-bodies/) - The Manila Manifesto details our network’s commitment to coordinate, collaborate, and engage with global SSBs, and to pursue opportunities to advance policy dialogue on crucial areas where global standards have yet to be defined, such as digital innovation, climate risks and green finance. - [Comoros lays the groundwork for its first ever National Financial Inclusion Strategy](https://afi-global.org/news/comoros-lays-the-groundwork-for-its-first-ever-national-financial-inclusion-strategy/) - The Banque Centrale des Comores (BCC) has officially begun work on the country’s first National Financial Inclusion Strategy (NFIS) as part of an AFI-led training workshop this week. The five-day capacity building event aimed to guide key stakeholders and BCC staff in formulating and implementing an NFIS to drive forward the country’s broader financial inclusion ambitions. - [AfPI Chair commits to stronger engagement on deliverables of AFI’s Africa Regional Office](https://afi-global.org/news/afpi-chair-commits-to-stronger-engagement-on-deliverables-of-afis-africa-regional-office/) - The governor of the Central Bank of Seychelles, Caroline Abel, who chairs AFI’s African Regional Policy Initiative (AfPI), visited AFI’s Africa Regional Office (ARO) in Abidjan this week as a show of her commitment to establishing a framework for engagement between AfPI leaders and the ARO. The two-day meeting from 3-4 August 2023, marked the first time an AfPI Chair visits the ARO. - [Innovation in action: taking public transport cashless in the Seychelles](https://afi-global.org/news/innovation-in-action-taking-public-transport-cashless-in-the-seychelles/) - How can we get the general public familiar with digital money? In the Seychelles, where many people depend on public transport for school or work, an innovative scheme to take bus travel cashless is familiarizing citizens with digital infrastructure, and saving them time and money in the process. Watch this video to learn more. - [AFI’s Africa and Pacific Islands regions commit to supporting inclusive innovation ](https://afi-global.org/news/afis-africa-and-pacific-islands-regions-commit-to-supporting-inclusive-innovation/) - The event, co-hosted by AFI and the Central Bank of the Republic of Seychelles, brought together AFI’s African Financial Inclusion Policy Initiative (AfPI) and Pacific Islands Regional Initiative (PIRI), the first time two AFI regions have held joint meetings. - [How financial inclusion is making “a real difference” in the lives of Pacific Islanders](https://afi-global.org/news/how-financial-inclusion-is-making-a-real-difference-in-the-lives-of-pacific-islanders/) - Chair of AFI’s Pacific Islands Regional Initiative and Governor of the Central Bank of Samoa, Maiava Atalina Emma Ainuu-Enari shares her thoughts on progress so far in financial inclusion, and the road ahead. - [Deposit insurance can make a major contribution to financial inclusion, IADI-AFI webinar finds](https://afi-global.org/news/deposit-insurance-can-make-a-major-contribution-to-financial-inclusion-iadi-afi-webinar-finds/) - Deposit protection schemes can play a crucial role in boosting global financial inclusion, concluded an expert panel hosted by AFI and the International Association of Deposit Insurers (IADI) on (DATE), attended by central bankers, deposit insurers, and other financial supervisory agencies from around the world. - [“Together, we have the potential to find solutions” - why converging African and Pacific Island discussions on financial inclusion makes perfect sense](https://afi-global.org/news/together-we-have-the-potential-to-find-solutions-why-converging-african-and-pacific-island-discussions-on-financial-inclusion-makes-perfect-sense/) - From June 26th to June 29th, AFI’s Africa and Pacific Islands Regional Initiatives will come together in Seychelles to discuss financial inclusion. AfPI Chair and Governor of the Central Bank of Seychelles, Caroline Abel, shared her thoughts on financial sector leadership, Africa’s financial inclusion progress, and the value of events like the one she is co-hosting. - [The Dominican Republic hosted productive AFI discussions on how to boost financial inclusion in Latin America and the Caribbean](https://afi-global.org/news/the-dominican-republic-hosted-productive-afi-discussions-on-how-to-boost-financial-inclusion-in-latin-america-and-the-caribbean/) - This week in La Romana, Dominican Republic, members from AFI’s Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) held five days of meetings, co-hosted by the Superintendencia de Bancos de la República Dominicana (SB). Members exchanged insight on how to boost financial inclusion with public and private sector partners from around the globe. - [Dr. Alfred Hannig (AFI): “Financial inclusion is a complementary - not a competing - objective to monetary and financial stability”](https://afi-global.org/news/dr-alfred-hannig-afi-financial-inclusion-is-a-complementary-not-a-competing-objective-to-monetary-and-financial-stability/) - This article was originally published at Farvest.com. Last month, Luxembourg extended its cooperation agreement with the Alliance for Financial Inclusion (AFI), to advance inclusive and sustainable policies and regulations in Eastern Europe, Central Asia, the Middle East, and North Africa. For the occasion, AFI Executive Director Dr. Alfred Hannig granted us an exclusive interview on the catalytic effect financial - [The AFI 2023 Global Financial Inclusion Awards are around the corner!](https://afi-global.org/news/the-afi-2023-global-financial-inclusion-awards-are-around-the-corner/) - We are delighted to announce that nominations for the 2023 AFI Global Financial Inclusion Awards are now open! - [Call for Expression of Interest to Join the Research Advisory Council (RAC) for the Alliance for Financial Inclusion project on Inclusive Green Finance initiatives for MSMEs](https://afi-global.org/news/call-for-expression-of-interest-to-join-the-research-advisory-council-rac-for-the-alliance-for-financial-inclusion-project-on-inclusive-green-finance-initiatives-for-msmes/) - The Alliance for Financial Inclusion (AFI) is launching an initiative to support members in conducting research on inclusive green finance for MSMEs, with the view to provide further insights and policy guidance to the broader network. The project is supported by the International Development Research Centre (IDRC). - [AFI members and private sector partners pave the way for future IGF collaboration on the sidelines of the 2023 World Bank-IMF Spring Meetings](https://afi-global.org/news/afi-members-and-private-sector-partners-pave-the-way-for-future-igf-collaboration-on-the-sidelines-of-the-2023-world-bank-imf-spring-meetings/) - AFI steered inclusive green finance (IGF) to the top of the agenda this week during a leaders public-private dialogue (PPD) roundtable, hosted on the sidelines of the 2023 IMF-WBG Spring Meetings in Washington DC. Centered on potential public-private sector collaboration in advancing inclusive green finance (IGF), the discussion brought together over 50 high-level participants from across the globe, including leaders and governors of central banks within the AFI network, funders, stakeholders, as well as AFI private partners Celo, Mastercard, and Visa. - [AFI’s Executive Director wraps up “highly successful” financial inclusion meetings with BAM Governor and UNSGSA delegation in Morocco](https://afi-global.org/news/afis-executive-director-wraps-up-highly-successful-financial-inclusion-meetings-with-bam-governor-and-unsgsa-delegation-in-morocco/) - A delegation from Bank Al-Maghrib (BAM), led by Governor Abdellatif Jouahri, welcomed AFI Executive Director, Dr. Alfred Hannig and AFI team members in Rabat at the end of last month to discuss the bank’s present and prospective financial inclusion goals, and AFI’s role in facilitating their achievement. Dr. Hannig also took part in Her Majesty Queen Máxima of the Netherlands’ first visit to Morocco in her capacity as the United Nations Secretary-General’s Special Advocate for Inclusive Finance for Development (UNSGSA). - [Call for In-Country Implementation Projects on Inclusive Green Finance for MSMEs](https://afi-global.org/news/call-for-in-country-implementation-projects-on-inclusive-green-finance-for-msmes/) - AFI is launching an initiative to support members in conducting research on inclusive green finance for MSMEs, with the view to provide further insights and policy guidance to the broader network. - [Banque Centrale des Comores joins the AFI network](https://afi-global.org/news/banque-centrale-des-comores-joins-the-afi-network/) - AFI is proud to welcome Banque Centrale des Comores (BCC) as a principal member of its global network of financial regulators and policymakers. With ambitious aspirations for financial inclusion, BCC has taken an important step in joining AFI to benefit from AFI’s peer learning model. - [AFI members tackle technology, innovation and financial health at the 2023 FISPLG, FID and CEMC working group meetings in Lilongwe](https://afi-global.org/news/afi-members-tackle-technology-innovation-and-financial-health-at-the-2023-fisplg-fid-and-cemc-working-group-meetings-in-lilongwe/) - AFI members from across the globe have gathered in the Malawian capital, Lilongwe this week for four days of uninterrupted peer learning and knowledge exchange, as they kick off this year’s Consumer Empowerment and Market Conduct, Financial Inclusion Data and Financial Inclusion Strategy Peer Learning Working Group Meetings (CEMCWG, FIDWG, and FISPLG). Co-hosted by the Reserve Bank of Malawi (RBM), the event is a chance for members to deepen policy conversations, build member capacity, and identify synergies between their respective working groups. - [The Government of Luxembourg Extends Cooperation Agreement with the Alliance for Financial Inclusion ](https://afi-global.org/news/the-government-of-luxembourg-extends-cooperation-agreement-with-the-alliance-for-financial-inclusion/) - The Luxembourg Ministry of Finance and the Directorate for Development Cooperation and Humanitarian Affairs of the Ministry of Foreign and European Affairs have signed the second phase of their agreement with the Alliance for Financial Inclusion’s (AFI) European Representative Office (ERO) at a ceremony in the country’s capital this week - [2023 International Women's Day message by AFI Executive Director Dr Alfred Hannig](https://afi-global.org/news/2023-international-womens-day-message-by-afi-executive-director-dr-alfred-hannig/) - AFI has been at the forefront of reducing the gender gap in access to finance in parallel with its efforts to advance women’s financial inclusion. - [AFI’s IGF and SMEF Working Groups join forces for a greener future at the foot of Mount Everest](https://afi-global.org/news/afis-igf-and-smef-working-groups-join-forces-for-a-greener-future-at-the-foot-of-mount-everest/) - AFI members from nearly fifty financial institutions across the globe have set foot in the Nepalese capital Kathmandu this week to kick start the 2023 Inclusive Green Finance (IGF) and Small and Medium Enterprise Finance (SMEF) working group meetings. Envisioned as a collaborative exploration, the event will offer members a chance to explore the potentially pivotal synergies between IGF and SMEF in battling climate change. - [AFI members kick off 2023 Digital Financial Services and Global Standards Proportionality Working Group Meetings in Kuala Lumpur](https://afi-global.org/news/afi-members-kick-off-2023-digital-financial-services-and-global-standards-proportionality-working-group-meetings-in-kuala-lumpur/) - AFI members from 51 financial regulating institutions gathered in Kuala Lumpur this week to take part in this year’s Digital Financial Services and Global Standards Proportionality Working Group meetings (DFSWG and GSPWG). The highly energetic, cosmopolitan Malaysian capital has proved the ideal setting for exchanging innovative ideas and solutions to financial inclusion policymaking and regulation from over 50 emerging economies. - [AFI’s Working Group leadership sets the stage for upcoming 2023 meetings](https://afi-global.org/news/afis-working-group-leadership-sets-the-stage-for-upcoming-2023-meetings/) - With just a few days to go before the kick-off of AFI’s annual Working Group (WG) meetings, leaders from all seven WGs gathered virtually this week to reflect on their past achievements, current challenges, and future opportunities, as well as to set the agenda for the upcoming WG events scheduled to take place in Malaysia, Nepal, and Malawi respectively. - [AFI’s Latin America and Caribbean members and the Luxembourg Development Cooperation launch new project to boost financial inclusion](https://afi-global.org/news/afis-latin-america-and-caribbean-members-and-the-luxembourg-development-cooperation-launch-new-project-to-boost-financial-inclusion/) - At a roundtable meeting in Costa Rica this week, AFI’s Latin America and the Caribbean members, and Luxembourg’s Directorate for Development Cooperation and Humanitarian Affairs, signed into effect a pilot project on the advancement of financial inclusion in the region. - [Senegal’s General Delegation for Rapid Entrepreneurship of Women and Youth joins the AFI alliance](https://afi-global.org/news/senegals-general-delegation-for-rapid-entrepreneurship-of-women-and-youth-joins-the-afi-alliance/) - AFI is excited to announce the addition of yet another invaluable member to its global network - the General Delegation for Rapid Entrepreneurship of Women and Youth (DER/FJ). - [AFI & SSBs discuss financial inclusion and global standards, collaboration opportunities](https://afi-global.org/news/afi-ssbs-discuss-financial-inclusion-and-global-standards-collaboration-opportunities/) - AFI’s Executive Director Dr. Alfred Hannig and the team of AFI’s European Representative Office – made visits to the Bank for International Settlements (BIS) and global financial Standard Setting Bodies (SSBs). - [BCEAO celebrates 60th anniversary](https://afi-global.org/news/bceao-celebrates-60th-anniversary/) - Congratulations to Banque Centrale des Etats de l’Afrique de l’Ouest (BCEAO) on celebrating its 60th anniversary. To further advance its forward-looking approach, the BCEAO organized an international symposium on the role of central banks in the changing world as part of the anniversary festivities. - [Developing economy financial regulators use Inclusive Green Finance to build resilience and mitigate against impact of climate change](https://afi-global.org/news/developing-economy-financial-regulators-use-inclusive-green-finance-to-build-resilience-and-mitigate-against-impact-of-climate-change/) - Financial regulators from developing economies are leading the way in Inclusive Green Finance policies. These policies recognize the role of financial inclusion in building resilience to climate change impact and enable small-scale mitigation among the world’s most vulnerable people. - [AFAWA and AFI urge African Finance Ministers, Central Bank Governors to boost financial inclusion for Africa’s women-led businesses](https://afi-global.org/news/afawa-and-afi-urge-african-finance-ministers-central-bank-governors-to-boost-financial-inclusion-for-africas-women-led-businesses/) - The African Development Bank’s Affirmative Finance Action for Women in Africa program, known as AFAWA, and the Alliance for Financial Inclusion introduced African Finance Ministers and Central Bank Governors to a new partnership set to increase financial inclusion for women-led enterprises across the continent. - [Peer Learning on FinTech Regulatory Sandbox – PIRI members in full gear towards opening the Pacific regional regulatory sandbox](https://afi-global.org/news/peer-learning-on-fintech-regulatory-sandbox-piri-members-in-full-gear-towards-opening-the-pacific-regional-regulatory-sandbox/) - , leveraging the peer learning platform availed by AFI, the central banks of Samoa and Seychelles visited the Reserve Bank of Fiji (RBF) on a 2-day in-person peer learning and knowledge exchange exercise held on August 9 – 10, 2022, where learning from RBF’s experience, they engaged in an enriching deep dive on how the regulatory sandbox implementation was approached, how resources and capabilities were organised internally, - [Central Bank of Egypt & Palestine Monetary Authority win the AFI Global Financial Inclusion Awards ](https://afi-global.org/news/central-bank-of-egypt-palestine-monetary-authority-win-the-afi-global-financial-inclusion-awards/) - We are delighted to announce the winners of the 2022 AFI Global Financial Inclusion Awards! The dedication and leadership of AFI network members in accelerating financial inclusion was recognized when winners and finalists of the AFI 2022 Global Financial Inclusion Awards took the main stage to mark a celebratory day at the Global Policy Forum on 8 September at the Dead Sea, Jordan. - [AFI - Celo partnership advances global financial inclusion](https://afi-global.org/news/afi-celo-partnership-advances-global-financial-inclusion/) - The Celo Foundation is the newest private sector partner to be invited to join AFI’s Public-Private dialogue (PPD) platform. The Celo Foundation’s engagement with AFI membership will encompass various modalities, including AFI’s PPD meetings at leadership and technical levels, as well as sharing subject matter expertise for relevant AFI knowledge products and projects. - [AFI’s South Asia initiative to accelerate financial inclusion in the region](https://afi-global.org/news/afis-south-asia-initiative-to-accelerate-financial-inclusion-in-the-region/) - Eight South Asian financial regulators launched a regional initiative to accelerate financial inclusion on 7 September 2022, during the AFI Global Policy Forum, world’s largest financial inclusion gathering held at the Dead Sea, Jordan. - [AFI members set new goals for financial inclusion](https://afi-global.org/news/afi-members-set-new-goals-for-financial-inclusion/) - AFI member institutions have set new financial inclusion goals by updating its three accords on inclusive fintech, gender and green finance, making even more ambitious targets during the 7th Annual General Meeting (AGM), held at the Dead Sea, Jordan on 6 September, 2022. - [Joint press conference on the launch of the AFI 2022 Global Policy Forum](https://afi-global.org/news/joint-press-conference-on-the-launch-of-the-afi-2022-global-policy-forum/) - Under the Patronage of His Majesty King Abdullah II ibn Al Hussein, the Central Bank of Jordan and the Alliance for Financial Inclusion (AFI) to co-host the World’s largest financial inclusion Forum - [AFI 2022 Global Policy Forum - Moving forward together: Towards a resilient, inclusive and sustainable future](https://afi-global.org/news/afi-2022-global-policy-forum-moving-forward-together-towards-a-resilient-inclusive-and-sustainable-future/) - More than 600 hundred global policy-makers, regulatory institutions, and development partners, from 102 countries to gather at the Dead Sea- Jordan for the World’s largest financial inclusion gathering. - [AFI Board of Directors' member NBC Deputy Governor Chanthana passed away](https://afi-global.org/news/afi-board-of-directors-member-nbc-deputy-governor-chanthana-passed-away/) - AFI members and AFI Management Unit express heartfelt condolences to colleagues at the National Bank of Cambodia and the family of the late Deputy Governor. - [Seychelles takes over as AfPI Chair, Ghana elected as Vice Chair](https://afi-global.org/news/seychelles-takes-over-as-afpi-chair-ghana-elected-as-vice-chair/) - This is the first time AFI Africa leaders met in person, following two years of virtual work. Leaders discussed inclusive digital finance and policies that promote financial inclusion for vulnerable groups such as women, the youth, forcibly displaced persons, and rural and remote communities. - [2022 AfPI meetings and Leaders’ Roundtable take place in Arusha, Tanzania](https://afi-global.org/news/2022-afpi-meetings-and-leaders-roundtable-take-place-in-arusha-tanzania/) - Governors and deputy governors will share policy solutions that drive digital financial inclusion and remove barriers faced by the region’s vulnerable groups such as women, youth, micro, small and medium size enterprises (MSMEs) and other disproportionately excluded communities. - [Critical need for communicating women’s financial inclusion](https://afi-global.org/news/critical-need-for-communicating-womens-financial-inclusion/) - Developing a coordinated approach to communicating women’s financial inclusion between policy specialists and communications experts within AFI member institutions is critical in raising awareness, educating and informing stakeholders on how to provide women access and usage of high-quality services, speakers said at AFI’s first capacity building event of the year. - [Working groups in Costa Rica discuss consumer protection, data and proportionality](https://afi-global.org/news/working-groups-in-costa-rica-discuss-consumer-protection-data-and-proportionality/) - The three working groups are taking stock of different developments, deliberating the important recovery policies and synergies after the pandemic and the different angles many jurisdictions have adopted. - [AFI members visit El Zonte to learn how El Salvador adopted private digital currency](https://afi-global.org/news/afi-members-visit-el-zonte-to-learn-how-el-salvador-adopted-private-digital-currency/) - The visit to El Zonte provides AFI members with an opportunity to gain hands-on knowledge of how small and medium-sized enterprises (SMEs) and individuals make use of private digital currencies in their day-to-day lives. - [Digital ecosystems & SME finance for greater financial inclusion](https://afi-global.org/news/digital-ecosystems-sme-finance-for-greater-financial-inclusion/) - This week we are in San Salvador where the Banco Central de Reserva de El Salvador (BCR) and AFI are co-hosting the 25th Digital Financial Services Working Group (DFSWG) and 18th SME Finance Working Group (SMEFWG) meetings on 16-19 May 2022. - [After two-year hiatus, AFI working groups meet in person in Ecuador](https://afi-global.org/news/after-two-year-hiatus-afi-working-groups-meet-in-person-in-ecuador/) - Co-hosted with Superintendencia de Economia Popular y Solidaria (SEPS), AFI is holding its first in-person working group meetings from 9 – 12 May 2022. - [Growth Platform wins the 2022 AFI Inclusive Fintech Showcase!](https://afi-global.org/news/growth-platform-wins-the-2022-afi-inclusive-fintech-showcase/) - Congratulations to Growth Platform on winning first place at the 2022 AFI Inclusive FinTech Showcase. Selected from a wide pool of Inclusive Fintech and Regtech innovators active in AFI member countries, Growth Platform services stood out amongst the 10 selected finalists for its promising digital solutions that are enhancing access to, and the usage and quality of, formal financial services for low-income populations in developing countries and emerging markets. - [Inclusive finance sector debates support for young entrepreneurs in developing countries](https://afi-global.org/news/inclusive-finance-sector-debates-support-for-young-entrepreneurs-in-developing-countries/) - On 20 April, representatives of the inclusive finance sector came together at Banque de Luxembourg for ADA’s first Midi de la microfinance et de l’inclusion financière since the pandemic. A high-level panel debated how best to support young entrepreneurs in increasing their contribution to the economy. - [10 Fintech and Regtech innovators selected for the 2022 AFI Inclusive Fintech Showcase](https://afi-global.org/news/10-fintech-and-regtech-innovators-selected-for-the-2022-afi-inclusive-fintech-showcase/) - AFI is pleased to announce the 10 FinTech and RegTech digital financial innovators that have been selected as finalists in AFI Inclusive Financial technology (FinTech) Showcase 2022. Selected from among a high number of applications, finalists present the world’s most promising FinTech and RegTech innovators that are enhancing access to and the usage and quality of formal financial services for low-income populations in developing countries and emerging markets. - [AFI Meets Cote d'Ivoire Ministry of Economy and Finance](https://afi-global.org/news/afi-meets-cote-divoire-ministry-of-economy-and-finance/) - General Department of the Treasury and Public Accounting of the Cote d'Ivoire Ministry of Finance issued a press release following a meeting with AFI Delegation led by the Executive Director Dr. Alfred Hannig. In its press release, the Ministry highlighted that the Managing Director Assahore K. Jacque met with AFI's Dr. Hannig to discuss the - [BSP’s new NFIS is a blueprint for growth & financial resilience  ](https://afi-global.org/news/bsps-new-nfis-is-a-blueprint-for-growth-financial-resilience/) - Congratulations to Bangko Sentral ng Pilipinas (BSP) on the launch of its latest national financial inclusion strategy (NFIS), which the central bank said will serve as a nation-wide blueprint towards driving widespread growth and financial resilience through financial inclusion. - [Philippines & Tanzania leaders win big at central bank awards  ](https://afi-global.org/news/philippines-tanzania-leaders-win-big-at-central-bank-awards/) - AFI leaders Bangko Sentral ng Pilipinas (BSP) Governor Benjamin E. Diokno and Bank of Tanzania Governor Prof. Florens Luogawinning have taken home top prizes at this year’s Central Banker of the Year awards. - [AFI Executive Director & North Macedonia Governor discuss financial education](https://afi-global.org/news/afi-executive-director-north-macedonia-governor-discuss-financial-education/) - AFI Executive Director Dr. Alfred Hannig met with National Bank of the Republic of North Macedonia Governor Anita Angelovska Bezhoska in Skopje on 14 December to draw attention to the importance of financial education, citing growing demand for digital financial products and services. - [Inclusive green finance is all about the individual](https://afi-global.org/news/inclusive-green-finance-is-all-about-the-individual/) - Inclusive finance is a global problem with myriad solutions, but policy leadership alliance AFI has found Luxembourg a superb hub in which to make things happen. Head of inclusive green finance Johanna Nyman talks green fintech, weather insurance and teaching women to swim. - [SEPS signs green finance agreement, supports work with AFI](https://afi-global.org/news/seps-signs-green-finance-agreement-supports-work-with-afi/) - SEPS is one of the first AFI members to sign an agreement with the national Environment Ministry aimed at green finance. - [Ecuador’s president affirms latest Maya Declaration pledge](https://afi-global.org/news/ecuadors-president-affirms-latest-maya-declaration-pledge/) - Ecuador’s President Guillermo Lasso took part in the landmark signing of new Maya Declaration commitments between Superintendencia de Bancos (SB) and AFI as part of the regional training event in Quito on 22 November. President Lasso is the first head of state to witness such an event. - [South Asian leaders urge sustainability at inaugural roundtable](https://afi-global.org/news/south-asian-leaders-urge-sustainability-at-inaugural-roundtable/) - South Asian heads of central banks gathered virtually on 17 November to strengthen regional cooperation and practical efforts that promote a resilient, inclusive and sustainable recovery from the COVID-19 pandemic. - [Mainstreaming gender and green inclusive finance in Latin America and the Caribbean](https://afi-global.org/news/mainstreaming-gender-and-green-inclusive-finance-in-latin-america-and-the-caribbean/) - Held both in person and virtually for AFI member institutions in the Latin America and the Caribbean region, the events are a tailor-made response to discussions with members from the region on peer learning about women leadership, green and gender inclusive finance. - [Collaboration crucial to financial inclusion of forcibly displaced](https://afi-global.org/news/collaboration-crucial-to-financial-inclusion-of-forcibly-displaced/) - Financial service providers can be better incentivized to support financial access to displaced persons, helping them rebuild their financial histories to tap into better economic opportunities - [Open finance key next step in reaching world’s unbanked](https://afi-global.org/news/open-finance-key-next-step-in-reaching-worlds-unbanked/) - Open finance offers significant potential not just in bringing more unbanked into formal financial services but also by keeping them in a system that is more convenient, safe, sound and sustainable. Read more. - [Public-private dialogue charts digital way forward for inclusive green finance](https://afi-global.org/news/public-private-dialogue-charts-digital-way-forward-for-inclusive-green-finance/) - Ensuring the sustainability of financial inclusion requires the creation of a wide range of financial products and services to encourage customers to make climate friendly choices, build their resilience to the impacts of climate change and facilitate the transition to a low-carbon future. Panelists at AFI’s public-private dialogue (PPD) focused on how to leverage digital financial services (DFS) for inclusive green finance (IGF). - [EBRD & AFI collaborate to accelerate women’s financial inclusion in EECA](https://afi-global.org/news/ebrd-afi-collaborate-to-accelerate-womens-financial-inclusion-in-eeca/) - The European Bank for Reconstruction and Development (EBRD) and Alliance for Financial Inclusion (AFI) signed a Memorandum of Understanding on 26 October 2021 to accelerate women’s financial inclusion by improving access and increasing usage of quality financial services in Eastern Europe and Central Asia (EECA) region. - [BCEAO training fosters growth in small business financing](https://afi-global.org/news/bceao-training-fosters-growth-in-small-business-financing/) - Over 100 participants from 36 countries attended AFI and BCEAO's Capacity Building event to narrow the financing gap for MSMEs and foster economic growth through the shared exchange of practical knowledge and global best practices. - [Public-private dialogue reaffirms support to build secure future](https://afi-global.org/news/public-private-dialogue-reaffirms-support-to-build-secure-future/) - On day 3 of AFI's Policy Leadership Dialogue, financial regulators in the public and private sector reiterated their commitment to a shared vision in financial inclusion that fosters a resilient and sustainable future, particularly for the underserved and excluded. - [Central banks, private sector urge digital currency collaboration](https://afi-global.org/news/central-banks-private-sector-urge-digital-currency-collaboration/) - AFI leaders spent the second day of the high-level policy leadership dialogue event discussing central bank digital currencies (CBDCs) as a means of accelerating financial inclusion among last mile groups. Read more. - [Data, green & MSMEs top landmark financial inclusion policy dialogue agenda](https://afi-global.org/news/data-green-msmes-top-landmark-financial-inclusion-policy-dialogue-agenda/) - On day 1 of AFI’s first-ever Policy Leadership Dialogue, leaders said that sustainability of data, green finance and MSMEs pose significant opportunities and challenges to regulators seeking to maintain financial inclusion gains in a post-COVID-19 recovery. Read more. - [Join us for AFI’s first-ever policy leadership dialogue!](https://afi-global.org/news/join-us-for-afis-first-ever-policy-leadership-dialogue/) - We’re getting ready to host our first-ever fully virtual policy leadership dialogue and we hope that you can join us! - [AFI welcomes new members from Iraq and Dominican Republic](https://afi-global.org/news/afi-welcomes-new-members-from-iraq-and-dominican-republic/) - Central Bank of Iraq (CBI) and Superintendencia de Bancos de la República Dominicana (SB) have joined AFI as its newest members, further strengthening the global presence and standing of the world’s leading organization on financial inclusion policy and regulation. - [New policy models, Governor Espenilla award backed at AGM](https://afi-global.org/news/new-policy-models-governor-espenilla-award-backed-at-agm/) - AFI’s Membership Council endorsed new policy models, updated the Maputo Accord and established a new award to recognize financial Inclusion innovation at the network’s 6th annual general meeting on 8 September 2021. - [CNBV President assumes chair of AFI’s Board at AGM](https://afi-global.org/news/cnbv-president-assumes-chair-of-afis-board-at-agm/) - The president of Mexico’s Comisión Nacional Bancaria y de Valores (CNBV), Juan Pablo Graf Noriega, has become the new chair of AFI’s Board of Directors after assuming the role at the network’s 6th annual general meeting (AGM) on 8 September. - [Applications open for the 2024 AFI Inclusive Fintech Showcase!](https://afi-global.org/news/applications-open-for-the-2024-afi-inclusive-fintech-showcase/) - Applications for the AFI Inclusive Fintech Showcase 2024 is now open. Apply now! - [AGM sees more women join AFI’s Board of Directors, new committees added](https://afi-global.org/news/agm-sees-more-women-join-afis-board-of-directors-new-committees-added/) - AFI’s Membership Council has ratified four new board members at the network’s 6th annual general meeting (AGM) on 8 September, including two women deputy governors, reflecting a widespread push for greater gender balance and support for a stronger pipeline of women leaders. - [Working groups showcase policy models, demand-side surveys](https://afi-global.org/news/working-groups-showcase-policy-models-demand-side-surveys/) - AFI’s MSME Finance Policy Model will guide members on key elements in the development and review of MSME finance policies by collating and codifying knowledge products on different aspects of the MSME finance ecosystem. - [Women, youth & small businesses top Africa leaders’ agenda](https://afi-global.org/news/women-youth-small-businesses-top-africa-leaders-agenda/) - With COVID-19 shockwaves still exposing women, youth, small businesses and other vulnerable groups to greater de-risking, leaders from Africa’s financial regulators met on 12 August to urge further strengthening of financial systems by embracing digitalization and innovation. - [Africa’s financial regulators prioritize de-risking of vulnerable groups](https://afi-global.org/news/africas-financial-regulators-prioritize-de-risking-of-vulnerable-groups/) - Women, youth and micro, small and medium enterprises (MSMEs) in Africa most at-risk of financial exclusion during COVID-19, say Bank of Tanzania and Alliance for Financial Inclusion (AFI) - [AFI launches gender COVID-19 policy response tracker](https://afi-global.org/news/afi-launches-gender-covid-19-policy-response-tracker/) - For the first time, financial regulators and policymakers can track national gender policy responses to COVID-19 implemented in AFI member jurisdictions, thanks to a new AFI tracker and improved dashboard. - [AFI and SOAS at the London Climate Action Week 2021](https://afi-global.org/news/afi-and-soas-at-the-london-climate-action-week-2021/) - Increasingly AFI member institutions are turning to inclusive green finance (IGF) solutions to enable a more sustainable and resilient post-COVID-19 economic recovery as discussed at an IGF webinar co-hosted by the Centre for Sustainable Finance (CSF) at SOAS University of London and AFI, held in conjunction with the London Climate Action Week. - [Tunisia central bank & AFI event advances agent, digital banking](https://afi-global.org/news/tunisia-central-bank-afi-event-advances-agent-digital-banking/) - Digital financial service agents are critical in enabling last mile groups to access payments and financial services by providing cash-in, cash-out and other related services. This training, co-hosted by Banque Centrale de Tunisie, aims to allow the participants to be able to contribute in strengthening their policies that support the sustainable growth of agent networks within their jurisdiction. - [Inclusive green finance for mitigation & resilience of the most vulnerable](https://afi-global.org/news/inclusive-green-finance-for-mitigation-resilience-of-the-most-vulnerable/) - Exploring the intersection between climate change and financial inclusion, the webinar on inclusive green finance (IGF) organized by InFiNe.lu and the Alliance for Financial Inclusion (AFI) focused on links between climate change and environmental degradation, vulnerable groups, social inequity and tensions, and financial stability. - [FRC Mongolia assumes chair of AFI regional platform](https://afi-global.org/news/frc-mongolia-assumes-chair-of-afi-regional-platform/) - In his new role, FRC Chairperson Bayarsaikhan Dembereldash replaces Central Bank of Armenia Deputy Governor Vakhtang Abrahamyan, who led the regional initiative for two years. The official handover took place during the region’s 7th Experts Group on Financial Inclusion Policy on 23 June 2021, a bi-annual gathering focused on providing feedback and updates on progress in meeting ECAPI’s ongoing financial inclusion deliverables and planning for the year ahead. - [AFI welcomes Timor-Leste’s new financial inclusion report](https://afi-global.org/news/afi-welcomes-timor-lestes-new-financial-inclusion-report/) - Banco Central de Timor-Leste (BCTL) launched its latest financial inclusion report on 17 June 2021, which showed how boosting financial services access through digitization buoyed a rise in bank account ownership among Timorese adults. - [AFI hails CBSI’s latest strategy to boost financial inclusion](https://afi-global.org/news/afi-hails-cbsis-latest-strategy-to-boost-financial-inclusion/) - PRESS RELEASE – The Alliance for Financial Inclusion (AFI) commends the Central Bank of Solomon Islands (CBSI) on the recent launch of its third national financial inclusion strategy (NFIS 3), which enhances crucial efforts to drive financial inclusion in the country. - [LAC leaders look to digital & women for sustainable recovery](https://afi-global.org/news/lac-leaders-look-to-digital-women-for-sustainable-recovery/) - Regulators must leverage digital and other strategic opportunities to foster an inclusive and gender transformative post-COVID-19 recovery, leaders from AFI’s Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) said on 9 June. - [AFI consultation: Policy Models for SME Finance and E-KYC](https://afi-global.org/news/afi-consultation-policy-models-for-sme-finance-and-e-kyc/) - The AFI Management Unit invites partners and stakeholders from the general public to review and provide comments on two proposed policy models on financial inclusion covering digital identity and electronic Know Your Customer (e-KYC) as well as financing for micro, small and medium enterprises (MSMEs). - [Digital finance way forward for Pacific region](https://afi-global.org/news/digital-finance-way-forward-for-pacific-region/) - Digital finance services and FinTech solutions offer the greatest opportunities for an accelerated and sustainable COVID-19 recovery within the region, leaders of AFI’s Pacific Islands Regional Initiative (PIRI), said at their 6th Annual Leaders’ Roundtable meeting, co-hosted virtually by Bank of Papua New Guinea (BPNG) and AFI on 19 May. - [Kingdom of Eswatini – AFI Inclusive Green Finance Capacity Building](https://afi-global.org/news/kingdom-of-eswatini-afi-inclusive-green-finance-capacity-building/) - Mbabane/ Kuala Lumpur (6 May 2021) – The Kingdom of Eswatini and the Alliance for Financial Inclusion (AFI) organized a national-level capacity building and coordination event to advance inclusive green finance (IGF) in the country. - [2021 AFI Global Policy Forum postponed](https://afi-global.org/news/2021-afi-global-policy-forum-postponed/) - The AFI Management Unit has finalized its internal assessment on holding the 2021 AFI Global Policy Forum (GPF), as guided by the AFI Board of Directors, concluding that organizing the AFI GPF in either physical or virtual form this year would be postponed. - [G-24/AFI: Inclusive green finance key to global climate solutions](https://afi-global.org/news/g-24-afi-inclusive-green-finance-key-to-global-climate-solutions/) - Global thought leaders and policymakers urged the adoption of a holistic approach to green finance and financial inclusion at an annual event co-hosted on 13 April by the Intergovernmental Group of Twenty-Four (G-24) and AFI, amplifying calls for a post-COVID-19 recovery that is both climate friendly and inclusive of disadvantaged groups. - [Working group members celebrated for a year of triumphs](https://afi-global.org/news/working-group-members-celebrated-for-a-year-of-triumphs/) - While the COVID-19 pandemic has prevented us from meeting in person over the past 12 months, it also catapulted financial inclusion into the global consciousness for offering one of the few immediate critical solutions as a response to the crisis, as well as towards achieving a more sustainable and resilient future, particularly for vulnerable groups - [Bank of Ghana co-hosts joint meeting with three AFI working groups](https://afi-global.org/news/bank-of-ghana-co-hosts-joint-meeting-with-three-afi-working-groups/) - ACCRA/KUALA LUMPUR (24 March 2021) – Bank of Ghana (BoG) and the Alliance for Financial Inclusion (AFI) co-hosted around 140 participants at virtual meetings with three working groups on 23-24 March 2021, bringing to a close the network’s current series of gatherings with these key sources of policy development. - [El Salvador unveils landmark National Financial Inclusion Policy](https://afi-global.org/news/el-salvador-unveils-landmark-national-financial-inclusion-policy/) - Congratulations to Banco Central de Reserva de El Salvador (BCR) and other members of El Salvador’s National Council for Financial Inclusion and Education on the launch of its National Financial Inclusion Policy, a milestone event in the country’s efforts to boost the access, use and quality of financial services to the unbanked. - [Digital financial literacy training targets South Asia’s vulnerable](https://afi-global.org/news/digital-financial-literacy-training-targets-south-asias-vulnerable/) - Digital financial literacy plays a crucial role in building key life skills, encouraging the use of financial services and empowering populations, speakers said during member training co-hosted by Maldives Monetary Authority (MMA) and AFI on 17-18 March, the first regional focused capacity building event held exclusively for network members in South Asia. - [Reserve Bank of Vanuatu co-hosts AFI FIDWG & SMEFWG joint working group meeting](https://afi-global.org/news/reserve-bank-of-vanuatu-co-hosts-afi-fidwg-smefwg-joint-working-group-meeting/) - Reserve Bank of Vanuatu (RBV) and the Alliance for Financial Inclusion (AFI) co-hosted the 23rd Financial Inclusion Data Working Group (FIDWG) Virtual Meeting and the 16th SME Finance Working Group (SMEFWG) Virtual Meeting on 16-17 March 2021. - [Banco Central de Reserva de El Salvador co-hosts CEMCWG & GSPWG meetings](https://afi-global.org/news/banco-central-de-reserva-de-el-salvador-co-hosts-cemcwg-gspwg-meetings/) - Banco Central de Reserva de El Salvador (BCR) and the Alliance for Financial Inclusion (AFI) co-hosted a joint meeting to strengthen policy discussions on quality content, deepen capacity among members and find synergies on thematic topics between the working groups on 9-10 March 2021. - [Ex-Bank of Tanzania Governor Ndulu, AFI Board Chair passes away](https://afi-global.org/news/ex-bank-of-tanzania-governor-ndulu-afi-board-chair-passes-away/) - It is with great sadness that AFI pays tribute to former Governor of Bank of Tanzania Professor Benno Ndulu, who passed away on 22 February 2021. The late Professor Ndulu was an active and passionate member of the network, who left a lasting mark on the organization serving as Chair of the AFI Board of Directors (2015-2017) during its historic transition towards independence. - [AFI's "agility, flexibility & focus" to guide working groups in 2021](https://afi-global.org/news/afis-agility-flexibility-focus-to-guide-working-groups-in-2021/) - Leaders from AFI’s seven working groups convened virtually on 2 March to discuss last year’s achievements and lessons learnt, planned activities for 2021 and to provide strategy updates. - [The growing appetite for green finance - Bridge to a better tomorrow](https://afi-global.org/news/the-growing-appetite-for-green-finance-bridge-to-a-better-tomorrow/) - AFI Executive Director Dr. Alfred Hannig talks to BBC Future on green finance, the role and impact of financial regulators, and why they hold a tool for combating climate change. - [AFI global network expected to adopt Kigali Statement at 2019 GPF](https://afi-global.org/news/afi-global-network-expected-to-adopt-kigali-statement-at-2019-gpf/) - AFI global network expected to adopt Kigali Statement at 2019 GPF AFI member institutions are expected to adopt the Kigali Statement at the upcoming 2019 AFI Global Policy Forum (GPF), co-hosted by the National Bank of Rwanda (BNR) and AFI under the theme of “Using Technology for Inclusion of Women and Youth”. Speaking at a press conference held the two days before the GPF’s official opening, AFI Executive Director Dr. Alfred Hannig - [Hooray for the Fletcher School class of 2019!](https://afi-global.org/news/hooray-for-the-fletcher-school-class-of-2019/) - Hooray for the Fletcher School class of 2019! Congratulations to the graduates of the Fletcher School Leadership Program for Financial Inclusion! Celebrations took place in the Rwandan capital of Kigali on 11 September, as 18 fellows from 17 countries received their certificates in the executive program that helps policymakers design and implement better financial inclusion policies, following an intensive nine-month program. - [Rwanda’s PM highlights DFS for youth at opening of 2019 AFI GPF](https://afi-global.org/news/rwandas-pm-highlights-dfs-for-youth-at-opening-of-2019-afi-gpf/) - Rwanda’s PM highlights DFS for youth at opening of 2019 AFI GPF With a bang of the ceremonial gong, Rwanda’s Prime Minister Dr. Édouard Ngirente officially launched the 2019 AFI Global Policy Forum (GPF) in Kigali and kickstarted the world’s most important financial inclusion event. - [European govt agencies spotlight new landmark partnerships with AFI](https://afi-global.org/news/european-govt-agencies-spotlight-new-landmark-partnerships-with-afi/) - European govt agencies spotlight new landmark partnerships with AFI European government agencies outlined the importance of new funding partnerships with AFI during a recognition ceremony at the 2019 AFI Global Policy Forum (GPF) on September 12, demonstrating a mutual alignment towards advancing the priorities of the Sustainable Development Goals (SGDs). - [AFI hails first Gender Ambassadors for supporting diversity](https://afi-global.org/news/afi-hails-first-gender-ambassadors-for-supporting-diversity/) - AFI hails first Gender Ambassadors for supporting diversity AFI welcomed its first Gender Inclusion Ambassadors at the 2019 AFI Global Policy Forum (GPF), recognizing the members who are fulfilling their Denarau Action Plan commitments and striving to support greater diversity within their institutions and close the financial inclusion gender gap. - [Climate change youth activist urges regulators to act now!](https://afi-global.org/news/climate-change-youth-activist-urges-regulators-to-act-now/) - Climate change youth activist urges regulators to act now! Fifteen-year old climate change activist Leah Namugerwa urged participants at the 2019 AFI Global Policy Forum (GPF) to respond with haste to the current climate emergency, reminding them that it is the youngest generations who will suffer most from inaction. Addressing financial regulators and supervisors on September 13 during the plenary session on “Responding to - [First-ever FDP high-level plenary held at AFI GPF](https://afi-global.org/news/first-ever-fdp-high-level-plenary-held-at-afi-gpf/) - First-ever FDP high-level plenary held at AFI GPF Speakers highlighted the role of financial inclusion in responding to global crisis of forced displacement and building resilience at the 2019 AFI Global Policy Forum (GPF) in Kigali, Rwanda. Technology can accelerate the financial inclusion of forcibly displaced persons (FDPs), such as the use of biometrics, linking them to the platform economy. - [Three ceremonial gongs wrap 2019 AFI GPF in Kigali](https://afi-global.org/news/three-ceremonial-gongs-wrap-2019-afi-gpf-in-kigali/) - hree ceremonial gongs wrap 2019 AFI GPF in Kigali Governor John Rwangombwa, from co-host National Bank of Rwanda (BNR), officially closed the 2019 AFI GPF by ringing the ceremonial gong three times. In his closing speech, he thanked the participants and organizers while offering some parting words of wisdom for his peers. “Financial inclusion is a win-win situation for providers and receivers,” he said. “For providers, they can - [Marhaba Jordan!](https://afi-global.org/news/marhaba-jordan/) - Marhaba Jordan! Clapping and cheering followed announcement that the next Global Policy Forum will be held in Jordan. Speaking in a pre-recorded video, Central Bank of Jordan Governor Ziad Fariz said: “We hope that everyone will join in and enjoy … the ideas, the interaction and the fun in our beautiful country. I encourage you all to come and join us in Jordan 2020. I am looking forward to seeing you”. - [Winners of AFI’s first-ever FinTech showcase take a bow](https://afi-global.org/news/winners-of-afis-first-ever-fintech-showcase-take-a-bow/) - Winners of AFI’s first-ever FinTech showcase take a bow **Applications open for 2020 AFI Inclusive FinTech Showcase, find out more!** Congratulations to agricultural insurance provider OKO for taking first place in AFI’s first-ever FinTech showcase at the 2019 AFI Global Policy Forum (GPF). Chosen by a panel of expert judges and a popular vote among GPF participants, OKO won over the audience - [2019 AFI Awards recognizes excellence in financial inclusion](https://afi-global.org/news/2019-afi-awards-recognizes-excellence-in-financial-inclusion/) - 2019 AFI Awards recognizes excellence in financial inclusion The winners of 2019 AFI Awards are here! For the past six years, AFI has recognized the member institutions and individuals who have excelled themselves in the advocacy of financial inclusion with a special evening at the Global Policy Forum (GPF). This year, the 2019 AFI Awards took place in Kigali, Rwanda, and honored those who have spent the past 12 months demonstrating strong - [One week away from first global FinTech dialogue held in Prague](https://afi-global.org/news/one-week-away-from-first-global-fintech-dialogue-held-in-prague/) - One week away from first global FinTech dialogue held in Prague Get ready! The Czech National Bank (CNB) and AFI are co-hosting a closed-door financial technology (FinTech) peer exchange program for regulators in Prague on September 26–27, 2019. The meeting is part of the systematic global dialogue among peers from developing and emerging countries, as well as developed economies. - [Policy & regulatory solutions converge at global FinTech dialogue](https://afi-global.org/news/policy-regulatory-solutions-converge-at-global-fintech-dialogue/) - Policy & regulatory solutions converge at global FinTech dialogue Amid a global convergence in policy and regulatory solutions in the financial inclusion and financial technology (FinTech), around 70 senior - [Senior financial regulators outline priority convergence topics](https://afi-global.org/news/senior-financial-regulators-outline-priority-convergence-topics/) - Senior financial regulators outline priority convergence topics First-of-its-kind Global Dialogue on Inclusive FinTech ended with an outline of priority convergence topics, including payment innovations, payment system oversight, fintech ecosystems, cybersecurity, data protection and privacy, financial capability and wellbeing as well as digital banking innovations. - [AFI enhances gender data discussions at ASEAN symposium](https://afi-global.org/news/afi-enhances-gender-data-discussions-at-asean-symposium/) - AFI enhances gender data discussions at ASEAN symposium AFI underscored the importance of gender-based data in identifying gaps in financial inclusion as well as opportunities to develop policies and products that meet the needs of women during the 2019 ASEAN Financial Inclusion Symposium in Hanoi, Vietnam. - [Upcoming green conference positions network as global IGF policy lead](https://afi-global.org/news/upcoming-green-conference-positions-network-as-global-igf-policy-lead/) - Upcoming green conference positions network as global IGF policy lead As global frontrunners in Inclusive Green Finance (IGF) policies that drive financial inclusion and address the ongoing climate emergency, AFI and Bank Al-Maghrib (BAM) will co-host a global conference on green finance next week in Morocco. - [CNBV president highlights youth and “most vulnerable” at JLP opening](https://afi-global.org/news/cnbv-president-highlights-youth-and-most-vulnerable-at-jlp-opening/) - CNBV president highlights youth and “most vulnerable” at JLP opening Mexico’s National Banking and Securities Commission (CNBV) is developing regulations and financial systems that target young people and vulnerable communities as part of efforts to boost financial inclusion, its head told participants at a joint learning program (JLP) earlier this week. - [Green finance, regional sandbox & FinTech discussed with BCEAO](https://afi-global.org/news/green-finance-regional-sandbox-fintech-discussed-with-bceao/) - Green finance, regional sandbox & FinTech discussed with BCEAO Banque Centrale des États de l'Afrique de l'Ouest (BCEAO) Governor Tiémoko Meyliet Koné expressed interest in AFI’s inclusive green finance workstream, adding that some northern and coastal areas in its member-bloc were highly vulnerable to climate change. In a meeting with AFI Deputy Executive Director Norbert Mumba on 31 October, Koné noted that green finance could - [Five steps can transform green financial landscape, AFI ED Dr. Hannig](https://afi-global.org/news/five-steps-can-transform-green-financial-landscape-afi-ed-dr-hannig/) - Five steps can transform green financial landscape, AFI ED Dr. Hannig Global solutions must be tailored to local environments if regulators want to successfully tackle pressing financial inclusion issues, such as climate change, and ensure that no one is left behind, AFI Executive Director Dr. Alfred Hannig said on 30 October. - [Alternative financing boost needed to mitigate MSME credit gap](https://afi-global.org/news/alternative-financing-boost-needed-to-mitigate-msme-credit-gap/) - Alternative financing boost needed to mitigate MSME credit gap Regulators and supervisors must develop new alternative financing platforms to improve and compliment access to finance for micro, small and medium enterprises (MSMEs), AFI Deputy Executive Director Norbert Mumba told participants at the Bhutan Economic Forum for Innovative Transformation (BEFIT). - [Gender data is a key, AFI’s Dr. Hannig tells CNBC Africa](https://afi-global.org/news/gender-data-is-a-key-afis-dr-hannig-tells-cnbc-africa/) - Gender data is a key, AFI’s Dr. Hannig tells CNBC Africa Central banks across Africa are helping reverse the relatively low rates of financial inclusion among women by collecting sex-disaggregated data, AFI Executive Director Dr. Alfred Hannig told CNBC Africa in a televised interview earlier this month. - [Welcome to AFI’s new website!](https://afi-global.org/news/welcome-to-afis-new-website/) - AFI has a new-look digital home! We have upgraded and streamlined our website to give a more user-friendly experience that offers the best possible service to our online audience – you! - [Regulators urged to boost MSME credit access as COVID lingers](https://afi-global.org/news/regulators-urged-to-boost-msme-credit-access-as-covid-lingers/) - Financial regulators must ramp up efforts to make finance more accessible to micro, small and medium-sized enterprises (MSME), particularly those owned by women, speakers said at virtual member training on 7-10 December. - [Kenya-based Pezesha wins AFI Inclusive FinTech Showcase!](https://afi-global.org/news/kenya-based-pezesha-wins-afi-inclusive-fintech-showcase/) - Kenya-based Pezesha wins AFI Inclusive FinTech Showcase! Kenya-based financial technology (FinTech) firm Pezesha has won first place at the 2020 AFI Inclusive FinTech Showcase, after impressing AFI members and our panel of expert judges with an online pitch on how their solution is leading innovation in financial inclusion. Pezesha, translated as “financial empowerment” from Kenyan Swahili, provides a digital platform where micro,… - [Registration is now open for Certified Expert in Financial Inclusion Policy online training](https://afi-global.org/news/registration-is-now-open-for-certified-expert-in-financial-inclusion-policy-online-training/) - Registration for the next intake of CEFI, the online training for financial inclusion by AFI and Frankfurt School of Finance & Management, opens on 1 December 2024 on the Frankfurt School of Finance & Management website. - [Global conference launches new IGF paper, next steps](https://afi-global.org/news/global-conference-launches-new-igf-paper-next-steps/) - Raising awareness among stakeholders, building internal capacities, and encouraging financial literacy among customers are just some of the efforts needed at a national level in inclusive green finance (IGF), participants said at the Third Global IGF Conference. - [Banco de Moçambique & AFI are co-hosting the Third Global Inclusive Green Finance Conference 2020](https://afi-global.org/news/banco-de-mocambique-afi-are-co-hosting-the-third-global-inclusive-green-finance-conference-2020/) - Banco de Moçambique and the Alliance for Financial Inclusion (AFI) are organizing the Third Global Conference on Inclusive Green Finance (IGF) on 3 December 2020. - [COVID-19 fast-tracking financial literacy for resilience building](https://afi-global.org/news/covid-19-fast-tracking-financial-literacy-for-resilience-building/) - COVID-19 has accelerated the need to promote financial literacy as an essential tool for individuals to manage their financial affairs and build greater resilience, speakers highlighted at virtual member training on national financial education strategies (NFES). - [Financial inclusion elevated at European Microfinance Week](https://afi-global.org/news/financial-inclusion-elevated-at-european-microfinance-week/) - Financial inclusion was one of the key topics at European Microfinance Week, held on 18-20 November, where staff from AFI’s management unit highlighted various achievements from across the network in addressing the challenges facing consumer protection and savings as well as vulnerable groups, such as forcibly displaced persons (FDPs). - [AFI members explore central bank digital currency opportunities](https://afi-global.org/news/afi-members-explore-central-bank-digital-currency-opportunities/) - Central bank digital currencies (CBDCs) propelled by broader trends, offer opportunities to accelerate digitization for emerging and developing economies amid COVID-19, speakers said at a virtual event on 12 November. - [AFI Gender Committee elects new chair, vice chair](https://afi-global.org/news/afi-gender-committee-elects-new-chair-vice-chair/) - AFI is excited to welcome and congratulate Elsie Addo Awadzi, Second Deputy Governor from the Bank of Ghana, and Md. Anwarul Islam, General Manager from Bangladesh Bank, for their appointment as the new Chair and Vice Chair of AFI’s Gender Inclusive Finance Committee (GIFC) respectively. - [12 finalists announced for AFI Inclusive FinTech Showcase](https://afi-global.org/news/12-finalists-announced-for-afi-inclusive-fintech-showcase/) - Twelve financial technology (FinTech) innovators from across the world have reached the final stages of the 2020 AFI Inclusive FinTech Showcase. - [Data analysis boosts NFIS implementation & COVID-19 relief](https://afi-global.org/news/data-analysis-boosts-nfis-implementation-covid-19-relief/) - COVID-19 has accelerated the need to collect macro-economic data that assesses the impact of relief measures on low-income groups, such as small businesses, women and agricultural workers, speakers said during virtual member training. - [Financial inclusion key to green resilience building](https://afi-global.org/news/financial-inclusion-key-to-green-resilience-building/) - While impacts of climate change deepen poverty, impacting disproportionately vulnerable groups such as women, financial inclusion can build the resilience of individuals to sudden and extreme climate events. - [G-24/AFI roundtable spotlights digital catalyst for youth financial inclusion](https://afi-global.org/news/g-24-afi-roundtable-spotlights-digital-catalyst-for-youth-financial-inclusion/) - Soaring demand for digital financial services (DFS) must be leveraged to build long-term sustainable recovery and scale up financial inclusion for youth hit hard by the coronavirus pandemic, policymakers emphasized at a specially convened high level roundtable co-hosted by the G-24 and AFI on 19 October ,as part of the virtual annual meetings of the International Monetary Fund and World Bank Group. - [Public-private collaboration bolsters small business recovery](https://afi-global.org/news/public-private-collaboration-bolsters-small-business-recovery/) - Public and private sector stakeholders must work together to develop practical solutions that foster sustainable recovery for micro, small and medium-sized enterprises (MSMEs) during the coronavirus crisis, speakers said at a virtual webinar. - [AFI - Vodacom partnership advances financial inclusion in Africa](https://afi-global.org/news/afi-vodacom-partnership-advances-financial-inclusion-in-africa/) - Africa’s leading technology communications company Vodacom Group is partnering with AFI under the global network’s public-private dialogue (PPD) platform to advance financial inclusion in Africa through systematic knowledge sharing with financial policymakers and regulators. - [Climate financing key to enabling inclusive green finance](https://afi-global.org/news/climate-financing-key-to-enabling-inclusive-green-finance/) - Climate financing plays an important role at the global and institutional level in enabling inclusive green finance (IGF) and sustainable development policies, speakers said at a virtual joint learning program (JLP) held exclusively for leaders on inclusive financial technology (FinTech) ecosystems and cybersecurity. - [ECAPI makes significant strides in financial education, e-KYC](https://afi-global.org/news/ecapi-makes-significant-strides-in-financial-education-e-kyc/) - Greater financial education and efforts to promote digital onboarding are deepening access to formal financial services in Eastern Europe and Central Asia (EECA), experts said at a regional gathering co-hosted by Central Bank of Armenia on 14-15 October 2020. - [Home Credit partnership builds AFI private sector expertise](https://afi-global.org/news/home-credit-partnership-builds-afi-private-sector-expertise/) - Home Credit, a global consumer finance provider, has joined AFI’s public-private dialogue (PPD) platform as its new regional PPD partner, helping advance financial inclusion in Central and Eastern Europe and Central Asia through systematic knowledge sharing with financial policymakers and regulators across the region and beyond. - [Robust cybersecurity vital for inclusive FinTech & sustainable finance](https://afi-global.org/news/robust-cybersecurity-vital-for-inclusive-fintech-sustainable-finance/) - Robust cybersecurity frameworks are essential to the overall health and stability of financial systems, particularly as economies increasingly promote digitalization as part of COVID-19 recovery efforts, speakers said at a high level virtual AFI capacity building event on 6-8 October. - [Central Bank of Armenia - AFI 6th ECAPI EGFIP & member training](https://afi-global.org/news/central-bank-of-armenia-afi-6th-ecapi-egfip-member-training/) - Central Bank of Armenia and the Alliance for Financial Inclusion (AFI) are organizing the 6th Experts Group on Financial Inclusion Policy (EGFIP) Meeting and member training on 14-15 October 2020. - [AFI Europe Office strengthens its global presence ](https://afi-global.org/news/afi-europe-office-strengthens-its-global-presence/) - Félicitatiounen! Luxembourg government ministers congratulated AFI on the opening of its office in Europe on 5 October 2020, praising the institution’s decision to work together on aligned ambitious plans to promote green finance by leveraging the country’s status as a global financial hub. - [AFI launches its European office, co-hosted by Ministry of Finance and Ministry of Foreign and European Affairs of the Grand Duchy of Luxembourg](https://afi-global.org/news/afi-launches-its-european-office-co-hosted-by-ministry-of-finance-and-ministry-of-foreign-and-european-affairs-of-the-grand-duchy-of-luxembourg/) - AFI has launched its Europe Representative Office (ERO) in the City of Luxembourg, the first office in Europe for the world's leading organization on financial inclusion policy and regulation. - [Limited interoperability “slows” digital financial services: BCEAO](https://afi-global.org/news/limited-interoperability-slows-digital-financial-services-bceao/) - Interoperability is a key priority for network members in Africa as regulators seek to enable wider access to payment services and accelerate inclusive digital ecosystems, speakers said during virtual member training. - [Launch of the AFI Europe Representative Office co-hosted with the Ministry of Finance and the Ministry of Foreign and European Affairs of the Grand Duchy of Luxembourg](https://afi-global.org/news/launch-of-the-afi-europe-representative-office-co-hosted-with-the-ministry-of-finance-and-the-ministry-of-foreign-and-european-affairs-of-the-grand-duchy-of-luxembourg/) - AFI is organizing a virtual launch of its European Representative Office (ERO), co-hosted in the City of Luxembourg by the Ministry of Finance and the Ministry of Foreign and European Affairs of the Grand Duchy of Luxembourg. - [Agility is key to gender inclusive and resilient recovery](https://afi-global.org/news/agility-is-key-to-gender-inclusive-and-resilient-recovery/) - Recognizing that women are disproportionately impacted by the COVID-19 pandemic, the AFI Network, guided by the Denarau Action Plan, has been agile in not only mitigating these negative impacts but also positioning itself to rebuild economies that are stronger, more inclusive and more resilient. - [Innovative AGM endorses strategic changes, policy models, COVID-19 response](https://afi-global.org/news/innovative-agm-endorses-strategic-changes-policy-models-covid-19-response/) - AFI strengthened its position as the world’s foremost policy leadership alliance with members supporting a series of strategic amendments at its annual general meeting (AGM) on 9 September designed to accelerate bringing high-quality financial services to the world's unbanked. - [AGM strengthens AFI’s diversity & women’s representation](https://afi-global.org/news/agm-strengthens-afis-diversity-womens-representation/) - AFI further strengthened its commitment to champion diversity and gender inclusive finance in the network by enhancing women representation in the AFI Board of Directors and accepting the nomination of seven new members of its Gender Inclusive Finance Committee (GIFC). - [Members celebrate unanimous policy model endorsement](https://afi-global.org/news/members-celebrate-unanimous-policy-model-endorsement/) - Congratulations to the AFI members, partners and donors who contributed to the network’s two newest models, unanimously endorsed at the 2020 Annual General Meeting on 9 September. - [AFI members’ pledge boosts post-COVID-19 recovery](https://afi-global.org/news/afi-members-pledge-boosts-post-covid-19-recovery/) - Applause broke out after AFI’s membership council voted overwhelmingly to endorse the Statement on Post-COVID-19 Recovery on 9 September, enhancing the network’s commitments to achieve financial inclusion goals following the coronavirus pandemic. - [Seven working groups hold first virtual convergence](https://afi-global.org/news/seven-working-groups-hold-first-virtual-convergence/) - Seven working groups gathered to showcase their progress and achievements over the past year, as the results of AFI’s annual member needs assessment showed that satisfaction with the organization had continued to rise year-on-year. - [Seychelles prioritizes climate action in sustainable development](https://afi-global.org/news/seychelles-prioritizes-climate-action-in-sustainable-development/) - The technical training, especially designed for the staff of CBS, focused on building internal capacity for the development of an action plan that charts the next steps for CBS work in IGF. - [Africa mobile agent sustainability crucial for last mile](https://afi-global.org/news/africa-mobile-agent-sustainability-crucial-for-last-mile/) - Greater collaboration is needed to shore up the sustainability of mobile money agents as community lifelines enabling vulnerable groups in Africa to access financial services, said AFI members and partners in a virtual meeting co-hosted by Bank of Tanzania on 19 August. - [AfPI welcomes Tanzania as chair, Seychelles elected vice chair](https://afi-global.org/news/afpi-welcomes-tanzania-as-chair-seychelles-elected-vice-chair/) - Following two years at the helm of AFI’s African Financial Inclusion Policy Initiative (AfPI), Banque Centrale de la République de Guinée Governor Dr. Louncény Nabé passed the position of regional initiative chair to Bank of Tanzania Governor Prof. Florens D.M.A Luoga. - [Africa’s leaders tackle crisis recovery](https://afi-global.org/news/africas-leaders-tackle-crisis-recovery/) - Digitalization as a powerful and transformative enabler to accelerate financial inclusion was underscored by the heads of central banks and other financial regulators at the 8th African Financial Inclusion Policy Initiative (AfPI) Leaders’ Roundtable. - [8th African Financial Inclusion Policy Intiative (AfPI) Leaders Roundtable](https://afi-global.org/news/8th-african-financial-inclusion-policy-intiative-afpi-leaders-roundtable/) - Bank of Tanzania and AFI are co-hosting the 8th AfPI Leaders’ Roundtable on 20 August 2020, the network’s first virtual gathering exclusively for the heads of central banks and other regulatory member institutions in the Africa region. - [Experts group, member training launch annual Africa gathering](https://afi-global.org/news/experts-group-member-training-launch-annual-africa-gathering/) - Practical solutions aimed at helping small businesses and women weather and recover from the COVID-19 crisis were top of the agenda in virtual meetings, co-hosted by Bank of Tanzania, with senior staff at African financial regulators. - [Digital channels may help stem global remittance slowdown](https://afi-global.org/news/digital-channels-may-help-stem-global-remittance-slowdown/) - Digital channels must be encouraged to mitigate potential slumps in cross-border remittance flows amid the ongoing pandemic, speakers said during a technical webinar co-hosted by AFI and the UK’s Department for International Development (DFID). - [IGF opportunities provide competitive advantage for financial regulators](https://afi-global.org/news/igf-opportunities-provide-competitive-advantage-for-financial-regulators/) - Central banks are currently increasing their efforts to transition to a more sustainable financial system as part of their work on inclusive green finance (IGF), said Sally Abdel Kader from the Central Bank of Egypt and chair of GSPWG. - [Regulators, agent networks must embrace service digitalization](https://afi-global.org/news/regulators-agent-networks-must-embrace-service-digitalization/) - Mobile money agents must adapt to the accelerated digitalization of financial services as regulatory policy responses to COVID-19 continue to encourage cashless transactions, speakers said during a webinar for AFI members in the Africa region. - [LAC leaders: DFS, closer cooperation key to COVID-19 recovery](https://afi-global.org/news/lac-leaders-dfs-closer-cooperation-key-to-covid-19-recovery/) - Digital financial services are playing a crucial role in responding to the financial and economic impacts of the COVID-19 pandemic, central bankers from Latin American and Caribbean (LAC) said during a virtual leaders' dialogue on the role of financial inclusion policies in crisis response on 27 July. - [Applications open for 2020 AFI Inclusive FinTech Showcase!](https://afi-global.org/news/applications-open-for-2020-afi-inclusive-fintech-showcase/) - AFI is holding its second FinTech Showcase! Through the support and scaling up of quality financial services, world’s most innovative FinTechs and RegTechs will showcase transformative solutions that target low-income populations, contribute to effective COVID-19 crisis responses and help recovery. - [AFI launches inclusive green finance resource database](https://afi-global.org/news/afi-launches-inclusive-green-finance-resource-database/) - Designed to facilitate peer learning through knowledge sharing of existing policies and regulation, with an easy search and navigation, the accessible and convenient database was launched on 20 July 2021 during an IGF virtual member training. - [DFS helping MSMEs, women tackle COVID-19, say FILAC experts](https://afi-global.org/news/dfs-helping-msmes-women-tackle-covid-19-say-filac-experts/) - Digital financial services (DFS) are proving essential to the survival and recovery of small businesses and women as persistent economic uncertainty threatens the livelihoods of vulnerable groups, expert members from AFI’s Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) said on 16 July. - [Regulators must safeguard “critical front liners” MFIs](https://afi-global.org/news/regulators-must-safeguard-critical-front-liners-mfis/) - Financial regulators must enhance support to microfinance institutions (MFIs) as vital financial lifelines for individuals and small businesses hit by limited liquidity and business disruptions amid COVID-19, speakers said during a webinar on 13 July 2020. - [PIRI experts share progress on regional sandbox, NFIS](https://afi-global.org/news/piri-experts-share-progress-on-regional-sandbox-nfis/) - Members of AFI’s Pacific Island Regional Initiatives (PIRI) are making significant strides towards digital financial services, buoyed by efforts to promote the world-first regional regulatory sandbox, technical experts said during a virtual meeting of Experts Group of Financial Inclusion Policy (EGFIP). - [Sri Lanka kicks off inaugural virtual member training on NFIS](https://afi-global.org/news/sri-lanka-kicks-off-inaugural-virtual-member-training-on-nfis/) - National financial inclusion strategies (NFIS) play a pivotal role in helping disadvantaged groups respond to and survive crises, network leaders said on 6 July, noting how the fallout from COVID-19 was disproportionately impacting the most vulnerable. - [The COVID-19 factor: pandemic risk could be transformative for financial and social inclusion](https://afi-global.org/news/the-covid-19-factor-pandemic-risk-could-be-transformative-for-financial-and-social-inclusion/) - AFI Executive Director Dr. Alfred Hannig talks to The Economist Intelligence Unit on how COVID-19 could be transformative for financial and social inclusion in some emerging markets. - [AFI’s Dr. Hannig opens launch of Haiti’s education plan](https://afi-global.org/news/afis-dr-hannig-opens-launch-of-haitis-education-plan/) - AFI Executive Director Dr. Alfred Hannig opened the launch of Haiti’s National Financial Education Plan (Plan National d’Éducation et de Formation, or PNEF) on 25 June, a five-year strategy developed with support from the network’s in-country implementation program. - [Africa leaders urge closer ties amid post-COVID “better normal”](https://afi-global.org/news/africa-leaders-urge-closer-ties-amid-post-covid-better-normal/) - Central banks in Africa are responding to COVID-19 by investing in practical solutions that bring disadvantaged groups into formal financial services, accelerating their ability to recover and build resilience against future crises, leaders said on 30 June. - [Regulators offer durable solutions to include FDPs](https://afi-global.org/news/regulators-offer-durable-solutions-to-include-fdps/) - Forcibly displaced persons (FDPs) must be part of efforts to accelerate financial inclusion, despite COVID-19 pressures shifting focus towards meeting the needs of local populations, speakers said during a webinar on 23 June. - [AFI Executive Director: Events in June – September 2020 ](https://afi-global.org/news/afi-executive-director-events-in-june-september-2020/) - With movement restrictions and physical distancing remaining in place in many countries across the AFI network, AFI events scheduled from June to September 2020 will continue to be held virtually. - [Congratulations working group members!](https://afi-global.org/news/congratulations-working-group-members/) - As the backbone of AFI’s crucial work, it is important to acknowledge the contributions of working group members and recognize those who have led by example by demonstrating steadfast commitment, active participation and the ability to support and inspire others. - [COVID-19 “stress tests” digital ID infrastructure](https://afi-global.org/news/covid-19-stress-tests-digital-id-infrastructure/) - Digital infrastructure is not only rejuvenating economic activity amid the ongoing COVID-19 crisis, but also accelerating financial inclusion by addressing the needs of vulnerable groups, technical experts said during a webinar on 11 June. - [AFI and Mastercard Foundation partner for COVID-19 Policy Response in Africa](https://afi-global.org/news/afi-and-mastercard-foundation-partner-for-covid-19-policy-response-in-africa/) - Alliance for Financial Inclusion (AFI), in partnership with the Mastercard Foundation, is implementing a COVID-19 Policy Response program in Africa in response to the devastating impacts of the global pandemic. - [FISPLG webinar discusses gender savings group responses to COVID-19](https://afi-global.org/news/fisplg-webinar-discusses-gender-savings-group-responses-to-covid-19/) - Financial inclusion, particularly for women, has a key role to play in both the mitigation, and social and economic recovery from COVID-19, AFI’s Chief Operating Officer Chee Soo Yen said as she opened AFI’s Financial Inclusion Strategy Peer Learning Group (FISPLG) technical webinar on 5 June, 2020. - [Central banks must connect climate change and financial inclusion](https://afi-global.org/news/central-banks-must-connect-climate-change-and-financial-inclusion/) - In fact, just as financial inclusion has lifted countless people out of poverty, climate risks have led central banks and financial regulators to update inclusion strategies and introduce policy tools to ensure climate stresses do not undermine efforts at alleviating poverty -- something worth recognizing today, World Environment Day. - [AFI launches second edition of IGF policy landscape survey](https://afi-global.org/news/afi-launches-second-edition-of-igf-policy-landscape-survey/) - As a global policy leadership alliance representing 100 members from emerging and developing economies, AFI has a responsibility not only to be part of the solution, but also provide a significant contribution when addressing climate change, one of the major global challenges, AFI Executive Director Dr. Alfred Hannig said in his address on the occasion of the launch of AFI’s latest knowledge product, Inclusive Green Finance: A Survey of the Policy Landscape (Second Edition). - [COVID-19 highlights need for cybersecurity frameworks](https://afi-global.org/news/covid-19-highlights-need-for-cybersecurity-frameworks/) - Financial institutions must put into place comprehensive and up-to-date guidelines on how to effectively and securely manage technology, speakers told AFI members during member training on 3 June. - [ECAPI experts outline major financial inclusion achievements](https://afi-global.org/news/ecapi-experts-outline-major-financial-inclusion-achievements/) - Co-hosted by Central Bank of Armenia, 5th Eastern Europe & Central Asia Policy Initiative (ECAPI), a 3-day virtual event, started with the Experts Group on Financial Inclusion Policy (EGFIP) meeting. - [CBA, AFI kick off 5th ECAPI EGFIP](https://afi-global.org/news/cba-afi-kick-off-5th-ecapi-egfip/) - Central Bank of Armenia and AFI are organizing the ECAPI's 5th Experts Group on Financial Inclusion Policy (EGFIP) Meeting on 1–3 June 2020, the first AFI regional initiative to be held virtually given the magnitude of the global crisis posed by COVID-19. - [2020 AFI GPF in Jordan postponed until 2021](https://afi-global.org/news/2020-afi-gpf-in-jordan-postponed-until-2021/) - The Alliance for Financial Inclusion’s (AFI) Board of Directors has agreed to postpone the 2020 AFI Global Policy Forum (GPF), co-hosted with the Central Bank of Jordan, to minimize risks involved following the outbreak of COVID-19. - [AfPI experts encourage agent banking, financial education](https://afi-global.org/news/afpi-experts-encourage-agent-banking-financial-education/) - Experts from AFI’s African Financial Inclusion Policy Initiative (AfPI) highlighted support for agent banking and financial education as priority emerging topics and challenges amid the ongoing COVID-19 outbreak during the 5th Meeting of AfPI’s Expert Group on Financial Inclusion Policy (EGFIP) on 19 May 2020, which kicked off a series of AFI’s virtual regional initiative events. - [The coronavirus is upending cash economies. Mobile money could emerge as the winner.](https://afi-global.org/news/the-coronavirus-is-upending-cash-economies-mobile-money-could-emerge-as-the-winner/) - AFI was quoted by Washington Post in their latest story about the rise of mobile money, particularly in Africa, where it targets those with no or limited access to the banking and financial system. - [BigTech crucial to staving off “further exclusion”](https://afi-global.org/news/bigtech-crucial-to-staving-off-further-exclusion/) - Digital finance is supporting individuals, small businesses and governments amid the global economic downturn by enabling financial services, e-commerce, social assistance and greater collaboration between public sector stakeholders, speakers said during a webinar held exclusively for AFI working group members. - [Role of Gender Focal Points institutionalized in all AFI Working Groups](https://afi-global.org/news/role-of-gender-focal-points-institutionalized-in-all-afi-working-groups/) - All AFI Working Groups institutionalized the role of the Gender Focal Points (GPF) by unanimously adopting a revision into their respective Working Group charters, during their sessions held this April. - [AFI capacities enhanced with Sida’s RBM Training](https://afi-global.org/news/afi-capacities-enhanced-with-sidas-rbm-training/) - About 40 AFI staff attended the RBM training provided by the Swedish International Development Cooperation Agency, held in six sessions, over three weeks and through a virtual video-conferencing platform. - [AFI’s PPD on COVID-19 highlights gender concerns](https://afi-global.org/news/afis-ppd-on-covid-19-highlights-gender-concerns/) - “Women who work in informal sectors are most at risk of being left behind which is why we need gender-sensitive and targeted interventions in formulating policies to address the COVID-19 pandemic,” Dr. Monique Nsanzabaganwa, Deputy Governor of the National Bank of Rwanda said during the 1st Virtual AFI Public-Private Dialogue (PPD) Meeting. - [PPD pivotal for building MSME COVID-19 resilience](https://afi-global.org/news/ppd-pivotal-for-building-msme-covid-19-resilience/) - Collaboration between public and private sector financial stakeholders will play a pivotal role in ensuring the survival of small businesses amid the current global economic downturn, emphasized participants during AFI’s first-ever Public-Private Dialogue (PPD) webinar on 23 April. - [Executive Director: Enabling policies key to climate resilience](https://afi-global.org/news/executive-director-enabling-policies-key-to-climate-resilience/) - “This on-going global COVID-19 emergency is a reminder of how important the role of regulators and policymakers is in ensuring that the most vulnerable populations have the tools needed to build resilience to shocks like this one, or to the effects of climate change,” said AFI Executive Director Dr. Alfred Hannig. - [AFI working groups committed to COVID-19 recovery](https://afi-global.org/news/afi-working-groups-committed-to-covid-19-recovery/) - AFI’s working groups play a pivotal role in advancing financial inclusion policies worldwide and must continue to drive progress forward despite the ongoing challenges posed by COVID-19, working group leaders said during a recent series of virtual meetings. “We are counting on your continued commitment to forge ahead despite the uncertainties in our countries in - [IGFWG webinars discuss sustainability, COVID-19 and beyond](https://afi-global.org/news/igfwg-webinars-discuss-sustainability-covid-19-and-beyond/) - “Amidst the COVID-19 outbreak, we are seeing banks and corporations now expanding their sustainability teams. We all want robust economies that serve public policy purposes and are inclusive,” according to Mark Halle, Senior Advisor of the International Network of Financial Centres for Sustainability (FC4S) at a webinar organised by the Inclusive Green Finance (IGF) Working Group yesterday. - [Members highlight crucial COVID-19 policy responses](https://afi-global.org/news/members-highlight-crucial-covid-19-policy-responses/) - Financial regulators in the AFI network are implementing pro-active and immediate policy changes designed to support individuals and businesses most exposed to the negative effects of coronavirus. - [Eswatini’s NFIS review gets a gender lens](https://afi-global.org/news/eswatinis-nfis-review-gets-a-gender-lens/) - With a special focus on gender inclusive finance and in collaboration with the Central Bank of Eswatini, the Ministry of Finance and the Center for Financial Inclusion, AFI conducted a mid-term review of the Kingdom of Eswatini’s National Financial Inclusion Strategy (NFIS), from March 4-6, 2020, in Mbabane, Eswatini. - [Three working groups kick off inaugural webinars](https://afi-global.org/news/three-working-groups-kick-off-inaugural-webinars/) - Financial regulators from three AFI working groups gathered for the first in a series of virtual webinars aimed at driving progress in deliverables amid the ongoing coronavirus pandemic and reinforcing network bonds. - [Thomson Reuters Foundation: Coronavirus seen as trigger for mobile money growth in West Africa](https://afi-global.org/news/thomson-reuters-foundation-coronavirus-seen-as-trigger-for-mobile-money-growth-in-west-africa/) - AFI Executive Director Dr. Alfred Hannig spoke to Reuters for their latest story on mobile money in Western Africa as an opportunity to increase usage and include more people in the digital economy during Covid-19 outbreak. - [AFI members mitigate COVID-19 with policy responses](https://afi-global.org/news/afi-members-mitigate-covid-19-with-policy-responses/) - AFI member institutions are taking immediate action to ease the financial burdens faced by individuals and small businesses as economic activity decelerates amid the global coronavirus outbreak. - [AFI’s Hannig announces COVID-19 policy response](https://afi-global.org/news/afis-hannig-announces-covid-19-policy-response/) - AFI has launched the AFI COVID-19 Policy Response, a comprehensive set of quick, needs-based, highly practical and high-impact interventions that will enable the implementation of rapid response policies and regulations in countries highly impacted by the global economic downturn as a result of the spread of the disease. - [AFI Executive Director writes for Devex on Climate Change & Central Banks](https://afi-global.org/news/afi-executive-director-writes-for-devex-on-climate-change-central-banks/) - Central banks tend not to be seen as innovative climate change pioneers, but as extreme weather events continue to undermine economic stability, real change is afoot. - [PIRI publishes Pacific Regional Regulatory Sandbox Guidelines](https://afi-global.org/news/piri-publishes-pacific-regional-regulatory-sandbox-guidelines/) - AFI’s Pacific Islands Regional Initiative (PIRI) has published its landmark Pacific Regional Regulatory Sandbox Guidelines, a marker aimed to help not only the Pacific but also other regions looking to encourage innovative financial technology (FinTech) solutions that foster greater financial inclusion. - [PIRI members hold first virtual meeting](https://afi-global.org/news/piri-members-hold-first-virtual-meeting/) - AFI’s Pacific Islands Regional Initiative (PIRI) held its first-ever virtual meeting with Experts Group on Financial Inclusion Policy (EGFIP) and technical subgroup members on 26 March to discuss various deliverables, including the Pacific Regional Regulatory Sandbox. - [Executive Director: AFI Business Continuity Management](https://afi-global.org/news/executive-director-afi-business-continuity-management/) - Malaysia is starting a two-week interruption of non-essential activities from 18 March until 31 March, as part of the Government’s efforts to stop the spread of the Covid-19 Virus. AFI staff in Kuala Lumpur will work from home in the next two weeks. - [AFI working group leaders launch video meetings](https://afi-global.org/news/afi-working-group-leaders-launch-video-meetings/) - Leaders from AFI’s working groups took part in the Alliance’s first-ever global web-based video conferencing event on 10 March, after the AFI Management Unit cancelled a series of upcoming events due to the spread of COVID-19. - [Executive Director: Cancellation of 13 events and alternative mode of delivery](https://afi-global.org/news/executive-director-cancellation-of-13-events-and-alternative-mode-of-delivery/) - World Health Organization (WHO) declared the spread of the coronavirus disease (COVID-19) a global emergency, which has affected about 70 countries so far. - [BNM, AFI, World Bank end SME seminar](https://afi-global.org/news/bnm-afi-world-bank-end-sme-seminar/) - A four-day peer learning seminar ended on 27 February with participants using their learnings to identify the key components needed to create strategies towards building sustainable finance ecosystems for small and medium enterprises (SMEs). - [IMF MD Georgieva, AFI ED expanding collaboration](https://afi-global.org/news/imf-md-georgieva-afi-ed-expanding-collaboration/) - Inclusive financial technology, gender and green finance were top of the agenda during a bilateral meeting between International Monetary Fund Managing Director Kristalina Georgieva and AFI Executive Director Dr. Alfred Hannig. - [Bank Negara Malaysia, World Bank & AFI co-host SME Finance seminar](https://afi-global.org/news/bank-negara-malaysia-world-bank-afi-co-host-sme-finance-seminar/) - The four-day event aims to provide a platform to share the evolution of Malaysia’s SME finance ecosystem to ensure sustainable financing for SMEs as well as highlighting the use of digital technologies to support new generations of entrepreneurs. - [Cybersecurity member training ends with strategy development](https://afi-global.org/news/cybersecurity-member-training-ends-with-strategy-development/) - Participants at the Member Training on Cybersecurity for Financial Inclusion ended four days of in-depth learning on 20 February by distilling their newly acquired knowledge into cybersecurity strategies at the institutional level. A total of 31 people from 24 AFI member institutions took part in the capacity building event in Kuala Lumpur, during which they - [Cybersecurity focus of first BNM-AFI member training in 2020](https://afi-global.org/news/cybersecurity-focus-of-first-bnm-afi-member-training-in-2020/) - In an increasingly interconnected world, regulators and financial regulators must remain proactive and vigilant against cybersecurity risks, AFI Deputy Executive Director Norbert Mumba said as he kicked off this year’s first batch of member trainings on 17 February. - [Bank of Finland DG discusses IGF, DFS & financial literacy with AFI ED](https://afi-global.org/news/bank-of-finland-dg-discusses-igf-dfs-financial-literacy-with-afi-ed/) - ​​​​​​​Bank of Finland Deputy Governor Marja Nykänen and AFI Executive Director Dr. Alfred Hannig held talks on inclusive green finance, digital financial literacy and inclusive financial technology (FinTech) on 12 February in Helsinki. - [Estonia’s Deputy Governor & AFI ED discuss knowledge exchange](https://afi-global.org/news/estonias-deputy-governor-afi-ed-discuss-knowledge-exchange/) - Deputy Governor Maive Rute of the Eesti Bank (the Central Bank of Estonia) met with AFI Executive Director Dr. Alfred Hannig on 10 February in Tallinn, to discuss cooperation and technical knowledge exchange within the framework of AFI’s Developed-Developing Country Policy Peer Learning platform. - [AFI presents responsible digital credit guidelines at Paris seminar](https://afi-global.org/news/afi-presents-responsible-digital-credit-guidelines-at-paris-seminar/) - At the invitation of Banque de France, AFI participated at an international seminar for regulators in Paris on 7 February where it shared its latest policy framework on responsible digital credit, which aims to help members develop appropriate legal and regulatory framework to mitigate potential risks that may arise from the provision of digital credit - [RMA Bhutan embarks on Green Finance Roadmap](https://afi-global.org/news/rma-bhutan-embarks-on-green-finance-roadmap/) - The Royal Monetary Authority of Bhutan (RMA Bhutan) is driving the development of its country’s roadmap on green financing, by creating tools and criteria, identifying key stakeholders and establishing monitoring, supervision and assessment structures for the country’s financial sector. - [First in-country green JLP in Bhutan](https://afi-global.org/news/first-in-country-green-jlp-in-bhutan/) - The Royal Monetary Authority (RMA) of Bhutan and AFI begin the year on a high note by co-hosting the country’s first-ever Joint Learning Program on Inclusive Green Finance (IGF) in Thimphu. - [Inaugural global FinTech dialogue report is out](https://afi-global.org/news/inaugural-global-fintech-dialogue-report-is-out/) - AFI’s report on the Global FinTech Dialogue was launched following the inaugural gathering of financial regulators from developed and developing countries in September 2019 in Prague. - [AFI assumes responsibility of global inclusion awards for youth](https://afi-global.org/news/afi-assumes-responsibility-of-global-inclusion-awards-for-youth/) - AFI has accepted responsibility for issuing a major industry award in youth financial inclusion, taking over from Child and Youth Financial (CFYI), a Netherlands-based non-governmental organization that is bowing out from its role. - [BoG governor discusses peer review opportunities at DED meeting](https://afi-global.org/news/bog-governor-discusses-peer-review-opportunities-at-ded-meeting/) - Bank of Ghana (BoG) Governor Dr. Ernest Addison warmly greeted AFI Deputy Executive Director Norbert Mumba at the central bank’s headquarters in Accra on 29 November, where the pair discussed opportunities to capitalize on the Alliance’s extensive network through in-depth peer learning. - [Technology can help financial access grow to 75 percent, BSL governor](https://afi-global.org/news/technology-can-help-financial-access-grow-to-75-percent-bsl-governor/) - Bank of Sierra Leone (BSL) Governor Professor Kelfala Morana Kallon said on 2 December that leveraging technology can help accelerate financial inclusion and aims to leave office with 75 percent of adults having access to financial services. - [Interoperability & DFS crucial to development leaps, says CBE DG](https://afi-global.org/news/interoperability-dfs-crucial-to-development-leaps-says-cbe-dg/) - Financial inclusion is crucial to economic development and reaching the most disadvantaged groups, said Central Bank of Egypt (CBE) Deputy Governor Lobna Helal at the opening of a joint learning program on digital financial services interoperability on 25 November. - [AFI knowledge exchange program kicks off in Kuala Lumpur](https://afi-global.org/news/afi-knowledge-exchange-program-kicks-off-in-kuala-lumpur/) - AFI Deputy Executive Director Norbert Mumba kicked off a three-day knowledge exchange program on 25 November that focuses on digital financial services (DFS); micro, small and medium enterprises (MSMEs); and finance and consumer protection and digital financial literacy. - [AFI ED on EMA panel that awards Kenya insurer top microfinance prize](https://afi-global.org/news/afi-ed-on-ema-panel-that-awards-kenya-insurer-top-microfinance-prize/) - A high jury panel, presided over by Luxembourg Minister for Development Cooperation and Humanitarian Affairs Paulette Lenert, selected Kenya’s APA Insurance to win the 2019 European Microfinance Awards on 21 November. The panel, which included AFI Executive Director Dr. Alfred Hannig, awarded the winner with the Euro 100,000 grand prize. - [PIRI members agree to advance regional de-risking action plan](https://afi-global.org/news/piri-members-agree-to-advance-regional-de-risking-action-plan/) - Members of AFI’s Pacific Islands Regional Initiative (PIRI) agreed to implement a regional de-risking action plan aimed at curbing losses in correspondent banking relationships due to concerns over money laundering and terrorist financing. ## Pages - [Financial Inclusion Initiative for Latin America and the Caribbean (FILAC)](https://afi-global.org/what-we-offer/regional-initiatives/financial-inclusion-initiative-for-latin-american-and-the-caribbean-filac/) - 0 Active member institutions 0 Countries 0 Policy changes 0 Knowledge products 0 Maya Declaration commitments 0 Leaders’ Roundtables 0 EGFIP meetings 0 Capacity building workshops 0 Peer Review Leaders Chair Banco Central de Reserva de El Salvador Vice Chair CNBS Honduras Objectives - [AFI Inclusive Fintech Showcase 2026 ](https://afi-global.org/what-we-do/afi-inclusive-fintech-showcase-2026/) - Previous AFI Inclusive Fintech Showcase winners Affinity Africa: providing affordable and accessible digital financial services to individuals and business iFarmer Limited: connecting farmers, agri-retailers, and institutional buyers through finance, technology, and data Growth Platform: supporting MSMEs through emerging technologies, agent networks and financial tools Pezesha: providing SMEs and individuals with access to affordable credit OKO Finance: providing crop-specific insurance products to farmers across Sub-Saharan Africa Publications publication The 2025 AFI Inclusive FinTech Showcase: Lessons - [Gender Inclusive Finance](https://afi-global.org/what-we-do/gender-inclusive-finance/) - For the first time, policymakers have access to a framework, based on empirical evidence from around the world, that helps them to craft and implement effective policies. AFI marks 10 years of providing global leadership on gender inclusive finance. AFI promotes global financial inclusion data architecture, and leadership pipeline for women regulators. Gender Inclusive Finance - [AFI’s Africa Regional Office](https://afi-global.org/contact-us/afis-africa-regional-office/) - Contact Us +225 27 20 22 15 65 afi-aro@afi-global.org - [Consumer Empowerment and Market Conduct Working Group (CEMCWG)](https://afi-global.org/what-we-offer/working-groups/consumer-empowerment-and-market-conduct-working-group-cemcwg/) - 66 Member Institutions 58 Countries 219 Policy changes 30 Knowledge products Chairs & Focal points Chair Gérard Nsabimana, National Bank of Rwanda Co-Chair I Dr. Khadijah Kishimba, Bank of Tanzania Co-Chair II Dr. Robert Mesrob Der Mesrobian, Central Bank of Armenia Gender Focal Point Freda Diau, Central Bank of Solomon Islands Objectives - [Publications](https://afi-global.org/knowledge-center/publications/) - Publications AFI publishes a variety of resource material covering all aspects of financial inclusion. Along with guideline notes, case studies and special reports, our publications library includes documents from AFI members, factsheets, and more. 0 results !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome - [Members](https://afi-global.org/about-afi/members/) - AFI is a policy leadership alliance, owned and led by member central banks and financial regulatory institutions from 83 countries. Members come together to set the global financial inclusion agenda, and exchange insight on solutions to achieve their goals.Over the last 15 years, AFI members have pioneered innovative policy approaches to extending the financial system to the unbanked, while balancing safety and stability. Membership of AFI’s global - [AFI Engage](https://afi-global.org/what-we-do/afi-engage/) - Benefits for Participants - [AFI Global Financial Inclusion Awards](https://afi-global.org/what-we-do/afi-awards/) - The AFI Awards honor institutions & individuals who go above and beyond to advance policies that expand access to safe, convenient and affordable financial services. - [Donors & Partners](https://afi-global.org/about-afi/donors-partners/) - Funding/Intellectual Partners Like-minded intellectual partners that contribute unique knowledge, insight and financial resources to advance AFI’s mission and scale up our broad range of member services and offerings. Agence Française de Développement African Development Bank Group ClimateWorks Foundation European Commission Gates Foundation (GF) German Ministry for Economic Cooperation and Development (BMZ) Habitat for Humanity International - [Pacific Islands 
Regional Initiative (PIRI)](https://afi-global.org/what-we-offer/regional-initiatives/pacific-islands-regional-initiative-piri/) - PIRI was launched with the vision of making responsible and inclusive financial services accessible to all Pacific Islanders. - [Working Groups](https://afi-global.org/what-we-offer/working-groups/) - AFI Working Groups are a key source of policy development and trends in financial inclusion and serve as “communities of practice” on major financial inclusion issues. They are the primary mechanism for generating and hosting knowledge within the AFI network and provide a platform for knowledge exchanges and peer learning that allow policymakers to share, - [SME Finance Working Group (SMEFWG)](https://afi-global.org/what-we-offer/working-groups/sme-finance-working-group-smefwg/) - 0 Member Institutions 0 Countries 0 Policy changes 0 Knowledge products Chairs & Focal points Chair Shereen Farouk, Central Bank of Egypt Co-Chair I Gcina Nxumalo, Central Bank of Eswatini Co-Chair II Sakiusa Nabou,Reserve Bank of Fiji Objectives - [Governance](https://afi-global.org/about-afi/governance/) - The Alliance for Financial Inclusion’s work is driven by its members under the oversight of the AFI Board of Directors. The Board of Directors provides overall strategic guidance on the future direction of AFI, offering innovative ideas and advice on meeting objectives, identifying new opportunities and building the AFI network. More information on AFI’s governance - [Impact Stories](https://afi-global.org/about-afi/impact-stories/) - Impact Stories Financial inclusion policies benefit individuals, communities and entire nations. Learn how in the short videos below, which profile initiatives from around the world. Videos Inclusive Green Finance in Egypt Empowering Rural Women Entrepreneurs in Morocco Senegal: Women’s financial inclusion is transforming the nation Why Pakistan is banking on women to boost its economy - [Podcast](https://afi-global.org/newsroom/podcast/) - Global perspectives on policy and impact Inside Financial Inclusion brings you up to speed on the policies, insights, and innovations shaping inclusive financial systems worldwide. From fintech to food security, from green finance to gender, Inside Financial Inclusion sheds light on innovative approaches to expanding access and usage of safe, affordable and convenient financial services. Our hosts Aban - [Arab Region Financial Inclusion Policy Initiative (ARFIPI)](https://afi-global.org/what-we-offer/regional-initiatives/arab-region-financial-inclusion-policy-initiative-arfipi/) - 0 Member Institutions 0 Member Countries 0 ARFIPI meetings Leaders Chair Central Bank of Egypt Objectives Key milestones: - [Eastern Europe & Central Asia Policy Initiative (ECAPI)](https://afi-global.org/what-we-offer/regional-initiatives/eastern-europe-central-asia-policy-initiative-ecapi/) - ECAPI is a platform that amplifies the collective voice of Eastern European and Central Asian (EECA) nations on key financial inclusion policy issues. - [African Financial Inclusion Policy Initiative (AfPI)](https://afi-global.org/what-we-offer/regional-initiatives/african-financial-inclusion-policy-initiative-afpi/) - AfPI is the platform for AFI’s African members to support and develop financial inclusion policies, regulatory frameworks & other knowledge products in Africa. - [European Representative Office](https://afi-global.org/contact-us/european-representative-office/) - AFI’s Europe Representative Office (ERO) is based in Luxembourg, hosted by the Luxembourg Ministry of Finance, and Ministry of Foreign and European Affairs, Defence, Development Cooperation, and Trade. From here, we enhance services for AFI members and foster cooperation with European policymakers, financial regulators, development partners, standard-setting bodies and technical experts.Learn more about the work of - [Luxembourg Ministry of Finance​](https://afi-global.org/about-afi/donors-partners/luxembourg-ministry-of-finance/) - The Ministry of Finance of the Grand Duchy of Luxembourg prepares and implements the budgetary, financial and fiscal policy of the State.​ Since 2020, AFI’s Europe Representative Office has been based in Luxembourg, hosted by the Ministry of Finance, and the Ministry of Foreign Affairs. Luxembourg’s Ministry of Finance and AFI are currently collaborating to advance financial inclusion of vulnerable groups - [Luxembourg Ministry of Foreign Affairs​](https://afi-global.org/luxembourg-ministry-of-foreign-affairs/) - AFI and the Ministry of Foreign Affairs’ Directorate for Development Cooperation and Humanitarian Affairs are working together to boost financial inclusion in Palestine. - [Habitat for Humanity​](https://afi-global.org/about-afi/donors-partners/habitat-for-humanity/) - AaFI & Habitat for Humanity have been working to identify how the enabling regulatory environment for inclusive, affordable, sustainable housing finance. - [International Development Research Centre (IDRC)](https://afi-global.org/about-afi/donors-partners/international-development-research-centre-idrc/) - IDRC is currently funding an AFI Research Initiative on Complementarity of Monetary Stability, Financial Stability and Financial Inclusion. ​ - [Swedish International Development Cooperation Agency (Sida)](https://afi-global.org/about-afi/donors-partners/swedish-international-development-cooperation-agency-sida/) - Thanks to Sida’s long-term and catalytic support, AFI’s work on Gender Inclusive Finance has progressed to a global force for systemic change. - [German Federal Ministry for Economic Cooperation and Development (BMZ) ​](https://afi-global.org/about-afi/donors-partners/german-federal-ministry-for-economic-cooperation-and-development-bmz/) - The German Federal Ministry for Economic Cooperation and Development (BMZ) is a longstanding partner of AFI, whose funding and support have been critical in shaping AFI’s growth and development. ​ BMZ was the first funder of AFI’s In-Country Implementation initiative, which has supported over 80 high-impact policy interventions. Since 2023, BMZ has supported AFI members in Africa and - [The Gates Foundation​](https://afi-global.org/about-afi/donors-partners/the-gates-foundation/) - The Gates Foundation was critical to the birth of AFI, driven by the conviction that ‘policy matters’. - [Accords](https://afi-global.org/about-afi/accords/) - The Maya Declaration lay the groundwork for AFI members to develop and adopt a series of accords, action plans and statements that outline specific goals and target different aspects of financial inclusion. Swakopmund Call to Action The Call to Action stands as a unifying framework for collective policy action, global cooperation, and transformative leadership. It - [European Commission​](https://afi-global.org/about-afi/donors-partners/european-commission/) - In June 2024, AFI and the European Commission launched a major partnership to support Sub-Saharan African countries to enhance the regulatory environment for financial inclusion. The project focuses on digital financial services, addressing consumer risk, promoting financial inclusion for youth and women, and Inclusive Green Finance.​ “Supporting financial inclusion through this partnership with AFI is of - [Foreign, Commonwealth & Development Office (FCDO)](https://afi-global.org/about-afi/donors-partners/foreign-commonwealth-development-office-fcdo/) - FCDO and AFI have collaborated to transform Digital Financial Inclusion in the Pacific and South Asia. - [World Food Programme](https://afi-global.org/about-afi/donors-partners/world-food-programme/) - [AFD – Agence Francaise de Developpement](https://afi-global.org/about-afi/donors-partners/afd-agence-francaise-de-developpement/) - FI and AFD have been working together to build resilience to climate impacts through Inclusive Green Finance (IGF) policies. - [The International Climate Initiative (IKI)​](https://afi-global.org/the-international-climate-initiative-iki/) - Since 2008, the IKI has supported over 1,000 climate and biodiversity projects in approximately 150 partner countries with a total of almost 7.5 billion euros. IKI concentrates its activities in four areas:​ Mitigating GHG emissions​ Adapting to climate change​ Natural carbon sinks​ Conserving biological diversity​ ​You can learn more about IKI’s work on its website.​ - [ClimateWorks Foundation](https://afi-global.org/about-afi/donors-partners/climateworks-foundation/) - The ClimateWorks Foundation works globally with funders, grantees, and partners to accelerate high-impact climate solutions that deliver real benefits to people, communities, and economies.​ AFI and ClimateWorks have collaborated to assist AFI member institutions to implement Inclusive Green Finance policies that build climate resilience and foster sustainable economic development among vulnerable populations by improving access to - [African Development Bank](https://afi-global.org/about-afi/donors-partners/african-development-bank/) - AFI and AFAWA are studying the barriers faced by women entrepreneurs when seeking access to finance. - [Maya Declaration](https://afi-global.org/about-afi/maya-declaration/) - [Competition Enablers Knowledge Exchange (CKX)](https://afi-global.org/competition-knowledge-enablers-exchange-ckx-workstream/) - The Competition Enablers Knowledge Exchange (CKX) brings together regulators and policymakers to promote healthy competition in financial services. - [Digital Financial Services Working Group (DFSWG)](https://afi-global.org/what-we-offer/working-groups/dfswg/) - 0 Member Institutions 0 Countries 0 Policy changes 0 Knowledge products Chairs & Focal Points Chair Tsolmontuya Bold, Financial Regulatory Commission of Mongolia Co-Chair I Abdulrahman Ababneh, Central Bank of Jordan Co-Chair II Eserani Munivai, Reserve Bank of Fiji Gender Focal Point Lead Linda Dlamini, Central Bank of Eswatini Gender Focal Point Co-Lead Lim Sheng - [Global Policy Forum](https://afi-global.org/events/global-policy-forum/) - 2025 Highlights Overview More than 90 member institutions, representing 84 countries The Alliance for Financial Inclusion (AFI) organizes its annual flagship event, the Global Policy Forum (GPF), for its vibrant and growing global network. With more than 90 member institutions, representing 84 countries, the GPF is the most important and comprehensive forum for regulatory institutions - [Inclusive Green Finance Working Group (IGFWG)](https://afi-global.org/what-we-offer/working-groups/inclusive-green-finance-working-group-igfwg/) - [Financial Inclusion Data and Impact Working Group (FIDIWG)](https://afi-global.org/what-we-offer/working-groups/financial-inclusion-data-and-impact-working-group-fidiwg/) - 0 Member Institutions 0 Countries 0 Policy changes 0 Knowledge products Chairs & Focal points Chair Rita Kayibanda, National Bank of Rwanda Co-Chair I & Gender Focal Point Lead Sesilia Nekwaya, Bank of Namibia Co-Chair II Mohamed Haridy, Central Bank of Egypt Gender Focal Point Co-Lead Waqar Muhammad,State Bank of Pakistan Objectives - [Dr. Alfred Hannig](https://afi-global.org/about-afi/management/dr-alfred-hannig/) - Dr. Alfred Hannig Chief Executive Officer Dr. Alfred Hannig is the Chief Executive Officer of the Alliance for Financial Inclusion (AFI), a global network of 90 policymaking and regulatory institutions from 84 countries, dedicated to providing the world’s unbanked safe access to the formal financial system through smart policy initiatives. Growing the AFI network Dr. - [About AFI](https://afi-global.org/about-afi/) - AFI is a global policy leadership alliance of central banks and regulators in 83 countries, advancing financial inclusion through effective policy solutions. - [Financial Inclusion Strategy Peer Learning Group (FISPLG)](https://afi-global.org/what-we-offer/working-groups/financial-inclusion-strategy-peer-learning-group-fisplg/) - 0 Member Institutions 0 Countries 0 Policy changes 0 Knowledge products Chairs & Focal points Chair Khaled Bassiouny, Central Bank of Egypt Co-Chair I Caroline Waqabaca, Reserve Bank of Fiji Co-Chair II Amr Ahmad, Central Bank of Jordan Gender Focal Point Lead Nangi Massawe, Bank of Tanzania Gender Focal Point Co-Lead Moise Bigirimana,National Bank of - [Global Standards Proportionality Working Group (GSPWG)](https://afi-global.org/what-we-offer/working-groups/global-standards-proportionality-working-group-gspwg/) - [Management](https://afi-global.org/about-afi/management/) - Executive Leadership Team (ELT) Dr. Alfred Hannig Chief Executive Officer Chee Soo Yuen Deputy Chief Executive Officer and Chief Operations Officer Senior Management Team (SMT) Ilya Sverdlov Director, ERO and Donor Relations & Global Partnerships Dr. Eliki Boletawa Director, Policy Programs & Implementation Aban Haq Director, Strategy, Member Engagement and Evaluation Organizational Structure - [Training & Development](https://afi-global.org/what-we-offer/training-development/) - [15 Years of Impact](https://afi-global.org/about-afi/15-years-of-impact/) - 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2008 The Alliance for Financial Inclusion (AFI) project is launched—as part of Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH—with a $35 million grant from the Bill & Melinda Gates Foundation.Five institutions (Bank Indonesia, Bangko Sentral ng Pilipinas, - [Emerging Topics](https://afi-global.org/what-we-do/emerging-topics/) - Complementarity Employment Food Security Housing Youth Forcibly Displaced Persons People With Disabilities Competition Enablers Knowledge Exchange (CKX) Complementarity AFI members see financial inclusion as an opportunity to strengthen central banks’ core objectives of delivering monetary and financial stability – as a complementary, rather than a competing, priority. Financial inclusion increases the retail deposit base and the effectiveness - [In-Country Implementation](https://afi-global.org/what-we-offer/in-country-implementation/) - [What we do](https://afi-global.org/what-we-do/) - Key Policy Areas Gender Inclusive Finance Emerging Topics AFI Engage AFI Global Financial Inclusion Awards Competition Enablers Knowledge Exchange (CKX) Key Policy Areas AFI members develop and implement innovative policies in a number of key areas, including consumer protection, digital financial services, financial inclusion data, national financial inclusion strategy, global standard proportionality, inclusive green finance - [Membership benefits](https://afi-global.org/about-afi/membership-benefits/) - Why become an AFI Member? AFI is unique: the world’s only policy leadership alliance owned and led by member central banks and financial regulatory institutions from the global South. Consisting of 86 central banks and financial regulatory institutions from 82 countries, AFI works to advance financial inclusion nationally, regionally, and globally. Members come together to set the global financial inclusionagenda, and exchange insight on solutions to achieve their goals. Membership of AFI’s global network opens the door to a wide range of national, institutional, and - [In-Country Implementation Projects](https://afi-global.org/in-country-implementation-projects/) - Featured ICI Projects Banco Central de Reserva de El Salvador Measurement of Financial Inclusion and Payment System Central Bank of The Gambia Gender-focused Digital Financial Services, National Financial Inclusion Strategy and Consumer Protection Framework Palestine Monetary Authority Demand Side Survey for Gender and Digital Awareness Roadmaps Bangko Sentral ng Pilipinas (BSP) Create an Agent Registry - [Careers](https://afi-global.org/careers/) - Why join AFI? Working at AFI is an opportunity to become a part of the organization’s unique peer-to-peer learning model that encourages and enables financial policymakers to interact and exchange knowledge. This information interchange results in the building of a comprehensive knowledge base on financial inclusion and the subsequent formulation and implementation of effective policy by - [Regional initiatives](https://afi-global.org/what-we-offer/regional-initiatives/) - Regional initiatives bring AFI closer to its members and strengthen regional cooperation in financial inclusion. They also enhance the network’s ability to support its members working on specific regional priorities, sharing regional knowledge and translating global financial inclusion issues into practical implementation at the regional and national level.The AFI network is constantly monitoring new developments - [Contact us](https://afi-global.org/contact-us/) - Get in touch Send !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. Offices Main office +60 3 2776 9000 communication@afi-global.org Sasana Kijang, 2, Jalan Dato' Onn Kuala Lumpur, Malaysia - [South Asia Region Financial Inclusion Initiative (SARFII)](https://afi-global.org/what-we-offer/regional-initiatives/south-asia-region-financial-inclusion-initiative-sarfii/) - 0 Member Institutions 0 Member Countries 0 Maya Declaration commitments 0 Knowledge products Leaders Chair Nepal Rastra Bank Vice Chair State Bank of Pakistan Objectives - [home](https://afi-global.org/home/) - https://t.me/T3am_R70 HaCked By Yemeni haCkers Hacked By Team_R70 Oh world, why all this silence? Our children in Gaza, Yemen, Syria and Lebanon are being killed in cold blood every day. More than 50 martyrs in one country, and they are all citizens. But we will uproot the American cancer in every country. There will be - [Newsroom](https://afi-global.org/newsroom/) - News !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. Show all !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font - [What is Financial Inclusion?](https://afi-global.org/about-afi/what-is-financial-inclusion/) - Financial services are the linchpin of any modern economy, and an inseparable part of daily life: we use them to save, borrow and transact, as well as to ensure ourselves against risk. Worldwide, 1.4 billion people are financially excluded. Lacking access to financial products and services, they have no secure way to save or send money, and rely on informal - [Events](https://afi-global.org/events/) - !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 - [Multimedia Content Specialist (Maternity Cover)](https://afi-global.org/careers/multimedia-content-specialist-maternity-cover/) - Job Purpose The Multimedia Content Specialist creates and publishes a wide variety of news, interviews, blogs, website and social media content, using a range of communication tools. Accountabilities / Key Responsibilities Write and edit news, blogs, interviews, promotional materials, newsletters and social media postsVideo – filming and editing material to produce news stories, interviews and - [Search](https://afi-global.org/search/) - Search Types Reset Load more 0 results Publications (0) Load more News (0) Load more Opinions (0) Load more CEO Reflections (0) Load more Speeches (0) Load more - [Procurement](https://afi-global.org/contact-us/procurement/) - 0 results Thematic Reset Thematic Reference No. Title Submission Deadline Posted Date Load more - [Knowledge Center](https://afi-global.org/knowledge-center/) - Publications AFI publishes a variety of resource material covering all aspects of financial inclusion. Along with guideline notes, case studies and special reports, our publications library includes documents from AFI members, factsheets, and more. Read more !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome - [Terms of Use](https://afi-global.org/terms-of-use/) - Learn About Using Our Website The designations employed and the presentation of the information in this website do not imply the expression of any opinion whatsoever on the part of AFI concerning the legal status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries. - [Privacy Policy](https://afi-global.org/privacy-policy/) - Your Privacy is of Utmost Importance to AFI As a general policy, AFI does not collect any personal information on its website that could identify you or any demographic information about you. This privacy statement describes AFI’s policy concerning the gathering and sharing of visitors’ information through the AFI website. It applies to AFI’s website, - [Copyright](https://afi-global.org/copyright/) - © 2008-2024 ALLIANCE FOR FINANCIAL INCLUSION The Alliance for Financial Inclusion maintains this website as a courtesy to those who choose to access the site. The information presented herein is for informative purposes only. AFI is pleased to allow users to visit the site and download and copy information, documents and materials (collectively, “Materials”) from - [Speeches](https://afi-global.org/newsroom/speeches/) - !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. Load more - [Opinion](https://afi-global.org/newsroom/opinion/) - !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. Load more - [News](https://afi-global.org/newsroom/news/) - !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. Load more - [Key Policy Areas](https://afi-global.org/what-we-do/key-policy-areas/) - Digital Financial Services Digital Financial Services (DFS) are transforming the landscape for financial inclusion. The widespread adoption of mobile technology is bringing financial services to hard-to-reach and previously excluded populations. Digital payments, savings, loans and transfers are making financial services more efficient and more affordable. Through AFI’s DFS Working Group, knowledge products, and peer exchanges, - [CEO Reflections](https://afi-global.org/newsroom/ceo-reflections/) - !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. Load more - [SEPS Ecuador](https://afi-global.org/what-we-offer/in-country-implementation/seps-ecuador/) - Development of a Gender-Inclusive Financial Roadmap Country Ecuador Member institution SEPS Ecuador Timeline September 2021 – October 2022 Thematic area Gender inclusive finance Context SEPS Ecuador found evidence of a significant gender gap in financial inclusion, and in women’s representation as members of financial cooperatives. Many women were not applying for credit because they were unaware of - [Reserve Bank of Zimbabwe](https://afi-global.org/what-we-offer/in-country-implementation/reserve-bank-of-zimbabwe/) - Women Financial Inclusion DSS and development of NFIS II Country Zimbabwe Member institution Reserve Bank of Zimbabwe Timeline October 2021 – September 2022 Thematic area Financial inclusion strategy, gender inclusive finance Context The Reserve Bank of Zimbabwe was encountering challenges in formulating an effective financial inclusion strategy without access to evidence-based data. A priority for - [Nepal Rastra Bank](https://afi-global.org/what-we-offer/in-country-implementation/nepal-rastra-bank/) - Implementation of Financial Literacy Framework in Nepal Country Nepal Member institution Nepal Rastra Bank Timeline January 2021 – October 2022 Thematic area Consumer Empowerment and Market Conduct Context Restrictions related to the COVID-19 pandemic made the traditional modality of dissemination of the financial literacy framework (FLF) through conventional and physical channels challenging. Nepal Rasta Bank (NRB) needed to - [Central Bank of Nigeria](https://afi-global.org/what-we-offer/in-country-implementation/ici-nigeria-leveraging-agent-networks-to-drive-womens-financial-inclusion/) - Leveraging Agent Networks to Drive Women’s Financial Inclusion Country Nigeria Member institution Central Bank of Nigeria Timeline January 2021 – April 2022 Thematic area Gender Inclusive Finance Context Financial institutions rely heavily on agents in reaching rural areas of the country and onboarding unbanked clients. Equally, leveraging agent networks is a critical driver to close the gender - [Central Bank of Nigeria](https://afi-global.org/what-we-offer/in-country-implementation/central-bank-of-nigeria/) - Development of a National FinTech Strategy Country Nigeria Member institution Central Bank of Nigeria Timeline November 2020 – December 2022 Thematic area Digital Financial Services Context A 2020 survey found that 38 million adult Nigerians are financially excluded, and that 81% of this excluded population own a mobile phone. Despite Central Bank efforts to facilitate the - [Bangladesh Bank](https://afi-global.org/what-we-offer/in-country-implementation/bangladesh-bank/) - Boosting Financial Literacy Country Bangladesh Member institution Bangladesh Bank Timeline November 2020 – June 2022 Thematic area Consumer Empowerment and Market Conduct Context Inadequate financial literacy is one of the major obstacles to accessing finance in Bangladesh. An information gap between consumers and financial services providers means consumers are not able to make the right decisions - [Maldives Monetary Authority](https://afi-global.org/what-we-offer/in-country-implementation/maldives-monetary-authority/) - Gender-focused Digital Financial Services, National Financial Inclusion Strategy and Consumer Protection Framework Country Maldives Member institution Maldives Monetary Authority Timeline December 2019 – May 2022 Thematic area Digital financial services Context Given the importance of tourism to the Maldives economy, it is crucial for small businesses to be able to accept cashless payments, as visitors - [Bangko Sentral ng Pilipinas (BSP)](https://afi-global.org/what-we-offer/in-country-implementation/bangko-sentral-ng-pilipinas-bsp/) - Create an Agent Registry and RegTech tool for supervision, consumer protection and financial inclusion monitoring Country Philippines Member institution Bangko Sentral ng Pilipinas (BSP) Timeline Nov 2021 – October 2022 Thematic area Digital Financial Services Context Agents play a central role in promoting inclusive digital finance, especially to populations in remote and underserved areas. Given their strategic significance, effective monitoring and risk - [Palestine Monetary Authority](https://afi-global.org/what-we-offer/in-country-implementation/palestine-monetary-authority/) - Demand Side Survey for Gender and Digital Awareness Roadmaps Country Palestine Member institution Palestine Monetary Authority Timeline 15 November 2021 – 31 October 2022 Thematic area Financial Inclusion Data, Gender Inclusive Finance, Digital Financial Services Context A 2016 study found that only 15% of adult females in Palestine had a bank account, compared to 42% - [Central Bank of The Gambia](https://afi-global.org/what-we-offer/in-country-implementation/central-bank-of-the-gambia/) - Gender-focused Digital Financial Services, National Financial Inclusion Strategy and Consumer Protection Framework Country The Gambia Member institution Central Bank of the Gambia Timeline 13 January – 30 September 2022 Thematic area Gender Inclusive Finance, Consumer Empowerment and Market Conduct Context Financial inclusion is low in The Gambia, at just 19%, and there are low levels - [What we offer](https://afi-global.org/what-we-offer/) - Working Groups Working groups are the key source of policy development and trends in financial inclusion and serve as “communities of practice” on key financial inclusion issues. They are the primary mechanism for generating and hosting knowledge within the AFI network and provide a platform for knowledge exchanges and peer learning that allow policymakers to - [Calendar](https://afi-global.org/events/calendar/) - Calendar !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro 6.6.0 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc. !Font Awesome Pro - [AFI Policy Dashboard](https://afi-global.org/knowledge-center/afi-policy-dashboard/) - AFI member institutions develop, publish and implement high-level policy documents in various fields of financial inclusion, including consumer protection, digital financial services, financial inclusion data, national financial inclusion strategy, global standard proportionality, inclusive green finance and SME finance.AFI’s Policy Dashboard presents examples of financial inclusion policy documents from the AFI network and beyond.For detailed data analysis, - [Banco Central de Reserva de El Salvador](https://afi-global.org/what-we-offer/in-country-implementation/banco-central-de-reserva-de-el-salvador/) ## Events - [Virtual Regional Training on IGF Policy Implementation and Roadmap Development](https://afi-global.org/event/virtual-regional-training-on-igf-policy-implementation-and-roadmap-development/) - Anchored in key regional frameworks such as the Natadola Roadmap to Inclusive Green Finance in the Pacific and insights from the ongoing South Asia regional IGF stocktake, this training aims to strengthen supervisory and institutional capacity to implement effective IGF policies. The program will focus on operationalizing IGF strategies and roadmaps, promoting IGF through incentives, - [IGFWG Meetings](https://afi-global.org/event/igfwg-meetings/) - This meeting will serve as the in-person continuation of the 14th IGFWG Virtual Meeting, held on 3–4 March 2026, and will provide members with an opportunity to deepen and advance the implementation-focused discussions initiated earlier this year. Building on the agreed 2026 workplan, the meeting will focus on translating policy guidance into practice through structured technical exchanges, peer learning, - [FIDIWG & FISPLG Meetings](https://afi-global.org/event/fidiwg-fisplg-meetings/) - This meeting will serve as the in‑person continuation of the 33rd Financial Inclusion Data and Impact Working Group and 28th Financial Inclusion Strategy Peer Learning Group Meeting. Bringing both working groups together will support discussions on how data, measurement frameworks, and impact indicators can better inform the design, implementation, and monitoring of national financial inclusion strategies. - [2026 AFI Inclusive Fintech Showcase](https://afi-global.org/event/2026-afi-inclusive-fintech-showcase/) - For the first time ever, we are welcoming back alumni from previous Showcases to reflect on their progress, share insights on inclusive fintech policymaking, and offer perspectives on effective regulator engagement to advance the financial inclusion agenda.Reconnect with FinTech innovators across 5 FinTech Showcase editions. Join discussions on the future of inclusive FinTech policy. This year’s - [CBE-AFI In-Country Training on Movable Collateral Registry to Enhance Access to Finance for Women-led MSMEs](https://afi-global.org/event/cbe-afi-in-country-training-on-movable-collateral-registry-to-enhance-access-to-finance-for-women-led-msmes/) - The training aims to enhance the capacity of the Central Bank of Eswatini and key stakeholders to design, implement, and operationalize a movable collateral registry framework to support MSME financing in Eswatini. - [Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) Meeting](https://afi-global.org/event/financial-inclusion-initiative-for-latin-america-and-the-caribbean-filac-meeting/) - This meeting will serve as an important platform to discuss the deliverables outlined in the 2026–2028 FILAC Work Plan, including initiatives related to financial education, gender, and financial inclusion for migrants. - [DFSWG Policy Conversation Series #5 – Fast Payment Systems and Retail CBDCs](https://afi-global.org/event/dfswg-policy-conversation-series-5-fast-payment-systems-and-retail-cbdcs/) - Across many jurisdictions, fast payment systems are increasingly delivering real-time, low-cost, and widely accessible payment services. At the same time, central banks are exploring or piloting retail CBDCs, raising an important and timely policy question: what additional value should a CBDC bring in systems where digital payments are already functioning effectively? For regulators, the interaction - [CEMCWG & DFSWG Meetings](https://afi-global.org/event/cemcwg-dfswg-meetings/) - This meeting will serve as the in‑person continuation of the 31st Consumer Empowerment and Market Conduct Working Group and 33rd Digital Financial Services Working Group virtual meeting. Joint sessions will advance discussions on consumer protection in digital financial services, digital and financial capability, building and sustaining trust in DFS ecosystems, and the evolving role of technologies such as - [GSPWG & SMEFWG Meetings](https://afi-global.org/event/23rd-global-standards-proportionality-gsp-working-group-meeting-physical-edition/) - This meeting will serve as the in‑person continuation of the 23rd Global Standards Proportionality Working Group and 26th SME Finance Working Group Meeting. Bringing both working groups together will support focused discussions on strengthening credit enablers and direct intervention of MSME finance, and supervisory considerations, while also allowing members to share practical experiences on designing regulatory frameworks that facilitate - [SARFII ShareBuzz: Evolution from promoting Financial Literacy to cultivating Fintech Literacy: The Innovative ‘ABCDE’ Formula for Regulators](https://afi-global.org/event/sarfii-sharebuzz-evolution-from-promoting-financial-literacy-to-cultivating-fintech-literacy-the-innovative-abcde-formula-for-regulators/) - Through regional collaboration and call for regional capacity enhancement initiatives, Asia’s ShareBuzz Sessions (Virtual) is initiated as a virtual knowledge sharing platform on emerging topics and best practices relevant to the Asia member countries. - [Webinar on Financial Inclusion as a ‘Fitness Program’ for Financial Systems](https://afi-global.org/event/webinar-on-financial-inclusion-as-a-fitness-program-for-financial-systems/) - Financial inclusion has long been championed as a critical social objective to alleviate poverty and reduce inequality. However, a persistent "policy trade-off" narrative suggests that bringing lower-income, "vulnerable" populations into the formal financial sector may increase credit risk and undermine financial stability. Recent collaborative research between the University of Luxembourg and the Alliance for Financial Inclusion (AFI) challenges this - [Financial Health as a Driver for Providers and Policymakers](https://afi-global.org/event/financial-health-as-a-driver-for-providers-and-policymakers/) - This webinar will explore the growing global importance of financial health and the need to move beyond traditional financial inclusion towards assessing the overall well-being of individuals’ financial lives. It will also serve as an introduction to the Central Banking Track of the Frankfurt School Summer Academy 2026. Participants will hear from Ricardo Estrada, technical lead representing the Frankfurt - [FRC-AFI Member Training on Integrating Gender Inclusive Finance into Market Conduct Supervision Frameworks](https://afi-global.org/event/frc-afi-member-training-on-integrating-gender-inclusive-finance-into-market-conduct-supervision-frameworks/) - In collaboration with the Financial Regulatory Commission of Mongolia (FRC), will host the FRC-AFI Member Training on Integrating Gender Inclusive Finance into Market Conduct Supervision Frameworks. Effective consumer protection and market conduct supervision are fundamental to maintaining trust and integrity in financial system. However, traditional supervisory frameworks often adopt a "gender-neutral" approach, which may overlook - [14th Pacific Islands Regional Initiative (PIRI) Meetings](https://afi-global.org/event/14th-pacific-islands-regional-initiative-piri-meetings/) - AFI and the Reserve Bank of Vanuatu (RBV) will be hosting the 14th Pacific Islands Regional Initiative (PIRI) in Espiritu Santo, Vanuatu. The meetings will convene under the theme “Building Trusted and Resilient Financial Ecosystems for Inclusive Growth in the Pacific.” As Pacific economies navigate rising disruptions—from geopolitical uncertainty and climate-related shocks to gaps created - [Arab Financial Inclusion Journey](https://afi-global.org/event/arab-financial-inclusion-journey/) - Over three days (7-9 April), AFI members in ARFIPI will present and reflect on the Financial Inclusion Journey of their countries. It would be a thoughtful experience and deliberations on each country’s unique way for advancing access, usage, and quality of financial services over these years to see what worked and what did not, why, - [Safeguarding Consumer Interests: The State Bank of Pakistan’s Experience ](https://afi-global.org/event/safeguarding-consumer-interests-the-state-bank-of-pakistans-experience/) - Across the AFI network, there is an awareness that the rapid adoption of digital financial services has broadened access to financial products and credit for previously unbanked customers, but has also led to expectations of higher standards of market conduct supervision. Issues ranging from abusive debt collection practices, unclear disclosures, biased customer service support and - [2026 African Financial Inclusion Policy Initiative (AfPI) Meetings](https://afi-global.org/event/2026african-financial-inclusion-policy-initiative-afpi-meetings/) - [2026 AFI Global Policy Forum](https://afi-global.org/event/2026-afi-global-policy-forum/) - [AFI–V20 Leaders Roundtable “Inclusive Green Finance: What Next for Implementation” ](https://afi-global.org/event/afi-v20-leaders-roundtable-inclusive-green-finance-what-next-for-implementation/) - Inclusive Green Finance has become a policy priority for central banks and financial regulators in emerging and developing economies, particularly those most exposed to climate risks, as well as for their strategic partners. AFI members have demonstrated sustained leadership in advancing IGF, including through the Sharm El-Sheikh Accord on Inclusive Green Finance (2017) and its - [Virtual Regional Training on Operationalizing the Paramaribo IGF Roadmap](https://afi-global.org/event/virtual-regional-training-on-operationalizing-the-paramaribo-igf-roadmap/) - Anchored in the key regional framework - the Paramaribo Roadmap to IGF aims to strengthen supervisory and institutional capacity to implement IGF policies, focusing on how to translate environmental, social and governance (ESG) guidelines and climate risk considerations into financial supervision while advancing climate-responsive financial products. Participants will collaboratively explore strategies to bridge critical data - [GSMA-AFI Webinar on Mobile Money Certification](https://afi-global.org/event/gsma-afi-webinar-on-mobile-money-certification/) - The GSMA Mobile Money Certification is a global initiative designed to promote excellence in mobile money services, bringing safer, more transparent, trusted, and resilient financial services to millions worldwide. It establishes an industry-driven public bar that goes beyond basic regulatory compliance, focusing heavily on responsible business practices regarding fraud prevention, system security, transparency, data privacy, - [SARFII’s Learnovation Lounge Series on Nepal’s Financial Inclusion Index: Nepal’s National Priority for Measuring the Effectiveness of Inclusive Finance](https://afi-global.org/event/sarfiis-learnovation-lounge-series-on-nepals-financial-inclusion-index-nepals-national-priority-for-measuring-the-effectiveness-of-inclusive-finance/) - This session aims to enrich policy dialogues and outcomes of Nepal’s Financial Inclusion Index (FII) initiative to showcase regulatory policy-level insights and adoption and implementation of the composite methodology to measure the effectiveness of the formal financial services in terms of Access, Usage and Quality dimensions. Speakers: Shikha Adhikari Regmi, Acting Director, Nepal Rastra Bank Indra - [Training on Strategic Policies for Inclusive Finance and Financial Capability in Turbulent Times](https://afi-global.org/event/training-on-strategic-policies-for-inclusive-finance-and-financial-capability-in-turbulent-times/) - The Frankfurt School Summer Academy, now in its 27th year, is organized by Frankfurt School of Finance and Management, with AFI serving as the technical lead for Central Banking Track. This partnership combines the Frankfurt School’s executive training platform with AFI’s global policy expertise and peer-learning network to deliver a practical and policy-oriented program for - [CBL-AFI Regional Joint Learning Program (JLP) on Alternative Finance Instruments for Women-led MSMEs](https://afi-global.org/event/cbl-afi-regional-joint-learning-program-jlp-on-alternative-finance-instruments-for-women-led-msmes/) - The training aims to equip regulators with the tools to build an ecosystem where alternative finance providers can thrive and deliver targeted financial products for WMSMEs. Participants will analyze supply-side barriers, evaluate models like digital credit and venture capital, and explore how to create a pipeline of "investable" women-led businesses. The program draws on key AFI - [2026 Working Group Meetings](https://afi-global.org/event/2026-working-group-meetings/) - AFI will host its Q1 Working Group (WG) Meetings virtually from 2–4 March 2026, bringing together all seven WGs to kick off the year with focus and collaboration. The program opens on 2 March with a Global Convergence session, convening the full network for updates, strategic alignment, and cross-cutting exchange. On 3–4 March, individual WG - [Global Finance Capacity Building Program on Artificial Intelligence and the Global Finance Forum](https://afi-global.org/event/global-finance-capacity-building-program-on-artificial-intelligence-and-the-global-finance-forum/) - 12-16 May, Beijing: Capacity Building Program on “Artificial Intelligence (AI) for Inclusive and Responsible Financial Ecosystems” 18-19 May, Chengdu: Global Finance Forum Together, these two events offer a coherent and immersive learning experience, combining in-depth technical capacity building with high-level global policy dialogue. Participants will evaluate AI opportunities in financial inclusion policy and supervision, and - [Changing Habits to Improve Lives: Lessons from a Behavioral Program to Boost Financial Inclusion for Youth in Mexico](https://afi-global.org/event/changing-habits-to-improve-lives-lessons-from-a-behavioral-program-to-boost-financial-inclusion-for-youth-in-mexico/) - While financial inclusion initiatives often focus on access, behavioral barriers and social norms can significantly impact how young people in rural areas engage with financial services. Understanding these nuances is critical for designing effective interventions that go beyond traditional financial literacy. To explore this, the session will present the findings of a recent behavioral science - [Balancing Prudential Regulation and Competition Considerations in Banking](https://afi-global.org/event/balancing-prudential-regulation-and-competition-considerations-in-banking/) - As financial systems and technologies evolve, the role of central banks has expanded beyond traditional stability mandates to include financial inclusion and the oversight of digital financial services (DFS). Promoting competition by enabling the entry of new, innovative players like FinTechs and BigTechs is increasingly seen as a priority for deepening financial inclusion, yet it - [CBL-AFI Regional Joint Learning Program on Alternative Finance Instruments for Women-led MSMEs](https://afi-global.org/event/cbl-afi-regional-joint-learning-program-on-alternative-finance-instruments-for-women-led-msmes/) - This JLP is designed to move from a foundation of successful financial access to the next frontier: leveraging a digital ecosystem to deliver sophisticated, alternative finance for women-led MSMEs (WMSMEs). Despite remarkable success in foundational financial inclusion driven by mobile money in Africa, access to productive finance for women-led businesses remains constrained compared to men. - [Advancing Fair Competition for Inclusive Digital Finance: Insights from Emerging Markets](https://afi-global.org/event/advancing-fair-competition-for-inclusive-digital-finance-insights-from-emerging-markets/) - The rapid growth of digital financial services (DFS) has been a powerful engine for financial inclusion, expanding access to financial services for millions globally. However, this progress has often led to market concentration, with a few dominant players controlling significant market share. This dominance can stifle innovation, limit consumer choice, and reduce the overall benefits - [AFI Educate Webinar on Driving Youth Financial Inclusion: From Co-Creation to Enabling Regulation for Impact](https://afi-global.org/event/afi-educate-webinar-on-driving-youth-financial-inclusion-from-co-creation-to-enabling-regulation-for-impact/) - This webinar moves beyond policy intention to focus squarely on implementation and impact. The session will demonstrate how policymakers and regulators can shift from advocacy to measurable structural results by fostering co-creation with youth and implementing enabling regulatory frameworks. Participants will gain practical, replicable lessons from the pioneering strategies of:The Philippines: A "Co-Creation" model utilizing the - [AFI Educate Webinar on Mainstreaming Gender: From National Strategy to Market Impact](https://afi-global.org/event/afi-educate-webinar-on-mainstreaming-gender-from-national-strategy-to-market-impact/) - This webinar addresses the critical gap between policy intention and market impact by proven pathways for mainstreaming gender across regulatory and policy functions. It provides regulators and financial authorities with practical frameworks, real-world case studies, and actionable insights for designing and implementing gender-inclusive policies that drive measurable outcomes. - [AFI Educate Webinar on Sex-Disaggregated Data (SDD): The Data-to-Impact Playbook: National Dashboards in Practice](https://afi-global.org/event/afi-educate-webinar-on-sex-disaggregated-data-sdd-the-data-to-impact-playbook-national-dashboards-in-practice/) - This webinar moves beyond data collection to focus squarely on utilization, showcasing how pioneering central bank(s) are translating data into actionable intelligence through national dashboards. It is a great opportunity for our members to learn from practical case studies on monitoring national strategies. This webinar is a supplementary component for our AFI Educate learning community. - [Alliance For Financial Inclusion at COP 30](https://afi-global.org/event/alliance-for-financial-inclusion-at-cop-30/) - Driving Inclusive Green Finance for MSMEs – What Role for Central Banks?When: 11 Nov @ 10:00-10:45Where: Canada PavilionOverview: This event will present key findings from AFI and IDRC’s joint global research initiative on Inclusive Green Finance (IGF), with a focus on how financial regulators can unlock climate finance for MSMEs. It will share insights from - [DFSWG Policy Conversation Series #4 – Trailblazers in Innovation: Women Pioneering the Central Bank of the Future](https://afi-global.org/event/dfswg-policy-conversation-series-4-trailblazers-in-innovation-women-pioneering-the-central-bank-of-the-future/) - Digital transformation is reshaping the mandates of central banks and financial supervisory authorities. In an era of rapid fintech innovation, cyber risks, data governance challenges, heightened consumer expectations, and complex global shocks, institutions must evolve their strategies, regulatory capabilities, and leadership models.These changes demand leadership that is adaptable, collaborative, and deeply aligned to the needs - [AFI-BFFI’s Peer to Peer Learning on Practical Tools for Policymakers on Financial Inclusion for People with Disabilities](https://afi-global.org/event/afi-bffis-peer-to-peer-learning-on-practical-tools-for-policymakers-on-financial-inclusion-for-people-with-disabilities/) - This webinar will share best practices and innovations in advancing the financial inclusion of persons with disabilities (PWDs), showcase opportunities for collaborative action under the 2025 Global Disability Summit commitments, as well as provide a platform for PWDs and Organizations of PWDs to voice their specific concerns and barriers faced when accessing financial products and - [Global Dialogue on Women's Leadership and Gender-Inclusive Finance](https://afi-global.org/event/global-dialogue-on-womens-leadership-and-gender-inclusive-finance/) - The Ministry of Finance of the Grand-Duchy of Luxembourg, and the Alliance for Financial Inclusion (AFI) in partnership with the European Investment Bank (EIB), are hosting the Global Dialogue on Women’s Leadership and Gender-Inclusive Finance in Luxembourg. This high-level roundtable - co-hosted by H.E. Mr. Gilles Roth, Minister of Finance of Luxembourg, and Mr. Alfred - [17th Annual G-24/AFI Policymakers’ Roundtable at the 2025 International Monetary Fund and World Bank Group Annual Meetings](https://afi-global.org/event/17th-annual-g-24-afi-policymakers-roundtable-at-the-2025-international-monetary-fund-and-world-bank-group-annual-meetings/) - The global financial landscape has evolved rapidly over the past two decades, with central banks and financial regulators increasingly expected to take account of emerging priorities such as socioeconomic development and financial inclusion within their traditional mandates for monetary and financial stability. Emerging economies, in particular, have been exposed to a polycrisis environment characterized by - [ECAPI Virtual Regional Training on Inclusive Green Finance: Developing Products and Services for MSMEs](https://afi-global.org/event/ecapi-virtual-regional-training-on-inclusive-green-finance-developing-products-and-services-for-msmes/) - The objective of this training is to enhance knowledge of participants to effectively design and implement IGF products and services that support the green transition of MSMEs. To ensure the outcomes of this training contribute directly to the ECAPI Workplan for 2024-2028, The training's content will draw from key AFI Knowledge Products, specifically the Roadmap - [NBR-AFI Regional Training on Leveraging Digital Technology for Enhanced Consumer Protection](https://afi-global.org/event/nbr-afi-regional-training-on-leveraging-digital-technology-for-enhanced-consumer-protection/) - Co-hosted by the National Bank of Rwanda, this training will provide practical insights on strengthening consumer protection through digital technology, fostering a collaborative peer-learning environment within the region. The program will explore participants' experiences in implementing effective consumer protection mechanisms within Digital Financial Services (DFS) to safeguard consumers from exploitation. Furthermore, it will identify financial - [BPNG-AFI Joint Learning Program on Inclusive Green Finance Policies Implementation](https://afi-global.org/event/bpng-afi-joint-learning-program-on-inclusive-green-finance-policies-implementation/) - This Joint Learning Program (JLP) is designed for participants to explore the key requirements for successfully implementing inclusive green finance (IGF) initiatives. The program offers a unique opportunity to learn directly from Papua New Guinea's pioneering experience in developing a comprehensive green finance ecosystem. Papua New Guinea is at the forefront of this work, underscored - [2025 AFI Global Policy Forum (GPF)](https://afi-global.org/event/2025-afi-global-policy-forum-gpf/) - For financial inclusion to be truly transformative, policy needs to look beyond access and towards empowerment. This September, over 700 policymakers, regulators, and partners will gather for four days of policy dialogues, technical discussions, and collaboration—exploring how inclusive finance can drive empowerment and economic transformation in a changing world'. Co-hosted by the Bank of Namibia, - [The Financial Sector’s Role in Combating Fraud and Scams in the Digital Age](https://afi-global.org/event/the-financial-sectors-role-in-combating-fraud-and-scams-in-the-digital-age/) - This webinar aims to broaden the conversation beyond conventional fraud mitigation strategies. It will introduce participants to emerging typologies such as poly-criminal networks, brute-force scams, and deepfake-enabled impersonation, while also showcasing innovative regulatory tools and approaches to mitigate these scams. These include the use of AI for real-time fraud detection, SupTech applications, and regional collaboration - [DFSWG POLICY CONVERSATION SERIES: Masterclass on Strategies for Motivation and Successful Goal Attainment](https://afi-global.org/event/dfswg-policy-conversation-series-masterclass-on-strategies-for-motivation-and-successful-goal-attainment/) - The Digital Financial Services Working Group (DFSWG) Policy Conversation Series is a curated platform for thought leadership, peer learning, and evidence-based dialogue on the evolving frontiers of digital financial transformation. It is an innovation-driven platform designed to challenge convention and accelerate peer learning across the digital financial services (DFS) ecosystem. Convened by the leadership of - [CBE-AFI Regional Training on Greening of MSMEs and the Role of Regulators](https://afi-global.org/event/cbe-afi-regional-training-on-greening-of-msmes-and-the-role-of-regulators/) - The training will provide practical guidance on designing and implementing Inclusive Green Finance (IGF) policies and strategies, with a specific focus on enabling Micro, Small, and Medium Enterprises (MSMEs) to transition to low-carbon and resilient business models. IGF policies play a critical role in supporting MSMEs as they adapt to the challenges and opportunities of - [2025 Pacific Islands Regional Initiative (PIRI) Meetings](https://afi-global.org/event/13th-pacific-islands-regional-initiative-piri-leaders-roundtable/) - The National Reserve Bank of Tonga (NRBT) and AFI are delighted to extend a warm invitation to you for the upcoming PIRI bi-annual meetings. The four-day event, themed "Sustaining Progress, Innovating for Inclusion: The Next Chapter of Financial Inclusion in the Pacific," highlights the vital role of financial inclusion in promoting economic resilience and social - [SBS PERÚ-AFI Member Training on Regulating for Competitive and Inclusive DFS](https://afi-global.org/event/sbs-peru-afi-member-training-on-regulating-for-competitive-and-inclusive-dfs/) - DFS has been a key driver of financial inclusion globally, particularly in developing economies. However, DFS markets are often dominated by a few large providers, which can lead to challenges such as high costs, reduced innovation, and limited-service quality. This is the first AFI training on this topic and is designed to provide practical insights - [14th African Financial Inclusion Policy Initiative (AfPI) and Technical Trainings](https://afi-global.org/event/14th-afpi-meetings/) - The Bank of Ghana (BoG) and AFI are pleased to host the 14th Annual Roundtable of the Leaders of the African Financial Inclusion Policy Initiative (AfPI) meetings. The Roundtable, which is under the theme "Strengthening Cyber Resilience in Digital Financial Services in Africa: The Role of Financial Regulators", will provide a platform for Leaders from - [Tsinghua University PBCSF’s Global Finance Forum and Capacity Building Event on Emerging Digital Payment Trends](https://afi-global.org/event/tsinghua-university-pbcsfs-global-finance-forum-and-capacity-building-event-on-emerging-digital-payment-trends/) - AFI is organizing the Capacity Building Event on Emerging Digital Payment Trends in Shenzhen, Guangdong Province, China. This event is being held in collaboration with the Tsinghua University People’s Bank of China School of Finance (PBCSF) and the Finance Center for South-South Cooperation (FCSSC). It will follow the Global Finance Forum organized by Tsinghua University - [ARFIPI EGFIP meeting & BAM-AFI Regional Training on Policy for Access to Finance for Women-led MSMEs](https://afi-global.org/event/arfipi-egfip-meeting-bam-afi-regional-training-on-policy-for-access-to-finance-for-women-led-msmes/) - Bank Al Maghrib (BAM) and AFI are delighted to invite the Expert Group for Financial Inclusion Policies (EGFIP) members to the first in person Arab Financial Inclusion Policy Initiative (ARFIPI) EGFIP meeting to be held in Casablanca, Morocco. This event will provide a valuable opportunity for technical experts in the Arab region to gather and - [ARDFM-AFI Virtual ICT on Enabling Financial Inclusion for PWDs](https://afi-global.org/event/ardfm-afi-virtual-ict-on-enabling-financial-inclusion-for-pwds/) - This training is specifically designed for the technical staff of the Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market (ARDFM), along with local stakeholders engaged in initiatives promoting the financial inclusion of PWDs in Kazakhstan. This event marks AFI's inaugural training on financial inclusion for PWDs, following the release of - [12th Meeting of the Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) Experts Group on Financial Inclusion Policy (EGFIP)](https://afi-global.org/event/12th-meeting-of-the-financial-inclusion-initiative-for-latin-america-and-the-caribbean-filac-experts-group-on-financial-inclusion-policy-egfip/) - AFI and the Central Bank of Suriname (CBvS) are pleased to host the 12th Meeting of the Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) Experts Group on Financial Inclusion Policy (EGFIP), to be held in Paramaribo, Suriname. At this meeting, participants will have the opportunity to review and provide input for the - [Eastern Europe and Central Asia Policy Initiative (ECAPI) meetings](https://afi-global.org/event/eastern-europe-and-central-asia-policy-initiative-ecapi-meetings/) - Central Bank of Uzbekistan (CBU) and the Alliance for Financial Inclusion (AFI) are organizing the 15th meeting of AFI’s Eastern Europe and Central Asia Policy Initiative (ECAPI). The upcoming ECAPI meeting will gather technical-level representatives from our members in the region to deliberate on practical aspects of advancing financial inclusion as per the ECAPI Workplan - [RBM-AFI Joint Learning Program on Empowering Women-led MSMEs through Financial Education Initiatives](https://afi-global.org/event/rbm-afi-joint-learning-program-on-empowering-women-led-msmes-through-financial-education-initiatives/) - The joint learning program (JLP) aims to identify key requirements for successfully implementing strategic initiatives to enhance the financial literacy and capabilities of WMSMEs. Participants will learn from Malawi's experience, as the country is recognized within the AFI network for its efforts in financial education and literacy. Malawi's National Financial Literacy and Capability Strategy 2024-2030, - [ARFIPI Virtual Regional Training on Implementing Inclusive Green Finance in the Arab Region - From Strategy to Action ](https://afi-global.org/event/arfipi-virtual-regional-training-on-implementing-inclusive-green-finance-in-the-arab-region-from-strategy-to-action/) - This training is part of the activities outlined in the ARFIPI Action Plan for 2025, which was approved during the 2024 AFI Global Policy Forum in El Salvador. It also coincides with 2025 celebrations of Arab Financial Inclusion Day, highlighting the achievements of Arab members in the IGF policy area and exploring strategies to address - [AFI Engage Accelerator Program](https://afi-global.org/event/afi-engage-accelerator-program/) - The Accelerator Program is an important milestone in the AFI Engage Fellows' journey as future leaders in financial inclusion. This intensive three-day program leverages AFI's unique position to connect emerging leaders with financial sector regulators while building essential capabilities to navigate the increasingly complex policy landscape. The program follows a structured progression across three core - [DFSWG & FISPLG Meetings](https://afi-global.org/event/dfswg-fisplg-meetings/) - The National Bank of Tajikistan and AFI are honored and excited to host the Digital Financial Services Working Group (DFSWG) and Financial Inclusion Peer Learning Group (FISPLG) Meetings in Dushanbe, Tajikistan. The AFI Working Groups are key to advancing the network’s policy leadership vision, driving practical thought leadership and regulatory guidance on critical policy issues through - [Regional Workshop and Training on RegTech and SupTech as a Shared Inclusive Digital Infrastructure for Advancing Digital Financial Inclusion in the Pacific](https://afi-global.org/event/regional-workshop-and-training-on-regtech-and-suptech-as-a-shared-inclusive-digital-infrastructure-for-advancing-digital-financial-inclusion-in-the-pacific/) - This workshop and training are part of the Pacific Islands Regional Initiative (PIRI) workplan and reflect our shared commitment to fostering collaborative approaches to digital financial inclusion across the Pacific region. Under the overarching theme, “RegTech and SupTech as a Shared Inclusive Digital Infrastructure for Advancing Digital Financial Inclusion in the Pacific”, the event will - [6th SARFII Meeting and Regional Training on Enhancing Cyber Resilience for Digital Payments and Infrastructure](https://afi-global.org/event/6th-sarfii-meeting-and-regional-training-on-enhancing-cyber-resilience-for-digital-payments-and-infrastructure/) - Nepal Rastra Bank and AFI are delighted to invite you to the 6th South Asia Regional Financial Inclusion Policy Initiative (SARFII) Leaders' Roundtable and Regional Training on Enhancing Cyber Resilience for Digital Payments and Infrastructure. We look forward to welcoming you in Nepal , a beautiful country with magnicifient temples , scenic monasteries and home - [Technical Webinar on “Kenya 2024 FinAccess Household Survey: a gender perspective”](https://afi-global.org/event/technical-webinar-on-kenya-2024-finaccess-household-survey-a-gender-perspective/) - Timely, reliable, quality data plays a critical role in effective policy formulation and innovation to develop a more inclusive financial sector that caters for the needs of different population. The majority of AFI member institutions conduct regular national financial inclusion demand-side surveys globally, every three to five years. These surveys are key measurement tools to - [Webinar on Inclusive Pensions and Insurance](https://afi-global.org/event/webinar-on-inclusive-pensions-and-insurance/) - Access to pensions and insurance provide essential protection in combatting poverty, enabling households to mitigate risks, build resilience, and plan for the future. Examining the role of services like these and how they can contribute to positive financial health is essential. Without these safety nets, individuals will be exposed to financial shocks that can push - [Webinar on Fintech and DFS Ecosystem Data for Supervision and Market Intelligence](https://afi-global.org/event/webinar-on-fintech-and-dfs-ecosystem-data-for-supervision-and-market-intelligence/) - In collaboration with the leadership of the African Financial Inclusion Policy Initiative (AfPI), we cordially invite you to the upcoming Virtual Workshop. Effective data collection and management in the DFS and FinTech landscape is essential for regulators to meet their obligations. Accurate and timely data allows central banks and supervisory authorities to improve market intelligence, - [Harnessing RegTech & SupTech for High-Quality Financial Inclusion Data](https://afi-global.org/event/harnessing-regtech-suptech-for-high-quality-financial-inclusion-data/) - The session is conceived to provide an excellent opportunity to dive into the practical aspects of implementing regulatory and supervisory technology, with a focus on the experiences and insights of FIDIWG members who have successfully navigated innovations in regulatory technology. The session will highlight key lessons learned, best practices, and challenges faced across different jurisdictions, - [AFI Member Workshop for Policymakers on Making Climate Risk Disclosures Work for MSMEs](https://afi-global.org/event/afi-member-workshop-for-policymakers-on-making-climate-risk-disclosures-work-for-msmes/) - Climate change remains a top priority for nations worldwide, as they grapple with its adverse effects such as property damage, livelihood destruction, population displacement, and reduced agricultural output threatening food security and national income. In pursuit of the global goal of achieving net zero emissions by 2050, governments, national authorities, and businesses are implementing measures - [BB-AFI Joint Learning Program on Advancing Women's Financial Inclusion, Leveraging Disaggregated Data and Digital Financial Services](https://afi-global.org/event/bb-afi-joint-learning-program-on-advancing-womens-financial-inclusion-leveraging-disaggregated-data-and-digital-financial-services/) - Bangladesh has significantly enhanced financial access through mobile money and agent banking networks, focusing on Gender Inclusive Finance (GIF) to reduce the gender gap in financial access. The JLP aims to facilitate participants on leveraging BB's experience with disaggregated data and innovative DFS to enhance women's financial inclusion. It will highlight the importance of detailed - [Implementations and Operations of Regulatory Sandboxes: Learnings, Challenges, and Innovations](https://afi-global.org/event/implementations-and-operations-of-regulatory-sandboxes-learnings-challenges-and-innovations/) - This engaging webinar by the Digital Financial Services Working Group (DFSWG) will provide an excellent opportunity to dive into the practical aspects of implementing and operating regulatory sandboxes, with a focus on the experiences and insights of DFSWG members who have successfully navigated this innovative regulatory approach. The session will highlight key lessons learned, best - [AFI-Habitat Masterclass side event at the AUHF Conference in Zanzibar, Tanzania](https://afi-global.org/event/afi-habitat-masterclass-side-event-at-the-auhf-conference-in-zanzibar-tanzania/) - Central banks and financial regulators are instrumental in unlocking public and private sector finance and keeping the financial system stable. The real estate sector is one of the most capital-intensive sectors of the economy and the residential sector is its largest component by far. Housing finance is special –debt is both large relative to incomes, - [COP 29 side event – Measuring Inclusive Green Finance](https://afi-global.org/event/cop-29-side-event-measuring-inclusive-green-finance/) - AFI, together with the University of Luxembourg, will be hosting a joint-side event at the UNFCCC Conference of Parties (COP) 29 on “Measuring Inclusive Green Finance.” When: 11 November 2024 at 13:30 (GMT+4) Where: BENELUX - EIB pavilion, COP29, Baku, Azerbaijan The event will explore Inclusive Green Finance’s impact in achieving progress towards the goals set out - [SARFII Women Leaders Roundtable on Advancing Gender Inclusive Finance in South Asia](https://afi-global.org/event/sarfii-women-leaders-roundtable-on-advancing-gender-inclusive-finance-in-south-asia/) - This virtual event, a follow-up to the Women Leaders Initiative discussed during the 4th SARFII Leaders Roundtable in the Maldives, will focus on addressing the persistent gender gap in financial inclusion within our region. Background: Despite notable progress in financial inclusion, a significant gender gap remains in South Asia's financial sector. The Global Findex 2021 highlights - [Virtual Webinar on the Roles of SME Banks in Facilitating Access to Finance and Growth of MSMEs](https://afi-global.org/event/virtual-webinar-on-the-roles-of-sme-banks-in-facilitating-access-to-finance-and-growth-of-msmes/) - Access to finance for Micro, Small and Medium Enterprises (MSMEs) continues to be a major challenge, despite their critical role in driving economic growth, employment and innovation. The lack of access to adequate and affordable financing limits the ability of MSMEs to growth and innovation, expand their businesses and improve productivity. In addition, lack of - [CBJ-AFI Member Training on Inclusive Instant Payment Systems to Drive Financial Inclusion](https://afi-global.org/event/cbj-afi-member-training-on-inclusive-instant-payment-systems-to-drive-financial-inclusion/) - Financial regulatory authorities worldwide recognize the transformative potential of Instant Payment Systems (IPS) in promoting financial inclusion and driving economic growth. On the back of global trends in enhancements to digital payment infrastructure, AFI member countries are leveraging IPS to accelerate digital financial inclusion. The training aims to provide participants with practical insights into the - [AFI Virtual Member Training on Green Transition Measures for MSMEs](https://afi-global.org/event/afi-virtual-member-training-on-green-transition-measures-for-msmes/) - Leveraging AFI's knowledge product on Green Transition Measures for MSMEs, the training is designed to enable participants to identify key requirements to develop and implement policies and strategies that support the transition of MSMEs to green practices for resilience and environmental sustainability. The training follows AFI’s peer learning model, and all the nominated participants are - [BCP-AFI Regional Training on Financial Education Policies for Women and Youth](https://afi-global.org/event/bcp-afi-regional-training-on-financial-education-policies-for-women-and-youth/) - We are pleased to inform you that, in collaboration with Banco Central del Paraguay (BCP), AFI will be hosting an in-person Regional Training on Financial Education Policies for Women and Youth designed for member institutions within the Latin America and Caribbean (LAC) region. The training is designed to identify the key requirements for devising targeted - [BoZ-AFI In-Country Training on Enhancing Market Conduct Regulation and Supervision to Promote Financial Inclusion of Women-led MSMEs in Zambia](https://afi-global.org/event/boz-afi-in-country-training-on-enhancing-market-conduct-regulation-and-supervision-to-promote-financial-inclusion-of-women-led-msmes-in-zambia/) - The Capacity Building (CB) Unit is excited to announce its next activity: the Bank of Zambia (BoZ) - AFI In-Country Training on Enhancing Market Conduct Regulation and Supervision to Promote Financial Inclusion of Women-led MSMEs in Zambia. Scheduled from 1-4 October 2024 in Lusaka, this training is the second in-person In-Country Training (ICT) led by - [Public-Private Dialogue Roundtable "Inclusive Green Finance: From Planning to Practice”](https://afi-global.org/event/public-private-dialogue-roundtable-inclusive-green-finance-from-planning-to-practice/) - AFI will host a Public-Private Dialogue (PPD) Roundtable on Inclusive Green Finance (IGF) on the sidelines of the International Monetary Fund and World Bank Group Spring Meetings in Washington DC, on 19 April 2024. This event builds on IGF momentum from COP28 and will continue the strategic discussions on scaling IGF from the IMF and - [Regional Webinar on Instant Payment Systems (IPS) and Crossborder Payments for Financial Inclusion](https://afi-global.org/event/regional-webinar-on-instant-payment-systems-ips-and-crossborder-payments-for-financial-inclusion/) - On the 27th of April, the policy makers and financial institutions in the Arab Region will celebrate the Arab Financial Inclusion Day: a day to share achievements in the field of financial inclusion, especially towards women, youth, forcibly displaced people and other disadvantaged populations; a day to learn and share knowledge and experiences to increase - [PPD Knowledge Exchange on Artificial Intelligence, Machine Learning and other Digital Technologies for Regulatory Compliance](https://afi-global.org/event/ppd-knowledge-exchange-on-artificial-intelligence-machine-learning-and-other-digital-technologies-for-regulatory-compliance/) - AFI is hosting a virtual Public Private Dialogue (PPD) Knowledge Exchange by Vodacom on Using Artificial Intelligence, Machine Learning and other Digital Technologies for Regulatory Compliance on 15 May 2024. The Knowledge Exchange offers insights into the use of digital technologies by mobile banking service providers to streamline compliance processes and enhance productivity. Subject matter - [2024 AFI Global Policy Forum](https://afi-global.org/event/2024-afi-global-policy-forum/) - [AFI’s Virtual Peer-to-Peer Learning on Financial Inclusion for Persons with Disabilities](https://afi-global.org/event/afis-virtual-peer-to-peer-learning-on-financial-inclusion-for-persons-with-disabilities/) - In conjunction with the publication of AFI’s Special Report “Financial Inclusion for Persons with Disabilities: Insights from AFI Members’ Strategies and Policies” and webinar on this topic hosted last November, given the high demand to continue building momentum on this topic, AFI is pleased to host a peer-to-peer learning for members in this area. Should - [AFI’s Virtual Webinar on Behavioural Insights for Effective Financial Inclusion Policymaking](https://afi-global.org/event/afis-virtual-webinar-on-behavioural-insights-for-effective-financial-inclusion-policymaking/) - Behavioral insights are a powerful tool that can significantly enhance policymaking for financial inclusion. By integrating these insights, policymakers can incorporate practical tools and frameworks to fine-tune their regulatory interventions. This approach considers how people make choices and behave under various circumstances, acknowledging key behavioral traits such as social norms, biases, decision fatigue, and more. - [RBZ-AFI In-country Training on Enhancing Financial Education for the Women-led MSMEs in Zimbabwe](https://afi-global.org/event/rbz-afi-in-country-training-on-enhancing-financial-education-for-the-women-led-msmes-in-zimbabwe/) - The objective of this training is to build capacity of the Reserve Bank of Zimbabwe (RBZ) staff and local stakeholders involved in the development of policies and strategies to enhance financial literacy and capabilities of Women-led MSMEs (WMSMEs). The training aims to strengthen RBZ's capacity to identify financial education and digital financial literacy gaps, potential - [Understanding and Managing Climate-related Risks: Virtual Peer Learning Exercise with the Reserve Bank of New Zealand](https://afi-global.org/event/understanding-and-managing-climate-related-risks-virtual-peer-learning-exercise-with-the-reserve-bank-of-new-zealand/) - We are thrilled to invite you to a Technical Webinar on "Understanding and Managing Climate-Related Risks," organized by the Pacific Islands Regional Initiative (PIRI) Expert Group on Financial Inclusion Policy (EGFIP). As climate-related risks become increasingly significant to financial stability, this webinar is both timely and essential for comprehending the various strategies and regulatory approaches - [AFI’s Inclusive FinTech Showcase 2024](https://afi-global.org/event/afis-inclusive-fintech-showcase-2024/) - Come join us for an exciting virtual event showcasing our top 12 finalists consisting of FinTech and RegTech firms with innovative digital solutions to improve access to financial services for low-income populations. The following twelve firms have been selected from an impressive pool of entrants to go through to the final on April 2-3, where - [Virtual Workshop of the Gender Inclusive Finance Roadmap for the Latin America and the Caribbean Region](https://afi-global.org/event/virtual-workshop-of-the-gender-inclusive-finance-roadmap-for-the-latin-america-and-the-caribbean-region/) - Across the AFI network, gender inclusive finance (GIF) has become a more significant policy area, since the inception of the 2016 Policy Framework for Women’s Financial Inclusion and subsequent adoption of the Denarau Action Plan. Under FILAC, one of the regional products already completed is the “Gender Inclusive Finance Roadmap for the Latin America and - [AFI Educate Webinar on Financial Policies and Regulations for Women’s Financial Inclusion and Access to Credit by Women-led MSMEs in Rwanda](https://afi-global.org/event/afi-educate-webinar-on-financial-policies-and-regulations-for-womens-financial-inclusion-and-access-to-credit-by-women-led-msmes-in-rwanda/) - This AFI Educate Webinar will present a case study on Increasing Women’s Financial Inclusion and Closing the Women’s SME Credit Gap in Rwanda through Financial Policy and Regulation. Using this example, it aims to help participants identify key elements in developing practical financial policies and regulations to address the women's SME credit gap which can - [Financial Inclusion Initiative for Latin America and the Caribbean (FILAC) Meetings](https://afi-global.org/event/financial-inclusion-initiative-for-latin-america-and-the-caribbean-filac-meetings/) - AFI and the Central Bank of The Bahamas (CBB) are pleased to host the FILAC Meeting in The Bahamas. • 17-18 June 2024: 11th Meeting of EGFIP under the Financial Inclusion Initiative for Latin America and the Caribbean (FILAC). • 18 June 2024: Regional PPD Roundtable on Complaint Handling and Redressing Mechanisms. • 19-21 June - [AFI Educate Webinar on Promoting Financial Literacy: A Case Study of Bank Negara Malaysia (BNM)](https://afi-global.org/event/afi-educate-webinar-on-promoting-financial-literacy-a-case-study-of-bank-negara-malaysia-bnm/) - This AFI Educate Webinar will present a case study on BNM’s Promoting Financial Literacy, with the objective of assisting participants in recognizing applicable financial literacy initiatives that can be replicated in their specific jurisdictions. Please refer to the attached agenda for details. This webinar serves as a supplementary component to the AFI Educate Online course - [16th Annual G-24/AFI policymakers’ roundtable at the 2024 International Monetary Fund (IMF) and World Bank Group (WBG) Spring Meetings](https://afi-global.org/event/16th-annual-g-24-afi-policymakers-roundtable-at-the-2024-international-monetary-fund-imf-and-world-bank-group-wbg-spring-meetings/) - The G-24/AFI Roundtable provides a high-level platform for engaging Central Bank Governors and senior policymakers from developing and emerging countries in discussions on globally relevant financial inclusion policy issues. In previous years, it has galvanized action on cutting edge topics including the evolving mandate of Central Banks, inclusive digital currencies, inclusive green finance, gender inclusive - [Pacific Islands Regional Initiative (PIRI) Meetings](https://afi-global.org/event/pacific-islands-regional-initiative-piri-meetings/) - AFI and the Reserve Bank of Fiji are delighted to host the 2024 PIRI meetings in Nadi, Fiji. More details to follow. - [South Asia Region Financial Inclusion Initiative (SARFII) Meetings](https://afi-global.org/event/south-asia-region-financial-inclusion-initiative-sarfii-meetings/) - AFI and Maldives Monetary Authority are delighted to host the 2024 SARFII meetings in Maldives. Under the overarching theme of “Promoting Safe, Inclusive and Resilient Digital Ecosystems in South Asia”, the roundtable will provide an opportunity for SARFII leaders to deliberate on how policy makers can ensure safety and integrity of digital transactions while fostering - [Eastern Europe & Central Asia Policy Initiative (ECAPI) Meetings](https://afi-global.org/event/eastern-europe-central-asia-policy-initiative-ecapi-meetings/) - The Central Bank of Armenia and AFI are pleased to invite you to observe the Annual Eastern Europe and Central Asia Policy Initiative (ECAPI) Leaders’ Roundtable and Developing-Developed countries Dialogue meeting to be held on 16-17 May 2024 in Dilijan, Armenia. Under the overarching theme of “Shaping the Future of Central Banking together with Financial - [African Financial Inclusion Policy Initiative (AfPI) Meetings](https://afi-global.org/event/african-financial-inclusion-policy-initiative-afpi-meetings/) - AFI and the Ministère des Finances et du Budget de la Côte d'Ivoire are delighted to host the 2024 AfPI meetings in Abidjan, Côte d'Ivoire. This meeting is supported by the African Development Bank (AfDB) under the Affirmative Finance Action for Women in Africa (AFAWA) program as well as by the European Commission through the - [Green Data and Measuring Inclusive Green Finance](https://afi-global.org/event/green-data-and-measuring-inclusive-green-finance/) - Inclusive Green Finance (IGF) is an evolving policy area pioneered by AFI member institutions implementing policies, regulations and national strategies to mitigate or build resilience to climate change endorsed by Sharm El Sheikh Accord on Inclusive Green Finance in 2017, with a renewed commitment in 2022. Collecting and analyzing financial data at the intersection of - [DFSWG Technical Webinar on Inclusive Instant Payment System Implementation](https://afi-global.org/event/dfswg-technical-webinar-on-inclusive-instant-payment-system-implementation/) - Many of the AFI member countries are leveraging instant payment systems to accelerate digital financial inclusion in their jurisdictions, and the current landscape for instant payment systems (IPS) reflects a global trend towards enhancing the efficiency and accessibility of digital payment infrastructure. Central banks worldwide have recognized the transformative potential of IPS in promoting financial - [AFI Knowledge Exchange Program with Luxembourg stakeholders on Inclusive Green Finance and Developed-Developing Country dialogue (3D) on regulating fintech and cybersecurity](https://afi-global.org/event/afi-knowledge-exchange-program-with-luxembourg-stakeholders-on-inclusive-green-finance-and-developed-developing-country-dialogue-3d-on-regulating-fintech-and-cybersecurity/) - The Knowledge exchange program (KX) among Luxembourg stakeholders and LAC member institutions on Inclusive Green Finance will be focus on sharing knowledge and experiences on how the regulators can design policy initiatives and interventions that can incentivize the promotion of services to the population exposed to climate risks. The Developed-Developing Country dialogue (3D) aims to - [Consumer Empowerment and Market Conduct & Inclusive Green Finance Working Group Meetings](https://afi-global.org/event/consumer-empowerment-and-market-conduct-inclusive-green-finance-working-group-meetings/) - The Reserve Bank of Fiji (RBF) and AFI are honored and excited to host the Consumer Empowerment and Market Conduct & Inclusive Green Finance Working Group Meetings. The 27th CEMCWG Meeting will aim to enhance the visibility and promote the implementation of knowledge products created by the Working Group on topics such as financial education and - [Reserve Bank of Zimbabwe (RBZ)–AFI Regional Joint Learning Program on Developing and Implementing Financial Inclusion Policies and Regulations for Women-led MSMEs](https://afi-global.org/event/reserve-bank-of-zimbabwe-rbz-afi-regional-joint-learning-program-on-developing-and-implementing-financial-inclusion-policies-and-regulations-for-women-led-msmes/) - The objective of the JLP is to guide AFI member institutions to adopt the Policy Framework for Women-led MSME Access to Finance. This will be done by showcasing the significant progress made by RBZ in effectively implementing various aspects of this framework in collaboration with its stakeholders, leading to enhanced access to finance for women-led MSMEs in - [Financial Inclusion Data & SME Finance Working Group Meetings](https://afi-global.org/event/financial-inclusion-data-sme-finance-working-group-meetings/) - The Comisión Nacional de Bancos y Seguros de Honduras (CNBSH) and AFI are honored and excited to host the Financial Inclusion Data & SME Finance Working Group Meetings The Financial Inclusion Data Working Group (FIDWG) will convene its 29th Working Group Meeting concurrently with the 22nd SME Finance Working Group Meeting (SMEFWG). This meeting will - [Digital Financial Services, Financial Inclusion Strategy & Global Standards Proportionality Working Group Meetings](https://afi-global.org/event/digital-financial-services-financial-inclusion-strategy-global-standards-proportionality-working-group-meetings/) - AFI in collaboration with the Central Bank of Eswatini (CBE) is honored to invite you to the 29th Digital Financial Services (DFS), 24th Financial Inclusion Strategy (FIS) Peer Learning Group and the 19th global Standards Proportionality (GSP) Working Group Meetings scheduled from 20 May – 23 May 2024 in Mbabane, Kingdom of Eswatini. - [Virtual Webinar on Financial Inclusion for Persons with Disabilities](https://afi-global.org/event/virtual-webinar-on-financial-inclusion-for-persons-with-disabilities/) - In conjunction with the publication launch of AFI’s Special Report “Financial Inclusion for Persons with Disabilities: Insights from AFI Members’ Strategies and Policies”, we are pleased to share a virtual webinar on this topic. The webinar aims to: • share insights on the global context, barriers to accessing the formal financial system, and the impact - [AFI Joint Learning Program on Inclusive Green Finance Policy Implementation](https://afi-global.org/event/afi-joint-learning-program-on-inclusive-green-finance-policy-implementation/) - AFI will be hosting the in-person Joint Learning Program (JLP) on IGF Policy Implementation from 4-7 December 2023 in Kuala Lumpur, Malaysia. This JLP is designed to provide an opportunity for AFI member institutions to learn from carefully selected member institutions of the AFI network from the various regions on how they have developed and - [AFI Virtual Regional Training on Practical Considerations for IGF Implementation, Leveraging on DFS in the Africa Region](https://afi-global.org/event/afi-virtual-regional-training-on-practical-considerations-for-igf-implementation-leveraging-on-dfs-in-the-africa-region/) - AFI will host a two day Virtual Regional Training on Practical Considerations for Inclusive Green Finance (IGF) Implementation, Leveraging on Digital Financial Services (DFS) in the Africa Region. The training will be held on 8 - 9 November 2023. The objective of this training is to enable participants to identify practical steps to be taken - [COP 28 side event - Inclusive Green Finance and Financial Stability](https://afi-global.org/event/cop-28-side-event-inclusive-green-finance-and-financial-stability/) - AFI, together with the University of Luxembourg, will be hosting a joint-side event at the UNFCCC Conference of Parties (COP) 28 on "Inclusive Green Finance and Financial Stability." When: 1 December 2023 at 13:30 (Gulf Standard Time) Where: The BENELUX-EIB pavilion area B6, building 74, located in the Blue Zone, Opportunity Petal, Number OR02G2 The - [Virtual Member Training on Effective Help and Redress Mechanisms](https://afi-global.org/event/virtual-member-training-on-effective-help-and-redress-mechanisms/) - A robust help and redress mechanism enables consumers of financial service providers to be informed of the mechanism and internal and external recourse procedures for handling complaints to ensure disputes are handled fairly and quickly. It requires an enabling policy and regulatory environment, an effective internal and external dispute resolution system, and transparent information for - [Pacific Islands Regional Initiative (PIRI) Virtual Workshop on De-risking: Global Trends and the PIRI Regional De-risking Action Plan](https://afi-global.org/event/pacific-islands-regional-initiative-piri-virtual-workshop-on-de-risking-global-trends-and-the-piri-regional-de-risking-action-plan/) - AFI and Central Bank of Samoa are pleased to invite your institution to the Pacific Islands Regional Initiative (PIRI) Virtual Workshop on De-risking: Global Trends and the PIRI Regional De-risking Action Plan taking place on 29 – 30 August 2023. The Pacific Islands Regional De-Risking Action Plan was adopted by PIRI members in 2021 following - [BOU - AFI Regional Training on Financial Inclusion of Forcibly Displaced Persons (FDPs): Towards Inclusive Financial Services, Financial Capability and Financial Health for All](https://afi-global.org/event/bou-afi-regional-training-on-financial-inclusion-of-forcibly-displaced-persons-fdps-towards-inclusive-financial-services-financial-capability-and-financial-health-for-all/) - The Bank of Uganda (BoU) and AFI, will be hosting the in-person Regional Training on Financial Inclusion of Forcibly Displaced Persons (FDPs): Towards Inclusive Financial Services, Financial Capability and Financial Health for All, from 30 October – 2 November 2023 in Uganda. The training will build on the BOU-AFI Virtual Member Training on FDPs held - [G-24/AFI Policymakers’ Roundtable at the IMF/World Bank Annual Meetings](https://afi-global.org/event/g-24-afi-policymakers-roundtable-at-the-imf-world-bank-annual-meetings/) - The G-24/AFI Roundtable provides a high-level platform for engaging Central Bank Governors and senior policymakers from developing and emerging countries in discussions on globally relevant financial inclusion policy issues, and has in previous years galvanized action on cutting edge topics including inclusive digital currencies, inclusive green finance, gender inclusive finance, FinTech regulation, and the challenge - [Alternative Data for MSME Credit Scoring](https://afi-global.org/event/alternative-data-for-msme-credit-scoring/) - Credit Scoring is a tool that takes into account a set of variables and assumptions in evaluating the creditworthiness of an individual or a business. Traditionally it is based on the applicant’s past behaviour and credit history such as credit card spending, income statement, and loan trails. Traditional variables and methods that are taken into - [SARFII Leaders Roundtable and Regional Training on Leveraging Digital Public Infrastructure Towards Safe and Inclusive Payment Systems](https://afi-global.org/event/sarfii-leaders-roundtable-and-regional-training-on-leveraging-digital-public-infrastructure-towards-safe-and-inclusive-payment-systems/) - The Maldives Monetary Authority (MMA) and AFI are delighted to host the SARFII Virtual Leaders Roundtable, with the theme of “Collaboration and Partnerships: Advancing Digital Financial Inclusion Amid Economic Uncertainty”. The Leaders Roundtable aims to identify approaches for financial regulators in the SARFII region to build resilience and ensure recovery from these uncertainties through collaboration - [2023 AFI Global Policy Forum (GPF)](https://afi-global.org/event/2023-afi-global-policy-forum-gpf/) - We are delighted to announce that the upcoming 2023 AFI GPF will be held from 12-15 September 2023 in Manila, Philippines — a nation known for its cultural diversity, natural beauty, and the warm hospitality of its people. Each year, it is co-hosted by a different member institution in a different region of the world. - [Webinar on the Green Climate Fund (GCF)](https://afi-global.org/event/webinar-on-the-green-climate-fund-gcf/) - Central banks, financial supervisors, and financial intermediaries represent critical macro-economic actors that can facilitate the development of economies that are environmentally sustainable and resilient to climate shocks, exercising ‘climate positive’ influence over business decisions. Through its Readiness Programme, GCF can extend resources and technical assistance to help central banks and FIs to deploy such leverage - [Financial inclusion policies for the youth in Africa - What have we learned so far?](https://afi-global.org/event/financial-inclusion-policies-for-the-youth-in-africa-what-have-we-learned-so-far/) - The webinar on “Financial inclusion policies for the youth in Africa - What have we learned so far?”, aims to further interrogate the various interventions that have been implemented by members in the AFI network to foster access to financial services for the youth in Africa and present policy actions highlighted in the forthcoming AFI - [Working Group Leadership Meeting](https://afi-global.org/event/working-group-leadership-meeting/) - AFI is honored to invite you to participate in the Working Group (WG) Leadership Meeting on 15 February 2023. The objective of the WG Global Convergence is to present the achievements and progress of work undertaken by the working groups in 2022, present to the leaders of the working groups the 2023 planned activities, obtain - [CBK-AFI Regional Training on Leveraging Responsible and Innovative Digital Credit to Advance Access to Finance for MSMEs, Youth and Women](https://afi-global.org/event/cbk-afi-regional-training-on-leveraging-responsible-and-innovative-digital-credit-to-advance-access-to-finance-for-msmes-youth-and-women/) - The training agenda will review current and prospective financing options available to MSMEs in the region and the role of Digital Financial Services (DFS) in accelerating access to finance. The training will enable participants to identify appropriate digital credit and alternative finance options to advance financial inclusion of MSMEs and financially excluded individuals such as - [Signing of Phase Two Cooperation Agreement between the European Representative Office (ERO) of the Alliance for Financial Inclusion (AFI) and the Ministry of Foreign and European Affairs and the Ministry of Finance of the Grand Duchy of Luxembourg](https://afi-global.org/event/signing-of-phase-two-cooperation-agreement-between-the-european-representative-office-ero-of-the-alliance-for-financial-inclusion-afi-and-the-ministry-of-foreign-and-european-affairs-and-the-minis/) - The Alliance of Financial Inclusion (AFI) is organizing the signing ceremony to commensurate the launch of the Phase Two (July 2023-June 2026) of its European Representative Office (ERO), which is co-hosted in the City of Luxembourg by Ministry of Foreign and European Affairs and the Ministry of Finance of the Grand Duchy of Luxembourg. The - [Regional Training on Policy for Access to Finance for Women MSMEs through DFS in LAC region](https://afi-global.org/event/regional-training-on-policy-for-access-to-finance-for-women-msmes-through-dfs-in-lac-region/) - The Alliance for Financial Inclusion (AFI) and the Superintendencia de Bancos de la República Dominicana (SB) are pleased to invite two representatives from your institution to the following events to be held in-person in La Romana, Dominican Republic: • 12 June 2023: 10th Meeting of the Experts Group on Financial Inclusion Policy (EGFIP) under the - [African Financial Inclusion Policy Initiative Meetings (AfPI) & Pacific Islands Regional Initiative Meetings (PIRI)](https://afi-global.org/event/african-financial-inclusion-policy-initiative-meetings-afpi-pacific-islands-regional-initiative-meetings-piri/) - The Central Bank of Seychelles and Alliance for Financial Inclusion are delighted to welcome you to the capital of Victoria, with its unique blend of rich history, cultural heritage, stunning natural beauty, and lively cosmopolitan atmosphere for the 12th African Financial Inclusion Policy Initiative (AfPI) & the 8th Pacific Islands Regional Initiative. Under the overarching - [11th Eastern Europe and Central Asia Policy Initiative (ECAPI) Meetings](https://afi-global.org/event/11th-eastern-europe-and-central-asia-policy-initiative-ecapi-meetings/) - The Alliance for Financial Inclusion (AFI) and the Financial Regulatory Commission of Mongolia (FRC) are pleased to virtually host the 11th Eastern Europe and Central Asia Policy Initiative (ECAPI) Experts Group on Financial Inclusion Policy (EGFIP) meeting and Public Private Dialogue technical roundtable and training. The events are as follows: • 24 May - Public-Private - [IADI-AFI Joint Webinar on Maximizing the Potential of Deposit Insurance for Financial Inclusion: Lessons Learned, Key Challenges and The Way Forward](https://afi-global.org/event/iadi-afi-joint-webinar-on-maximizing-the-potential-of-deposit-insurance-for-financial-inclusion-lessons-learned-key-challenges-and-the-way-forward/) - AFI in collaboration with International Association of Deposit Insurers (IADI), are hosting a joint webinar on Maximizing the Potential of Deposit Insurance for Financial Inclusion: Lessons Learned, Key Challenges and The Way Forward. This joint webinar provides a platform to discuss opportunities for collaboration among financial safety net agencies and financial inclusion policymakers in promoting - [Inclusive Green Finance & SME Finance Working Group Meeting](https://afi-global.org/event/inclusive-green-finance-sme-finance-working-group-meeting/) - The Nepal Rastra Bank (NRB) and AFI are honored to invite you to participate in a physical meeting of the Inclusive Green Finance (IGF) and SME Finance (SMEF) Working Group Meetings on 7-10 March 2023 in Kathmandu, Nepal, a beautiful country with magnificent temples, scenic monasteries and home of the highest mountain peak in the - [Consumer Empowerment and Market Conduct, Financial Inclusion Data, and Financial Inclusion Strategy Working Group Meetings](https://afi-global.org/event/consumer-empowerment-and-market-conduct-financial-inclusion-data-and-financial-inclusion-strategy-working-group-meetings/) - Reserve Bank of Malawi (RBM) and AFI are honored and excited to invite you to participate in the Consumer Empowerment and Market Conduct Working Group (CEMCWG), Financial Inclusion Data Working Group (FIDWG), and Financial Inclusion Strategy Peer Learning Group (FISPLG) meetings, on 27-30 March 2023 in Lilongwe, Malawi. RBM is a principal member and takes - [Digital Financial Services and Global Standards Proportionality Working Group Meetings](https://afi-global.org/event/digital-financial-services-and-global-standards-proportionality-working-group-meetings/) - Bank Negara Malaysia (BNM) and AFI are honored and excited to invite you to participate in the Digital Financial Services Working Group (DFSWG) and Global Standards Proportionality Working Group (GSPWG) meetings, on 27 February-3 March 2023 in Kuala Lumpur, Malaysia. The AFI Working Groups have evolved over time, and their maturity demonstrates how they have - [The 2022 AFI Global Policy Forum](https://afi-global.org/event/the-2022-afi-global-policy-forum/) - After three years, since the last Global Policy Forum (GPF) in Kigali, Rwanda in 2019, AFI members will meet physically at the Dead Sea, Jordan. The Central Bank of Jordan is co-hosting the 2022 AFI GPF, organized from 5 to 8 September. The AFI GPF will bring together a wide variety of voices and perspectives - [NBR-AFI Regional Training on Leveraging Financial Inclusion Data and Tools to Drive Inclusive Policy Development](https://afi-global.org/event/nbr-afi-regional-training-on-leveraging-financial-inclusion-data-and-tools-to-drive-inclusive-policy-development/) - In collaboration with the National Bank of Rwanda (NBR), these events will be delivered in person from 3 to 6 October 2022 in Kigali, Rwanda through two components: 1. NBR-AFI Regional Training on Leveraging Financial Inclusion Data to Drive Inclusive Policy Development The Regional Training will assess the role of Financial Inclusion Data in advancing financial - [MMA-AFI Member Training on Inclusive Green Finance: What’s Next for Policymakers](https://afi-global.org/event/mma-afi-member-training-on-inclusive-green-finance-whats-next-for-policymakers/) - With increased focus on inclusive green finance (IGF) policies and initiatives in several countries, there is also an enhanced perception of it being a mandate of central banks. This Member Training co hosted by Maldives Monetary Authority will build on participants’ understanding of IGF and focus on the implementation of various measures to green economies - [CNBV-AFI Member Training on Gender Inclusive Policy Development](https://afi-global.org/event/cnbv-afi-member-training-on-gender-inclusive-policy-development/) - AFI, in collaboration with the Comisión Nacional Bancaria y de Valores (CNBV) Mexico, are happy to host a Member Training on Gender Inclusive Policy Development for member institutions from across the AFI network. Since the adoption of the Denarau Action Plan (DAP) at the Global Policy Forum in 2016, AFI has come a long way - [BNM-AFI Virtual Member Training on Inclusive Financial Integrity](https://afi-global.org/event/bnm-afi-virtual-member-training-on-inclusive-financial-integrity/) - AFI, in collaboration with Bank Negara Malaysia (BNM), are pleased to host the BNM-AFI Virtual Member Training on Inclusive Financial Integrity. The growing threat of illicit financial flows to the stability and integrity of the global financial system has resulted in increasing pressure to develop frameworks to effectively identify and monitor potential risks. Worldwide, financial - [COP27 Side Event - How Central Banks Promote Financial Inclusion for Climate Resilience and Mitigation](https://afi-global.org/event/cop27-side-event-how-central-banks-promote-financial-inclusion-for-climate-resilience-and-mitigation/) - We are delighted to invite you to the Alliance for Financial Inclusion side event at COP27 - How Central Banks Promote Financial Inclusion for Climate Resilience and Mitigation When – 16 November 2022, 15:30-17:00 Where – EIB & BENELUX Pavilion at COP27, Sharm El Sheikh, Egypt. Tonino Lamborghini International Convention Center Pavilion in Blue Zone - [CSSF-AFI Regional Training on Inclusive FinTech and the 9th Meeting of the EGFIP under the ECAPI](https://afi-global.org/event/cssf-afi-regional-training-on-inclusive-fintech-and-the-9th-meeting-of-the-egfip-under-the-ecapi/) - AFI and the Commission de Surveillance du Secteur Financier of Luxembourg (CSSF) are pleased to invite two representatives from your institution to the following events to be held in-person in the City of Luxembourg: • 28-29 June 2022: CSSF-AFI Regional Training on Inclusive FinTech • 30 June 2022: The 9th Meeting of the Experts Group - [CBL-AFI Virtual Member Training on AFI’s Policy Model on Digital ID and e-KYC](https://afi-global.org/event/cbl-afi-virtual-member-training-on-afis-policy-model-on-digital-id-and-e-kyc/) - AFI in collaboration with the Central Bank of Lesotho (CBL), will host the CBL-AFI Virtual Member Training on AFI’s Policy Model on Digital Identity (ID) and e-KYC, which will be delivered virtually. The objective of this training is to enable participants to identify the key principles of digital ID systems as outlined in the policy - [Regional Training and Technical Workshop on Promoting Youth Financial Inclusion - Practical Policy Perspectives](https://afi-global.org/event/regional-training-and-technical-workshop-on-promoting-youth-financial-inclusion-practical-policy-perspectives/) - In the Arab region, AFI members have demonstrated their willingness to support youth financial inclusion, through impactful and sustainable policies. Based on this interest and backed by the Kigali statement endorsed by AFI members in 2019, AFI Management Unit have developed a special initiative for the Arab region – the Financial Inclusion for Youth in - [9th FILAC Experts Group on Financial Inclusion Policy (EGFIP) Meeting](https://afi-global.org/event/9th-filac-experts-group-on-financial-inclusion-policy-egfip-meeting/) - The Comisión Nacional de Bancos y Seguros (CNBS) and AFI are honored and excited to host a physical meeting of the 9th FILAC Experts Group on Financial Inclusion Policy (EGFIP), after two years of virtual meetings. The objective of the 9th EGFIP Meeting is to cover discussion on gender inclusive finance (GIF) and digital financial - [BOU-AFI Virtual Member Training on the Financial Inclusion of Forcibly Displaced Persons (FDPs)](https://afi-global.org/event/bou-afi-virtual-member-training-on-the-financial-inclusion-of-forcibly-displaced-persons-fdps/) - Bank of Uganda (BOU) and AFI will host a Virtual Member Training on Financial Inclusion of Forcibly Displaced Persons (FDPs). The objective of this training is to enable participants to identify areas for incorporation of FDPs into mainstream national financial inclusion policies and regulations, towards advancing their sustainable and responsible financial inclusion. This training will - [South Asia Regional Initiative on Financial Inclusion and Regional Training on Digital Payment Innovation](https://afi-global.org/event/south-asia-regional-initiative-on-financial-inclusion-and-regional-training-on-digital-payment-innovation/) - Following the successful outcome of the South Asia Leaders Roundtable held in November 2021 in which a consensus was reached to launch a South Asia Regional Initiative on financial inclusion in 2022, we are pleased to share that we are making good progress and taking concrete steps towards the launch of the Regional Initiative for - [Digital Financial Services & SME Finance Working Group Meetings](https://afi-global.org/event/digital-financial-services-sme-finance-working-group-meetings/) - After a two-year hiatus, we are excited to resume our physical meetings. The Banco Central de Reserva de El Salvador (BCR) and AFI are honored to host the 25th Digital Financial Services Working Group (DFSWG) and 18th SME Finance Working Group (SMEFWG) Meetings in San Salvador, El Salvador, land covered with lush tropical forest and amazing - [Consumer Empowerment and Market Conduct, Financial Inclusion Data & Global Standards Proportionality Working Group Meetings](https://afi-global.org/event/consumer-empowerment-and-market-conduct-financial-inclusion-data-global-standards-proportionality-working-group-meetings/) - After a two-year hiatus, we are excited to resume our physical meetings. The Superintendencia General de Entidades Financieras Costa Rica (SUGEF) and AFI are honored to host the 23rd CEMCWG, 25th FIDWG and 16th GSPWG Meetings in San Jose, Costa Rica. This event will enable members to deepen policy conversations through the use of high-quality - [Financial Inclusion Strategy & Inclusive Green Finance Working Group Meetings](https://afi-global.org/event/financial-inclusion-strategy-inclusive-green-finance-working-group-meetings/) - The AFI Working Groups have evolved through time, and their maturity demonstrates how they have become an important part of the AFI network. The network's ambitions for a policy leadership alliance are now completely aligned due to the solid organisational backbone and active participation of Working Group members who have demonstrated commitment, ownership, and dedication. - [2022 AFI Inclusive Fintech Showcase](https://afi-global.org/event/2022-afi-inclusive-fintech-showcase/) - The 2022 AFI Inclusive FinTech Showcase is an initiative under the 2018 Sochi Accord whereby AFI’s membership committed to “create and participate in platforms for systematic dialogue and partnership among regulators and policymakers with FinTech companies and technology providers”. During the virtual Showcase, the 10 finalists selected from a large number of applicants, will highlight their practical solutions to - [G-24/AFI Policymakers’ Roundtable at the IMF/World Bank Spring Meetings](https://afi-global.org/event/g-24-afi-policymakers-roundtable-at-the-imf-world-bank-spring-meetings/) - The G-24/AFI Roundtable provides a high-level platform for engaging leaders from the G-24 and AFI networks in discussions on globally relevant financial inclusion policy issues and has in previous years galvanized action on cutting edge topics including gender inclusive finance, FinTech regulation, inclusive green finance, and the challenge of de-risking. Recognizing the fast-paced development and - [Ministry of Finance of Eswatini-AFI Virtual Member Training on Communicating Women’s Financial Inclusion](https://afi-global.org/event/ministry-of-finance-of-eswatini-afi-virtual-member-training-on-communicating-womens-financial-inclusion/) - The objective of this training is to enable participants to identify the key elements to be considered in the development of a comprehensive Gender Inclusive Finance (GIF) communication plan that promotes women’s financial inclusion. The training will be based on AFI’s Knowledge Product of Communicating Women’s Financial Inclusion Toolkit, which provides guidance to policymakers on the - [African Financial Inclusion Policy Initiative (AfPI) 2022 Meetings](https://afi-global.org/event/african-financial-inclusion-policy-initiative-afpi-2022-meetings/) - We are pleased to invite you to 2022 African Financial Inclusion Policy Initiative (AfPI) Meetings to be held in Arusha. Day 1 : AfPI Experts Group on Financial Inclusion Policy (EGFIP) Day 2 : Public-Private Dialogue (PPD) Training Day 3 : PPD & 3D Day 4 : High Level PPD & Leaders Roundtable Your participation - [14th Global Standards Proportionality Working Group (GSPWG) Virtual Meeting](https://afi-global.org/event/14th-global-standards-proportionality-working-group-gspwg-virtual-meeting/) - The Alliance for Financial Inclusion (AFI) will be hosting the 14th Global Standards Proportionality Working Group (GSPWG) Virtual Meeting from 29 to 30 November 2021 from 12:00 – 15:30 UTC on both days. The AFI working groups are instrumental in supporting our aspiration as a policy leadership alliance. They are the backbone of policy content - [Digital Financial Services Working Group (DFSWG) Virtual Meeting](https://afi-global.org/event/digital-financial-services-working-group-dfswg-virtual-meeting/) - We are delighted to organize the second and final technical and management meeting of the year for the DFSWG. This would be in the form of a virtual meeting on the 24 - 25 November 2021 at 12:00 UTC. The objectives of this meeting are: Provide an overview of the performance of the DFSWG with - [Inclusive Green Finance Capacity Building for Nepal](https://afi-global.org/event/inclusive-green-finance-capacity-building-for-nepal/) - It is our great pleasure to host the Nepal and AFI Virtual In-Country Training on Inclusive Green Finance. The training will host relevant multi-stakeholders including financial policymakers and regulators from Nepal to learn about the concept of inclusive green finance and the role of financial regulation in supporting resilience building and mitigating the impacts of - [Inclusive Green Finance Capacity Building for Nepal (Technical Workshop)](https://afi-global.org/event/inclusive-green-finance-capacity-building-for-nepal-technical-workshop/) - It is our great pleasure to host the Nepal and AFI Virtual In-Country Training on Inclusive Green Finance. The training will host relevant multi-stakeholders including financial policymakers and regulators from Nepal to learn about the concept of inclusive green finance and the role of financial regulation in supporting resilience building and mitigating the impacts of - [Leadership and Diversity Program for Regulators](https://afi-global.org/event/leadership-and-diversity-program-for-regulators/) - This virtual, 12-week global program, taught by Women’s World Banking and Faculty from Oxford University’s Saïd Business School, implemented together with the AFI, brings together senior officials from central banks and other regulatory agencies and high-potential women from their respective institutions. Participants join a series of interactive, live online sessions, individual and group assignments, peer - [Conducting Demand-side Surveys – The Case of Kenya’s FinAccess Survey 2021 in the COVID-19 era](https://afi-global.org/event/conducting-demand-side-surveys-the-case-of-kenyas-finaccess-survey-2021-in-the-covid-19-era/) - AFI, co-hosted by the Central Bank of Kenya is conducting a technical webinar on “Conducting Demand-side Surveys - The Case of Kenya’s FinAccess Survey 2021 in the COVID-19 era which will provide members with a peer-learning opportunity in relation to Kenya’s recently completed FinAccess Survey 2021. Timely, reliable, quality data plays a critical role in effective policy formulation and innovation to - [Knowledge Exchange Program - 3 on Central Bank Digital Currency (CBDC)](https://afi-global.org/event/knowledge-exchange-program-3-on-central-bank-digital-currency-cbdc/) - We are delighted to conduct the third Knowledge Exchange Program (KX-3) on Central Bank Digital Currency (CBDC), co-hosted with the Bangko Sentral ng Pilipinas (BSP). The program is a follow-on to the first Knowledge Exchange Program on Digital Financial Services organized in November 2019 in Malaysia and the second Knowledge Exchange Program on Harnessing the potential of - [19th Financial Inclusion Strategy Peer Learning Group (FISPLG) Meeting](https://afi-global.org/event/19th-financial-inclusion-strategy-peer-learning-group-fisplg-meeting/) - As we approach the last quarter of the year 2021, we are delighted to host the second and final management/technical FISPLG meeting for this year. The objectives are as follows: Provide an overview of the FISPLG subgroup performance with respect to the assigned/member-committed knowledge products and solicit member inputs (also regarding the new topic/subgroup for - [Regional Event on Resilient and Inclusive Corporate Governance towards a Gender Focus](https://afi-global.org/event/regional-event-on-resilient-and-inclusive-corporate-governance-towards-a-gender-focus/) - More than one billion women worldwide remain excluded from formal financial services according to the 2017 Global Findex. In this context, women's financial inclusion emerges as a priority among policy makers, development actors, international organizations, and financial service providers. In these challenging times, financial service providers need leadership capable of navigating uncertain waters and taking - [Regional Training on Inclusive Green Finance and Gender Policies](https://afi-global.org/event/regional-training-on-inclusive-green-finance-and-gender-policies/) - The objective of the Member Training is that participants will be able to identify the various dimensions and approaches to integrate gender in their national financial inclusion strategies. To achieve this, the enabling objectives are that participants will be able to: 1. Differentiate between gender-neutral and gender-sensitive policies 2. Develop implementation roadmaps to address gender-specific - [15th Expert Group for Financial Inclusion Policy (EGFIP) Virtual Technical Meeting, Workshop on the Pacific Regional Sandbox Standard Operational Procedure, and Public-Private Dialogue Training with VISA](https://afi-global.org/event/15th-expert-group-for-financial-inclusion-policy-egfip-virtual-technical-meeting-workshop-on-the-pacific-regional-sandbox-standard-operational-procedure-and-public-private-dialogue-training-with-v/) - It is with great pleasure that we are hosting the final two events of the year, the 15th PIRI EGFIP virtual meeting and the AFI Public-Private Dialogue Training. 29 November 2021 - 15th Expert Group for Financial Inclusion Policy (EGFIP) Virtual Technical Meeting - Workshop on Pacific Regional Sandbox Standard Operational Procedure 30 November 2021 - [CBI-AFI Virtual Technical Workshop on the Financial Inclusion of Forcibly Displaced Persons (FDPs)](https://afi-global.org/event/cbi-afi-virtual-technical-workshop-on-the-financial-inclusion-of-forcibly-displaced-persons-fdps/) - The Central Bank of Iraq (CBI) and AFI invite you to the Virtual Technical Workshop on the Financial Inclusion of Forcibly Displaced Persons (FDPs). At the end of the technical workshop, participants will be able to identify country-level actions to be considered while developing policy changes for FDPs. To achieve this, the enabling objectives of - [24th Financial Inclusion Data Working Group (FIDWG) Meeting](https://afi-global.org/event/24th-financial-inclusion-data-working-group-fidwg-meeting/) - The Alliance for Financial Inclusion (AFI) are honored to invite you to participate in the 24th Financial Inclusion Data Working Group (FIDWG) Virtual Meeting. The FIDWG Virtual Meeting will provide members the opportunity to be introduced to the objectives and status of the Working Group, discuss activities regarding the promotion of current policy topics, and - [South Asia Leaders Roundtable](https://afi-global.org/event/south-asia-leaders-roundtable/) - AFI is delighted to Invite the South Asian Leaders to the Leaders RoundTable (RT) to discuss the potential to advance regional financial inclusion objectives of the South Asian member institutions under the leadership and guidance of the regional leaders. Given the positive developments where all the six member institutions after a thorough consultation process have - [MSMEs Recovery from the COVID-19 Pandemic: African Members Perspective](https://afi-global.org/event/msmes-recovery-from-the-covid-19-pandemic-african-members-perspective/) - MSME recovery is one of the priorities for AFI’s members and private sector partners in Africa and beyond. The members and the private sector have implemented a variety of support measures ranging from the digitization of basic MSMEs operations, the creation of a portal to enable MSMEs to go digital and connect with larger business - [AFI’s Virtual Member Training on Leveraging Opportunities and Minimizing Risks for Inclusive Open Finance](https://afi-global.org/event/afis-virtual-member-training-on-leveraging-opportunities-and-minimizing-risks-for-inclusive-open-finance/) - The Alliance for Financial Inclusion (AFI) is organizing a Virtual Member Training on Leveraging Opportunities and Minimizing Risks for Inclusive Open Finance on 27 to 28 October 2021. Based on AFI’s Policy Framework "Policy Framework for Open Finance and Financial Inclusion" that is currently being drafted, the member training will simplify open finance concepts and - [AFI Regional Training on Infrastructure Readiness for Open Finance - Unlocking the benefits for Inclusive Growth](https://afi-global.org/event/afi-regional-training-on-infrastructure-readiness-for-open-finance-unlocking-the-benefits-for-inclusive-growth/) - The Alliance for Financial Inclusion (AFI) is organizing a virtual Regional Training on Infrastructure Readiness for Open Finance - Unlocking the benefits for Inclusive Growth on Thursday 28 Oct 2021. The objective of this regional training is that participants will be able to identify the digital and institutional infrastructure that policymakers and regulators should consider - [AFI Public-Private Dialogue on Leveraging Digital Financial Services for Inclusive Green Finance](https://afi-global.org/event/afi-public-private-dialogue-on-leveraging-digital-financial-services-for-inclusive-green-finance/) - This public-private dialogue provides a platform for private sector players and financial regulators to explore the potentials of digital finance technologies in promoting and mainstreaming inclusive green finance (IGF). Financial services play a vital role in enabling the most vulnerable groups to cope with financial losses resulting from the impact of climate change and to - [22nd Consumer Empowerment and Market Conduct Working Group (CEMCWG) Virtual Meeting](https://afi-global.org/event/22nd-consumer-empowerment-and-market-conduct-working-group-cemcwg-virtual-meeting/) - As we approach the last quarter of the year 2021, we are delighted to invite you to participate in the second and final technical and management meeting of the year for CEMCWG. This would be in the form of a virtual meeting and is scheduled to take place on 19-20 October 2021. The objectives of - [8th ECAPI Regional Initiative Expert Group on Financial Inclusion Policy (EGFIP)](https://afi-global.org/event/8th-ecapi-regional-initiative-expert-group-on-financial-inclusion-policy-egfip/) - We are pleased to inform you that the 8th Eastern Europe Central Asia Policy Initiative (ECAPI) Regional Initiative Expert Group on Financial Inclusion Policy (EGFIP) will be conducted virtually. ECAPI Regional Initiative has seen significant momentum since the time it has been launched in 2018. The ECAPI EGFIP members have delivered several important knowledge products - [5th Inclusive Green Finance Working Group (IGFWG) Meeting](https://afi-global.org/event/5th-inclusive-green-finance-working-group-igfwg-meeting/) - As we approach the last quarter of the year 2021, we are delighted to host the second and final technical and management meeting of the year for IGFWG. This would be in the form of a virtual meeting and is scheduled to take place on 9-10 November 2021 at 12:00 UTC. The objectives of this - [17th SME Finance Working Group (SMEFWG) Virtual Meeting](https://afi-global.org/event/17th-sme-finance-working-group-smefwg-virtual-meeting/) - The Alliance for Financial Inclusion (AFI) is honored to host the 17th SME Finance Working Group (SMEFWG) Virtual Meeting from 16 to 17 November 2021. The AFI working groups are instrumental in supporting our aspiration as a policy leadership alliance. They are the backbone of policy content development and guidance, and support members in adopting - [In-Country Training on Inclusive Green Finance for the Central Bank of Samoa](https://afi-global.org/event/in-country-training-on-inclusive-green-finance-for-the-central-bank-of-samoa/) - While climate change deepens poverty, financial inclusion can help build individual and household resilience, either to a sudden and extreme climate event or to the gradual effects of varying rainfall patterns, sea-level rise, or saltwater intrusion. Savings, credit, insurance, money transfers and new digital finance channels provide adaptation strategies for climate change impacts. Financial inclusion can - [AFI’s Virtual Member Training on PIRI Regulatory Sandbox for Fintech Innovations: Experience and Perspectives](https://afi-global.org/event/afis-virtual-member-training-on-piri-regulatory-sandbox-for-fintech-innovations-experience-and-perspectives/) - Alliance for Financial Inclusion (AFI) is hosting the AFI Virtual Member Training on Regional Regulatory Sandbox for Fintech Innovations: Experiences and Perspectives, from 13 to 15 September 2021, 2:00 UTC - 05:30 hours UTC. The three-day training is based on the two AFI knowledge products, namely, Innovative Regulatory Approaches Toolkit and the Pacific Regional Regulatory Sandbox - [AFI Workshop on Toolkit for Gender Inclusive Policy Development](https://afi-global.org/event/afi-workshop-on-toolkit-for-gender-inclusive-policy-development/) - The Alliance of Financial Inclusion (AFI) will be organizing a Virtual Workshop on the Toolkit for Gender Inclusive Policy Development from 22 – 24 September 2021. The workshop will have technical experts from AFI network, partners and AFI Management Unit. A Toolkit on Gender Inclusive Policy Development is being developed, and is designed to anchor capacity - [BCEAO-AFI Virtual Member Training on Policies Supporting MSME Financing](https://afi-global.org/event/bceao-afi-virtual-member-training-on-policies-supporting-msme-financing/) - The Alliance of Financial Inclusion (AFI) in collaboration with Banque Centrale des Etats de l'Afrique de l'Ouest (BCEAO) will organize a Virtual Member Training on Policies Supporting MSME Financing from 4th – 7th October 2021 exclusively for members of the AFI network. The training will be held for three and half hours each day for - [AFI’s Global Fintech Dialogue on Open Finance – Innovations and Inclusion](https://afi-global.org/event/afis-global-fintech-dialogue-on-open-finance-innovations-and-inclusion/) - The Alliance for Financial Inclusion (AFI) is organizing a Global Fintech Dialogue on Open Finance – Innovations and Inclusion on Tuesday 26 October 2021. Aimed at the heads and deputy heads of AFI member institutions, Global Fintech Dialogue will facilitate strategic discussions among policymakers on regulatory considerations for implementation of open finance to advance inclusive - [BNM- AFI Virtual Member Training on Digital Banks: To Reach the Last Mile](https://afi-global.org/event/bnm-afi-virtual-member-training-on-digital-banks-to-reach-the-last-mile/) - Bank Negara Malaysia (BNM) and AFI are organizing the BNM-AFI Virtual Member Training on Digital Banks: To Reach the Last Mile which will be delivered through a three-day virtual training from 17 to 19 August 2021. This Virtual Member Training will be based on AFI’s Policy Framework on the Licensing, Supervision and Regulation of Digital Banks that is - [AFI’s Public Private Dialogue (PPD) Training on Contactless for Expanding an Inclusive Digital Payments System and Member Training on Regulatory Reforms to Accelerate Adoption of Merchant Payments](https://afi-global.org/event/afis-public-private-dialogue-ppd-training-on-contactless-for-expanding-an-inclusive-digital-payments-system-and-member-training-on-regulatory-reforms-to-accelerate-adoption-of-merchant-paym/) - On 10 August 2021 at 09:00 am (UTC) AFI is organizing a training session on innovations in contactless payments and policy ecosystem to promote an inclusive digital payments system, for its member institutions from Africa. The training will be held in two parts as mentioned below: PPD Training on Contactless for Expanding an Inclusive Digital - [Capacity Building and Stakeholders Engagement Workshops (Virtual) on FinTech Regulation and Supervision in Mozambique](https://afi-global.org/event/capacity-building-and-stakeholders-engagement-workshops-virtual-on-fintech-regulation-and-supervision-in-mozambique/) - AFI, in collaboration with the Bank of Mozambique (BoM) is honored to have the Capacity Building and Stakeholders Engagement Workshops (Virtual) on FinTech Regulation and Supervision in Mozambique, 26 - 27 July 2021 at 10:00 (Maputo Time). During the workshop, technical experts, and select members from AFI network will share their knowledge and experience respectively on - [6th Annual General Meeting of the Alliance for Financial Inclusion](https://afi-global.org/event/6th-annual-general-meeting-of-the-alliance-for-financial-inclusion/) - The 6th Annual General Meeting (AGM) of the Alliance for Financial Inclusion (AFI) will be hosted virtually from AFI’s Head Office in Kuala Lumpur, Malaysia on 8 September 2021, at 12:00 – 15:00 UTC. Eligibility to Attend Participation is limited to paid Principal and Associate Member institutions of AFI. Each delegation shall be led - [Financial Inclusion Beyond the Pandemic: A Policy Leadership Dialogue](https://afi-global.org/event/financial-inclusion-beyond-the-pandemic-a-policy-leadership-dialogue/) - AFI is organizing the Financial Inclusion Beyond the Pandemic: A Policy Leadership Dialogue, from 28 – 30 September 2021. This program will be held virtually given the unprecedented magnitude of the global crisis posed by COVID-19. Central banks and financial policymakers from the AFI membership and beyond responded swiftly to the pandemic to preserve financial stability, - [Working Groups Global Convergence Virtual Meeting](https://afi-global.org/event/working-groups-global-convergence-virtual-meeting/) - The Alliance for Financial Inclusion (AFI) is honored to invite you to participate in the Working Group (WG) Global Convergence Meeting on 7 September 2021. To accommodate various time zones, the WG meeting will be held at two times: Time Zone A: 04:00 UTC Time Zone B: 14:00 UTC The objective of the WG Global Convergence - [Fifth Meeting of the Leaders’ Roundtable of the Financial Inclusion Initiative for Latin America and the Caribbean (FILAC)](https://afi-global.org/event/fifth-meeting-of-the-leaders-roundtable-of-the-financial-inclusion-initiative-for-latin-america-and-the-caribbean-filac/) - The Comision Nacional de Bancos y Seguros (CNBS) and the AFI are organizing the “Fifth Meeting of the Leaders’ Roundtable of the Financial Inclusion Initiative for Latin America and the Caribbean (FILAC)”, scheduled on Wednesday 9 June 2021, from 14:00 to 16:00 UTC. The FILAC Leaders’ Roundtable will provide leaders from AFI member institution in - [BCT-AFI Virtual Member Training on Strengthening Agent Network for Digital Financial Services](https://afi-global.org/event/bct-afi-virtual-member-training-on-strengthening-agent-network-for-digital-financial-services/) - Central Bank of Tunisia (BCT) and AFI are organizing the BCT-AFI Virtual Member Training on Strengthening Agent Network for Digital Financial Services on 28 June till 1 July 2021. This member training will be based on the Policy Framework To Strengthen Agent Networks For DFS published in October 2020. Developed by AFI’s Africa Financial Inclusion Policy Initiative - [Annual African Financial Inclusion Policy Initiative (AfPI) Meetings](https://afi-global.org/event/annual-african-financial-inclusion-policy-initiative-afpi-meetings/) - The Bank of Tanzania (BoT) and AFI are organizing the Annual African Financial Inclusion Policy Initiative (AfPI) meetings, which will be held virtually on 9-12 August 2021. The Annual African Financial Inclusion Policy Initiative (AfPI) will be co hosted by the Bank of Tanzania. The leaders from AFI member institution in Africa will: Examine the - [Policy responses to COVID-19 for young population in Africa](https://afi-global.org/event/policy-responses-to-covid-19-for-young-population-in-africa/) - Africa is considered to be the youngest region in the world with 60% of its 1.1 billion population under the age of 24 (UN, 2019). Projections suggest that the youth cohort in Sub-Saharan Africa (SSA) will continue to grow and will likely represent almost 30 percent of the world’s youth by 2050, up from 18 - [AFI’s Public Private Dialogue Training on Accelerating Digital Payments in the South Pacific through Public-Private Collaboration](https://afi-global.org/event/afis-public-private-dialogue-training-on-accelerating-digital-payments-in-the-south-pacific-through-public-private-collaboration/) - AFI, in collaboration with VISA, is organizing a Public Private Dialogue (PPD) Training on ‘Accelerating Digital Payments in the South Pacific through Public-Private Collaboration’ on 04 August 2021 at 02:00 to 03:00 (UTC). Led by VISA, the training session will present potential digital payment solutions befitting the needs of the Pacific Islands countries. While the - [7th Experts Group on Financial Inclusion Policy (EGFIP) meeting](https://afi-global.org/event/7th-experts-group-on-financial-inclusion-policy-egfip-meeting/) - Financial Regulatory Commission of Mongolia (FRC) and AFI are organizing 7th Experts Group on Financial Inclusion Policy (EGFIP) meeting from 23-24 June 2021. The 7th EGFIP meeting will focus in providing feedback and update on the progress in developing the 2020-21 deliverables and finalizing the 2021-2022 action plan upon receiving guidance from the ECAPI Leaders. - [London Climate Action Week: Inclusive Green Finance / Webinar](https://afi-global.org/event/london-climate-action-week-inclusive-green-finance-webinar/) - Centre for Sustainable Finance at SOAS University of London and AFI are organizing London Climate Action Week on 30 June at 9 AM (UTC). How can financial services in general and digital finance in particular allow vulnerable groups to better address climate risks, enhance their resilience to climate-related economic shocks, and use financial tools - [Presentation and Stakeholder Engagement Workshop on Tiered KYC Framework](https://afi-global.org/event/presentation-and-stakeholder-engagement-workshop-on-tiered-kyc-framework/) - Banco de Moçambique (BoM) and AFI are organizing a virtual workshop on 31 May 2021 at 10:00 AM (Mozambique) / 8.00 AM (UTC) to provide an opportunity for stakeholders to review and provide inputs to the draft Tiered KYC Policy Framework. The Government of Mozambique recognizes the importance of financial inclusion in the country. In 2016, the Government released - [BAM-AFI Virtual Member Training on Inclusive Green Finance - From Concept to Practice](https://afi-global.org/event/bam-afi-virtual-member-training-on-inclusive-green-finance-from-concept-to-practice/) - Bank Al-Maghrib (BAM) and AFI are organizing the BAM-AFI Virtual Member Training on Inclusive Green Finance (IGF) - from Concept to Practice on 14-17 June 2021. Member training will be anchored on the recent knowledge product of AFI, Promoting IGF Initiative and Policies and will also draw content from, Greening the Financial Sector Through Provision Policies: The - [8th FILAC Meeting and Public-Private Dialogue on Scaling gender-inclusive finance and supporting women-owned and women-managed MSMES](https://afi-global.org/event/8th-filac-meeting-and-public-private-dialogue-on-scaling-gender-inclusive-finance-and-supporting-women-owned-and-women-managed-msmes/) - The Comision Nacional de Bancos y Seguros (CNBS) and the AFI are organizing the Meeting of the "Experts Group on Financial Inclusion Policy" (EGFIP) of the Latin America and the Caribbean Initiative (FILAC) taking place on Tuesday, 8 June 2021 followed by the AFI Public-Private Dialogue (PPD) on Scaling gender-inclusive finance and supporting women-owned and - [Webinar: Inclusive Green Finance - Challenges and Opportunities](https://afi-global.org/event/webinar-inclusive-green-finance-challenges-and-opportunities/) - Join InFiNe.lu with AFI (Alliance for Financial Inclusion) for a session about the intersection between climate change and financial inclusion 25/06/2021 at 10:00 - 11:00 CET Location: Online Organiser: InFiNe.lu Event type: Conference Policy framework of inclusive green finance, concrete initiatives and current trends in the field will be presented with a focus on emerging economies. - [14th Pacific Islands Regional Initiative (PIRI) Experts Group for Financial Inclusion](https://afi-global.org/event/14th-pacific-islands-regional-initiative-piri-experts-group-for-financial-inclusion/) - Bank of Papua New Guinea and AFI are organizing the 14th Pacific Islands Regional Initiative (PIRI) Experts Group for Financial Inclusion (EGFIP) virtual meeting on 18 May 2021 at 10.00 AM (Papua New Guinea time) The objective of the 14th EGFIP Meeting is to provide members with the progress of works in the deliverables agreed - [PPD virtual meeting on AFI members in Africa Region on Data Privacy for Digital Financial Services](https://afi-global.org/event/ppd-virtual-meeting-on-afi-members-in-africa-region-on-data-privacy-for-digital-financial-services/) - AFI is organizing a virtual meeting on “Data Privacy for Digital Financial Services” on 18 May 2021 from 09:00 to 11:00 UTC. The meeting is intended for technical staff from AFI member institutions in Africa and it provides an opportunity for financial sector policymakers and regulators, private sector players, and other data privacy experts to exchange - [6th Annual Pacific Islands Regional Initiative (PIRI) Leaders Roundtable Virtual Meeting](https://afi-global.org/event/6th-annual-pacific-islands-regional-initiative-piri-leaders-roundtable-virtual-meeting/) - Bank of Papua New Guinea and AFI are organizing the 6th Annual PIRI Leaders’ Roundtable to be held virtually on 19 May 2021, 10.00AM (Papua New Guinea time). The upcoming leader’s roundtable will provide leaders from AFI member institution in the Pacific: Update on the specific COVID-19 interventions and support available from AFI to support members - [BNM-AFI Virtual Member Training on Consumer Protection and Financial Education for Digital Financial Services](https://afi-global.org/event/bnm-afi-virtual-member-training-on-consumer-protection-and-financial-education-for-digital-financial-services/) - Bank Negara Malaysia (BNM) and AFI are organizing the BNM-AFI Virtual Member Training on consumer protection and financial education for digital financial services on 26-28 April 2021. The virtual member training will create awareness and build knowledge of participants on Consumer Protection for Digital Financial Services (CP4DFS) with emphasis on financial education for digital financial - [Working Group Leaders Workshop on Team Effectiveness](https://afi-global.org/event/working-group-leaders-workshop-on-team-effectiveness/) - AFI is organizing a Working Group Leaders Workshop on Team Effectiveness virtual meeting on Tuesday, 20 April 2021, at 12:00 UTC. The workshop is aligned with the recommendations proposed by the Working Group (WG) Leaders at its meeting in Kigali, Rwanda on 8 September 2019 and further during the virtual leaders meeting on 10 March - [Comisión Nacional de Bancos y Seguros (CNBS) and AFI virtual meeting on ‘’The importance of regulatory policies to contribute to the deepening of the financial inclusion of women’’](https://afi-global.org/event/comision-nacional-de-bancos-y-seguros-cnbs-and-afi-virtual-meeting-on-the-importance-of-regulatory-policies-to-contribute-to-the-deepening-of-the-financial-inclusion-of-women/) - Comisión Nacional de Bancos y Seguros (CNBS) and AFI are organizing a virtual meeting on ‘’The importance of regulatory policies to contribute to the deepening of the financial inclusion of women’’ on 29 April 2021. Speakers at the event: Fernando Filártiga, Board of Directors of Central Bank of Paraguay and Member of the GIF Committee - [Kingdom of Eswatini and AFI Virtual In-Country Training on Inclusive Green Finance](https://afi-global.org/event/kingdom-of-eswatini-and-afi-virtual-in-country-training-on-inclusive-green-finance/) - Kingdom of Eswatini and AFI are organizing virtual In-Country Training on Inclusive Green Finance on 6 May 2021 at 8 - 11 AM UTC (10 AM – 1 PM Eswatini, 4 – 7 PM Kuala Lumpur) The training will guide financial policymakers and regulators from the Kingdom to Eswatini on the country’s policy developments and initiatives - [Banque Centrale des Etats de l'Afrique de l'Ouest (BCEAO) and AFI In-Country Training on Inclusive Green Finance](https://afi-global.org/event/banque-centrale-des-etats-de-lafrique-de-louest-bceao-and-afi-in-country-training-on-inclusive-green-finance/) - Banque Centrale des Etats de l'Afrique de l'Ouest (BCEAO) and AFI are orginizing Virtual In-Country Training on Inclusive Green Finance on 9 June 2021. The conference will host BCEAO staff to learn about policy developments and initiatives on climate change and environmental degradation, the concept of inclusive green finance, the role of financial regulation and financial - [23rd Financial Inclusion Data Working Group (FIDWG) Virtual Meeting](https://afi-global.org/event/23rd-financial-inclusion-data-working-group-fidwg-virtual-meeting/) - Reserve Bank of Vanuatu (RBV) and AFI organize the 23rd Financial Inclusion Data Working Group (FIDWG) Virtual Meeting from 16 and 17 March 2021 at 07:00 – 10:00 UTC. The FIDWG will be meeting alongside the SME Finance Working Group (SMEFWG) which will be holding its 16th Working Group Meeting. This will provide members the - [18th Financial Inclusion Strategy Peer Learning Group (FISPLG) Virtual Meeting](https://afi-global.org/event/18th-financial-inclusion-strategy-peer-learning-group-fisplg-virtual-meeting/) - Bank of Ghana (BOG) and AFI are organizing the 18th Financial Inclusion Strategy Peer Learning Group (FISPLG) Virtual Meeting on 23 and 24 March 2021 at 12:00 – 14:30 UTC. The AFI working groups are instrumental in supporting our aspiration as a policy leadership alliance. They are the backbone of policy content development and guidance, and - [AFI Virtual Public-Private Dialogue Roundtable on “Spurring financial inclusion in rural areas: overcoming challenges through Public-Private collaboration”](https://afi-global.org/event/afi-virtual-public-private-dialogue-roundtable-on-spurring-financial-inclusion-in-rural-areas-overcoming-challenges-through-public-private-collaboration/) - AFI is organizing a Virtual Public-Private Dialogue (PPD) on 31 March 2021 from 12:00 to 14:00 UTC. This meeting will convene AFI members and private sector partners for strategic and thoughtful discussion about practical Public-Private collaboration to advance financial inclusion in rural areas, with a special focus on women and girls. The majority of - [G-24/AFI policymakers’ roundtable: Inclusive Green Finance: A Pathway to Sustainable COVID-19 Recovery](https://afi-global.org/event/g-24-afi-policymakers-roundtable-inclusive-green-finance-a-pathway-to-sustainable-covid-19-recovery/) - G-24 and AFI are organizing the 13th Annual G-24/AFI policymakers’ roundtable at the IMF and World Bank virtual Spring Meetings on 13 April, 13:00 -15:00 UTC. Recognizing the vital importance of ensuring that recovery from the pandemic is both climate friendly and inclusive of disadvantaged population groups, this year’s Roundtable will be held on - [23rd Digital Financial Services Working Group (DFSWG) Virtual Meeting](https://afi-global.org/event/23rd-digital-financial-services-working-group-dfswg-virtual-meeting/) - Bank of Ghana (BoG) and AFI are organizing the 23rd Digital Financial Services Working Group (DFSWG) Virtual Meeting from 23 to 24 March 2021 at 12:00 PM UTC. DFSWG will be meeting alongside Financial Inclusion Strategy Peer Learning Group (FISPLG) and Inclusive Green Finance Working Group (IGFWG) which will be holding their 18th and 4thWorking Group Meeting respectively. - [AFI Policy Working Group Leadership Virtual Meeting](https://afi-global.org/event/afi-policy-working-group-leadership-virtual-meeting/) - AFI is organizing AFI Policy Working Group Leadership virtual meeting on Tuesday 2 March 2021, from 12:00 – 13:30 UTC. The objective of the Working Group Leadership meeting is to present the achievements and progress of work undertaken by the working groups in 2020, present to the leaders of the working groups the 2021 planned - [13th Global Standards Proportionality Working Group (GSPWG) Virtual Meeting](https://afi-global.org/event/13th-global-standards-proportionality-working-group-gspwg-virtual-meeting/) - Banco Central de Reserva de El Salvador (BCR) and AFI are organizing the 13th Global Standards Proportionality Working Group (GSPWG) Virtual Meeting from 09 to 10 March 2021 at 14:00 UTC. AFI working groups are instrumental in supporting our aspiration as a policy leadership alliance. They are the backbone of policy content development and guidance, and support members in - [16th SME Finance Working Group (SMEFWG) Virtual Meeting](https://afi-global.org/event/16th-sme-finance-working-group-smefwg-virtual-meeting/) - Reserve Bank of Vanuatu (RBV) and AFI are organizing the 16th SME Finance Working Group (SMEFWG) Virtual Meeting from 16 to 17 March 2021 at 7:00 AM UTC. The SMEFWG will be meeting alongside the Financial Inclusion Data Working Group (FIDWG) which will be holding its 23rd Working Group Meeting. This will provide members the opportunity - [21st Consumer Empowerment and Market Conduct Working Group (CEMCWG) Virtual Meeting](https://afi-global.org/event/21st-consumer-empowerment-and-market-conduct-working-group-cemcwg-virtual-meeting/) - Banco Central de Reserva de El Salvador (BCR) and AFI are organizing the 21st Consumer Empowerment and Market Conduct Working Group (CEMCWG) Virtual Meeting from 09 and 10 March 2021 at 09:00 – 11:30 UTC. The AFI working groups are instrumental in supporting our aspiration as a policy leadership alliance. They are the backbone of - [AFI Leaders’ Virtual Public-Private Dialogue Roundtable “COVID-19: lessons and opportunities for recovery and advancing inclusive finance and growth in 2021 and beyond”](https://afi-global.org/event/afi-leaders-virtual-public-private-dialogue-roundtable-covid-19-lessons-and-opportunities-for-recovery-and-advancing-inclusive-finance-and-growth-in-2021-and-beyond/) - AFI is organizing leaders’ Virtual Public-Private Dialogue (PPD) roundtable on ‘’COVID-19: lessons and opportunities for recovery and advancing inclusive finance and growth in 2021 and beyond” on Thursday, 4 February 2021 at 12:00 to 14:00 UTC. Meeting will convene leaders of AFI member and PPD partner institutions to review policy actions and innovations that - [7th African Financial Inclusion Policy Initiative (AfPI) Experts Group on Financial Inclusion Policy (EGFIP) Meeting](https://afi-global.org/event/7th-african-financial-inclusion-policy-initiative-afpi-experts-group-on-financial-inclusion-policy-egfip-meeting/) - AFI is organizing 7th African Financial Inclusion Policy Initiative (AfPI) Experts Group on Financial Inclusion Policy (EGFIP) meeting on Thursday, 25 February 2021 at 9:00 AM to 10:35 AM (UTC). During the virtual meetings, AfPI Experts review 2020 deliverables and provide input for the finalisation of the 2021 work plan, as well as discuss emerging policy - [Knowledge Exchange Program-2 - Harnessing the Potential of FinTech in Deepening Financial Inclusion: Practical Regulators Expositions](https://afi-global.org/event/knowledge-exchange-program-2-harnessing-the-potential-of-fintech-in-deepening-financial-inclusion-practical-regulators-expositions/) - Bank of Thailand and AFI are organizing Knowledge Exchange Program-2 - Harnessing the Potential of FinTech in Deepening Financial Inclusion: Practical Regulators Expositions at 10:00-12:15 UTC on 1-3 December 2020. The key focus of the program is to share the learnings and experiences of developing and developed country financial regulators, private sector and other - [Virtual In-Country Training on Inclusive Green Finance for the Superintendencia de la Economía Popular y Solidaria de Ecuador (SEPS)](https://afi-global.org/event/virtual-in-country-training-on-inclusive-green-finance-for-the-superintendencia-de-la-economia-popular-y-solidaria-de-ecuador-seps/) - AFI and Superintendencia de la Economía Popular y Solidaria de Ecuador (SEPS) are organizing virtual in-country training on Inclusive Green Finance (IGF) on 20 January 2021. The technical focus of this training is building the capacity of the staff of SEPS and other key stakeholders in the area of IGF. By the end of - [MMA-AFI Virtual Member Training on Strategic Approach to Digital Financial Literacy](https://afi-global.org/event/mma-afi-virtual-member-training-on-strategic-approach-to-digital-financial-literacy/) - Maldives Monetary Authority (MMA) and AFI are organizing virtual member training on strategic approach to digital financial literacy (DFL) on 17-18 March 2021. The training comprises two sessions held virtually, each being three hours long. This training will be delivered exclusively for the representatives from the South Asian AFI member institutions. This training is - [SUGEF-AFI Virtual Member Training on MSME Access to Finance Ecosystem](https://afi-global.org/event/sugef-afi-virtual-member-training-on-msme-access-to-finance-ecosystem/) - Superintendencia General de Entidades Financieras (SUGEF) and AFI are organizing virtual member training on micro, small and medium enterprise (MSME) access to the finance ecosystem on 7-10 December 2020. The training comprises three sessions held virtually, each being three hours long. The training is anchored in different AFI knowledge products developed by the SME Finance - [Global Standards Proportionality (GSPWG) Working Group Management Meeting](https://afi-global.org/event/global-standards-proportionality-gspwg-working-group-management-meeting/) - AFI is organizing Global Standards Proportionality Working Group (GSPWG) management meeting on Tuesday 10 November, from 09:00 – 10:00 UTC/GMT. The GSPWG Management Meeting will provide the opportunity to hear progress updates from the GSPWG subgroups, approve the GSPWG workplan for 2021 based on the new topics explored through the GSPWG webinar series, and - [Virtual workshop on digital financial literacy](https://afi-global.org/event/virtual-workshop-on-digital-financial-literacy/) - AFI and ASEAN Working Committee on Financial Inclusion (WC-FINC) are organizing a virtual workshop on digital financial literacy (DFL) on 26 November 2020. The workshop is part of a collaboration between AFI and WC-FINC on the development of a policy note on DFL that is expected to be finalized in 2021. The event will - [Banco de Moçambique and AFI Global Conference on Inclusive Green Finance](https://afi-global.org/event/banco-de-mocambique-and-afi-global-conference-on-inclusive-green-finance/) - Banco de Moçambique and AFI are organizing the 3rd global conference on Inclusive Green Finance on 3 December 2020. The virtual global conference on Inclusive Green Finance (IGF) is a unique opportunity for AFI members to identify the next steps to be taken to ensure policy development on Inclusive Green Finance and drive in-country - [Digital Financial Services (DFS) Working Group Technical Webinar on Central Bank Digital Currencies and Financial Inclusion](https://afi-global.org/event/digital-financial-services-dfs-working-group-technical-webinar-on-central-bank-digital-currencies-and-financial-inclusion/) - AFI is organizing Digital Financial Services Working Group (DFSWG) technical webinar on Central Bank Digital Currencies (CBDC) and Financial Inclusion to be held on Thursday 12 November, from 13:00-15:00 UTC. Trends and recent research by the Bank of International Settlement indicates an acceleration in the exploration of CBDC globally. Within the AFI network, about 40 - [AFI-BdP Virtual Member Training on Designing National Strategy for Financial Education and its Implementation and Monitoring](https://afi-global.org/event/afi-bdp-virtual-member-training-on-designing-national-strategy-for-financial-education-and-its-implementation-and-monitoring/) - Alliance of Financial Inclusion (AFI) and Banco de Portugal (BdP) are organizing a virtual member training on Designing National Strategy for Financial Education (NSFE), its implementation and monitoring through a series of three sessions from 23 - 25 November 2020. Each session will last for three hours. The overall goal of the training is - [FISPLG and IGFWG Webinar – Integrating Inclusive Green Finance in a National Financial Inclusion Strategy](https://afi-global.org/event/fisplg-and-igfwg-webinar-integrating-inclusive-green-finance-in-a-national-financial-inclusion-strategy/) - AFI is organizing a Financial Inclusion Strategy Peer Learning Group (FISPLG) and Inclusive Green Finance Working Group (IGF) joint webinar on “Integrating Inclusive Green Finance in a National Financial Inclusion Strategy” for 3 November 2020 at 01:00 PM (UTC). The webinar will feature the following technical experts: Nangsi Dema, Financial Inclusion Secretariat, Governor's Office, - [Digital Financial Services Working Group (DFSWG) Management Virtual Meeting](https://afi-global.org/event/digital-financial-services-working-group-dfswg-management-virtual-meeting/) - AFI is organizing the Digital Financial Services Working Group (DFSWG) Management Virtual Meeting on 27 October 2020 at 12:00 PM (UTC). The meeting will discuss DFSWG strategy and management updates including policy models, in-country implementation and Maya Declaration. The Subgroup Leads will present updates and prospective plans for their respective workstreams to DFSWG members. Please confirm - [2020 IGFWG Virtual Management Meeting](https://afi-global.org/event/2020-igfwg-virtual-management-meeting/) - AFI is organizing the 2020 IGFWG Virtual Management meeting on 15 October 2020 at 11:00 UTC. Towards concluding a work cycle and strengthening the commitment across the AFI network in sharing relevant knowledge on innovative inclusive green finance policies, the IGFWG will be presenting the finalized the different knowledge products that subgroups were developing - [SME Finance Working Group Management Meeting II](https://afi-global.org/event/sme-finance-working-group-management-meeting-ii/) - AFI is organizing SME Finance Working Group Management Meeting II on 26 October 2020 at 13:00 (UTC). AFI Management Unit and the Working Group Leadership will provide an update to all working group members on the progress of engagements and deliverables. Amongst key discussion items will be the Tour de Table, subgroup updates, peer - [CEMCWG and DFSWG Technical Webinar: Consumer Protection for Digital Financial Services](https://afi-global.org/event/cemcwg-and-dfswg-technical-webinar-consumer-protection-for-digital-financial-services/) - AFI is organizing Consumer Empowerment and Market Conduct Working Group (CEMCWG) and Digital Financial Services Working Group (DFSWG) Technical Webinar on Consumer Protection for Digital Financial Services. The virtual event is scheduled for 27 October 2020 at 1:15 PM (UTC). The DFSWG and the CEMCWG have acknowledged the critical need to steer members to adapt their existing - [Consumer Empowerment and Market Conduct Working Group (CEMCWG) Management Virtual Meeting](https://afi-global.org/event/consumer-empowerment-and-market-conduct-working-group-cemcwg-management-virtual-meeting/) - AFI is organizing the Consumer Empowerment and Market Conduct Working Group (CEMCWG) Management Virtual Meeting. The virtual event is scheduled for 27 October 2020 at 12:00 PM (UTC). The meeting will discuss CEMCWG strategy and management updates including policy models, in-country implementation, and Maya Declaration. The Subgroup Leads will present updates and prospective plans for their respective - [Financial Inclusion Data (FIDWG) Working Group Management Virtual Meeting](https://afi-global.org/event/financial-inclusion-data-fidwg-working-group-management-virtual-meeting/) - AFI is organizing the Financial Inclusion Data (FID) Working Group Management Virtual Meeting scheduled on 20 October 2020 at 06:00 AM (UTC). AFI Management Unit and the Working Group Leadership will provide an update to all working group members on the progress of engagements and deliverables. Amongst key discussion items will be the Tour de Table, Subgroup - [AFI Technical Webinar on “Facilitating MSME Sustainability and Viability during Pandemic COVID-19: Experience from the African Region”](https://afi-global.org/event/afi-technical-webinar-on-facilitating-msme-sustainability-and-viability-during-pandemic-covid-19-experience-from-the-african-region/) - AFI is organizing a technical webinar on “Facilitating MSME Sustainability and Viability during Pandemic COVID-19: Experience from the African Region”, on 20 October 2020 at 13:00 (UTC). The webinar will focus on policy and industry perspectives to facilitate sustainability and viability of the micro, small and medium enterprises (MSME) during the COVID-19 pandemic, including emergency and - [FISPLG Technical Virtual Meeting – Integrating Youth & Forcibly Displaced Persons into NFIS](https://afi-global.org/event/fisplg-technical-virtual-meeting-integrating-youth-forcibly-displaced-persons-into-nfis/) - AFI is organizing Financial Inclusion Strategy Peer Learning Group (FISPLG) Virtual Meeting on “Integrating Youth & Forcibly Displaced Persons into NFIS”. The virtual event is scheduled on 15 October 2020. In the webinar, it will be discussed the importance of integrating youth and forcibly displaced people in a national financial inclusion strategy followed by country-specific member - [BNM-AFI Member Training on Data and Monitoring and Evaluation for NFIS](https://afi-global.org/event/bnm-afi-member-training-on-data-and-monitoring-and-evaluation-for-nfis/) - Bank Negara Malaysia (BNM) and AFI are organizing a Virtual Member Training on Data and Monitoring and Evaluation for National Financial Inclusion Strategies (NFIS) on 2 - 5 November 2020. The terminal objective of this virtual member training is that, by using AFI’s knowledge products, the participants will be able to understand the usage of data for each - [G-24/AFI Policymakers’ Roundtable at the International Monetary Fund (IMF) & World Bank Group (WBG) Virtual Annual Meetings “Challenges and Opportunities for Youth Financial Inclusion in the Time of COVID-19”](https://afi-global.org/event/g-24-afi-policymakers-roundtable-at-the-international-monetary-fund-imf-world-bank-group-wbg-virtual-annual-meetings-challenges-and-opportunities-for-youth-financial-inclusion/) - “Challenges and Opportunities for Youth Financial Inclusion in the Time of COVID-19” G-24/AFI Policymakers’ Roundtable will take place on 19 October 2020, from 13:00 – 15:00 UTC (09:00 – 11:00 Washington D.C.), following the 2020 IMF & WBG Virtual Annual Meetings which are scheduled from 12-18 October 2020. This first-ever virtual G-24/AFI Policymakers’ Roundtable at - [Inclusive Green Finance Working Group (IGFWG) Technical Webinar on “Greening the Recovery Post COVID-19”](https://afi-global.org/event/inclusive-green-finance-working-group-igfwg-technical-webinar-on-greening-the-recovery-post-covid-19/) - AFI is organizing an IGFWG Technical Webinar on ”Greening the Recovery Post COVID-19” on the 28 October 2020 at 11.00 AM UTC. The webinar will discuss potential solutions to ensure that the economic recovery post COVID-19 is sustainable and how to integrate Inclusive Green Finance (IGF) policies in such a recovery. The webinar - [Eastern Europe & Central Asia Initiative (ECAPI) Meeting](https://afi-global.org/event/eastern-europe-central-asia-initiative-ecapi-meeting/) - AFI is organizing the Eastern Europe Central Asia Policy Initiative (ECAPI) Experts Group on Financial Inclusion Policy (EGFIP) and Member Training, co-hosted with the Central Bank of Armenia, which will be held virtually on 14-15 October 2020. Several virtual events will be conducted: 6th EGFIP meeting on 14 October 2020, which will focus on providing feedback and updates - [AFI Leaders’ Joint Learning Program on Inclusive FinTech Ecosystems and Cybersecurity](https://afi-global.org/event/afi-leaders-joint-learning-program-on-inclusive-fintech-ecosystems-and-cybersecurity/) - AFI and Ministry of Finance, the Ministry of Foreign and European Affairs of the Grand Duchy of Luxembourg are organizing a week of high level events in Luxembourg from 5 – 8 October 2020, starting with virtual launch of AFI’s European Representation Office (ERO) and followed by the Leaders’ Joint Learning Program (JLP) on - [AFI's Gender Inclusive Finance Webinar on "Integrating Gender Considerations into COVID-19 Policy Solutions](https://afi-global.org/event/afis-gender-inclusive-finance-webinar-on-integrating-gender-considerations-into-covid-19-policy-solutions/) - The Bank of Ghana and Alliance for Financial Inclusion are organizing AFI’s first virtual Gender Inclusive Finance webinar on “Integrating Gender Considerations into COVID-19 Policy Solutions” on Monday, 14 September 2020 at 12:30 PM UTC. This webinar will bring together high-level representatives from the AFI Network for a dynamic discussion on gendered implications of - [Virtual Launch of AFI European Representative Office](https://afi-global.org/event/virtual-launch-of-afi-european-representative-office/) - Alliance of Financial Inclusion (AFI) is organizing a virtual launch of its European Representative Office (ERO), which is co-hosted in the City of Luxembourg, co-hosted with the Ministry of Finance and the Ministry of Foreign and European Affairs of the Grand Dutchy of Luxembourg. The opening ceremony is scheduled for 5 October at 08:00 - [Virtual In Country Training on Inclusive Green Finance for the Central Bank of Seychelles](https://afi-global.org/event/virtual-in-country-training-on-inclusive-green-finance-for-the-central-bank-of-seychelles/) - While climate change deepens poverty, financial inclusion can build the resilience of individuals, either to a sudden and extreme climate event or the gradual effects of varying rainfall patterns, sea-level rise, or saltwater intrusion. Savings, credit, insurance, money transfers, and new digital finance channels provide adaptation strategies for climate change impacts. The Central Bank - [RBF-AFI Virtual Joint Learning Program on Inclusive Green Finance](https://afi-global.org/event/rbf-afi-virtual-joint-learning-program-on-inclusive-green-finance/) - The Reserve Bank of Fiji (RBF) and Alliance of Financial Inclusion (AFI) are organizing a Virtual Joint Learning Program (JLP) on Inclusive Green Finance (IGF) implementation from 19 – 21 October 2020. The objective of the JLP is to provide knowledge on how to contribute to developing robust IGF polices and initiatives within the - [5th Annual General Meeting of the Alliance for Financial Inclusion](https://afi-global.org/event/5th-annual-general-meeting-of-the-alliance-for-financial-inclusion/) - The 5th Annual General Meeting (AGM) of the Alliance for Financial Inclusion (AFI) will be hosted virtually from AFI’s Head Office in Kuala Lumpur, Malaysia on 9 September 2020, at 12:00 PM - 2:50 PM UTC. Eligibility to Attend Each delegation shall be led by the Head or Deputy Head of the Institution or other senior official nominated - [Global Working Groups Virtual Management Meeting](https://afi-global.org/event/global-working-groups-virtual-management-meeting/) - The Alliance for Financial Inclusion (AFI) is honored to invite you to participate in the joint convergence of the AFI Working Group (WG) Virtual Management Meeting on Tuesday, 8 September 2020. The meeting will be held ahead of the AFI 5th Annual General Meeting (AGM) which will take place on 9 September 2020. The - [Virtual AfPI Developing-Developed Country Dialogue: Adapting to crisis - Financial sector supervision in times of COVID-19](https://afi-global.org/event/virtual-afpi-developing-developed-country-dialogue-adapting-to-crisis-financial-sector-supervision-in-times-of-covid-19/) - AFI is organizing African Financial Inclusion Policy Initiative (AfPI) Developing – Developed Country Dialogue (3D) “Adapting to crisis – financial sector supervision in times of COVID-19”. 3D will be held virtually on 19 August 2020 from 10:30 to 12:00 UTC. Virtual AfPI 3D will foster knowledge sharing among AFI members in Africa and their - [Public Private Dialogue (PPD) -Strengthening last mile delivery channels for digital financial services uptake](https://afi-global.org/event/public-private-dialogue-ppd-strengthening-last-mile-delivery-channels-for-digital-financial-services-uptake/) - AFI is organizing its African Financial Inclusion Policy Initiative (AfPI) Public Private Dialogue (PPD) on the topic “Strengthening last mile delivery channels for digital financial services uptake”. Dialogue will be held virtually on 19 August 2020 9:00 – 10:15 UTC. Digitization of financial services became one of the key tools to preserve the functioning of economies - [BCEAO-AFI Virtual Member Training on Digital Financial Services Interoperability](https://afi-global.org/event/bceao-afi-virtual-member-training-on-digital-financial-services-interoperability/) - Central Bank of West African States (BCEAO) and the Alliance of Financial Inclusion (AFI) will be organising the BCEAO-AFI Virtual Member Training on Digital Financial Services Interoperability through a series of four sessions, three hours each during the week of 21 September 2020. To ensure that all AFI member institutions are able to participate - [Public Private Dialogue Regulatory Training - Approaches to Enhance Financing to MSME in Africa](https://afi-global.org/event/public-private-dialogue-regulatory-training-approaches-to-enhance-financing-to-msme-in-africa/) - AFI in collaboration with Mastercard is organizing a Public Private Dialogue (PPD) Training on Approaches to Enhance Financing to MSME in Africa on 18th August 2020 at 09:00 AM (UTC). The training which will be held before the 8th Annual AfPI Leaders’ Roundtable: Enhancing Enablers for Accelerating Financial Inclusion in Africa on 20 August - [Cross Border Remittances in Times of COVID-19: Issues and Policy Solutions](https://afi-global.org/event/cross-border-remittances-in-times-of-covid-19-issues-and-policy-solutions/) - AFI is organizing webinar on Cross Border Remittances in Times of COVID-19: Issues and Policy Solutions at 1:00 PM (UTC) / 9:00 PM (KL) on 11 August 2020. The webinar is bringing together regulators and key stakeholders to discuss how to drive digital solutions to facilitate remittance flows, especially within the context of ongoing - [AFI Leaders Virtual Dialogue on AFI COVID-19 Policy Responses for Africa region](https://afi-global.org/event/afi-leaders-virtual-dialogue-on-afi-covid-19-policy-responses-for-africa-region/) - AFI is organizing webinar of AFI Leaders Virtual Dialogue for members in the African region on 30 June 2020 at 8.00 AM UTC (16:00 Kuala Lumpur time). AFI Leaders Virtual Dialogue for the African region is organized to share experiences on addressing the challenges of supporting financial inclusion during COVID-19 pandemic. Purpose and outcome Aimed to broaden the - [Public Private Dialogue Regulatory Training - Engaging and Enabling MSMEs with Digital Financial Literacy and Technology Solutions](https://afi-global.org/event/public-private-dialogue-regulatory-training-engaging-and-enabling-msmes-with-digital-financial-literacy-and-technology-solutions/) - AFI in collaboration with Mastercard is organizing a virtual Public Private Dialogue (PPD) Regulatory Training on Engaging and Enabling MSMEs with Digital Financial Literacy and Technology Solutions on 17th July 2020 at 1:30 PM (UTC). The training, held after the 7th FILAC EGFIP Meeting, will cover supporting of the recovery for SME/MSME businesses through technology - [Global Standards Proportionality Working Group (GSPWG) Webinar on Virtual Assets Regulation: Aligning Inclusion and Integrity Goals](https://afi-global.org/event/global-standards-proportionality-working-group-gspwg-webinar-on-virtual-assets-regulation-aligning-inclusion-and-integrity-goals/) - AFI is organizing Global Standards Proportionality Working Group (GSPWG) webinar on Virtual Assets Regulation: Aligning Inclusion and Integrity Goals on Thursday 13 August, from 13:00-14:30 UTC/GMT. This webinar will explore the Financial Action Task Force (FATF) standards and guidance pertaining to AML-CFT risks in the virtual assets sector, steps being taken within the sector - [Annual African Financial Inclusion Policy Initiative (AfPI) Meeting](https://afi-global.org/event/annual-african-financial-inclusion-policy-initiative-afpi-meeting/) - Bank of Tanzania and AFI are organizing the Annual African Financial Inclusion Policy Initiative (AfPI) Meeting, from 17 - 20 August 2020, which will be held virtually. Leaders from AFI member institutions in Africa will: Discuss AFI’s COVID-19 policy response support to members in the Africa region. Examine key aspects of two policy frameworks being - [AfPI Technical Webinar on “Strengthening Agent Networks for Digital Financial Services – Regulatory and Industry Perspective”](https://afi-global.org/event/afpi-technical-webinar-on-strengthening-agent-networks-for-digital-financial-services-regulatory-and-industry-perspective/) - AFI is organizing a technical webinar on “Strengthening Agent Networks for Digital Financial Services – Regulatory and Industry Perspective” on 5 August 2020 at 13:00 (UTC). The webinar will focus on Africa and examine policy and industry perspectives towards effective agent network management. Discussion will include topics such as the role of agent networks - [Global Standards Proportionality Working Group (GSPWG) and Inclusive Green Finance Working Group (IGFWG) Technical Webinar - Climate Change, Financial Stability, and Inclusive Green Finance](https://afi-global.org/event/global-standards-proportionality-working-group-gspwg-and-inclusive-green-finance-working-group-igfwg-technical-webinar-climate-change-financial-stability-and-inclusive-green-finance/) - AFI is organizing a webinar on Climate Change, Financial Stability, and Inclusive Green Finance on Thursday 6 August 2020 at 12:00 (UTC/GMT). Policymakers in AFI network and globally have identified the economic and financial losses brought about by climate change as a significant threat to financial stability. Climate change is also associated with severe socioeconomic impacts that - [AFI Leaders Virtual Dialogue on AFI COVID-19 Policy Responses for Latin America & Caribbean region](https://afi-global.org/event/afi-leaders-virtual-dialogue-on-afi-covid-19-policy-responses-for-latin-america-caribbean-region/) - AFI LAC Leaders will explore the role of financial inclusion policies in crisis response, while sharing experiences in addressing the challenges for financial inclusion during COVID-19 pandemic. Purpose and outcome Leaders’ deliberations are expected to steer peer guidance on practical interventions that may be adapted in the network to sustain the gains of financial - [CEMCWG Technical Webinar - Consumer Protection Amidst A Pandemic: Case of COVID-19](https://afi-global.org/event/cemcwg-technical-webinar-consumer-protection-amidst-a-pandemic-case-of-covid-19/) - AFI is organizing the Consumer Empowerment and Market Conduct Working Group (CEMCWG) Webinar on “Consumer Protection Amidst A Pandemic: Case of COVID-19”. The Webinar is scheduled on 4 August 2020 at 13:00 UTC (21:00 Malaysia). When financial service providers offer measures to consumers to cushion the effects of COVID-19, particularly through access to emergency funds, - [7th Meeting of the Financial Inclusion in Latin America & the Caribbean Initiative (FILAC) Experts Group](https://afi-global.org/event/7th-meeting-of-the-financial-inclusion-in-latin-america-the-caribbean-initiative-filac-experts-group/) - The Central Bank of Suriname (CBVS) and the Alliance for Financial Inclusion (AFI) are organizing 7th meeting of Experts Group on Financial Inclusion Policy (EGFIP) of the Latin America and the Caribbean Initiative (FILAC) on 16 July 2020 at 2:00 PM (UTC) (9:00 AM Mexico time, 10:00 PM KL time). The EGFIP FILAC meeting - [Global Standards Proportionality Working Group (GSPWG) and Digital Financial Services Working Group (DFSWG) Webinar on Digital ID & e-KYC amidst the COVID-19 Pandemic & Beyond Webinar](https://afi-global.org/event/global-standards-proportionality-working-group-gspwg-and-digital-financial-services-working-group-dfswg-webinar-on-digital-id-e-kyc-amidst-the-covid-19-pandemic-beyond-webinar/) - Global Standards Proportionality Working Group (GSPWG) and Digital Financial Services Working Group (DFSWG) Webinar on Digital ID & e-KYC amidst the COVID-19 Pandemic & Beyond Webinar AFI is organizing a webinar on Digital ID and e-KYC for Financial Inclusion amidst the COVID-19 Pandemic and Beyond scheduled to be held on June 11, 2020 at 13:00 (UTC). - [Launch of Inclusive Financial Integrity Toolkit](https://afi-global.org/event/launch-of-inclusive-financial-integrity-toolkit/) - Launch of Inclusive Financial Integrity Toolkit AFI is organizing a virtual launch of AFI’s Inclusive Financial Integrity Toolkit on 14 July 2020 at 01:00 PM (UTC). The Inclusive Financial Integrity Toolkit is the latest initiative by AFI Global Standards and Proportionality Working Group (GSPWG) developedin partnership with the Centre for Financial Regulation and Inclusion (Cenfri). The - [CBSL-AFI Virtual Member Training on Implementation and Monitoring of National Financial Inclusion Strategy](https://afi-global.org/event/cbsl-afi-virtual-member-training-on-implementation-and-monitoring-of-national-financial-inclusion-strategy/) - CBSL-AFI Virtual Member Training on Implementation and Monitoring of National Financial Inclusion Strategy The Central Bank of Sri Lanka (CBSL) and the Alliance of Financial Inclusion (AFI) are co-hosting a Virtual Member Training on Implementation and Monitoring of National Financial Inclusion Strategy. The training will be delivered through a series of three sessions, of three - [AFI Leaders Virtual Dialogue on AFI COVID-19 Policy Responses](https://afi-global.org/event/afi-leaders-virtual-dialogue-on-afi-covid-19-policy-responses/) - AFI Leaders Virtual Dialogue on AFI COVID-19 Policy Responses AFI is organizing the virtual of AFI Leaders Virtual Dialogue for members in the African region on 30 June 2020 at 8.00 AM UTC (16:00 Kuala Lumpur time). AFI Leaders Virtual Dialogue for the African region is organized to share experiences on addressing the challenges of supporting financial inclusion during COVID-19 - [AFI-BMZ Webinar on the “Roadmap to the Sustainable and Responsible Financial Inclusion of Forcibly Displaced Persons”](https://afi-global.org/event/afi-bmz-webinar-on-the-roadmap-to-the-sustainable-and-responsible-financial-inclusion-of-forcibly-displaced-persons/) - AFI-BMZ Webinar on the “Roadmap to the Sustainable and Responsible Financial Inclusion of Forcibly Displaced Persons” The Alliance for Financial Inclusion (AFI) and the German Federal Ministry for Economic Cooperation and Development (BMZ) are organizing a webinar on the Roadmap to the Sustainable and Responsible Financial Inclusion of Forcibly Displaced Persons (FDPs) scheduled to be - [AFI’s Public Private Dialogue Regulatory Training - Continued Digital Transformation to Support Economic Recovery in the Pacific Islands](https://afi-global.org/event/afis-public-private-dialogue-regulatory-training-continued-digital-transformation-to-support-economic-recovery-in-the-pacific-islands/) - AFI, in collaboration with VISA, is organizing a Public Private Dialogue (PPD) Regulatory Training on Continued Digital Transformation to Support Economic Recovery in the Pacific Islands on 30 June 2020 at 03:00 AM (UTC). The training, which will be held after the 13th PIRI EGFIP Meeting, will deep dive into supporting the Pacific Islands’ - [13th Pacific Islands Regional Initiative (PIRI) Experts Group for Financial Inclusion, Second Virtual Meeting](https://afi-global.org/event/13th-pacific-islands-regional-initiative-piri-experts-group-for-financial-inclusion-second-virtual-meeting/) - Under the Pacific Islands Regional Initiative (PIRI) workstream and in line with the deliverables agreed under the guidance of the PIRI leaders, AFI is organizing the 13th virtual PIRI EGFIP Meeting followed by regulatory training. The 13th EGFIP Meeting will present members with the progress made in the work on deliverables agreed to be - [Global Standards Proportionality Working Group (GSPWG) Webinar on Crisis Resolution and E Money Providers](https://afi-global.org/event/global-standards-proportionality-working-group-gspwg-webinar-on-crisis-resolution-and-e-money-providers/) - AFI is organizing a webinar on Crisis Resolution and E-Money Providers scheduled for July 2, 2020 at 11:00 -13:00 UTC. Given the increasingly essential role of non-bank e-money issuers in the financial inclusion landscape, it is timely to assess the extent to which regulatory reforms are required to ensure that vulnerable consumers have adequate - [2020 AFI Inclusive FinTech Showcase](https://afi-global.org/event/2020-afi-inclusive-fintech-showcase/) - Are you a financial technology (FinTech) or regulatory technology (RegTech) innovator? Does your product use cutting-edge technology to help low-income groups in developing and emerging countries? If so, then AFI wants YOU to be part of its second FinTech showcase, which will take place as a virtual event from 26 - 28 October 2020. - [Microfinance - Response & Recovery from COVID-19: Regulator and Industry Perspective Webinar](https://afi-global.org/event/microfinance-response-recovery-from-covid-19-regulator-and-industry-perspective-webinar/) - COVID-19 is a global health and humanitarian crisis that has led to unprecedented financial crisis disproportionately impacting the poor, marginalised and small businesses. Institutions serving the poor and the marginalised are also being disproportionately affected. As a financial front liner, microfinance is facing unprecedented pressure to preserve their portfolio quality amidst the crisis. Globally - [SME Finance (SMEF) & Financial Inclusion Data (FID) Working Group Webinar - Harnessing MSME Data for An Effective MSME Policy Development](https://afi-global.org/event/sme-finance-smef-financial-inclusion-data-fid-working-group-webinar-harnessing-msme-data-for-an-effective-msme-policy-development/) - AFI is organizing the SME Finance and Financial Inclusion Data Working Group Webinar “Harnessing MSME Data for An Effective MSME Policy Development” on 28 April 2020 at 1:00 PM (UTC). This webinar is for the primary and alternate members of the SMEF and FID working group only. MSMEs play a huge role in facilitating economic development, from - [Financial Inclusion Data (FID) Working Group Technical Webinar: Demand Side Survey (Part 1) on Revamping Financial Inclusion Demand-side Surveys](https://afi-global.org/event/financial-inclusion-data-fid-working-group-technical-webinar-demand-side-survey-part-1-on-revamping-financial-inclusion-demand-side-surveys/) - Financial Inclusion Data (FID) Working Group Technical Webinar: Demand Side Survey (Part 1) on Revamping Financial Inclusion Demand-side Surveys AFI is organizing the Financial Inclusion Data (FID) Working Group Demand Side Survey Technical Webinar (Part 1) on Revamping Financial Inclusion Demand-side Surveys on 12 May 2020 at 08:00 AM (UTC). This webinar is for the members of the FID - [COVID-19 and the Role of BigTechs and Digital Platforms in Response and Recovery](https://afi-global.org/event/covid-19-and-the-role-of-bigtechs-and-digital-platforms-in-response-and-recovery/) - COVID-19 and the Role of BigTechs and Digital Platforms in Response and Recovery AFI is organizing a webinar on COVID-19 and the Role of BigTechs and Digital Platforms in Response and Recovery, at 13:00 UTC on 14 May 2020. This webinar is open for the members of AFI Working Groups only. Implemented by countries around the world to - [5th Eastern Europe & Central Asia Initiative (ECAPI) Meeting](https://afi-global.org/event/5th-eastern-europe-central-asia-initiative-ecapi-meeting/) - The Central Bank of Armenia (CBA) and the Alliance for Financial Inclusion (AFI) are organizing the 5th Eastern Europe & Central Asia Initiative (ECAPI) Meeting from 1 - 3 June 2020. The meeting will be held virtually given the unprecedented magnitude of the global crisis posed by COVID-19 which has hit more than 210 - [5th Meeting of AfPI’s Experts Group on Financial Inclusion Policy](https://afi-global.org/event/5th-meeting-of-afpis-experts-group-on-financial-inclusion-policy/) - AFI is organizing a 5th Meeting of African Financial Inclusion Policy Initiative (AfPI) Experts Group on Financial Inclusion Policy (EGFIP), on Tuesday 19 May 2020 from 9:00 am to 11:00 am (UTC). AfPI EGFIP meeting is a great opportunity to discuss COVID-19 financial inclusion policy recommendations to be made to AfPI Leaders, as well - [Financial Inclusion Data (FID) Working Group Technical Webinar: Demand Side Survey (Part 2): Financial Inclusion Demand-side Surveys and Complementing](https://afi-global.org/event/financial-inclusion-data-fid-working-group-technical-webinar-demand-side-survey-part-2-financial-inclusion-demand-side-surveys-and-complementing/) - AFI is organizing a second part of the Financial Inclusion Data (FID) Working Group Technical Webinar on Demand Side Survey. “Financial Inclusion Demand-side Surveys” webinar is taking place on 21 May 2020 at 08:00 (UTC) and is held for the members of the FID Working Group only. Financial inclusion demand-side data and mainly face-to-face - [CBA-AFI Virtual Member Training on Digital Financial Literacy in the Digital Era - 5th Eastern Europe & Central Asia Initiative (ECAPI) Meeting](https://afi-global.org/event/cba-afi-virtual-member-training-on-digital-financial-literacy-in-the-digital-era-5th-eastern-europe-central-asia-initiative-ecapi-meeting/) - In conjunction with the 5th Eastern Europe & Central Asia Initiative (ECAPI) Meeting from 1 - 3 June 2020 co-hosted together with the Central Bank of Armenia (CBA), the Alliance for Financial Inclusion (AFI) is organising a virtual member training on Digital Financial Literacy in the Digital Era on 3 June 2020 from 05:00 - [AFI Virtual Member Training on Inclusive Green Finance](https://afi-global.org/event/afi-virtual-member-training-on-inclusive-green-finance/) - AFI Virtual Member Training on Inclusive Green Finance Alliance of Financial Inclusion (AFI) will host a Virtual Member Training on Inclusive Green Finance (IGF). The training will be delivered through three, two-hour virtual sessions on 20, 22 and 23 July 2020. By the end of the training, participants will be equipped to devise various IGF policies - [FISPLG Webinar – Addressing the Impact of COVID-19 on Gender Savings Groups](https://afi-global.org/event/fisplg-webinar-addressing-the-impact-of-covid-19-on-gender-savings-groups/) - AFI is organizing the Financial Inclusion Strategy Peer Learning Group (FISPLG) Webinar on “Addressing the Impact of COVID-19 on Gender Savings Groups”. The Webinar is scheduled on 5 June 2020 at 13:00 (UTC). Technical Experts: Waringa Kibe, Country Director, Access to Finance Rwanda (FSD Network) Aisha Rahamatali, Regional Advocacy Coordinator, CARE International Helen Walbey, Head Gender Inclusive - [The 1st Virtual AFI Public-Private Dialogue (PPD) Meeting on "Mitigating the Impact of COVID-19: Implications and Response Measures for MSMEs"](https://afi-global.org/event/the-1st-virtual-afi-public-private-dialogue-ppd-meeting-on-mitigating-the-impact-of-covid-19-implications-and-response-measures-for-msmes/) - AFI is organizing the 1st Virtual AFI Public-Private Dialogue (PPD) Meeting that will take place on Thursday, 23 April 2020 from 01:00 PM to 03:00 PM UTC/Abidjan time (09:00 PM – 11:00 PM Kuala Lumpur time; 08.00 AM – 11.00 AM Mexico City time). The event will be conducted over videoconference and it is open only to - [SME Finance Working Group Webinar](https://afi-global.org/event/sme-finance-working-group-webinar/) - AFI is organizing a Virtual Meeting of the Small, Medium Enterprise Finance (SMEF) Working Group Management Webinar scheduled on 15th April 2020 at 08:00 AM (UTC). The webinar is organized for SMEF WG members only. In lieu of the COVID-19 global pandemic, working group events have been taken online to show our commitment - [Financial Inclusion Data (FID) Working Group Management Webinar](https://afi-global.org/event/financial-inclusion-data-fid-working-group-management-webinar/) - Financial Inclusion Data (FID) Working Group Management Webinar AFI is organizing a Virtual Meeting of the Financial Inclusion Data (FID) Working Group Management Webinar scheduled on 14th April 2020 at 08:00 AM (UTC). The webinar is organized for FID WG members only. In lieu of the COVID-19 global pandemic, working group events have been taken online to - [Small, Medium Enterprise Finance (SMEF) Working Group Management Webinar](https://afi-global.org/event/small-medium-enterprise-finance-smef-working-group-management-webinar/) - AFI is organizing a webinar of the Small, Medium Enterprise Finance (SMEF) Working Group Management scheduled on 15th April 2020 at 08:00 AM (UTC). The webinar is organized for SMEF WG members only. In lieu of the COVID-19 global pandemic, working group events have been taken online to show our commitment to the aims of - [Inclusive Green Finance Working Group (subgroup on Provision) Webinar Series](https://afi-global.org/event/inclusive-green-finance-working-group-subgroup-on-provision-webinar-series/) - AFI is organizing the first session of the Inclusive Green Finance Working Group (subgroup on Provision) Webinar Series on 16 April 2020 at 6 AM GMT. The webinar is organized for IGF WG subgroup members only. AFI’s Working Groups are the principal “communities of practice and are thus the main knowledge contributors regarding the technical - [Inclusive Green Finance Working Group (IGFWG) Webinar: Strengthening Resilience & Innovative Solutions for Rural Population](https://afi-global.org/event/inclusive-green-finance-working-group-igfwg-webinar-strengthening-resilience-innovative-solutions-for-rural-population/) - AFI is organizing the fourth Inclusive Green Finance Working Group (IGFWG) Webinar on 22 April 2020 at 2.00 PM UTC. The webinar is organized for IGF WG members only. The increasing intensity of climate change is altering the rainfall patterns, reducing groundwater reserves and producing frequent droughts and floods. The intense rains, combined with agricultural - [Consumer Empowerment and Market Conduct Working Group (CEMCWG) Management Webinar](https://afi-global.org/event/consumer-empowerment-and-market-conduct-working-group-cemcwg-management-webinar/) - AFI is organizing a Virtual Meeting of the Consumer Empowerment and Market Conduct Working Group (CEMCWG) on 21 April 2020 at 01:00 PM UTC (09:00 PM Malaysia time). This webinar is for the primary and alternate members of the CEMCWG only. CEMCWG Chair Rochelle Tomas (Bangko Sentral ng Pilipinas) and CEMCWG AFI Policy Manager - [Inclusive Green Finance Working Group (IGFWG) - Management Webinar](https://afi-global.org/event/inclusive-green-finance-working-group-igfwg-management-webinar/) - Inclusive Green Finance Working Group (IGF WG) Management Webinar AFI is organizing first Inclusive Green Finance Working Group (IGF WG) Webinar on 2 April 2020 at 9 AM UTC. IGF WG Chair Walid Ali (Central Bank of Egypt) and IGF WG AFI Management Unit will be presenting and discussing the latest IGF WG strategy, management and - [Management Webinar - Digital Financial Services (DFS) Working Group](https://afi-global.org/event/management-webinar-digital-financial-services-dfs-working-group/) - In working towards our aspiration as a policy leadership alliance and the critical role that the working groups play in achieving the vision of such an alliance, DFSWG Leaders Nadezhda Prasolova (Central Bank of the Russian Federation) and Ehab Nasr (Central Bank of Egypt) and DFSWG AFI Policy Manager Ghiyazuddin Mohammad will be present - [CEMC WG Technical Webinar - Customer Centric Approach and Behavioral Insights for Consumer Protection](https://afi-global.org/event/cemc-wg-technical-webinar-customer-centric-approach-and-behavioral-insights-for-consumer-protection/) - AFI is organizing the first 2020 Consumer Empowerment and Market Conduct Working Group (CEMC WG) Webinar on “Customer Centric Approach and Behavioral Insights for Consumer Protection”. Policymakers and regulators face the challenge of increasing the level of engagement with financial services while at the same time ensuring consumer protection. This webinar session will look into - [Digital Financial Services Working Group (DFSWG) Management Webinar](https://afi-global.org/event/digital-financial-services-working-group-dfswg-management-webinar/) - AFI is organizing a Virtual Meeting of the Digital Financial Services Working Group (DFS WG) on 02 Apr 2020 at 1 PM UTC. DFS WG Leaders Nadezhda Prasolova (Central Bank of the Russian Federation) and Ehab Nasr (Central Bank of Egypt) and DFS WG AFI Senior Policy Manager Ghiyazuddin Mohammad will discuss the latest - [Inclusive Green Finance Working Group (IGF WG) Technical Webinar: Introduction to IGF & The Sustainable Development Goals (SDGs)](https://afi-global.org/event/inclusive-green-finance-working-group-igf-wg-technical-webinar-introduction-to-igf-the-sustainable-development-goals-sdgs/) - AFI is organizing the second Virtual Meeting of Introduction to IGF & The Sustainable Development Goals (SDGs) Webinar on 8 April 2020 at 9 AM GMT. The webinar is organized for IGF WG members only. Inclusive green finance is a new and evolving policy area pioneered by AFI member institutions implementing policies, regulations and national strategies - [SME Finance Working Group Webinar Supply Chain Financing: Changing the MSME Funding Ecosystem](https://afi-global.org/event/sme-finance-working-group-webinar-supply-chain-financing-changing-the-msme-funding-ecosystem/) - AFI is organizing a Virtual Meeting of the SME Finance Working Group Webinar “Supply Chain Financing: Changing the MSME Funding Ecosystem” on 8 April 2020 at 8.00 am (UTC). The webinar is organize for SMEF WG members only. Supply Chain Finance (SCF) companies are fast emerging as preferred lending solutions partners for the vastly under-served - [Global Webinar: The Regulatory & Supervisory Responses to COVID 19: Experience from the AFI Network & Beyond](https://afi-global.org/event/global-webinar-the-regulatory-supervisory-responses-to-covid-19-experience-from-the-afi-network-beyond/) - AFI is organizing Virtual Meeting on the Regulatory & Supervisory Responses to COVID-19 by financial regulators scheduled to be held on 6 April, 2020 at 10.00 AM (UTC). The webinar is organized for WG members only. The spread of COVID-19 has reached a critical stage pushing the global economy to a point of virtual shutdown and resulting in - [Financial Inclusion Strategy Peer Learning Group (FISPLG) Management Webinar](https://afi-global.org/event/financial-inclusion-strategy-peer-learning-group-fisplg-management-webinar/) - AFI is organizing a Virtual Meeting of the Financial Inclusion Strategy Peer Learning Group (FISPLG) on 16 April 2020 at 12:00 PM UTC. The webinar is organized for FISPLG WG members only. FIPSLG Chair Nangi Massawe (Bank of Tanzania) and FISPLG Policy Manager Dieter De Smet will discuss the latest FISPLG strategy, management and policy - [Inclusive Green Finance Working Group (IGF WG) Technical Webinar: Increasing Resilience against climate and disaster risks – The role of the supervisor](https://afi-global.org/event/inclusive-green-finance-working-group-igf-wg-technical-webinar-increasing-resilience-against-climate-and-disaster-risks-the-role-of-the-supervisor/) - AFI is organizing a Virtual Meeting of the third Inclusive Green Finance Working Group (IGFWG) Webinar on 15 April 2020 at 2 PM GMT. The webinar is organized for IGF WG members only. The regulatory and supervisory environment is key in enabling innovative ways and mechanisms to reduce the climate insurance protection gap. Supervisors - [Alliance for Financial Inclusion: Advancing the 2030 Agenda for Sustainable Development](https://afi-global.org/event/alliance-for-financial-inclusion-advancing-the-2030-agenda-for-sustainable-development/) - The German Embassy in Kuala Lumpur and the Alliance for Financial Inclusion (AFI) are co-hosting a high-level roundtable on 10 March 2020 to deliberate the interlinkages between financial inclusion and Sustainable Development Goals (SDGs). The event is bringing together ambassadors serving in Malaysia and other dignitaries to share their perspectives on advancing the SDGs through - [Pacific Islands Regional Initiative (PIRI) Regional Regulatory Sandbox Technical Subgroup Meeting](https://afi-global.org/event/pacific-islands-regional-initiative-piri-regional-regulatory-sandbox-technical-subgroup-meeting/) - Pacific Islands Regional Initiative (PIRI) Regional Regulatory Sandbox Technical Subgroup Meeting is taking place on Friday March 27, 2020, in Port Vila, Vanuatu. The aim of the technical subgroup meeting is to take forward the action plan of implementing the regional regulatory sandbox. The meeting will: Provide updates on the PIRI Regional Regulatory Sandbox implementation - [AFI’s Public-Private Dialogue (PPD) Training on SME Finance](https://afi-global.org/event/afis-public-private-dialogue-ppd-training-on-sme-finance/) - AFI, in collaboration with Mastercard are pleased to announce that the PPD training on SME Finance will take place on 8 May 2020 in Paramaribo, Suriname. AFI defines its capacity building approach as “the provision of services that support AFI member institutions in gaining and translating knowledge about financial inclusion policy, regulation and supervision - [CBVS-AFI Member Training on Enhancing MSME Financing: Policy Interventions and Good Practices](https://afi-global.org/event/cbvs-afi-member-training-on-enhancing-msme-financing-policy-interventions-and-good-practices/) - What are the Objectives of the Training? Micro, Small and Medium Enterprises (MSMEs) are the backbone of virtually every economy in the world. AFI members work to identify policy frameworks and interventions that help address the gaps that remain in access to finance for MSMEs. In August 2019, AFI’s Small and Medium Enterprise Finance (SMEF) - [CBE-AFI Member Training on Inclusive Financial Integrity](https://afi-global.org/event/cbe-afi-member-training-on-inclusive-financial-integrity/) - What are the Objectives of the Training? The need to appreciate financial inclusion within an anti-money laundering and countering the financing of terrorism (AML-CFT) context has been largely accepted. Even then, AFI member institutions find it challenging to align the dual policy objectives of both financial inclusion and financial integrity. This Member Training will introduce - [The 21st Digital Financial Services (DFS), 16th Financial Inclusion Strategy (FIS), and 2nd Inclusive Green Finance (IGF) Working Group Meetings](https://afi-global.org/event/the-21st-digital-financial-services-dfs-16th-financial-inclusion-strategy-fis-and-2nd-inclusive-green-finance-igf-working-group-meetings/) - AFI Working Groups ​ The Bank of Ghana and Alliance for Financial Inclusion (AFI) are honored to announce that the 21st Digital Financial Services (DFS), 16th Financial Inclusion Strategy (FIS), & 2nd Inclusive Green Finance (IGF) Working Group Meetings are set to take place from 9-12 March 2020 in Accra, Ghana. In working towards our aspiration - [12th Annual G-24/AFI Policymakers’ Roundtable on Financial Inclusion](https://afi-global.org/event/12th-annual-g-24-afi-policymakers-roundtable-on-financial-inclusion/) - “Youth Financial Inclusion through Policy & Technological Innovation” 12th Annual G-24/AFI Policymakers’ Roundtable at the International Monetary Fund & World Bank Group Spring Meetings is taking place on 15 April 2020, from 18:00 – 20:00, in the IMF Boardroom (IMF HQ1), Washington D.C., ahead of the 2020 Spring Meetings which are scheduled from 16-19 - [Global Dialogue on Regulatory Approaches for Inclusive FinTech](https://afi-global.org/event/global-dialogue-on-regulatory-approaches-for-inclusive-fintech/) - The Czech National Bank (CNB) and the Alliance for Financial Inclusion (AFI) have the pleasure to co-host a closed-door FinTech peer exchange program for regulators in Prague on 26–27 September 2019. This event will be the first of its kind as a follow-up to the Sochi Accord on FinTech for Financial Inclusion, which was - [BNM-AFI Member Training on Improving Implementation of Financial Inclusion Strategy Using Monitoring and Evaluation Data](https://afi-global.org/event/bnm-afi-member-training-on-improving-implementation-of-financial-inclusion-strategy-using-monitoring-and-evaluation-data/) - Overview Countries globally have developed National Financial Inclusion Strategy (NFIS) to meet their financial inclusion objectives. As at April 2019, there are currently 48 countries within AFI network which has an NFIS and most of them are now in the implementation phase. This Member Training will focus on implementation, monitoring and evaluation of the - [CBK-AFI Member Training on Supervisory Framework for Digital Credit](https://afi-global.org/event/cbk-afi-member-training-on-supervisory-framework-for-digital-credit/) - Overview Following the discussion held at African Financial Inclusion Policy Initiative (AfPI) meeting in Abidjan in February 2019, AFI has drafted a Supervisory Framework for Digital Credit, which will be presented to the AfPI leaders at the Global Policy Forum (GPF) in September in Kigali, Rwanda, for adoption. The framework aims to highlight the - [CBE-AFI Joint Learning Programme on Digital Financial Services Interoperability](https://afi-global.org/event/cbe-afi-joint-learning-programme-on-digital-financial-services-interoperability/) - Interoperability is one of the major tools to drives account activity, thereby spurring access and usage of wider range of financial services to the underbanked population. The Joint Learning Program will focus on Central Bank of Egypt’s (CBE) experience in developing robust policy and regulatory guidance to address the challenges of implementing digital financial services - [AFI-RMA Bhutan Joint Learning Program on Inclusive Green Finance (IGF) - By Invitation Only](https://afi-global.org/event/afi-rma-bhutan-joint-learning-program-on-inclusive-green-finance-igf-by-invitation-only/) - What are the objectives of the training? Bhutan is dependent on agriculture and renewal energy hydropower for its development and climate change poses a critical threat to the country. The Government policies emphasize conserving its rich natural resources and conservation of the environment is one of the four pillars of Bhutan's Gross National Happiness philosophy. Given that the effects - [BNM-AFI Member Training on Cybersecurity for Financial Inclusion](https://afi-global.org/event/bnm-afi-member-training-on-cybersecurity-for-financial-inclusion/) - What are the objectives of the training? In recent years, regulators and financial sector supervisors have become increasingly aware that financial services are addressing financial inclusion challenges such as vulnerability to cyber threats. The Member Training will introduce participants to the recent AFI publication on Cybersecurity for Financial Inclusion: Framework and Risk Guide that - [Learning Program on Building Sustainable SME Finance Ecosystem in a Digital Age](https://afi-global.org/event/learning-program-on-building-sustainable-sme-finance-ecosystem-in-a-digital-age/) - What are the Objectives of the Training? Small and medium-sized enterprises (SMEs) make a critical contribution to the growth of the Malaysian economy and this has been possible through collaborative efforts of diverse stakeholders to make the ecosystem robust. This program, which is to be held in collaboration with Bank Negara Malaysia and World Bank, - [AFI Member Training on Gender Inclusive Policy Development - By Invitation Only](https://afi-global.org/event/afi-member-training-on-gender-inclusive-policy-development-by-invitation-only/) - What are the objectives of the training? AFI’s approach to Gender Inclusive Finance (GIF) has essentially been to integrate gender in all its work, rather than promoting gender as an exclusive policy intervention. Thus, gender is a cross cutting theme in all AFI events such as policy forums, trainings, knowledge products and peer reviews. - [21st Financial Inclusion Data (FID) & 14th SME Finance (SMEF) Working Group Meetings](https://afi-global.org/event/21st-financial-inclusion-data-fid-14th-sme-finance-smef-working-group-meetings/) - AFI Working Groups Financial Inclusion Data (FID) & SME Finance (SMEF) Working Group Meetings ​ The Reserve Bank of Vanuatu and Alliance for Financial Inclusion (AFI) are honored to announce that the 21st Financial Inclusion Data (FID) and 14th SME Finance (SMEF) Working Group Meetings are set to take place from 23-26 March 2020 in Port Vila, Vanuatu. In - [12th Global Standards Proportionality (GSP) & 19th Consumer Empowerment and Market Conduct (CEMC) Working Group Meetings](https://afi-global.org/event/12th-global-standards-proportionality-gsp-19th-consumer-empowerment-and-market-conduct-cemc-working-group-meetings/) - ​ The Central Reserve Bank of El Salvador and Alliance for Financial Inclusion (AFI) are honored to announce that the 19th Consumer Empowerment and Market Conduct (CEMC), and 12th Global Standards Proportionality (GSP) Working Group Meetings are set to take place from 20-23 April 2020 in San Salvador, El Salvador. In working towards our aspiration as a policy - [BNM-AFI Joint Learning Program: Empowering Consumers through Financial Education](https://afi-global.org/event/bnm-afi-joint-learning-program-empowering-consumers-through-financial-education/) - Objectives of the training In addressing the needs of a nation’s rapidly changing financial sector, it is crucial to have in place a regulatory and supervisory framework that safeguards consumers and strengthens fair market conduct, while promoting sustained economic growth. Creating a marketplace in which consumers are able to make informed decisions is a - [BAM-AFI Member Training on Inclusive Green Finance](https://afi-global.org/event/bam-afi-member-training-on-inclusive-green-finance/) - What are the objectives of the training? Co-hosted by Bank Al-Maghrib (BAM), this member training is designed to support member institutions in understanding the landscape of inclusive green finance policies, providing skills to identify nationally relevant policies, and linking them with existing financial inclusion strategies. The training aims to equip participants with the knowledge and - [CNBV-AFI JLP on FinTech Regulation and Proportionality for Financial Inclusion](https://afi-global.org/event/cnbv-afi-jlp-on-fintech-regulation-and-proportionality-for-financial-inclusion/) - What are the objectives of the training? Co-hosted by Comisión Nacional Bancaria y de Valores (CNBV), the focus of the Joint Learning Program (JLP) will be on proportionate regulatory approaches to FinTech innovations through lessons learned from Mexico’s experience. This JLP aims to equip the participants with knowledge and skills that will enable them - [BAM-AFI Global Green Finance Conference](https://afi-global.org/event/bam-afi-global-green-finance-conference/) - AFI members and stakeholders from the global financial sector will gather in Rabat, Morocco, to learn about green finance policies, emerging strategies and new developments in the financial sector, the contribution of these policies to global climate action, and experiences from the AFI network in inclusive green finance policies that mitigate or build resilience - [FinTech Showcase 2019](https://afi-global.org/event/fintech-showcase-2019/) - AFI open competition for FinTech Innovators: FinTech Showcase at AFI GPF 2019 Recognizing the power of financial technology (FinTech) to create breakthrough solutions that support and scale quality financial services, Alliance for Financial Inclusion (AFI) is holding an open competition for FinTech innovators to showcase solutions that target low-income populations within the following seven themes: - [CBSI-AFI Pacific Islands Regional Initiative (PIRI)](https://afi-global.org/event/cbsi-afi-pacific-islands-regional-initiative-piri/) - Regional Event Meeting of the Pacific Islands Regional Initiative (PIRI) Halo! The Central Bank of Solomon Islands (CBSI) and the Alliance for Financial Inclusion (AFI) are pleased to announce the 5th Annual Roundtable of the Leaders of the Pacific Islands Regional Initiative (PIRI) that will take place from 3-6 June, 2019 in Honiara, Solomon Islands. The - [NBRB-AFI Eastern Europe & Central Asia Policy Initiative (ECAPI) Meeting](https://afi-global.org/event/nbrb-afi-eastern-europe-central-asia-policy-initiative-ecapi-meeting/) - Regional Event Meeting of the Eastern Europe & Central Asia (ECAPI) The National Bank of the Republic of Belarus and Alliance for Financial Inclusion (AFI) are pleased to announce that the meeting of the Eastern Europe & Central Asia (ECAPI) will take place on June 11 - 13, 2019 in Minsk, Belarus. The 3-day event will - [Training on Approaches to Enhancing Financial Inclusion through DFS - in collaboration with Visa](https://afi-global.org/event/training-on-approaches-to-enhancing-financial-inclusion-through-dfs-in-collaboration-with-visa/) - BNM-AFI Public-Private Dialogue (PPD) Training Training on Approaches to Enhancing Financial Inclusion through Digital Financial Services Bank Negara Malaysia (BNM) and AFI, in collaboration with Visa, are organizing a regulatory training on Approaches to Enhancing Financial Inclusion through Digital Financial Services on 4-5 July, 2019 in Kuala Lumpur. AFI defines its capacity building approach as - [Training on Approaches to Enhancing Financial Inclusion through DFS - in collaboration with Mastercard](https://afi-global.org/event/training-on-approaches-to-enhancing-financial-inclusion-through-dfs-in-collaboration-with-mastercard/) - AFI Public-Private Dialogue (PPD) Training Approaches to Enhancing Financial Inclusion through Digital Financial Services At the Eastern Europe & Central Asia (ECAPI) initiative, the National Bank of the Republic of Belarus and AFI, in collaboration with Mastercard, are pleased to announce that a PPD training on on Approaches to Enhancing Financial Inclusion through Digital Financial Services - [Accelerating Digital Payments in the Pacific - in collaboration with Visa](https://afi-global.org/event/accelerating-digital-payments-in-the-pacific-in-collaboration-with-visa/) - CBSI-AFI Public-Private Dialogue (PPD) Training Accelerating Digital Payments in the Pacific What are the objectives of the AFI PPD regulatory training? The Alliance for Financial Inclusion (AFI) in collaboration with VISA is organizing a Training on Accelerating Digital Payments in the Pacific on 4th June 2019 in Honiara, Solomon Islands. Technical training led by PPD - [BNM-AFI Member Training on Platform Economy & its Promise for Financial Inclusion](https://afi-global.org/event/bnm-afi-member-training-on-platform-economy-its-promise-for-financial-inclusion/) - BNM-AFI Member Training Platform Economy & its Promise for Financial Inclusion With rapid digitization, mobiles are now being used by two-thirds of the global population. The digital economy is moving towards platforms and aggregators that act as one-stop shops in providing entire ecosystems with the financial and non-financial needs of consumers. These platforms have shown significant - [BP-AFI Member Training on Financial Education for Financial Inclusion](https://afi-global.org/event/bp-afi-member-training-on-financial-education-for-financial-inclusion/) - BCP-AFI Member Training Financial Education for Financial Inclusion Together with Banco de Portugal (BCP), the Alliance for Financial Inclusion (AFI) will host the Member Training on Financial Education for Financial Inclusion in Lisbon, Portugal from 1-3 July, 2019. This is the second offering exclusively for Bancos Centrais de Países de Língua Portuguesa (BCPLPs) as part - [BCRA-AFI Member Training on Innovating DFS Policies & Regulations for Financial Inclusion](https://afi-global.org/event/bcra-afi-member-training-on-innovating-dfs-policies-regulations-for-financial-inclusion/) - BCRA-AFI Member Training Innovating Digital Financial Services Policies and Regulations for Financial Inclusion Interventions in the digital financial system are leading to radical changes in the financial inclusion landscape that regulators must support by developing policies, frameworks and guidelines. Digital intervention has also brought in a diverse range of players — both financial and non-financial - [AFI Public-Private Dialogue (PPD) High-Level Roundtable](https://afi-global.org/event/afi-public-private-dialogue-ppd-high-level-roundtable/) - AFI Public-Private Dialogue (PPD) High-Level Roundtable It is our pleasure to announce that the AFI Public-Private Dialogue (PPD) High-Level Roundtable will take place on Thursday, 11 April 2019 at 8-10AM. The event will be hosted at Sofitel Washington D.C. Lafayette Square ahead of the 2019 IMF/WB Spring Meetings, which are scheduled from 12-14 April 2019. - [2019 Global Policy Forum (GPF): Using Technology for Inclusion of Women and Youth](https://afi-global.org/event/2019-global-policy-forum-gpf-using-technology-for-inclusion-of-women-and-youth/) - SAVE THE DATE 2019 AFI GLOBAL POLICY FORUM Using Technology for Inclusion of Women and Youth We are looking forward to advancing the financial inclusion objectives of the AFI community and we are excited to announce that the National Bank of Rwanda (NBR) and the Alliance for Financial Inclusion (AFI) will host the 2019 AFI - [BNM-AFI Member Training on Financial Inclusion Data & Strategy](https://afi-global.org/event/bnm-afi-member-training-on-financial-inclusion-data-strategy/) - AFI Member Training Financial Inclusion Data & Strategy About the training Bank Negara Malaysia (BNM) and AFI are organizing the AFI member training on Financial Inclusion Data & Strategy from 18-22 November, 2019 in Kuala Lumpur, Malaysia. AFI puts in continuous and consistent effort in enhancing the quality of AFI events. The content for all events is - [BNM-AFI Joint Learning Program: Consumer Empowerment & Market Conduct](https://afi-global.org/event/bnm-afi-joint-learning-program-consumer-empowerment-market-conduct/) - AFI Joint Learning Program (JLP) Consumer Empowerment & Market Conduct About the training Bank Negara Malaysia (BNM) and AFI are organizing the AFI Joint Learning Program (JLP) on Consumer Empowerment & Market Conduct from 7-11 October, 2019 in Kuala Lumpur, Malaysia. AFI puts in continuous and consistent effort in enhancing the quality of AFI events. - [CSI-AFI Pacific Islands Regional Initiative (PIRI)](https://afi-global.org/event/csi-afi-pacific-islands-regional-initiative-piri/) - Regional Event Meeting of the Pacific Islands Regional Initiative (PIRI) Halo! The Central Bank of Solomon Islands (CBSI) and the Alliance for Financial Inclusion (AFI) are pleased to announce the 5th Annual Roundtable of the Leaders of the Pacific Islands Regional Initiative (PIRI) that will take place from 3-6 June, 2019 in Honiara, Solomon Islands. The - [CBA-AFI Member Training on Behavioral Economics and Evidence-Based Policymaking](https://afi-global.org/event/cba-afi-member-training-on-behavioral-economics-and-evidence-based-policymaking/) - CBA-AFI Member Training Behavioral Economics and Evidence-Based Policymaking The Central Bank of Armenia (CBA) and Alliance for Financial Inclusion (AFI) are pleased to announce that the member training on Behavioral Economics and Evidence-Based Policymaking will take place from 29 April - 3 May, 2019 in Armenia. Objectives At the end of the training, participants will: - [Global Thought Leadership Conference: "Reshaping the Future for Financial Inclusion"](https://afi-global.org/event/global-thought-leadership-conference-reshaping-the-future-for-financial-inclusion/) - Global Thought Leadership Conference Reshaping the Future for Financial Inclusion We are pleased to announce that the global thought leadership conference on financial inclusion, Reshaping the Future for Financial Inclusion, will take place in Abidjan, Côte d’Ivoire on 1 March 2019. The conference is being held to mark the occasion of the official opening of the - [BNM-AFI Staff & Member Training: Training of Trainers on Instructional Strategies](https://afi-global.org/event/bnm-afi-staff-member-training-training-of-trainers-on-instructional-strategies/) - AFI Member & Staff Training Training of Trainers on Instructional Strategies About the training AFI puts in continuous and consistent effort in enhancing the quality of AFI events. The content for all events is carefully designed around the key objectives that the event is expected to achieve. Delivery is also given equal importance. AFI events - [G-24/AFI Policymakers’ Roundtable on Financial Inclusion at the 2019 Spring Meetings](https://afi-global.org/event/g-24-afi-policymakers-roundtable-on-financial-inclusion-at-the-2019-spring-meetings/) - G-24/AFI Policymakers’ Roundtable on Financial Inclusion at the Spring Meetings in Washington D.C. “Realizing the Potential of Digital Financial Services & FinTech to Catalyze Women’s Financial Inclusion” It is our pleasure to announce that the G-24 and AFI will hold a special Policymakers’ Roundtable at the International Monetary Fund (IMF) and World Bank Group - [Consumer Empowerment and Market Conduct (CEMC) & Digital Financial Services (DFS) Working Group Meetings](https://afi-global.org/event/consumer-empowerment-and-market-conduct-cemc-digital-financial-services-dfs-working-group-meetings/) - AFI Working Groups Consumer Empowerment and Market Conduct (CEMC) & Digital Financial Services (DFS) Working Group Meetings The Central Bank of the Bahamas and Alliance for Financial Inclusion (AFI) are pleased to announce that the Consumer Empowerment and Market Conduct (CEMC), and Digital Financial Services (DFS) Working Group meetings are set to take place from 25-29 March, - [12th SME Finance (SMEF) & 14th Financial Inclusion Strategy Peer Learning Group (FISPLG) Working Group Meetings](https://afi-global.org/event/12th-sme-finance-smef-14th-financial-inclusion-strategy-peer-learning-group-fisplg-working-group-meetings/) - AFI Working Groups 12th SME Finance (SMEF) & 14th Financial Inclusion Strategy Peer Learning Group (FISPLG) Working Group Meetings The Bank of Zambia (BoZ) and Alliance for Financial Inclusion (AFI) are pleased to announce that the 12th SME Finance (SMEF) and 14th Financial Inclusion Strategy Peer Learning Group (FISPLG) Working Group meetings are set to take place from - [10th Global Standards Proportionality (GSP) & 19th Financial Inclusion Data (FID) Working Group Meetings](https://afi-global.org/event/10th-global-standards-proportionality-gsp-19th-financial-inclusion-data-fid-working-group-meetings/) - AFI Working Groups 10th Global Standards Proportionality (GSP) & 19th Financial Inclusion Data (FID) Working Group Meetings The Central Bank of Egypt (CBE) and the Alliance for Financial Inclusion (AFI) are pleased to announce that the 10th Global Standards Proportionality (GSP), and 19th Financial Inclusion Data (FID) Working Group meetings are set to take place - [7th Annual Roundtable of the Leaders of the African Financial Inclusion Policy Initiative (AfPI)](https://afi-global.org/event/7th-annual-roundtable-of-the-leaders-of-the-african-financial-inclusion-policy-initiative-afpi/) - AfPI Regional Event 7th Annual Roundtable of the Leaders of the African Financial Inclusion Policy Initiative (AfPI) The Ministry of Economy and Finance of Cote d’Ivoire, the Central Bank of West African States (BCEAO) and the Alliance for Financial Inclusion (AFI) are pleased to announce that the 7th Annual Roundtable of the Leaders of the - [IDRC-AFI 5th FILAC Experts Group on Financial Inclusion Policy (EGFIP) Meeting](https://afi-global.org/event/idrc-afi-5th-filac-experts-group-on-financial-inclusion-policy-egfip-meeting/) - FILAC Regional Event 5th Meeting of the FILAC Experts Group on Financial Inclusion Policy (EGFIP) The Superintendencia de Banca, Seguros y AFP del Perú and Alliance for Financial Inclusion (AFI), with the support of the International Development Research Center (IDRC), are pleased to announce the 5th meeting of the "Experts Group on Financial Inclusion Policy" (EGFIP) - [Smart Policies for Green Financial Inclusion: Securing development gains and building resilience](https://afi-global.org/event/smart-policies-for-green-financial-inclusion-securing-development-gains-and-building-resilience/) - Securing development gains and building resilience Smart Policies for Green Financial Inclusion What are the objectives of the conference? The Alliance for Financial Inclusion (AFI) and Reserve Bank of Fiji (RBF) will co-host a conference on “Smart Policies for Green Financial Inclusion: Securing development gains and building resilience” on 26-27 November, 2018 in Nadi, Fiji. - [G-24/AFI Policymakers’ Roundtable on Financial Inclusion at the Annual Meetings in Bali, Indonesia](https://afi-global.org/event/g-24-afi-policymakers-roundtable-on-financial-inclusion-at-the-annual-meetings-in-bali-indonesia/) - G-24/AFI Policymakers’ Roundtable on Financial Inclusion at the Annual Meetings in Bali, Indonesia “From Commitments to Action: Implementing FinTech for Financial Inclusion in the G-24 and AFI Networks” SAVE THE DATE It is our pleasure to announce that the G-24 and AFI will hold a special Policymakers’ Roundtable at the International Monetary Fund (IMF) and - [BCTL-AFI Regional Training: FinTech for Financial Inclusion](https://afi-global.org/event/bctl-afi-regional-training-fintech-for-financial-inclusion/) - BCTL-AFI Regional Training FinTech for Financial Inclusion What are the objectives of the regional training? AFI's regional trainings are designed to provide customized and practical support for in-country implementation of new or revised policies, and regulations that support financial inclusion. Co-hosted by Banco Central de Timor-Leste (BCTL) and supported the University of New South Wales (UNSW), - [BNM-AFI member training: AML/CFT and Financial Inclusion](https://afi-global.org/event/bnm-afi-member-training-aml-cft-and-financial-inclusion/) - BNM-AFI Member Training Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) and Financial Inclusion What are the objectives of the member training? Co-hosted by Bank Negara Malaysia (BNM), the member training will focus on the following topics: International standards and key concepts of AML/CFT Balancing AML/CFT requirements with financial inclusion, and standards/measures to support financial inclusion Approaches to - [Member Training: Innovations in Digital Financial Inclusion](https://afi-global.org/event/member-training-innovations-in-digital-financial-inclusion/) - BAM-AFI Member Training Innovations in Digital Financial Inclusion What are the objectives of the member training? Digital intervention is rapidly leading to radical changes in the financial inclusion landscape that demands new regulatory approaches. The rise in digital intervention has made it essential to design a robust ecosystem that: supports bulk payments (e.g. G2P, Value - [Joint Learning Program: In-country Implementation and Measuring Progress of Financial Inclusion Strategies](https://afi-global.org/event/joint-learning-program-in-country-implementation-and-measuring-progress-of-financial-inclusion-strategies/) - BoT-AFI Joint Learning Program In-country Implementation and Measuring Progress of Financial Inclusion Strategies As part of the Capacity Building platform, Joint Learning Programs (JLP) are conducted by an AFI member institution that has excelled in a specific policy area. Participating members will gain in-depth knowledge and practical skills the host institution, which they can then - [BNM-AFI Member Training: Financial Inclusion Strategy and Data Programme](https://afi-global.org/event/bnm-afi-member-training-financial-inclusion-strategy-and-data-programme/) - BNM-AFI Member Training: Financial Inclusion Strategy and Data Programme What are the objectives of this training? At the end of the programme, participants would be able to: Discuss recent developments, emerging issues and AFI’s approach in the areas of financial inclusion strategy (FIS) and data. Develop appropriate FIS through the four phases of strategy development namely - [AFI Workshop: Communicating Gender and Women’s Financial Inclusion](https://afi-global.org/event/afi-workshop-communicating-gender-and-womens-financial-inclusion/) - AFI Workshop: Communicating Gender and Women’s Financial Inclusion What are the objectives of this event? In the 2016 AFI Global Policy Forum (GPF) in Fiji, members of AFI endorsed the Denarau Action Plan (DAP) to promote gender and women’s financial inclusion. At the 2017 AFI GPF in Egypt, AFI members went further by committing to - [Joint Learning Programme (JLP) on Measuring Financial Inclusion: The Way Forward in the Digital Age](https://afi-global.org/event/joint-learning-programme-jlp-on-measuring-financial-inclusion-the-way-forward-in-the-digital-age/) - Joint Learning Programme (JLP) on Measuring Financial Inclusion: The Way Forward in the Digital Age What are the objectives of the JLP? A Joint Learning Programme (JLP) is hosted and led by an AFI member institution that has exceled in a specific policy area. Participants consisting of other AFI member institutions gain in-depth knowledge and - [Public-Private Dialogue (PPD) Training: A Digitally Connected World to Advance Financial Inclusion](https://afi-global.org/event/public-private-dialogue-ppd-training-a-digitally-connected-world-to-advance-financial-inclusion/) - Public-Private Dialogue (PPD) Training: A Digitally Connected World to Advance Financial Inclusion What are the objectives of the AFI PPD Training? The growth of digital transactions continue to create huge opportunities and challenges. This training looks at the digital transformations that are taking place through the lens of a payment network — focused on the impact - [Peer Advisory Service on Implementing National Financial Inclusion Strategy (NFIS)](https://afi-global.org/event/peer-advisory-service-on-implementing-national-financial-inclusion-strategy-nfis/) - Peer Advisory Service on Implementing National Financial Inclusion Strategy (NFIS) What are the objectives of the Peer Advisory Service (PAS)? The objective of AFI’s PAS is to provide hand-holding support to selected AFI members to develop expertise in order to implement specific financial inclusion goals. This event is designed for selected AFI member institutions that - [Public-Private Dialogue (PPD) Training on Digital Financial Services: Role of Data, and Approaches to Enhancing Data Privacy and Protection](https://afi-global.org/event/public-private-dialogue-ppd-training-on-digital-financial-services-role-of-data-and-approaches-to-enhancing-data-privacy-and-protection/) - Public-Private Dialogue (PPD) Training on Digital Financial Services: Role of Data, and Approaches to Enhancing Data Privacy and Protection What are the objectives of the AFI PPD Training? The technical training provides an opportunity to look beyond the AFI network, hear from the private sector and see things from the implementer’s perspective. The objective of the - [Joint Learning Programme: Building an Inclusive MSME Financing Ecosystem](https://afi-global.org/event/joint-learning-programme-building-an-inclusive-msme-financing-ecosystem/) - Joint Learning Programme (JLP): Building an Inclusive MSME Financing Ecosystem Bank Negara Malaysia (BNM) and AFI are pleased to inform you that the date for the Joint Learning Programme on 'Building an Inclusive MSME Financing Ecosystem' is confirmed for 9-13 April 2018 in Kuala Lumpur. What are the objectives of the Joint Learning Programme (JLP)? - [3rd Experts Group on Financial Inclusion Policy (EGFIP) of the Latin America and the Caribbean Initiative (FILAC)](https://afi-global.org/event/3rd-experts-group-on-financial-inclusion-policy-egfip-of-the-latin-america-and-the-caribbean-initiative-filac/) - 3rd Experts Group on Financial Inclusion Policy (EGFIP) of the Latin America and the Caribbean Initiative (FILAC) The Superintendencia General de Entidades Financieras de Costa Rica (SUGEF) and Alliance for Financial Inclusion (AFI), with the support of the International Development Research Center (IDRC), are pleased to announce that the 3rd meeting of the "Experts Group on Financial - [AFI member & staff training: Training of Trainers on Instructional Strategies](https://afi-global.org/event/afi-member-staff-training-training-of-trainers-on-instructional-strategies/) - AFI member & staff training: Training of Trainers on Instructional Strategies About the training The success of AFI’s events rest equally on two pillars — quality technical content and effective delivery. This is an attempt to further enhance the design and delivery of AFI events. So far, AFI has focused on building capacities of member - [Member Training: Programme Training Personal Financial Management Trainers (PTPFMT)](https://afi-global.org/event/member-training-programme-training-personal-financial-management-trainers-ptpfmt/) - Member Training: Programme Training Personal Financial Management Trainers (PTPFMT) About the training Banco Central do Brasil (BCB) developed the PTPFMT with the aim to promote the rights and duties of citizens in relation to their financial life. The programme has run successfully since its inception in 2012. BCB offered to train the staff of Bancos - [Joint Learning Programme (JLP) on Consumer Protection: Enhanced Market Conduct Regulation & Supervision for Financial Inclusion](https://afi-global.org/event/joint-learning-programme-jlp-on-consumer-protection-enhanced-market-conduct-regulation-supervision-for-financial-inclusion/) - Joint Learning Program (JLP) on Consumer Protection: Enhanced Market Conduct Regulation & Supervision for Financial Inclusion What are the objectives of the JLP? Learn from the host member institution, Central Bank of Armenia (CBA), and participating AFI member countries on the increasing importance of market conduct to promote better access and usage of financial services - [2018 AFI Global Policy Forum (GPF)](https://afi-global.org/event/2018-afi-global-policy-forum-gpf/) - 2018 AFI GLOBAL POLICY FORUM (GPF) Innovation. Inclusion. Impact SAVE THE DATE Bank of Russia and the Alliance for Financial Inclusion (AFI) are pleased to announce that the 2018 AFI Global Policy Forum (GPF) will be held from 5-7 September 2018 in Sochi, Russia - the first in the Eastern Europe and Central Asia region. Over - [Financial Inclusion Strategy Peer Learning Group (FISPLG) & Global Standards Proportionality (GSP) Working Group Meetings](https://afi-global.org/event/financial-inclusion-strategy-peer-learning-group-fisplg-global-standards-proportionality-gsp-working-group-meetings/) - 12th Financial Inclusion Strategy Peer Learning Group (FISPLG) & 8th Global Standards Proportionality (GSP) Working Group Meetings 24-27 April, 2018 SAVE THE DATE National Bank of Cambodia and the Alliance for Financial Inclusion (AFI) are pleased to announce that the 12th Financial Inclusion Strategy Peer Learning Group (FISPLG) and 8th Global Standard Proportionality Working Group - [6th Annual AfPI Leaders Roundtable & Regulatory Training on Digital Financial Services](https://afi-global.org/event/6th-annual-afpi-leaders-roundtable-regulatory-training-on-digital-financial-services/) - 6th Annual AfPI Leaders Roundtable, 10-11 May 2018 Regulatory Training on Digital Financial Services, 8-9 May 2018 Banque Centrale de la République de Guinée (BCRG) and the Alliance for Financial Inclusion (AFI) are pleased to announce that the 6th Annual Roundtable of the Leaders of the African Financial Inclusion Policy Initiative (AfPI) will take place - [Digital Financial Services (DFS) & SME Finance (SMEF) Working Group Meetings](https://afi-global.org/event/digital-financial-services-dfs-sme-finance-smef-working-group-meetings/) - 17th Digital Financial Services (DFS) & 10th SME Finance (SMEF) Working Group meetings UPDATE: The 10th SME Finance Working Group Meeting in Amman, Jordan that was originally scheduled from 2-5 April 2018 will now be extended by another day to end on Friday, 6 April 2018. This change is due to the one-day Policy Forum on FinTech to be held ahead of the joint - [4th Annual PIRI Leaders Roundtable & Regulatory Training on Digital Financial Services](https://afi-global.org/event/4th-annual-piri-leaders-roundtable-regulatory-training-on-digital-financial-services/) - 4th Annual PIRI Leaders Roundtable, 5-7 June 2018 Regulatory Training on Digital Financial Services, 8 June 2018 SAVE THE DATE Talofa! Central Bank of Samoa (CBS) and the Alliance for Financial Inclusion (AFI) are pleased to announce that the 4th Annual Roundtable of the Leaders of the Pacific Islands Regional Initiative (PIRI) will take place - [Consumer Empowerment & Market Conduct (CEMC) & Financial Inclusion Data (FID) Working Group Meetings](https://afi-global.org/event/consumer-empowerment-market-conduct-cemc-financial-inclusion-data-fid-working-group-meetings/) - 15th Consumer Empowerment & Market Conduct (CEMC) & 17th Financial Inclusion Data (FID) Working Group meeting Comisión Nacional Bancaria y de Valores de México (CNBV) and the Alliance For Financial Inclusion (AFI) are pleased to inform you that the date for the 15th Consumer Empowerment & Market Conduct (CEMC) and 17th Financial Inclusion Data (FID) - [Capacity Development Program Financial Inclusion Strategy Implementation under FIARI](https://afi-global.org/event/capacity-development-program-financial-inclusion-strategy-implementation-under-fiari/) - Capacity Development Program on Preparing for Financial Inclusion Strategy Implementation under the Financial Inclusion for the Arab Region Initiative (FIARI) What is the training program about? This Capacity Development Program is focused on preparing for financial inclusion strategy implementation at the country level. As part of the FIARI initiative, it is jointly conducted by the - [Joint Learning Programme (JLP) on Digital Financial Services](https://afi-global.org/event/joint-learning-programme-jlp-on-digital-financial-services/) - AFI Joint Learning Programme (JLP) on Digital Financial Services (DFS) in collaboration with Bangladesh Bank What are the objectives of this Joint Learning Programme (JLP)? At the end of the JLP, participants will achieve the following: Learn from the host and participating AFI member countries on the role of digital financial services (DFS) in the - [PPD Training on Cybersecurity Challenges and Resilience Management](https://afi-global.org/event/ppd-training-on-cybersecurity-challenges-and-resilience-management/) - Cybersecurity Challenges and Resilience Management co-hosted by AFI PPD Partner, Mastercard August 2 (3 PM Onwards) and August 3, 2017 What is the Training About? As we move towards a more digitally financial included world, financial infrastructures are now more open to cybersecurity threats. Absence of resilient systems and frameworks is sure to compromise - [PPD Training on DFS Policy and Regulation, Brazil](https://afi-global.org/event/ppd-training-on-dfs-policy-and-regulation-brazil/) - PPD Training on DFS Policy and Regulation, Brazil What is the Training About? AFI’s Public Private Dialogue aims to bring together the players from the public and private sector to promote better understanding and appreciation of each other’s approach and role in promoting financial inclusion through digitization. This training will thus bring together the - [Regional Meeting: Financial Inclusion Initiative for Latin America and the Caribbean (FILAC), Brazil](https://afi-global.org/event/regional-meeting-financial-inclusion-initiative-for-latin-america-and-the-caribbean-filac-brazil/) - Regional Meeting: Financial Inclusion Initiative for Latin America and the Caribbean (FILAC), Brazil This event is organized by the Alliance for Financial Inclusion (AFI) and the Banco Central do Brasil, with the support of the International Development Research Center (IDRC). The objective is to analyse the development of FILAC and prioritize the areas and activities - [Capacity Building: Workshop on DFS Interoperability and Interconnectedness, Paraguay](https://afi-global.org/event/capacity-building-workshop-on-dfs-interoperability-and-interconnectedness-paraguay/) - Workshop on Interoperability and Interconnectedness (Taller de Interoperabilidad e Interconectividad de Medios de Pago Electrónicos e Inclusión Financiera) Detials to follow - [Cybersecurity: Safeguarding the Future for Innovative Financial Inclusion, Malaysia](https://afi-global.org/event/cybersecurity-safeguarding-the-future-for-innovative-financial-inclusion-malaysia/) - A Policy Forum Cybersecurity: Safeguarding the Future for Innovative Financial Inclusion, 1-2 August 2017, Kuala Lumpur, Malaysia Bank Negara Malaysia (BNM) and the Alliance for Financial Inclusion (AFI) are delighted to invite you to the Policy Forum titled “Cybersecurity: Safeguarding the Future for Innovative Financial Inclusion”. The Forum will take place in Kuala Lumpur, - [High-Level Forum on the Financial Inclusion of Forcibly Displaced Persons, Germany](https://afi-global.org/event/high-level-forum-on-the-financial-inclusion-of-forcibly-displaced-persons-germany/) - High-Level Forum on the Financial Inclusion of Forcibly Displaced Persons A multi-stakeholder High-Level Forum on the Financial Inclusion of Forcibly Displaced Persons (FDPs) will be co-hosted by AFI and the Federal Ministry for Economic Cooperation and Development (BMZ) in Berlin, Germany on 26 April 2017. The financial inclusion of FDPs was highlighted at the - [Capacity Building: AFI Member Training on SME Finance, Malaysia](https://afi-global.org/event/capacity-building-afi-member-training-on-sme-finance-malaysia/) - Capacity Building: Training on SME Finance Co-hosted by Bank Negara Malaysia (BNM) What is the Training About? Promoting MSME provides a channel to assist people from the lower income population to increase their income and to be financially active. It involves development of policies that support access to credit for MSME - through commercial banks - [2017 AFI Global Policy Forum, Egypt](https://afi-global.org/event/2017-afi-global-policy-forum-egypt/) - The World's Most Important Forum for Financial Inclusion Policymakers The 2017 AFI Global Policy Forum (GPF) will take place from 13-15 September at the International Congress Center in Sharm El Sheikh, Egypt and will be the showcase of the unique financial inclusion initiatives undertaken by members in the Arab region. It is expected to be - [Pacific Islands Regional Initiative (PIRI), Papua New Guinea](https://afi-global.org/event/pacific-islands-regional-initiative-piri-papua-new-guinea/) - Pacific Islands Regional Initiative (PIRI) meeting. - [Capacity Building: AFI Member Training on AML/CTF, Malaysia](https://afi-global.org/event/capacity-building-afi-member-training-on-aml-ctf-malaysia/) - Anti-Money Laundering and Counter Financing of Terrorism Consideration (AML/CFT) and Approaches for Financial Inclusion Training Programme October 2nd - 6th, 2017 What is the Training About? At the end of the training, participants will be able to: Recognise the risks of money laundering and terrorist financing as a result of financial exclusion and how financial - [Capacity Building: Member Training on Financial Inclusion Strategy and Data, Malaysia](https://afi-global.org/event/capacity-building-member-training-on-financial-inclusion-strategy-and-data-malaysia/) - Member Training on Financial Inclusion Strategy, Data and Regulatory Impact Assessment Co-hosted by Bank Negara Malaysia (BNM), this training will cover: Recent developments and emerging issues influencing financial inclusion strategy. This includes gender specific strategies, innovations in digital financial services and approaches targeted towards financially excluded groups (e.g. forcibly displaced persons, foreign workers, the disabled - [PPD Training on Cybersecurity and Risk Management, Malaysia](https://afi-global.org/event/ppd-training-on-cybersecurity-and-risk-management-malaysia/) - PPD Training on Cybersecurity and Risk Management. Co-Hosted by AFI's PPD partner, Mastercard. - [Capacity Building: Policy Forum on Cybersecurity and DFS Risk Management, Malaysia](https://afi-global.org/event/capacity-building-policy-forum-on-cybersecurity-and-dfs-risk-management-malaysia/) - Capacity Building: Policy Forum on Cybersecurity and DFS Risk Management. Co-hosted by AFI and Bank Negara Malaysia (BNM). - [Capacity Building: Member Training on Behavioural Economics and CEMC, Malaysia](https://afi-global.org/event/capacity-building-member-training-on-behavioural-economics-and-cemc-malaysia/) - What is the Training About? The training will cover: Approaches by AFI to promote better understanding of good practices and cost-effective policy tools on consumer empowerment and market conduct regulations Approaches in regulation, supervision and enforcement of fair, responsible and professional market conduct Linkages between behavioural economics and financial inclusion Leveraging on behavioural insights to - [AMPI: 5th Annual Leaders Roundtable, Mozambique](https://afi-global.org/event/ampi-5th-annual-leaders-roundtable-mozambique/) - AMPI: 5th Annual Leaders Roundtable - [PPD Regulatory Training on DFS, Mozambique](https://afi-global.org/event/ppd-regulatory-training-on-dfs-mozambique/) - AMPI Regulatory Training on DFS, co-hosted AFI PPD partner, Mastercard Digital Approaches to Enhancing Financial Inclusion May 9-10, 2017 What is the Training About? The critical role of digital financial services in reaching financial inclusion goals has been well recognized globally. And with this, adopting innovative technologies and supportive regulation has gained importance. At the - [Financial Inclusion Strategy (FIS) Peer Learning Group Meeting, Tajikistan](https://afi-global.org/event/financial-inclusion-strategy-fis-peer-learning-group-meeting-tajikistan/) - 15th Financial Inclusion Data (FID) Working Group and 10th Financial Inclusion Strategy (FIS) Peer Learning Group Meeting The Alliance for Financial Inclusion (AFI) and National Bank of Tajikistan will co-host the 15th Financial Inclusion Data Working Group (FIDWG), 10th Financial Inclusion Strategy Peer Learning Group (FISPLWG) Meetings from 24th – 27th April 2017 and - [Financial Inclusion Data (FID) Working Group Meeting, Tajikistan](https://afi-global.org/event/financial-inclusion-data-fid-working-group-meeting-tajikistan/) - 15th Financial Inclusion Data (FID) Working Group and 10th Financial Inclusion Strategy (FIS) Peer Learning Group Meeting The Alliance for Financial Inclusion (AFI) and National Bank of Tajikistan will co-host the 15th Financial Inclusion Data Working Group (FIDWG), 10th Financial Inclusion Strategy Peer Learning Group (FISPLWG) Meetings from 24th – 27th April 2017 and a - [PPD Training on Small Merchants, Seychelles](https://afi-global.org/event/ppd-training-on-small-merchants-seychelles/) - Small Merchant Acceptance: A Path to Financial Inclusion Co-hosted by Visa, this interactive day-long training covers a forgotten path to financial inclusion: acceptance of digital payments by micro, small and medium-sized merchants, many of whom are often unbanked, and own the neighborhood “mom and pop” stores where underserved people live and shop. The training examines the - [SME Finance (SMEF) Working Group Meeting, Seychelles](https://afi-global.org/event/sme-finance-smef-working-group-meeting-seychelles/) - SME Finance Working Group (SMEFWG) Meeting, co-hosted by the Central Bank of Seychelles Main themes of this meeting will include: Cross-cutting policy concerns to CEMC and SME Finance WGs The goal of this joint session is to set common research policy topics, where dialogue and collaboration between both working groups produce new knowledge products during - [Consumer Empowerment and Market Conduct (CEMC) Working Group Meeting, Seychelles](https://afi-global.org/event/consumer-empowerment-and-market-conduct-cemc-working-group-meeting-seychelles/) - Consumer Empowerment and Market Conduct Working Group (CEMCWG) Meeting, co-hosted by the Central Bank of Seychelles Main themes of this meeting will include: Cross-cutting policy concerns to CEMC and SME Finance WGs The goal of this joint session is to set common research policy topics, where dialogue and collaboration between both working groups produce new - [PPD: Enhancing Financial Inclusion through Government Payments, Ghana](https://afi-global.org/event/ppd-enhancing-financial-inclusion-through-government-payments-ghana/) - AFI PPD Capacity Building Initiative: Catalyzing Financial Inclusion with Government Payments Co-hosted by Visa, this interactive day-long training looks at how government payments can catalyze financial inclusion and lead to long-term, sustainable impacts and benefits—and the involved policy and product design choices. It covers the digital payment ecosystem, four party model and financial inclusion challenges as the - [Capacity Building: Joint Learning Program on Proportionate Regulation to Promote Financial Inclusion, Mexico](https://afi-global.org/event/capacity-building-joint-learning-program-on-proportionate-regulation-to-promote-financial-inclusion-mexico/) - Proportionate Regulations for Financial Inclusion May 22-26, 2017 Partner/Co-host: National Banking and Securities Commission (CNBV) What is the Training About? Developing proportionate regulations is critical to help achieve financial inclusion goals. The learning objective of this JLP is to develop analytical skills of the participating regulators to assist them draft regulations that balance between greater - [9th Annual G-24/AFI Policymakers Roundtable, Washington DC](https://afi-global.org/event/9th-annual-g-24-afi-policymakers-roundtable-washington-dc/) - 9th Annual G-24/AFI Policymakers Roundtable Annual G-24/AFI meeting. Details to follow - [Global Standards Proportionality (GSP) Working Group Meeting, Ghana](https://afi-global.org/event/global-standards-proportionality-gsp-working-group-meeting-ghana/) - Global Standards Proportionality (GSP) Working Group Meeting The 15th Digital Financial Services (DFS) Working Group and 6th Global Standards Proportionality (GSP) Working Group Meetings are organized by Alliance for Financial Inclusion (AFI) and co-hosted by Bank of Ghana. Followed by AFI PPD Capacity Building Initiative: Catalyzing Financial Inclusion with Government Payments co-hosted by Visa. OVERVIEW - [Digital Financial Services (DFS) Working Group Meeting, Ghana](https://afi-global.org/event/digital-financial-services-dfs-working-group-meeting-ghana/) - Digital Financial Services Working Group Meeting The 15th Digital Financial Services (DFS) Working Group and 6th Global Standards Proportionality (GSP) Working Group Meetings are organized by Alliance for Financial Inclusion (AFI) and co-hosted by Bank of Ghana. Followed by AFI PPD Capacity Building Initiative: Catalyzing Financial Inclusion with Government Payments co-hosted by Visa. OVERVIEW AGENDA - [Financial Education in the Arab World](https://afi-global.org/event/financial-education-in-the-arab-world/) - This conference will bring together practitioners, researchers, and high-level government authorities to share emerging best practices on developing financially capable communities in the Arab region. The event will present recent empirical evidence on financial education, share best practices of country-level programs, and discuss broader linkages between financial education and economic inclusiveness and development. Emphasis will - [AFI PPD Program Initiative: FILAC Regulatory Policy Forum on DFS and Financial Inclusion, Colombia](https://afi-global.org/event/afi-ppd-program-initiative-filac-regulatory-policy-forum-on-dfs-and-financial-inclusion-colombia/) - FILAC Regulatory Policy Forum on Digital Financial Services and Financial Inclusion Type of Event: A Public-Private Dialogue Initiative Partnership: In Collaboration with MasterCard What is the Training About? This regulatory forum aims to bring together the players from the public and private sector to promote better understanding and appreciation of each other’s approach in promoting financial - [Advancing Women’s Financial Inclusion in the Arab World and Capacity Building Workshop, Jordan](https://afi-global.org/event/advancing-womens-financial-inclusion-in-the-arab-world-and-capacity-building-workshop-jordan/) - MENA Regional Conference & Workshop on Women's Financial Inclusion Type of Event: A Regional Conference and Workshop Partnership: In Collaboration with GIZ, Arab Monetary Fund and Central Bank of Jordan What is the Event About? The two-day event will feature a high-level policy forum on women’s financial inclusion with a focus on the Arab region, followed - [Joint Learning Program on Financial Inclusion Strategy in Collaboration with Bangko Sentral ng Pilipinas](https://afi-global.org/event/joint-learning-program-on-financial-inclusion-strategy-in-collaboration-with-bangko-sentral-ng-pilipinas/) - Financial Inclusion Strategy Type of Event: Joint Learning Program Partnership: In Collaboration with Bangko Sentral ng Pilipinas What is the Training About? This JLP will focus on the content of a comprehensive financial inclusion strategy and the steps taken to develop and implement it. It will cover the following: The JLP will focus on: The core components - [AFI PPD Program Initiative: Catalyzing Financial Inclusion with Government Payments in Collaboration with Visa](https://afi-global.org/event/afi-ppd-program-initiative-catalyzing-financial-inclusion-with-government-payments-in-collaboration-with-visa/) - Type of Event: A Public-Private Dialogue Initiative Partnership: In Collaboration with Visa What is the Training About? Governments make millions of payments which typically include social transfers as well as wage and pension payments. Digitizing these payments have proved to have reduced cost of transfer, mitigated risks of fraud and corruption and enhanced financial inclusion. A number - [Asia-Pacific Regulatory Forum: Digital Financial Services and Financial Inclusion](https://afi-global.org/event/asia-pacific-regulatory-forum-digital-financial-services-and-financial-inclusion/) - The Alliance for Financial Inclusion (AFI) will host the EECA Regulatory Policy Forum on Digital Financial Services and Financial Inclusion in Split, Croatia. - [Launch of the Financial Inclusion Initiative for Latin America and the Caribbean (FILAC)](https://afi-global.org/event/launch-of-the-financial-inclusion-initiative-for-latin-america-and-the-caribbean-filac/) - The Alliance for Financial Inclusion (AFI) will launch its regional initiative during a two-day meeting on 15-16 November 2016 in Cartagena, Colombia. To better serve its members in LAC, AFI is entering into partnership agreements that aim to synthesize knowledge about financial inclusion in the region and enhance policy and reforms by scaling up peer learning - [A Public-Private Dialogue Initiative: Eastern Europe and Central Asia (EECA) Regulatory Policy Forum on DFS and Financial Inclusion in Collaboration with MasterCard](https://afi-global.org/event/a-public-private-dialogue-initiative-eastern-europe-and-central-asia-eeca-regulatory-policy-forum-on-dfs-and-financial-inclusion-in-collaboration-with-mastercard/) - EECA Regulatory Policy Forum on Digital Financial Services Type of Event: A Public-Private Dialogue Initiative Partnership: In Collaboration with MasterCard What is the Training About? In this forum, we aim to: Update participants about the changing Digital Financial Services (DFS) landscape in the region Develop a better understanding of current key issues in the DFS space – - [Joint Learning Program: International Week of Financial Citizenship in Collaboration with Banco Central do Brasil, Brasil](https://afi-global.org/event/joint-learning-program-international-week-of-financial-citizenship-in-collaboration-with-banco-central-do-brasil-brasil/) - International Week of Financial Citizenship Type of Event: Joint Learning Program Partnership: In Collaboration with Banco Central do Brasil What is the Training About? Banco Central do Brasil will share their experience in financial inclusion strategy. It will detail on the key components of products offered, partnerships that facilitate the implementation of the strategy, their strategies for consumer - [Member Training on Regulatory Impact Assessment in Collaboration with Bank Negara Malaysia](https://afi-global.org/event/member-training-on-regulatory-impact-assessment-in-collaboration-with-bank-negara-malaysia/) - Regulatory Impact Assessment Type of Event: Member Training Partnership: In Collaboration with Bank Negara Malaysia What is the Training About? The RIA training is about development and implementation of regulatory impact analysis framework – the various approaches to critically assessing the positive and negative effects of proposed and existing regulations and non-regulatory alternatives. We will discuss the - [International Conference on the Linkages between Financial Inclusion and Financial Stability, Indonesia](https://afi-global.org/event/international-conference-on-the-linkages-between-financial-inclusion-and-financial-stability-indonesia/) - International Conference on the Linkages between Financial Inclusion and Financial Stability Type of Event: Global Conference Partnership: In Collaboration with Bank Indonesia What is the Conference About? To what extent does greater financial inclusion enhance or undermine financial stability, and vice versa? The question is an important and policy-relevant one for policymakers and regulators that are mandated - [Central Bank of Kenya: AFI Joint Learning Program on Digital Financial Services](https://afi-global.org/event/central-bank-of-kenya-afi-joint-learning-program-on-digital-financial-services/) - This five-day practical and interactive program hosted by Central Bank of Kenya (CBK) has been developed exclusively to enable AFI members and other participants to share and exchange their knowledge on financial inclusion with a strong focus on digital financial services. This program will examine the following crucial key learning points: Overview of Kenya’s financial - [Asia-Pacific Regulatory Policy Forum on Digital Financial Services and Financial Inclusion](https://afi-global.org/event/asia-pacific-regulatory-policy-forum-on-digital-financial-services-and-financial-inclusion/) - Members of the Alliance for Financial Inclusion will attend the Asia-Pacific Regulatory Policy Forum on Digital Financial Services and Financial Inclusion in Bali, Indonesia. - [GPFI Workshop and Meeting](https://afi-global.org/event/gpfi-workshop-and-meeting/) - The first GPFI Workshop of 2016 is scheduled for 1-2 March in Shanghai, China. Topics of discussion include global trends in financial inclusion, reaching the last mile, roles of public and private sector in financial inclusion, financial inclusion indicators and data, and digital financial inclusion. The first offical GPFI meeting on 2016 will - [First High-Level Follow-up Dialogue on Financing for Development in Asia & the Pacific](https://afi-global.org/event/first-high-level-follow-up-dialogue-on-financing-for-development-in-asia-the-pacific/) - The United Nations Economic and Social Commission for Asia and the Pacific (ESCAP) and the Ministry of Foreign Affairs, Republic of Korea will co-host the First High-Level Follow-up Dialogue on Financing for Development in Asia and the Pacific on 30-31 March 2016 in Incheon, Republic of Korea. The First High-Level Follow-up Dialogue on Financing for Development in - [Member Training on New Frontiers in Digital Financial Services in Collaboration with Central Bank of Kenya](https://afi-global.org/event/member-training-on-new-frontiers-in-digital-financial-services-in-collaboration-with-central-bank-of-kenya/) - New Frontiers in Digital Financial Services Type of Event: Member Training Partnership: In Collaboration with Central Bank of Kenya What is the Training About? AFI in collaboration with Central Bank of Kenya and technical support from Bankable Frontier Associates will deliver the training, New Frontiers in Digital Financial Services (DFS). This high level technical training has been - [SME Finance Joint Learning Program](https://afi-global.org/event/sme-finance-joint-learning-program/) - [Member Training: Financial Inclusion Data and Strategy](https://afi-global.org/event/member-training-financial-inclusion-data-and-strategy/) - [Global Standards Proportionality Working Group (GSPWG) Meeting](https://afi-global.org/event/global-standards-proportionality-working-group-gspwg-meeting/) - [Pacific Islands Regional Initiative (PIRI)](https://afi-global.org/event/pacific-islands-regional-initiative-piri/) - [Member Training: Intermediate Mobile Financial Services](https://afi-global.org/event/member-training-intermediate-mobile-financial-services/) - [TOWARD A DATA-DRIVEN ECOSYSTEM: Closing the Gaps](https://afi-global.org/event/toward-a-data-driven-ecosystem-closing-the-gaps/) - This panel explored the importance of a collaborative multi-stakeholder approach to further developing the ecosystem for sex-disaggregated data. Different stakeholder groups, including banks, IFIs, regulators and networks, presented their current practices and discussed concrete actions for how they can support in closing the gender data gaps for women’s banking data. - [Digital Financial Services Joint Learning Program](https://afi-global.org/event/digital-financial-services-joint-learning-program/) - [International Telecommunication Unit (ITU) High Level Meeting](https://afi-global.org/event/international-telecommunication-unit-itu-high-level-meeting/) - [Consolidating Africa’s Mobile Banking Revolution](https://afi-global.org/event/consolidating-africas-mobile-banking-revolution-3/) - [Consolidating Africa’s Mobile Banking Revolution](https://afi-global.org/event/consolidating-africas-mobile-banking-revolution/) - [Fourth meeting of the ITU-T Focus Group on Digital Financial Services (FG DFS)](https://afi-global.org/event/fourth-meeting-of-the-itu-t-focus-group-on-digital-financial-services-fg-dfs/) - AFI Executive DIrector, Alfred Hannig, will give a keynote address at the fourth meeting of the FG DFS is scheduled to take place on 15-17 December 2015, at the ITU Headquarters in Geneva, Switzerland. Practical information about the event and meeting venue can be found on the Focus Group Digital Financial Services web page: http://www.itu.int/en/ITU-T/focusgroups/dfs/. - [Financial Inclusion Data Working Group (FIDWG) Meeting](https://afi-global.org/event/financial-inclusion-data-working-group-fidwg-meeting/) - [SME Finance Working Group (SMEFWG) Meeting](https://afi-global.org/event/sme-finance-working-group-smefwg-meeting/) - [Member Training: Access to Financial Services to MSME](https://afi-global.org/event/member-training-access-to-financial-services-to-msme/) - [Conference on Mircofinance Malaysia 2020 Vision](https://afi-global.org/event/conference-on-mircofinance-malaysia-2020-vision/) - ASLI Micro nance aims to gather the key players of the industry together. The event is created to streamline the networks' general assemblies and facilitate partnerships. This event provides a platform to encourage dialogue and address issues in the micro nance sector in South East Asia region. This conference open to all micro nance practitioners, - [8th Annual IIF G20 conference: “The G20 Agenda under the Chinese Presidency”](https://afi-global.org/event/8th-annual-iif-g20-conference-the-g20-agenda-under-the-chinese-presidency/) - The IIF will hold its 8th Annual IIF G20 conference—“The G20 Agenda under the Chinese Presidency”— on February 25-26, 2016 in Shanghai at the Grand Hyatt Hotel. The event will offer a unique forum for official and private-sector leaders in the international financial community to discuss and share perspectives on a range of key G20 - [Consumer Empowerment and Market Conduct Working Group Meeting](https://afi-global.org/event/consumer-empowerment-and-market-conduct-working-group-meeting/) - [Digital Financial Services Working Group (DFSWG) Meeting](https://afi-global.org/event/digital-financial-services-working-group-dfswg-meeting/) - [Global Standards Sub-Committee (GSSC) Meeting](https://afi-global.org/event/global-standards-sub-committee-gssc-meeting/) - [8th Annual G-24/AFI Policymakers Roundtable at the IMF/World Bank Spring Meetings](https://afi-global.org/event/8th-annual-g-24-afi-policymakers-roundtable-at-the-imf-world-bank-spring-meetings/) - [Financial Inclusion Strategy Peer Learning Group Meeting](https://afi-global.org/event/financial-inclusion-strategy-peer-learning-group-meeting/) - [Integrating Policies for the Financial Inclusion of Women into National Strategies](https://afi-global.org/event/integrating-policies-for-the-financial-inclusion-of-women-into-national-strategies/) - The high-level conference will explore the theme "Integrating Policies for the Financial Inclusion of Women into National Strategies." - [Digital Financial Services Working Group Meeting](https://afi-global.org/event/digital-financial-services-working-group-meeting/) - [2016 Global Policy Forum](https://afi-global.org/event/2016-global-policy-forum/) - The 2016 Global Policy Forum (GPF) will be held in Nadi, Fiji on 7-9 September 2016. The forum will be held under the theme "Building the Pillars of Sustainable Inclusion." It will be co-hosted by the Reserve Bank of Fiji (RBF). - [Working Group Meetings](https://afi-global.org/event/working-group-meetings/) - Alliance for Financial Inclusion (AFI) Working Groups will meet ahead of the 2016 Global Policy Forum. - [4th Annual African Mobile Financial Services Policy Initiative (AMPI) Leaders' Roundtable](https://afi-global.org/event/4th-annual-african-mobile-financial-services-policy-initiative-ampi-leaders-roundtable/) - [Member Training: Business Conduct and Consumer Protection](https://afi-global.org/event/member-training-business-conduct-and-consumer-protection/) - [African Mobile Phone Financial Services Policy Initiative (AMPI) Helpdesk Meeting](https://afi-global.org/event/african-mobile-phone-financial-services-policy-initiative-ampi-helpdesk-meeting/) - Members of the African Mobile Phone Financial Services Policy Initiative (AMPI) will hold their annual Helpdesk Meeting ahead of the 2016 Global Policy Forum. - [Banco Central do Brasil: International Week of Financial Citizenship](https://afi-global.org/event/banco-central-do-brasil-international-week-of-financial-citizenship/) - Overview The five-day practical and interactive program hosted by Banco Central do Brasil (BCB) has been developed exclusively to enable AFI members and guest delegations to exchange knowledge on financial inclusion with a strong focus on agent banking, financial services consumer protection and financial education. This program will examine the following crucial key learning points: - [National Financial Inclusion Strategy Workshop in Fiji](https://afi-global.org/event/national-financial-inclusion-strategy-workshop-in-fiji/) - On 13 November the Reserve Bank of Fiji in partnership with the Pacific Financial Inclusion Programme will host a consultation workshop to seek stakeholder’s participation in agreeing on Fiji’s National Financial Inclusion Strategic Plan (2016-2020). The proposed strategy is formulated to build on the achievements from the first national strategy (2010-2014) and the results from - [African Mobile Phone Financial Services Policy Initiative (AMPI) Regulatory Workshop](https://afi-global.org/event/african-mobile-phone-financial-services-policy-initiative-ampi-regulatory-workshop/) - This African Mobile Phone Financial Services Policy Initiative (AMPI) Regulatory Workshop will be co-hosted by the Alliance for Financial Inclusion (AFI) and MasterCard. The workshop seeks to: Help the attendees have an overview of the latest innovations and progress in advancing financial inclusion via digital financial services; Strengthen capacities in building adequate supervisory framework to mitigate - [Davos Public-Private Dialogue Meeting](https://afi-global.org/event/davos-public-private-dialogue-meeting/) - AFI and Visa Inc. will co-host a closed-door, high-level PPD breakfast on financial inclusion for public and private sector leaders. We kindly request all AFI leaders who expect to be at the WEF should inform the AFI Secretariat to notify us of your presence. - [Member Training: Access to Financial Services to MSME](https://afi-global.org/event/member-training-access-to-financial-services-to-msme-2/) - [Expert Group on Financial Inclusion Policy (EGFIP) and Consumer Protection Regulatory Training](https://afi-global.org/event/expert-group-on-financial-inclusion-policy-egfip-and-consumer-protection-regulatory-training/) - Download Agenda - [Financial Inclusion and Employment in the Arab Region](https://afi-global.org/event/financial-inclusion-and-employment-in-the-arab-region/) - Financial inclusion is of major concern to policymakers in the Arab World as it stimulates economic growth and employment generation and increases financial sector stability. The G7 Deauville Partnership reaffirmed this by launching in April 2015 the Action Plan for Financial Inclusion in the Middle East and North Africa region. Following up on - [WB/IMF Session: Financial Inclusion- Can It Meet Multiple Macroeconomic Goals?](https://afi-global.org/event/wb-imf-session-financial-inclusion-can-it-meet-multiple-macroeconomic-goals/) - Flagship Session: Financial Inclusion: Can It Meet Multiple Macroeconomic Goals? Lima Convention Center 6 - Pachacamac Moderator: GABRIELA FRIAS, CNNe MIN ZHU, Deputy Managing Director, IMF LILIANA ROJAS-SUAREZ, Senior Fellow, Center for Global Development RAGHURAM RAJAN, Reserve Bank of India, Governor ALFRED HANNIG, AFI Executive Director CAROLINA TRIVELLI, former minister of Social Inclusion, Peru This - [1st Edward W. Claugus Award Ceremony](https://afi-global.org/event/1st-edward-w-claugus-award-ceremony/) - The 1st Edward W. Claugus Award Peru’s Banking Superintendent, Dr. Daniel Schydlowsky, will receive the first Edward W. Claugus Award in recognition of his exceptional work in developing a competitive, flourishing, and innovative financial inclusion sector that promotes quality products and ensures client protection. Through Dr. Schydlowsky’s leadership, Peru has come to exemplify the progress - [AFI LAC Regulatory Policy Forum](https://afi-global.org/event/afi-lac-regulatory-policy-forum/) - A workshop of AFI member institutions in LAC and industry participants focused on: Helping attendees have a better understanding of developments in the digital financial services landscape, including digital payments, underlying technology risks management and the implications of various digital financial inclusion models. Providing an overview of the role of digital payments with regards to - [Malaysia-OECD High-level Global Symposium on financial well-being](https://afi-global.org/event/malaysia-oecd-high-level-global-symposium-on-financial-well-being/) - This Symposium will address cutting-edge issues to further integrate financial education and financial consumer protection policies with a view to enhancing financial well-being and to address the challenges and identify solutions in delivering effective financial education. - [ECA Regional Forum on Financial Inclusion Policy](https://afi-global.org/event/eca-regional-forum-on-financial-inclusion-policy/) - The Alliance for Financial Inclusion (AFI) and the National Bank of the Republic of Macedonia (NBRM), with support of the Federal Ministry for Economic Cooperation and Development (BMZ) and the State Secretariat of Economic Affairs (SECO) of Switzerland, are organizing the first ECA Regional Forum on Financial Inclusion Policy. The objectives of the event are - [Financial Inclusion and Transformation of Shadow Banking](https://afi-global.org/event/financial-inclusion-and-transformation-of-shadow-banking/) - Financial Inclusion and Transformation of Shadow Banking -- Innovation and Proportionate Regulation for Balanced Growth The Bank of Russia and AFI are organizing the Conference on Financial Inclusion and Shadow Banking in Moscow, Russia, on November 12 – 13, 2015. The Conference will focus on the increasing prominence of shadow banking especially in emerging economies - [Expert Group on Financial Inclusion Policy & Consumer Protection Regulatory Trainning](https://afi-global.org/event/expert-group-on-financial-inclusion-policy-consumer-protection-regulatory-trainning/) - [Seminar on Cybersecurity and Risk Management for Policymakers in Europe and Central Asia](https://afi-global.org/event/seminar-on-cybersecurity-and-risk-management-for-policymakers-in-europe-and-central-asia/) - This workshop will provide attendees with information on: Trends in digital payment technologies The role of partnerships in fostering the enabling environment for digital payments and promoting scale and innovation. Regulatory and policy frameworks for emerging payments. Fraud and risk management practices for digital payments. Download agenda - [Capacity Building Workshop: Supervision and Oversight of E-money](https://afi-global.org/event/capacity-building-workshop-supervision-and-oversight-of-e-money/) - AFI is organizing on 20 and 21 July 2015 in Yamoussoukro, in the context of the implementation of the Strategic Plan of AMPI in partnership with MasterCard, a Regulatory Capacity Building Workshop for staff in AFI member institutions in Africa directly in charge of the supervision and the oversight of payment systems and/or e-money. The - [Financial Inclusion: Regulation and Policymaking](https://afi-global.org/event/financial-inclusion-regulation-and-policymaking/) - Regional Forum on Access to Finance for Central Banks of Central and Eastern Europe and CIS The Forum is expected to serve as a platform to share knowledge among the participating countries. The discussions will be focused on the legal, policy and regulatory environments and the needed reforms towards achieving more inclusive financial systems. - [G24/AFI Policymakers Roundtable at World Bank/IMF Annual Meetings](https://afi-global.org/event/g24-afi-policymakers-roundtable-at-world-bank-imf-annual-meetings/) - G-24/AFI Policymakers’ Roundtable on Financial Inclusion Theme: “Stemming the tide of De-Risking through Innovative Technologies and Partnerships” Lima Convention Center, 'Matteo Salado', 4th floor Wednesday 7 October 2015, 18:00 – 20:00 - [UNCDF/USAID Extreme Poverty Conference](https://afi-global.org/event/uncdf-usaid-extreme-poverty-conference/) - The Extreme Poverty Conference will provide an opportunity for global and regional thinkers to discuss the latest issues regarding poverty in Asia. The conference will highlight programs that improve the well-being of the extreme poor and protect the less poor from shocks that might pull them into extreme poverty. The objective of each session is - [Universal Financial Access 2020](https://afi-global.org/event/universal-financial-access-2020/) - Financial access can contribute to poverty alleviation and can help people better manage risks. Central Bank of Tanzania Governor Benno Ndulu will join World Bank Group President Jim Yong Kim, Her Majesty Queen Máxima of the Netherlands, United Nations Secretary General’s Special Advocate for Inclusive Finance for Development, Ajay Banga, President and CEO, MasterCard, Charlie - [Women and Enterprises: Driving Financial Inclusion and Investment Returns](https://afi-global.org/event/women-and-enterprises-driving-financial-inclusion-and-investment-returns/) - This conference, organized under the auspices of the Shaping Inclusive Finance Transformations (SHIFT) Programme, aims to provide a platform for identifying new opportunities to increase investments in Micro, Small and Medium Enterprises (MSMEs) in the emerging Association of Southeast Asian Nations (ASEAN) economies of Cambodia, Lao PDR, Myanmar and Viet Nam (CLMV), while enabling investors, - [XL Anniversary of Banco de Mozambique](https://afi-global.org/event/xl-anniversary-of-banco-de-mozambique/) - The Banco de Moçambique celebrates its 40th anniversary on 17 May and the 35th anniversary of the Metical (the national currency) on 16 June. To mark these two occasions, the Banco de Moçambique will hold an internatioanl symposium on "The Role of Financial Inclusion on Economic Growth" on 17 May 2015. AFI Executive Director Alfred - [AFI Joint Learning Program on Financial Inclusion Data and Measurement](https://afi-global.org/event/afi-joint-learning-program-on-financial-inclusion-data-and-measurement/) - Building on the success of its first Joint Learning Program in November 2014, Comisión Nacional Bancaria y de Valores (CNBV) is hosting a second program to continue the exchange of knowledge and experiences among Alliance for Financial Inclusion (AFI) member institutions. This practical and interactive seminar, held over three days in Mexico City, will focus - [Bridging the Gap: Financial Policy Solutions for Women in Africa](https://afi-global.org/event/bridging-the-gap-financial-policy-solutions-for-women-in-africa/) - The Alliance of Financial Inclusion (AFI) is organizing a conference under the theme “Bridging the Gap: Financial Inclusion Policy Solutions for Women in Africa”. The one-day event will be held on July 22, 2015 in Yamoussoukro, Côte d'Ivoire, ahead of the 3rd Annual African Mobile Phone Financial Services Policy Initiative (AMPI) Leaders’ Roundtable, which will - [African Mobile Financial Services Policy Initiative Meeting](https://afi-global.org/event/african-mobile-financial-services-policy-initiative-meeting/) - [AFI-BNM Training Program: Access to Financial Services for the MSMEs](https://afi-global.org/event/afi-bnm-training-program-access-to-financial-services-for-the-msmes/) - [AFI-BNM Training Program: Financial Inclusion Strategy and Data](https://afi-global.org/event/afi-bnm-training-program-financial-inclusion-strategy-and-data/) - Target Audience Middle to senior level officials involved in the development and implementation of financial inclusion strategy and data collection and analysis. Learning Objectives At the end of the programme, participants will be able to: • Cultivate methods of formulating inclusive financial inclusion strategies. • Measure the current state of financial inclusion and enhance financial - [Seminar on Enhancing Financial Inclusion through Islamic Finance](https://afi-global.org/event/seminar-on-enhancing-financial-inclusion-through-islamic-finance/) - The Islamic Financial Services Board (IFSB) will organize an IFSB Seminar on Enhancing Financial Inclusion through Islamic Finance on 31 March 2015 in Jakarta, Indonesia. This Seminar will be held in conjunction with the IFSB Annual Meetings and Side Events 2015, which are hosted by Bank Indonesia. AFI Executive Director Alfred Hannig will chair the - [National Bank of the Republic of Belarus: Digital Banking- Technologies and Innovation](https://afi-global.org/event/national-bank-of-the-republic-of-belarus-digital-banking-technologies-and-innovation/) - Rapid introduction of digital technologies requires that banks improve their competitiveness and efficiency of activities in the retail banking services market on the permanent basis, as well as encourages the state to create favorable conditions for development of the digital banking and its security. Close integration of mobile payments and banking services makes it possible - [G7 Deauville Partnership High Level Conference](https://afi-global.org/event/g7-deauville-partnership-high-level-conference/) - [AFI-BNM-Toronto Centre Symposium on Global Standards Proportionality](https://afi-global.org/event/afi-bnm-toronto-centre-symposium-on-global-standards-proportionality/) - [Pacific Islands Regional Initiative Meeting](https://afi-global.org/event/pacific-islands-regional-initiative-meeting/) - [AFI-BNM Training Program: Business Conduct and Consumer Protection](https://afi-global.org/event/afi-bnm-training-program-business-conduct-and-consumer-protection/) - [G24/AFI Roundtable on Financial Inclusion](https://afi-global.org/event/g24-afi-roundtable-on-financial-inclusion/) - 7th Annual G-24/AFI Policymakers Roundtable "Financial Inclusion & Global Standards: Opportunities and Risks" at the IMF/World Bank Spring Meetings. - [IIF G20 Conference: The G20 Agenda under the Turkish Presidency](https://afi-global.org/event/iif-g20-conference-the-g20-agenda-under-the-turkish-presidency/) - The event in general will offer a unique forum for official and private-sector leaders in the international financial community to discuss and share perspectives on a range of key G20 agenda topics, including a high priority on financial inclusion along with the growing recognition of the value and impact smart policy can make on the - [Bank of Tanzania Workshop and Study Visit](https://afi-global.org/event/bank-of-tanzania-workshop-and-study-visit/) - Workshop on implementation of support for Bank of Tanzania’s National Financial Inclusion Framework. - [AFI Steering Committee Meeting](https://afi-global.org/event/afi-steering-committee-meeting/) - [Joint AMPI Agency Banking Training Course Supported by East AFRITAC](https://afi-global.org/event/joint-ampi-agency-banking-training-course-supported-by-east-afritac/) - The African Mobile Phone Financial Services Policy Initiative (AMPI) in partnership with the IMF’s East African Regional Technical Assistance Center (East AFRITAC) and the Bank of Uganda will be opening a training course on agency banking to all AMPI members. The course will be conducted by a training team coming from the Bank of Tanzania and - [2015 Global Policy Forum](https://afi-global.org/event/2015-global-policy-forum/) - The Alliance for Financial Inclusion (AFI) organizes the Global Policy Forum (GPF) as the keystone event for its membership. Each year it is co-hosted by a different member institution in a different region of the world. The GPF is the most important and comprehensive forum for regulatory institutions with an interest in the promotion of - [5th International Conference on Financial Services](https://afi-global.org/event/5th-international-conference-on-financial-services/) - The College of Economic and Management Sciences of the University of South Africa invites research papers from academics and the business community for its 5th International Conference on Financial Services. The conference will explore the pervasive nature of mobile technology in the provision of inclusive financial services. This is in recognition of the fact that - [Consumer Empowerment & Market Conduct Working Group (CEMCWG) Meeting](https://afi-global.org/event/consumer-empowerment-market-conduct-working-group-cemcwg-meeting/) - [Financial Inclusion Strategy Peer Learning Group (FISPLG) Meeting](https://afi-global.org/event/financial-inclusion-strategy-peer-learning-group-fisplg-meeting/) - [Banco Central do Brasil: International Week of Financial Inclusion II](https://afi-global.org/event/banco-central-do-brasil-international-week-of-financial-inclusion-ii/) - Overview The five-day practical and interactive program hosted by Banco Central do Brasil (BCB) has been developed exclusively to enable AFI members and guest delegations to exchange knowledge on financial inclusion with a strong focus on agent banking, rural credit, financial services consumer protection and financial education. This program will examine the following crucial key - [Comisión Nacional Bancaria y de Valores: AFI Joint Learning Program](https://afi-global.org/event/comision-nacional-bancaria-y-de-valores-afi-joint-learning-program/) - Overview This five-day practical and interactive program hosted by Comisión Nacional Bancaria y de Valores (CNBV) has been developed exclusively to enable AFI members and others to exchange their knowledge on financial inclusion with a strong focus on national financial inclusion strategy, data and measurement and financial integrity. This program will examine the following - [3rd High Level Meeting of SSBs on Financial Inclusion](https://afi-global.org/event/3rd-high-level-meeting-of-ssbs-on-financial-inclusion/) - Her Majesty Queen Máxima of the Netherlands in her capacity as the UN Secretary General’s Special Advocate for Inclusive Finance for Development and Stefan Ingves, Chairman of the Basel Committee on Banking Supervision and Governor of the Central Bank of Sweden, will co-host a high-level gathering of the heads of all major global standard setting - [Digital Financial Services: Promoting Financial Inclusion](https://afi-global.org/event/digital-financial-services-promoting-financial-inclusion/) - The expansion of digital financial services is one of the most promising ways to increase financial inclusion. The development and expansion of new technologies, especially mobile technologies, that cover and effectively reach all economic levels in society now provide opportunities to both provide greater financial inclusion and expand economic growth of micro and small businesses. - [Central Bank of Kenya: AFI Joint Learning Program](https://afi-global.org/event/central-bank-of-kenya-afi-joint-learning-program/) - Overview This five-day practical and interactive program hosted by Central Bank of Kenya (CBK) has been developed exclusively to enable AFI members and others to exchange their knowledge on financial inclusion with a strong focus on credit bureau, digital finance, data and measurement/partnership and consumer protection. This program will examine the following crucial key - [Challenges for Securing Growth & Shared Prosperity in Latin America](https://afi-global.org/event/challenges-for-securing-growth-shared-prosperity-in-latin-america/) - The International Monetary Fund in partnership with the Ministry of Finance, Republic of Chile will hold a high-level conference to engage stakeholders on short- and long-term macro-relevant issues facing Latin America and the Caribbean. - [Financial Inclusion and Education: Strategies and Policies](https://afi-global.org/event/financial-inclusion-and-education-strategies-and-policies/) - [5th Palestinian International Banking Conference](https://afi-global.org/event/5th-palestinian-international-banking-conference/) - [XIII National Conference on Microfinance and Financial Inclusion](https://afi-global.org/event/xiii-national-conference-on-microfinance-and-financial-inclusion/) - [International Forum for Financial Inclusion](https://afi-global.org/event/international-forum-for-financial-inclusion/) - [SME Finance Working Group Meeting](https://afi-global.org/event/sme-finance-working-group-meeting/) - The Alliance for Financial Inclusion's (AFI) SME Finance Working Group (SMEFWG) Meeting will be held on 7-9 May 2014 in Yogyakarta, Indonesia, and will be co-hosted by Bank Indonesia. - [AFI Participation at the Spring Meetings of the IMF-World Bank](https://afi-global.org/event/afi-participation-at-the-spring-meetings-of-the-imf-world-bank/) - The Alliance for Financial Inclusion (AFI) will participate in high-level meetings before and during the Spring Meetings of the IMF and the World Bank Group in Washington, D.C. on 9-13 April 2014. AFI and the Brookings Institution will co-host the AMPI Leaders Meeting and Public-Private Roundtable. For more detailed session briefs, please refer to the - [International Conference on Regulation on Non-Depository Lending Organizations](https://afi-global.org/event/international-conference-on-regulation-on-non-depository-lending-organizations/) - The International Conference on Regulation on Non-Depository Lending Organizations will be held Friday 28 March 2014 in Beijing, China. Alliance for Financial Inclusion (AFI) member institution the People’s Bank of China (PBC) will host the conference as part of its AFI grant to conduct knowledge exchange visits with relevant institutions in Peru and the United - [Financial Inclusion for Sustainable Inclusive Growth and Development](https://afi-global.org/event/financial-inclusion-for-sustainable-inclusive-growth-and-development/) - [BNM-AFI Business Conduct and Consumer Protection Training](https://afi-global.org/event/bnm-afi-business-conduct-and-consumer-protection-training/) - First of series of six trainings funded by an AFI grant. - [International Congress of the Central Bank of Russia on Banking Business: New realities](https://afi-global.org/event/international-congress-of-the-central-bank-of-russia-on-banking-business-new-realities/) - [The 6th Annual G24-AFI Policymakers’ Roundtable](https://afi-global.org/event/the-6th-annual-g24-afi-policymakers-roundtable/) - The 6th Annual G24-AFI Policymakers’ Roundtable "Peer Learning with the Standard Setting Bodies" will be held before the World Bank and International Monetary Funds (IMF) annual Spring Meetings. - [2014 Global Policy Forum (GPF)](https://afi-global.org/event/2014-global-policy-forum-gpf/) - The Alliance for Financial Inclusion (AFI), in cooperation with the Central Bank of Trinidad and Tobago (CBTT), will host the 2014 Global Policy Forum (GPF) 9-11 September 2014 in Port of Spain, Trinidad and Tobago. The agenda and additional Forum details are currently under development. News and updates will be made available in the near - [Banco Central do Brasil: International Week of Financial Inclusion](https://afi-global.org/event/banco-central-do-brasil-international-week-of-financial-inclusion/) - Banco Central do Brasil: International Week of Financial Inclusion 1 – May 2014 Overview The five-day practical and interactive program hosted by Banco Central do Brasil (BCB) has been developed exclusively to enable AFI members and guest delegations to exchange knowledge on financial inclusion with a strong focus on agent banking, rural credit, financial services - [Financial Integrity Working Group Meeting](https://afi-global.org/event/financial-integrity-working-group-meeting/) - The Alliance for Financial Inclusion's (AFI) Financial Integrity Working Group (FINTWG) Meeting will be held on 9-10 June 2014 in Bangkok, Thailand. - [Financial Inclusion Data Working Group Meeting](https://afi-global.org/event/financial-inclusion-data-working-group-meeting/) - The Alliance for Financial Inclusion's (AFI) Financial Inclusion Data Working Group (FIDWG) Meeting will be held on 2-4 April 2014 in Casablanca, Morocco, and will be co-hosted by the Bank Al-Maghrib. - [Russia and the World: Sustainable Development](https://afi-global.org/event/russia-and-the-world-sustainable-development/) - [The G20 Agenda under the Australian Presidency](https://afi-global.org/event/the-g20-agenda-under-the-australian-presidency/) - A high-level public-private sector conference. - [IX Mobile Financial Services Working Group Meeting](https://afi-global.org/event/ix-mobile-financial-services-working-group-meeting/) - The Alliance for Financial Inclusion's (AFI) IX Mobile Financial Services Working Group (MFSWG) meeting will be held on 5-7 March 2014 in Arusha, Tanzania, and will be co-hosted by the Bank of Tanzania (BOT). The objectives of the March meeting are to: Discuss and endorse subgroups’ outputs and knowledge products on supervision and oversight, consumer - [Pacific Islands Working Group Meeting](https://afi-global.org/event/pacific-islands-working-group-meeting/) - The Alliance for Financial Inclusion's (AFI) Pacific Islands Working Group (PIWG) Meeting will be held on 24-26 March 2014 in Nadi, Fiji, and will be co-hosted by the Reserve Bank of Fiji (RBF). The objectives of the March meeting are to: Share new developments on financial inclusion and take stock of members’ in-country progress; Discuss - [Fourth CPSS-World Bank Retail Payments Forum](https://afi-global.org/event/fourth-cpss-world-bank-retail-payments-forum/) - More information will be posted soon. - [Launch of Tanzania's Financial Inclusion Strategy](https://afi-global.org/event/launch-of-tanzanias-financial-inclusion-strategy/) - [African Mobile Phone Financial Services Policy Initiative (AMPI) Meeting](https://afi-global.org/event/african-mobile-phone-financial-services-policy-initiative-ampi-meeting/) - The 2014 African Mobile Phone Financial Services Policy Initiative (AMPI) Meeting will be co-hosted by the Central Bank of Kenya (CBK) on 5-7 February in Kenya. The roundtable meeting aims to gather input regarding the shared goal of enhancing access to financial services through mobile banking. Additionally, it will outline the current status of Africa’s - [Banco Central do Brasil Financial Inclusion International Week Program](https://afi-global.org/event/banco-central-do-brasil-financial-inclusion-international-week-program/) - Financial Inclusion: The Role of Agent Banking, Financial Sector Reforms, Rural Credit, SME Finance & Financial Education in Brazil The four-day Financial Inclusion International Week program hosted by Banco Central do Brasil has been developed exclusively to enable AFI members and guest delegations to exchange knowledge on financial inclusion with a strong focus on agent - [NFC & Mobile Money Summit](https://afi-global.org/event/nfc-mobile-money-summit/) - Exploring the Future of Mobile Commerce Now in its sixth year, the GSMA NFC & Mobile Money Summit will once again bring together key players in the mobile and financial sectors to focus on the latest developments and newest innovations in mobile financial services, Near Field Communications, and the growing mobile commerce arena. Featuring two - [GPFI Forum and Plenary](https://afi-global.org/event/gpfi-forum-and-plenary/) - [Twelfth National Conference on Microfinance and Financial Inclusion](https://afi-global.org/event/twelfth-national-conference-on-microfinance-and-financial-inclusion/) - On 23-25 October 2013, the XII National Conference on Microfinance and Financial Inclusion "Innovation and Consumer Protection - Implementing Client-Centric Approach" will be held in Moscow, Russia. - [Africa – Global Women in Business Forum 2013](https://afi-global.org/event/africa-global-women-in-business-forum-2013/) - Theme: Accessing Finance to Bridge the Gap in the Women Economy Africa is fast rising. With a population of over 1 billion, its women continue to play a pivotal role in the growth and development of the continent. According to a World Bank report, 80 percent of food produced in Africa were by women albeit - [9th International Microinsurance Conference 2013](https://afi-global.org/event/9th-international-microinsurance-conference-2013/) - From 12 to 14 November 2013, the 9th International Microinsurance Conference will take place in Jakarta, Indonesia. This event will be hosted by the Munich Re Foundation and the Microinsurance Network, supported by the Indonesian Financial Services Authority (OJK), the Indonesian Insurance Council (DAI), Deutsche Gesellschaft für International Zusammenarbeit (GIZ) on behalf of the German - [European Microfinance Week 2013: The Future of Microfinance: Investing in Inclusive Growth](https://afi-global.org/event/european-microfinance-week-2013-the-future-of-microfinance-investing-in-inclusive-growth/) - European Microfinance Week, e-MFP's annual event will take place 12-14 November 2013 at the Abbaye de Neumunster in Luxembourg under the overarching the theme "The future of microfinance - investing in inclusive growth". - [Workshop on Financial Inclusion in Burundi](https://afi-global.org/event/workshop-on-financial-inclusion-in-burundi/) - [5th Brazilian Central Bank Forum for Financial Inclusion](https://afi-global.org/event/5th-brazilian-central-bank-forum-for-financial-inclusion/) - Alliance for Financial Inclusion (AFI) member institution Banco Central do Brasil (BCB) will hold the 5th Brazilian Central Bank Forum for Financial Inclusion 4-6 November 2013 in Fortaleza, Brazil. Participants will discuss financial education, protection and innovation to achieve high-quality financial inclusion. Discussion will include the recent achievements of the Brazilian National Partnership for Financial - [6th African Microfinance Conference](https://afi-global.org/event/6th-african-microfinance-conference/) - South Africa will host the 6th African Microfinance Conference on 12-15 August 2013 at the Durban International Convention Centre. The theme of this year’s conference is “Financial Inclusion: From Policy to Practice”. The conference will focus on what practical steps need to be taken to expand financial inclusion. The motivation behind the theme is to - [Mobile Money for Unbanked Leadership Forum and Working Group Meeting](https://afi-global.org/event/mobile-money-for-unbanked-leadership-forum-and-working-group-meeting/) - The theme of this year's leadership forum is "Pathways to digital financial inclusion and cash-lite economies." Key themes include: How mobile money contributes to achieve financial inclusion, stability, and integrity; Regulatory approaches that have proved successful in enabling mobile money markets; Proportional risk-based due diligence of mobile money customers; Next generation mobile financial services; and - [2013 Partnerships against Poverty Summit](https://afi-global.org/event/2013-partnerships-against-poverty-summit/) - The 2013 Partnerships against Poverty Summit will be held from 9-11 October 2013 in Manila, Philippines. In partnership with the Microfinance Council of the Philippines, Inc (MCPI), this will be the 16th summit organized by the Campaign, and some 1,000 participants from around the world will convene at the Philippine International Convention Center (PICC) in - [Convergences 2015 World Forum](https://afi-global.org/event/convergences-2015-world-forum/) - The 2013 edition of the Convergences 2015 World Forum will offer a place to create innovative convergences and partnerships between all public, private and solidarity-based actors involved in reducing poverty and inequality in developed and developing countries. - [Microfinance in the Pacific, increasing access, enhancing impact](https://afi-global.org/event/microfinance-in-the-pacific-increasing-access-enhancing-impact/) - Following the Pacific Microfinance Week in Port Vila, Vanuatu, in 2011, the Microfinance Pasifika Network will host the 4th Pacific Microfinance Week 2013 in Nadi, Fiji on 21-25 October. Pacific Microfinance Week is an initiative of the Microfinance Pasifika Network and comprises a week-long series of events including workshops, field visits, seminars, and a formal - [SME Finance DFI/IFI Working Group Meeting](https://afi-global.org/event/sme-finance-dfi-ifi-working-group-meeting/) - [G20: Improved Financial Literacy and Effective Consumer Protection](https://afi-global.org/event/g20-improved-financial-literacy-and-effective-consumer-protection/) - The Russia's G20 Presidency, the World Bank and the OECD will host the G20 Russia-World Bank-OECD Conference on Empowering Consumers of Financial Products and Services on 13-14 June 2013 in Moscow (Russian Federation). During the two-day program officials and experts from Russia, G20 countries, OECD and World Bank will explore strategies for developing financial literacy - [International Conference on Deposit Insurance](https://afi-global.org/event/international-conference-on-deposit-insurance/) - The International Conference on Deposit Insurance will be held with the overarching theme “Financial Inclusion: Challenges and Issues to the Deposit Insurer," which will aim to highlight the relevance of financial inclusion to deposit insurance and financial stability. - [Developing and Developed Country Perspectives on Financial Inclusion: A Global Dialogue](https://afi-global.org/event/developing-and-developed-country-perspectives-on-financial-inclusion-a-global-dialogue/) - The Alliance for Financial Inclusion (AFI), in cooperation with the Frankfurt School of Finance & Management, is pleased to announce the high-level conference "Developing and Developed Country Perspectives on Financial Inclusion: A Global Dialogue" will take place in Frankfurt, Germany on 28 June 2013. Under this overarching topic, AFI will hold its first financial inclusion - [Global Forum on Remittances 2013](https://afi-global.org/event/global-forum-on-remittances-2013/) - The International Fund for Agricultural Development (IFAD) and the World Bank will host the upcoming 2013 edition of the Global Forum on Remittances: Sending money home to Asia – GFR2013 About Ever since its first 2005 edition, the GFR has represented a unique platform to promote global awareness of migrant remittances and to highlight the - [Promoting Financial Eligibility of Poor household and SME through Innovative Approach](https://afi-global.org/event/promoting-financial-eligibility-of-poor-household-and-sme-through-innovative-approach/) - [Annual Meeting of the African Development Bank](https://afi-global.org/event/annual-meeting-of-the-african-development-bank/) - The African Development Bank (AfDB) Group holds its annual meetings in Marrakech, Morocco, from 27-31 May 2013. More than 2,500 delegates including finance ministers, central bank governors and CEOs from the institution’s 78 member countries will participate in the meetings. Organized on the theme, “Africa’s Structural Transformation,” the gathering will review the Bank’s 2012 operations - [19th Meeting of the WSBI Asia/Pacific Regional Group](https://afi-global.org/event/19th-meeting-of-the-wsbi-asia-pacific-regional-group/) - Facing a rapidly evolving banking environment in the aftermath of the financial crisis, the G20 is conducting critical work for the definition of policy orientations and regulatory guidelines to reform financial and banking markets. For example, the Global Partnership for Financial Inclusion launched by G20 in 2010 to provide an inclusive platform for the advancement - [Caribbean Group of Banking Supervisors' XXXI Conference](https://afi-global.org/event/caribbean-group-of-banking-supervisors-xxxi-conference/) - Alliance for Financial Inclusion (AFI) member institution Banque de la République d’Haïti will host the Caribbean Group of Banking Supervisors' XXXI Conference on 30 May - 1 June 2013 in Pétion-Ville, Haiti. - [5th Consumer Empowerment & Market Conduct Working Group Meeting](https://afi-global.org/event/5th-consumer-empowerment-market-conduct-working-group-meeting/) - [Políticas Efectivas para la Banca Móvil en América Latina](https://afi-global.org/event/politicas-efectivas-para-la-banca-movil-en-america-latina/) - [7th Mobile Financial Services Working Group meeting](https://afi-global.org/event/7th-mobile-financial-services-working-group-meeting/) - [2013 Global Policy Forum](https://afi-global.org/event/2013-global-policy-forum/) - The Alliance for Financial Inclusion (AFI), in cooperation with the Bank Negara Malaysia (BNM), is pleased to announce the 2013 AFI Global Policy Forum (GPF) will take place in Kuala Lumpur, Malaysia on 10-12 September 2013. Under this year’s overarching theme, "Driving policies for optimal impact," AFI members have the opportunity to exchange knowledge and - [Commonwealth Asia Conference on Financial Inclusion/Literacy](https://afi-global.org/event/commonwealth-asia-conference-on-financial-inclusion-literacy/) - [AFI & G24 Leaders Roundtable](https://afi-global.org/event/afi-g24-leaders-roundtable/) - [Financial Integrity Working Group (FINTWG) Meeting](https://afi-global.org/event/financial-integrity-working-group-fintwg-meeting/) - 7th Annual Financial Integrity Working Group (FINTWG) Meeting co-hosted by the Alliance for Financial Inclusion (AFI) and Bangko Sentral ng Pilipinas (BSP). - [10th Pacific Islands Working Group Meeting](https://afi-global.org/event/10th-pacific-islands-working-group-meeting/) - [Inaugural Leaders' Roundtable and Launch of the African Mobile Phone Financial Services Policy Initiative (AMPI)](https://afi-global.org/event/inaugural-leaders-roundtable-and-launch-of-the-african-mobile-phone-financial-services-policy-initiative-ampi/) - For further details regarding this event, please contact AMPI@afi-global.org. - [7th Financial Inclusion Data Working Group Meeting](https://afi-global.org/event/7th-financial-inclusion-data-working-group-meeting/) - [Peer Learning Program (PLP) Strategy Workshop](https://afi-global.org/event/peer-learning-program-plp-strategy-workshop/) - [SME Finance Policymakers' Roundtable](https://afi-global.org/event/sme-finance-policymakers-roundtable/) - [Strengthening the Asian Financial Sector Toward Sustainable and Inclusive Growth](https://afi-global.org/event/strengthening-the-asian-financial-sector-toward-sustainable-and-inclusive-growth/) - [Progress, Prospects and Lessons Learned from Financial Inclusion Policy Forum](https://afi-global.org/event/progress-prospects-and-lessons-learned-from-financial-inclusion-policy-forum/) - Banco Central del Ecuador (BCE), in collaboration with Banco Interamericano de Desarollo (BID) and Fondo Multilateral de Inversiones (FOMIN), has organized the Progress, Prospects and Lessons Learned from Financial Inclusion Policy Forum to be held 29 November 2012 to 1 December 2012 in Quito, Ecuador. - [GPFI Technical Meeting on Standard-Setting Bodies and Financial Inclusion](https://afi-global.org/event/gpfi-technical-meeting-on-standard-setting-bodies-and-financial-inclusion/) - GPFI Technical Meeting on Standard-Setting Bodies and Financial Inclusion: Promoting Financial Inclusion through Proportionate Standards and Guidance. By invitation only. Hosted by the Financial Stability Institute of the Bank for International Settlements. - [Central Bank of Nigeria Launching of the Financial Inclusion Strategy](https://afi-global.org/event/central-bank-of-nigeria-launching-of-the-financial-inclusion-strategy/) - Launching of the Financial Inclusion Strategy (FIS) and the Micro, Small and Medium Enterprises Development Fund (MSMEDF) The President of the Federal Republic of Nigeria, Dr. Goodluck Ebele Jonathan, will be launching the National Financial Inclusion Strategy and the Micro, Small and Medium Enterprises Development Fund (MSMEDF) prepared by the Central Bank of Nigeria. Dr. Jonathan - [MasterCard's Global Financial Inclusion Day](https://afi-global.org/event/mastercards-global-financial-inclusion-day/) - NOTE: Event originally planned for Thursday, November 1 postponed to Tuesday, November 13 - [The XI National Conference on Microfinance](https://afi-global.org/event/the-xi-national-conference-on-microfinance/) - About the Conference The annual National Conference on Microfinance has become one of the most important and prestigious events for the Russian microfinance industry. It has been held every year since 2002 and has attracted hundreds of participants from Russian regions and internationally. For example, the Tenth Anniversary Conference in 2011 was attended by - [Asian Seminar: Evolution of Financial Consumer Protection and Education in Asia](https://afi-global.org/event/asian-seminar-evolution-of-financial-consumer-protection-and-education-in-asia/) - This event is co-hosted by the Hong Kong Monetary Authority (HKMA), the Securities and Futures Commission of Hong Kong (SFC) and the Organisation for Economic Co-operation and Development (OECD), with sponsorship from the Government of Japan. Key themes to be covered during the seminar include: Challenges and opportunities: emerging frameworks for financial consumer protection and - [Citi-FT Financial Education Summit](https://afi-global.org/event/citi-ft-financial-education-summit/) - Join more than 250 representatives of non-profit organizations, financial institutions, government agencies and regulators, multilateral institutions, microfinance institutions, consumer advocacy groups, educational organisations and private business – from the Philippines, Asia Pacific and beyond – for this milestone event. The 2012 Summit in Manila will: Establish the case for financial capability as a critical life skill - [Child and Youth Finance Regional Meeting for Asia and the Pacific](https://afi-global.org/event/child-and-youth-finance-regional-meeting-for-asia-and-the-pacific/) - The first Child & Youth Finance Regional Meeting for Asia and the Pacific will be held in Manila on 4 December 2012 ahead of the CITI-FT Financial Education Summit. The regional meeting will bring together leading experts, practitioners and innovators from within the region who are engaged in the issues of financial access and financial - [National Financial Competency Development Workshop](https://afi-global.org/event/national-financial-competency-development-workshop/) - The Reserve Bank of Fiji in partnership with the Pacific Financial Inclusion Programme will host the National Financial Competency Development Workshop at the Holiday Inn in Suva from 5-6 September 2012. The workshop will review the results of the National Financial Competency Survey conducted in November 2011, and will bring together key national stakeholders from - [Mobile Money for the Unbanked (MMU) Leadership Forum](https://afi-global.org/event/mobile-money-for-the-unbanked-mmu-leadership-forum/) - Every year, the GSMA convenes decision makers from financial regulatory authorities and mobile network operators (MNOs) to discuss regulatory issues around digital money and financial inclusion, stimulating greater understanding and collaboration between all mobile money stakeholders globally. The Leadership Forum aims to enhance the awareness of the role that digital currency can play in financial - [Financial Inclusion Indaba and Exhibition](https://afi-global.org/event/financial-inclusion-indaba-and-exhibition/) - The Banking Association South Africa will host its inaugural Financial Inclusion Indaba and Exhibition at the Johannesburg Stock Exchange (JSE) in Johannesburg, South Africa on 21 September 2012 from 7:30-14:30. The theme of the indaba will be 'The State of Financial Inclusion in South Africa.' The event aims to provide a platform for member banks - [Regional Consultation on the Promotion of Banking Activities in the WAEMU Region](https://afi-global.org/event/regional-consultation-on-the-promotion-of-banking-activities-in-the-waemu-region/) - The consultation aims to assess the implementation of the Action plan (2007-2012) on the promotion of banking activities in the West African Economic and Monetary Union (WAEMU) region and define a new strategic plan for the promotion of financial inclusion in the region. - [GSMA NFC & Mobile Money Summit](https://afi-global.org/event/gsma-nfc-mobile-money-summit/) - [1st Annual GPFI Conference on Standard-Setting Bodies and Financial Inclusion](https://afi-global.org/event/1st-annual-gpfi-conference-on-standard-setting-bodies-and-financial-inclusion/) - First Annual GPFI Conference on Standard-Setting Bodies and Financial Inclusion: Promoting Financial Inclusion through Proportionate Standards and Guidance. By invitation only. Hosted by the Financial Stability Institute of the Bank for International Settlements. - [FinCoNet 10th Annual General Meeting](https://afi-global.org/event/finconet-10th-annual-general-meeting/) - The General Meeting will allow for important discussions to take place and decisions to be made in a number of areas, namely the endorsement of FinCoNet’s 2012-14 program of work, the agreement on a member contributory model for the network, and the expansion of FinCoNet’s Governing Council (and election of new GC members). The UK - [Global Policy Forum 2012](https://afi-global.org/event/global-policy-forum-2012/) - The AFI Global Policy Forum is coming to Cape Town, South Africa in 2012 The Alliance for Financial Inclusion’s (AFI) annual, landmark Forum will be held in Cape Town, South Africa, on September 26-28, 2012, under the overall theme of Making Financial Inclusion Real. The 2012 AFI Global Policy Forum is expected to bring senior - [National Financial Inclusion Workshop](https://afi-global.org/event/national-financial-inclusion-workshop/) - Medium Term Strategy for Financial Inclusion in Vanuatu The Reserve Bank of Vanuatu in collaboration with the Pacific Financial Inclusion Programme (PFIP), the Alliance for Financial Inclusion (AFI) and AusAID, is hosting a national financial inclusion workshop August 9-10 at Warwick Le Lagon Hotel in Port Vila. The objectives of the workshop are to: Gather - [GIZ Global Retreat on Financial Systems Development](https://afi-global.org/event/giz-global-retreat-on-financial-systems-development/) - [XV Conferencias Sobre Supervisión Financiera](https://afi-global.org/event/xv-conferencias-sobre-supervision-financiera/) - The ‘XV Conferencias Sobre Supervisión Financiera’, will take place on Aug. 16-17 at the Grand Tikal Futura Hotel's convention center in Guatemala City, Guatemala. - [Colombia-OECD-World Bank International Conference on Financial Education](https://afi-global.org/event/colombia-oecd-world-bank-international-conference-on-financial-education/) - English In the presence of high-level Colombian, OECD and World Bank representatives, the conference will address Latin American specificities and present the primary results of the Russia/OECD/World Bank Trust Fund on Financial Literacy and Education: Latin American experiences in the development and implementation of national strategies for financial education Measurement of financial literacy, tools, international - [The 16th Conference of Financial Institutions](https://afi-global.org/event/the-16th-conference-of-financial-institutions/) - [The 4th Brazilian Central Bank Forum for Financial Inclusion](https://afi-global.org/event/the-4th-brazilian-central-bank-forum-for-financial-inclusion/) - The 4th Brazilian Central Bank Forum for Financial Inclusion is scheduled to be held in Porto Alegre, Brazil, from Oct. 29-31, 2012. The event aims to present and discuss the progress of activities under the Action Plan to Strengthen the Institutional Environment within the Brazilian National Partnership for Financial Inclusion. Government, financial institutions, civil society - [24th Task Force of Senior Officials and 12th Council of Ministers Meetings](https://afi-global.org/event/24th-task-force-of-senior-officials-and-12th-council-of-ministers-meetings/) - Organized by the Eastern and Southern Africa Anti-Money Laundering Group. - [IGLP Research Mission and Workshop in Bangkok](https://afi-global.org/event/iglp-research-mission-and-workshop-in-bangkok/) - [Asian Seminar on Financial Literacy and Inclusion: Addressing the Upcoming Challenges](https://afi-global.org/event/asian-seminar-on-financial-literacy-and-inclusion-addressing-the-upcoming-challenges/) - The Asian Seminar on Financial Literacy and Inclusion: Addressing the Upcoming Challenges which will take place on 11-12 September 2012 in Mactan, Cebu, Philippines. This event is co-hosted by the Bangko Sentral ng Pilipinas (BSP) and the OECD, with the sponsorship of the Governement of Japan. This event will bring together high-level officials and experts - [The 3rd Global Islamic Finance Forum 2012](https://afi-global.org/event/the-3rd-global-islamic-finance-forum-2012/) - Bank Negara Malaysia will host the 3rd Global Islamic Finance Forum (GIFF) in Kuala Lumpur from 18-20 September 2012. GIFF 2012 is themed "Internationalisation of Islamic Finance: Bridging Economies" in recognition of the tremendous international prospects surrounding the thriving Islamic finance industry. GIFF 2012 will feature financial industry practitioners, regulators, Shariah scholars and business communities - [IFC Workshop on Financial Inclusion Indicators](https://afi-global.org/event/ifc-workshop-on-financial-inclusion-indicators/) - [OECD-Financial Services Board of South Africa Conference on Financial Education : Financial Education for All](https://afi-global.org/event/oecd-financial-services-board-of-south-africa-conference-on-financial-education-financial-education-for-all/) - Organised by the OECD and the Financial Services Board of South Africa, this Conference on Financial Education for All will bring together experts from around the world to share their experiences of designing and establishing effective financial education initiatives to support and protect consumers. Discussions will focus on: Strategies to support consumers in assessing their - [2011 Foromic : XIV Inter-American Forum on Microenterprise](https://afi-global.org/event/2011-foromic-xiv-inter-american-forum-on-microenterprise/) - The Foromic is the principal venue for topics related to micro and small enterprise development and finance in Latin America and the Caribbean. In 2010, approximately 1,400 persons from more than 35 countries attended the XIII Foromic to exchange experience and knowledge on best practices and strategies to grow in the micro and small enterprise - [African Microfinance Pricing Transparency Leadership Forum](https://afi-global.org/event/african-microfinance-pricing-transparency-leadership-forum/) - The African Microfinance Pricing Transparency Leadership Forum will bring together regulators, policymakers and industry support organizations from across Africa for a series of working sessions on pricing disclosure policy for the microfinance industry. This event is a unique opportunity for policymakers and regulators of African markets to exchange experiences and learn from each other as - [GPFI](https://afi-global.org/event/gpfi/) - First Forum of the G20’s Global Partnership for Financial Inclusion - [The 5th African Microfinance Conference : The Future of Inclusive Finance in Africa](https://afi-global.org/event/the-5th-african-microfinance-conference-the-future-of-inclusive-finance-in-africa/) - The African Microfinance Conference is one of the major attributes of the microfinance industry in which key stakeholders gather to discuss important issues related to the development of inclusive finance. The role of African Microfinance conference is to create a convenient atmosphere for sharing ideas that would serve as an input for the advancement of - [AFI Global Policy Forum](https://afi-global.org/event/afi-global-policy-forum/) - Preparations are now underway for the third AFI Global Policy Forum. This year’s forum will be co-hosted by CNBV (Mexico) and SBS (Peru). GPF 2011 will take place on 28-30 September 2011 at the Fairmont Mayakoba Resort in Rivera Maya, Mexico. The 2011 Global Policy Forum is a unique arena for policymakers from developing countries - [Making Finance Work For Africa 2011](https://afi-global.org/event/making-finance-work-for-africa-2011/) - Save the date and plan to join the 2011 MFW4A Partnership Forum! The Partnership Forum, organized in collaboration with the United Nations Economic Commission for Africa (UNECA), will gather senior-level financial sector champions, including leaders of top banks, government officials, Senior Central Bank officials, representatives of SMEs and microfinance institutions, Private sector specialists, prominent researchers - [Regional Conference on Mobile Banking](https://afi-global.org/event/regional-conference-on-mobile-banking/) - [BNM-IFSB-CGAP Financial Inclusion Advisers Programme and Seminar on Islamic Microfinance](https://afi-global.org/event/bnm-ifsb-cgap-financial-inclusion-advisers-programme-and-seminar-on-islamic-microfinance/) - Program Coverage Financial inclusion as a national policy objective to support more equitable and broad-based economic growth. Framework for an inclusive financial system encompassing institutional arrangements, critical support services and infrastructure. Key elements that contribute to a more inclusive financial sector such as financial outreach in terms of access to financial services, financial education and - [4th High Level Forum on Aid Effectiveness](https://afi-global.org/event/4th-high-level-forum-on-aid-effectiveness/) - Ministers from across the globe, from both developing and donor countries, government representatives, parliamentarians, civil society organisations and private sector representatives will come together for the Fourth High-Level Forum on Aid Effectiveness at the Bexco convention centre in Busan, Korea, from 29 November to 1 December 2011. Approximately 2000 delegates will review global progress in - [CITI-FT Financial Education Summit 2011](https://afi-global.org/event/citi-ft-financial-education-summit-2011/) - The 2011 Summit in Indonesia will focus on the importance of financial education for people at the Base of the Pyramid, and the need for greater innovation and collaboration among stakeholders to make faster progress in reducing poverty and boosting financial inclusion. This event was organized by Citi Foundation/ Pearson Foundation. - [3rd Brazilian Central Bank Forum for Financial Inclusion](https://afi-global.org/event/3rd-brazilian-central-bank-forum-for-financial-inclusion/) - Within the government efforts to promote social inclusion, the forum’s objective is to launch and debate the National Partnership for Financial Inclusion, aiming at promoting adequate financial inclusion in Brazil and at constructing a sustainable, efficient and inclusive financial system. The national partnership is in line with the G20 Principles for Innovative Financial Inclusion. The - [The Tenth Anniversary National Conference on Microfinance "New Decade, New Challenges: Regulation as a Driver of Development"](https://afi-global.org/event/the-tenth-anniversary-national-conference-on-microfinance-new-decade-new-challenges-regulation-as-a-driver-of-development/) - The upcoming conference will be a very special event. Just 10 years ago, microfinance in Russia was perceived as an initiative of just a few enthusiasts and existed as pilot projects. It was not until 2002, at the First National Microfinance Conference, that we set a goal of building a strong, high-quality microfinance industry in - [Regional Workshop on Microsavings](https://afi-global.org/event/regional-workshop-on-microsavings/) - The workshop will provide the associate members the opportunity to share their experiences and identify the best practices in regulation and supervision that increases access to formal microsavings services in the Americas; establishing the basis for a regulatory and supervisory framework proposal for reference of our associate members. This initiative originates from the importance of - [The 6th Annual Microfinance Conference and Entrepreneurship Awards](https://afi-global.org/event/the-6th-annual-microfinance-conference-and-entrepreneurship-awards/) - The program will feature plenary and workshop sessions on topical issues in microfinance, entrepreneurship development in Nigeria and provide capacity building for providers and users of microfinance services. - [Consumer Empowerment and Market Conduct Working Group (CEMC) Meeting](https://afi-global.org/event/consumer-empowerment-and-market-conduct-working-group-cemc-meeting/) - The meeting will discuss the results of the stocktaking survey, identifying common challenges and good practices, identify cost-effective policymaking and regulatory tools, also for the poorest segment of the population, discuss identified and documented problems with concurrent internationally adopted frameworks (of standards, principles, and indicators) used to assess consumer empowerment policies and market conduct regulations - [Pacific Island Working Group Meeting](https://afi-global.org/event/pacific-island-working-group-meeting/) - Group members will meet in PNG for a review of progress made in mobile money deployments from the six countries, finalization of a proposal for a long term grant to support financial inclusion data and surveys in the Pacific region, a workshop on consumer empowerment and market conduct and a closer look at lessons from - [The Mobile Financial Services Working Group Meeting](https://afi-global.org/event/the-mobile-financial-services-working-group-meeting/) - [Reshaping the Future of Finance- The First Child and Youth Finance International Summit and Award Ceremony](https://afi-global.org/event/reshaping-the-future-of-finance-the-first-child-and-youth-finance-international-summit-and-award-ceremony/) - This meeting brings senior-level policy-makers, experts from the public, private and civil society sectors as well as children and youth on the topics of financial inclusion and ChildFinance education for children and youth. - [GPFI co-chairs meeting and Meeting G20 Co-Chair](https://afi-global.org/event/gpfi-co-chairs-meeting-and-meeting-g20-co-chair/) - [Nation Financial Inclusion Forum: Affordable Access for All](https://afi-global.org/event/nation-financial-inclusion-forum-affordable-access-for-all/) - [5th Meeting of the AFI Financial Inclusion Data Working Group (FIDWG)](https://afi-global.org/event/5th-meeting-of-the-afi-financial-inclusion-data-working-group-fidwg/) - At this meeting, members will have the chance to share new developments in their ongoing data initiatives. Other highlights include the presentation of the compiled catalogue of financial inclusion indicators, a peer review of demand-side questionnaires and a deeper discussion on survey design and methodologies. - [African Mobile Financial Services & Financial Inclusion Forum](https://afi-global.org/event/african-mobile-financial-services-financial-inclusion-forum/) - The Forum will feature discussion on the role of mobile financial services (MFS) in enhancing financial inclusion and economic growth on the African continent, with participants representing a cross-section of financial sector regulators, private sector players and other key stakeholders in the region. - [FIS International Client Conference](https://afi-global.org/event/fis-international-client-conference/) - [Nigeria Financial Strategy Review Workshop](https://afi-global.org/event/nigeria-financial-strategy-review-workshop/) - [Fourth Annual Arab Policy Forum on Financial Inclusion](https://afi-global.org/event/fourth-annual-arab-policy-forum-on-financial-inclusion/) - [Good for You - The Savings and Retail Banking Model](https://afi-global.org/event/good-for-you-the-savings-and-retail-banking-model/) - The Congress will gather professionals from the financial, economic, social and political scene as well as civil society representatives, from all over the world in order to share their perspectives on how best to put clients at the center of the banking relationships and highlight the benefits of the savings and retail banking model to - [Fourth Financial Integrity Working Group Meeting](https://afi-global.org/event/fourth-financial-integrity-working-group-meeting/) - [23rd ESAAMLG Task Force of Senior Officials Meeting](https://afi-global.org/event/23rd-esaamlg-task-force-of-senior-officials-meeting/) - Eastern and South Africa Anti-Money Laundering Group, ESAAMLG, will meet on Saturday 14th and Sunday 15th of April to review progress reports of countries required to make bi-annual reports as per the Mauritius Council of Ministers’ Meeting. - [15th MFC Annual Conference](https://afi-global.org/event/15th-mfc-annual-conference/) - [4th Annual G-24/AFI Policymakers’ Roundtable on Financial Inclusion](https://afi-global.org/event/4th-annual-g-24-afi-policymakers-roundtable-on-financial-inclusion/) - [International Forum for Central Banks: Payments Systems and Financial Inclusion](https://afi-global.org/event/international-forum-for-central-banks-payments-systems-and-financial-inclusion/) - Event Summary This International Seminar on Payment Systems and Financial Inclusion held at the Swissotel in Quito, Ecuador on Aug. 2, 2012, forms part of the 85th anniversary celebrations of the Central Bank of Ecuador (BCE) and coincides with the XXIV Meeting of Presidents of Central Banks of MERCOSUR. AFI is proud to support the - [Global Financial Partnership for Financial Inclusion - G-20 Mexico Summit](https://afi-global.org/event/global-financial-partnership-for-financial-inclusion-g-20-mexico-summit/) - The Global Partnership for Financial Inclusion (GPFI) is the main implementing organization for the G20 Financial Inclusion Action Plan. The group engages partners from G20 and non-G20 countries, private sector, civil society, and various regional, national and international bodies for systematic coordination and implementation of the Action Plan. The GPFI builds on the strength and - [Pacific Regulators Worskhop on Microfinance](https://afi-global.org/event/pacific-regulators-worskhop-on-microfinance/) - [CEMCWG & GSPWG Meetings](https://afi-global.org/event/cemcwg-gspwg-meetings/) - The Central Bank of Armenia and AFI are honored and excited to host the Consumer Empowerment and Market Conduct Working Group (CEMCWG) and Global Standards Proportionality Working Group (GSPWG) Meetings in Dilijan, Armenia. The AFI Working Groups are key to advancing the network’s policy leadership vision, driving practical thought leadership and regulatory guidance on critical - [FIDIWG, IGFWG, & SMEFWG Meetings](https://afi-global.org/event/fidiwg-igfwg-smefwg-meetings/) - The Central Bank of Seychelles and AFI are honored and excited to host the Financial Inclusion Data and Impact Working Group (FIDIWG), Inclusive Green Finance Working Group (IGFWG), & SME Finance Working Group (SMEFWG) Meetings in Victoria, Seychelles. The AFI Working Groups are key to advancing the network’s policy leadership vision, driving practical thought leadership - [Leadership and Diversity Program for Regulators](https://afi-global.org/event/leadership-and-diversity-program-for-regulators-2/) - This virtual, 12-week global program, taught by Women’s World Banking and Faculty from Oxford University’s Saïd Business School, implemented together with the AFI, brings together senior officials from central banks and other regulatory agencies and high-potential women from their respective institutions. Participants join a series of interactive, live online sessions, individual and group assignments, peer - [NBRB-AFI Eastern Europe & Central Asia Policy Initiative (ECAPI) Meeting](https://afi-global.org/event/nbrb-afi-eastern-europe-central-asia-policy-initiative-ecapi-meeting-2/) - Regional Event Meeting of the Eastern Europe & Central Asia (ECAPI) The National Bank of the Republic of Belarus and Alliance for Financial Inclusion (AFI) are pleased to announce that the meeting of the Eastern Europe & Central Asia (ECAPI) will take place on June 11 - 13, 2019 in Minsk, Belarus. The 3-day event will - [Training on Approaches to Enhancing Financial Inclusion through DFS - in collaboration with Mastercard](https://afi-global.org/event/training-on-approaches-to-enhancing-financial-inclusion-through-dfs-in-collaboration-with-mastercard-2/) - AFI Public-Private Dialogue (PPD) Training Approaches to Enhancing Financial Inclusion through Digital Financial Services At the Eastern Europe & Central Asia (ECAPI) initiative, the National Bank of the Republic of Belarus and AFI, in collaboration with Mastercard, are pleased to announce that a PPD training on on Approaches to Enhancing Financial Inclusion through Digital Financial Services - [2017 AFI Global Policy Forum, Egypt](https://afi-global.org/event/2017-afi-global-policy-forum-egypt-2/) - The World's Most Important Forum for Financial Inclusion Policymakers The 2017 AFI Global Policy Forum (GPF) will take place from 13-15 September at the International Congress Center in Sharm El Sheikh, Egypt and will be the showcase of the unique financial inclusion initiatives undertaken by members in the Arab region. It is expected to be - [Capacity Building: Member Training on Behavioural Economics and CEMC, Malaysia](https://afi-global.org/event/capacity-building-member-training-on-behavioural-economics-and-cemc-malaysia-2/) - What is the Training About? The training will cover: Approaches by AFI to promote better understanding of good practices and cost-effective policy tools on consumer empowerment and market conduct regulations Approaches in regulation, supervision and enforcement of fair, responsible and professional market conduct Linkages between behavioural economics and financial inclusion Leveraging on behavioural insights to - [PPD Regulatory Training on DFS, Mozambique](https://afi-global.org/event/ppd-regulatory-training-on-dfs-mozambique-2/) - AMPI Regulatory Training on DFS, co-hosted AFI PPD partner, Mastercard Digital Approaches to Enhancing Financial Inclusion May 9-10, 2017 What is the Training About? The critical role of digital financial services in reaching financial inclusion goals has been well recognized globally. And with this, adopting innovative technologies and supportive regulation has gained importance. At the - [SME Finance (SMEF) Working Group Meeting, Seychelles](https://afi-global.org/event/sme-finance-smef-working-group-meeting-seychelles-2/) - SME Finance Working Group (SMEFWG) Meeting, co-hosted by the Central Bank of Seychelles Main themes of this meeting will include: Cross-cutting policy concerns to CEMC and SME Finance WGs The goal of this joint session is to set common research policy topics, where dialogue and collaboration between both working groups produce new knowledge products during - [GPFI Workshop and Meeting](https://afi-global.org/event/gpfi-workshop-and-meeting-2/) - The first GPFI Workshop of 2016 is scheduled for 1-2 March in Shanghai, China. Topics of discussion include global trends in financial inclusion, reaching the last mile, roles of public and private sector in financial inclusion, financial inclusion indicators and data, and digital financial inclusion. The first offical GPFI meeting on 2016 will - [Global Standards Proportionality Working Group (GSPWG) Meeting](https://afi-global.org/event/global-standards-proportionality-working-group-gspwg-meeting-2/) - [Consolidating Africa’s Mobile Banking Revolution](https://afi-global.org/event/consolidating-africas-mobile-banking-revolution-2/) - [Financial Inclusion Strategy Peer Learning Group Meeting](https://afi-global.org/event/financial-inclusion-strategy-peer-learning-group-meeting-2/) - [Fourth meeting of the ITU-T Focus Group on Digital Financial Services (FG DFS)](https://afi-global.org/event/fourth-meeting-of-the-itu-t-focus-group-on-digital-financial-services-fg-dfs-2/) - AFI Executive DIrector, Alfred Hannig, will give a keynote address at the fourth meeting of the FG DFS is scheduled to take place on 15-17 December 2015, at the ITU Headquarters in Geneva, Switzerland. Practical information about the event and meeting venue can be found on the Focus Group Digital Financial Services web page: http://www.itu.int/en/ITU-T/focusgroups/dfs/. - [Financial Inclusion Data Working Group (FIDWG) Meeting](https://afi-global.org/event/financial-inclusion-data-working-group-fidwg-meeting-2/) - [SME Finance Working Group (SMEFWG) Meeting](https://afi-global.org/event/sme-finance-working-group-smefwg-meeting-2/) - [Consumer Empowerment and Market Conduct Working Group Meeting](https://afi-global.org/event/consumer-empowerment-and-market-conduct-working-group-meeting-2/) - [Digital Financial Services Working Group (DFSWG) Meeting](https://afi-global.org/event/digital-financial-services-working-group-dfswg-meeting-2/) - [National Bank of the Republic of Belarus: Digital Banking- Technologies and Innovation](https://afi-global.org/event/national-bank-of-the-republic-of-belarus-digital-banking-technologies-and-innovation-2/) - Rapid introduction of digital technologies requires that banks improve their competitiveness and efficiency of activities in the retail banking services market on the permanent basis, as well as encourages the state to create favorable conditions for development of the digital banking and its security. Close integration of mobile payments and banking services makes it possible - [XL Anniversary of Banco de Mozambique](https://afi-global.org/event/xl-anniversary-of-banco-de-mozambique-2/) - The Banco de Moçambique celebrates its 40th anniversary on 17 May and the 35th anniversary of the Metical (the national currency) on 16 June. To mark these two occasions, the Banco de Moçambique will hold an internatioanl symposium on "The Role of Financial Inclusion on Economic Growth" on 17 May 2015. AFI Executive Director Alfred ## Institutions - [Comisión Nacional de Bancos y Seguros de Honduras](https://afi-global.org/institutions/comision-nacional-de-bancos-y-seguros-de-honduras/) - Comisión Nacional de Bancos y Seguros de Honduras is an principal member that joined the network in April 2013. The supervisory institution has set eight Maya Declaration targets, of which four have been marked as completed. Its Maya Declaration targets mainly focus on consumer protection and market conduct, financial inclusion data and digital financial services. - [Bank of Botswana](https://afi-global.org/institutions/bank-of-botswana/) - [The Financial Services Commission (FSC) of Jamaica](https://afi-global.org/institutions/the-financial-services-commission-fsc-of-jamaica/) - [Central Bank of Eswatini](https://afi-global.org/institutions/central-bank-of-eswatini/) - Central Bank of Eswatini is an associate member, having joined the network in December 2013. The central bank is a member of four AFI working groups. In 2021, it announced three new Maya Declaration targets covering inclusive green finance, gender inclusive finance and the financial inclusion of forcibly displaced persons. - [Banque Centrale du Congo](https://afi-global.org/institutions/banque-centrale-du-congo/) - Banque Centrale du Congo joined AFI in October 2010 as a principal member. It is part of six working groups. With a grant from AFI, the central bank advanced agent and mobile banking, helping boost national financial inclusion rates to almost 35 percent in 2017 from five percent in 2010. It has made 20 Maya - [Bank of Tanzania](https://afi-global.org/institutions/bank-of-tanzania/) - Bank of Tanzania is an active member of the network and six of its working groups. The central bank also serves as the chair of the AFI’s regional initiative in Africa, the African Financial Inclusion Policy Initiative or AfPI. It also sits on AFI’s Global Standards and Policy Committee as well as its Audit Committee. - [Financial Regulatory Commission of Mongolia](https://afi-global.org/institutions/financial-regulatory-commission-of-mongolia/) - Financial Regulatory Commission of Mongolia joined the AFI network in June 2010. It is a principal member and is active in four working groups. Its chair, Bayarsaikhan Dembereldash, was previously on AFI’s board of directors and now serves as chair of the network’s Eastern Europe & Central Asia Policy Initiative. The supervisory institution has made - [Superintendencia de Banca, Seguros y AFP del Perú](https://afi-global.org/institutions/superintendencia-de-banca-seguros-y-afp-del-peru/) - Superintendencia de Banca, Seguros y AFP del Perú is one of AFI’s longest-serving members, having joined the network in April 2009. It is an associate member that has made 27 Maya Declaration targets, of which 24 have been completed. It is an active member of two working groups. - [Financial Services Commission Mauritius](https://afi-global.org/institutions/financial-servicescommission-mauritius/) - [Insurance Development and Regulatory Authority of Bangladesh](https://afi-global.org/institutions/insurance-development-and-regulatory-authority-of-bangladesh/) - Insurance Development and Regulatory Authority Bangladesh joined AFI as associate member in July 2018. It also participates in AFI’s Inclusive Green Finance Working Group. filme online - [National Bank of Cambodia](https://afi-global.org/institutions/national-bank-of-cambodia/) - National Bank of Cambodia joined AFI in January 2015 as a principal member. In line with the Denarau Action Plan, the central bank has pledged to halve the country’s financial exclusion rate among women. It is a member of seven working groups. Its deputy governor, Neav Chantana, currently serves on AFI’s Board of Directors. filme - [Central Bank of Bosnia and Herzegovina](https://afi-global.org/institutions/bosnia-and-herzegovina/) - [Bank Al-Maghrib](https://afi-global.org/institutions/bank-al-maghrib/) - Bank Al-Maghrib joined AFI as principal member in July 2011. The central bank has pledged 27 Maya Declaration targets, including the development of gender-disaggregated indicators to better monitor and assess the financial inclusion gender gap. It also actively involved in all seven AFI working groups. In 2019, the Moroccan central bank co-hosted the Global Green - [State Bank of Pakistan](https://afi-global.org/institutions/state-bank-of-pakistan/) - State Bank of Pakistan joined AFI as a principal member in May 2009. The central bank is actively involved in AFI’s Digital Financial Services Working Group and has made 17 Maya Declaration targets, mostly falling under financing for small and medium enterprises and digital financial services. Among its completed targets is the establishment of a - [Central Bank of Iraq](https://afi-global.org/institutions/central-bank-of-iraq/) - Central Bank of Iraq joined AFI in December 2020. In November 2021, the central bank co-hosted a virtual workshop on the financial inclusion of forcibly displaced persons, its first AFI event - [Bank of Namibia](https://afi-global.org/institutions/bank-of-namibia/) - Bank of Namibia joined AFI in June 2009 and is a principal member. It is active in five working groups and has made three Maya Declaration targets, including to complete national financial sector strategy. - [Central Bank of Sri Lanka](https://afi-global.org/institutions/central-bank-of-sri-lanka/) - Central Bank of Sri Lanka is a principal member that joined the AFI network in January 2010. The central bank has joined all seven of AFI’s working groups. - [Bangladesh Bank](https://afi-global.org/institutions/bangladesh-bank/) - Bangladesh Bank is a principal member of the AFI network, having joined in June 2009, and sits on the network’s Intergovernmental Organization Special Committee. The central bank is a member of six working groups and has worked towards advancing AFI’s forcibly displaced persons workstream. In 2018, the central bank published a case study on its - [Microcredit Regulatory Authority of Bangladesh](https://afi-global.org/institutions/microcredit-regulatory-authority-of-bangladesh/) - Microcredit Regulatory Authority of Bangladesh is a principal member at AFI. It has made seven Maya Declaration targets in areas including consumer protection and national financial inclusion strategies. It is also active in two working groups: Financial Inclusion Strategy Peer Learning Group and Consumer Empowerment and Market Conduct Working Group. - [Banque des États de l'Afrique Centrale (BEAC)](https://afi-global.org/institutions/banque-des-etats-de-lafrique-centrale-beac/) - The Bank of Central African States / Banque des États de l’Afrique Centrale (BEAC) has joined AFI as a Principal Member. Created in 1972, BEAC is the central bank common to the six countries which form the Central African Economic and Monetary Community (CEMAC): Cameroon, Central Africa Republic, Chad, Equatorial Guinea, Gabon, and the Republic of the Congo. - [The Uganda Microfinance Regulatory Authority](https://afi-global.org/institutions/the-uganda-microfinance-regulatory-authority/) - The Uganda Microfinance Regulatory Authority joined the network as an Associate Member in January 2024. Established in 2017, UMRA aims to promote a sound and sustainable non-bank financial institutions sector (savings and credit cooperatives, village saving and loan associations, non-deposit taking microfinance institutions and moneylenders) to enhance financial inclusion, financial stability, and financial consumer protection - [Ministry of Finance and Economic Development Zimbabwe](https://afi-global.org/institutions/ministry-of-finance-and-economic-development-zimbabwe/) - [Banque Centrale des Comores](https://afi-global.org/institutions/banque-centrale-des-comores/) - [General Delegation for Rapid Entrepreneurship for Women and Young People](https://afi-global.org/institutions/general-delegation-for-rapid-entrepreneurship-for-women-and-young-people/) - The General Delegation for Rapid Entrepreneurship for Women and Youth (DER/FJ) is a public created entity in 2018 and attached to the Presidency of the Republic of Senegal, with the aim to define and implement strategies for the promotion of self-employment of youth and women. DER/FJ is a public tool aiming at facilitating women and - [Jordan Payments and Clearing Company (JoPACC)](https://afi-global.org/institutions/jordan-payments-and-clearing-company-jopacc/) - Jordan Payments and Clearing Company (JoPACC) is a domestic payment system operator that manages and develops several payment systems, introduces innovative digital financial solutions that directly benefit end-users, and produces and disseminates knowledge about digital financial services in Jordan. The company was established in 2017 and is owned by the Central Bank of Jordan (CBJ) - [Central Bank of Sudan](https://afi-global.org/institutions/central-bank-of-sudan/) - Central Bank of Sudan joined the AFI network in September 2009. - [Ministère des Finances et du Budget du Sénégal](https://afi-global.org/institutions/ministere-des-finances-et-du-budget-du-senegal/) - Ministère des Finances et du Budget du Sénégal has been a principal member since May 2009. It completed four of its seven Maya Declaration targets, including to improve the quality of data collection and analysis to provide authorities, partners and the public with indicators on the progress of financial inclusion. It actively involves in six - [Ministère des Finances de la République du Niger](https://afi-global.org/institutions/ministere-des-finances-de-la-republique-du-niger/) - Ministère des Finances de la République du Niger has been a principal member of the AFI network since August 2009. - [Banque Centrale de Mauritanie](https://afi-global.org/institutions/banque-centrale-de-mauritanie/) - Banque Centrale de Mauritanie joined AFI network in August 2017 as principal member. It currently participates in five working groups and has outlined six Maya Declaration targets, including to set up national structures dedicated to the implementation of a national financial inclusion strategy and to establish regulations for mobile payments. - [Direction Générale du Trésor, Ministère des Finances et du Budget, Madagascar](https://afi-global.org/institutions/direction-generale-du-tresor-ministere-des-finances-et-du-budget-madagascar/) - Direction Générale du Trésor, Ministère des Finances et du Budget, Madagascar joined the AFI network as principal member in September 2012. It is actively involved in four working groups that address trends in finance for small and medium enterprises, consumer empowerment and market conduct, financial inclusion data and digital financial services. The ministry has made - [Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market](https://afi-global.org/institutions/agency-of-the-republic-of-kazakhstan-for-regulation-and-development-of-financial-market/) - Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market is among AFI’s newest members, having joined as a principal member in July 2020. It is also a member of AFI’s Eastern Europe & Central Asia Policy Initiative. - [Superintendencia de Bancos de la República Dominicana](https://afi-global.org/institutions/superintendencia-de-bancos-de-la-republica-dominicana/) - Superintendencia de Bancos de la República Dominicana joined AFI in July 2021. It supervises financial intermediation entities in the Dominican Republic. - [Ministère des Finances et du Budget de la Côte d'Ivoire](https://afi-global.org/institutions/ministere-des-finances-et-du-budget-de-la-cote-divoire/) - Ministère des Finances et du Budget de la Côte d'Ivoire has been AFI principal member since August 2009. It actively participates in four AFI working groups. The ministry has set six Maya Declaration targets, including to implement a national project aimed at empowering young people through the implementation of the national financial education program and - [Central Bank of Armenia](https://afi-global.org/institutions/central-bank-of-armenia/) - Central Bank of Armenia has been an AFI principal member since 2011. It has made six Maya Declaration commitments, including to further enhance its knowledge, understanding and skills to deepen financial inclusion within its national borders, and to share its experiences with other countries. Among its financial inclusion priorities is financial literacy, with financial literacy - [Ministry of Finance of Bangladesh](https://afi-global.org/institutions/ministry-of-finance-of-bangladesh/) - Ministry of Finance of Bangladesh has been an associate member since July 2009. - [People's Bank of China](https://afi-global.org/institutions/peoples-bank-of-china/) - People’s Bank of China became a principal member at AFI in September 2011. The central bank has successfully completed nine Maya Declaration targets, including to finalize its national financial inclusion development plan and hold “Financial Knowledge Publicity Service Month” every September to promote public financial competence nationwide. - [Central Bank of Jordan](https://afi-global.org/institutions/central-bank-of-jordan/) - Central Bank of Jordan has been a principal member of the AFI network since April 2016 and a member of seven AFI working groups. Among its main interests are digital financial services and gender inclusive finance. The central bank has completed seven of its 13 Maya Declaration targets, including on reducing the financial inclusion gender - [Ministry of Finance (Zambia)](https://afi-global.org/institutions/ministry-of-finance-zambia/) - Ministry of Finance, Zambia has been a principal member since April 2019. It is actively involved in seven working groups. - [Bank of Zambia](https://afi-global.org/institutions/bank-of-zambia/) - Bank of Zambia is a principal member and sits on AFI’s Global Standards and Policy Committee. The central bank joined the network in January 2010 and is a member of six working groups. It has made 20 Maya Declaration targets and has successfully completed 13 targets, including to halve the gender gap for formal financial - [Ministère de l'Economie et des Finances du Togo](https://afi-global.org/institutions/ministere-de-leconomie-et-des-finances-du-togo/) - Ministère de l’Economie et des Finances du Togo has been a principal member since August 2009. - [National Bank of Tajikistan](https://afi-global.org/institutions/national-bank-of-tajikistan/) - National Bank of Tajikistan, a principal member since December 2011, has made 11 Maya Declaration targets, including the establishment of a financial inclusion unit and the formulation and implementation of a national financial inclusion strategy. In 2017, the central bank received a policy grant from AFI to enhance financial inclusion and attend capacity building activities. - [Reserve Bank of Zimbabwe](https://afi-global.org/institutions/reserve-bank-of-zimbabwe/) - Reserve Bank of Zimbabwe has announced 20 Maya Declaration targets, including to have at least 60 percent of adults with bank accounts by 2020. The central bank is a principal member that joined AFI in February 2012. It is also a member of six working groups that in 2018 took part in joint learning programs - [Banque Centrale des Etats de l'Afrique de l'Ouest (BCEAO)](https://afi-global.org/institutions/banque-centrale-des-etats-de-lafrique-de-louest-bceao/) - Banque Centrale des Etats de l’Afrique de l’Ouest, or BCEAO, is a principal member that received the Maya Declaration Award at the 2018 AFI Global Policy Forum in Sochi, Russia for reporting significant progress in financial inclusion on the AFI Data Portal. BCEAO had made 23 Maya Declaration targets, eight of which it has completed. - [Reserve Bank of Vanuatu](https://afi-global.org/institutions/reserve-bank-of-vanuatu/) - Reserve Bank of Vanuatu, a member of five working groups, has announced eight Maya Declaration targets. Its interest in digital financial services is reflected in its attendance at member training and public-private dialogue on the thematic area in 2018. It joined the AFI network in August 2009 and is a principal member. The central bank - [Central Bank of the Republic of Uzbekistan](https://afi-global.org/institutions/central-bank-of-the-republic-of-uzbekistan/) - Central Bank of the Republic of Uzbekistan joined the AFI network in August 2018 and is a member of five working groups. It is a principal member of the AFI network and has made six Maya Declaration targets. Of these, four have been completed, including on financial literacy, financial education and financial inclusion data. - [Bank of Uganda](https://afi-global.org/institutions/bank-of-uganda/) - Bank of Uganda joined AFI in June 2009 and is an active member of six working groups. The central bank, a principal member, currently sits on AFI’s Budget and Finance Committee as well as AFI’s Gender Inclusive Finance Committee. It has made 25 Maya Declaration targets, including to increase the coverage of adults in credit - [Autorité de Contrôle de la Microfinance de la République Tunisienne](https://afi-global.org/institutions/autorite-de-controle-de-la-microfinance-de-la-republique-tunisienne/) - Autorité de Contrôle de la Microfinance de la République Tunisienne has been an associate member of AFI since November 2013. - [Ministère des Finances de la République Tunisienne](https://afi-global.org/institutions/ministere-des-finances-de-la-republique-tunisienne/) - Ministère des Finances de la République Tunisienne has been a principal member of the AFI network since 2013. It attended the 2018 AFI Global Policy Forum in Sochi, Russia. - [Banque Centrale de Tunisie](https://afi-global.org/institutions/banque-centrale-de-tunisie/) - Banque Centrale de Tunisie is a principal member that joined the network in July 2018. The central bank is part of five working groups. Its deputy governor, Nadia Gamha, is on AFI’s board of directors. - [National Reserve Bank of Tonga](https://afi-global.org/institutions/national-reserve-bank-of-tonga/) - National Reserve Bank of Tonga joined AFI in 2009 and is a principal member with three Maya Declaration targets, including to develop and improve access to finance by 20 percent among small business in agriculture, fisheries and tourism sectors, as well as for women and youth. The central bank was among the recipients of the - [Banco Central de Timor-Leste](https://afi-global.org/institutions/banco-central-de-timor-leste/) - Banco Central de Timor-Leste, a principal member that joined the AFI network in September 2010 and is a member of five working groups. Of the 12 Maya Declaration targets made by the central bank, it has completed nine. It remains committed to advancing financial inclusion in areas such as consumer protection, digital financial services, financial - [Central Bank of The Bahamas](https://afi-global.org/institutions/central-bank-of-the-bahamas/) - Central Bank of The Bahamas joined AFI in April 2018 and is a member of four working groups. Despite being among the network’s newest members, the central bank has already announced six Maya Declaration targets, including the introduction of the digital version of the Bahamian currency by 2020. It is a principal member. - [Bank of Thailand](https://afi-global.org/institutions/bank-of-thailand/) - Bank of Thailand joined AFI as a principal member in June 2009. It is an active member of all seven AFI working groups. - [Centrale Bank van Suriname](https://afi-global.org/institutions/centrale-bank-van-suriname/) - Centrale Bank van Suriname joined AFI in May 2015 and is a principal member. It completed a Maya Declaration target on small and medium enterprise finance by training entrepreneurs in production sectors on how to enhance their access to finance. - [South African Reserve Bank](https://afi-global.org/institutions/south-african-reserve-bank/) - South African Reserve Bank has been an associate member since April 2016. - [Central Bank of Solomon Islands](https://afi-global.org/institutions/central-bank-of-solomon-islands/) - Central Bank of Solomon Islands is a principal member that joined AFI in September 2009. It is active in five working groups. The central bank has completed four of its seven Maya Declaration targets, including to enable an additional 70,000 unbanked and underserved citizens to have access to financial services by 2015, including 30,000 women. - [Bank of Sierra Leone](https://afi-global.org/institutions/bank-of-sierra-leone/) - Bank of Sierra Leone is a principal member that joined in August 2009. The central bank has completely three of its eight Maya Declaration targets, including the development of a framework to collect financial inclusion data that will guarantee data integrity. It is a member of six working groups. - [Central Bank of Seychelles](https://afi-global.org/institutions/central-bank-of-seychelles/) - Central Bank of Seychelles is a principal member that joined AFI in July 2014. The central bank, a recipient of an AFI policy grant to develop its national financial inclusion strategy, is a member of three working groups. It has made six Maya Declaration targets, including to formulate an action plan on financial technology innovations - [Banco Central de São Tomé e Príncipe](https://afi-global.org/institutions/banco-central-de-sao-tome-e-principe/) - Banco Central de São Tomé e Príncipe is a principal member of AFI, having joined the network in November 2015. It has made two Maya Declaration targets and is a member of four working groups. - [Central Bank of Samoa](https://afi-global.org/institutions/central-bank-of-samoa/) - Central Bank of Samoa joined AFI in July 2009 as a principal member. The central bank, a member of six working groups, has announced seven Maya Declaration targets. Its governor, Maiava Atalina Ainu’u-Enari, has served on AFI’s Board of Directors and was among the recipients of the Advocacy Champion Award at the 2018 AFI Global - [National Bank of Rwanda](https://afi-global.org/institutions/national-bank-of-rwanda/) - National Bank of Rwanda is a principal member that joined in May 2009. An active member of the network, it has made 14 Maya Declaration targets and is part of four working groups. In 2019, it co-hosted the network’s flagship event, the AFI Global Policy Forum, which saw members adopt the Kigali Statement on accelerating - [Bangko Sentral ng Pilipinas](https://afi-global.org/institutions/bangko-sentral-ng-pilipinas/) - Bangko Sentral ng Pilipinas is a principal member that has made nine Maya Declaration targets. It is part of six working groups and has a focus on consumer protection and market conduct. Representatives from the central bank regularly participate in AFI’s capacity building events, including past events on digital financial services, financial inclusion strategies and - [Banco Central del Paraguay](https://afi-global.org/institutions/banco-central-del-paraguay/) - Banco Central del Paraguay has made 11 Maya Declaration targets, including on the collection of sex-disaggregated data for financial products and services. The central bank, a principal member of AFI that joined in May 2011, is on AFI’s Gender Inclusive Finance Committee. It is also a member of five working groups. Its president, José Cantero - [Bank of Papua New Guinea](https://afi-global.org/institutions/bank-of-papua-new-guinea/) - Bank of Papua New Guinea is principal member at AFI, having joined in August 2010. It is also a member of seven working groups and has made 15 Maya Declaration targets, including to increase gender-based financial inclusion in Papua New Guinea by enabling access to women through the implementation of its Gender Equity and Social - [Palestine Monetary Authority](https://afi-global.org/institutions/palestine-monetary-authority/) - Palestine Monetary Authority joined AFI in July 2010 as a principal member. It is part of seven working groups and has a focus on consumer protection and market conduct. The central bank has set out 15 Maya Declaration targets, including to create a financial inclusion data portal that helps measure financial inclusion development and to - [Central Bank of Nigeria](https://afi-global.org/institutions/central-bank-of-nigeria/) - Central Bank of Nigeria, a principal member, joined AFI in March 2010. It actively participates in six working groups. Among its focus areas are consumer empowerment and market conduct as well as financial inclusion strategies. It has made 14 Maya Declaration targets, including to achieve full coverage of its population with Know Your Customer identification - [Nepal Rastra Bank](https://afi-global.org/institutions/nepal-rastra-bank/) - Nepal Rastra Bank joined AFI in December 2010. The central bank, a principal member, participates in six working groups. Among its focus areas are consumer empowerment and market conduct and digital financial services. It has made seven Maya Declaration targets in thematic area such as financial literacy, financial education and national financial inclusion strategies. - [Banco de Moçambique](https://afi-global.org/institutions/banco-de-mocambique/) - Banco de Moçambique is a principal member that joined AFI in October 2011. It is a member of AFI’s Audit Committee as well as six working groups. To date, it has made and completed 15 Maya Declaration targets, including that 40 percent of adults have at least one type of regulated deposit account. The central - [Maldives Monetary Authority](https://afi-global.org/institutions/maldives-monetary-authority/) - Maldives Monetary Authority is a principal member that joined AFI in January 2010. The central bank is also a member of seven working groups. - [Bank Negara Malaysia](https://afi-global.org/institutions/bank-negara-malaysia/) - Bank Negara Malaysia is a principal member that joined AFI in May 2009. The central bank, which hosts AFI’s headquarters in Kuala Lumpur, has made 24 Maya Declaration targets, including to conduct a financial capability and inclusion demand-side survey every three years. Its focus areas include consumer protection and market conduct and digital financial services. - [Reserve Bank of Malawi](https://afi-global.org/institutions/reserve-bank-of-malawi/) - Reserve Bank of Malawi is a principal member that joined the network in February 2010. It is actively engaged in four working groups. The central bank has completed 11 of its 20 Maya Declaration targets, including to introduce financial education in the national secondary school curriculum and to promote mobile payment solutions. - [Banque Centrale de Madagascar](https://afi-global.org/institutions/banque-centrale-de-madagascar/) - Banque Centrale de Madagascar is a principal member that joined AFI in August 2009. It has joined three working groups that focus on consumer empowerment and market conduct, digital financial services and global standards proportionality. - [Central Bank of Liberia](https://afi-global.org/institutions/central-bank-of-liberia/) - Central Bank of Liberia joined AFI in August 2010. The central bank, a principal member that is active in six working groups, received an AFI policy grant to revise its national financial inclusion strategy. It has made 20 Maya Declaration targets, including quantitative goals to increase the take-up rates of formal financial service and the - [Central Bank of Lesotho](https://afi-global.org/institutions/central-bank-of-lesotho/) - Central Bank of Lesotho, a principal member, joined AFI in September 2012. It plays an active role in three working groups that look at consumer empowerment and market conduct, financial inclusion strategies and digital financial services. It has outlined four Maya Declaration targets, including on the integration of women's financial inclusion initiatives in its financial - [Sacco Societies Regulatory Authority Kenya](https://afi-global.org/institutions/sacco-societies-regulatory-authority-kenya/) - Sacco Societies Regulatory Authority, known as SASRA, is an associate member that joined the network in March 2013. It is a member of AFI’s inclusive green finance and SME finance working groups. - [Central Bank of Kenya](https://afi-global.org/institutions/central-bank-of-kenya/) - Central Bank of Kenya is one of AFI’s founding members, having joined the network in April 2009. It is a principal member that is working towards completing eight Maya Declaration targets, including the promotion of evidence-based financial inclusion policies and consumer empowerment. Its governor, Dr. Patrick Njoroge currently sits on AFI’s board of directors. The - [Retirement Benefits Authority of Kenya](https://afi-global.org/institutions/retirement-benefits-authority-of-kenya/) - Retirement Benefits Authority of Kenya joined AFI in November 2014 and is an associate member. It is a member of AFI’s Inclusive Green Finance Working Group. It has made two Maya Declaration targets including to develop treating customers fairly guidelines for service providers in the retirement benefits sector. - [Banque de la République d'Haiti](https://afi-global.org/institutions/banque-de-la-republique-dhaiti/) - Banque de la République d’Haiti joined AFI in December 2010 and is a principal member of the network. The central bank has made 13 Maya Declaration targets with five marked as completed. It has joined three AFI Working Groups. - [Banque Centrale de la République de Guinée](https://afi-global.org/institutions/banque-centrale-de-la-republique-de-guinee/) - Banque Centrale de la République de Guinée joined AFI in July 2009 and is a principal member. The central bank has joined four working groups. The central bank is an active member of the network, having received special recognition for events organized to commemorate AFI’s 10th anniversary. It has also completed three of its Maya - [Bank of Ghana](https://afi-global.org/institutions/bank-of-ghana/) - Bank of Ghana joined AFI in March 2010 and is a principal member. The central bank, a member of six working groups, has made 21 Maya Declaration targets, including to implement sustainable banking principles by 2022 and to formulate a comprehensive policy framework that promotes access to finance for persons with disabilities by 2021. Its - [Central Bank of The Gambia](https://afi-global.org/institutions/central-bank-of-the-gambia/) - Central Bank of The Gambia joined AFI in December 2017 as a principal member. It sits on AFI’s Global Standards and Policy Committee. It has a Maya Declaration target on achieving a national financial inclusion rate of 70 percent rate among adults by the end of 2023. It also actively involved in seven AFI Working - [Reserve Bank of Fiji](https://afi-global.org/institutions/reserve-bank-of-fiji/) - Reserve Bank of Fiji, a principal member, joined AFI in July 2009. The central bank is a member of six working groups and has a focus on consumer protection and market conduct. The bank’s governor, Ariff Ali, serves on AFI’s Board of Directors and was among the leaders recognized with the Advocacy Champion Award at - [Ministry of Finance of Eswatini](https://afi-global.org/institutions/ministry-of-finance-of-eswatini/) - Ministry of Finance of Eswatini, a principal member that joined AFI in May 2013, is part of six working groups. It announced 15 Maya Declaration targets. Among its completed targets is the development and finalization of a financial consumer protection strategy and a national financial inclusion strategy. - [Banco Central de Reserva de El Salvador](https://afi-global.org/institutions/banco-central-de-reserva-de-el-salvador/) - Banco Central de Reserva de El Salvador joined AFI in June 2012 and is a principal member of the network. It has made 10 Maya Declaration targets, including the issuance of regulation on mobile financial services and defining indicators that measure progress in financial inclusion. It has joined four AFI working groups. - [Central Bank of Egypt](https://afi-global.org/institutions/central-bank-of-egypt/) - Central Bank of Egypt is a principal member of AFI, having joined in June 2013. The central bank is highly active in seven AFI working groups. Among its main interests are digital financial services and national financial inclusion strategies. It has completed 19 of its 37 Maya Declaration targets, including to finalize a financial technology - [Superintendencia de la Economía Popular y Solidaria de Ecuador](https://afi-global.org/institutions/superintendencia-de-la-economia-popular-y-solidaria-de-ecuador/) - Superintendencia de la Economía Popular y Solidaria de Ecuador has been a principal member since January 2019. It has made nine Maya Declaration targets, including the development of regulations for the implementation of cybersecurity controls and to improve its national financial education policy. It is actively engaged in all seven AFI working groups. - [Superintendencia General de Entidades Financieras de Costa Rica](https://afi-global.org/institutions/superintendencia-general-de-entidades-financieras-de-costa-rica/) - Superintendencia General de Entidades Financieras de Costa Rica is a principal member and takes part in seven AFI working groups. It joined the network in April 2013 and has made eight Maya Declaration targets, including to develop and implement a national financial inclusion strategy and expediate the development of a nationwide survey to progress financial - [Banque de la République du Burundi](https://afi-global.org/institutions/banque-de-la-republique-du-burundi/) - Banque de la République du Burundi is a principal member that joined AFI in May 2009. It is a member of four working groups as well as AFI’s Audit Committee. It has completed 10 of its 14 Maya Declaration targets, including the development of a national financial inclusion strategy in 2020. - [Royal Monetary Authority of Bhutan](https://afi-global.org/institutions/royal-monetary-authority-of-bhutan/) - Royal Monetary Authority of Bhutan has been a principal member of AFI since October 2010. It has made seven Maya Declaration targets in areas such as digital financial services, consumer protection and national financial inclusion strategies. The central bank is active in seven working groups and sits on AFI’s Global Standards and Policy Committee as - [National Bank of the Republic of Belarus](https://afi-global.org/institutions/national-bank-of-the-republic-of-belarus/) - National Bank of the Republic of Belarus joined AFI in May 2010 as a principal member. It is a member of six working groups and has made two Maya Declaration targets, including to improve financial literacy and increase the number of adults with bank accounts. - [Banco Nacional de Angola](https://afi-global.org/institutions/banco-nacional-de-angola/) - Banco Nacional de Angola has been a principal member of the AFI network since June 2011. It has joined seven working groups and is focused on consumer protection and market conduct, and financial inclusion data. ## Procurement - [RFP2609 Provision of External Audit Services for AFI](https://afi-global.org/procurement/rfp2609-provision-of-external-audit-services-for-afi/) - A. BACKGROUND The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is a global policy leadership alliance that works to advance financial inclusion. A member-owned network of central banks and financial regulatory institutions in 83 countries, ​AFI connects and enables policymakers to develop effective initiatives to advance financial inclusion. Over the last 15 - [RFP2610 Implementation of New AFI Accounting System](https://afi-global.org/procurement/rfp2610/) - 1. Project Background: AFI transitioned to become an independent organization owned and supported by its members in 2015. AFI registered in Malaysia as an international organization under the International Organizations (Privileges and Immunities) Act 1992, and our official independence being declared on 27 January 2016. AFI’s operations and programs are funded through membership subscriptions and - [RFP2608 Impact Story Mission in Fiji 2026 (Research, Field Coordination and Multimedia Content Production)](https://afi-global.org/procurement/rfp2608-impact-story-mission-in-fiji-2026-research-field-coordination-and-multimedia-content-production/) - 1. Background The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2604 Retainer of Copy Editing and Writer Services](https://afi-global.org/procurement/retainer-of-copy-editing-and-writer-services/) - 1.Background The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved through sustainable and inclusive policies and an effective use of digital technologies. - [Technical Support to the AFI Member Needs Assessment 2026](https://afi-global.org/procurement/technical-support-to-the-afi-member-needs-assessment-2026/) - 1.Background The Alliance for Financial InclusionThe Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers - [RFP2601 Development of an Inclusive Green Finance Roadmap and Strategy and Climate Risk Management Framework for Lesotho](https://afi-global.org/procurement/rfp2601-development-of-an-inclusive-green-finance-roadmap-and-strategy-and-climate-risk-management-framework-for-lesotho/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2503 Consultancy Services for the Gender-Responsive Toolkit for Robust MSME Data System](https://afi-global.org/procurement/rfp2503/) - 1. BACKGROUND: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI - [RFP2532 Conducting Landscape Study on Payments Systems in Africa](https://afi-global.org/procurement/rfp2532-conducting-landscape-study-on-payments-systems-in-africa/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2530 Designing and Developing AFI FICA Assessor Online Training Course](https://afi-global.org/procurement/rfp2530-designing-and-developing-afi-fica-assessor-online-training-course/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2531 AFI Data Portal](https://afi-global.org/procurement/rfp2531/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2527 Provision of Professional Consultancy Services for the Complementarity Research Project](https://afi-global.org/procurement/rfp2527-provision-of-professional-consultancy-services-for-the-complementarity-research-project/) - 1. Background The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2523 Outsourced Internal Audit Services](https://afi-global.org/procurement/rfp2523-outsourced-internal-audit-services/) - 1. Background The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is an organisation established as a member-owned network under the International Organisations (Privileges and Immunities) Act 1992 of Chapter 485 of the Laws of Malaysia. AFI’s members network spans over 81 countries and 100 financial inclusion policy-making and regulatory institutions. AFI is - [RFP2524 LUX-ERO Phase II Project Evaluation](https://afi-global.org/procurement/rfp2524/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [REOI 12_Preparation of Two Pan-African Reports](https://afi-global.org/procurement/reoi-12_preparation-of-two-pan-african-reports/) - Developing an Enabling Financial Policy and Regulatory Environment for Women SMEs in Africa REQUEST FOR EXPRESSIONS OF INTEREST – FIRM CONSULTANT Provision of Professional Consultancy Service for the Mid-Term Evaluation of the Alliance for Financial Inclusion Project Developing an Enabling Financial Policy and Regulatory Environment for Women SMEs in Africa Women Small and Medium - [RFP2522 Development of a Sustainable Finance Strategy for Namibia](https://afi-global.org/procurement/development-of-a-sustainable-finance-strategy-for-namibia/) - 1. Background The Alliance for Financial InclusionThe Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers - [RFP2521 End-Project Evaluation of the Women's Economic Empowerment and Financial Inclusion in Sub-Saharan Africa Project](https://afi-global.org/procurement/rfp2521-end-project-evaluation-of-the-womens-economic-empowerment-and-financial-inclusion-in-sub-saharan-africa-project/) - 1. Background The Alliance for Financial InclusionThe Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers - [Technical Support for Climate-Smart Agriculture Financing for Pakistan](https://afi-global.org/procurement/technical-support-for-climate-smart-agriculture-financing-for-pakistan/) - 1.Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 83 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved through sustainable and inclusive policies - [National Financial Inclusion Demand Side Survey for the Central Bank of Sri Lanka](https://afi-global.org/procurement/national-financial-inclusion-demand-side-survey-for-the-central-bank-of-sri-lanka/) - 1. The Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the - [Provision of Professional Consultancy Services for the End-of-Term evaluation of Sri Lanka’s National Financial Inclusion Strategy (2021-2024)](https://afi-global.org/procurement/provision-of-professional-consultancy-services-for-the-end-of-term-evaluation-of-sri-lankas-national-financial-inclusion-strategy-2021-2024/) - 1. Background: The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the - [RFP2515 Consultancy Services for Evaluation of the ‘Advancing Gender-Inclusive Finance and Digital Financial Services in Palestine’ Project](https://afi-global.org/procurement/rfp2515-consultancy-services-for-evaluation-of-the-advancing-gender-inclusive-finance-and-digital-financial-services-in-palestine-project/) - 1. BACKGROUND: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI - [RFP2517 AFI-BMGF Phase 4 Project External Evaluation](https://afi-global.org/procurement/rfp2517-afi-bmgf/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2514 Consultancy Services for the Mid-Term Evaluation of the AFI Advancing Gender Inclusive Finance Policies Phase II Project June 2023 – June 2027](https://afi-global.org/procurement/rfp2514-consultancy-services-for-the-mid-term-evaluation-of-the-afi-advancing-gender-inclusive-finance-policies-phase-ii-project-june-2023-june-2027/) - 1. BACKGROUND: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI - [Development of Regulatory Texts on Crowdfunding and Third-party Agent Networks](https://afi-global.org/procurement/development-of-regulatory-texts-on-crowdfunding-and-third-party-agent-networks/) - 1. Background: The Alliance for Financial InclusionThe Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 83 developing countries and emerging markets. AFI empowers - [RFP2510 Embedding Biodiversity Considerations into Green Finance Policies](https://afi-global.org/procurement/rfp2510-embedding-biodiversity-considerations-into-green-finance-policies/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, nearly 100 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 85 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2509 Developing Inclusive Green Finance Roadmap for the Banco de Moçambique](https://afi-global.org/procurement/rfp2509-developing-inclusive-green-finance-roadmap-for-the-banco-de-mocambique/) - 1.Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, nearly 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved through sustainable - [RFP2512 National FinTech Strategy for the Kingdom of Eswatini](https://afi-global.org/procurement/rfp2512-national-fintech-strategy-for-the-kingdom-of-eswatini/) - 1. Background The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2507 Knowledge Product on Competition Enablers to Enhance Digital Financial Inclusion](https://afi-global.org/procurement/rfp2507/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2506 Technical Support to the AFI Member Needs Assessment 2025](https://afi-global.org/procurement/rfp2506/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI empowers policymakers to increase the access and usage of quality financial services for the underserved - [RFP2505 AFI Development of Environmental, Social, and Governance (ESG) Framework for Mauritania](https://afi-global.org/procurement/rfp2505-afi-development-of-environmental-social-and-governance-esg-framework-for-mauritania/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI - [RFP2502 AFI WG Guideline Note: “IGF as a Pathway to Proportionate Sustainable Finance Standards”](https://afi-global.org/procurement/rfp2502/) - 1. Background: The Alliance for Financial Inclusion The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. Currently, 90 member institutions make up the AFI network including central banks, ministries of finance and other financial policymaking or regulatory institutions from over 84 developing countries and emerging markets. AFI ## Publications - [Regional Mapping Report on Cybersecurity Information-Sharing and Peer Learning Initiative for Digital Financial Services in Africa](https://afi-global.org/publication/regional-mapping-report-on-cybersecurity-information-sharing-and-peer-learning-initiative-for-digital-financial-services-in-africa/) - As digital financial services continue to transform financial inclusion across Africa, strengthening cybersecurity has become essential to safeguarding trust, resilience, and financial stability. This Regional Mapping Report examines the current landscape of cybersecurity information-sharing and peer learning across the continent, highlighting key gaps, challenges, and opportunities. Drawing on insights from AFI member institutions and regional - [Factors Influencing Interest Rates on Credit to MSMEs in Liberia](https://afi-global.org/publication/factors-influencing-interest-rates-on-credit-to-msmes-in-liberia/) - High borrowing costs remain a major challenge for micro, small and medium enterprises (MSMEs) in Liberia. This survey report examines the demand- and supply-side factors that shape lending rates, drawing on data from Liberia and across Sub-Saharan Africa. It highlights how operational costs, credit risk, limited collateral, market structure and macroeconomic conditions influence the cost - [Union of the Comoros NFIS 2025-2030](https://afi-global.org/publication/union-of-the-comoros-nfis-2025-2030/) - AFI warmly congratulates the Union of the Comoros, and in particular the Banque Centrale des Comores, on the launch of its first National Financial Inclusion Strategy (NFIS) 2025–2030. Built on a comprehensive diagnostic of the financial sector, the NFIS outlines an ambitious vision for 2030 anchored on four strategic pillars: aligning financial services with the - [Access To Finance For Women MSMEs in Kenya](https://afi-global.org/publication/access-to-finance-for-women-msmes-in-kenya/) - This case study examines Kenya’s policy, regulatory and institutional approaches to advancing women’s financial inclusion, with a focus on improving access to finance for women-owned and women-led MSMEs (WMSMEs). It highlights key reforms, digital financial innovations and ecosystem partnerships shaping Kenya’s inclusive finance landscape, and shares insights on how gender-responsive policies, mobile money and targeted - [In-Country Implementation Report 2026](https://afi-global.org/publication/in-country-implementation-report-2026/) - Progress in financial inclusion within the AFI network is no longer defined only by policy commitments. Increasingly, it is being evaluated by what changes on the ground. Through the In-Country Implementation (ICI) program, AFI is working closely with member institutions to turn policy ambition into practical actions. This report presents a selection of ICIs completed - [Santo Statement on Financial Capability in the Pacific](https://afi-global.org/publication/santo-statement-on-financial-capability-in-the-pacific/) - The Santo Statement on Financial Capability in the Pacific was endorsed and launched during the 2026 Pacific Islands Regional Initiative (PIRI) Meetings in Santo, Vanuatu. The Statement reflects a shared regional commitment to strengthening financial capability, consumer trust, and financial well-being through more people-centred, behaviourally informed, and future-ready approaches that respond to the evolving needs - [Denarau Action Plan on Gender Inclusive Finance](https://afi-global.org/publication/denarau-action-plan-on-gender-inclusive-finance/) - The Denarau Action Plan is the AFI Network’s commitment to advancing gender inclusive finance and women’s financial inclusion. The results of the Global Findex Database 2021 can be celebrated across the AFI network, with the gender gap in access to financial services across developing countries finally reduced from nine to six percent. The network adopted - [Nuku’alofa Pledge for Inclusive Innovation, Climate Resilience, and Shared Prosperity](https://afi-global.org/publication/nukualofa-pledge-for-inclusive-innovation-climate-resilience-and-shared-prosperity/) - At the 2025 Pacific Islands Regional Initiative (PIRI) Meetings held in Tonga, leaders endorsed the Nuku’alofa Pledge. Grounded in Pacific values and solidarity, the pledge outlines a joint vision to strengthen digital financial infrastructure, champion green finance, and ensure that all Pacific Islanders can access and benefit from safe, affordable, and empowering financial services. Through - [Victoria Consensus on Advancing Responsible and Inclusive Innovation for Financial Inclusion](https://afi-global.org/publication/victoria-consensus-on-advancing-responsible-and-inclusive-innovation-for-financial-inclusion/) - The global digital economy is growing quickly, creating a need for inclusive and resilient digital infrastructure which can effectively promote sustainable digital financial inclusion. The Victoria Consensus is a clarion call by the leaders from Africa and the Pacific region to galvanize a collective commitment to leverage inclusive innovation to advance financial inclusion. - [Impact of Financial Inclusion on Economic Growth (In the context of AFI)](https://afi-global.org/publication/impact-of-financial-inclusion-on-economic-growth-in-the-context-of-afi/) - This study, prepared by the National Bank of Tajikistan, examines the relationship between financial inclusion and economic growth across 70 member countries of the Alliance for Financial Inclusion from 2004–2023, with a particular focus on Tajikistan. Using a comprehensive financial inclusion index and advanced econometric analysis, the study highlights how greater financial inclusion can support - [Access To Finance For Women MSMEs in Egypt](https://afi-global.org/publication/access-to-finance-for-women-msmes-in-egypt/) - This case study examines Egypt’s policy, regulatory and institutional approaches to advancing women’s financial inclusion, with a focus on improving access to finance for women-owned and women-led MSMEs (WMSMEs). It highlights key reforms, challenges and innovative initiatives shaping Egypt’s inclusive finance ecosystem, and shares insights on how targeted, gender-responsive policies and financial sector interventions can - [Financial Inclusion as a ‘Fitness Program’ for Financial Systems](https://afi-global.org/publication/financial-inclusion-as-a-fitness-program-for-financial-systems/) - New global evidence shows that financial inclusion can strengthen financial systems, not weaken them. As access to finance expands, institutions adapt by improving efficiency, building capital buffers, and enhancing risk management. These shifts contribute to greater resilience and reduced vulnerability. Framed as a “fitness program,” financial inclusion pushes systems to evolve, offering policymakers a pathway - [2025 Maya Declaration Progress Report](https://afi-global.org/publication/2025-maya-declaration-progress-report/) - In 2025, AFI member institutions from 79 countries have collectively made 1,469 Maya Declaration targets. “As we move forward, we reaffirm our commitment to bold financial inclusion targets and to advancing the shared vision of the AFI network. The Maya Declaration continues to guide our efforts anchored in innovation, collaboration, and collective progress.” – His Excellency - [Access To Finance For Women MSMEs in Ghana](https://afi-global.org/publication/access-to-finance-for-women-msmes-in-ghana/) - This case study examines Ghana’s policy, regulatory and institutional approaches to advancing women’s financial inclusion, with a focus on improving access to finance for women-owned and women-led MSMEs (WMSMEs). It highlights key challenges, reforms and innovative practices shaping Ghana’s inclusive finance ecosystem, and shares insights on how targeted, gender-responsive policies can help unlock the economic - [São Tomé and Príncipe: Strengthening Financial Resilience and Closing the Gender Gap](https://afi-global.org/publication/sao-tome-and-principe-strengthening-financial-resilience-and-closing-the-gender-gap/) - The Central Bank of São Tomé and Príncipe (BCSTP) has released the results of its 2nd Demand-Side Survey on Financial Inclusion and Literacy, providing a comprehensive diagnostic of the country's progress under its 2021–2025 National Financial Inclusion Strategy (NFIS). Advancing Women’s Financial Inclusion: A defining achievement of the 2021–2025 strategy according to the national survey results - [The State of Gender-sensitive Consumer Protection](https://afi-global.org/publication/the-state-of-gender-sensitive-consumer-protection/) - This toolkit by the Consumer Empowerment and Market Conduct Working Group (CEMCWG) provides an overview of key trends, evidence, and emerging practices in Gender-Sensitive Consumer Protection, drawing on member experiences, surveys, and stakeholder consultations. It highlights practical challenges, lessons learned, and actionable pathways to strengthen fair, inclusive, and effective consumer protection frameworks. Download the report - [Global Dialogue on Womens Leadership and Gender Inclusive Finance](https://afi-global.org/publication/global-dialogue-on-womens-leadership-and-gender-inclusive-finance/) - In November 2025, AFI hosted the Global Dialogue on Women’s Leadership and Gender Inclusive Finance in Luxembourg. It brought together leaders from financial regulation, supervision, development finance, and the private sector to advance women’s financial inclusion and leadership in the financial system. The Dialogue explored policy and market solutions to build gender-responsive financial systems, strengthen - [Gender-Responsive Toolkit for MSME Data Ecosystems](https://afi-global.org/publication/gender-responsive-toolkit-for-msme-data-ecosystems/) - This toolkit provides practical guidance for policymakers, regulators, and data stakeholders to strengthen gender-responsive MSME data ecosystems. It offers diagnostic tools, indicator frameworks, and real-world examples to support the collection, analysis, and use of sex-disaggregated MSME data, enabling more evidence-based policies, inclusive finance, and improved oversight. Designed to be modular and adaptable, the toolkit supports - [Paramaribo Roadmap to Inclusive Green Finance in Latin America and the Caribbean](https://afi-global.org/publication/paramaribo-roadmap-to-inclusive-green-finance-in-latin-america-and-the-caribbean/) - The Paramaribo Roadmap to Inclusive Green Finance in Latin America and the Caribbean outlines a regional framework to advance inclusive green finance as a means to strengthen climate resilience and financial inclusion across the region. Developed through collaboration among regional financial authorities, the roadmap sets out shared principles, strategic objectives, and priority actions to support - [Embedding Biodiversity Considerations into Inclusive Green Finance Policies](https://afi-global.org/publication/embedding-biodiversity-considerations-into-inclusive-green-finance-policies/) - This report explores how biodiversity loss intersects with financial exclusion, particularly for vulnerable communities and small businesses dependent on nature. It offers a supervisory perspective on embedding biodiversity into Inclusive Green Finance policies, outlining practical approaches, policy recommendations, and case studies from emerging markets. The report supports policymakers in fostering nature-positive finance while safeguarding financial - [2025 AFI Global Policy Forum Report](https://afi-global.org/publication/2025-afi-global-policy-forum-report/) - This report provides a comprehensive summary of AFI's flagship event, the 2025 AFI Global Policy Forum, co-hosted by the Bank of Namibia under the theme “Empowering Society, Enabling Growth.” Discover the forum’s key outcomes, including the endorsement of the Swakopmund Call to Action, which urges the AFI network to move beyond financial access toward effective - [The 2025 AFI Inclusive FinTech Showcase: Lessons from Innovation for Inclusion](https://afi-global.org/publication/the-2025-afi-inclusive-fintech-showcase-lessons-from-innovation-for-inclusion/) - The 2025 Inclusive FinTech Showcase highlights the powerful role that innovation can play in advancing financial inclusion when supported by the right policies, partnerships and regulatory engagement. This report captures the five FinTech solutions presented at the Global Policy Forum in Namibia. Discover how these innovations address crucial themes, including green finance, assistive technologies for - [Policy Programs and Implementation Annual Report 2024](https://afi-global.org/publication/policy-programs-and-implementation-annual-report-2024/) - This report records the resilience, agility, and innovation that defined the AFI network’s activity in 2024. “During times of uncertainty, our purpose became ever clearer. Our network responded not with hesitation, but with resolve. Across Working Groups and Regional Initiatives, our members continued to shape policies that are inclusive and relevant, deeply rooted in local - [Inclusive Financial Stability: A Toolkit for Policymakers](https://afi-global.org/publication/inclusive-financial-stability-a-toolkit-for-policymakers/) - This toolkit offers practical guidance for integrating financial inclusion into financial stability and macroprudential frameworks. Designed for central banks, regulators and policymakers, it outlines key concepts, governance structures, systemic risk assessment tools and policy instruments to build resilient, inclusive financial systems. With real-world examples and actionable recommendations, it supports authorities in strengthening oversight, enhancing coordination - [Access To Finance For Women MSMEs in Côte d'Ivoire](https://afi-global.org/publication/access-to-finance-for-women-msmes-in-cote-divoire/) - This case study explores Côte d’Ivoire’s progress in advancing access to finance for women-led micro, small and medium enterprises (WMSMEs). It highlights the country’s enabling policy and regulatory environment, key public–private initiatives, and the growing role of digital financial services, while examining persistent structural and social barriers. The study offers practical insights and policy considerations - [The Impact of Disasters on Bank Lending to MSMEs in the Philippines](https://afi-global.org/publication/the-impact-of-disasters-on-bank-lending-to-msmes-in-the-philippines/) - This policy brief explores how climate-related disasters influence bank lending to MSMEs in the Philippines. By combining lending data with national disaster statistics, the analysis shows that disasters lead to reduced credit for MSMEs and higher non-performing loans, especially among thrift and rural banks. The findings reveal how disasters deepen financial exclusion and emphasize the - [Access To Finance For Women MSMEs in Tunisia](https://afi-global.org/publication/access-to-finance-for-women-msmes-in-tunisia/) - This case study explores better financial access for women-led small businesses (WMSMEs) in Tunisia. Despite a supportive legal environment, these entrepreneurs face major structural and financial barriers. The report details national strategies and targeted programs to close these gaps. Ultimately, it recommends systemic reforms to unlock the full economic potential of Tunisian women. - [Access To Finance For Women MSMEs in Eswatini](https://afi-global.org/publication/access-to-finance-for-womens-msmes-in-eswatini/) - This case study examines women’s access to finance in Eswatini, where women own a majority of MSMEs yet continue to face challenges related to informality, limited credit, and structural gender gaps. It highlights key policy and regulatory reforms, digital financial solutions, and targeted support mechanisms, while outlining priorities to build a more inclusive and resilient - [Access To Finance For Women MSMEs in Madagascar](https://afi-global.org/publication/access-to-finance-for-womens-msmes-in-madagascar/) - This case study explores access to finance for women and women-led MSMEs in Madagascar, where women play a major role in entrepreneurship but face persistent barriers linked to informality, limited property rights, and restricted financial access. It highlights national policy efforts, regulatory reforms, and targeted interventions, while offering practical recommendations to strengthen an inclusive financial - [Enhancing Financial Inclusion and Inclusive Green Finance Through Proportionate Sustainable Finance Standards](https://afi-global.org/publication/enhancing-financial-inclusion-and-inclusive-green-finance-through-proportionate-sustainable-finance-standards/) - As sustainable finance standards advance globally, emerging markets must align with these expectations while ensuring that financial inclusion and Inclusive Green Finance (IGF) are not undermined. Without proportional approaches, new requirements may strain capacity and restrict access for vulnerable groups. This Guideline Note provides practical, proportionate approaches to implementation, offering phased pathways, simplified requirements and - [Kingdom of Eswatini's National FinTech Strategy 2025-2030](https://afi-global.org/publication/kingdom-of-eswatinis-national-fintech-strategy-2025-2030/) - Congratulations to the Ministry of Finance and the Central Bank of Eswatini for the launch of the National FinTech Strategy 2025–2030. Anchored on six strategic pillars, the strategy provides a practical roadmap for building a secure, inclusive and future-ready FinTech landscape that supports national development priorities. This document was developed with the support of AFI’s - [AFI Global Financial Inclusion Awards 2025](https://afi-global.org/publication/afi-global-financial-inclusion-awards-2025/) - The AFI Global Financial Inclusion Awards recognize outstanding member institutions and policymakers advancing financial inclusion through impactful, context-driven innovation. Discover all the winners of the AFI Global Financial Inclusion Awards 2025, presented during the Global Policy Forum in Swakopmund, Namibia. - [Policy Model on Consumer Protection for Digital Financial Services in Africa](https://afi-global.org/publication/policy-model-on-consumer-protection-for-digital-financial-services-in-africa/) - This report evaluates the progress of AFI's African member institutions in applying the 2020 Policy Model on Consumer Protection for Digital Financial Services. Based on a survey of 20 member institutions , the report highlights good overall adoption, particularly in consumer awareness and redress. Download to understand key implementation gaps, especially in cross-cutting issues like - [Financial Inclusion of Migrants in the Latin America and the Caribbean Region](https://afi-global.org/publication/financial-inclusion-of-migrants-in-the-latin-america-and-the-caribbean-region/) - Migration is rapidly increasing in Latin America and the Caribbean (LAC), creating both challenges and opportunities. This special report aims to shed light on the financial inclusion of migrants in LAC, with a specific focus on the countries of the 11 AFI member institutions. Explore the latest data on remittance flows, understand the current state of - [Roadmap for Inclusive Green Finance Implementation](https://afi-global.org/publication/roadmap-for-inclusive-green-finance-implementation/) - Inclusive Green Finance (IGF) is an emerging policy priority, championed by central banks and financial regulators in the AFI network. AFI member institutions agree that policies must address climate change without leading to financial exclusion. It must help mitigate and build resilience to the negative impacts of climate change and biodiversity loss. Developed with the - [Changing Habits to Improve Lives: Lessons of a behavioral program to promote financial inclusion among young people in Mexico](https://afi-global.org/publication/changing-habits-to-improve-lives-lessons-of-a-behavioral-program-to-promote-financial-inclusion-among-young-people-in-mexico/) - This case study showcases a behavioral science–based pilot designed by CNBV Mexico with support from AFI’s In-Country Implementation (ICI) program to strengthen financial inclusion for young people in rural and suburban areas. Through workshops, mindfulness practices, practical exercises, and digital nudges, the initiative improved financial habits, trust in the financial system, and awareness of gender - [Advancing Fair Competition for Inclusive Digital Finance](https://afi-global.org/publication/advancing-fair-competition-for-inclusive-digital-finance/) - This special report explores how competition shapes the growth, inclusiveness, and innovation of digital financial services (DFS) in emerging markets. Drawing on global case studies and insights from AFI’s Competition Knowledge Exchange (CKX), it examines structural, regulatory, and strategic barriers that limit market entry, and highlights policy approaches that promote openness, interoperability, and fair competition. - [Protecting Customer Funds in Mobile Money Schemes](https://afi-global.org/publication/protecting-customer-funds-in-mobile-money-schemes/) - This diagnostics report examines how effectively current regulations safeguard customer funds in mobile money schemes. Using a functional, risk-based approach benchmarked against international best practices, the study finds that while basic protections exist, gaps remain in diversification, legal enforceability, and resolution planning. It outlines a sequenced reform pathway to strengthen legal and prudential safeguards, enhance - [Regional Policy Framework for Enhancing MSME Financing Ecosystem in Africa](https://afi-global.org/publication/regional-policy-framework-for-enhancing-msme-financing-ecosystem-in-africa/) - Access to finance remains a key constraint to MSME development, especially in emerging economies. The MSME access to finance situation in Africa is particularly challenging. In view of the constraints faced by MSMEs in accessing finance in the African region, the Expert Group on Financial Inclusion Policy for Africa and the SME Finance Working Group - [Complaint Handling In Central Bank Framework](https://afi-global.org/publication/complaint-handling-in-central-bank-framework/) - This Framework offers guidance on how Central Banks can manage the responsibility of handling consumer complaints in an efficient and effective manner, without eroding the benefits of the core supervisory work of Consumer Protection and Market Conduct (CPMC). The Framework discusses how to manage limited human resources vis-a-vis complaint handling and supervision, what processes to - [The Financial Competency Matrix for Adults, A Policy Framework](https://afi-global.org/publication/the-financial-competency-matrix-for-adults-a-policy-framework/) - The Financial Competency Matrix for Adults defines the core competencies every adult needs to make informed financial decisions, it provides a framework to support effective policymaking, monitoring and assessment. The financial competency matrix for adults has played an important role in the development and measurement of financial education and literacy policies in Armenia. For example, - [Policy Framework for Leveraging Digital Financial Services to Respond to Global Emergencies – Case of COVID-19](https://afi-global.org/publication/policy-framework-for-leveraging-digital-financial-services-to-respond-to-global-emergencies-case-of-covid-19/) - The global pandemic COVID-19 and the ensuing emergencies have reinforced the urgency of using Digital Financial Services (DFS) to preserve the functioning of financial systems and the security of people during the period of declining demand, reduced supplies, and tightening credit terms. Digital payments, particularly when accompanied by digital financial Infrastructure and enabling regulations, help - [Policy Framework for Responsible Digital Credit](https://afi-global.org/publication/policy-framework-for-responsible-digital-credit/) - The Policy Framework for Responsible Digital Credit helps ensure that the overwhelming success of digital financial services on the continent is not undermined by risks introduced through innovative digital financial services. The framework is intended to be a tool for sharing best practices and strengthening the capacity of AFI members to regulate and supervise digital - [Policy Note on Digital Financial Literacy for ASEAN](https://afi-global.org/publication/policy-note-on-digital-financial-literacy-for-asean/) - Digital financial services (DFS) have the potential to fundamentally change the financial inclusion landscape in the ASEAN region. Though members have undertaken various interventions for digital financial literacy (DFL) and financial education, they acknowledge that the progressive deepening of DFS and its associated risks requires a coordinated commitment to advance DFL in the region. Developed - [Policy Framework on the Regulation, Licensing and Supervision of Digital Banks](https://afi-global.org/publication/policy-framework-on-the-regulation-licensing-and-supervision-of-digital-banks/) - With the explosion of new players, services and business models driven by technological innovations, a new and specific type of digital financial services provider has emerged: the digital bank. Offering a more complete set of services than other FinTech firms, digital banks replicate to a large degree the role played by traditional banks in the - [Policy Framework on MSME Data Collection: A Guide for Gender Inclusive Finance](https://afi-global.org/publication/policy-framework-on-msme-data-collection-a-guide-for-gender-inclusive-finance/) - In many economies, micro, small and medium enterprises (MSMEs) are seen as the “engines of growth”, and many of them are planning their post-COVID-19 economic recovery. However, the lack of gender transformative policies and financial services provisioning in the MSME sector are inhibiting women’s participation. These issues still need to be addressed in a holistic - [Youth Financial Inclusion Policy Framework](https://afi-global.org/publication/youth-financial-inclusion-policy-framework/) - In many developing countries, youth are the largest and fastest-growing segment of the population and have the potential to drive economic growth. Yet, young people are disproportionately excluded from the formal financial system. Based on AFI members experiences, the policy framework provides regulatory and policy approaches recommended to advance the youth financial inclusion agenda, along - [Regional Framework on E-KYC and Electronic Identity for ECAPI](https://afi-global.org/publication/regional-framework-on-e-kyc-and-electronic-identity-for-ecapi/) - One of the key challenges to financial inclusion in many regions is the lack of legal identity. This has been addressed to an extent with the issuance of a national ID. However, there is now growing evidence for the use of a digital ID with an ecosystem that can address some of the more nuanced - [A Policy Framework for Women-led MSME Access to Finance (V.2)](https://afi-global.org/publication/a-policy-framework-for-women-led-msme-access-to-finance-v-2/) - Despite important progress made on gender-inclusive finance, women entrepreneurs and employers face greater challenges than men in gaining access to financial services. Access to finance for women-led-MSMEs can lead to an increase in productive assets, productivity, and stronger economic growth, but access to finance is arguably the most binding constraint to their growth. This policy - [Financial Competency Matrix for Children and Youth](https://afi-global.org/publication/financial-competency-matrix-for-children-and-youth/) - Financial education has always been in the focus of AFI because it is an essential pillar of financial inclusion. Central Bank of Armenia (CBA) is one of the pioneers in developing and applying the financial competency matrix approach since 2014, and their membership in the ECAPI regional initiative has enabled active collaboration with colleagues from other - [Towards Inclusive Financial Services, Financial Capability and Financial Health for All: A Policy Framework for the Financial Inclusion of Forcibly Displaced Persons (FDPs)](https://afi-global.org/publication/towards-inclusive-financial-services-financial-capability-and-financial-health-for-all-a-policy-framework-for-the-financial-inclusion-of-forcibly-displaced-persons-fdps/) - An inclusive financial system that enables equal access and usage of financial services for all, including FDPs, can assist the economic recovery and development of nations. Financial inclusion measures must be anchored in enabling policies and regulations within an overall inclusive, non-discriminatory policy framework that works towards financial health for all, without leaving FDPs behind. - [Policy Framework on Digital Financial Services for Women-led MSMEs in Latin America and the Caribbean](https://afi-global.org/publication/policy-framework-on-digital-financial-services-for-women-led-msmes-in-latin-america-and-the-caribbean/) - In Latin America and the Caribbean, there are several success cases and progress in developing digital financial services aimed at women-owned MSMEs, but there are still barriers that must be lowered or eliminated. This framework aims to guide financial regulators and policymakers in developing and implementing financial policies and regulations to promote access to finance - [Policy Framework on Developing a National FinTech Strategy](https://afi-global.org/publication/policy-framework-on-developing-a-national-fintech-strategy/) - Implementing a national FinTech strategy that is complementary to national financial inclusion strategies can: Support the growth of FinTech companies Drives innovation Enhances financial inclusion Contributes to economic development and competitiveness in the digital era This report outlines the key processes and elements that are necessary for a thriving and innovative FinTech ecosystem. Download to - [The Supervision of Fintech in the African Region](https://afi-global.org/publication/the-supervision-of-fintech-in-the-african-region/) - Many countries in Africa have already witnessed how innovative services can enhance access to financial services for the underserved, driving financial inclusion ratios upward sustainably. However, the advent of FinTech products, services, and business models is undoubtedly introducing additional risks into the financial system and bringing new challenges to supervisors. This policy framework provides a - [MSMEs as Agents of Green Change: National Roadmaps from Eswatini and Zambia](https://afi-global.org/publication/msmes-as-agents-of-green-change-national-roadmaps-from-eswatini-and-zambia/) - This case study highlights how the ministries of finance in Eswatini and Zambia, with AFI’s support, developed their first national roadmaps to guide MSMEs toward inclusive green growth. Drawing from diagnostics, stakeholder engagement, and peer learning, both roadmaps present actionable strategies to enhance access to green finance, build resilience, and enable MSMEs to drive climate-smart - [Inclusive Green Finance Policies for Greening MSMEs: A Toolkit](https://afi-global.org/publication/inclusive-green-finance-policies-for-greening-msmes-a-toolkit/) - This toolkit provides practical guidance for policymakers, regulators, and financial institutions to design and implement Inclusive Green Finance (IGF) policies that empower MSMEs to adopt sustainable, climate-resilient business models. It presents a three-phase approach: Planning, Formulation, and Implementation, to support context-specific, inclusive policies that advance green growth, financial inclusion, and economic resilience. Download to learn - [Unlocking Smart Supervision in the Pacific](https://afi-global.org/publication/unlocking-smart-supervision-in-the-pacific/) - This diagnostics report outlines a regional vision to modernize financial supervision across the Pacific through inclusive Supervisory Technology (SupTech). It assesses current supervisory gaps, identifies shared priorities, and presents a five-year roadmap for developing a regulator-led SupTech platform that enhances data-driven oversight, financial inclusion, and consumer protection while strengthening cooperation and resilience among PIRI members. - [Inclusive Green Finance Policies for MSMEs](https://afi-global.org/publication/inclusive-green-finance-policies-for-msmes/) - Climate change poses significant risk to the performance, competitiveness and sustainability of MSMEs, which are the backbone of developing countries and play a vital role in providing employment, goods and services. While financial regulators have taken a variety of approaches to addressing climate change, existing policy tools and techniques for low-income populations and MSMEs can be - [Building Homes, Building Futures: Egypt's Affordable Housing Finance Model](https://afi-global.org/publication/building-homes-building-futures-egypts-affordable-housing-finance-model/) - Under the visionary leadership of the Central Bank of Egypt (CBE), Egypt's Affordable Housing Finance Model has set a global benchmark for inclusive and sustainable development since 2014. As of 2025, it has:- Delivered over 1 million housing units- Benefited 3 million low- and middle-income citizens- Created4.2 million jobs across 70 industries- Reducing slums by - [Policy and Regulatory Reforms in the AFI Network 2024](https://afi-global.org/publication/policy-and-regulatory-reforms-in-the-afi-network-2024/) - In 2024, AFI member institutions implemented 104 policy and regulatory reforms to advance financial inclusion. This year also marked the launch of AFI’s Strategic Plan Phase IV (2024–2028), reaffirming its position as a global policy leadership alliance. While the transition marks a new strategic chapter, the 2024 outcomes reflect strong continuity and sustained impact from - [Roadmap for Inclusive Green Finance Implementation V.2](https://afi-global.org/publication/roadmap-for-inclusive-green-finance-implementation-v-2/) - Continuous learning and adaptation are necessary as the inclusive green finance (IGF) landscape evolves, requiring countries to remain agile and responsive to new challenges and opportunities. This report demonstrates how some selected jurisdictions have successfully implemented policy measures in line with the IGF Building Blocks from the first version of the roadmap. It provides an - [Swakopmund Call to Action](https://afi-global.org/publication/swakopmund-call-to-action/) - In a world marked by geopolitical disruption, economic fragility, and climate volatility, financial inclusion’s potential to create empowerment, equal opportunity, and shared prosperity is more needed than ever. As the 2025 Global Policy Forum convenes under the theme “Empowering Society, Enabling Growth,” the Call to Action stands as a unifying framework for collective policy action, - [The Role of Central Banks and Other Financial Sector Regulators and Policymakers in Job Creation in Africa](https://afi-global.org/publication/the-role-of-central-banks-and-other-financial-sector-regulators-and-policymakers-in-job-creation-in-africa/) - Africa continues to face high unemployment, widespread informality, and a rapidly growing youth population entering the labour market. This policy brief, developed in collaboration with the International Labour Organization (ILO), examines how central banks and financial sector regulators can act as catalysts for job creation while safeguarding financial stability and advancing financial inclusion. Drawing on - [Financial Innovations for Financial Inclusion](https://afi-global.org/publication/financial-innovations-for-financial-inclusion/) - Across AFI member countries, innovative solutions are transforming how millions access, use, and benefit from financial services, bringing over 800 million adults into the formal sector From mobile money to QR payments, these innovations help leapfrog traditional barriers, especially for unbanked and underserved communities. This special report serves as a “compass” for navigating 50+ proven - [The 2012 Maya Declaration Progress Report](https://afi-global.org/publication/the-2012-maya-declaration-progress-report/) - The Maya Declaration is not only a turning point for financial inclusion — it could also be a tipping point that accelerates global economic growth for the benefit of all and creates a new paradigm for international cooperation. - [2024 AFI Annual Report](https://afi-global.org/publication/2024-afi-annual-report/) - In 2024, AFI focused on strategic initiatives to further strengthen AFI’s position as a global policy leadership alliance, and to enhance focus on impact and institutional sustainability. Through peer learning, policy guidance, and global advocacy, AFI members have introduced more than 1,200 policy reforms, enabling millions to benefit from financial services that promote equality, resilience, - [In-Country Implementation Report 2025](https://afi-global.org/publication/in-country-implementation-report-2025/) - AFI's In-Country Implementation (ICI) program supports members in translating financial inclusion policies into action through tailored, country-level initiatives. By providing financial and technical resources, the program enables members to pursue their own policy priorities while fostering peer learning across the network. Since its launch, AFI has supported over 109 projects in 58 countries, generating impactful, - [LAC, A region on the move: Migration, Remittances and Inclusive Financial Systems](https://afi-global.org/publication/lac-a-region-on-the-move-migration-remittances-and-inclusive-financial-systems/) - This report explores the vital link between migration, remittance dependence, and economic resilience in Latin America and the Caribbean. It offers data, case studies, and practical recommendations for policymakers. Download the full report to learn how inclusive financial systems can support human mobility, reduce inequalities, and drive sustainable development. - [San Salvador Consensus on Responsible Financial Innovation](https://afi-global.org/publication/san-salvador-consensus-on-responsible-financial-innovation/) - The San Salvador Consensus on Responsible Financial Innovation aims to bring together AFI members towards developing policies and initiatives that promote inclusive and responsible financial innovations to drive positive social and economic outcomes. Launched at the 2024 Global Policy Forum in El Salvador, the consensus will support AFI members to prioritize consumer protection, strengthen risk - [Virtual Assets And Financial Inclusion For Latin America And The Caribbean](https://afi-global.org/publication/virtual-assets-and-financial-inclusion-for-latin-america-and-the-caribbean/) - Virtual Assets (VAs) are increasingly being recognized as an important component of the global financial ecosystem, offering potential benefits for financial inclusion. However, their decentralized nature and associated risks — including consumer protection concerns, financial stability implications, and misuse in the context of illicit financial flows — demand effective regulatory frameworks. This policy brief, which - [Digital Financial Transformation](https://afi-global.org/publication/digital-financial-transformation/) - Diagnostic Assessment and Action Plan for Inclusive Digital Infrastructure for the Next Level of Sustainable Development in South Asia This report explores how South Asia can build on its digital finance momentum to drive inclusive, sustainable growth. It highlights progress in mobile payments and digital services, while flagging persistent gaps—like low digital literacy, gender divides, - [Payment Innovations and Risks in South Asia](https://afi-global.org/publication/payment-innovations-and-risks-in-south-asia/) - In South Asia, the payment landscape has transformed due to the rise of smartphones and mobile apps. This has fueled a boom in digital transactions, spanning mobile money, mobile financial services , instant payment systems, and cross-border remittances. This report identifies payment innovations, assesses associated risks, and aims to create a safe, inclusive payment ecosystem - [SDGs & Socially Responsible Finance (SRF) - Case Studies from Selected AFI Members](https://afi-global.org/publication/sdgs-socially-responsible-finance-srf-case-studies-from-selected-afi-members/) - As stewards of the financial system, central banks can play a critical role in a nation’s plans to achieve the Sustainable Development Goals (SDGs). This case study examines the role of financial institutions in achieving the UN SDGs through socially responsible finance (SRF), a broad range of political and commercial adjustments aimed at ensuring financial systems - [Integrating Youth Into A National Financial Inclusion Strategy](https://afi-global.org/publication/integrating-youth-into-a-national-financial-inclusion-strategy/) - Youth financial inclusion involves multiple, intersecting facets with policies relating to education, entrepreneurship promotion, life skills education, women's financial inclusion, and rural development. Youth financial inclusion is an important layer of all of these policies, and a multifaceted, coordinated policy effort will enable a sustainable youth strengthening agenda with real results. The objective of this document is - [FIS Survey Report: National Coordination and Leadership Structure](https://afi-global.org/publication/fis-survey-report-national-coordination-and-leadership-structure/) - The purpose of the survey is to highlight countries’ practices and approaches relating to national leadership and coordination structure in the context of national financial inclusion strategies process. - [Effective Stakeholder Coordination for National Financial Inclusion Strategy Implementation](https://afi-global.org/publication/effective-stakeholder-coordination-for-national-financial-inclusion-strategy-implementation/) - Coordination in its simplest notion is the “the act of working together harmoniously.” However, a more comprehensive description of the act of coordination means bringing together different elements of a complex system or body in an organized fashion to facilitate effective functioning of individual entities and the system as a whole. Stakeholder Coordination is normally - [Integrating Forcibly Displaced Persons Into a National Financial Inclusion Strategy](https://afi-global.org/publication/integrating-forcibly-displaced-persons-into-a-national-financial-inclusion-strategy/) - Sustainable development and inclusive economic growth can only be achieved if those who are forcibly displaced are not left behind in pursuit of broader national financial inclusion goals. Accessing formal financial services can Enable forcibly displaced persons (FDPs) to overcome difficult situations, apply their skills and competencies, and realize their future potential. This helps them - [Guideline Note 28: Defining Financial Inclusion](https://afi-global.org/publication/guideline-note-28-defining-financial-inclusion/) - The purpose of this guideline note is to elaborate the definition of financial inclusion as an important guide to help strategy formulation. - [Communication Strategies for National Financial Inclusion Strategy Implementation](https://afi-global.org/publication/communication-strategies-for-national-financial-inclusion-strategy-implementation/) - The implementation of the NFIS cuts across and goes beyond the financial sector. It involves different stakeholders both in public and private sectors, within and outside the financial services sector. This Guideline Note provides guidance for the development, processing, dissemination, and sharing of information to support the implementation of the NFIS. It suggests steps to - [National Financial Inclusion Strategies Toolkit](https://afi-global.org/publication/national-financial-inclusion-strategies-toolkit/) - This toolkit has been prepared using the framework developed by the Financial Inclusion Strategy (FIS) Peer Learning Group Sub-Group on Financial Inclusion Strategy Toolkit, to support the formulation of national financial inclusion strategies. - [Policy Model for National Financial Inclusion Strategy](https://afi-global.org/publication/policy-model-for-national-financial-inclusion-strategy/) - The AFI Member network’s knowledge and experience in developing, implementing, and revising National Financial Inclusion Strategy (NFIS) have had a significant impact on advancing financial inclusion. In general, NFIS have created enabling environments and the awareness for the deployment of strategic measures driving financial inclusion initiatives with the aim of achieving the specific financial inclusion - [KYC Innovations, Financial Inclusion and Integrity in Selected AFI Member Countries](https://afi-global.org/publication/kyc-innovations-financial-inclusion-and-integrity-in-selected-afi-member-countries/) - It is estimated that approximately one billion people across the world do not have access to an officially recognizable identity. The accurate verification of identity is integral to the Know Your Customer (KYC) processes necessary for compliance with Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) regulation. The inability of financial institutions to properly verify - [Inclusive Financial Integrity in Namibia, Mongolia, Paraguay and Sri Lanka: Case Studies and Lessons Learnt](https://afi-global.org/publication/inclusive-financial-integrity-in-namibia-mongolia-paraguay-and-sri-lanka-case-studies-and-lessons-learnt/) - Namibia, Mongolia, Paraguay, and Sri Lanka have made significant strides in progressing the objectives of Anti-Money Laundering/ Countering the Financing of Terrorism/ Countering the Financing of Proliferation of Weapons of Mass Destruction (AML/CFT/CPF) and financial inclusion. These case studies aim to enhance AFI members’ capacities to advance inclusive financial integrity within their respective jurisdictions. - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Paraguay](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-paraguay/) - Paraguay has made significant progress in closing the financial inclusion gender gap, but barriers remain. This case study examines how financial regulators are shaping policies to improve women’s access to banking, credit, and digital financial services. It highlights key reforms, regulatory strategies, and the role of collaboration in advancing gender-inclusive finance. Download the report to - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Ecuador](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-ecuador/) - While Ecuador has made significant strides in financial inclusion, women still face barriers in accessing and using financial services. This case study explores the role of financial regulators in accelerating women’s access to finance, highlighting key reforms, digital financial services, and collaboration efforts that have contributed to success. Discover how Ecuador’s approach can serve as - [Gender Inclusive Finance Roadmap for the Latin America and Caribbean Region](https://afi-global.org/publication/gender-inclusive-finance-roadmap-for-the-latin-america-and-caribbean-region/) - While most AFI LAC members have implemented financial regulations that serve as the foundation for gender inclusive finance, there is an opportunity to make further progress to drive full financial inclusion. This report provides evidence-based, gender-transformative policy solutions that consider the unique needs, interests, and behaviors of both women and men. It also offers step-by-step - [The AFI Core Set Policy Model](https://afi-global.org/publication/the-afi-core-set-policy-model/) - The AFI Core Set of Financial Inclusion Indicators (the “AFI Core Set”) was developed to provide regulators and policymakers from across the AFI network a shared starting point from which to collect data on the main dimensions of financial inclusion and develop national policies. The objective of this policy model is to encourage institutions new - [Policy Model for E-Money](https://afi-global.org/publication/policy-model-for-e-money/) - AFI network’s knowledge and experience in applying various e-Money policies and regulatory approaches have had a significant impact in advancing financial inclusion. These have created enabling environments for the deployment of innovative financial services by building resilience in the financial systems and protecting clients in this spectrum of electronic money services. The primary objective of - [Policy Model on Consumer Protection for Digital Financial Services](https://afi-global.org/publication/policy-model-on-consumer-protection-for-digital-financial-services/) - In the last decade, Digital Financial Services (DFS) has registered a fastpaced growth contributing to the expansion of financial inclusion. This progress has not come without drawbacks – specifically Consumer Protection (CP) related risks. Though most regulators have instituted regulations on consumer protection for the wider financial market, the unique peculiarities of DFS necessitate relevant - [Market Conduct Supervision - A Toolkit](https://afi-global.org/publication/market-conduct-supervision-a-toolkit/) - Regulators recognize the profound impact that market conduct issues can have on consumers of financial products. Increased emphasis on supervisory efforts ensures that financial service providers can operate in a responsible manner and empower consumers to make well-informed financial decisions. This toolkit provides practical guidance on how to develop and implement the main components of - [Impact Assessment of Financial Service Providers: Market Conduct Risk-Based Supervision Guideline Note](https://afi-global.org/publication/impact-assessment-of-financial-service-providers-market-conduct-risk-based-supervision-guideline-note/) - The impact assessment of financial service providers (FSPs) is one of the main pillars of the Market Conduct Risk Based Supervision (MC-RBS) framework. As with prudential supervision, the MC-RBS framework maps FSPs based on their impacts and risks, allowing scarce supervisory resources to be more efficiently allocated. This guideline note will assist policymakers in developing - [Green Transition Measures for MSMEs](https://afi-global.org/publication/green-transition-measures-for-msmes/) - Given that inclusive green finance (IGF) is an emerging and crosscutting issue, it is crucial that IGF policies are designed to address the diverse needs of MSMEs Effective IGF policies can provide MSMEs with the financial tools they need to transition to more sustainable practices. This report offers a set of recommendations aimed at assisting - [Policy Model for MSME Finance](https://afi-global.org/publication/policy-model-for-msme-finance/) - Countries around the globe are still facing challenges in expanding access to finance for MSMEs. There are over 65 million formal MSMEs that are credit constrained, representing 40 percent of all enterprises surveyed in 128 countries from emerging economies. Additionally, over 70% of women-led MSMEs globally are either financially unserved or underserved. AFI members have - [Policy Model for Gender Inclusive Finance](https://afi-global.org/publication/policy-model-for-gender-inclusive-finance/) - Women, globally, continue to face significant barriers to access and usage of quality financial services, constraining their ability to reach their full potential and contribute to economic development. The Gender Inclusive Finance (GIF) policy model was created to guide regulators and policymakers in fostering greater financial inclusion for women. Drawing on successful policies, experiences, and - [Policy Model for Digital Identity and Electronic Know Your Customer (e-KYC)](https://afi-global.org/publication/policy-model-for-digital-identity-and-electronic-know-your-customer-e-kyc/) - The inability of a person to prove their identity in order to access and use formal financial services is very common among disadvantaged groups. Countries across the world have been upgrading their public infrastructure for better service delivery in the digital era, leveraging the digital ID system. The advantages of this range from increased efficiency, - [Lesotho National Financial Inclusion Strategy 2024-2028](https://afi-global.org/publication/lesotho-national-financial-inclusion-strategy-2024-2028/) - The Lesotho National Financial Inclusion Strategy 2024–2028 (NFIS II) aims to enhance financial inclusion as a tool for economic growth, poverty reduction, and resilience building. It builds on the previous NFIS (2017–2021), which significantly increased financial inclusion to 91% in 2021, primarily driven by mobile money. The NFIS II envisions a dynamic financial sector enabling - [Policy Development and Implementation Guide for Inclusive Open Finance](https://afi-global.org/publication/2025-policy-development-and-implementation-guide-for-inclusive-open-finance/) - This guideline note, developed by the DFSWG, provides a comprehensive framework for policymakers and regulators to design and implement inclusive data-sharing ecosystems—whether open banking, open finance, or broader open data regimes tailored to their unique contexts. The guide provides important considerations for each policy aspect, from governance and technical standards to implementation and monitoring, and - [Secured Transactions in the Pacific: A Comparative Study](https://afi-global.org/publication/2025-secured-transactions-in-the-pacific-a-comparative-study/) - This publication explores the challenges and opportunities for micro, small, and medium enterprises (MSMEs) in Fiji, Vanuatu, Samoa, and the Solomon Islands in accessing finance through secured transactions. It highlights how reforms like personal property securities laws and digital registries help MSMEs use movable assets as collateral to secure loans. The study provides case examples, - [Advancing Inclusive Financial Integrity for Forcibly Displaced Persons](https://afi-global.org/publication/advancing-inclusive-financial-integrity-for-forcibly-displaced-persons/) - This policy brief highlights key strategies for advancing financial inclusion for forcibly displaced persons (FDPs), addressing the unique barriers they face in accessing formal financial services. It underscores the importance of aligning anti-money laundering (AML) and counter-terrorism financing (CFT) measures with inclusive policies, enabling FDPs to participate in safe, regulated financial systems. Discover how targeted - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Honduras](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-honduras/) - In the last decade, Honduras has made great strides on women’s financial access. By 2017, the country had achieved a 2.7 times growth in women’s account ownership and 41 percent of women owned a bank account. However, vast swaths of women remain unbanked or underserved by financial services, many of them being unemployed or lower-income - [Transfer365 Instant Payment System in El Salvador](https://afi-global.org/publication/transfer365-instant-payment-system-in-el-salvador/) - Transfer365 is a real-time retail payment system that has significantly transformed El Salvador's financial landscape. It was driven by the need to enhance the efficiency and accessibility of financial services in El Salvador, and has showcased a remarkable journey in advancing financial inclusion and digital financial services. This case study provides first-hand information on the - [2024 Maya Declaration Progress Report](https://afi-global.org/publication/2024-maya-declaration-progress-report/) - In 2024, AFI member institutions from 78 countries have collectively made 1,340 Maya Declaration targets. "In an international context facing multiple shocks, the Maya Declaration is an essential tool for building a more inclusive, resilient, and sustainable world. It reminds us that financial inclusion must be part of a broader strategy for economic development and - [Financial Education in Latin America and the Caribbean (V.2)](https://afi-global.org/publication/financial-education-in-latin-america-and-the-caribbean-v-2/) - Financial education policies have been recognized as a tool to promote economic growth. The more momentum it gains, the more impact it has on both the financial inclusion of the population and the stability of the financial system. This case study assesses the development of financial education in different countries in Latin America and the Caribbean - [Survey Report on Alternative Finance for MSMEs](https://afi-global.org/publication/survey-report-on-alternative-finance-for-msmes/) - MSMEs constitute 90 percent of all businesses and more than 50 percent of employment globally. In emerging economies, formal MSMEs contribute up to 40 percent of national income. The report reflects on the economic and social importance of the MSME sector in emerging economies. It explores the significance of available research on the MSME finance gap, - [Survey Report on FinTech for MSME Access to Financing (V.2)](https://afi-global.org/publication/survey-report-on-fintech-for-msme-access-to-financing-v-2/) - In the past 10 years, FinTech innovations and alternative financing have erupted and thrived in the financial services sector, changing the financial landscape and serving customers better. These innovations have greatly benefitted the most vulnerable populations, including women-led MSMEs. While FinTech represents a small share of the total MSMEs finance market, it holds potential for - [The 2024 Global Policy Forum (GPF) Report](https://afi-global.org/publication/2025-the-2024-global-policy-forum-gpf-report/) - Nearly 800 representatives attended the 2024 GPF in El Salvador, under the theme “Innovation for an Inclusive World”. The GPF continues to be a platform for knowledge sharing, collaboration, and the development of practical solutions to advance financial inclusion globally and leaving no one behind in this global quest. - [Alternative Data for Credit Scoring](https://afi-global.org/publication/2025-alternative-data-for-credit-scoring/) - Discover how non-traditional data sources—such as utility payments, social media insights, and behavioral patterns—can revolutionize credit assessment for MSMEs. With key regulatory insights from 32 AFI member countries, this report explores innovative frameworks, benefits, and challenges to advance access to finance for underserved populations. Whether you're a policymaker, financial institution, or researcher, this report is - [Working Groups and Regional Initiatives Report 2020](https://afi-global.org/publication/working-groups-and-regional-initiatives-report-2020/) - At the onset of COVID-19, the AFI network quickly engaged virtual means to continue its mandate of global policy advocacy. "Despite the global pandemic, AFI network members were swift to implement policy responses and leverage the peer learning and knowledge sharing platforms offered by our working groups and regional initiatives in pursuit of better financial - [The 2019 Global Policy Forum (GPF) Report: Using Technology for Inclusion of Women and Youth](https://afi-global.org/publication/the-2019-global-policy-forum-gpf-report-using-technology-for-inclusion-of-women-and-youth/) - Organized by the National Bank of Rwanda (NBR) and AFI, the 2019 Global Policy Forum (GPF) is themed "Using Technology for Inclusion of Women and Youth". The event explored how fast-paced innovations in financial technology (FinTech) are being harnessed to advance financial inclusion for women and youth. It was a record-setting event with 741 participants - [Policy Responses to COVID-19 for the Youth Population in Africa](https://afi-global.org/publication/policy-responses-to-covid-19-for-the-youth-population-in-africa/) - Access to financial services is a key link between economic opportunities and outcomes for young people, enabling them to manage emergencies, invest in their education, or start a business. In Sub-Saharan Africa, nearly three-quarters of youths remain outside the formal financial system, and they prefer to save and borrow informally. Youth should be at the - [Innovative Approaches to Increase Youth Financial Inclusion: The Philippines](https://afi-global.org/publication/innovative-approaches-to-increase-youth-financial-inclusion-the-philippines/) - The Philippines currently has the largest generation of young people in its history, totaling 20.14 million or 18 percent of the total population. Recognizing the imperative of bringing youth into the fold of the financial system, the Bangko Sentral ng Pilipinas (BSP) has embarked on several initiatives in recent years aimed at promoting youth financial - [Innovative Approaches to Increase Youth Financial Inclusion: Palestine](https://afi-global.org/publication/innovative-approaches-to-increase-youth-financial-inclusion-palestine/) - At the core of the Palestine Monetary Authority's (PMA) financial inclusion initiatives lies a paramount goal: to overcome the hurdles faced by Palestinian youth. To empower youth, the PMA initiated various strategic initiatives, such as tailored banking services, financial literacy programs, and even the use of tailored accounts on social media platforms. Learn more about - [Innovative Approaches to Increase Youth Financial Inclusion: Egypt](https://afi-global.org/publication/innovative-approaches-to-increase-youth-financial-inclusion-egypt/) - The Central Bank of Egypt (CBE) considers youth financial inclusion a top priority and recognizes them as a primary target segment in the formulation of its financial inclusion strategy. Over three years, youth financial inclusion has surged from 36.3 to 46.6 percent, with around 16.8 million individuals aged 16-35 utilizing nearly 40 million financial products. - [Policy and Regulatory Reforms in the AFI Network 2023](https://afi-global.org/publication/policy-and-regulatory-reforms-in-the-afi-network-2023/) - In 2023, AFI member institutions reported implementing 93 policy and regulatory changes aimed at advancing financial inclusion in their jurisdictions. Over the years, member institutions have transitioned toward more refined and targeted policy reforms. Having established foundational measures like financial inclusion strategies, national payments system acts, and consumer protection regulations, they are now focused on - [Policy & Regulatory Implications: Lessons from Two Years of the AFI Inclusive FinTech Showcase](https://afi-global.org/publication/policy-regulatory-implications-lessons-from-two-years-of-the-afi-inclusive-fintech-showcase/) - The AFI FinTech Showcase, an initiative under the Sochi Accord is a competition that showcases the most promising FinTech Innovators. Based on interviews with the selected finalists from the 2019 and 2020 FinTech Showcase, this report presents qualitative information related to the three following areas: Challenges faced within the regulatory and supervisory frameworks in the - [Banking Sector Innovation Survey 2020 - Central Bank of Kenya](https://afi-global.org/publication/banking-sector-innovation-survey-2020-central-bank-of-kenya/) - The Central Bank of Kenya has issued the Banking Sector Innovation Survey 2020 Report. The aim of the survey was to establish the state of innovation in the banking sector in the period ended in 2020. The information collected will enable the Central Bank of Kenya to continue to better understand the impact of Fintech - [Egypt FinTech Landscape Report](https://afi-global.org/publication/egypt-fintech-landscape-report/) - Egypt has witnessed unprecedented growth in FinTech industry over the last few years. As such, investments have soared by more than 300% during only the last 12 months, indicating the development & expansion of mature and scaled FinTech & FinTech-enabled startups. The report provides a comprehensive overview of Egypt's growth in FinTech industry and acts - [Consent, Convergence and Data Protection: Cornerstones for the Success of Inclusive Open Finance](https://afi-global.org/publication/consent-convergence-and-data-protection-cornerstones-for-the-success-of-inclusive-open-finance/) - On 26-28 October 2021, AFI hosted the Global Fintech Dialogue on Open Finance – Innovations and Inclusion. The objective of the event was to showcase policy and regulatory considerations that leverage open data ecosystems to advance inclusive financial services through engagement with AFI member countries, developed country regulators, and other stakeholders. This workshop report summarizes - [Central Bank Digital Currency – an opportunity for financial inclusion in developing and emerging economies?](https://afi-global.org/publication/central-bank-digital-currency-an-opportunity-for-financial-inclusion-in-developing-and-emerging-economies/) - Mobile money, FinTechs, and more recently, private cryptocurrencies and stablecoins are offering individuals and merchants new ways to meet their financial needs and, in the process, contribute to financial inclusion. Motivations for implementing central bank digital currencies (CBDC) by central banks include enhancing financial stability and monetary policy, improving payment systems, and contributing to financial - [Sochi Accord on Inclusive FinTech](https://afi-global.org/publication/sochi-accord-on-inclusive-fintech/) - FinTech is leading to rapid innovations in the financial services industry. These innovations can enhance financial inclusion by broadening financial access "at scale" and improving the affordability and quality of financial services through "efficiency". Such transformative solutions aim at accelerating access and usage of financial services with special focus on closing of the gender gap, - [Nigeria's National FinTech Strategy 2023](https://afi-global.org/publication/nigerias-national-fintech-strategy-2023/) - Nigeria's National FinTech Strategy provides demand and supply side recommendations to drive the uptake and usage of Fintechs in the country. The strategy outlines two strategic objectives: ecosystem and governance, as well as three priorities namely: Deploy principle-based rules, regulations, and infrastructure foundational to building a thriving fintech ecosystem. Build a fintech ecosystem that supports - [Nigeria's National Strategy Leveraging Agent Networks for Women's Financial Inclusion](https://afi-global.org/publication/nigerias-national-strategy-leveraging-agent-networks-for-womens-financial-inclusion/) - This document provides ways to optimize agent networks to increase women’s financial inclusion in Nigeria, based on their strategy to close the gender gap. The strategy seeks to: To double the number of female financial services agents between 2022 and 2024. To increase the ratio of female to male financial services agents from 15:85 to - [The Supervision of FinTech in the Africa Region: A Case Study of Ghana](https://afi-global.org/publication/the-supervision-of-fintech-in-the-africa-region-a-case-study-of-ghana/) - Ghana has been developing a broad and vibrant FinTech scene, particularly in payment services. The Bank of Ghana conducted a survey in 2018 to gauge the extent of nontraditional financial services in the country and the results prompted the bank to establish a Fintech and Innovation Office (FIO). The FIO is responsible for the licensing - [Driving Digital Financial Services in Africa Through Merchant Acceptance of Digital Payments](https://afi-global.org/publication/driving-digital-financial-services-in-africa-through-merchant-acceptance-of-digital-payments/) - The adoption of digital payments by merchants in Africa has the potential to accelerate access to and usage of digital financial services. In an enabling environment, digital payments can enable enterprises to grow their businesses, increase account usage, and enable financial institutions to build products around savings, credit, and insurance, suitable for the segment. This - [Eswatini FinTech Landscape Report 2023](https://afi-global.org/publication/eswatini-fintech-landscape-report-2023/) - The Kingdom of Eswatini is no different from global markets wanting to leverage the benefits of FinTech innovations, amid core regulatory mandates of integrity, stability, inclusion and protection. The Eswatini Fintech Landscape Report provides a comprehensive overview of the current state and future potential of FinTech in Eswatini. It covers key aspects such as market - [FinTech and Digital Financial Services Ecosystem Data for Supervision and Market Intelligence](https://afi-global.org/publication/fintech-and-digital-financial-services-ecosystem-data-for-supervision-and-market-intelligence/) - The FinTech and digital financial services sectors are rapidly transforming finance, using innovative technologies and models to change service design, development, and delivery. With the rise of FinTechs, robust data collection and analysis informs regulators about market trends, cybersecurity threats, ecosystem intelligence, public perception, evolving customer behavior, and much more, allowing a shift from reactive - [South African Reserve Bank's Digital Payments Roadmap: Towards Inclusive, Accessible, Effective And Sustainable Digital Payments In South Africa](https://afi-global.org/publication/south-african-reserve-banks-digital-payments-roadmap-towards-inclusive-accessible-effective-and-sustainable-digital-payments-in-south-africa/) - Congratulations to the South African Reserve Bank for the launch of their new Digital Payments Roadmap. The roadmap is expected to identify and break down the barriers, remove obstacles, increase accessibility and usability, and unlock the potential of digital payments to spur economic activity and trade, including enhancing economic growth and uplifting the lives of - [Case Study on Bank Supervision Application](https://afi-global.org/publication/case-study-on-bank-supervision-application/) - Discover the transformative journey of the Bank Supervision Application (BSA) in our latest case study. Designed to modernize financial regulation, the BSA streamlines bank supervision across 21 regulators worldwide. This user-driven platform integrates cutting-edge technologies, like risk-based supervision and AI, ensuring compliance, transparency, and financial stability. Led by Banco de Moçambique, this case study aims to: - [Innovative Digital Payment Mechanisms Supporting Financial Inclusion Stocktaking Report](https://afi-global.org/publication/innovative-digital-payment-mechanisms-supporting-financial-inclusion-stocktaking-report/) - A report by the World Bank Group’s Payment System Development Group, the Better Than Cash Alliance, and the Alliance for Financial Inclusion for the G20 Global Partnership for Financial Inclusion The purpose of this report is to provide visibility into the business models and technologies behind innovative payment mechanisms that have the potential to increase - [UNGA Resolution on Financial Inclusion for Sustainable Development](https://afi-global.org/publication/unga-resolution-on-financial-inclusion-for-sustainable-development/) - Draft resolution submitted by the Vice-Chair of the Committee, Purnomo Ahmad Chandra (Indonesia), on the basis of informal consultations on draft resolution A/C.2/70/L.36 - [Grant Snapshot: Financial Inclusion in Armenia - The Financial Capability Assessment Project](https://afi-global.org/publication/grant-snapshot-financial-inclusion-in-armenia-the-financial-capability-assessment-project/) - The FCAP was designed to support Armenia’s National Strategy for Financial Education (NSFE) by setting policy priorities, strategies and benchmarks for financial education reforms, as well as monitoring the effectiveness of the strategy on a regular basis. The goal of the FCAP was to develop a national baseline for financial capability in Armenia and identify - [BTG: Policy Frameworks to Support Women's Financial Inclusion](https://afi-global.org/publication/btg-policy-frameworks-to-support-womens-financial-inclusion/) - The importance of improving financial inclusion for women is receiving an increasing amount of attention. Recent research provides solid evidence that when women—50% of the world’s population—participate in the financial system, there are significant benefits in terms of economic growth, greater equality and societal well-being. However, despite significant advances in financial inclusion for both men - [2015 AFI Working Groups Annual Report](https://afi-global.org/publication/2015-afi-working-groups-annual-report/) - The second Annual Report of the Alliance for Financial Inclusion (AFI) Working Groups and Regional Initiatives. This report summarizes the achievements and progress of AFI’s six working groups and two regional initiatives in 2015. - [Guideline Note 18: An Index to Measure the Progress of Financial Inclusion](https://afi-global.org/publication/guideline-note-18-an-index-to-measure-the-progress-of-financial-inclusion/) - This guideline note on AFI's financial inclusion index was developed by the Financial Inclusion Data Working Group (FIDWG) for AFI members to track the progress of financial inclusion in their nations. - [2015 AFI Annual Report](https://afi-global.org/publication/2015-afi-annual-report/) - 2015 was a significant year for the Alliance for Financial Inclusion. Not only did AFI continue to meet the demands of its members and partners, it also transitioned to become an independent organization owned and supported by its members. The transition culminated with AFI’s registration in Malaysia as an international organization at the end of - [Bangko Sentral ng Pilipinas (BSP): Financial Inclusion Initiatives 2017](https://afi-global.org/publication/bangko-sentral-ng-pilipinas-bsp-financial-inclusion-initiatives-2017/) - Digital technology can significantly reduce transaction costs and expand reach - making it possible and even compelling for banks and other financial institutions to serve the hugely untapped low–income market. Financial inclusion is about providing all Filipinos access to affordable and client-centered financial services that can help them build a better life for themselves and - [The Use of Financial Inclusion Data: Country Case Study of South Africa](https://afi-global.org/publication/the-use-of-financial-inclusion-data-country-case-study-of-south-africa/) - The Use of Financial Inclusion Data: Country Case Study of South Africa The Mzansi Story and Beyond Prepared by: The National Treasury of the Republic of South Africa and the Alliance for Financial Inclusion (AFI) Financial Inclusion Data Working Group (FIDWG) on behalf of the Data and Measurement sub-group of the Global Partnership for Financial - [Maya Declaration: Joint Commitment made by People’s Bank of China and China Banking Regulatory Commission](https://afi-global.org/publication/maya-declaration-joint-commitment-made-by-peoples-bank-of-china-and-china-banking-regulatory-commission/) - Joint Commitment made by People’s Bank of China and China Banking Regulatory Commission. - [Advancing the Financial Inclusion of Forcibly Displaced Persons: Case Studies on Rwanda, Mauritania and Afghanistan](https://afi-global.org/publication/advancing-the-financial-inclusion-of-forcibly-displaced-persons-case-studies-on-rwanda-mauritania-and-afghanistan/) - Despite grappling with already existing hurdles in economic development, the National Bank of Rwanda, Banque Centrale de Mauritanie and Da Afghanistan Bank have begun to work towards transforming their policies and breaking silos in multi-stakeholder coordination to ensure forcibly displaced persons (FDPs) are no longer financially excluded. The collection of case studies present a stocktaking and - [Bangladesh's 2021-2026 National Financial Inclusion Strategy](https://afi-global.org/publication/bangladeshs-2021-2026-national-financial-inclusion-strategy/) - Congratulations to Bangladesh Bank and the Ministry of Finance of Bangladesh on the launch of their first National Financial Inclusion Strategy (NFIS), which spans a time period from 1 July 2021 to 30 June 2026. As an AFI member and signatory to the Maya Declaration, Bangladesh Bank took the initiative of developing an NFIS in - [Working Groups and Regional Initiatives Report 2021](https://afi-global.org/publication/working-groups-and-regional-initiatives-report-2021/) - The year 2021 has seen the world adjusting to new norms. AFI continued to evolve, exploring new ways of closely engaging with its member institutions. "Working groups have contributed significantly to AFI with over 800 policy changes, leading to the financial inclusion of over 630 million people globally through policy guidance, peer learning, and knowledge - [Promoting Financial Literacy: A Case Study of Bank Negara Malaysia](https://afi-global.org/publication/promoting-financial-literacy-a-case-study-of-bank-negara-malaysia/) - As the key driver of the financial literacy agenda in Malaysia, Bank Negara Malaysia (BNM) has made significant progress in advancing financial inclusion and literacy through various initiatives. The primary objective of this case study is to document and showcase BNM’s initiatives while fostering knowledge exchange among AFI members, driving impactful policy changes in the - [The 2023 Global Policy Forum (GPF) Report: Stability, Sustainability, and Inclusivity for Shared Prosperity](https://afi-global.org/publication/the-2023-global-policy-forum-gpf-report-stability-sustainability-and-inclusivity-for-shared-prosperity/) - More than 700 representatives attended the GPF to discuss the intersection between stability, sustainability and inclusion against the backdrop of a rapidly evolving global socioeconomic, geopolitical and environmental landscape. These discussions brought together different voices and perspectives on financial inclusion, which are much-needed as we respond with to the new challenges arising in the global - [Measuring Inclusive Green Finance](https://afi-global.org/publication/measuring-inclusive-green-finance/) - Collecting and analyzing financial data at the intersection of financial inclusion and green finance is a topic of increasing interest among AFI members. The interest reflects widespread concern about the impact of climate change on their economies as well as the potential opportunities for green finance to support a just transition to a sustainable economy. - [Words Matter - AFI's Financial Inclusion Dictionary](https://afi-global.org/publication/words-matter-afis-financial-inclusion-dictionary/) - Language shapes our perceptions of the world, and the words we use shape how we think and speak about others. The AFI Inclusive Dictionary serves as a guide for AFI staff, members, and stakeholders to understand how AFI interprets and employs various terms and concepts. It does not purport to provide definitive global definitions but - [The Financial Inclusion of Forcibly Displaced Women](https://afi-global.org/publication/the-financial-inclusion-of-forcibly-displaced-women/) - Did you know, that women and girls accounted for 48 percent of individuals living in forced displacement across borders in 2021? For forcibly displaced women and all other persons and communities affected by crises and displacement, access to and usage of affordable, quality financial products and services is a valuable tool that can help mitigate - [Digital Financial Services Regulation: Current State of Practice Report](https://afi-global.org/publication/digital-financial-services-regulation-current-state-of-practice-report/) - The commitment and interest of AFI members in the digitization of financial services demonstrate that digital financial services have a significant impact on financial inclusion. Building a regulatory environment that is conducive to innovation and which protects institutions and consumers is a precursor to strengthening the use and adoption of financial services, particularly by the - [Closing the Financial Inclusion Gender Gap During the Crisis and Afterwards](https://afi-global.org/publication/closing-the-financial-inclusion-gender-gap-during-the-crisis-and-afterwards/) - The COVID-19 pandemic continues to disrupt families and economies around the world. The enduring impact on the financial inclusion of women is clear. Unless urgently addressed, the setbacks are bound to accumulate and form a drag on growth instead of elevating the multi-trillion-dollar opportunities for women’s economic inclusion in developing countries. This report shows AFI - [Integrated Digital Financial Service Models for Financial and Healthcare Access](https://afi-global.org/publication/integrated-digital-financial-service-models-for-financial-and-healthcare-access/) - It is often said that health equals wealth, but unfortunately, the converse is also true: wealth can equal health. The ability to pay for healthcare not only determines a household’s financial health but also their well-being. Without adequate financial protection, healthcare is oftentimes paid for directly out-of-pocket by patients and their families, and when it - [Gender Diversity Within AFI Member Institutions](https://afi-global.org/publication/gender-diversity-within-afi-member-institutions/) - In 2018, AFI published its first Gender Diversity Within AFI Member Institutions report. The report assessed institutional gender diversity, including practices, barriers, gaps, and progress among selected AFI member institutions, and made recommendations for gender mainstreaming to achieve institutional gender parity. Five years later, AFI would like to highlight and share the progress members have - [Financial Inclusion for Persons with Disabilities](https://afi-global.org/publication/financial-inclusion-for-persons-with-disabilities/) - According to the World Health Organization, more than one billion people have some type of disability. Financial inclusion is of great importance for persons with disabilities (PWD), as it helps in their social, economic, political, and psychological empowerment. However, PWDs still face various hurdles in accessing formal financial services. This special report presents national strategies, - [Monitoring & Evaluation of Financial Education Programs in Schools](https://afi-global.org/publication/monitoring-evaluation-of-financial-education-programs-in-schools/) - Financial education in schools is crucial to empower students and instill healthy financial habits from a young age. Despite its growing popularity, a critical gap remains: the lack of robust monitoring & evaluation (M&E) practices within financial education in schools worldwide. The report aims to address: Provision of financial education in ECAPI member countries Current - [Access to Finance for Forcibly Displaced Person-led MSMEs](https://afi-global.org/publication/access-to-finance-for-forcibly-displaced-person-led-msmes/) - Forced displacement has increased sharply in recent years, with no indication of slowing down in the foreseeable future. Host countries can benefit economically and socially from FDP-led MSMEs, but most of them still operate in the informal sector, making them part of an 'invisible economy.' This special report examines the current global policy and regulatory approaches - [Gender Inclusive Finance Mapping Project: Landscape Report](https://afi-global.org/publication/gender-inclusive-finance-mapping-project-landscape-report/) - Financial regulators play a key role in expanding women’s financial inclusion by addressing barriers, promoting access to financial products, and influencing legal and societal support for women’s economic participation. This report is an output of the Gender Inclusive Finance Mapping project, aimed at helping AFI members understand the barriers and enablers of gender inclusive finance. - [Gender Inclusive Finance Mapping Project: Summary and Call to Action Report](https://afi-global.org/publication/gender-inclusive-finance-mapping-project-summary-and-call-to-action-report/) - The "Gender Inclusive Finance Mapping Project Summary and Call to Action Report" evaluates progress in advancing women's financial inclusion across member countries and identifies both successes and remaining challenges. It highlights the main findings of the landscape report, builds on its insights, and offers practical recommendations for AFI member institutions to drive progress on women’s - [Policy and Regulatory Reforms in the AFI Network 2020](https://afi-global.org/publication/policy-and-regulatory-reforms-in-the-afi-network-2020/) - The policy priorities of AFI members shifted in 2020, from the more traditional areas to deal with the negative impact of COVID-19 on their financial systems. To meet members’ growing demand for proven and evidence-based policy solutions, AFI is increasingly placing emphasis on measuring attributable outcomes of the policy and regulatory reforms developed by members, - [Policy and Regulatory Reforms in the AFI Network 2021](https://afi-global.org/publication/policy-and-regulatory-reforms-in-the-afi-network-2021/) - In 2021, a total of 93 policy and regulatory changes were implemented to enhance financial inclusion across AFI member countries. The changes reported to AFI in 2021 indicate that AFI members have resumed more “traditional” policy areas compared to 2020, where the policy and regulations introduced were aimed at dealing with the negative impacts of - [Policy and Regulatory Reforms in the AFI Network 2022](https://afi-global.org/publication/policy-and-regulatory-reforms-in-the-afi-network-2022/) - In 2022, AFI member institutions reported developing and implementing 112 policy and regulatory changes to enhance financial inclusion in their respective jurisdictions. The introduced reforms continue to strengthen the global financial system and foster a conducive regulatory environment to increase access to formal financial services for people in member countries across the AFI network. - [The 2010 Global Policy Forum (GPF) Report: Taking Financial Inclusion to the Next Level](https://afi-global.org/publication/the-2010-global-policy-forum-gpf-report-taking-financial-inclusion-to-the-next-level/) - Reflecting back on 2010, we are sure you will agree it has been an exciting year to be part of the AFI community. Momentum was high after the first annual Global Policy Forum (GPF) in Nairobi in late 2009 and this energy was carried into 2010, with the AFI network converting some of the best - [The 2011 Global Policy Forum (GPF) Report: Taking Stock, Setting Goals, Moving Forward](https://afi-global.org/publication/the-2011-global-policy-forum-gpf-report-taking-stock-setting-goals-moving-forward/) - Download the 2011 AFI Global Policy Forum Report: Taking Stock, Setting Goals, Moving Forward to learn all about the key takeaways and outcomes from the forum. - [The 2012 Global Policy Forum (GPF) Report: Making Financial Inclusion Real](https://afi-global.org/publication/the-2012-global-policy-forum-gpf-report-making-financial-inclusion-real/) - Download the 2012 AFI Global Policy Forum Report: Making Financial Inclusion Real to learn all about the event in Cape Town, South Africa. - [Gender Savings Groups: Formalizing Village Savings Groups with a Gender Lens - Egypt Case Study](https://afi-global.org/publication/gender-savings-groups-formalizing-village-savings-groups-with-a-gender-lens-egypt-case-study/) - Savings groups can facilitate the transition of women from the informal to the formal financial system via innovative technology solutions. Savings groups are therefore of interest to regulators and financial institutions since they enable the servicing of new and underserved markets while also contributing to sustainable development goals such as zero poverty and the reduction - [National Financial Inclusion Strategy Monitoring and Evaluation Toolkit](https://afi-global.org/publication/national-financial-inclusion-strategy-monitoring-and-evaluation-toolkit/) - How do you measure if a national financial inclusion strategy (NFIS) is delivering what it sets out to accomplish and if it's being implemented as envisioned? These questions can be answered through monitoring and evaluation (M&E). In the context of NFIS, M&E plays a crucial role to improve the management of outputs and outcomes while - [Bringing the Informal Sector Onboard (Toolkit)](https://afi-global.org/publication/bringing-the-informal-sector-onboard-toolkit/) - Bringing the informal sector onboard has a crucial role to play in expanding financial inclusion for the world's two-plus billion people working in the informal economy. The purpose of this Toolkit is to outline the different tools that policymakers have at their disposal to achieve the goals of onboarding the informal sector. - [Bringing the Informal Sector Onboard (Guideline Note)](https://afi-global.org/publication/bringing-the-informal-sector-onboard-guideline-note/) - To achieve sustainable development and poverty reduction, any plan for financial inclusion must include the informal sector. This Guideline Note discusses how policymakers and practitioners can engage with the informal sector to increase its access to formal finance, which might not immediately result in formalization altogether but may eventually incentivize it. Based on interviews with - [Mitigating the Impact of Pandemic Crises on National Financial Inclusion Strategy (NFIS) Policy Note](https://afi-global.org/publication/mitigating-the-impact-of-pandemic-crises-on-national-financial-inclusion-strategy-nfis-policy-note/) - A pandemic crisis can significantly stall a country's national financial inclusion strategy (NFIS) and affect vulnerable groups. To ensure that actions continue to be undertaken and avoid a loss of momentum, it is crucial to deploy an effective financial inclusion pandemic crisis management taskforce (FIPCMT). How do you establish a FIPCMT? What are the factors - [Integrating Inclusive Green Finance Policies into National Financial Inclusion Strategies](https://afi-global.org/publication/integrating-inclusive-green-finance-policies-into-national-financial-inclusion-strategies/) - Climate change poses risks to financial stability across the globe, but the impacts are more severely felt in developing countries. Financial regulators and policy makers in developing and emerging economies are developing and implementing policies to tackle climate change through climate-adaptation and climate-mitigation initiatives that in turn foster sustainable financial inclusion: inclusive green finance (IGF) - [Sierra Leone’s 2022-2026 National Financial Inclusion Strategy](https://afi-global.org/publication/sierra-leones-2022-2026-national-financial-inclusion-strategy/) - The Bank of Sierra Leone (BSL) launched its National Financial Inclusion Strategy (NFIS) 2022-2026. The four-year NFIS aims to specially target women, youth, rural population and medium, small and micro enterprises (MSMEs). The NFIS objectives are: To promote the development of, and expand access to, client-centric financial products and services geared specifically towards key underserved - [Enhancing Financial Inclusion in Rural Areas](https://afi-global.org/publication/enhancing-financial-inclusion-in-rural-areas/) - Usage of financial services in rural areas generally remains low, resulting in large numbers of people being excluded from services that could improve their livelihoods. Inclusive financial services have a critical role to play in supporting and improving rural livelihoods. This is especially relevant for those from vulnerable community groups who less likely to be - [National Financial Inclusion Strategies: Current State of Practice (2022)](https://afi-global.org/publication/national-financial-inclusion-strategies-current-state-of-practice-2022/) - A well-coordinated national financial inclusion strategy (NFIS) facilitates the development of inclusive financial systems which are crucial to advancing financial inclusion. AFI has launched many publications to support its members in their efforts to improve their NFIS and financial inclusion policies. As of April 2022, 63 AFI members have an NFIS, with 16 members in - [Integrating Digital Financial Services into a National Financial Inclusion Strategy](https://afi-global.org/publication/integrating-digital-financial-services-into-a-national-financial-inclusion-strategy/) - Digital financial services (DFS) implementation in a national financial inclusion strategy (NFIS) is an instrument to expand access to more inclusive financial services. The main challenge for policymakers is to identify DFS-related areas that are relevant to the market, existing financial inclusion gaps, and other factors. It is crucial to identify actions that will ensure - [Integrating Gender and Women's Financial Inclusion into National Strategies (V.2)](https://afi-global.org/publication/integrating-gender-and-womens-financial-inclusion-into-national-strategies-v-2/) - Financial regulators and policymakers play a pivotal role in establishing supportive and enabling policies that are vital to accelerating women's financial inclusion. A key commitment within the AFI Denarau Action Plan is to consider and implement best practices in integrating policies for financial inclusion within national financial inclusion strategies through AFI’s Financial Inclusion Strategies Peer - [Policy Programs and Implementation Annual Report 2022](https://afi-global.org/publication/policy-programs-and-implementation-annual-report-2022/) - 2022 has been a positively busy and productive year for AFI Working Groups and Regional Initiatives. The working group published 22 knowledge products. A sixth regional initiative, the South Asia Region Financial Inclusion Initiative (SARFII) was launched. Lastly, 16 in-country implementation projects were completed. "The Network demonstrated an unwavering commitment to keeping financial inclusion a priority - [Tanzania's Financial Inclusion Implementation Support Guide (2023-2028): Funding & Budgeting Strategies](https://afi-global.org/publication/tanzanias-financial-inclusion-implementation-support-guide-2023-2028-funding-budgeting-strategies/) - Accelerate your National Financial Inclusion Strategy (NFIS) with Tanzania's Implementation Support Guide. This valuable resource, developed by Tanzania's National Council for Financial Inclusion, addresses the critical challenge of securing and managing funding for NFIS initiatives. Inside, you'll find: Proven strategies for resource mobilization and budgeting, streamlining your implementation process. Guidance on transparency and accountability, promoting - [Fostering Inclusive, Affordable and Sustainable Housing Finance (IASHF) Innovation: Global Survey of AFI Members to Advance IASHF Practices](https://afi-global.org/publication/fostering-inclusive-affordable-and-sustainable-housing-finance-iashf-innovation-global-survey-of-afi-members-to-advance-iashf-practices/) - The housing finance sector is at a crossroads, facing challenges but also brimming with opportunities. This report provides an unparalleled overview of the global landscape, revealing the intricate interplay of challenges, trends, and innovations shaping the future of housing. Why should you read this report? Gain a competitive edge: Discover the latest trends and cutting-edge - [Financial Education in Latin America and the Caribbean](https://afi-global.org/publication/financial-education-in-latin-america-and-the-caribbean/) - Financial education policies have been recognized as a tool to promote economic growth. The more momentum it gains, the more impact it has on both the financial inclusion of the population and the stability of the financial system. This case study assesses the development of financial education in different countries in Latin America and the Caribbean - [Consumer Protection for Digital Financial Services: A Survey of the Policy Landscape](https://afi-global.org/publication/consumer-protection-for-digital-financial-services-a-survey-of-the-policy-landscape/) - Digital financial services have contributed to the expansion of financial inclusion in the last decade, but there are certain consumer protection risks that may threaten to erode the important gains achieved. These risks are mainly associated with the use of technology, such as limited awareness and the susceptibility to fraud through passwords, identity theft, and - [Guideline Note on Data Privacy for Digital Financial Services](https://afi-global.org/publication/guideline-note-on-data-privacy-for-digital-financial-services/) - The digital financial services market is being transformed at an exponentially fast rate, helping to achieve financial inclusion goals, poverty alleviation and economic growth benefits. However, these innovations raise significant data privacy issues for data subjects, known as data privacy for digital financial services (DP4DFS). Of particular concern are the likely financial capability and technology - [Digital Financial Literacy](https://afi-global.org/publication/digital-financial-literacy/) - The evolution of digital financial services represents an opportunity to reach previously excluded and underserved populations with more tailored financial services. However, this fast-paced growth comes with drawbacks in the form of consumer risks. Limited digital and financial literacy are barriers to the effective adoption of digital financial services. The AFI network defines digital financial - [Digital Financial Literacy Toolkit](https://afi-global.org/publication/digital-financial-literacy-toolkit/) - The rapid growth of digital financial services (DFS) brings unique opportunities to advance the financial inclusion of previously excluded and underserved groups. However, this fast-paced growth comes with drawbacks in the form of challenges, such as overall low financial education and literacy, and limited awareness of DFS products. Addressing these barriers from the consumer perspective is crucial - [National Financial Education Strategies Toolkit](https://afi-global.org/publication/national-financial-education-strategies-toolkit/) - The importance of financial education, its role as a complement to financial inclusion and consumer protection policies, and its contribution to financial stability has led many AFI members to develop a national financial education strategy (NFES). Financial education is seen as a tool to increase financial literacy and AFI defines financial education as “a process - [Integrating Vulnerable Groups in National Financial Education Programs and Strategies](https://afi-global.org/publication/integrating-vulnerable-groups-in-national-financial-education-programs-and-strategies/) - The value and impact of financial education contributing to financial inclusion is limited if people cannot access relevant and affordable financial services. AFI’s Kigali Statement highlights the need to promote and implement financial education and consumer protection policies, regulations and programs through cross-agency collaborations resulting in effective financial capabilities and redress mechanisms suitable to disadvantaged - [Financial Education Programs Monitoring & Evaluation Toolkit](https://afi-global.org/publication/financial-education-programs-monitoring-evaluation-toolkit/) - A recent assessment shows that 83 percent of AFI members have implemented a financial education program (FEP). However, nearly 33.3 percent had no distinct monitoring and evaluation (M&E) frameworks to measure the FEP. This financial education M&E toolkit aims to support AFI member institutions in setting up a system to facilitate management and documentation of evidence - [Financial Consumer Protection During a Crisis](https://afi-global.org/publication/financial-consumer-protection-during-a-crisis/) - The COVID-19 pandemic has introduced a lot of limitations on movements that curtailed physical access to financial services, disrupting livelihoods around the world. There are, nevertheless, valuable lessons that can be applied to future crises, whether these are due to epidemics or pandemics, extreme climate events, economic shocks, or conflicts. This guideline note provides a - [Complaint Handling in Central Bank Toolkit](https://afi-global.org/publication/complaint-handling-in-central-bank-toolkit/) - Complaint handling mechanism plays an important role for a reliable financial system, keeping financial service providers (FSPs) publicly accountable and ensuring continuous development. The framework and this toolkit were developed keeping in mind that most AFI member countries have established an authority responsible for receiving and resolving financial consumer complaints. It outlines critical directions to - [Policy Recommendations on the Effective Redress Mechanisms in AFI Member Countries](https://afi-global.org/publication/policy-recommendations-on-the-effective-redress-mechanisms-in-afi-member-countries/) - A robust help and redress mechanism enables consumers of financial service providers to be informed of procedures for handling complaints that are handled fairly and quickly. This guideline note provides a wide range of best practices from AFI member institutions in the development, implementation, and monitoring of help and redress mechanisms. A complementary summary of - [Repository of Virtual Tools for Financial Literacy](https://afi-global.org/publication/repository-of-virtual-tools-for-financial-literacy/) - The CEMCWG Financial Education subgroup aims to brainstorm best practices and develop policy guidance and practical tools for policymakers, regulators, supervisors, and other stakeholders involved in financial education programs and strategies. Financial education can build financial well-being and self-efficacy across different age groups, gender, income, and education levels, particularly during a crisis or emergency. This - [AFI Global Financial Inclusion Awards 2024](https://afi-global.org/publication/afi-global-financial-inclusion-awards-2024/) - The annual AFI Global Financial Inclusion Awards celebrate member institutions that implement innovative policies tailored to their unique contexts. These awards play a key role in amplifying members’ achievements in financial inclusion, promoting policy innovation, and establishing best practices. They also inspire other members to strive for excellence and make impactful contributions within the AFI - [Finscope Consumer Survey Highlights - Malawi 2023](https://afi-global.org/publication/finscope-consumer-survey-highlights-malawi-2023/) - The FinScope Consumer Survey 2023 is a follow up to the previous surveys conducted in 2014 and 2008. This assists in tracking the levels of financial inclusion across the country. At country level, the survey was facilitated by the Ministry of Finance and Economic Affairs, other key stakeholders and donors to ensure an inclusive, holistic - [Malawi National Strategy for Financial Inclusion III](https://afi-global.org/publication/malawi-national-strategy-for-financial-inclusion-iii/) - Malawi National Strategy for Financial Inclusion (NSFI) III’s goal is to increase access to at least one formal financial service to 95% of the country’s adult population by 2028 and reduce financial exclusion from 12% to 5%1 in order to achieve sustainable and inclusive growth and support job creation NSFI III intends to include all - [Suriname's National Financial Inclusion and Education Strategy 2024 - 2027](https://afi-global.org/publication/surinames-national-financial-inclusion-and-education-strategy-2024-2027/) - Suriname has created its first National Financial Inclusion and Education Strategy (NFIES) for 2024-2027 to promote financial inclusion and education in the country. The strategy aims to address challenges such as the lack of access to formal financial services, particularly for vulnerable groups and those in the informal sector. The NFIES outlines a comprehensive plan - [2023 AFI Annual Report](https://afi-global.org/publication/2023-afi-annual-report/) - In 2023, AFI members continued to advance financial inclusion in their jurisdictions through policies and initiatives most relevant to the challenges and opportunities in their jurisdictions. Since AFI’s establishment in 2009, over 1,000 policy changes related to financial inclusion have been implemented by member institutions, of which 93 were implemented in 2023. These changes extended - [Increasing Women’s Financial Inclusion and Closing the Women’s SME Credit Gap In the Democratic Republic of Congo Through Enabling Financial Policy and Regulation](https://afi-global.org/publication/increasing-womens-financial-inclusion-and-closing-the-womens-sme-credit-gap-in-the-democratic-republic-of-congo-through-enabling-financial-policy-and-regulation/) - The Democratic Republic of Congo has been committed to gender equality since its 2006 Constitution and has signed various international and regional conventions for the protection of women. The laws and regulations, however, are often not implemented and gender-based inequality is widespread, which negatively impacts opportunities for women to be economically active. Learn more of - [Natadola Roadmap to Inclusive Green Finance in the Pacific](https://afi-global.org/publication/natadola-roadmap-to-inclusive-green-finance-in-the-pacific/) - In the 2024 PIRI meetings in Fiji, AFI members endorsed the Natadola Roadmap to Inclusive Green Finance (IGF) in the Pacific. The roadmap sets ambitious targets, including the development of regional IGF projects, enhanced knowledge and capacity building among members, and strengthened partnerships. This endorsement will spur further innovation around IGF, helping to ensure that - [Eswatini National Financial Inclusion Strategy (2023-2028)](https://afi-global.org/publication/eswatini-national-financial-inclusion-strategy-2023-2028/) - The Eswatini National Financial Inclusion Strategy (NFIS) 2023-2028 aims to build on the progress made in increasing access to financial services by focusing on their actual usage and developmental impact. The strategy prioritizes building financial capabilities, creating a vibrant MSME sector, and supporting economic participation of vulnerable groups. It is structured around four pillars: productivity - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Fiji](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-fiji/) - The Reserve Bank of Fiji has made significant progress in promoting finance that includes everyone, regardless of gender, and in improving women's access to financial services. They've done this by setting up rules for e-money and digital banking, encouraging people to own mobile phones, ensuring consumer protection is fair to everyone, and working with different - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Costa Rica](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-costa-rica/) - The Costa Rica women’s financial inclusion story is a positive one. They've built a strong foundation, resulting in almost equal ownership of financial accounts between men and women. There's still more to do to keep improving and get more women using financial services. This means helping women understand digital and financial matters better, and supporting - [Islamic Finance and Financial Inclusion: AFI Members' Perspectives](https://afi-global.org/publication/islamic-finance-and-financial-inclusion-afi-members-perspectives/) - The Islamic Development Bank estimates that around 9% of the population in 35 selected Muslim-majority countries voluntarily exclude themselves from the formal financial sector due to religious considerations. In this context, Islamic finance has emerged as a potential tool for promoting financial inclusion, offering alternative financial management mechanisms rooted in Islamic principles. This report highlights - [Jordan's National Financial Inclusion Strategy (2023-2028)](https://afi-global.org/publication/jordans-national-financial-inclusion-strategy-2023-2028/) - Congratulations to Jordan on the launch of their new National Financial Inclusion Strategy for 2023-2028! This roadmap for inclusive growth focuses on enhancing finance, savings, insurance, and payments/transfers, targeting empowerment for the bottom 40%, women, youth, refugees, and MSMEs. Building on past successes, this strategy prioritizes financial literacy, access to services, and equality. Aligned with - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of the Dominican Republic](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-the-dominican-republic/) - The Dominican Republic has paved the way for driving change in women’s financial inclusion. With the national financial inclusion strategy, digital agenda, and national plan for gender equality in place, public players can coordinate efforts to increase women’s financial capabilities and skills, digital access and usage, and ultimately awareness and usage of formal financial products - [AFI Global Financial Inclusion Awards 2023](https://afi-global.org/publication/afi-global-financial-inclusion-awards-2023/) - Every year since 2013, the AFI Awards have been a way for AFI to honor member institutions and individual policymakers for their contribution and engagement in the network. The AFI Awards have proved crucial in elevating members’ efforts in advancing financial inclusion through policy innovations and reinforcing best practices. They also serve to inspire other - [Mozambique Financial Literacy Survey Findings](https://afi-global.org/publication/mozambique-financial-literacy-survey-findings/) - Congratulations to Banco de Moçambique for the launch of their Mozambique Financial Literacy Survey Findings. The objectives of this study are to: Identify the dimensions of attitudes, behaviors, financial knowledge and literacy Characterize the population according to eight thematic areas Identify areas and population groups by levels of financial literacy Comparative analysis of financial knowledge, - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Peru](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-peru/) - Peru has made great strides in improving the financial access of both men and women throughout the last decade. While the country does not experience a wide gender gap in financial access, about half of the adult population remains unbanked, and many more are without credit. Learn more about the steps being taken by the - [Samoa's National Financial Inclusion Strategy (2022/2023-2025/2026)](https://afi-global.org/publication/samoas-national-financial-inclusion-strategy-2022-2023-2025-2026/) - Congratulations to Samoa on the launch of NFIS 2. This strategic plan is a crucial step in the government's commitment to enhancing financial inclusion, defining it for Samoa, and aiming for universal access to quality financial services. NFIS 2 addresses existing gaps, disparities, and challenges, offering strategic pillars and cross-cutting enablers to guide inclusive development. - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of El Salvador](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-el-salvador/) - In El Salvador, women make up 53% of the population, however less than 30% have a bank account and even fewer have access to credit and insurance. This report details the current state of women’s financial inclusion in the country, highlighting the strategies and initiatives under way to close the gender gap. - [Developing an Agent Registry System as a RegTech Tool in the Philippines](https://afi-global.org/publication/developing-an-agent-registry-system-as-a-regtech-tool-in-the-philippines/) - In response to the rapid digitization of financial services, developing RegTech and SupTech tools has become crucial. These tools are designed to optimize data collection and supervisory processes, ultimately enhancing effectiveness and inclusivity within the financial sector. Find out how Bangko Sentral ng Pilipinas, through initiatives like the Agent Registry System, has played a critical - [2023 Maya Declaration Progress Report](https://afi-global.org/publication/2023-maya-declaration-progress-report/) - In 2023, AFI member institutions from 76 countries have collectively made 1,222 Maya Declaration targets. Over the last year, AFI members continued progressing on their Maya Declaration targets despite the global economic downturn and post-COVID-19 recovery challenges. Find out more about The Maya Declaration’s aspiration of achieving responsible and sustainable financial inclusion, which contributes to - [Manila Manifesto](https://afi-global.org/publication/manila-manifesto/) - The Manila Manifesto sets out the AFI network’s commitment to coordinate, collaborate, and engage with global standard-setting bodies. With this, AFI members commit to: BRING the voice of developing and emerging countries into the continuing discussion on the application of global standards for the financial inclusion of individuals and MSMEs. GATHER evidence on the impact - [Tanzania's National Financial Inclusion Framework 3](https://afi-global.org/publication/tanzanias-national-financial-inclusion-framework-3/) - Congratulations to Tanzania for the launch of the third National Financial Inclusion Framework (NFIF) 2023 - 2028. The third NFIF sets out specific initiatives for women; youth; MSMEs; smallholder farmers and fishers; and persons with disability to contribute to improving their participation in economic activities, subsequently their well-being and national economic development. It will focus - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of the Solomon Islands](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-the-solomon-islands/) - Demand for formal financial products and services in the Solomon Islands does exist, but women primarily lean towards informal forms of saving and borrowing. Most Solomon Islanders transact in cash and women especially prefer to save at home, with 53 percent of women reporting that they save in a “secret place at home". For the - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Mexico](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-mexico/) - Financial inclusion is a long-standing social issue in Mexico, with more than half of the country being unbanked, and women, representing 50 percent of the population, facing disproportionately large barriers. As the second-largest economy and population in Latin America, Mexico has the resources and institutions to tackle gender financial inclusion thanks to its national financial - [Commitment to Financial Inclusion in Honduras: Gender Gap Report](https://afi-global.org/publication/commitment-to-financial-inclusion-in-honduras-gender-gap-report/) - In 2022, Honduras improved 29 positions in the Global Gender Index of the World Economic Forum, going from position 82 to 53.​ The performance reflects the commitment of the current Government to the strategic objective of reducing gender gaps in all State institutions, particularly by improving women's access to the main social, political, economic, and financial inclusion rights, through a firm cross-cutting approach - [Increasing Women’s Financial Inclusion and Closing the Women’s SME Credit Gap In Senegal Through Enabling Financial Policy and Regulation](https://afi-global.org/publication/increasing-womens-financial-inclusion-and-closing-the-womens-sme-credit-gap-in-senegal-through-enabling-financial-policy-and-regulation/) - Senegal has shown commitment to gender equality and equity for many years. However, its journey toward women’s full financial inclusion is still developing. There are many opportunities to accelerate national progress and ensure legislation is applied in law and practice. Learn how Senegal is increasing women’s financial inclusion and closing the women’s SME credit gap - [Increasing Women’s Financial Inclusion and Closing the Women’s SME Credit Gap In Morocco Through Enabling Financial Policy and Regulation](https://afi-global.org/publication/increasing-womens-financial-inclusion-and-closing-the-womens-sme-credit-gap-in-morocco-through-enabling-financial-policy-and-regulation/) - Over the past two decades, Morocco has been committed to gender equality and to fighting against discrimination and violence against women. Moroccan women are underrepresented in the economy and mostly constrained to working in the informal sector. They face challenges when trying to access formal financial products and services, and tend not to approach providers - [Increasing Women’s Financial Inclusion and Closing the Women’s SME Credit Gap In Zambia Through Enabling Financial Policy and Regulation](https://afi-global.org/publication/increasing-womens-financial-inclusion-and-closing-the-womens-sme-credit-gap-in-zambia-through-enabling-financial-policy-and-regulation/) - Zambia is making positive progress in increasing women’s financial inclusion, successfully reducing the formal gender gap from 9.9 percent in 2015 to 5.8 percent in 2020. Zambia has a strong regulatory framework to support women’s financial inclusion and access to finance. There is a Gender Equity and Equality Act, a national financial inclusion strategy, a - [Gender-Sensitive Rapid Response and Crisis Recovery Policies](https://afi-global.org/publication/gender-sensitive-rapid-response-and-crisis-recovery-policies/) - Global emergencies, such as COVID-19, present a daunting task for those responsible for responding to and mitigating the economic and societal impacts of such crises. Neglecting women in a crisis response leads to a worsening of the gender gap in any post-crisis economy, and a less resilient and equitable economy, financial sector, system, and society - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Pakistan](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-pakistan/) - Since 2008, Pakistan has made significant strides in increasing women’s financial inclusion, but the fact remains that more than three out of five Pakistani women are still unbanked. Pakistani women are not only severely disadvantaged in terms of education, economic opportunities, and entrepreneurship, but also restricted by the country’s conservative legal framework. These factors directly - [2022 AFI Annual Report](https://afi-global.org/publication/2022-afi-annual-report/) - "In 2022, the Global Policy Forum affirmed that AFI has emerged from the pandemic more relevant than before, with greater demand and drive for financial inclusion amongst our members and partners." - Dr. Alfred Hannig, AFI Executive Director As an agile and learning organization, AFI continued to harness opportunities created by technology. This includes an - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Egypt](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-egypt/) - Being the third largest population in Africa, Egypt has made significant progress in the financial inclusion of both men and women in the past decade. The Central Bank of Egypt (CBE) led several initiatives that contributed to advancing women’s financial inclusion, reflecting a growth of 210 percent in women’s transaction account ownership. The Egyptian government - [Women’s Financial Inclusion, Digital Financial Services, and COVID-19 Policy Response: Case of Egypt](https://afi-global.org/publication/womens-financial-inclusion-digital-financial-services-and-covid-19-policy-response-case-of-egypt/) - The Central Bank of Egypt presents an encouraging case of the opportunities that may be hidden in a crisis. During the pandemic, women’s financial inclusion appears to have been promoted, not merely protected. The key to this was a purposeful transition to a less-cash economy by creating easier and more universal use cases and bringing - [Women’s Financial Inclusion, Digital Financial Services, and COVID-19 Policy Response: Case of Fiji](https://afi-global.org/publication/womens-financial-inclusion-digital-financial-services-and-covid-19-policy-response-case-of-fiji/) - After nearly a decade of real growth, the pandemic and natural disasters presented Fiji with one of the world’s worst socio-economic disruptions in 2020 and 2021. However, they were also provided an opportunity to build resilience and encourage economic diversification for stronger, more sustainable, resilient, and equitable growth. With well-established structures of coordination and collaboration - [Environmental and Social Risk Management Guidelines](https://afi-global.org/publication/environmental-and-social-risk-management-guidelines/) - Across the AFI network, financial regulators acknowledge the need for improved risk management practices among lending institutions that consider financial exposure to both environmental and social risks. This report identifies common approaches to implementing environmental and social risk management (ESRM) in the banking sector and provides procedural considerations for regulators to issue such guidelines. AFI’s - [Digitalization of Government services Payments in Jordan Report](https://afi-global.org/publication/digitalization-of-government-services-payments-in-jordan-report/) - Given the importance of government payments in Jordan’s digitalization journey and JoPACC’s close collaboration with the government to provide a solid and advanced digital payment infrastructure, JoPACC conducted this research project to analyze the stage of digitalization of Jordan’s government payments, as well as the progress made and challenges encountered. This analysis endeavors to answer - [The 2022 Global Policy Forum (GPF) Report: Moving forward together: Towards a resilient, inclusive and sustainable future](https://afi-global.org/publication/the-2022-global-policy-forum-gpf-report-moving-forward-together-towards-a-resilient-inclusive-and-sustainable-future/) - After three years of hiatus due to the pandemic, AFI members met physically at the Dead Sea, Jordan for the 2022 GPF. The GPF discussed and continued efforts to devise and implement smart, holistic and robust financial inclusion policies and regulations that ignite inclusive and sustainable economic growth and encourage financial stability and integrity. - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Ghana](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-ghana/) - The Bank of Ghana has made great strides in promoting gender inclusive finance. The improvement can be credited to the financial regulators’ significant investment in digital financial services and mobile banking. Although Ghanaian women are eager to use digital services, they are still marginalized by the formal financial system, and lack tailored products that fit - [Women’s Financial Inclusion, Digital Financial Services, and COVID-19 Policy Response: Case of Zimbabwe](https://afi-global.org/publication/womens-financial-inclusion-digital-financial-services-and-covid-19-policy-response-case-of-zimbabwe/) - For Zimbabwe’s ecosystem of policy stakeholders, gender inclusive finance (GIF) is not a digression but actually a source of strength for crisis response. The centrality of women as heads of households, managers of their family’s finances, and as a large share of the country’s business people contributing to Zimbabwe’s development is enshrined in policy guidance - [A Toolkit for Increasing Gender Diversity and Women’s Leadership in Financial Regulatory Institutions](https://afi-global.org/publication/a-toolkit-for-increasing-gender-diversity-and-womens-leadership-in-financial-regulatory-institutions/) - Gender diversity at the workplace refers to a balanced representation and participation of different genders in all work areas, including leadership positions. Gender diversity can be achieved when all employees, irrespective of gender, have equal access to resources, opportunities, and privileges. This toolkit provides practical guidance to financial regulators and policymakers in developing an enabling - [The Role Regulators Play in Closing the Financial Inclusion Gender Gap: A Case Study of Uganda](https://afi-global.org/publication/the-role-regulators-play-in-closing-the-financial-inclusion-gender-gap-a-case-study-of-uganda/) - The increase in women's financial inclusion in Uganda is largely attributed to the rise of mobile money. Outside that realm, women still utilize informal financial services like village savings and loan associations and rotating savings and credit associations. There is an opportunity for improved coordination and collaboration of the ecosystem players under the new national - [Women’s Financial Inclusion, Digital Financial Services, and COVID-19 Policy Response: Case of Paraguay](https://afi-global.org/publication/womens-financial-inclusion-digital-financial-services-and-covid-19-policy-response-case-of-paraguay/) - Paraguay was one of the LAC countries that best responded and recovered from the pandemic. Paraguay strengthened its women's financial inclusion policies during the COVID-19 crisis by committing to generate and share sex-disaggregated data, investing in SMEs, and improving its digital financial services ecosystem. Find out more on Paraguay's COVID-19 policy response, digital financial services, - [Increasing Women’s Financial Inclusion and Closing the Women’s SME Credit Gap In Rwanda Through Enabling Financial Policy and Regulation](https://afi-global.org/publication/increasing-womens-financial-inclusion-and-closing-the-womens-sme-credit-gap-in-rwanda-through-enabling-financial-policy-and-regulation/) - In 2021, the World Economic Forum ranked Rwanda as the seventh-best country in closing gender gaps. The Government of Rwanda has set the target of achieving full financial inclusion by 2024 and has been making positive progress in closing the gender gap with only eight percent of women excluded, compared to seven percent of men. - [Increasing Women’s Financial Inclusion and Closing the Women’s SME Credit Gap In Zimbabwe Through Enabling Financial Policy and Regulation](https://afi-global.org/publication/increasing-womens-financial-inclusion-and-closing-the-womens-sme-credit-gap-in-zimbabwe-through-enabling-financial-policy-and-regulation/) - The MSMEs are the key driver of economic growth in Zimbabwe, contributing over 50 percent of the GDP and over 60 percent of the productive workforce. They employ about 5.7 million people, of which the majority are women. Despite this progress, MSME loans to total bank loans are still low, meaning access to finance for - [Women’s Financial Inclusion, Digital Financial Services, and COVID-19 Policy Response: Case of Bangladesh](https://afi-global.org/publication/womens-financial-inclusion-digital-financial-services-and-covid-19-policy-response-case-of-bangladesh/) - With strong momentum and supportive policies, Bangladesh came through the COVID-19 pandemic well. Bangladesh is also one of the few countries in the world to avoid a recession in 2020 and 2021. Despite its recent rapid economic growth, poverty remains a major issue limiting women’s opportunities. Find out more on Bangladesh's COVID-19 policy response, digital - [Increasing Women’s Financial Inclusion and Closing the Women’s SME Credit Gap in Nigeria Through Enabling Financial Policy and Regulation](https://afi-global.org/publication/increasing-womens-financial-inclusion-and-closing-the-womens-sme-credit-gap-in-nigeria-through-enabling-financial-policy-and-regulation/) - With 70 million people living in extreme poverty, Nigeria’s financial inclusion rate has improved over the past decade, but faster for men than women. However, increasing women’s financial inclusion and closing the gender gap is a key national commitment. Find out how Nigeria is making a concerted effort to meet its targets and improve the - [AFI Global Financial Inclusion Awards 2022](https://afi-global.org/publication/afi-global-financial-inclusion-awards-2022/) - Since 2013, AFI has been honoring member institutions and policymakers annually for their contribution and engagement through the AFI awards. The AFI awards have been instrumental in enhancing member engagement, globally elevating members’ efforts in advancing financial inclusion through policy innovations, and reinforcing best practices by motivating other members to aspire for excellence. Discover all the - [Towards Enabling Women’s Financial Inclusion Through Data - Zambia’s Gender Data Journey](https://afi-global.org/publication/towards-enabling-womens-financial-inclusion-through-data-zambias-gender-data-journey/) - For many years, Bank of Zambia and other key stakeholders have been working towards financial inclusion and gender equality. Although Zambia had made progress on financial inclusion, 2015 Finscope data showed that women were still more likely than men to be financially excluded. Key stakeholders agreed that the collection and use of more reliable, high-quality - [Toolkit on Gender Inclusive Policy Development](https://afi-global.org/publication/toolkit-on-gender-inclusive-policy-development/) - About a third of AFI members have specific interventions to increase women’s financial inclusion, but only 19 percent have reviewed existing policies and regulations through a gender lens. This toolkit aims to help members of the AFI network develop a common understanding of relevant gender concepts and provide practical guidance on designing gender inclusive policy - [Financial Products and Services for Women's Financial Inclusion: A Policy and Regulation Design Toolkit](https://afi-global.org/publication/financial-products-and-services-for-womens-financial-inclusion-a-policy-and-regulation-design-toolkit/) - Most financial policies and products and services are gender-neutral, or even gender-blind. Consequently, they disregard sociocultural norms restricting women’s mobility, ownership, agency, and usage of financial products and services. The availability and usage of gender-sensitive financial products and services are crucial to bringing women, their families, and ultimately, their communities out of poverty. This toolkit - [Zimbabwe’s 2022-2026 National Financial Inclusion Strategy](https://afi-global.org/publication/zimbabwes-2022-2026-national-financial-inclusion-strategy/) - Congratulations to the Reserve Bank of Zimbabwe on the launch of its National Financial Inclusion Strategy (NFIS) II. In Zimbabwe, financial inclusion remains a key priority in promoting sustainable livelihoods, creating wealth and employment, and facilitating gender equality. The NFIS II reinforces Zimbabwe’s commitment to the Maya Declaration and Denarau Action Plan on gender inclusive - [2022 Maya Declaration Progress Report](https://afi-global.org/publication/2022-maya-declaration-progress-report/) - Over the last year, AFI members continued to progress on their Maya Declaration targets despite the challenges created by the COVID-19 pandemic. In 2012, when the first Maya Declaration Progress Report was launched, institutions from 25 countries had committed to 69 targets in various key financial inclusion policy areas. Fast forward to 2022, 85 AFI - [Leveraging Digital ID and E-KYC to Deliver Social Protection Programs and Advance Financial Inclusion During the COVID-19 Pandemic and Future Crises](https://afi-global.org/publication/leveraging-digital-id-and-e-kyc-to-deliver-social-protection-programs-and-advance-financial-inclusion-during-the-covid-19-pandemic-and-future-crises/) - Digital ID and e-KYC played a critical role during the pandemic by providing social protection and other benefits to low-income and disadvantaged populations. These case studies discuss various social protection strategies and social transfer programs adopted by Peru, India, Togo, Thailand, and Egypt during the pandemic, preparing well in advance for future crises. - [Policy Catalogue: Women-led MSME Access to Financing](https://afi-global.org/publication/policy-catalogue-women-led-msme-access-to-financing/) - While the role of MSMEs as a driver for economic growth is widely recognized, access to finance remains a key constraint that limits their growth, especially for women-owned businesses. Other challenges that women-owned MSMEs face compared to men-owned enterprises are discriminating legal environments, unwritten social and cultural norms, lack of awareness about legal rights, economic, - [Leveraging Digital Financial Services to Advance Inclusive Green Finance Policies](https://afi-global.org/publication/leveraging-digital-financial-services-to-advance-inclusive-green-finance-policies/) - Financially excluded populations have fewer mechanisms to cope with the risks of climate change and environmental degradation, exposing them to more risks. Financial inclusion can help vulnerable populations be more resilient to climate-related economic shocks. Digital financial services (DFS) will open up new possibilities to bring about a just transition to a more resilient and - [2021 AFI Annual Report](https://afi-global.org/publication/2021-afi-annual-report/) - "We were encouraged by the network’s strong resolve and commitment to advancing AFI’s mission through developing high-quality policy guidance and recording over 920 impressive policy changes at country level since AFI’s inception." - Dr. Alfred Hannig, AFI Executive Director In 2021, AFI continued to deepen its policy guidance and leadership role by bringing practical policy - [Leveraging Digital ID and e-KYC for the Financial Inclusion of Forcibly Displaced Persons: Risks and Opportunities](https://afi-global.org/publication/leveraging-digital-id-and-e-kyc-for-the-financial-inclusion-of-forcibly-displaced-persons-risks-and-opportunities/) - Over 84 million forcibly displaced persons (FDPs) worldwide face many challenges in accessing digital identity and formal financial services. These challenges include the lack of officially recognized identity documents, limited availability of access points to obtain formal financial services, and strict KYC processes. Focusing on Rwanda, Mauritania, and Eswatini, this report discusses the challenges and - [Sustaining an Inclusive Digital Financial Services (DFS) Ecosystem During a Global Emergency](https://afi-global.org/publication/sustaining-an-inclusive-digital-financial-services-dfs-ecosystem-during-a-global-emergency/) - As in many countries, the COVID-19 pandemic has had adverse effects on Nigeria’s already fragile economy, exposing disproportionate adverse impact on vulnerable segments. The Central Bank of Nigeria's existing regulatory and policy regimes, financial inclusion goals, and overall ecosystem responses during the pandemic made a difference in outcomes observed, particularly for vulnerable groups such as women. - [Green Credit Guarantee Schemes for MSMEs](https://afi-global.org/publication/green-credit-guarantee-schemes-for-msmes/) - Climate change and environmental degradation pose a significant risk to the performance, competitiveness and sustainability of MSMEs in developing countries. Contributing significantly to a country's gross domestic product, MSMEs can play a significant role in strengthening a country’s resilience to climate change. This report elaborates on policy considerations for the implementation of credit guarantee schemes - [Gender in the Banking Sector 2021](https://afi-global.org/publication/gender-in-the-banking-sector-2021/) - Superintendencia de Bancos de la República Dominicana presents its first report on gender in the banking sector! Female participation in Dominican formal banking has been increasing, showing a linear relationship similar to that of male participation. The bank prepared this report to take on an institutional commitment in order to generate knowledge products that can - [Towards an Inclusive Green Future: An Analysis of the Intersection Between Inclusive Green Finance and Gender Inclusive Finance](https://afi-global.org/publication/towards-an-inclusive-green-future-an-analysis-of-the-intersection-between-inclusive-green-finance-and-gender-inclusive-finance/) - Women are disproportionately affected by climate change and environmental degradation due to existing gender inequalities, from access to financial resources and land, to education and health. The policy intersection between gender, financial inclusion and climate change is an emerging global opportunity. There is a pressing need to promote regulation and policies that strengthen the adaptive - [Member Series: Nepal's Financial Inclusion Journey Towards Access to Finance, Financial Literacy and Financial Consumer Protection](https://afi-global.org/publication/member-series-nepals-financial-inclusion-journey-towards-access-to-finance-financial-literacy-and-financial-consumer-protection/) - Financial inclusion is high on the national agenda in Nepal because a large segment of the population has yet to be included. Nepal Rastra Bank, the country's central bank aims to create a financial landscape in which citizens are financially literate, protected, enabled, satisfied and moving towards prosperity by equitably and equally consuming financial services. - [FIJI National Financial Inclusion Strategy 2022-2030](https://afi-global.org/publication/fiji-national-financial-inclusion-strategy-2022-2030/) - Congratulations to the Reserve Bank of Fiji on launching Fiji’s third Financial Inclusion Strategy (NFIS) 2022-2030. The NFIS is aligned to Fiji’s achievement of the United Nations Sustainable Development Goals (SDGs) by 2030. The new strategy prioritizes vulnerable and disadvantaged segments of the population and in particular, aims to address the persistent barriers and challenges - [Senegal's 2022-2026 National Financial Inclusion Strategy](https://afi-global.org/publication/senegals-2022-2026-national-financial-inclusion-strategy/) - Congratulations to Senegal’s Ministry of Finance and Budget on the launch of their national financial inclusion strategy (NFIS). The four-year strategy, which runs until 2026 is centered around four main pillars: Pillar I aims to develop appropriate financial products with a focus on vulnerable segments of the population such as women, young people, people living - [Current State of Practice: Policy Frameworks, Laws and Regulations Related to the Financial Inclusion of Forcibly Displaced Persons (FDPs) Across the AFI Network](https://afi-global.org/publication/current-state-of-practice-policy-frameworks-laws-and-regulations-related-to-the-financial-inclusion-of-forcibly-displaced-persons-fdps-across-the-afi-network/) - As of mid-2020, more than 82 million people were forcibly displaced across the globe. This includes 26.4 million people officially registered as refugees. FDPs seeking to use formal financial services still often face barriers. FDPs may find that their status, even if recognized, is not sufficient for them to open a financial account or register - [2021 Maya Declaration Progress Report - A Decade-Long Journey](https://afi-global.org/publication/2021-maya-declaration-progress-report-a-decade-long-journey/) - From a modest start, the Maya Declaration has cemented itself a decade later as a core instrument for galvanizing momentum and commitment to advance financial inclusion in countries where AFI members are present. Combined with other financial inclusion accords and action plans, the Maya Declaration has contributed to 800 policy changes, with many of these - [Credit Guarantee Schemes: Facilitating MSME Financing in Africa During the COVID-19 Pandemic](https://afi-global.org/publication/credit-guarantee-schemes-facilitating-msme-financing-in-africa-during-the-covid-19-pandemic/) - Credit guarantee schemes (CGSs) are an important form of government policy response that can small businesses grow while also reaching excluded and vulnerable groups. CGSs act as guarantors and share potential credit risks to incentivize lending institutions to address financing challenges faced by micro, small and medium enterprises (MSMEs). Unlike in other regions where CGSs - [Regulatory and Supervisory Technologies for Financial Inclusion](https://afi-global.org/publication/regulatory-and-supervisory-technologies-for-financial-inclusion/) - Financial inclusion is one of the primary goals for regulators worldwide, and the adoption of regulatory and supervisory technologies (RegTech and SupTech) is expected to accelerate inclusion in the coming years. It will be of great importance for emerging economies to keep pace with the evolving technology and develop relevant skills to reap the maximum - [Data Collection Processes and Defining Micro, Small and Medium Enterprises](https://afi-global.org/publication/data-collection-processes-and-defining-micro-small-and-medium-enterprises/) - Over the past two decades, Morocco has made significant social and economic progress largely owed to public investments and political, institutional and sectoral reforms and measures to ensure macroeconomic stability. Bank Al-Maghrib became an AFI member institution in 2010 when financial inclusion became one of its top strategic priorities from the onset. The bank took - [Agricultural MSME Financing in Uganda: A Response to COVID-19](https://afi-global.org/publication/agricultural-msme-financing-in-uganda-a-response-to-covid-19/) - The agricultural sector is the backbone of Uganda’s economy. However, access to finance for these MSMEs is still at risk from market price fluctuations, low market access for agricultural produce, lack of collateral and a significant informal sector. The challenges also include one of the largest youth populations in the world and their exodus from - [Interoperability of Cross-border Remittance Systems in the EECA Region](https://afi-global.org/publication/interoperability-of-cross-border-remittance-systems-in-the-eeca-region/) - Cross-border remittances play a critical role in closing the gap in financial inclusion and reducing poverty. They are a revenue stream for the financial sector and encourage the development of the economic infrastructure of home countries. Policymakers across the globe have started exploring better mechanisms for scaling up successful policy models and mechanisms for regional - [Case Studies of Multisectoral Approaches to Integrating Digital Financial Services for Women's Financial Inclusion](https://afi-global.org/publication/case-studies-of-multisectoral-approaches-to-integrating-digital-financial-services-for-womens-financial-inclusion/) - Despite the best efforts of regulators and policymakers in deepening financial inclusion, there still exists a nine percent gender gap in access to financial services in developing and emerging economies. This figure has remained unchanged since 2011, and accounts for more than half of the world’s unbanked population of 1.7 billion. Digital financial services (DFS) - [Regulatory Approaches to Digital Payments Transaction Costs in Sustaining Financial Inclusion in Africa](https://afi-global.org/publication/regulatory-approaches-to-digital-payments-transaction-costs-in-sustaining-financial-inclusion-in-africa/) - In Africa, digital payments are now, more than ever, the key to unlocking business growth and financial inclusion. Developed by AFI's Expert Group on Financial Inclusion Policy (EGFIP) in Africa, this report focuses on mobile money as the key digital payment driver to financial inclusion in Africa. It captures prevailing practices, insights and lessons from - [Mitigating the Impact of COVID-19 on Gains in Financial Inclusion: Early lessons from regulators and policymakers](https://afi-global.org/publication/mitigating-the-impact-of-covid-19-on-gains-in-financial-inclusion-early-lessons-from-regulators-and-policymakers/) - The COVID-19 pandemic has disrupted lives and economies in unprecedented ways over the last 18 months. The full impact of this global crisis on countries, businesses and households is still unfolding, as many countries continue their fight to control the spread of the virus. Even though the pandemic is not over, pausing to take stock of - [2020 Survey Report on MSME Access to Bank Credit - Central Bank of Kenya](https://afi-global.org/publication/2020-survey-report-on-msme-access-to-bank-credit-central-bank-of-kenya/) - With financial inclusion being a key part of the Central Bank of Kenya's strategic objectives, they aim to better understand both the demand and supply-side factors that influence the availability and extent of formal financing accessible to market participants. The survey sought to establish the status of banking sector funding to Micro, Small and Medium - [Maputo Accord. SME Finance: Path to Greater Financial Inclusion](https://afi-global.org/publication/maputo-accord-sme-finance-path-to-greater-financial-inclusion/) - The Maputo Accord was launched in September 2015 at the AFI Global Policy Forum in Mozambique, where member institutions pledged to support access to finance for SMEs. At the AFI Annual General Meeting in September 2021, member institutions convened virtually to update the Maputo Accord on access to finance for small and medium enterprises, as - [Pacific Islands Regional De-Risking Action Plan](https://afi-global.org/publication/pacific-islands-regional-de-risking-action-plan/) - To harmonize the PIRI members' efforts to drive the formulation and implementation of National Action Plans to reverse or stem de-risking, PIRI Leaders and EGFIP members endorsed the development of the De-Risking Action Plan. PIRI members conducted a two-day workshop in Sydney, Australia in November 2019 to develop and finalize this action plan with key - [National Financial Inclusion Strategy 2021 - 2025 – Democratic Republic of São Tomé & Príncipe](https://afi-global.org/publication/national-financial-inclusion-strategy-2021-2025-democratic-republic-of-sao-tome-principe/) - Central Bank of São Tomé & Príncipe has launched the 2021-2025 National Financial Inclusion Strategy (NFIS) for Democratic Republic of São Tomé & Príncipe, with AFI's support and guidance. The major goal of this NFIS is to have 70 percent of the adult Sao Tomean population included in the formal financial sector by 2025. This - [2020 AFI Annual Report](https://afi-global.org/publication/2020-afi-annual-report/) - "Extraordinary challenges brought by the COVID-19 pandemic made 2020 a unique operational year, impacting normal business operations for AFI and its members around the world." - Dr. Alfred Hannig, AFI Executive Director Despite the challenges faced, AFI members reported a total of 137 policy and regulatory changes in 73 countries in 2020. These policy changes - [Harnessing the Potential of FinTech in Deepening Financial Inclusion: Practical Regulators Expositions](https://afi-global.org/publication/harnessing-the-potential-of-fintech-in-deepening-financial-inclusion-practical-regulators-expositions/) - Knowledge Exchange Program-2 is aligned with the Sochi Accord on FinTech for Financial Inclusion, which was adopted by the AFI Membership in September 2018. The accord calls for systematic dialogue among peers in developing and emerging countries as well as developed economies, showcasing policy learnings on issues of high shared priority. Knowledge Exchange Program-2 was - [Supervision of Outsourcing of Digital Services by Banks](https://afi-global.org/publication/supervision-of-outsourcing-of-digital-services-by-banks/) - The outsourcing of banking activities has grown rapidly in recent years, and forecasts suggest that this trend is likely to continue in the near future. As many banks still lack the in-house expertise to develop the software, technologies and networks to offer more advanced digital financial services products, most of these activities are outsourced to - [Innovative Regulatory Approaches Toolkit](https://afi-global.org/publication/innovative-regulatory-approaches-toolkit/) - The transformative benefits of embracing new FinTech systems are key for promoting financial inclusion and supporting the achievement of the Sustainable Development Goals. However, this paradigm shift comes with challenges that extend to financial stability, consumer protection and the risk of financial exclusion. In order to support these objectives, regulators are developing new regulatory approaches, - [Policy Catalogue on MSME Financing in Africa](https://afi-global.org/publication/policy-catalogue-on-msme-financing-in-africa/) - Given the multitude of MSME policies in Africa, governments have clearly acknowledged the challenges faced in accessing finance and are implementing policies aimed at supporting MSME growth. A total of 243 policies in 54 countries were identified and highlighted in this report, which provides recommendations and best practice examples on the design and implementation of MSME - [Cybersecurity from the Perspective of the Financial Regulator and Supervisors in Peru](https://afi-global.org/publication/cybersecurity-from-the-perspective-of-the-financial-regulator-and-supervisors-in-peru/) - Cybersecurity incidents have increased at a rapid pace in the ten years, especially during the COVID-19 pandemic where scammers can take advantage of low-income consumers who are not tech-savvy. Defining a cybersecurity strategy should not only be about protection against known threats but also the anticipation of future threats and how best to respond to - [Gender Inclusive Finance Webinar: Integrating Gender Considerations Into COVID-19 Policy Solutions](https://afi-global.org/publication/gender-inclusive-finance-webinar-integrating-gender-considerations-into-covid-19-policy-solutions/) - On 14 September 2020, AFI hosted the first Gender Inclusive Finance (GIF) COVID-19 webinar, with the goal to ensure that women do not get left behind in the post-pandemic recovery efforts. In response to the development of the AFI COVID-19 Policy Response, it was noted that there were opportunities for the membership to discuss specific - [Greening the Financial Sector Through Provision Policies: The Role of Central Banks](https://afi-global.org/publication/greening-the-financial-sector-through-provision-policies-the-role-of-central-banks/) - As climate change becomes more serious, the impacts on natural, economic and social environments are becoming more real. For future generations, the extent of this damage and the capacity of the world’s people to survive and prosper will depend on choices that are made today. The overall objective of provision policies is to help mobilize - [Alternative Financing in the Republic of Belarus: Leveraging on Leasing for MSME Financing](https://afi-global.org/publication/alternative-financing-in-the-republic-of-belarus-leveraging-on-leasing-for-msme-financing/) - Over the last 10 years, the Government of Belarus has increasingly supported private sector participation in the economy and has taken steps to develop a comprehensive MSME policy. This case study shares the collaborative and inter-agency support leading to the growth of the MSME sector, and its available financing, of the Republic of Belarus. Specifically, - [Demand-side Approach to Inclusive Green Finance Data Collection](https://afi-global.org/publication/demand-side-approach-to-inclusive-green-finance-data-collection/) - The frequency of climate change events and increased intensity has been a growing concern for many developing and emerging countries and is amongst the greatest threats to financial stability, financial inclusion and poverty alleviation. In order to address the scarcity of data collection on green activities, this report proposes a first approach on collecting inclusive - [Disaster Resilience Through Financial Inclusion](https://afi-global.org/publication/disaster-resilience-through-financial-inclusion/) - From access to finance and disaster assistance to the importance of savings, financial inclusion plays a vital role in building resilience to the impacts of disasters and the ability to recover quickly. Exacerbated by climate change and social and economic conditions, disasters and climate-related events are leaving low-income communities increasingly vulnerable to financial shocks and - [Promoting Inclusive Green Finance Initiative and Policies](https://afi-global.org/publication/promoting-inclusive-green-finance-initiative-and-policies/) - Climate change has already imposed a high cost on low-income and vulnerable populations in developing and emerging economies. However, research shows that financial inclusion is one way to build individual and collective resilience to the effects of climate change. Around the world, Inclusive Green Finance (IGF) is gaining acceptance as an approach to addressing climate - [Member Series: Bhutan - The Kingdom of Bhutan's Financial Inclusion Journey](https://afi-global.org/publication/member-series-bhutan-the-kingdom-of-bhutans-financial-inclusion-journey/) - Financial inclusion in Bhutan is perceived as a means of achieving equitable and sustainable socio-economic development – a key pillar to the gross national happiness (GNH). GNH is a development philosophy guided by measurement of the collective happiness in the Kingdom of Bhutan. The concept of GNH has largely enabled the promoting of focus on self-sufficiency, self-reliance, reduction of the - [Digital Financial Services Supervision in Bangladesh](https://afi-global.org/publication/digital-financial-services-supervision-in-bangladesh/) - FinTech solutions and innovations in digital financial services (DFS) are gaining momentum in Bangladesh, boosting financial inclusion. DFS innovations can rapidly expand financial access and inclusion, but also pose risks related to fraud, market abuses, and financial stability. Regulatory frameworks thus need to strike a balance between fostering innovation, protecting consumers, and addressing the potential - [Upscaling and Integrating Gender Savings Groups Into the Formal Financial System](https://afi-global.org/publication/upscaling-and-integrating-gender-savings-groups-into-the-formal-financial-system/) - Since 2011, 1.2 billion people have gained access to a bank account or e-money provider, yet over 1.7 billion adults worldwide still do not have access – over 80 percent of these are women, and the global gender access to finance gap remains static at nine percent. Closing the financial inclusion gender gap is a key - [Statement on Post-COVID-19 Recovery](https://afi-global.org/publication/statement-on-post-covid-19-recovery/) - AFI's Statement on Post-COVID-19 Recovery aims to enhance the network’s commitment on restoring the momentum for achieving financial inclusion goals bearing in mind the need to be vigilant to mitigate risks that may jeopardize the network's financial inclusion goals. Since the global crisis may likely re-occur in the future, the network needs to ensure that it - [2020 Maya Declaration Progress Report - Approaching a Decade of Maya Declaration](https://afi-global.org/publication/2020-maya-declaration-progress-report-approaching-a-decade-of-maya-declaration/) - Endorsed by AFI members at the 2011 AFI Global Policy Forum in Riviera Maya, Mexico, the Maya Declaration comprises AFI members’ commitments that are bringing formal financial services to the world’s unbanked. Since its launch, the volume of public pledges has continued to rise with 71 AFI members having made 837 financial inclusion targets. This - [Guideline Note on Sex-Disaggregated Data Report Templates](https://afi-global.org/publication/guideline-note-on-sex-disaggregated-data-report-templates/) - Sex-disaggregated data collection provides an opportunity for finetuning policy, reforming legal and regulatory frameworks, and creates space for innovation to promote greater women’s financial inclusion. It also promotes the development of financial infrastructure, refining and strengthening financial consumer protection regulation and financial education, and financial literacy programs for women. The objective of this Guideline Note - [Morocco National Financial Inclusion Strategy (NFIS)](https://afi-global.org/publication/morocco-national-financial-inclusion-strategy-nfis/) - In Morocco, several initiatives have been undertaken by different establishments during the last decade in order to expand access to financial services for the benefit of different segments of the population, individuals, and businesses. The Ministry of the Economy, Finance and Administrative Reform and Bank Al-Maghrib have taken it upon themselves to lead, since 2016, - [Inclusive Green Finance: From Concept to Practice](https://afi-global.org/publication/inclusive-green-finance-from-concept-to-practice/) - Against the backdrop of the impending climate and biodiversity crises, a growing number of central banks and financial regulators have recognized the need for addressing environmental risks through their prudential policies, and for scaling up green finance to support the transition to a sustainable and resilient economy. This study calls for a holistic approach that - [Digital Credit Regulation in Tanzania](https://afi-global.org/publication/digital-credit-regulation-in-tanzania/) - The Digital Financial Services (DFS) sector is contributing significantly to the realization of countries’ objectives on financial inclusion through the development of digital savings and credit services. The advent of digital credit, however, asks questions of regulators as well as the financial and non-financial institutions that are driving the advancement of digital finance. This case study highlights some key - [Climate Risk Insurance for the Agriculture Sector in Armenia](https://afi-global.org/publication/climate-risk-insurance-for-the-agriculture-sector-in-armenia/) - Agriculture is vital to Armenia’s economy. While sixty percent of priority food products are produced domestically, production is highly vulnerable to extreme weather events. The Central Bank of Armenia (CBA) has recognized that climate change is a risk to the financial system requiring immediate action, and that monetary policies must be environmentally conscious and contribute to efforts to combat climate change. This - [Scoping and Assessment Report - MSME Access to Finance Ecosystem in Africa](https://afi-global.org/publication/scoping-and-assessment-report-msme-access-to-finance-ecosystem-in-africa/) - Micro, small and medium-sized enterprises (MSMEs) are generally accepted as the most important engines of innovation, growth, job creation, and social cohesion in most emerging economies. However, MSMEs can only reach their full potential if they operate in an environment where they have access to the finance necessary to start, sustain, and grow their business. The - [Regional Policy Framework To Strengthen Agent Networks For Digital Financial Services](https://afi-global.org/publication/regional-policy-framework-to-strengthen-agent-networks-for-digital-financial-services/) - A proper functioning agent network is critical for the overall growth, performance, and sustainability of any Digital Financial Services (DFS) ecosystem. It is critical to ensure that agent networks are properly set up, well-managed, effectively regulated, and supervised in a prudent manner to ensure that the customers they serve, receive suitable high-quality products and services, - [Scoping and Assessment Report on Responsible Digital Credit in Africa](https://afi-global.org/publication/scoping-and-assessment-report-on-responsible-digital-credit-in-africa/) - Africa has witnessed rapid growth in the ownership of accounts over the past decade. The continent is also leading in terms of mobile money deployment. The latest World Bank Findex Report states that over 10 percent of the adults in Sub-Saharan Africa have a mobile money account. However, access to formal credit services remains low. Digital - [Why the economic response to COVID-19 needs to be financially inclusive and gender sensitive](https://afi-global.org/publication/why-the-economic-response-to-covid-19-needs-to-be-financially-inclusive-and-gender-sensitive/) - The Special Report highlights key gender-related issues facing society during the COVID-19 pandemic and some of the specific gender-sensitive financial inclusion responses that policymakers can undertake to ensure their mitigation and recovery activities are fully inclusive and work towards the network’s commitments in the Denarau Action Plan Gender is a cross-cutting theme in all aspects - [Financial Education for the MSMEs: Identifying MSME Educational Needs](https://afi-global.org/publication/financial-education-for-the-msmes-identifying-msme-educational-needs/) - To ensure sustainable development in emerging economies, it is important to create opportunities for MSMEs. Access to finance is frequently identified as a critical barrier to growth for MSMEs in emerging economies. Financial Service Providers (FSPs) are beginning to understand that MSMEs constitute a valuable market segment of their own and require financial products and - [2019 AFI Annual Report](https://afi-global.org/publication/2019-afi-annual-report/) - "The 2019 AFI Annual Report marks the first year of the implementation of the Phase III Strategy (2019–2023), which aims to strengthen AFI’s position as a global policy leadership alliance in financial inclusion." In 2019, members reported 682 policy and regulatory changes in 79 developing and emerging economies. These policy changes have helped members address - [Inclusive Financial Integrity: A Toolkit for Policymakers](https://afi-global.org/publication/inclusive-financial-integrity-a-toolkit-for-policymakers/) - Given the importance of both financial inclusion and Anti-Money Laundering and Countering the Financing of Terrorism (AML-CFT) to a country’s sustainable development, there are opportunities to support the implementation of both processes in a mutually reinforcing manner. Complying with global AML-CFT standards brings many benefits but should not come at the expense of enabling the - [Inclusive Green Finance: A Survey of the Policy Landscape](https://afi-global.org/publication/inclusive-green-finance-a-survey-of-the-policy-landscape/) - More than 90 percent of AFI members surveyed indicated they are planning or already taking steps to address the impacts of climate change in their countries. Inclusive green finance is a new and evolving policy area in which AFI member institutions are beginning to devise and implement policies, regulations and national strategies to mitigate or - [Member Series: Haiti - Digital Financial Services](https://afi-global.org/publication/member-series-haiti-digital-financial-services/) - Financial institutions play an essential role in economic life because of their capacity for monetary creation, mobilizing savings, as well as financial intermediation relationships through the products and services they offer their clients. Today, more than ever, it is important to ensure access to financial products and services to the vast majority of the population, - [Sharm El Sheikh Accord on Inclusive Green Finance](https://afi-global.org/publication/sharm-el-sheikh-accord-on-inclusive-green-finance/) - Developing and emerging countries are more vulnerable to the impacts of climate change. Climate change is among the greatest threats to financial stability and poverty alleviation, and deepens financial exclusion. The Sharm El Sheikh Accord on inclusive green finance was endorsed by an overwhelming 94 percent of the AFI membership. The Accord commits AFI members - [Policy and Regulatory Reforms in the AFI Network 2019](https://afi-global.org/publication/policy-and-regulatory-reforms-in-the-afi-network-2019/) - AFI is increasingly placing emphasis on measuring attributable outcomes of the policy and regulatory reforms members have developed and implemented on the financial inclusion dimensions of access, usage, and quality. The policy and regulatory reforms members report to AFI contribute to the network’s evidence base, and in turn, supports members’ peer learning initiatives, as well as - [Inclusive Green Finance: A Survey of the Policy Landscape (Second Edition)](https://afi-global.org/publication/inclusive-green-finance-a-survey-of-the-policy-landscape-second-edition/) - Climate change imposes a high cost on low-income and vulnerable populations in developing and emerging economies. Research shows that financial inclusion is one of the best ways to build individual and collective resilience to the effects of climate change. Inclusive green finance (IGF) is a rapidly evolving policy area, and AFI member institutions are beginning - [The Long-Term Effectiveness of Financial Education Classroom Workshops in Rural Areas the Case of Armenia](https://afi-global.org/publication/the-long-term-effectiveness-of-financial-education-classroom-workshops-in-rural-areas-the-case-of-armenia/) - Financial literacy is becoming more important, prompting public authorities, international organizations and the private sector to implement a variety of financial education programs. This case study features Armenia’s experience with classroom-based financial education workshops and the Central Bank of Armenia’s (CBA) efforts to measure the effectiveness of these workshops on financial inclusion and financial behavior. - [Key Facts Statements For Credit: Do They Work? The Experience of Armenia](https://afi-global.org/publication/key-facts-statements-for-credit-do-they-work-the-experience-of-armenia/) - Poor financial knowledge can lead to poor credit choices and encourage unhealthy competition between financial institutions. With a Key Facts Statements (KFS), financial authorities can help consumers understand the total cost they would incur with a certain credit product and compare it with other offers. A KFS is a comprehensive tool, and can have a - [Lessons on Enhancing Women’s Financial Inclusion Using Digital Financial Services (DFS)](https://afi-global.org/publication/lessons-on-enhancing-womens-financial-inclusion-using-digital-financial-services-dfs/) - It is widely accepted that better and relevant financial inclusion initiatives can foster reduced gender inequalities. Women who have access to bank accounts, savings mechanisms, and other financial services may be better able to control their earnings and undertake personal and productive expenditures. Financial inclusion for women also helps in reducing the exposure of poor - [Workshop Report: Knowledge Exchange Program on Digital Financial Services](https://afi-global.org/publication/workshop-report-knowledge-exchange-program-on-digital-financial-services/) - Together with Bank Negara Malaysia (BNM), Bangko Sentral Ng Pilipinas (BSP) and Bank of Thailand (BOT), AFI conceptualized a “knowledge-exchange program” last November to learn and share experiences on the implementation of policy solutions that have been tested by experienced members in the network. This knowledge-exchange program was organized with the aim of facilitating cross-learnings - [SME Finance Responses to COVID-19 in AFI Member Countries](https://afi-global.org/publication/sme-finance-responses-to-covid-19-in-afi-member-countries/) - Micro, small and medium enterprises (MSMEs) are taking the biggest hit during the COVID-19 pandemic with loss of sales, loss of market and staff availability, to name a few. The latest policy note by AFI’s SMEF Working Group highlights various measures taken by some countries to encourage business operations, safeguard jobs and increase domestic investment. - [2019 Working Groups and Regional Initiatives Report](https://afi-global.org/publication/2019-working-groups-and-regional-initiatives-report/) - “2019 was an exciting year for the AFI network and the realization of AFI’s Phase III approach that focuses on policy guidance and in-country implementation, which was brought to life when the network endorsed and approved two policy models on the AFI Data Core Set and E-Money for the first time“, AFI Executive Director Dr. Alfred - [Pacific Regional Regulatory Sandbox Guidelines](https://afi-global.org/publication/pacific-regional-regulatory-sandbox-guidelines/) - AFI’s Pacific Islands Regional Initiative (PIRI) made history with the world’s first regional regulatory sandbox. This Regulatory Sandbox Guideline allows central banks to collaborate to encourage potential solution providers and innovators to experiment and test their prototype innovative financial services in a live environment. - [National Financial Inclusion Strategy - Mexico](https://afi-global.org/publication/national-financial-inclusion-strategy-mexico/) - Mexico’s National Council for Financial Inclusion (CONAIF) and the Financial Education Committee (CEF) developed National Financial Inclusion Strategy (PNIF) for 2020-2024. Summary of the Strategy and the Strategy itself is available for download. - [Remittances vis-à-vis bank credit and investments in Pacific island countries: The case of Fiji](https://afi-global.org/publication/remittances-vis-a-vis-bank-credit-and-investments-in-pacific-island-countries-the-case-of-fiji/) - Economic growth, poverty, inequality, financial development, financial inclusion, and all other micro and macro variables that remittances are expected to positively influence remain constant and major challenge in Fiji. Developed together by the Reserve Bank of Fiji and the Griffith University for the South Pacific central banks, the objective of this product is to discover the - [Experiences in the Implementation of the Principle of Disclosure and Transparency in AFI Member Countries](https://afi-global.org/publication/experiences-in-the-implementation-of-the-principle-of-disclosure-and-transparency-in-afi-member-countries/) - To establish a deeper understanding on the challenges of implementing the Disclosure and Transparency Principle of Consumer Protection faced by member countries, the Consumer Empowerment and Market Conduct Working Group (CEMC WG) prepared this survey report. The survey also attempts to highlight suggested solutions for these challenges from past experiences and also from current developments. - [Global Dialogue on Regulatory Approaches for Inclusive Fintech](https://afi-global.org/publication/global-dialogue-on-regulatory-approaches-for-inclusive-fintech/) - The Global FinTech Dialogue in Prague enabled a truly global conversation on regulatory approaches to FinTech, demonstrating the need for continued knowledge exchange among developed and developing country economies. Among the multiple topics discussed at the forum, participants identified cybersecurity, digital financial literacy and enabling FinTech ecosystems as topics of priority and mutual convergence. Members - [Creating Enabling Fintech Ecosystems: The Role of Regulators](https://afi-global.org/publication/creating-enabling-fintech-ecosystems-the-role-of-regulators/) - AFI member institutions are dedicated to harnessing the potential of FinTech to provide more people with financial services, such as payments, savings, insurance and credit, and build better futures for their families, while also supporting economic growth and poverty alleviation. Through conversations with key stakeholders at the forefront of FinTech ecosystems in the AFI network, - [Roadmap to the Sustainable and Responsible Financial Inclusion of Forcibly Displaced Persons](https://afi-global.org/publication/roadmap-to-the-sustainable-and-responsible-financial-inclusion-of-forcibly-displaced-persons/) - This roadmap builds on the 2017 GPFI Policy Paper on the Financial Inclusion of Forcibly Displaced Persons – Priorities for G20 Action and provides key policy recommendations for stakeholders working on financial inclusion for forcibly displaced persons (FDPs): governments (particularly financial regulators and supervisors), private sector, humanitarian and development agencies, research organizations and Standard Setting Bodies. - [Member Series: Rwanda - The Role of Social Protection Programs](https://afi-global.org/publication/member-series-rwanda-the-role-of-social-protection-programs/) - Rwanda has placed tremendous efforts in promoting financial inclusion. An evidence of this is the government’s will to put in place policies that promote financial inclusion and its vision to achieve a high-level of financial inclusion. There are different initiatives for eradicating poverty in Rwanda that target different vulnerable groups. These include programs that provide support - [Cybersecurity for financial inclusion: framework & risk guide](https://afi-global.org/publication/cybersecurity-for-financial-inclusion-framework-risk-guide/) - The primary purpose of this document is to provide key principles and best practices that will offer guidance to assist regulatory and supervisory authorities in devising tools for the financial sector to deal with cybersecurity risks. The Guide is also useful for financial service providers to help them strengthen their cyber-risk management in the provision - [2019 Maya Declaration Progress Report: Driving impact on the ground](https://afi-global.org/publication/2019-maya-declaration-progress-report-driving-impact-on-the-ground/) - When we first launched the Maya Declaration Progress Report back in 2012, we reported 25 countries that have made 69 targets in various key policy areas. Today, the number of country commitments have grown by an incredible 134% to 68, which represents 68% of the AFI network. The 68 countries are represented by 75 institutions - [Policy framework for women's financial inclusion using digital financial services](https://afi-global.org/publication/policy-framework-for-womens-financial-inclusion-using-digital-financial-services/) - This framework provides guidance to regulators and policymakers of the AFI network and beyond, in leveraging DFS to advance women’s financial inclusion. The framework stems from learnings, good practices and successful interventions among AFI member countries noted for their progressive inclusion of women using DFS. The policy framework is a result of in-depth secondary research - [Kigali Statement: Accelerating Financial Inclusion for Disadvantaged Groups](https://afi-global.org/publication/kigali-statement-accelerating-financial-inclusion-for-disadvantaged-groups/) - Members of the Alliance for Financial Inclusion (AFI), representing policymakers and regulators from emerging and developing countries, together with representatives from international organizations, civil society, development partners, youth representatives, the private sector, and academia convened in Kigali, Rwanda from the 11-13 September 2019, to renew our commitments and agree on specific actions to accelerate financial - [SME Finance Guideline Note (V.2)](https://afi-global.org/publication/sme-finance-guideline-note-v-2/) - Sharing experiences on SME finance reforms, both successes, and failures, is an important way for us all to learn and this guideline note is an effort to do just that. This guideline note serves as an initial reference for AFI members developing policy and regulation for SME access to finance, and to open dialogue among - [Gender, women's economic empowerment and financial inclusion in Zimbabwe](https://afi-global.org/publication/gender-womens-economic-empowerment-and-financial-inclusion-in-zimbabwe/) - Zimbabwe has made significant strides in promoting gender equality and women’s economic empowerment and financial inclusion, particularly over the last four years. This report showcases how various measures, policies and support mechanisms are being continually implemented to elevate the status of women, men, girls and boys in line with domestic commitments, and to fulfil regional - [A client needs-centred approach to financial inclusion measurement](https://afi-global.org/publication/a-client-needs-centred-approach-to-financial-inclusion-measurement/) - Innovative financial inclusion data framework focused on customers financial needs: transfer of value, liquidity, resilience, and meeting goals. AFI's Financial Inclusion Data (FID) Working Group, in collaboration with Insight2Impact-Cenfri Finmark Trust, is sharing the main results of a pilot testing process on innovative financial inclusion data framework focused on customers financial needs: transfer of value, - [2017 Maya Declaration Progress Report: Commitments to Impact](https://afi-global.org/publication/2017-maya-declaration-progress-report-commitments-to-impact/) - Did you know that the AFI network represents 85% of the world’s unbanked population? AFI members that have made Maya Declaration commitments cover 57% of the global unbanked. As of July 2017, there were 63 Maya Declaration commitments. This represents 67% of AFI’s membership, which is comprised of 115 financial regulatory and policymaking institutions from - [Member series: Uganda's journey to inclusive finance through digital financial services](https://afi-global.org/publication/member-series-ugandas-journey-to-inclusive-finance-through-digital-financial-services/) - In Uganda, formal financial inclusion has nearly doubled since 2009, increasing from 28 percent in 2009 to 58 percent in 2018. This has been driven largely by digital financial services, namely mobile money. Current evidence indicates that access to financial services, especially through digital financial services, has the potential to increase income-generating capacity, manage risks, - [Digitally Delivered Credit: Consumer Protection Issues and Policy Responses to New Models of Digital Lending](https://afi-global.org/publication/digitally-delivered-credit-consumer-protection-issues-and-policy-responses-to-new-models-of-digital-lending/) - “While tremendous gains in financial inclusion have already been achieved, digital financial services, together with effective supervision (which may be digitally enabled), are essential to close the remaining gaps in financial inclusion.” Rapid expansion of digital financial services (DFS) is driving the growth of inclusive finance. A new generation of DFS is emerging based on - [The Digital Financial Services Ecosystem in Latin America and the Caribbean](https://afi-global.org/publication/the-digital-financial-services-ecosystem-in-latin-america-and-the-caribbean/) - The provision and use of digital financial services in Latin America and the Caribbean (LAC) has advanced notably in recent years. In most countries, levels of traditional banking sector penetration are rising; coupled with sharp increases in investment in their digital platforms by banks and rising smartphone use, more people in the region are embracing - [2018 Working Groups and Regional Initiatives Report](https://afi-global.org/publication/2018-working-groups-and-regional-initiatives-report/) - "What sets us apart is our “tested and proven policy approach”, gathered through member engagements, which constitutes a key element of Policy Programs and Regional Initiatives (PPRI)." The role of working groups and regional initiatives is vital to ensure that macro-policies become practical programs. They are also platforms that emphasize usage and quality, in addition - [Digital Financial Service Indicators](https://afi-global.org/publication/digital-financial-service-indicators/) - DFS indicators were developed to address the three basic dimensions of financial inclusion: access, usage and quality. Considering the dynamism and constantly evolving nature of digital financial services, particularly due to emerging technology adoption, DFS indicators should be comprehensive enough to meaningfully capture subsets such as availability (as a subset of access), and uptake or - [2018 AFI Annual Report](https://afi-global.org/publication/2018-afi-annual-report/) - "Members continue to lead network-wide policy changes, with 545 high-impact financial inclusion policy changes made with the support of the AFI network since 2008." 2018 was a significant year for AFI as it marked the 10th anniversary of its mission to bring smart policies to life. The 2018 Annual Report demonstrates AFI’s accomplishments in driving - [2017 AFI Financial Report](https://afi-global.org/publication/2017-afi-financial-report/) - Download the 2017 financial report to discover: the independent auditors' report; statement of financial position; and statements of income and expenditure, and cash flows. The 2017 AFI Financial Report will be presented to the AFI Membership Council for approval at the 2018 AFI Annual General Meeting in Sochi, Russia. - [The 2018 Global Policy Forum (GPF) Report: Innovation. Inclusion. Impact.](https://afi-global.org/publication/the-2018-global-policy-forum-gpf-report-innovation-inclusion-impact/) - Organized by Bank of Russia (CBR) and the Alliance for Financial Inclusion (AFI), the 2018 Global Policy Forum (GPF) is themed, “Innovation. Inclusion. Impact.” — striving to provide a platform to showcase the latest innovations in technology, progress made in financial inclusion and its impact in paving the way for greater financial access, particularly for the rural - [Integrating Gender and Women's Financial Inclusion into the Central Bank of Egypt's (CBE) Framework](https://afi-global.org/publication/integrating-gender-and-womens-financial-inclusion-into-the-central-bank-of-egypts-cbe-framework/) - Egyptian women who constitute half of the population, represent tremendous economic potential, while contributing to only 22.5 percent of total labor force - offer an estimated credit demand of USD283 million among female-owned SMEs. The Central Bank of Egypt (CBE) has achieved major accomplishments towards building an inclusive financial system through introducing a number of initiatives - [Communicating Women's Financial Inclusion](https://afi-global.org/publication/communicating-womens-financial-inclusion/) - Out of 1.7 billion unbanked adults, 56 percent or about 980 million are women. This toolkit is developed to help AFI member institutions in promoting and sharing their work on gender and women’s financial inclusion. Specific, targeted communication on women’s financial inclusion should lead to increased economic welfare and poverty alleviation by having more women with - [The 2017 Global Policy Forum (GPF) Report: Exploring Diversity, Promoting Inclusion](https://afi-global.org/publication/the-2017-global-policy-forum-gpf-report-exploring-diversity-promoting-inclusion/) - The 2017 Global Policy Forum marked many firsts. It was the first GPF to be held in the Middle East, it was the largest in AFI’s history, and members made a major commitment to advance policies linking financial inclusion and climate change. It was also announced that AFI would be strengthening its presence in Africa - [Fiji Sovereign Green Bond: Impact Report 2018](https://afi-global.org/publication/fiji-sovereign-green-bond-impact-report-2018/) - In October 2017, Fiji made history by becoming the first emerging economy to offer a sovereign green bond. The first-ever Fiji Sovereign Green Bond (‘FSGB’) has helped encourage unprecedented private-sector climate finance, expedite climate action at the national and local levels and ensure fiscal stability. The FSGB focuses on climate change and environmental conservation that - [Agricultural finance intervention in the Kingdom of Eswatini](https://afi-global.org/publication/agricultural-finance-intervention-in-the-kingdom-of-eswatini/) - The contribution of the agriculture sector to the GDP of the country has been declining from a high of 23 percent in in 1980 to an estimated nine percent in 2016 (SME Roadmap Eswatini, 2018). Access to finance for the agriculture sector can improve employment at a comparatively lower capital cost than the bigger industries, - [Agricultural finance intervention in Ghana](https://afi-global.org/publication/agricultural-finance-intervention-in-ghana/) - Lack of financing is the major constraint for the agriculture sector in Ghana. Risk mitigating measures are planned to improve access to financing and this is the challenge that falls directly within the domain of the central bank in promoting agricultural finance. Access to financing is vital for the growth of the agriculture sector in - [Gender Considerations in Balancing Financial Inclusion and AML/CFT](https://afi-global.org/publication/gender-considerations-in-balancing-financial-inclusion-and-aml-cft/) - The persistent gender gap has resulted in women’s financial inclusion moving up the international policy agenda. This guideline note examines data on current practices in the AFI network and is intended to support financial policymakers and regulators responsible for implementing and overseeing AML/CFT standards at the national level. In doing so, it will raise awareness - [Bangladesh Bank's journey with financial inclusion and climate change](https://afi-global.org/publication/bangladesh-banks-journey-with-financial-inclusion-and-climate-change/) - In the face of urgent environmental, economic and social challenges brought on by climate change, Bangladesh Bank is leading the country’s transition to a greener and more inclusive financial system. Bangladesh Bank (the central bank of Bangladesh) has long recognized that financial services play a vital role in enabling the poor and vulnerable to cope - [Reserve Bank of Fiji's Experience with Financial Inclusion and Climate Change](https://afi-global.org/publication/reserve-bank-of-fijis-experience-with-financial-inclusion-and-climate-change/) - There is optimism in Fiji that fostering financial inclusion will strengthen the resilience of the poor and ease the transition to a low-carbon economy. The leadership of the RBF is passionate about the role financial inclusion could play in mitigating and adapting to climate change and championed policies that would expand access to financial products - [Papua New Guinea's Financial Inclusion Journey](https://afi-global.org/publication/papua-new-guineas-financial-inclusion-journey/) - The Centre for Excellence in Financial Inclusion (CEFI) was established in 2013 to promote the financial inclusion agenda and coordinate and monitor all financial inclusion activities in Papua New Guinea. Since 2013, unprecedented progress for financial inclusion has been achieved. CEFI and the Bank of Papua New Guinea (PNG) have been working with financial institutions - [Vanuatu MSMEs Finance Survey Report 2016](https://afi-global.org/publication/vanuatu-msmes-finance-survey-report-2016/) - A high percentage of businesses in Vanuatu accessed informal financing sources for business startups. The objectives of Vanuatu MSMEs Finance Survey were to produce evidence for access and usage of financial services of the business sector in urban sectors and the rural sector, particularly the MSME component to complement the current indicators, which utilizes supply-side - [Financial Inclusion of Forcibly Displaced Persons: Priorities for G20 Action](https://afi-global.org/publication/financial-inclusion-of-forcibly-displaced-persons-priorities-for-g20-action/) - In the face of the acute global displacement crisis, the plight of forcibly displaced persons (FDPs) has been considered and analyzed from many different perspectives. The Policy Paper is the result of an ongoing stakeholder dialogue and research effort launched under our German G20 Presidency, involving G20 and non-G20 countries, humanitarian and development organizations, private - [Financial Inclusion of Forcibly Displaced Persons](https://afi-global.org/publication/financial-inclusion-of-forcibly-displaced-persons/) - Financial inclusion of FDPs is a long-term policy challenge that concerns G20 countries and many emerging and developing economies Under the German G20 Presidency, this highly relevant issue was set as one of four priorities of the G20 Global Partnership for Financial Inclusion (GPFI) aiming at improving FDPs’ access to a broad range of adequate - [Financial inclusion measurement for regulators: Survey design and implementation](https://afi-global.org/publication/financial-inclusion-measurement-for-regulators-survey-design-and-implementation/) - Having appropriate and up-to date information about levels and trends of financial inclusion is a critical first step towards devising relevant policy approaches to further deepen the reach of the financial sector. This report aims to inform financial policymakers and regulators on how to develop a strategy for gathering financial inclusion data using surveys of - [Enhancing SME Access to Finance: Case Studies](https://afi-global.org/publication/enhancing-sme-access-to-finance-case-studies/) - In aftermath of the financial crisis, the need for policy and regulatory support for SMEs came sharply into focus. Many countries enacted policy reforms intended to promote SME growth. Yet little was really known about which policy levers are most effective in different contexts to promote the growth of SMEs. Even as progress has been - [Kenya's engagement with the standard setting bodies and the implications for financial inclusion](https://afi-global.org/publication/kenyas-engagement-with-the-standard-setting-bodies-and-the-implications-for-financial-inclusion/) - Kenya’s engagement with the standard setting bodies and the implications for financial inclusion This report was produced on behalf of the G20's Global Partnership for Financial Inclusion (GPFI) by the Alliance for Financial Inclusion (AFI) in its capacity as an Implementing Partner of the GPFI. This case study highlights the experience of Kenya in implementing - [Policy and Regulatory Changes in AFI Network](https://afi-global.org/publication/policy-and-regulatory-changes-in-afi-network/) - Innovative financial inclusion policies create an enabling environment for the development of appropriate financial products that expand the reach of quality financial services to the poor. This report presents the policy and regulatory changes that members of the AFI network developed and effected in 2017. These reforms were put in place in 2017 but are - [Survey Report on the Implementation of the Basel Framework](https://afi-global.org/publication/survey-report-on-the-implementation-of-the-basel-framework/) - Global standards are widely considered to pose a challenge to developing countries as they can restrict the innovation and adoption of new products and services that would promote greater access to finance. The survey on the implementation of the Basel framework was distributed to members of the Global Standard Proportionality Working Group (GSPWG) in October - [Inclusion in Progress: AFI and a Decade of Smart Policymaking](https://afi-global.org/publication/inclusion-in-progress-afi-and-a-decade-of-smart-policymaking/) - "Many of the smartest and most innovative policies for increasing access to formal financial services have come from developing countries — those living with the challenges of financial inclusion every day." - Prof Njuguna Ndung’u and Dr. Alfred Hannig, the 2009 AFI GPF Report. In one decade, we have evolved from being a fully donor-funded - [Report on Financial Inclusion in the Russian Federation 2017](https://afi-global.org/publication/report-on-financial-inclusion-in-the-russian-federation-2017/) - The Bank of Russia has prepared its third annual issue of the Report on Financial Inclusion in the Russian Federation (the ‘Report’) based on the results of the fourth annual measurement of financial inclusion indicators. - [Proportionality in Practice Case Studies (Volume 1)](https://afi-global.org/publication/proportionality-in-practice-case-studies-volume-1/) - In an increasing number of countries around the world, National Financial Inclusion Strategies (NFIS) are being developed to increase access to, and usage of, quality financial services for underserved and unserved populations. In advancing these strategies, the implementation of appropriate regulatory frameworks, including adoption of appropriate global standards for financial stability and integrity, is of - [GSP WG 2018 Member Survey Global Standards and Financial Inclusion: Shadow Banking](https://afi-global.org/publication/gsp-wg-2018-member-survey-global-standards-and-financial-inclusion-shadow-banking/) - The global financial crisis demonstrated that the shadow banking system can be a source of systemic risk. The failure of a number of institutions during the crisis sparked the transmission of risks through the financial system and ultimately disrupted the intermediation of funds in a number of economies. Today, there is greater recognition of the - [FinTech for Financial Inclusion: A Framework for Digital Financial Transformation](https://afi-global.org/publication/fintech-for-financial-inclusion-a-framework-for-digital-financial-transformation/) - The full potential of FinTech for financial inclusion may be realized with a strategic framework of underlying infrastructure and an enabling policy and regulatory environment to support digital financial transformation. Drawing from experiences in a range of developing, emerging and developed countries, our research suggests that the best approach is staged and progressive, focused on - [2018 Maya Declaration Progress Report: Commitments to Impact](https://afi-global.org/publication/2018-maya-declaration-progress-report-commitments-to-impact/) - As of July 2018, 66 Maya Declaration commitments had been reported on the AFI Data Portal (ADP). Members with Maya commitments represent 72 percent of the AFI network, which now includes 107 financial regulatory and policymaking institutions from 92 developing and emerging countries. The number of commitment targets have also increased over the years. Since the - [Framework for Digital Financial Services Interoperability in Africa](https://afi-global.org/publication/framework-for-digital-financial-services-interoperability-in-africa/) - Interoperability is one of the major tools to drives account activity, thereby spurring access and usage of wider range of financial services to the underbanked population. This policy model on digital interoperability, aims to enhance in-country policy implementation that will expand interoperability amongst digital financial service providers and with other financial services providers to enhance - [A Policy Framework for Innovative Cross-Border Remittances in Africa](https://afi-global.org/publication/a-policy-framework-for-innovative-cross-border-remittances-in-africa/) - Accounting for almost half (135) of global mobile money deployments (276), Africa has huge potential to leverage digital financial services to make cross-border remittances cheaper and more efficient. The framework for cross-border remittances aims to address the cost and efficiency challenges of remittances in Africa. Sub-Saharan Africa (SSA) is the most expensive remittance corridor in - [Innovative Cross-Border Remittance Services: Experiences from AFI Member Countries](https://afi-global.org/publication/innovative-cross-border-remittance-services-experiences-from-afi-member-countries/) - The rise of new communication and information technologies and innovative mechanisms for delivering financial services and products are creating new opportunities for cross-border transfers to get money into the hands — and ideally into the accounts — of those who need it most. Unfortunately, these technologies may not be covered by existing regulatory frameworks for - [Haiti: Digital Financial Services](https://afi-global.org/publication/haiti-digital-financial-services/) - Financial institutions play an essential role in economic life because of their capacity for monetary creation, mobilizing savings, as well as financial intermediation relationships through the products and services they offer their clients. Today, more than ever, it is important to ensure access to financial products and services to the vast majority of the population, - [Honduras: Competitiveness' Chain Reaction for Financial Inclusion](https://afi-global.org/publication/honduras-competitiveness-chain-reaction-for-financial-inclusion/) - Since the launch of the Honduras National Financial Inclusion Strategy (2016 – 2020) (ENIF - in Spanish) as of October 2015, progress has been made in several issues that have facilitated the advancement of some key strategy indicators. One of the major advances has been in regulations and the other, in the systematization of administrative - [Brazil: Financial Citizenship Journey in Brazil](https://afi-global.org/publication/brazil-financial-citizenship-journey-in-brazil/) - Since 2013, the Central Bank of Brazil has been working on the concept of financial citizenship, which seeks to see financial inclusion, financial consumer protection, and financial education in a holistic and integrated way. This publication aims to display some of this path – which is still being walked through – as well as the - [Bangladesh: Bringing the light into the blind spot](https://afi-global.org/publication/bangladesh-bringing-the-light-into-the-blind-spot/) - The economy of Bangladesh has been achieving more than 6% real GDP growth on average for more than a decade; it recently crossed the 7% landmark and shows strong trends to grow faster in the coming years. One of the drivers of this high and stable growth is Bangladesh’s success in pursuing inclusive development strategy, - [The Philippines: Implementing AFI Maya Declaration Commitments](https://afi-global.org/publication/the-philippines-implementing-afi-maya-declaration-commitments/) - Formal account penetration in the Philippines has improved to 34.5% in 2017 from 26.6% in 2011, according to the World Bank Findex. However, much still needs to be done. As technology continues to move at an unprecedented scale, Bangko Sentral ng Pilipinas (BSP) set their sights on digital innovations as a catalyst and strategic enabler - [Tanzania: The Coordination Approach](https://afi-global.org/publication/tanzania-the-coordination-approach/) - Tanzania’s journey towards enhancing access and usage of formal financial services to the majority of the population started in the early 1990s, following the comprehensive reforms in the financial sector that began from 1991. An evaluation of financial inclusion progress conducted through demand surveys in 2006 and 2009 (FinScope) revealed that in spite of all - [Digital Transformation of Microfinance & Digitization of Microfinance Services to Deepen Financial Inclusion in Africa](https://afi-global.org/publication/digital-transformation-of-microfinance-digitization-of-microfinance-services-to-deepen-financial-inclusion-in-africa/) - Digital financial services (DFS) are spearheading greater financial inclusion in Sub-Saharan Africa, with 338 million registered accounts in 2017 and a significant boost in penetration from 12 percent to 21 percent between 2014 and 2017. As technology disruptions and new players change the face of microfinance, regulators need to fully comprehend this changing environment and - [Financial Inclusion through Digital Financial Services and FinTech: The Case of Egypt](https://afi-global.org/publication/financial-inclusion-through-digital-financial-services-and-fintech-the-case-of-egypt/) - The Central Bank of Egypt (CBE) takes its responsibility for promoting and coordinating financial inclusion in Egypt seriously, and considers it a strategic objective that can be pursued alongside its primary objective of ensuring a stable and sound financial system. CBE recognizes that the rapid development and extension of digital platforms can reach financially excluded - [Digitally-Enabled Cross-Border Remittances in Lesotho](https://afi-global.org/publication/digitally-enabled-cross-border-remittances-in-lesotho/) - Only a small portion of inward remittances in Lesotho are processed via formal remittance services, with the bulk going through informal channels — unsafe and inefficient. The market faces numerous challenges, including: a high preference for cash; the limited number of access points and agent networks outside of urban areas; and inefficient interoperability between the - [Inclusive Insurance in National Financial Inclusion Strategies](https://afi-global.org/publication/inclusive-insurance-in-national-financial-inclusion-strategies/) - Inclusive insurance has only recently become an integral part of NFIS and other financial sector strategies (FSS). In order to encourage regulators and policymakers to effectively integrate insurance into their NFIS, a joint survey was conducted by the Access to Insurance Initiative (A2ii) and the Alliance for Financial Inclusion (AFI). The survey was conducted amongst - [The Pacific Islands Regional Initiative (PIRI) Factsheet](https://afi-global.org/publication/the-pacific-islands-regional-initiative-piri-factsheet/) - The Pacific Islands Regional Initiative (PIRI) was created in 2014 at the AFI Global Policy Forum (GPF) in Maputo, Mozambique, and was officially launched in Dili, Timor Leste in 2015. Previously known as the Pacific Islands Financial Inclusion Working Group (PIWG), this regional initiative was formed in 2009 at the request of the central banks - [2017 Working Group and Regional Initiatives Report](https://afi-global.org/publication/2017-working-group-and-regional-initiatives-report/) - AFI Working Groups represent leadership, innovation and focus on thematic financial inclusion policy areas that AFI actively promotes. The translation and implementation are undertaken at the regional levels through the Regional Initiatives. The new roles of working groups enhanced the role of AFI as a global financial inclusion policy leadership organisation by providing systematic guidance - [National Financial Inclusion Strategies: Current State of Practice](https://afi-global.org/publication/national-financial-inclusion-strategies-current-state-of-practice/) - It is not surprising that NFIS have gained traction so quickly, since the logic appears simple: greater financial inclusion promises more inclusive growth and development, while national strategies have the potential to accelerate financial inclusion. This report covers NFIS practice in relation to two different, but essentially interlinked phases of the strategy process: formulation and - [2017 AFI Annual Report](https://afi-global.org/publication/2017-afi-annual-report/) - "Since AFI’s independence in 2016, AFI members’ leadership and resolve has led us to achieve strong results shown by the significant increase in policy changes in 2017." The AFI membership together took a historic step at the 2017 Annual General Meeting by endorsing AFI’s approach to issue regulatory and policy guidance (key lessons from the - [PIRI Financial Inclusion 2017 Status Report](https://afi-global.org/publication/piri-financial-inclusion-2017-status-report/) - As financial inclusion leaders, it is crucial for PIRI leaders to continue to drive the activities of financial inclusion in their respective countries and to pursue success in the delivery of their commitments to their financial inclusion agendas. This special report was prepared for AFI members in the Pacific Islands region to showcase the progress - [Vanuatu National Financial Inclusion Strategy (NFIS) 2018 - 2023](https://afi-global.org/publication/vanuatu-national-financial-inclusion-strategy-nfis-2018-2023/) - “This is the day that paints a clear roadmap for the nation out till 2023,” said Governor Simeon Athy of the Reserve Bank of Vanuatu in his opening remarks at the launch of the Strategy. The Vanuatu National Financial Inclusion Strategy (NFIS) 2018 – 2023 is the policy document that provides the road map of - [The Effectiveness of Short-Term Financial Education Workshops in Rural Areas: The Case of Armenia](https://afi-global.org/publication/the-effectiveness-of-short-term-financial-education-workshops-in-rural-areas-the-case-of-armenia/) - For policymakers, choosing the right format for financial education projects can be a challenge. Classroom workshops are one of the most practical methods but doubts have been raised recently about how effective they are. A randomized control trial was conducted to assess the effectiveness of financial education classroom workshops in rural areas of Armenia, and the - [National Financial Inclusion Strategy for Swaziland 2017-2022](https://afi-global.org/publication/national-financial-inclusion-strategy-for-swaziland-2017-2022/) - Though more than two-thirds (64%) of the Swazi adults are formally served, a significant number are excluded or face a large number of access barriers notably low affordability, and sometimes onerous documentation requirements. The development of a National Financial Inclusion Strategy (NFIS) is a continuation of efforts by the Government of the Kingdom of Swaziland - [Measuring the Impact of a Global Network on Financial Inclusion: AFI's M&E System](https://afi-global.org/publication/measuring-the-impact-of-a-global-network-on-financial-inclusion-afis-me-system/) - Although international development cooperation takes many different forms, we always pursue one common goal: improving the lives of the poor. As we commit knowledge, time and financial resources, we want to know whether our actions are achieving our objectives. Monitoring and evaluation (M&E) enables us to steer our endeavors, account for results and build on - [Tanzania: National Financial Inclusion Framework 2018-2022](https://afi-global.org/publication/tanzania-national-financial-inclusion-framework-2018-2022/) - Given the remarkable progress the country has made in expanding the opportunities for people to access financial service, this Framework puts thrust on usage of financial services as the next phase of Tanzania’s financial inclusion journey. The National Financial Inclusion Framework 2018-2022 (NFIF2) builds on the first Framework (NFIF1), which was implemented over a period - [Seychelles National Financial Education Strategy 2017-2020](https://afi-global.org/publication/seychelles-national-financial-education-strategy-2017-2020/) - Financially capable individuals make better decisions in managing and growing their assets and are less susceptible to unscrupulous suppliers of financial services. The CBS and the Financial Services Authority (FSA) commissioned a National Financial Literacy Baseline in 2016 and the development of the National Financial Education Strategy (NFES) in 2017. An in-depth diagnostic was undertaken - [Maya Declaration Quick Guide To Formulating Measurable Targets](https://afi-global.org/publication/maya-declaration-quick-guide-to-formulating-measurable-targets/) - Whether your institution is submitting its commitment to the Maya Declaration for the first time or updating its existing targets, you can refer to the following three easy steps to ensure that they are specific, measurable, achievable, relevant, and time-bound (SMART). - [Interoperability and Interconnectivity of Electronic Payment Methods and Financial Inclusion in Paraguay](https://afi-global.org/publication/interoperability-and-interconnectivity-of-electronic-payment-methods-and-financial-inclusion-in-paraguay/) - There are more than two million electronic money accounts registered through licensed electronic money issuers; only 64,000 are linked to bank accounts. The purpose of this case study is to share the Paraguayan experience with digital financial services, which began with the launch of money remittances by mobile phone operators in 2008. Although the Paraguayan - [Bridging the Gender Gap : Promoting Women's Financial Inclusion: Tools & Guidance from the AFI Network](https://afi-global.org/publication/bridging-the-gender-gap-promoting-womens-financial-inclusion-tools-guidance-from-the-afi-network/) - At the 2016 Global Policy Forum in Fiji, the AFI membership adopted with an overwhelming majority 96% the Denarau Action Plan: The AFI Network Commitment to Gender and Women’s Financial Inclusion. This groundbreaking initiative is driven primarily by policymakers and regulators from developing and emerging countries committing to take tangible actions and provide leadership towards closing - [3rd AFI PIRI Leaders Roundtable Digital Financial Services in the Face of De-risking](https://afi-global.org/publication/3rd-afi-piri-leaders-roundtable-digital-financial-services-in-the-face-of-de-risking/) - The 3rd (PIRI) Leaders Roundtable, “DFS in the Face of De-risking”, was co-hosted with the Bank of Papua New Guinea in Kokopo, East New Britain Province, Papua New Guinea. The leaders unanimously adopted the PIRI Charter and approved the work plan developed by the Experts Group on Financial Inclusion Policies (EGFIP), underlining the need to - [How does financial inclusion impact climate change?](https://afi-global.org/publication/how-does-financial-inclusion-impact-climate-change/) - AFI as a network is bridging its voice into the global debate on Financial Inclusion, Climate Change and Green Finance and advocating for Sustainable Financial Inclusion. During the 2017 Global Policy Forum, AFI member institutions adopted the Sharm El Sheikh Accord on Financial Inclusion Climate Change and Green Finance. Financial Inclusion is vital in helping - [Driving change in financial inclusion through innovation in Africa](https://afi-global.org/publication/driving-change-in-financial-inclusion-through-innovation-in-africa/) - Of the 500 million adults worldwide with a mobile money account in 2016, more than 250 million were in Sub-Saharan Africa. It has been an impressive five years for the AFI Africa Regional Initiative, which has focused on laying a foundation for Africa’s unbanked population to access financial services through the most affordable channel available - [Guideline Note 29: National Retail Payments Systems to Support Financial Inclusion](https://afi-global.org/publication/guideline-note-29-national-retail-payments-systems-to-support-financial-inclusion/) - This guideline note has been designed to focus on key principles and areas that regulators and policy makers may take into account in developing laws and regulations on retail payment systems to support financial inclusion. While the issues are not necessarily exhaustive, a good number of principles and options have been raised to support regulators - [Meeting the financial needs of the agricultural sector through prudentially regulated SACCOs in Kenya](https://afi-global.org/publication/meeting-the-financial-needs-of-the-agricultural-sector-through-prudentially-regulated-saccos-in-kenya/) - Did you know that Saccos account for just 10% of assets of deposit-taking intermediaries? While the licensed deposit-taking Savings and Credit Co-operative Societies (SACCO) sector is much smaller than banks, they provide financial services to over four million Kenyans and frequently offer services that cannot be found elsewhere. Download this case study to understand: the - [Women's Financial Inclusion in the Solomon Islands](https://afi-global.org/publication/womens-financial-inclusion-in-the-solomon-islands/) - Gender inequality has been recognized as a longstanding issue in Solomon Islands. The Solomon Islands Government is serious about improving the economic status of women. The Ministry of Women, Youth, Children, and Family Affairs, which is mandated to lead the formulation and implementation of policies relating to women, is working closely with other relevant stakeholders - [Women financing: A case study on LAPO Microfinance Bank Limited](https://afi-global.org/publication/women-financing-a-case-study-on-lapo-microfinance-bank-limited/) - Women face huge social and economic burdens while very few societies across developing countries accord equal treatment between men and women. Access to finance is critical to economic and social empowerment of women. Sustained independent sources of income for women translates to access to education and better nutrition for their children. Enhanced financial independence grants - [Bank on her: Diamond Bank enhances opportunities for Nigeria's low-income women to save](https://afi-global.org/publication/bank-on-her-diamond-bank-enhances-opportunities-for-nigerias-low-income-women-to-save/) - Did you know that only 30% of women in Nigeria have an account with a formal financial institution, compared to 46.3% of men? Leaving low-income women’s financial needs unfulfilled not only limits economic growth, but represents a missed business opportunity for financial services providers. Women’s World Banking research shows that although women tend to be - [E-money in El Salvador: A comprehensive model](https://afi-global.org/publication/e-money-in-el-salvador-a-comprehensive-model/) - Today, El Salvador’s e-money market is growing; 16% of adults have used the service and are overall quite pleased with the service, the speed of transactions and the attention received. This paper shares the process of deliberating and designing the fundamentals of e-money in El Salvador. It is a unique case of regulation, particularly compared - [Strengthening cooperation between financial and telecom regulators on DFS issues: A case study on Ghana](https://afi-global.org/publication/strengthening-cooperation-between-financial-and-telecom-regulators-on-dfs-issues-a-case-study-on-ghana/) - Digital financial services (DFS) have become a game changer recently — a catalyst for financial inclusion and a tool for poverty alleviation. This AfPI case study, based in part on interviews and questionnaires, examines cooperation mechanisms between the Bank of Ghana (BOG), the financial system regulator, and the National Communication Authority (NCA), the telecommunications regulator. It - [Financial Services Demand Side Survey Tonga](https://afi-global.org/publication/financial-services-demand-side-survey-tonga/) - Did you know that 34% of Tongan adults are completely excluded from financial services? This report describes the level of financial access in Tonga — the fourth country in the Pacific Islands Regional Initiative (PIRI) to move forward with a financial inclusion demand side survey effort. The National Reserve Bank of Tonga (NRBT) and its - [AFI Maya Declaration Quick Guide 2017 Factsheet](https://afi-global.org/publication/afi-maya-declaration-quick-guide-2017-factsheet/) - The Maya Declaration is the first global commitment by policymakers from developing and emerging countries to unlock the economic and social potential of the poor through greater financial inclusion. Curious to learn how your institution can submit a commitment to the Maya Declaration for the first time? Download our quick guide to formulating measurable targets - [Alliance for Financial Inclusion (AFI) Policy Leadership 2017 Factsheet](https://afi-global.org/publication/alliance-for-financial-inclusion-afi-policy-leadership-2017-factsheet/) - The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. A member-owned network, AFI promotes and develops evidence-based policy solutions that help to improve the lives of the poor. Together, AFI members from more than 100 financial inclusion policymaking and regulatory institutions are working to unlock the potential - [CEMC Survey Report: Alternative Dispute Resolution](https://afi-global.org/publication/cemc-survey-report-alternative-dispute-resolution/) - This special report, prepared by the Alliance for Financial Inclusion (AFI) provides an overview of Alternative Dispute Resolution (ADR) systems for resolving disputes between financial services firms and their customers in AFI member jurisdictions. Highlights of this report include: an overview of ADR access and processes common features of an 'ideal' ADR scheme detailed case studies - [Financial Inclusion of Forcibly Displaced Persons: Perspectives of Financial Regulators](https://afi-global.org/publication/financial-inclusion-of-forcibly-displaced-persons-perspectives-of-financial-regulators/) - This special report, prepared by the Alliance for Financial Inclusion (AFI) in partnership with the Global Partnership for Financial Inclusion (GPFI) and under the auspices of the German G20 Presidency, examines the current views and national regulatory approaches to addressing the financial inclusion of forcibly displaced persons (FDPs), especially the roles of the central bank, - [Reserve Bank of Fiji Financial Inclusion Report 2016](https://afi-global.org/publication/reserve-bank-of-fiji-financial-inclusion-report-2016/) - The end of 2016 marks seven years of Fiji’s progress in financial inclusion through a nationally coordinated approach. As Fiji embarks on the second National Financial Inclusion Strategic Plan (NFISP), it is timely to reflect on the achievements and progress of the National Financial Inclusion Taskforce (NFIT) since its inception. The work of the NFIT evolves around its - [2016 AFI Financial Report](https://afi-global.org/publication/2016-afi-financial-report/) - A full report of AFI's financial health for 2016. - [2016 AFI Annual Report](https://afi-global.org/publication/2016-afi-annual-report/) - 2016 was a historic and eventful year as we marked one year since AFI’s registration as a full- edged international organization on 27 January 2016. This achievement was made possible by the unwavering support and dedication of AFI members in upholding the principles, values and work of the organization. - [Financial Capability Barometer](https://afi-global.org/publication/financial-capability-barometer/) - The Central Bank of Armenia, in cooperation with AFI, elaborated a new financial capability measurement tool, the Financial Capability Barometer (FCB), in 2013 and 2014. The objective of the FCB is to set effective policy priorities, strategies and benchmarks for the development of financial education and literacy programs, and to monitor the implementation of the - [SMEF Survey Report: Defining Small and Medium Enterprises in the AFI Network](https://afi-global.org/publication/smef-survey-report-defining-small-and-medium-enterprises-in-the-afi-network/) - The objective of the SMEF WG survey was to take stock of MSME definitions across AFI’s global network, identify what criteria was being used to define MSMEs and whether a special c policy informs these classifications. The survey has two phases. First, the survey was completed by individuals from AFI member institutions, who answered questions - [Survey Report: SME Finance Policies for MSMEs Owned by Women and Women Entrepreneurs](https://afi-global.org/publication/survey-report-sme-finance-policies-for-msmes-owned-by-women-and-women-entrepreneurs/) - Women’s financial inclusion is at the top of AFI’s global policy agenda. Since 2014, AFI has worked exhaustively to promote financial inclusion and bridge the gender gap. At the 2014 AFI Global Policy Forum (GPF), a break-out session revealed that financial policymakers and regulators lacked the data they need to adopt smart policies on women’s - [Guideline Note 24: GIS Mapping to Inform Policymaking](https://afi-global.org/publication/guideline-note-24-gis-mapping-to-inform-policymaking/) - In this focus note, we feature the experiences of AFI members and the expertise of MIX to help guide others as they embark on their geospatial mapping journey. - [Case Study 5: Expanding Women's Financial Inclusion in Bangladesh](https://afi-global.org/publication/case-study-5-expanding-womens-financial-inclusion-in-bangladesh/) - Did you know that Bangladesh Bank has allocated at least 15 percent of its MSME refinance funding to women entrepreneurs? The participation of women in business is gaining more recognition as a key pillar to economic growth. In recognition of the importance of women’s participation in business for economic development, and in keeping with a constitutional - [The 2016 Global Policy Forum (GPF) Report: Building the Pillars of Sustainable Inclusion](https://afi-global.org/publication/the-2016-global-policy-forum-gpf-report-building-the-pillars-of-sustainable-inclusion/) - There was much to celebrate as members of the alliance gathered at the 2016 Alliance for Financial Inclusion (AFI) Global Policy Forum (GPF) in Nadi, Fiji. Co-hosted by the Reserve Bank of Fiji, the eighth annual GPF was the first to be held since AFI became a fully independent organization. It was also the largest GPF - [Guideline Note 25: Leveraging Sex-Disaggregated Data](https://afi-global.org/publication/guideline-note-25-leveraging-sex-disaggregated-data/) - LEVERAGING SEX-DISAGGREGATED DATA TO ACCELERATE PROGRESS TOWARDS WOMEN’S FINANCIAL INCLUSION Women are still disproportionately excluded from the formal financial system and make up more than half of the world’s unbanked population. According to the 2014 Global Findex, 58 percent of women had an account compared to 65 percent of men. This gender gap has persisted - [Guideline Note 26: Sex-Disaggregated Data Toolkit](https://afi-global.org/publication/guideline-note-26-sex-disaggregated-data-toolkit/) - HOW TO LEVERAGE SEX-DISAGGREGATED FINANCIAL INCLUSION DATA TO ACCELERATE WOMEN’S FINANCIAL INCLUSION This AFI Financial Inclusion Data (FID) Working Group Guideline Note outlines steps to using supply and demand side sex-disaggregated data to close the financial inclusion gender gap based on the experience of AFI Member institutions in a range of countries including: Bangladesh, Burundi, Costa - [The Bali Outcome Statement On the Linkages Between Financial Inclusion and Financial Stability](https://afi-global.org/publication/the-bali-outcome-statement-on-the-linkages-between-financial-inclusion-and-financial-stability/) - Global Conference “Maximizing the Power of Financial Access: Finding an Optimal Balance Between Financial Inclusion and Financial Stability”, co-hosted by Bank Indonesia and the Alliance for Financial Inclusion (AFI), with the participation of AFI members and partners including: the International Monetary Fund (IMF); theWorld Bank Group; the Financial Stability Board (FSB); the South East Asian - [The African Mobile Phone Financial Services Policy Initiative: What is AMPI?](https://afi-global.org/publication/the-african-mobile-phone-financial-services-policy-initiative-what-is-ampi/) - The African Mobile Phone Financial Services Policy Initiative (AMPI) is a regional initiative of the Alliance for Financial Inclusion (AFI). AMPI provides a platform for officials from regulatory bodies, policymaking institutions, the private sector and development partners to share views and find appropriate ways to promote mobile financial services (MFS) in Africa. - [Guideline Note 23: The Role of Financial Regulators in Promoting Access to Financing for MSMEs - Lessons from the AFI Network](https://afi-global.org/publication/guideline-note-23-the-role-of-financial-regulators-in-promoting-access-to-financing-for-msmes-lessons-from-the-afi-network/) - This Guideline Note was developed by the AFI SME Finance (SMEF) Working Group. The information presented here is based on evidence and findings from two surveys conducted with over 25 SMEF WG member institutions in seven regions, as well as secondary research. The purpose of the Guideline Note is to share the experiences and practices - [The 2016 Maya Declaration Report](https://afi-global.org/publication/the-2016-maya-declaration-report/) - The 2016 Maya Declaration Report: Celebrating Five Years of Advancing Financial Inclusion. As of June 2016, AFI member institutions have made 58 Maya Declaration Commitments. This represents 51 percent of AFI’s growing membership, from 116 financial regulatory and policymaking institutions and 94 developing and emerging countries. Download the full Report to learn more. - [Guideline Note 22: Indicators of the Quality Dimension of Financial Inclusion](https://afi-global.org/publication/guideline-note-22-indicators-of-the-quality-dimension-of-financial-inclusion/) - Developing indicators to measure the quality of financial inclusion is a challenging yet exciting task. Over the last 15 years, as the term “financial inclusion” moved onto the agenda of developing countries, financial exclusion was so pervasive that the inevitable focus was on improving access to financial services. Lack of access is still a problem, - [Guideline Note 21: Market Conduct Supervision of Financial Services Providers - A Risk-Based Supervision Framework](https://afi-global.org/publication/guideline-note-21-market-conduct-supervision-of-financial-services-providers-a-risk-based-supervision-framework/) - This Guideline Note was developed by the AFI Consumer Empowerment and Market Conduct (CEMC) Working Group to provide guidance for policymakers on the development and implementation of sound market conduct supervision of financial services providers. - [Guideline Note 19: Digital Financial Services (DFS) Basic Terminology](https://afi-global.org/publication/guideline-note-19-digital-financial-services-dfs-basic-terminology/) - This Guideline Note was developed by the Alliance for Financial Inclusion (AFI) Digital Financial Services (DFS) Working Group to provide universal definitions of key DFS terms. - [Global Standards Proportionality (GSP) Working Group: Stemming the Tide of De-Risking Through Innovative Partnerships](https://afi-global.org/publication/global-standards-proportionality-gsp-working-group-stemming-the-tide-of-de-risking-through-innovative-partnerships/) - Special report collating views across AFI and G-24 memberships, along with deep-dive discussions with impacted nations. - [AFI Data Portal (ADP): Sharing your countries' financial inclusion stories through data - 2018 Factsheet](https://afi-global.org/publication/afi-data-portal-adp-sharing-your-countries-financial-inclusion-stories-through-data-2018-factsheet/) - The AFI Data Portal (ADP) is a unique and integrated global database on financial inclusion policies, regulations, and outcomes, that is built by policymakers for the benefit of policymakers. Housing information sourced directly from policymakers and regulators, the ADP empowers countries to share their financial inclusion stories through data. Curious to learn more? Download the - [The AFI Approach: Bringing Smart Policies to Life 2016 Fact Sheet](https://afi-global.org/publication/the-afi-approach-bringing-smart-policies-to-life-2016-fact-sheet/) - The Alliance for Financial Inclusion (AFI) is a peer-to-peer network that allows members to set their own agendas, harness each other’s knowledge and learn from each other. Using data, innovative tools and common principles, AFI provides a platform for members to translate their collective experience into practical knowledge and real solutions for sustainable and scalable financial - [Alliance for Financial Inclusion (AFI) Policy Leadership 2016 Fact Sheet](https://afi-global.org/publication/alliance-for-financial-inclusion-afi-policy-leadership-2016-fact-sheet/) - The Alliance for Financial Inclusion (AFI) is the world’s leading organization on financial inclusion policy and regulation. A member-owned network, AFI promotes and develops evidence-based policy solutions that help to improve the lives of the poor. Together, AFI members from more than 100 financial inclusion policymaking and regulatory institutions are working to unlock the potential - [African Mobile Phone Financial Services Policy Initiative (AMPI) 2016: Brochure](https://afi-global.org/publication/african-mobile-phone-financial-services-policy-initiative-ampi-2016-brochure/) - The African Mobile Phone Financial Services Policy Initiative (AMPI) brings together high-level representatives from African financial policymaking and regulatory institutions. Stakeholders from financial institutions, payment services providers, telecommunications entities and their regulatory bodies, as well as international development agencies also participate in AMPI activities. - [Gender Inclusive Finance Factsheet](https://afi-global.org/publication/gender-inclusive-finance-factsheet/) - Despite overall progress in financial inclusion, women are still disproportionately excluded from the formal financial system. According to 2017 Global Findex Data, 65 percent of women had an account compared to 72 percent of men. This gender gap has remained persistent at 9 percentage points for developing economies since 2011. Globally, women also made up - [The AFI Pacific Islands Regional Initiative (PIRI) 2017 Factsheet](https://afi-global.org/publication/the-afi-pacific-islands-regional-initiative-piri-2017-factsheet/) - AFI has created a unique model of south-south engagement and peer learning that is highly valued by policymakers from the Pacific Islands region. These policymakers see engagement in AFI as essential to increasing access to financial services for the unbanked. They also see the AFI network as an ideal platform to engage with key stakeholders, - [Banco Central do Brasil: Financial Citizenship Report](https://afi-global.org/publication/banco-central-do-brasil-financial-citizenship-report/) - Brazil is very enthusiastic about the theme financial inclusion, which helps reduce poverty, foster local economies, and create a more efficient financial system. In fact, the number of Brazilians in the banking system has doubled in the last decade. Boosted by a solid regulation in the national financial system, the maturing of the formal labor - [BTG: Nigeria Confronts a Challenging Financial Inclusion Gender Gap](https://afi-global.org/publication/btg-nigeria-confronts-a-challenging-financial-inclusion-gender-gap/) - The report presents evidence that policy measures to increase financial inclusion need to be country-specific, based on each country’s gender gap and specific challenges and opportunities. To eliminate the persistent gender gap and expand access to financial services for both women and men, policies should be adapted and integrated in national financial inclusion strategies and - [BTG: Tanzania Narrows the Financial Inclusion Gender Gap](https://afi-global.org/publication/btg-tanzania-narrows-the-financial-inclusion-gender-gap/) - The report presents evidence that policy measures to increase financial inclusion need to be country-specific, based on each country’s gender gap and specific challenges and opportunities. To eliminate the persistent gender gap and expand access to financial services for both women and men, policies should be adapted and integrated in national financial inclusion strategies and - [Final Communiqué of the AFI Pacific Islands Regional Initiative (PIRI) 2nd Annual Forum](https://afi-global.org/publication/final-communique-of-the-afi-pacific-islands-regional-initiative-piri-2nd-annual-forum/) - Access the Final Communiqué of the Alliance for Financial Inclusion (AFI) Pacific Islands Regional Initiative (PIRI) 2nd Annual Forum in Port Vila, Vanuatu, which concluded in June 2016. - [Maya Declaration Commitment made by the Central Bank of Suriname](https://afi-global.org/publication/maya-declaration-commitment-made-by-the-central-bank-of-suriname/) - [Benchmarking financial inclusion in Fiji, Samoa, and Solomon Islands](https://afi-global.org/publication/benchmarking-financial-inclusion-in-fiji-samoa-and-solomon-islands/) - In 2013 members of the Pacific Islands Regional Initiative (PIRI), formerly known as the Pacific Islands Working Group (PIWG), a grouping under the Alliance for Financial Inclusion (AFI), jointly undertook a review of available data and measurement exercises with which they could design and evaluate their national financial inclusion strategies and their Maya Declaration commitments. - [Overview of DFS in the West Africa Economic and Monetary Union](https://afi-global.org/publication/overview-of-dfs-in-the-west-africa-economic-and-monetary-union/) - Overview of DFS in the West Africa Economic and Monetary Union at the end of September 2015 - [Guideline Note 17: Digitally Delivered Credit](https://afi-global.org/publication/guideline-note-17-digitally-delivered-credit/) - Digital finance offers a potential to accelerate financial inclusion in low income countries and emerging markets. In 2014 the Global Findex consumer survey reported that 2.0 billion adults are unbanked worldwide, whereas it is estimated that in 2014 there were over 3.6+ billion unique mobile phone users. Furthermore, by 2020 an estimated 80 percent of - [The Moscow Resolution on Financial Inclusion and Shadow Banking](https://afi-global.org/publication/the-moscow-resolution-on-financial-inclusion-and-shadow-banking/) - The Conference “Financial Inclusion and Shadow Banking: Innovation and Proportionate Regulation for Balanced Growth” was held in Moscow, Russia, on 12-13 November 2015, co-hosted by Bank of Russia and the Alliance for Financial Inclusion (AFI). - [Guideline Note 16: SME Financial Inclusion Indicators Base Set](https://afi-global.org/publication/guideline-note-16-sme-financial-inclusion-indicators-base-set/) - This guideline note on the SME Financial Inclusion Indicators Base Set (SME Finance Base Set) was developed by AFI’s SME Finance Working Group (SMEFWG) in consultation with the Financial Inclusion Data Working Group (FIDWG). The Base Set is intended to serve as a tool for measuring the access, usage and quality of financial services for - [The 2015 Global Policy Forum (GPF) Report: Inspiring Innovation to Advance Inclusion](https://afi-global.org/publication/the-2015-global-policy-forum-gpf-report-inspiring-innovation-to-advance-inclusion/) - The 2015 AFI Global Policy Forum, hosted by Banco de Moçambique, brought together over 500 senior financial inclusion policymakers, regulators, international organizations and private sector partners to Maputo, Mozambique. This year’s GPF, Inspiring Innovation to Advance Inclusion, was the largest and most diverse forum the AFI Network has ever held. - [Skopje Consensus](https://afi-global.org/publication/skopje-consensus/) - We, policymakers and regulators from the Europe and Central Asia (ECA) region, met in Skopje, Macedonia on 26 October, 2015 at the invitation of the Alliance for Financial Inclusion (AFI) and the National Bank of the Republic of Macedonia (NBRM), with support from the Federal Ministry for Economic Cooperation and Development of Germany (BMZ) and - [The 2015 Maya Declaration Report: Commitments into Action](https://afi-global.org/publication/the-2015-maya-declaration-report-commitments-into-action/) - Making a public commitment is a means to champion financial inclusion. A total of 54 Maya Declaration Commitments were made at the time this progress report was written. Altogether, these 54 commitments represent 63% of AFI’s growing membership. To learn more, access the 2015 Maya Declaration Report. - [Peer Learning Program with the Global SSBs](https://afi-global.org/publication/peer-learning-program-with-the-global-ssbs/) - AFI’s Peer Learning Program with the SSBs was established to create a structured mechanism for members to review and provide inputs to the financial inclusion initiatives of the SSBs, and communicate the challenges developing countries face in implementing the global standards. - [The 2014 Global Policy Forum (GPF) Report: Global Partnerships, National Goals, Empowering People](https://afi-global.org/publication/the-2014-global-policy-forum-gpf-report-global-partnerships-national-goals-empowering-people/) - The 2014 AFI Global Policy Forum, hosted by the Central Bank of Trinidad and Tobago, welcomed more than 400 policymakers, regulators, private sector partners, international organizations and research institutions to Port of Spain. This was the first Global Policy Forum to be held in the Caribbean, and showcased innovative financial inclusion activities in the region - [Philippines National Strategy for Financial Inclusion](https://afi-global.org/publication/philippines-national-strategy-for-financial-inclusion/) - [Addis Ababa Action Agenda](https://afi-global.org/publication/addis-ababa-action-agenda/) - The draft Addis Ababa Action Agenda highlights the importance of financial access and the need to support financial inclusion efforts as one of the pillars of successful global development, noting its positive impact on the poor, women, rural communities, marginalized communities and persons with disabilities. It specifically highlights in paragraph 39: "Many people, especially women, - [AFI Viewpoints: Managing the Twin Responsibilities of Financial Inclusion and Financial Stability](https://afi-global.org/publication/afi-viewpoints-managing-the-twin-responsibilities-of-financial-inclusion-and-financial-stability/) - The global financial crisis of 2008 proved that sound macroeconomic policies, low inflation and low or no budget deficits do not necessarily create economies that can weather financial instability. Surveys conducted after the financial crisis have shown that economies with resilient financial sectors and high economic growth are also no guarantee of balanced and inclusive - [Leadersʼ Declaration G7 Summit June 2015](https://afi-global.org/publication/leadersʼ-declaration-g7-summit-june-2015/) - [G7 Deuville Partnership High-Level Conference: Responsible Financial Inclusion for Social Inclusion and Stability](https://afi-global.org/publication/g7-deuville-partnership-high-level-conference-responsible-financial-inclusion-for-social-inclusion-and-stability/) - On 28 April, more than 100 high-level policymakers and practitioners met at the German Federal Ministry of Finance (BMF) Headquarters in Berlin to launch the Deauville Partnership Action Plan for Financial Inclusion, the first step of a coordinated effort across the Middle East and North Africa (MENA) region to pursue lasting and inclusive economic growth. - [Pakistan National Financial Inclusion Strategy](https://afi-global.org/publication/pakistan-national-financial-inclusion-strategy/) - Pakistan's strategy for building a dynamic and inclusive financial sector to support the country's growth. - [Tanzania National Financial Inclusion Framework](https://afi-global.org/publication/tanzania-national-financial-inclusion-framework/) - Tanzania acknowledges financial inclusion, which formally encompasses all sections of the citizenry, as one of the key drivers of economic growth leading to reduced economic vulnerability for individuals and households, poverty alleviation, and improved quality of life for all people in Tanzania. - [Turkey Financial Access, Financial Education, Financial Consumer Protection Strategy](https://afi-global.org/publication/turkey-financial-access-financial-education-financial-consumer-protection-strategy/) - The primary objectives of the strategy are to extend financial products and services to all segments of the society, include outsiders of the financial system and increase the quality and use of existing products and services. In this manner, the goal of the strategy is to increase both access to and use of financial products - [Paraguay National Financial Inclusion Strategy](https://afi-global.org/publication/paraguay-national-financial-inclusion-strategy/) - [Indonesia National Financial Inclusion Strategy](https://afi-global.org/publication/indonesia-national-financial-inclusion-strategy/) - [Brazil National Financial Inclusion Strategy](https://afi-global.org/publication/brazil-national-financial-inclusion-strategy/) - The Banco Central do Brasil (Central Bank of Brazil – BCB) has been working to increase and improve access to financial services in Brazil since the 1990s in three main ways: (i) by expanding and strengthening distribution channels for financial services, (ii) by developing instruments to better adapt financial services to the needs of lower-income - [Nigeria National Financial Inclusion Strategy](https://afi-global.org/publication/nigeria-national-financial-inclusion-strategy/) - The Central Bank of Nigeria and other stakeholders intend to implement a National Financial Inclusion Strategy to decrease the number of Nigerians that are excluded from financial services from 46.3% to 20.0% by 2020 as committed to in the Maya Declaration. The number of Nigerians that are included in the formal sector shall increase from - [Republic of Burundi National Financial Inclusion Strategy](https://afi-global.org/publication/republic-of-burundi-national-financial-inclusion-strategy/) - Preparing the National Financial Inclusion Strategy (NFIS) is a continuation of the efforts of the Government to make financial services and products accessible to all categories of the population. It is intended to remove constraints preventing some strata of the population from having access to and use of these services and products. This calls for - [KL Resolution on Proportionality in Practice](https://afi-global.org/publication/kl-resolution-on-proportionality-in-practice/) - The Global Symposium “Towards Proportionality in Practice: Financial Inclusion and Implementation of Global Standards” was held in Kuala Lumpur, Malaysia, on 28-29 May 2015, co-hosted by Bank Negara Malaysia, the Toronto Centre, and the Alliance for Financial Inclusion (AFI), and supported by AFI’s technical working groups. - [Dili Consensus on Financial Inclusion in the Pacific Islands](https://afi-global.org/publication/dili-consensus-on-financial-inclusion-in-the-pacific-islands/) - Governors at the Inaugural launch and 1st meeting of the Pacific Islands Regional Initiative (PIRI), endorsed and agreed on the broad vision, mission, objectives and financial inclusion policy areas for the initiative. - [Deauville Partnership Action Plan for Financial Inclusion](https://afi-global.org/publication/deauville-partnership-action-plan-for-financial-inclusion/) - We, the members of the Deauville Partnership, represented at the Senior Officials Meeting and the High Level Conference “Responsible Financial Inclusion for Social Inclusion and Stability”, Berlin, 27./28. April 2015, Recognize the critical importance of responsible financial inclusion as an element that contributes to creating jobs, increasing economic opportunities for youth, women, underserved groups - [Transforming the Pacific Islands Working Group to the Pacific Islands Regional Initiative (PIRI)](https://afi-global.org/publication/transforming-the-pacific-islands-working-group-to-the-pacific-islands-regional-initiative-piri/) - Despite the impressive progress made by member countries of PIWG in financial inclusion in the respective countries, the Pacific region continues to have one of the highest rates of financial exclusion globally and requires sustained commitment to address this problem. This led to the decision taken at the13th meeting held in Port of Spain, Trinidad - [Alliance for Financial Inclusion (AFI): A New Model for International Cooperation](https://afi-global.org/publication/alliance-for-financial-inclusion-afi-a-new-model-for-international-cooperation/) - The purpose of this paper is to unpack the essentials of the AFI approach and identify the keys to its success. It begins with a brief overview of the global debate on current trends in international cooperation, highlighting the concepts of South-South cooperation and knowledge sharing. The genesis and historical background of the AFI Network - [Governor Njuguna Ndung'u Opening Remarks at CBK-AFI Joint Learning Program 2014](https://afi-global.org/publication/governor-njuguna-ndungu-opening-remarks-at-cbk-afi-joint-learning-program-2014/) - [A balancing act: SSBs recognizing the need to balance financial integrity against financial inclusion](https://afi-global.org/publication/a-balancing-act-ssbs-recognizing-the-need-to-balance-financial-integrity-against-financial-inclusion/) - This article first appeared in the Winter 2014 issue of inCOMPLIANCE, the official member publication of the International Compliance Association www.int-comp.org. - [Maya Declaration: Joint Commitment made by Bangladesh Bank, Microcredit Regulatory Authority, and Ministry of Finance of Bangladesh](https://afi-global.org/publication/maya-declaration-joint-commitment-made-by-bangladesh-bank-microcredit-regulatory-authority-and-ministry-of-finance-of-bangladesh/) - Bangladesh is committed towards broadening financial inclusion for unserved, underserved and left out segments of the population. - [National Financial Inclusion Strategies: What and how?](https://afi-global.org/publication/national-financial-inclusion-strategies-what-and-how/) - Experiences from outside Latin America - [2014 GPF Financial Inclusion Quiz Show](https://afi-global.org/publication/2014-gpf-financial-inclusion-quiz-show/) - [2014 GPF AFI Member Country Policy Profiles](https://afi-global.org/publication/2014-gpf-afi-member-country-policy-profiles/) - This presentation was prepared for AFI’s Global Policy Forum in September 2014. It contains preliminary results of a still ongoing data collection, which will be concluded by the end of 2014. At the time of the GPF the data cleaning process had not been completed and AFI received additional responses after the event. That’s why - [2014 GPF BSP Governor Amando Tetangco, Jr. AGM speech: Moving Forward Together](https://afi-global.org/publication/2014-gpf-bsp-governor-amando-tetangco-jr-agm-speech-moving-forward-together/) - [2014 GPF BSP Governor Amando Tetangco, Jr. The Three "Cs" of AFI’s Success](https://afi-global.org/publication/2014-gpf-bsp-governor-amando-tetangco-jr-the-three-cs-of-afis-success/) - [2014 GPF Keynote Address by BNM Governor Dr. Zeti Akhtar Aziz](https://afi-global.org/publication/2014-gpf-keynote-address-by-bnm-governor-dr-zeti-akhtar-aziz/) - [The 2014 Maya Declaration Report: Measurable Goals with Optimal Impact](https://afi-global.org/publication/the-2014-maya-declaration-report-measurable-goals-with-optimal-impact/) - Since its launch in 2011 in Riviera Maya, Mexico, the Maya Declaration has become an important international framework for advancing the goal of reaching the world'’s 2.5 billion unbanked in order to unlock their full economic and social potential while contributing to reduced income disparities, inclusive development and overall national financial stability. It has catalyzed - [Guideline Note 15: Mobile Financial Services - Accessing Levels of Interoperability](https://afi-global.org/publication/guideline-note-15-mobile-financial-services-accessing-levels-of-interoperability/) - This guideline note is to provide members of the AFI Network with a framework to assess the degree of interoperability in their respective markets and prioritize appropriate policy responses. The note provides a common framework for benchmarking interoperability across different use cases. This framework will help to clarify a complex issue and establish a shared - [Guideline Note 14: Mobile Financial Services - Mobile-Enabled Cross-Border Payments](https://afi-global.org/publication/guideline-note-14-mobile-financial-services-mobile-enabled-cross-border-payments/) - This guideline note was developed by AFI’s Mobile Financial Services Working Group (MFSWG) to identify key challenges affecting cross-border remittances and payments and how regulators have addressed these challenges. - [Working Groups Annual Report 2014](https://afi-global.org/publication/working-groups-annual-report-2014/) - It is with great pleasure that we present the first Annual Report of the Alliance for Financial Inclusion (AFI) Working Groups. This report showcases the achievements and the many activities carried out by the committed members of the working groups. - [The Use of Financial Inclusion Data in South Africa, the Philippines and Peru](https://afi-global.org/publication/the-use-of-financial-inclusion-data-in-south-africa-the-philippines-and-peru/) - In January 2014, the following case studies were prepared by The National Treasury of South Africa, Bangko Sentral ng Pilipinas, and the Superintendencia de Banca, Seguros y AFP (SBS) of Peru in collaboration with the Alliance for Financial Inclusion’s (AFI) Financial Inclusion Data Working Group (FIDWG), on behalf of the Data and Measurement Subgroup of - [Developing a safe and secure electronic payment ecosystem to promote financial inclusion](https://afi-global.org/publication/developing-a-safe-and-secure-electronic-payment-ecosystem-to-promote-financial-inclusion/) - Keynote Speech by Bank Negara Malaysia (BNM) Deputy Governor Dato' Muhammad bin Ibrahim for MasterCard’s Regulatory Forum for the Asia Pacific region with the theme “Developing a Safe and Secure Electronic Payment Ecosystem to Promote Financial Inclusion”. - [Member Zone FAQ Sheet](https://afi-global.org/publication/member-zone-faq-sheet/) - [Policy Note: Regulatory approaches to enable MFS access](https://afi-global.org/publication/policy-note-regulatory-approaches-to-enable-mfs-access/) - AFI’s series of policy notes are made specifically for policymakers and focus on the key policy solutions that have been proven to promote financial inclusion in developing countries. Drawing on existing research, they define the policy solution, identify the critical issues for decision-makers and give practical examples from developing countries. The notes also identify policy - [Case Study 1: The Central Bank of Kenya’s treatment of M-Pesa](https://afi-global.org/publication/case-study-1-the-central-bank-of-kenyas-treatment-of-m-pesa/) - The following case study discusses the periodof development of the M-Pesa mobile payment product from concept inception in 2005 to December 2008. - [Case Study 4: Rwanda's Financial Inclusion Success Story](https://afi-global.org/publication/case-study-4-rwandas-financial-inclusion-success-story/) - In Rwanda, community savings and credit cooperatives have been a financial inclusion success story. In just three years, these cooperatives, known as Umurenge SACCOs, have attracted over 1.6 million customers. SACCOs and other MFIs currently serve almost the same number of people as the entire banking sector. In a country where access to financial services - [Informe acerca del Foro Mundial sobre Políticas de Inclusión Financiera 2013 de AFI](https://afi-global.org/publication/informe-acerca-del-foro-mundial-sobre-politicas-de-inclusion-financiera-2013-de-afi/) - Del 10 al 12 de septiembre de 2013, el Bank Negara Malaysia y la Alianza para la Inclusión Financiera (AFI) sostuvieron el quinto Foro Annual Mundial sobre Políticas de Inclusión Financiera (GPF, por sus siglas en inglés) en Kuala Lumpur. El Foro reunió a más de 400 participantes de 70 países de todo el mundo—principalmente - [Maya Declaration: 2014 Commitment made by the National Bank of Tajikistan](https://afi-global.org/publication/maya-declaration-2014-commitment-made-by-the-national-bank-of-tajikistan/) - [AFI Viewpoints: Mutually-Supportive Relationship Between Financial Inclusion and Financial Stability](https://afi-global.org/publication/afi-viewpoints-mutually-supportive-relationship-between-financial-inclusion-and-financial-stability/) - This first AFI Viewpoint by Dr. Atiur Rahman, Governor of Bangladesh Bank, provides a sound argument for a mutually supportive relationship between financial inclusion and financial stability. This topic has gained momentum among policymakers, researchers and development partners in recent years, and was actively discussed in several sessions during AFI’s 2013 Global Policy Forum (GPF), - [Regulatory Approaches to Mobile Financial Services in Latin America](https://afi-global.org/publication/regulatory-approaches-to-mobile-financial-services-in-latin-america/) - As part of a growing effort to advance financial inclusion in Latin America and the Caribbean through mobile financial services, the Alliance for Financial Inclusion (AFI), together with the Ministry of Finance and Public Credit of Colombia, organized the seminar, “Smart Policies for Mobile Finance in the Americas: The Next Financial Inclusion Breakthrough,” in Cartagena - [The 2013 Global Policy Forum (GPF) Report: Driving Policies for Optimal Impact](https://afi-global.org/publication/the-2013-global-policy-forum-gpf-report-driving-policies-for-optimal-impact/) - From 10-12 September 2013, Bank Negara Malaysia (BNM) and the Alliance for Financial Inclusion (AFI) held the fifth annual Global Policy Forum (GPF) in Kuala Lumpur. The Forum brought together more than 400 participants from 82 countries worldwide — primarily policymakers from AFI member institutions, as well as key external partners from the development community, - [RBF Governor Barry Whiteside: Leading Fiji to economic success](https://afi-global.org/publication/rbf-governor-barry-whiteside-leading-fiji-to-economic-success/) - Welcome address by Mr. Barry Whiteside, Governor of the Reserve Bank of Fiji, at the 12th Alliance for Financial Inclusion (AFI) Pacific Islands Working Group (PIWG) meeting in March 2014. - [Reserve Bank of Fiji Governor Barry Whiteside welcome address at 12th PIWG Meeting](https://afi-global.org/publication/reserve-bank-of-fiji-governor-barry-whiteside-welcome-address-at-12th-piwg-meeting/) - Welcome address from Reserve Bank of Fiji (RBF) Governor Barry Whiteside at the 12th Pacific Islands Working Group (PIWG) Meeting in Denarau, Fiji, 24 March 2014. - [Maya Declaration: 2014 Commitment made by the Bank of Uganda](https://afi-global.org/publication/maya-declaration-2014-commitment-made-by-the-bank-of-uganda/) - New Maya Declaration Commitments made by the Bank of Uganda. - [Central Bank of Kenya Governor Njuguna Ndung’u: Understanding and expanding financial inclusion in Kenya](https://afi-global.org/publication/central-bank-of-kenya-governor-njuguna-ndungu-understanding-and-expanding-financial-inclusion-in-kenya/) - Keynote speech by Prof. Njuguna Ndung’u, Governor at the Central Bank of Kenya (CBK), at the launch of the FinAccess GIS Mapping of all Financial Access Touch Points 2014, in Nairobi, Kenya on 13 March 2014. This speech was first published by the Bank of International Settlements. - [The Use of Financial Inclusion Data: Country Case Study of the Philippines](https://afi-global.org/publication/the-use-of-financial-inclusion-data-country-case-study-of-the-philippines/) - The Use of Financial Inclusion Data: Country Case Study of the Philippines Policy on Micro-Deposits Prepared by: Bangko Sentral ng Pilipinas (BSP) and the Alliance for Financial Inclusion (AFI) Financial Inclusion Data Working Group (FIDWG) on behalf of the Data and Measurement sub-group of the Global Partnership for Financial Inclusion (GPFI). The Philippines introduced a - [The Use of Financial Inclusion Data: Country Case Study of Peru](https://afi-global.org/publication/the-use-of-financial-inclusion-data-country-case-study-of-peru/) - The Use of Financial Inclusion Data: Country Case Study of Peru Fine-Tuning Regulation Based on Access Indicators Prepared by: Superintendencia de Banca, Seguros y AFP (SBS) of Peru and the Alliance for Financial Inclusion (AFI) Financial Inclusion Data Working Group (FIDWG) on behalf of the Data and Measurement sub-group of the Global Partnership for Financial - [The Use of Financial Inclusion Data: Country Case Study of Burundi](https://afi-global.org/publication/the-use-of-financial-inclusion-data-country-case-study-of-burundi/) - The Use of Financial Inclusion Data: Country Case Study of Burundi Using National Survey Data to Formulate a Financial Inclusion Strategy Prepared by: Bank of the Republic of Burundi (BRB) and the Alliance for Financial Inclusion (AFI) Financial Inclusion Data Working Group (FIDWG) on behalf of the Data and Measurement sub-group of the Global Partnership - [The Use of Financial Inclusion Data: Country Case Study of Bangladesh](https://afi-global.org/publication/the-use-of-financial-inclusion-data-country-case-study-of-bangladesh/) - The Use of Financial Inclusion Data: Country Case Study of Bangladesh Determining Appropriate Service Charges Based on Microfinance Institutions (MFIs) Operational Cost Data Prepared by: Microcredit Regulatory Authority (MRA) of Bangladesh and the Alliance for Financial Inclusion (AFI) Financial Inclusion Data Working Group (FIDWG) on behalf of the Data and Measurement sub-group of the Global - [The Use of Financial Inclusion Data: Country Case Study of Mexico](https://afi-global.org/publication/the-use-of-financial-inclusion-data-country-case-study-of-mexico/) - The Use of Financial Inclusion Data: Country Case Study of Mexico Using data for improving public policies — The case of Banking Agents and Mobile Payments Prepared by: Comisión Nacional Bancaria y de Valores (CNBV) of Mexico and the Alliance for Financial Inclusion (AFI) Financial Inclusion Data Working Group (FIDWG) on behalf of the Data - [Introductory Note to Case Studies on the Use of Financial Inclusion Data](https://afi-global.org/publication/introductory-note-to-case-studies-on-the-use-of-financial-inclusion-data/) - [Guideline Note 13: Consumer Protection in Mobile Financial Services](https://afi-global.org/publication/guideline-note-13-consumer-protection-in-mobile-financial-services/) - This guideline note was developed by AFI’s Mobile Financial Services Working Group’s (MFSWG) Consumer Protection Subgroup to identify the primary consumer protection issues in mobile financial services and discuss options for regulators to address them. - [Guideline Note 12: Mobile Financial Services - Supervision and Oversight of MFS](https://afi-global.org/publication/guideline-note-12-mobile-financial-services-supervision-and-oversight-of-mfs/) - This guideline note was developed by AFI’s Mobile Financial Services Working Group (MFSWG) to discuss appropriate supervisory responses to evolving mobile financial services. - [Trust Law Protections for E-Money Customers](https://afi-global.org/publication/trust-law-protections-for-e-money-customers/) - Lessons and a Model Trust Deed Arising from Mobile Money Deployments in the Pacific Islands - [Where are Mobile Financial Services in Africa?](https://afi-global.org/publication/where-are-mobile-financial-services-in-africa/) - State of mobile financial services and regulation survey for the African Mobile Phone Financial Services Policy Initiative (AMPI) 2014 Meeting. - [Maya Declaration: 2013 Commitment made by Banque de la République du Burundi](https://afi-global.org/publication/maya-declaration-2013-commitment-made-by-banque-de-la-republique-du-burundi/) - Maya Declaration: 2013 Commitment update made by Banque de la République du Burundi - [Maya Declaration: 2013 Commitment made by the Superintendencia de Banca, Seguros y AFP del Perú](https://afi-global.org/publication/maya-declaration-2013-commitment-made-by-the-superintendencia-de-banca-seguros-y-afp-del-peru/) - Maya Declaration: 2013 Commitment update made by the Superintendencia de Banca, Seguros y AFP del Perú - [Maya Declaration: 2013 Commitment made by Bank Al-Maghrib Morocco](https://afi-global.org/publication/maya-declaration-2013-commitment-made-by-bank-al-maghrib-morocco/) - Maya Declaration: 2013 Commitment made by Bank Al-Maghrib Morocco (French and English) - [Second AMPI Leaders Roundtable Final Communiqué](https://afi-global.org/publication/second-ampi-leaders-roundtable-final-communique/) - African policymakers and regulators, members of the African Mobile Phone Financial Services Policy Initiative (AMPI), met in Naivasha, Kenya on 5-6 February 2014. - [AFI Executive Director Alfred Hannig's Opening Remarks at the 2014 AMPI Meeting](https://afi-global.org/publication/afi-executive-director-alfred-hannigs-opening-remarks-at-the-2014-ampi-meeting/) - Opening Remarks by Alfred Hannig, Executive Director of the Alliance for Financial Inclusion, on 5 February 2014 at the 2014 African Mobile Phone Financial Services Policy Initiative (AMPI) Leaders’ Roundtable held in Naivasha, Kenya. - [AFI Executive Director Alfred Hannig's Talking Points for the Gaidar Forum](https://afi-global.org/publication/afi-executive-director-alfred-hannigs-talking-points-for-the-gaidar-forum/) - The Gaidar Forum was held at the Russian Presidential Academy of National Economy and Public Administration 15-17 January 2014 in Moscow, Russia. Download Alliance for Financial Inclusion's (AFI) Executive Director Alfred Hannig's talking points from the forum. - [Maya Declaration: Commitment made by the National Bank of the Republic of Belarus](https://afi-global.org/publication/maya-declaration-commitment-made-by-the-national-bank-of-the-republic-of-belarus/) - [H.M. Queen Máxima's keynote speech at Tanzania's Launch of National Financial Inclusion Framework](https://afi-global.org/publication/h-m-queen-maximas-keynote-speech-at-tanzanias-launch-of-national-financial-inclusion-framework/) - H.M. Queen Máxima of the Netherlands | Keynote speech at the Launch of the National Financial Inclusion Framework in Tanzania on 12 December 2013. - [BOT Governor Benno Ndulu's opening remarks at Launch of National Financial Inclusion Framework](https://afi-global.org/publication/bot-governor-benno-ndulus-opening-remarks-at-launch-of-national-financial-inclusion-framework/) - Bank of Tanzania (BOT) Governor Benno Ndulu's welcome and opening remarks at the Launch of National Financial Inclusion Framework on 12 December 2013 in Tanzania. - [Banks are getting mobilized to put services within the reach of the global unbanked](https://afi-global.org/publication/banks-are-getting-mobilized-to-put-services-within-the-reach-of-the-global-unbanked/) - Click the image or download button above to view the article "Banks are getting mobilized to put services within the reach of the global unbanked" that references the Alliance for Financial Inclusion (AFI) and the Maya Declaration in the official daily newspaper of Sibos 2013. (To view the entire newspaper at sibos.com, click here). - [EOI Questions and Responses – Part 2](https://afi-global.org/publication/eoi-questions-and-responses-part-2/) - [G20: A declaration for financial inclusion](https://afi-global.org/publication/g20-a-declaration-for-financial-inclusion/) - Download Alliance for Financial Inclusion Executive Director Alfred Hannig's G20 article "A Declaration for Financial Inclusion: How developing and emerging economies are leading the globe toward smart financial inclusion policy." For the full magazine, please refer requests to http://www.g20g8.com. - [Transforming Economics of Payments (Chile)](https://afi-global.org/publication/transforming-economics-of-payments-chile/) - Chile Cuenta: Electronic G2P Program | 2013 Global Policy Forum - [Policy Note: A tiered approach to regulating intermediation](https://afi-global.org/publication/policy-note-a-tiered-approach-to-regulating-intermediation/) - Formalizing microsavings In virtually every country in the world, the existing supply of savings services falls short of the demand from low income populations. Poor people need more and better access to savings accounts. In some countries, there is a growing sector of unregulated microcredit organizations that are well positioned and motivated to offer those - [Maya Declaration: The Sasana Accord](https://afi-global.org/publication/maya-declaration-the-sasana-accord/) - Members of Alliance for Financial Inclusion on the occasion of the AFI GPF held in Kuala Lumpur agreed to strengthen the effectiveness of the Maya commitments by undertaking the following actions. - [The 2013 Maya Declaration Report: Putting Financial Inclusion on the Global Map](https://afi-global.org/publication/the-2013-maya-declaration-report-putting-financial-inclusion-on-the-global-map/) - From a landmark joint decision in Mexico in 2011 to a measurable set of commitments to increase financial inclusion, members of the Alliance for Financial Inclusion (AFI) have turned the Maya Declaration into a fast-growing collaborative effort with global momentum. To date, central banks and financial policymakers and regulators from 40 developing and emerging market - [Smart Policies for Mobile Finance in the Americas: The Next Financial Inclusion Breakthrough?](https://afi-global.org/publication/smart-policies-for-mobile-finance-in-the-americas-the-next-financial-inclusion-breakthrough/) - Will mobile financial services (MFS) be the next financial inclusion breakthrough in the Americas? In February 2013, policymakers and regulators from 12 Latin American and Caribbean (LAC) countries came together at a conference in Cartagena, Colombia to discuss the potential of MFS as a tool for advancing financial inclusion and the challenges facing policymakers and - [The Inaugural AMPI Leaders Roundtable: Key Decisions](https://afi-global.org/publication/the-inaugural-ampi-leaders-roundtable-key-decisions/) - In February 2013, African policymakers and regulators from the AFI Network met in Zanzibar, Tanzania to launch the African Mobile Phone Financial Services Policy Initiative (AMPI). AMPI will be the primary platform for AFI’s African members to support and develop policy and regulatory frameworks for mobile financial services (MFS) in Africa, and to coordinate regional - [Guideline Note 11: Mobile Financial Services - Indicators for Measuring Access and Usage](https://afi-global.org/publication/guideline-note-11-mobile-financial-services-indicators-for-measuring-access-and-usage/) - This guideline note covers one category of AFI’s Second Tier Set of Financial Inclusion Indicators, developed jointly by AFI’s Mobile Financial Services Working Group (MFSWG) and Financial Inclusion Data Working Group (FIDWG) as a tool for measuring access and usage of mobile financial services. The Second Tier Set of Indicators are a broader set of - [Guideline Note 10: Financial Inclusion Data Tracking and Measurement - Demand-Side Surveys to Inform Policymaking](https://afi-global.org/publication/guideline-note-10-financial-inclusion-data-tracking-and-measurement-demand-side-surveys-to-inform-policymaking/) - This guideline note, developed by AFI’s Financial Inclusion Data Working Group (FIDWG), outlines the key steps to conducting a successful demand-side survey for financial inclusion measurement, based on the recent experiences of AFI member institutions in Belarus, Kenya, Malaysia, Mexico, Tanzania, Thailand and Zambia. - [Financial Inclusion: A factor in economic growth and stability](https://afi-global.org/publication/financial-inclusion-a-factor-in-economic-growth-and-stability/) - The 2013 G8 summit – hosted by UK prime minister David Cameron, at Lough Erne, County Fermanagh on 17-18 June – marks the first occasion that a UK summit has been hosted in Northern Ireland. The G8 UK Summit publication features an article by Alliance for Financial Inclusion Executive Director Alfred Hannig. - [FISPLG: National Financial Inclusion Strategy Timeline](https://afi-global.org/publication/fisplg-national-financial-inclusion-strategy-timeline/) - More and more, AFI members are developing national financial inclusion strategies (NFIS) to meet their financial inclusion goals. To support its members and address the challenges of national coordination, AFI has established the Financial Inclusion Strategy Peer Learning Group (FISPLG). The FISPLG met for the first time in Abuja, Nigeria in October 2012, in conjunction - [Guideline Note 9: Consumer Empowerment and Market Conduct - Help and Redress for Financial Consumers](https://afi-global.org/publication/guideline-note-9-consumer-empowerment-and-market-conduct-help-and-redress-for-financial-consumers/) - This guideline note was developed by AFI’s Consumer Empowerment and Market Conduct (CEMC) Working Group to serve as a resource for policymakers developing and implementing help and redress mechanisms, key components of an effective consumer protection regulatory framework. - [Guideline Note 8: Consumer Empowerment and Market Conduct - National Financial Education Strategies](https://afi-global.org/publication/guideline-note-8-consumer-empowerment-and-market-conduct-national-financial-education-strategies/) - This guideline note was prepared by the AFI Consumer Empowerment and Market Conduct (CEMC) Working Group to serve as a resource for policymakers developing national financial education and literacy strategies. - [Guideline Note 7: Consumer Empowerment and Market Conduct - Sales and Marketing Practices](https://afi-global.org/publication/guideline-note-7-consumer-empowerment-and-market-conduct-sales-and-marketing-practices/) - This guideline note was developed by AFI’s Consumer Empowerment and Market Conduct (CEMC) Working Group to support the work of policymakers in the design and implementation of national sales and marketing policies and regulations. - [Guideline Note 6: Consumer Empowerment and Market Conduct - Transparency and Disclosure](https://afi-global.org/publication/guideline-note-6-consumer-empowerment-and-market-conduct-transparency-and-disclosure/) - This guideline note was developed by AFI’s Consumer Empowerment and Market Conduct (CEMC) Working Group to provide guidance on the development and implementation of sound transparency and disclosure practices for financial services providers (FSPs). - [G20 Meeting of Finance Ministers and Central Bank Governors - July 2013 Communiqué](https://afi-global.org/publication/g20-meeting-of-finance-ministers-and-central-bank-governors-july-2013-communique/) - On 19-20 July 2013 in Moscow, Russia at a meeting to review current global economic conjuncture and discuss the required policies in preparation for the G20 Leaders’ Summit in September, G20 Finance Ministers and Central Bank Governors commended both Alliance for Financial Inclusion (AFI) member institutions which have made Maya Declaration Commitments and the launch - [Risks Redefined: AFI Member Proposal for Peer Learning with SSBs on Extended Risk Frameworks](https://afi-global.org/publication/risks-redefined-afi-member-proposal-for-peer-learning-with-ssbs-on-extended-risk-frameworks/) - During their November 2010 Summit in Seoul, Republic of Korea, G-20 Leaders called on “international relevant Standard-Setting Bodies to consider how they can further contribute to encouraging financial inclusion, consistent with their mandates.” Since then, concrete steps have been taken to propel focused engagement with the Standard-Setting Bodies (SSBs) on financial inclusion. The United Nations - [Guideline Note 5: Risk-based Approaches to AML/CFT - Balancing financial integrity and inclusion](https://afi-global.org/publication/guideline-note-5-risk-based-approaches-to-aml-cft-balancing-financial-integrity-and-inclusion/) - This guideline note was developed by the Alliance for Financial Inclusion’s (AFI) Financial Integrity Working Group (FINTWG) to provide insights from a FINTWG survey on risk-based approaches to enabling financial inclusion products in relation to implementation of the Financial Action Task Force’s International Standards on Combating Money Laundering and the Financing of Terrorism and Proliferation. - [Standard Setting Bodies and AFI as Platforms for Peer Learning on Financial Inclusion](https://afi-global.org/publication/standard-setting-bodies-and-afi-as-platforms-for-peer-learning-on-financial-inclusion/) - Discussion paper prepared by Dr. Tarisa Watanagase, former Governor of the Bank of Thailand (BOT), at the request of the Alliance for Financial Inclusion (AFI) and the Intergovernmental Group of Twenty-Four, in preparation for the 5th Annual G24/AFI Policymakers’ Roundtable. - [Outcome Statement: G20 DWG, Commonwealth Secretariat and La Francophonie](https://afi-global.org/publication/outcome-statement-g20-dwg-commonwealth-secretariat-and-la-francophonie/) - The importance of the role of the Alliance for Financial Inclusion's (AFI) Maya Declaration in the effort to increase financial inclusion in developing and emerging nations was recognized by members of the Commonwealth and La Francophonie during an outreach meeting with the Russia, the president of the G20, and several members of the G20 Development - [Guideline Note 3: Mobile Financial Services - Regulatory Reporting](https://afi-global.org/publication/guideline-note-3-mobile-financial-services-regulatory-reporting/) - This guideline note was developed by AFI’s Mobile Financial Services Working Group (MFSWG) to discuss effective methods for adapting supervisory frameworks for financial services delivered via mobile phones. - [Guideline Note 2: Mobile Financial Services - Technology Risks](https://afi-global.org/publication/guideline-note-2-mobile-financial-services-technology-risks/) - This guideline note was developed by AFI’s Mobile Financial Services Working Group (MFSWG) to identify the types of technology risks inherent in mobile financial services and strategies to manage them. - [Guideline Note 1: Mobile Financial Services - Basic Terminology](https://afi-global.org/publication/guideline-note-1-mobile-financial-services-basic-terminology/) - This guideline note was developed by AFI’s Mobile Financial Services Working Group (MFSWG) to provide universal definitions of key mobile financial services terms. - [Guideline Note 4: Core Set of Financial Inclusion Indicators](https://afi-global.org/publication/guideline-note-4-core-set-of-financial-inclusion-indicators/) - The Core Set of Financial Inclusion Indicators was developed by AFI’s Financial Inclusion Data Working Group (FIDWG) as a measurement tool to provide a method for capturing the status of financial inclusion within countries. - [First Annual AMPI Meeting: The Zanzibar Declaration](https://afi-global.org/publication/first-annual-ampi-meeting-the-zanzibar-declaration/) - [Meeting of G20 Finance Ministers and Central Bank Governors on 15-16 February official communiqué](https://afi-global.org/publication/meeting-of-g20-finance-ministers-and-central-bank-governors-on-15-16-february-official-communique/) - The Alliance for Financial Inclusion (AFI) and its member institutions were recognized for their critical role in the creation of strong, sustainable and balanced economic growth in the Meeting of G20 Finance Ministers and Central Bank Governors' official communiqué published at the conclusion of the two-day conference on 16 February 2013 in Moscow. - [De la Definición de la Política a la Práctica: Haciendo Inclusión Financiera](https://afi-global.org/publication/de-la-definicion-de-la-politica-a-la-practica-haciendo-inclusion-financiera/) - [Second Meeting of the Governors of Developing Eight (D-8) Countries joint communiqué](https://afi-global.org/publication/second-meeting-of-the-governors-of-developing-eight-d-8-countries-joint-communique/) - Financial inclusion will remain a top priority as it alleviates financial constraints on poor and low income households, helps them to benefit from better economic opportunities, and creates employment. - [Communiqué of Meeting of G20 Finance Ministers and Central Bank Governors on 5 November 2012](https://afi-global.org/publication/communique-of-meeting-of-g20-finance-ministers-and-central-bank-governors-on-5-november-2012/) - Support for the establishment of the Alliance for Financial Inclusion (AFI) as an independent, member-owned network was underscored during the G20 Meeting of Finance Ministers and Central Bank Governors held 4-5 November 2012 in Mexico City, Mexico. Due to AFI's key role as an implementing partner of the G20 in the Global Partnership for Financial Inclusion - [Maya Declaration: The AFI network commitment to financial inclusion](https://afi-global.org/publication/maya-declaration-the-afi-network-commitment-to-financial-inclusion/) - [Intergovernmental Group of Twenty-Four on International Monetary Affairs and Development Communiqué](https://afi-global.org/publication/intergovernmental-group-of-twenty-four-on-international-monetary-affairs-and-development-communique/) - We welcome the decision to establish the Alliance for Financial Inclusion (AFI) as a permanent network led by EMDCs for knowledge creation, exchange and policy dialogue. We look forward to continued collaboration between AFI and the G-24. - [Reporte de Inclusión Financiera (RIF) - 2011](https://afi-global.org/publication/reporte-de-inclusion-financiera-rif-2011/) - El presente informe es el primero de una serie annual que elaboran de forma conjunta la Superintendencia Financiera de Colombia y el Programa de Inversión Banca de las Oportunidades. El Reporte de Inclusión Financiera (RIF) tiene como fuente de información a las entidades vigiladas por la Superintendencia Financiera de Colombia, la Superintendencia de la Economía Solidaria - [Organizing for Financial Inclusion: Supporting strategic approaches in the AFI network](https://afi-global.org/publication/organizing-for-financial-inclusion-supporting-strategic-approaches-in-the-afi-network/) - [Grant snapshot on measuring access to finance in Belarus: Evidence-based policy development](https://afi-global.org/publication/grant-snapshot-on-measuring-access-to-finance-in-belarus-evidence-based-policy-development/) - Alliance for Financial Inclusion (AFI) grant snapshots capture the on-the-ground policy development experiences of developing and emerging country policymakers from the AFI membership, as they engage in leading innovative solutions to financial inclusion challenges in their country with the support of long-term or short-term grants from AFI. This grant snapshot focuses on the experience of - [Grant snapshot on financial access in Russia: Challenges and constraints](https://afi-global.org/publication/grant-snapshot-on-financial-access-in-russia-challenges-and-constraints/) - Alliance for Financial Inclusion (AFI) grant snapshots capture the on-the-ground policy development experiences of developing and emerging country policymakers from the AFI membership, as they engage in leading innovative solutions to financial inclusion challenges in their country with the support of long-term or short-term grants from AFI. This grant snapshot focuses on the experience of - [The First G20 Global Partnership for Financial Inclusion Forum - Report](https://afi-global.org/publication/the-first-g20-global-partnership-for-financial-inclusion-forum-report/) - The first GPFI Forum was held in Riviera Maya, Mexico, on 1 October 2011. The GPFI Forum brought together senior representatives from 23 G20 and non-G20 countries, key implementing partners of the GPFI, representatives of the private sector, and a wide range of organizations involved in promoting financial inclusion. In total, more than 80 participants - [The African Financial Inclusion Policy Forum: Scaling up financial services through mobile technology](https://afi-global.org/publication/the-african-financial-inclusion-policy-forum-scaling-up-financial-services-through-mobile-technology/) - Africa has one of the largest and most rapidly growing numbers of mobile phone subscribers in the world, providing a unique opportunity for the region to accelerate financial inclusion through mobile financial services (MFS). While several countries such as Kenya and Tanzania have made considerable progress in this arena, the provision of MFS has not - [Inclusión Financiera: Aproximaciones Teóricas Y Prácticas](https://afi-global.org/publication/inclusion-financiera-aproximaciones-teoricas-y-practicas/) - Fuertes y esperanzadores vientos soplan sobre América Latina y El Caribe. Nuestra región vive históricos cambios económicos. Asiste a una desafiante época de transiciones políticas. Es testigo y protagonista de una apertura social sin precedentes que abre grandes espacios al desafío. En esta época, a millones de latinoamericanos, al fin, les está permitido no únicamente - [Impulsando la Inclusión Financiera](https://afi-global.org/publication/impulsando-la-inclusion-financiera/) - [Policy implications of “Portfolios of the Poor” by Daryl Collins, BFA](https://afi-global.org/publication/policy-implications-of-portfolios-of-the-poor-by-daryl-collins-bfa/) - 40% of the world live on $2 a day or less If you earn $2 a day it’s easy to assume... You live hand-to-mouth You can’t plan for the future You can’t save You can’t have much of a financial life - [Mobile banking basics](https://afi-global.org/publication/mobile-banking-basics/) - [La formalización del microahorro - Un enfoque escalonado para regular la intermediación](https://afi-global.org/publication/la-formalizacion-del-microahorro-un-enfoque-escalonado-para-regular-la-intermediacion/) - La formalización del microahorro En prácticamente todos los países del mundo la oferta de servicios de ahorro no alcanza a cubrir la demanda de la población de bajos ingresos. Es necesario que los pobres cuenten con mayor y mejor acceso a cuentas de ahorros. En algunos países existe un creciente sector de organizaciones de microcrédito - [La protección del consumidor - Cómo crear igualdad de oportunidades en la inclusión financiera](https://afi-global.org/publication/la-proteccion-del-consumidor-como-crear-igualdad-de-oportunidades-en-la-inclusion-financiera/) - La protección del consumidor La protección del consumidor busca crear condiciones más equitativas entre proveedores y consumidores de servicios financieros. Cuando los consumidores de la banca minorista realizan transacciones financieras disponen de menos información que las instituciones financieras que les suministran esos servicios. Esto puede resultar en tasas de interés excesivamente altas, el desconocimiento de - [La protection des consommateurs - Harmoniser les règles en matière d’inclusion financière](https://afi-global.org/publication/la-protection-des-consommateurs-harmoniser-les-regles-en-matiere-dinclusion-financiere/) - La protection des consommateurs Les efforts de protection des consommateurs visent à harmoniser les conditions s’appliquant aux fournisseurs de services financiers et aux consommateurs. Les consommateurs individuels disposent de moins d’informations sur leurs transactions financières que les établissements financiers leur fournissant ces services. Cette inégalité peut entraîner l’application de taux d’intérêt excessivement élevés, un manque - [Faciliter les transferts d’argent par téléphone mobile: Le traitement de M-Pesa par la Banque centrale du Kenya](https://afi-global.org/publication/faciliter-les-transferts-dargent-par-telephone-mobile-le-traitement-de-m-pesa-par-la-banque-centrale-du-kenya/) - [Pacific Islands Working Group (PIWG): Building a collaborative dynamic between peers in the region](https://afi-global.org/publication/pacific-islands-working-group-piwg-building-a-collaborative-dynamic-between-peers-in-the-region/) - Most Pacific Island nations are archipelagos – these islands are scattered many hundreds of miles apart and typically have low population density. These circumstances make Pacific Islanders hard to reach through traditional brick-and-mortar banks. But new opportunities for extending financial services to hard-to-reach communities are emerging through improved technology and also policy innovations that maximize - [Servicios Financieros Móviles: Ampliar el acceso mediante la regulación](https://afi-global.org/publication/servicios-financieros-moviles-ampliar-el-acceso-mediante-la-regulacion/) - Servicios financieros móviles Los servicios financieros móviles comprenden una amplia gama de servicios financieros suministrados a través de teléfonos móviles. En general se distinguen dos tipos de categorías: los servicios de banca móvil, a través de los cuales el cliente de un banco se conecta a su cuenta bancaria por medio de su teléfono móvil, - [Services financiers via téléphonie mobile: Les approches règlementaires qui améliorent l’accès aux services financiers](https://afi-global.org/publication/services-financiers-via-telephonie-mobile-les-approches-reglementaires-qui-ameliorent-lacces-aux-services-financiers/) - Les services financiers via téléphonie mobile Les services financiers via téléphonie mobile incluent des services financiers variés distribués par l’utilisation d’un téléphone mobile. Deux catégories sont communément différenciées: les services bancaires via téléphonie mobile, grâce auxquels les clients d’une banque se connectent à leurs comptes bancaires par l’intermédiaire de leur téléphone portable; et les services - [Rapport annuel 2010 Direction de la Réglementation des Systèmes Financiers Décentralisés/Ministère de l'Economie et des finances du Sénégal](https://afi-global.org/publication/rapport-annuel-2010-direction-de-la-reglementation-des-systemes-financiers-decentralises-ministere-de-leconomie-et-des-finances-du-senegal/) - [Core indicators for financial inclusion data measurement](https://afi-global.org/publication/core-indicators-for-financial-inclusion-data-measurement/) - The table summarizes the core indicators for measuring data concerning financial inclusion. These indicators were agreed to by the Alliance for Financial Inclusion (AFI) Financial Inclusion Data Working Group FIDWG at their third bi-annual meeting in Lima, Peru from March 2-3, 2011. - [G20 financial inclusion synthesis report](https://afi-global.org/publication/g20-financial-inclusion-synthesis-report/) - Endorsement of the attached Principles represents a first step towards building a framework to improve access to a full range of financial services for poor people. Work will continue on developing practical and concrete actions for implementation of these principles. This work will be considered by Leaders at the next Summit in Seoul, Korea, in - [Pacific Islands Working Group (PIWG): Mobile financial services - Regulatory action planning tool](https://afi-global.org/publication/pacific-islands-working-group-piwg-mobile-financial-services-regulatory-action-planning-tool/) - Central banks in the Pacific region recognize the potential of mobile financial services in extending banking and/or payment services to markets thought to be previously unviable due to low population density and the geographically dispersed island archipelago nature of the countries. However, in order to serve the needs of the population while simultaneously protecting users, - [PIWG APG letter](https://afi-global.org/publication/piwg-apg-letter/) - Document Submitted for Response to the Asia/Pacific Group on Money Laundering (APG) from the AFI Pacific Financial Inclusion Working Group (PIWG) - [Reply to Consultation: FATF Review of the Standards - Preparation for the 4th Round of Mutual Evaluations](https://afi-global.org/publication/reply-to-consultation-fatf-review-of-the-standards-preparation-for-the-4th-round-of-mutual-evaluations/) - AFI welcomes the opportunity to comment on FATF’s review of its 40+9 Recommendations and to predominantly contribute to the financial inclusion perspective and agenda. AFI is a global network of policymakers, in developing countries, which provides members with tools & resources to develop, share & implement their knowledge of cutting-edge financial inclusion policies. AFI’s goal - [Formaliser la microépargne - Une approche échelonnée à la réglementation de l’intermédiation](https://afi-global.org/publication/formaliser-la-microepargne-une-approche-echelonnee-a-la-reglementation-de-lintermediation/) - En un clin d’oeil - Formaliser la microépargne Dans la plupart des pays du monde, l’offre de services d’épargne est loin de répondre à la demande des populations à faibles revenus. Les populations pauvres ont besoin d’un accès renforcé à l’épargne. Dans certains pays, le nombre d’organismes de microcrédit non agrées mais bien positionnés pour - [Collaborating with multiple stakeholders to measure financial inclusion — the case for Zambia](https://afi-global.org/publication/collaborating-with-multiple-stakeholders-to-measure-financial-inclusion-the-case-for-zambia/) - Collaborating with Multiple Stakeholders to Measure Financial Inclusion — the Case for Zambia | Norbert Mumba, Assistant Director Regulatory Policy - [Taux d'intérêts et viabilité financière des Systèmes Financiers Décentralisés du Sénégal](https://afi-global.org/publication/taux-dinterets-et-viabilite-financiere-des-systemes-financiers-decentralises-du-senegal/) - [Case Study 3: CNBV’s approach to obtaining better data for decision-makers](https://afi-global.org/publication/case-study-3-cnbvs-approach-to-obtaining-better-data-for-decision-makers/) - CNBV’s approach to obtaining better data for decision-makers. Mexico's CNBV (Comisión Nacional Bancaria y de Valores) has modified its strategic plan to include financial inclusion. Its Access to Finance Unit initially focused on defining and measuring financial inclusion in a practical way. Then, following a preliminary gap analysis, the Unit published two major reports on - [Consumer Empowerment and Market Conduct: Opening Remarks of the Working Group Launch](https://afi-global.org/publication/consumer-empowerment-and-market-conduct-opening-remarks-of-the-working-group-launch/) - Opening Remarks by Assistant Governor Ms. Jessica Chew AFI Working Group Launch Consumer Empowerment and Market Conduct 7 April 2011, Lanai Kijang, Kuala Lumpur - [Pacific Islands Working Group: Lessons learned for national financial inclusion strategy development](https://afi-global.org/publication/pacific-islands-working-group-lessons-learned-for-national-financial-inclusion-strategy-development/) - This document captures lessons learned throug the activities of The Pacific Islands Central Banks Financial Inclusion Working Group (PIWG). The group consists of AFI member institutions, including representatives from the Central Banks of Fiji, Vanuatu, Samoa, Timor-Leste, Solomon Islands and Papua New Guinea. The group is coordinated by the Alliance for Financial Inclusion, in conjunction - [Mesurer l’Inclusion Financière: Les Indicateurs Fondamentaux de l’Inclusion Financière](https://afi-global.org/publication/mesurer-linclusion-financiere-les-indicateurs-fondamentaux-de-linclusion-financiere/) - Les décideurs politiques reconnaissent le rôle critique des données et l’importance de la preuve dans le processus de prise de décision politique, de la phase de définition à celle de l’évaluation et du suivi. En utilisant des données objectives, impartiales et rigoureuses, les décideurs politiques peuvent de façon précise décrire l’état de l’inclusion financière, fixer - [The G20 Principles for Innovative Financial Inclusion: Bringing the Principles to Life](https://afi-global.org/publication/the-g20-principles-for-innovative-financial-inclusion-bringing-the-principles-to-life/) - The Global Partnership for Financial Inclusion (GPFI) is the main implementing organization for the G20 Financial Inclusion Action Plan. The G20 Principles for Innovative Financial Inclusion consist of nine core principles for promoting financial inclusion, based on experience and best practice, which form the basis of the G20’s Financial Inclusion Action Plan. A new Bringing - [South Africa's engagement with the standard setting bodies and the implications for financial inclusion](https://afi-global.org/publication/south-africas-engagement-with-the-standard-setting-bodies-and-the-implications-for-financial-inclusion/) - The Global Partnership for Financial Inclusion (GPFI) is the main implementing organization for the G20 Financial Inclusion Action Plan. South Africa’s regulators generally believe that standard setting bodies’ (SSBs) principles are flexible enough to accommodate financial inclusion policies. One possible reason for their confidence is that many of the regulators have had prominent roles within - [Brazil’s engagement with standard setting bodies and the implications for financial inclusion](https://afi-global.org/publication/brazils-engagement-with-standard-setting-bodies-and-the-implications-for-financial-inclusion/) - The Global Partnership for Financial Inclusion (GPFI) is the main implementing organization for the G20 Financial Inclusion Action Plan. Conscious of Brazil’s turbulent past yet with a strong mandate for greater financial inclusion, Brazil’s financial supervisors have had to strike a balance between caution and the need to facilitate technological and product innovation to support - [The Philippines engagement with the standard setting bodies and the implications for financial inclusion](https://afi-global.org/publication/the-philippines-engagement-with-the-standard-setting-bodies-and-the-implications-for-financial-inclusion/) - The Global Partnership for Financial Inclusion (GPFI) is the main implementing organization for the G20 Financial Inclusion Action Plan. The Philippines is arguably one of the most successful countries in terms of applying risk-based and proportionate assessment, often through test-and-learn approaches. However, the country’s regulators would like standard setting bodies to provide greater clarity on - [Mexico’s engagement with the standard setting bodies and the implications for financial inclusion](https://afi-global.org/publication/mexicos-engagement-with-the-standard-setting-bodies-and-the-implications-for-financial-inclusion/) - The Global Partnership for Financial Inclusion (GPFI) is the main implementing organization for the G20 Financial Inclusion Action Plan. The greatest challenge that Mexico’s regulatory authorities face in expanding financial inclusion is complying with the Financial Action Task Force’s (FATF) principles for combating money laundering. More generally, the country’s regulators feel that the relationship international - [Policy Reflections: Leveraging the success in Mobile Financial Services to expand financial inclusion](https://afi-global.org/publication/policy-reflections-leveraging-the-success-in-mobile-financial-services-to-expand-financial-inclusion/) - The Policy Reflections series is an outlet for AFI members to provide unique perspectives on financial inclusion related topics, in their own voice. This series serves as a channel for policymakers in developing countries to share and learn from the experience of other policymakers. In this Policy Reflections piece, the Central Bank of Kenya provides insights from a policy maker’s perspective into - [Knowledge Exchange Insights: The Bank of Tanzania learns from the Bangko Sentral ng Pilipinas on Mobile Financial Services](https://afi-global.org/publication/knowledge-exchange-insights-the-bank-of-tanzania-learns-from-the-bangko-sentral-ng-pilipinas-on-mobile-financial-services/) - Knowledge Exchange Insights are compelling first-hand accounts from AFI members that successfully used knowledge exchange grant to seek the policymaking experience of other members in the AFI network. Mobile money services in Tanzania developed in a regulatory environment without a National Payment Systems Act and existing guidelines for electronic payment schemes did not provide adequate guidance on mobile financial - [Pacific Islands Working Group: Techniques for supervising depository microfinance institutions (DMFIs)](https://afi-global.org/publication/pacific-islands-working-group-techniques-for-supervising-depository-microfinance-institutions-dmfis/) - [Policy Note: Leveling the playing field in financial inclusion](https://afi-global.org/publication/policy-note-leveling-the-playing-field-in-financial-inclusion/) - Critical issues, policy solutions and practical examples of consumer protection. This note examines the role of consumer protection in financial inclusion. Consumer protection seeks to level the playing field between suppliers and consumers of financial services. Retail customers have less information about their financial transactions than financial institutions providing services. This can result in excessively - [Case Study 2: Bank Negara Malaysia’s consumer and market conduct framework](https://afi-global.org/publication/case-study-2-bank-negara-malaysias-consumer-and-market-conduct-framework/) - BNM has crafted a comprehensive strategy to empower and protect financial consumers. This case study focuses on Bank Negara Malaysia’s (BNM) program for consumer empowerment and market conduct. Since the launch of the Financial Sector Master Plan (FSMP), BNM has been working to align its business strategy and institutional capacity with the goals of the Plan. - [Informe de inclusión financiera - México](https://afi-global.org/publication/informe-de-inclusion-financiera-mexico/) - La alianza para la Inclusión Financiera (AFI) es una red global de bancos centrales, supervisores bancarios y otros responsables de políticas públicas en más de 60 países en vías de desarrollo. AFI provee a sus miembros con herramientas y recursos para compartir, desarrollar e implementar su conocimiento en relación a estrategias de inclusión financiera exitosas. - [Mobile Financial Services and Financial Inclusion - Africa Growth Initiative](https://afi-global.org/publication/mobile-financial-services-and-financial-inclusion-africa-growth-initiative/) - Executive Summary Over the last decade, mobile phone use in Africa has increased dramatically, radically altering how people on the continent access and interact with financial services. Populations that previously had no access to financial services now use payments services and a growing range of financial services delivered via their mobile phones. Nowhere is the - [G20 Summit Communiqué: Full text of the G20 Leaders Declaration](https://afi-global.org/publication/g20-summit-communique-full-text-of-the-g20-leaders-declaration/) - [The 2009 Global Policy Forum (GPF) Report: A Marketplace of Ideas](https://afi-global.org/publication/the-2009-global-policy-forum-gpf-report-a-marketplace-of-ideas/) - There is a growing body of evidence showing that greater financial inclusion presents opportunities for everyone, with positive effects on economic growth, financial stability and social cohesion. Even so, around 2.5 billion adults — over half of the world’s adult population — still lack access to formal financial services. About 90 percent of these unbanked - [A Quick Guide to the Maya Declaration on Financial Inclusion](https://afi-global.org/publication/a-quick-guide-to-the-maya-declaration-on-financial-inclusion/) - [Measuring Financial Inclusion Core Set of Financial Inclusion Indicators](https://afi-global.org/publication/measuring-financial-inclusion-core-set-of-financial-inclusion-indicators/) - As the importance of financial inclusion has gained momentum, so has interest in better data for policymaking, market development, and tracking progress over time at both the global and national level. - [G20 Principles for Innovative Financial Inclusion](https://afi-global.org/publication/g20-principles-for-innovative-financial-inclusion/) - Despite advances in financial inclusion across the globe, more than 2.5 billion people worldwide remain excluded from access to financial services. This restricts their ability to save, to borrow and to protect themselves and their families against hunger, crime and natural disaster. 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[Fintech Showcase 2025](https://afi-global.org/tag/fintech-showcase-2025/) - [economic development](https://afi-global.org/tag/economic-development/) - [economic empowerment](https://afi-global.org/tag/economic-empowerment/) - [AFI Global Financial Inclusion Awards 2025](https://afi-global.org/tag/afi-global-financial-inclusion-awards-2025/) - [supervision](https://afi-global.org/tag/supervision/) - [sarfii](https://afi-global.org/tag/sarfii/) - [zimbabwe](https://afi-global.org/tag/zimbabwe/) - [affinity](https://afi-global.org/tag/affinity/) - [shopokoa](https://afi-global.org/tag/shopokoa/) - [innovation](https://afi-global.org/tag/innovation/) - [Women-led MSMEs](https://afi-global.org/tag/women-led-msmes/) - [Gender Equality](https://afi-global.org/tag/gender-equality/) - [Gender Equality in Finance](https://afi-global.org/tag/gender-equality-in-finance/) - [parametric insurance](https://afi-global.org/tag/parametric-insurance/) - [Ndung’u](https://afi-global.org/tag/ndungu/) - [Njuguna](https://afi-global.org/tag/njuguna/) - [honorary](https://afi-global.org/tag/honorary/) - [open banking](https://afi-global.org/tag/open-banking/) - [Kazakhstan](https://afi-global.org/tag/kazakhstan/) - [gates foundation](https://afi-global.org/tag/gates-foundation/) - [award](https://afi-global.org/tag/award/) - [gates](https://afi-global.org/tag/gates/) - [WMSMEs](https://afi-global.org/tag/wmsmes/) - [Bank Negara](https://afi-global.org/tag/bank-negara/) - [peer review](https://afi-global.org/tag/peer-review/) - [complementarity](https://afi-global.org/tag/complementarity/) - [research](https://afi-global.org/tag/research/) - [Sri Lanka](https://afi-global.org/tag/sri-lanka/) - [education](https://afi-global.org/tag/education/) - [literacy](https://afi-global.org/tag/literacy/) - [BMZ](https://afi-global.org/tag/bmz/) - [Germany](https://afi-global.org/tag/germany/) - [taxonomy](https://afi-global.org/tag/taxonomy/) - [BCR](https://afi-global.org/tag/bcr/) - [El Salvador](https://afi-global.org/tag/el-salvador/) - [children](https://afi-global.org/tag/children/) - [crime](https://afi-global.org/tag/crime/) - [Nestor](https://afi-global.org/tag/nestor/) - [stablecoin](https://afi-global.org/tag/stablecoin/) - [Suriname](https://afi-global.org/tag/suriname/) - [Zambia](https://afi-global.org/tag/zambia/) - [green](https://afi-global.org/tag/green/) - [Asaan](https://afi-global.org/tag/asaan/) - [school](https://afi-global.org/tag/school/) - [digital](https://afi-global.org/tag/digital/) - [mobile](https://afi-global.org/tag/mobile/) - [consumers](https://afi-global.org/tag/consumers/) - [Impact](https://afi-global.org/tag/impact/) - [Angola](https://afi-global.org/tag/angola/) - [Mongolia](https://afi-global.org/tag/mongolia/) - [in-country implementation](https://afi-global.org/tag/in-country-implementation/) - [ICI](https://afi-global.org/tag/ici/) - [agent networks](https://afi-global.org/tag/agent-networks/) - [crowdlending](https://afi-global.org/tag/crowdlending/) - [funding](https://afi-global.org/tag/funding/) - [development](https://afi-global.org/tag/development/) - [nature](https://afi-global.org/tag/nature/) - [biodiversity](https://afi-global.org/tag/biodiversity/) - [Mozambique](https://afi-global.org/tag/mozambique/) - [older people](https://afi-global.org/tag/older-people/) - [economic stability](https://afi-global.org/tag/economic-stability/) - [Central Bank of Kenya](https://afi-global.org/tag/central-bank-of-kenya/) - [stability](https://afi-global.org/tag/stability/) - [Sudan](https://afi-global.org/tag/sudan/) - [prudential](https://afi-global.org/tag/prudential/) - [hackathon](https://afi-global.org/tag/hackathon/) - [Arab](https://afi-global.org/tag/arab/) - [certification](https://afi-global.org/tag/certification/) - [podcast](https://afi-global.org/tag/podcast/) - [AFI Podcast](https://afi-global.org/tag/afi-podcast/) - [financial health](https://afi-global.org/tag/financial-health/) - [Standards](https://afi-global.org/tag/standards/) - [AI](https://afi-global.org/tag/ai/) - [artificial intelligence](https://afi-global.org/tag/artificial-intelligence/) - [Liberia](https://afi-global.org/tag/liberia/) - [Habitat](https://afi-global.org/tag/habitat/) - [climate](https://afi-global.org/tag/climate/) - [Collateral](https://afi-global.org/tag/collateral/) - [Sustainability](https://afi-global.org/tag/sustainability/) - [Denarau](https://afi-global.org/tag/denarau/) - [Equality](https://afi-global.org/tag/equality/) - [governance](https://afi-global.org/tag/governance/) - [The Gambia](https://afi-global.org/tag/the-gambia/) - [Gambia](https://afi-global.org/tag/gambia/) - [Showcase](https://afi-global.org/tag/showcase/) - [displaced](https://afi-global.org/tag/displaced/) - [FATF](https://afi-global.org/tag/fatf/) - [credit scoring](https://afi-global.org/tag/credit-scoring/) - [Policy Model](https://afi-global.org/tag/policy-model/) - [Frankfurt](https://afi-global.org/tag/frankfurt/) ## Country - [Côte d'Ivoire](https://afi-global.org/country/cote-divoire/) - [Angola](https://afi-global.org/country/angola/) - [Bangladesh](https://afi-global.org/country/bangladesh/) - [Belarus](https://afi-global.org/country/belarus/) - [Bhutan](https://afi-global.org/country/bhutan/) - [Burundi](https://afi-global.org/country/burundi/) - [Cambodia](https://afi-global.org/country/cambodia/) - [Costa Rica](https://afi-global.org/country/costa-rica/) - [Ecuador](https://afi-global.org/country/ecuador/) - [Egypt](https://afi-global.org/country/egypt/) - [El Salvador](https://afi-global.org/country/el-salvador/) - [Eswatini](https://afi-global.org/country/eswatini/) - [Fiji](https://afi-global.org/country/fiji/) - [The Gambia](https://afi-global.org/country/the-gambia/) - [Ghana](https://afi-global.org/country/ghana/) - [Guinea](https://afi-global.org/country/guinea/) - [Haiti](https://afi-global.org/country/haiti/) - [Honduras](https://afi-global.org/country/honduras/) - [Kenya](https://afi-global.org/country/kenya/) - [Lesotho](https://afi-global.org/country/lesotho/) - [Liberia](https://afi-global.org/country/liberia/) - [Madagascar](https://afi-global.org/country/madagascar/) - [Malawi](https://afi-global.org/country/malawi/) - [Malaysia](https://afi-global.org/country/malaysia/) - [Maldives](https://afi-global.org/country/maldives/) - [Mongolia](https://afi-global.org/country/mongolia/) - [Morocco](https://afi-global.org/country/morocco/) - [Mozambique](https://afi-global.org/country/mozambique/) - [Namibia](https://afi-global.org/country/namibia/) - [Nepal](https://afi-global.org/country/nepal/) - [Nigeria](https://afi-global.org/country/nigeria/) - [Pakistan](https://afi-global.org/country/pakistan/) - [Palestine](https://afi-global.org/country/palestine/) - [Papua New Guinea](https://afi-global.org/country/papua-new-guinea/) - [Paraguay](https://afi-global.org/country/paraguay/) - [Peru](https://afi-global.org/country/peru/) - [Philippines](https://afi-global.org/country/philippines/) - [Rwanda](https://afi-global.org/country/rwanda/) - [Samoa](https://afi-global.org/country/samoa/) - [Sao Tome And Principe](https://afi-global.org/country/sao-tome-and-principe/) - [Seychelles](https://afi-global.org/country/seychelles/) - [Sierra Leone](https://afi-global.org/country/sierra-leone/) - [Solomon Islands](https://afi-global.org/country/solomon-islands/) - [South Africa](https://afi-global.org/country/south-africa/) - [Sri Lanka](https://afi-global.org/country/sri-lanka/) - [Suriname](https://afi-global.org/country/suriname/) - [Thailand](https://afi-global.org/country/thailand/) - [The Bahamas](https://afi-global.org/country/the-bahamas/) - [Timor-Leste](https://afi-global.org/country/timor-leste/) - [Tonga](https://afi-global.org/country/tonga/) - [Tunisia](https://afi-global.org/country/tunisia/) - [Uganda](https://afi-global.org/country/uganda/) - [Uzbekistan](https://afi-global.org/country/uzbekistan/) - [Vanuatu](https://afi-global.org/country/vanuatu/) - [West African States](https://afi-global.org/country/west-african-states/) - [Zimbabwe](https://afi-global.org/country/zimbabwe/) - [Tajikistan](https://afi-global.org/country/tajikistan/) - [Tanzania](https://afi-global.org/country/tanzania/) - [Togo](https://afi-global.org/country/togo/) - [Zambia](https://afi-global.org/country/zambia/) - [Jordan](https://afi-global.org/country/jordan/) - [China](https://afi-global.org/country/china/) - [Armenia](https://afi-global.org/country/armenia/) - [Dominican Republic](https://afi-global.org/country/dominican-republic/) - [Iraq](https://afi-global.org/country/iraq/) - [Mauritania](https://afi-global.org/country/mauritania/) - [Niger](https://afi-global.org/country/niger/) - [Senegal](https://afi-global.org/country/senegal/) - [Sudan](https://afi-global.org/country/sudan/) - [Comoros](https://afi-global.org/country/comoros/) - [Afghanistan](https://afi-global.org/country/afghanistan/) - [Brazil](https://afi-global.org/country/brazil/) - [Guatemala](https://afi-global.org/country/guatemala/) - [Russia](https://afi-global.org/country/russia/) - [Chile](https://afi-global.org/country/chile/) - [Democratic Republic of the Congo](https://afi-global.org/country/democratic-republic-of-the-congo/) - [Colombia](https://afi-global.org/country/colombia/) - [Trinidad and Tobago](https://afi-global.org/country/trinidad-and-tobago/) - [India](https://afi-global.org/country/india/) - [Kyrgyz Republic](https://afi-global.org/country/kyrgyz-republic/) - [Indonesia](https://afi-global.org/country/indonesia/) - [Turkey](https://afi-global.org/country/turkey/) - [Germany](https://afi-global.org/country/germany/) - [Macedonia](https://afi-global.org/country/macedonia/) - [United States](https://afi-global.org/country/united-states/) - [Portugal](https://afi-global.org/country/portugal/) - [Canada](https://afi-global.org/country/canada/) - [Mali](https://afi-global.org/country/mali/) - [Yemen](https://afi-global.org/country/yemen/) - [Argentina](https://afi-global.org/country/argentina/) - [Georgia](https://afi-global.org/country/georgia/) - [United Arab Emirates](https://afi-global.org/country/united-arab-emirates/) - [Switzerland](https://afi-global.org/country/switzerland/) - [Somalia](https://afi-global.org/country/somalia/) - [France](https://afi-global.org/country/france/) - [Mauritius](https://afi-global.org/country/mauritius/) - [Singapore](https://afi-global.org/country/singapore/) - [Ukraine](https://afi-global.org/country/ukraine/) - [United Kingdom](https://afi-global.org/country/united-kingdom/) - [Myanmar](https://afi-global.org/country/myanmar/) - [Italy](https://afi-global.org/country/italy/) - [Iran](https://afi-global.org/country/iran/) - [Ethiopia](https://afi-global.org/country/ethiopia/) - [Nicaragua](https://afi-global.org/country/nicaragua/) - [Uruguay](https://afi-global.org/country/uruguay/) - [Bolivia](https://afi-global.org/country/bolivia/) - [North Macedonia](https://afi-global.org/country/north-macedonia/) - [Venezuela](https://afi-global.org/country/venezuela/) - [Australia](https://afi-global.org/country/australia/) - [Jamaica](https://afi-global.org/country/jamaica/) - [Lebanon](https://afi-global.org/country/lebanon/) - [Kazakhstan](https://afi-global.org/country/kazakhstan/) - [Korea](https://afi-global.org/country/korea/) - [Benin](https://afi-global.org/country/benin/) - [Burkina Faso](https://afi-global.org/country/burkina-faso/) - [Guinea Buisseau](https://afi-global.org/country/guinea-buisseau/) - [Montenegro](https://afi-global.org/country/montenegro/) - [Antigua and Barbuda](https://afi-global.org/country/antigua-and-barbuda/) - [Luxembourg](https://afi-global.org/country/luxembourg/) - [Japan](https://afi-global.org/country/japan/) - [Cabo Verde](https://afi-global.org/country/cabo-verde/) - [Lao People's Democratic Republic](https://afi-global.org/country/lao-peoples-democratic-republic/) - [Dubai](https://afi-global.org/country/dubai/) - [The Netherlands](https://afi-global.org/country/the-netherlands/) - [England](https://afi-global.org/country/england/) - [Swizterland](https://afi-global.org/country/swizterland/) - [Croatia](https://afi-global.org/country/croatia/) - [Virtual](https://afi-global.org/country/virtual/) - [Azerbaijan](https://afi-global.org/country/azerbaijan/) - [São Tomé e Príncipe](https://afi-global.org/country/sao-tome-e-principe/) - [Bosnia and Herzegovina](https://afi-global.org/country/bosnia-and-herzegovina/) - [São Tomé and Príncipe](https://afi-global.org/country/sao-tome-and-principe-2/) - [Botswana](https://afi-global.org/country/botswana/) - [Mexico](https://afi-global.org/country/mexico/) ## Language - [English](https://afi-global.org/language/english/) - [Spanish](https://afi-global.org/language/spanish/) - [French](https://afi-global.org/language/french/) - [Portuguese](https://afi-global.org/language/portuguese/) ## Maya Declaration - [Sochi Accord](https://afi-global.org/maya-declaration/sochi-accord/) - [Sharm El Sheikh Accord](https://afi-global.org/maya-declaration/sharm-el-sheikh-accord/) - [Denarau Action Plan](https://afi-global.org/maya-declaration/denarau-action-plan/) - [Maputo Accord](https://afi-global.org/maya-declaration/maputo-accord/) - [Sasana Accord](https://afi-global.org/maya-declaration/sasana-accord/) - [Kigali Statement](https://afi-global.org/maya-declaration/kigali-statement/) ## Publication Type - [Factsheet](https://afi-global.org/publication-type/factsheet/) - [Special Report](https://afi-global.org/publication-type/special-reports/) - [From Members](https://afi-global.org/publication-type/from-members/) - [Case study](https://afi-global.org/publication-type/case-study/) - [Annual Report](https://afi-global.org/publication-type/annual-report/) - [Guideline note](https://afi-global.org/publication-type/guideline-note/) - [Forum Report](https://afi-global.org/publication-type/forum-report/) - [Toolkit](https://afi-global.org/publication-type/toolkit/) - [Survey Report](https://afi-global.org/publication-type/survey-report/) - [Policy Model](https://afi-global.org/publication-type/policy-model/) - [Policy Brief](https://afi-global.org/publication-type/policy-brief/) - [Policy Framework](https://afi-global.org/publication-type/policy-framework/) ## Region - [Sub-Saharan Africa](https://afi-global.org/region/sub-saharan-africa/) - [South Asia](https://afi-global.org/region/south-asia/) - [Eastern Europe and Central Asia](https://afi-global.org/region/eastern-europe-and-central-asia/) - [Latin America and the Caribbean](https://afi-global.org/region/latin-america-and-the-caribbean/) - [Middle East and North Africa](https://afi-global.org/region/middle-east-and-north-africa/) - [Pacific](https://afi-global.org/region/pacific/) - [North America](https://afi-global.org/region/north-america/) - [Other regions](https://afi-global.org/region/other-regions/) - [Western Europe](https://afi-global.org/region/western-europe/) - [East & Southeast Asia](https://afi-global.org/region/east-southeast-asia/) ## Regional Initiatives - [Pacific Islands Regional Initiative (PIRI)](https://afi-global.org/regional-initiatives/pacific-islands-regional-initiative-piri/) - [Financial Inclusion Initiative for Latin America and the Caribbean (FILAC)](https://afi-global.org/regional-initiatives/financial-inclusion-initiative-for-latin-america-and-the-caribbean-filac/) - [Financial Inclusion in the Arab Region (FIARI)](https://afi-global.org/regional-initiatives/financial-inclusion-in-the-arab-region-fiari/) - [South Asia Region Financial Inclusion Initiative (SARFII)](https://afi-global.org/regional-initiatives/south-asia-region-financial-inclusion-initiative-sarfii/) - [Eastern Europe & Central Asia Policy Initiative (ECAPI)](https://afi-global.org/regional-initiatives/eastern-europe-central-asia-policy-initiative-ecapi/) - [African Financial Inclusion Policy Initiative (AfPI)](https://afi-global.org/regional-initiatives/african-financial-inclusion-policy-initiative-afpi/) - [Arab Region Financial Inclusion Policy Initiative (ARFIPI)](https://afi-global.org/regional-initiatives/arab-region-financial-inclusion-policy-initiative-arfipi/) ## Thematic Areas - [Consumer Empowerment & Market Conduct](https://afi-global.org/?thematic-areas=consumer-empowerment-market-conduct) - [Board](https://afi-global.org/?thematic-areas=board) - [Gender Inclusive Finance](https://afi-global.org/?thematic-areas=gender-inclusive-finance) - [Financial Inclusion Data](https://afi-global.org/?thematic-areas=financial-inclusion-data) - [Global Standards Proportionality](https://afi-global.org/?thematic-areas=global-standards-proportionality) - [Financial Inclusion Strategy](https://afi-global.org/?thematic-areas=financial-inclusion-strategy) - [SME Finance](https://afi-global.org/?thematic-areas=sme-finance) - [Digital Financial Services](https://afi-global.org/?thematic-areas=digital-financial-services) - [Inclusive Green Finance](https://afi-global.org/?thematic-areas=inclusive-green-finance) - [COVID19](https://afi-global.org/?thematic-areas=covid19) - [General Financial Inclusion](https://afi-global.org/?thematic-areas=general-financial-inclusion) - [Emerging Financial Inclusion Areas](https://afi-global.org/?thematic-areas=emerging-financial-inclusion-areas) - [FinTech for Financial Inclusion](https://afi-global.org/?thematic-areas=fintech-for-financial-inclusion) - [Youth](https://afi-global.org/?thematic-areas=youth) - [Forcibly Displaced Persons](https://afi-global.org/?thematic-areas=forcibly-displaced-persons) - [Housing Finance](https://afi-global.org/?thematic-areas=housing-finance) - [Financial Literacy](https://afi-global.org/?thematic-areas=financial-literacy) ## Working Groups - [Global Standards Proportionality](https://afi-global.org/?working-groups=global-standards-proportionality-working-group-gspworking-group) - [Financial Inclusion Data and Impact](https://afi-global.org/?working-groups=financial-inclusion-data-impact-working-group-fidiworking-group) - [Digital Financial Services](https://afi-global.org/?working-groups=digital-finance-services-working-group-dfsworking-group) - [Financial Inclusion Strategy](https://afi-global.org/?working-groups=financial-inclusion-strategy-peer-learning-group-fispl) - [SME Finance](https://afi-global.org/?working-groups=sme-finance-working-group-smefworking-group) - [Inclusive Green Finance](https://afi-global.org/?working-groups=inclusive-green-finance-igf-working-group) - [Consumer Empowerment & Market Conduct](https://afi-global.org/?working-groups=consumer-empowerment-market-conduct-cemcworking-group)