Usage of financial services in rural areas generally remains low, resulting in large numbers of people being excluded from services that could improve their livelihoods. 

Inclusive financial services have a critical role to play in supporting and improving rural livelihoods. This is especially relevant for those from vulnerable community groups who less likely to be financially resilient.

The primary aim of this guideline note is to examine how policymakers have sought and succeeded in enhancing financial inclusion in rural areas.