Financially excluded populations have fewer mechanisms to cope with the risks of climate change and environmental degradation, exposing them to more risks.

Financial inclusion can help vulnerable populations be more resilient to climate-related economic shocks. Digital financial services (DFS) will open up new possibilities to bring about a just transition to a more resilient and environmentally sustainable economy.

This report shows how DFS and enabling policies can make a difference in helping the most vulnerable populations adapt to and mitigate climate risk and environmental degradation.