This publication explores the challenges and opportunities for micro, small, and medium enterprises (MSMEs) in Fiji, Vanuatu, Samoa, and the Solomon Islands in accessing finance through secured transactions.

It highlights how reforms like personal property securities laws and digital registries help MSMEs use movable assets as collateral to secure loans. The study provides case examples, key reforms, and recommendations to improve financial inclusion and credit access. Download the full report to learn how secured transactions are transforming financial landscapes and fostering economic growth in the Pacific region.