Progress in financial inclusion within the AFI network is no longer defined only by policy commitments. Increasingly, it is being evaluated by what changes on the ground. 

Through the In-Country Implementation (ICI) program, AFI is working closely with member institutions to turn policy ambition into practical actions.

This report presents a selection of ICIs completed between January and December 2025 that stand out for their impact, practical relevance, and potential for scaling across the AFI network. Download to learn more.